id	sid	tid	token	lemma	pos
crl-18157	1	1	618	618	NUM
crl-18157	1	2	library	library	NOUN
crl-18157	1	3	support	support	NOUN
crl-18157	1	4	for	for	ADP
crl-18157	1	5	student	student	NOUN
crl-18157	1	6	financial	financial	ADJ
crl-18157	1	7	literacy	literacy	NOUN
crl-18157	1	8	:	:	PUNCT
crl-18157	1	9	a	a	DET
crl-18157	1	10	survey	survey	NOUN
crl-18157	1	11	of	of	ADP
crl-18157	1	12	librarians	librarian	NOUN
crl-18157	1	13	at	at	ADP
crl-18157	1	14	large	large	ADJ
crl-18157	1	15	academic	academic	ADJ
crl-18157	1	16	institutions	institution	NOUN
crl-18157	1	17	lauren	lauren	PROPN
crl-18157	1	18	reiter	reiter	PROPN
crl-18157	1	19	and	and	CCONJ
crl-18157	1	20	bronson	bronson	PROPN
crl-18157	1	21	ford	ford	PROPN
crl-18157	1	22	*	*	PROPN
crl-18157	1	23	financial	financial	ADJ
crl-18157	1	24	literacy	literacy	NOUN
crl-18157	1	25	came	come	VERB
crl-18157	1	26	to	to	ADP
crl-18157	1	27	the	the	DET
crl-18157	1	28	forefront	forefront	NOUN
crl-18157	1	29	as	as	ADP
crl-18157	1	30	the	the	DET
crl-18157	1	31	2013–2014	2013–2014	NUM
crl-18157	1	32	presidential	presidential	ADJ
crl-18157	1	33	focus	focus	NOUN
crl-18157	1	34	of	of	ADP
crl-18157	1	35	the	the	DET
crl-18157	1	36	association	association	NOUN
crl-18157	1	37	of	of	ADP
crl-18157	1	38	college	college	PROPN
crl-18157	1	39	&	&	CCONJ
crl-18157	1	40	research	research	PROPN
crl-18157	1	41	libraries	library	NOUN
crl-18157	1	42	division	division	NOUN
crl-18157	1	43	of	of	ADP
crl-18157	1	44	the	the	DET
crl-18157	1	45	american	american	PROPN
crl-18157	1	46	library	library	PROPN
crl-18157	1	47	association	association	PROPN
crl-18157	1	48	,	,	PUNCT
crl-18157	1	49	bringing	bring	VERB
crl-18157	1	50	increased	increase	VERB
crl-18157	1	51	attention	attention	NOUN
crl-18157	1	52	to	to	ADP
crl-18157	1	53	the	the	DET
crl-18157	1	54	topic	topic	NOUN
crl-18157	1	55	among	among	ADP
crl-18157	1	56	academic	academic	ADJ
crl-18157	1	57	librarians	librarian	NOUN
crl-18157	1	58	and	and	CCONJ
crl-18157	1	59	encouraging	encourage	VERB
crl-18157	1	60	an	an	DET
crl-18157	1	61	exploration	exploration	NOUN
crl-18157	1	62	into	into	ADP
crl-18157	1	63	new	new	ADJ
crl-18157	1	64	and	and	CCONJ
crl-18157	1	65	developing	develop	VERB
crl-18157	1	66	roles	role	NOUN
crl-18157	1	67	for	for	ADP
crl-18157	1	68	academic	academic	ADJ
crl-18157	1	69	libraries	library	NOUN
crl-18157	1	70	in	in	ADP
crl-18157	1	71	financial	financial	ADJ
crl-18157	1	72	education	education	NOUN
crl-18157	1	73	.	.	PUNCT
crl-18157	2	1	via	via	ADP
crl-18157	2	2	a	a	DET
crl-18157	2	3	survey	survey	NOUN
crl-18157	2	4	of	of	ADP
crl-18157	2	5	academic	academic	ADJ
crl-18157	2	6	librarians	librarian	NOUN
crl-18157	2	7	at	at	ADP
crl-18157	2	8	large	large	ADJ
crl-18157	2	9	universities	university	NOUN
crl-18157	2	10	of	of	ADP
crl-18157	2	11	more	more	ADJ
crl-18157	2	12	than	than	ADP
crl-18157	2	13	10,000	10,000	NUM
crl-18157	2	14	students	student	NOUN
crl-18157	2	15	,	,	PUNCT
crl-18157	2	16	the	the	DET
crl-18157	2	17	authors	author	NOUN
crl-18157	2	18	seek	seek	VERB
crl-18157	2	19	to	to	PART
crl-18157	2	20	determine	determine	VERB
crl-18157	2	21	what	what	PRON
crl-18157	2	22	types	type	NOUN
crl-18157	2	23	of	of	ADP
crl-18157	2	24	financial	financial	ADJ
crl-18157	2	25	literacy	literacy	NOUN
crl-18157	2	26	support	support	NOUN
crl-18157	2	27	academic	academic	ADJ
crl-18157	2	28	libraries	library	NOUN
crl-18157	2	29	are	be	AUX
crl-18157	2	30	providing	provide	VERB
crl-18157	2	31	,	,	PUNCT
crl-18157	2	32	who	who	PRON
crl-18157	2	33	is	be	AUX
crl-18157	2	34	participating	participate	VERB
crl-18157	2	35	,	,	PUNCT
crl-18157	2	36	what	what	PRON
crl-18157	2	37	prompted	prompt	VERB
crl-18157	2	38	the	the	DET
crl-18157	2	39	initiatives	initiative	NOUN
crl-18157	2	40	,	,	PUNCT
crl-18157	2	41	and	and	CCONJ
crl-18157	2	42	what	what	PRON
crl-18157	2	43	are	be	AUX
crl-18157	2	44	the	the	DET
crl-18157	2	45	main	main	ADJ
crl-18157	2	46	barriers	barrier	NOUN
crl-18157	2	47	,	,	PUNCT
crl-18157	2	48	challenges	challenge	NOUN
crl-18157	2	49	,	,	PUNCT
crl-18157	2	50	and	and	CCONJ
crl-18157	2	51	opportunities	opportunity	NOUN
crl-18157	2	52	.	.	PUNCT
crl-18157	3	1	introduction	introduction	NOUN
crl-18157	3	2	managing	manage	VERB
crl-18157	3	3	debt	debt	NOUN
crl-18157	3	4	and	and	CCONJ
crl-18157	3	5	money	money	NOUN
crl-18157	3	6	have	have	AUX
crl-18157	3	7	become	become	VERB
crl-18157	3	8	a	a	DET
crl-18157	3	9	part	part	NOUN
crl-18157	3	10	of	of	ADP
crl-18157	3	11	the	the	DET
crl-18157	3	12	college	college	NOUN
crl-18157	3	13	experience	experience	NOUN
crl-18157	3	14	for	for	ADP
crl-18157	3	15	many	many	ADJ
crl-18157	3	16	,	,	PUNCT
crl-18157	3	17	as	as	SCONJ
crl-18157	3	18	students	student	NOUN
crl-18157	3	19	face	face	VERB
crl-18157	3	20	an	an	DET
crl-18157	3	21	increased	increase	VERB
crl-18157	3	22	expectation	expectation	NOUN
crl-18157	3	23	and	and	CCONJ
crl-18157	3	24	need	need	VERB
crl-18157	3	25	to	to	PART
crl-18157	3	26	take	take	VERB
crl-18157	3	27	out	out	ADP
crl-18157	3	28	loans	loan	NOUN
crl-18157	3	29	to	to	PART
crl-18157	3	30	support	support	VERB
crl-18157	3	31	their	their	PRON
crl-18157	3	32	education	education	NOUN
crl-18157	3	33	.	.	PUNCT
crl-18157	4	1	according	accord	VERB
crl-18157	4	2	to	to	ADP
crl-18157	4	3	the	the	DET
crl-18157	4	4	report	report	NOUN
crl-18157	4	5	on	on	ADP
crl-18157	4	6	the	the	DET
crl-18157	4	7	economic	economic	ADJ
crl-18157	4	8	well	well	NOUN
crl-18157	4	9	-	-	PUNCT
crl-18157	4	10	being	being	NOUN
crl-18157	4	11	of	of	ADP
crl-18157	4	12	u.s	u.s	PROPN
crl-18157	4	13	.	.	PROPN
crl-18157	4	14	households	household	NOUN
crl-18157	4	15	,	,	PUNCT
crl-18157	4	16	30	30	NUM
crl-18157	4	17	percent	percent	NOUN
crl-18157	4	18	of	of	ADP
crl-18157	4	19	adults	adult	NOUN
crl-18157	4	20	borrowed	borrow	VERB
crl-18157	4	21	to	to	PART
crl-18157	4	22	cover	cover	VERB
crl-18157	4	23	their	their	PRON
crl-18157	4	24	own	own	ADJ
crl-18157	4	25	education	education	NOUN
crl-18157	4	26	-	-	PUNCT
crl-18157	4	27	related	relate	VERB
crl-18157	4	28	costs	cost	NOUN
crl-18157	4	29	in	in	ADP
crl-18157	4	30	2016	2016	NUM
crl-18157	4	31	,	,	PUNCT
crl-18157	4	32	compared	compare	VERB
crl-18157	4	33	to	to	ADP
crl-18157	4	34	27	27	NUM
crl-18157	4	35	percent	percent	NOUN
crl-18157	4	36	in	in	ADP
crl-18157	4	37	both	both	PRON
crl-18157	4	38	2014	2014	NUM
crl-18157	4	39	and	and	CCONJ
crl-18157	4	40	2015.1	2015.1	NUM
crl-18157	4	41	student	student	NOUN
crl-18157	4	42	debt	debt	NOUN
crl-18157	4	43	and	and	CCONJ
crl-18157	4	44	the	the	DET
crl-18157	4	45	class	class	NOUN
crl-18157	4	46	of	of	ADP
crl-18157	4	47	2016	2016	NUM
crl-18157	4	48	determined	determine	VERB
crl-18157	4	49	student	student	NOUN
crl-18157	4	50	debt	debt	NOUN
crl-18157	4	51	figures	figure	NOUN
crl-18157	4	52	on	on	ADP
crl-18157	4	53	a	a	DET
crl-18157	4	54	state	state	NOUN
crl-18157	4	55	-	-	PUNCT
crl-18157	4	56	by	by	ADP
crl-18157	4	57	-	-	PUNCT
crl-18157	4	58	state	state	NOUN
crl-18157	4	59	basis	basis	NOUN
crl-18157	4	60	,	,	PUNCT
crl-18157	4	61	finding	find	VERB
crl-18157	4	62	that	that	SCONJ
crl-18157	4	63	average	average	ADJ
crl-18157	4	64	student	student	NOUN
crl-18157	4	65	debt	debt	NOUN
crl-18157	4	66	of	of	ADP
crl-18157	4	67	2016	2016	NUM
crl-18157	4	68	graduates	graduate	NOUN
crl-18157	4	69	ranged	range	VERB
crl-18157	4	70	from	from	ADP
crl-18157	4	71	a	a	DET
crl-18157	4	72	low	low	NOUN
crl-18157	4	73	of	of	ADP
crl-18157	4	74	$	$	SYM
crl-18157	4	75	19,975	19,975	NUM
crl-18157	4	76	in	in	ADP
crl-18157	4	77	utah	utah	PROPN
crl-18157	4	78	to	to	ADP
crl-18157	4	79	a	a	DET
crl-18157	4	80	high	high	NOUN
crl-18157	4	81	of	of	ADP
crl-18157	4	82	$	$	SYM
crl-18157	4	83	36,367	36,367	NUM
crl-18157	4	84	in	in	ADP
crl-18157	4	85	new	new	ADJ
crl-18157	4	86	hampshire.2	hampshire.2	PROPN
crl-18157	4	87	relatedly	relatedly	ADV
crl-18157	4	88	,	,	PUNCT
crl-18157	4	89	the	the	DET
crl-18157	4	90	consumer	consumer	NOUN
crl-18157	4	91	financial	financial	PROPN
crl-18157	4	92	protection	protection	PROPN
crl-18157	4	93	bureau	bureau	NOUN
crl-18157	4	94	found	find	VERB
crl-18157	4	95	that	that	SCONJ
crl-18157	4	96	the	the	DET
crl-18157	4	97	percentage	percentage	NOUN
crl-18157	4	98	of	of	ADP
crl-18157	4	99	borrowers	borrower	NOUN
crl-18157	4	100	with	with	ADP
crl-18157	4	101	student	student	NOUN
crl-18157	4	102	loan	loan	NOUN
crl-18157	4	103	debt	debt	NOUN
crl-18157	4	104	of	of	ADP
crl-18157	4	105	$	$	SYM
crl-18157	4	106	20,000	20,000	NUM
crl-18157	4	107	or	or	CCONJ
crl-18157	4	108	more	more	ADJ
crl-18157	4	109	has	have	AUX
crl-18157	4	110	increased	increase	VERB
crl-18157	4	111	from	from	ADP
crl-18157	4	112	20	20	NUM
crl-18157	4	113	percent	percent	NOUN
crl-18157	4	114	in	in	ADP
crl-18157	4	115	2002	2002	NUM
crl-18157	4	116	to	to	ADP
crl-18157	4	117	more	more	ADJ
crl-18157	4	118	than	than	ADP
crl-18157	4	119	40	40	NUM
crl-18157	4	120	percent	percent	NOUN
crl-18157	4	121	as	as	ADP
crl-18157	4	122	of	of	ADP
crl-18157	4	123	august	august	PROPN
crl-18157	4	124	2017	2017	NUM
crl-18157	4	125	,	,	PUNCT
crl-18157	4	126	and	and	CCONJ
crl-18157	4	127	the	the	DET
crl-18157	4	128	percentage	percentage	NOUN
crl-18157	4	129	of	of	ADP
crl-18157	4	130	borrowers	borrower	NOUN
crl-18157	4	131	owing	owe	VERB
crl-18157	4	132	student	student	NOUN
crl-18157	4	133	loan	loan	NOUN
crl-18157	4	134	debt	debt	NOUN
crl-18157	4	135	of	of	ADP
crl-18157	4	136	$	$	SYM
crl-18157	4	137	50,000	50,000	NUM
crl-18157	4	138	or	or	CCONJ
crl-18157	4	139	more	more	ADJ
crl-18157	4	140	has	have	AUX
crl-18157	4	141	increased	increase	VERB
crl-18157	4	142	from	from	ADP
crl-18157	4	143	5	5	NUM
crl-18157	4	144	percent	percent	NOUN
crl-18157	4	145	to	to	ADP
crl-18157	4	146	16	16	NUM
crl-18157	4	147	percent	percent	NOUN
crl-18157	4	148	during	during	ADP
crl-18157	4	149	the	the	DET
crl-18157	4	150	same	same	ADJ
crl-18157	4	151	time	time	NOUN
crl-18157	4	152	period.3	period.3	NOUN
crl-18157	4	153	college	college	NOUN
crl-18157	4	154	students	student	NOUN
crl-18157	4	155	have	have	AUX
crl-18157	4	156	shown	show	VERB
crl-18157	4	157	their	their	PRON
crl-18157	4	158	willingness	willingness	NOUN
crl-18157	4	159	to	to	PART
crl-18157	4	160	take	take	VERB
crl-18157	4	161	on	on	ADP
crl-18157	4	162	debt	debt	NOUN
crl-18157	4	163	alongside	alongside	ADP
crl-18157	4	164	the	the	DET
crl-18157	4	165	other	other	ADJ
crl-18157	4	166	money	money	NOUN
crl-18157	4	167	challenges	challenge	NOUN
crl-18157	4	168	and	and	CCONJ
crl-18157	4	169	financial	financial	ADJ
crl-18157	4	170	decisions	decision	NOUN
crl-18157	4	171	that	that	PRON
crl-18157	4	172	often	often	ADV
crl-18157	4	173	accompany	accompany	VERB
crl-18157	4	174	the	the	DET
crl-18157	4	175	college	college	NOUN
crl-18157	4	176	experience	experience	NOUN
crl-18157	4	177	,	,	PUNCT
crl-18157	4	178	ranging	range	VERB
crl-18157	4	179	from	from	ADP
crl-18157	4	180	saving	save	VERB
crl-18157	4	181	for	for	ADP
crl-18157	4	182	a	a	DET
crl-18157	4	183	rental	rental	ADJ
crl-18157	4	184	security	security	NOUN
crl-18157	4	185	deposit	deposit	NOUN
crl-18157	4	186	to	to	ADP
crl-18157	4	187	applying	apply	VERB
crl-18157	4	188	for	for	ADP
crl-18157	4	189	a	a	DET
crl-18157	4	190	credit	credit	NOUN
crl-18157	4	191	card	card	NOUN
crl-18157	4	192	.	.	PUNCT
crl-18157	5	1	the	the	DET
crl-18157	5	2	study	study	NOUN
crl-18157	5	3	on	on	ADP
crl-18157	5	4	collegiate	collegiate	ADJ
crl-18157	5	5	financial	financial	ADJ
crl-18157	5	6	wellness	wellness	NOUN
crl-18157	5	7	2017	2017	NUM
crl-18157	5	8	key	key	ADJ
crl-18157	5	9	findings	finding	NOUN
crl-18157	5	10	showed	show	VERB
crl-18157	5	11	that	that	SCONJ
crl-18157	5	12	,	,	PUNCT
crl-18157	5	13	although	although	SCONJ
crl-18157	5	14	the	the	DET
crl-18157	5	15	majority	majority	NOUN
crl-18157	5	16	of	of	ADP
crl-18157	5	17	students	student	NOUN
crl-18157	5	18	saw	see	VERB
crl-18157	5	19	college	college	NOUN
crl-18157	5	20	as	as	ADP
crl-18157	5	21	a	a	DET
crl-18157	5	22	valuable	valuable	ADJ
crl-18157	5	23	investment	investment	NOUN
crl-18157	5	24	and	and	CCONJ
crl-18157	5	25	maintained	maintain	VERB
crl-18157	5	26	healthy	healthy	ADJ
crl-18157	5	27	financial	financial	ADJ
crl-18157	5	28	behaviors	behavior	NOUN
crl-18157	5	29	such	such	ADJ
crl-18157	5	30	as	as	ADP
crl-18157	5	31	tracking	track	VERB
crl-18157	5	32	spending	spending	NOUN
crl-18157	5	33	and	and	CCONJ
crl-18157	5	34	planning	plan	VERB
crl-18157	5	35	for	for	ADP
crl-18157	5	36	purchases	purchase	NOUN
crl-18157	5	37	,	,	PUNCT
crl-18157	5	38	nearly	nearly	ADV
crl-18157	5	39	70	70	NUM
crl-18157	5	40	percent	percent	NOUN
crl-18157	5	41	of	of	ADP
crl-18157	5	42	students	student	NOUN
crl-18157	5	43	reported	report	VERB
crl-18157	5	44	experiencing	experience	VERB
crl-18157	5	45	financial	financial	ADJ
crl-18157	5	46	*	*	ADJ
crl-18157	5	47	 	 	SPACE
crl-18157	5	48	lauren	lauren	PROPN
crl-18157	5	49	reiter	reiter	PROPN
crl-18157	5	50	is	be	AUX
crl-18157	5	51	business	business	NOUN
crl-18157	5	52	liaison	liaison	NOUN
crl-18157	5	53	librarian	librarian	NOUN
crl-18157	5	54	at	at	ADP
crl-18157	5	55	pennsylvania	pennsylvania	PROPN
crl-18157	5	56	state	state	PROPN
crl-18157	5	57	university	university	PROPN
crl-18157	5	58	;	;	PUNCT
crl-18157	5	59	email	email	NOUN
crl-18157	5	60	:	:	PUNCT
crl-18157	5	61	lmr29@psu.edu	lmr29@psu.edu	PROPN
crl-18157	5	62	.	.	PUNCT
crl-18157	6	1	bronson	bronson	NOUN
crl-18157	6	2	ford	ford	PROPN
crl-18157	6	3	is	be	AUX
crl-18157	6	4	compliance	compliance	NOUN
crl-18157	6	5	officer	officer	NOUN
crl-18157	6	6	at	at	ADP
crl-18157	6	7	cantor	cantor	PROPN
crl-18157	6	8	fitzgerald	fitzgerald	PROPN
crl-18157	6	9	and	and	CCONJ
crl-18157	6	10	a	a	DET
crl-18157	6	11	graduate	graduate	NOUN
crl-18157	6	12	of	of	ADP
crl-18157	6	13	pennsylvania	pennsylvania	PROPN
crl-18157	6	14	state	state	PROPN
crl-18157	6	15	university	university	PROPN
crl-18157	6	16	;	;	PUNCT
crl-18157	6	17	email	email	NOUN
crl-18157	6	18	:	:	PUNCT
crl-18157	6	19	fordbronson@	fordbronson@	X
crl-18157	6	20	gmail.com	gmail.com	X
crl-18157	6	21	.	.	PUNCT
crl-18157	7	1	the	the	DET
crl-18157	7	2	authors	author	NOUN
crl-18157	7	3	would	would	AUX
crl-18157	7	4	like	like	VERB
crl-18157	7	5	to	to	PART
crl-18157	7	6	express	express	VERB
crl-18157	7	7	their	their	PRON
crl-18157	7	8	gratitude	gratitude	NOUN
crl-18157	7	9	and	and	CCONJ
crl-18157	7	10	appreciation	appreciation	NOUN
crl-18157	7	11	to	to	ADP
crl-18157	7	12	sally	sally	PROPN
crl-18157	7	13	w.	w.	PROPN
crl-18157	7	14	kalin	kalin	PROPN
crl-18157	7	15	.	.	PUNCT
crl-18157	8	1	this	this	DET
crl-18157	8	2	research	research	NOUN
crl-18157	8	3	was	be	AUX
crl-18157	8	4	made	make	VERB
crl-18157	8	5	possible	possible	ADJ
crl-18157	8	6	by	by	ADP
crl-18157	8	7	the	the	DET
crl-18157	8	8	sally	sally	PROPN
crl-18157	8	9	w.	w.	PROPN
crl-18157	8	10	kalin	kalin	PROPN
crl-18157	8	11	early	early	ADJ
crl-18157	8	12	career	career	NOUN
crl-18157	8	13	librarianship	librarianship	NOUN
crl-18157	8	14	for	for	ADP
crl-18157	8	15	learning	learn	VERB
crl-18157	8	16	innovations	innovation	NOUN
crl-18157	8	17	.	.	PUNCT
crl-18157	9	1	©	©	ADJ
crl-18157	9	2	2019	2019	NUM
crl-18157	9	3	lauren	lauren	PROPN
crl-18157	9	4	reiter	reiter	PROPN
crl-18157	9	5	and	and	CCONJ
crl-18157	9	6	bronson	bronson	PROPN
crl-18157	9	7	ford	ford	PROPN
crl-18157	9	8	,	,	PUNCT
crl-18157	9	9	attribution	attribution	NOUN
crl-18157	9	10	-	-	PUNCT
crl-18157	9	11	noncommercial	noncommercial	ADJ
crl-18157	9	12	(	(	PUNCT
crl-18157	9	13	http://creativecommons.org/licenses/by-nc/4.0/	http://creativecommons.org/licenses/by-nc/4.0/	NOUN
crl-18157	9	14	)	)	PUNCT
crl-18157	9	15	cc	cc	VERB
crl-18157	9	16	by	by	ADP
crl-18157	9	17	-	-	PUNCT
crl-18157	9	18	nc	nc	PROPN
crl-18157	9	19	.	.	PROPN
crl-18157	10	1	mailto:lmr29@psu.edu	mailto:lmr29@psu.edu	PROPN
crl-18157	10	2	mailto:fordbronson@gmail.com	mailto:fordbronson@gmail.com	PROPN
crl-18157	10	3	mailto:fordbronson@gmail.com	mailto:fordbronson@gmail.com	PROPN
crl-18157	10	4	http://creativecommons.org/licenses/by-nc/4.0/	http://creativecommons.org/licenses/by-nc/4.0/	PROPN
crl-18157	10	5	library	library	PROPN
crl-18157	10	6	support	support	NOUN
crl-18157	10	7	for	for	ADP
crl-18157	10	8	student	student	NOUN
crl-18157	10	9	financial	financial	ADJ
crl-18157	10	10	literacy	literacy	NOUN
crl-18157	10	11	619	619	NUM
crl-18157	10	12	stress.4	stress.4	PROPN
crl-18157	10	13	recent	recent	ADJ
crl-18157	10	14	research	research	NOUN
crl-18157	10	15	has	have	AUX
crl-18157	10	16	investigated	investigate	VERB
crl-18157	10	17	the	the	DET
crl-18157	10	18	financial	financial	ADJ
crl-18157	10	19	lives	life	NOUN
crl-18157	10	20	of	of	ADP
crl-18157	10	21	millennials	millennial	NOUN
crl-18157	10	22	,	,	PUNCT
crl-18157	10	23	a	a	DET
crl-18157	10	24	generation	generation	NOUN
crl-18157	10	25	that	that	PRON
crl-18157	10	26	includes	include	VERB
crl-18157	10	27	many	many	ADJ
crl-18157	10	28	current	current	ADJ
crl-18157	10	29	college	college	NOUN
crl-18157	10	30	students	student	NOUN
crl-18157	10	31	and	and	CCONJ
crl-18157	10	32	recent	recent	ADJ
crl-18157	10	33	graduates	graduate	NOUN
crl-18157	10	34	.	.	PUNCT
crl-18157	11	1	a	a	DET
crl-18157	11	2	2015	2015	NUM
crl-18157	11	3	research	research	NOUN
crl-18157	11	4	report	report	NOUN
crl-18157	11	5	supported	support	VERB
crl-18157	11	6	by	by	ADP
crl-18157	11	7	pwc	pwc	NOUN
crl-18157	11	8	found	find	VERB
crl-18157	11	9	a	a	DET
crl-18157	11	10	number	number	NOUN
crl-18157	11	11	of	of	ADP
crl-18157	11	12	concerning	concern	VERB
crl-18157	11	13	trends	trend	NOUN
crl-18157	11	14	among	among	ADP
crl-18157	11	15	millennials	millennial	NOUN
crl-18157	11	16	,	,	PUNCT
crl-18157	11	17	including	include	VERB
crl-18157	11	18	a	a	DET
crl-18157	11	19	lack	lack	NOUN
crl-18157	11	20	of	of	ADP
crl-18157	11	21	adequate	adequate	ADJ
crl-18157	11	22	financial	financial	ADJ
crl-18157	11	23	knowledge	knowledge	NOUN
crl-18157	11	24	,	,	PUNCT
crl-18157	11	25	a	a	DET
crl-18157	11	26	lack	lack	NOUN
crl-18157	11	27	of	of	ADP
crl-18157	11	28	satisfaction	satisfaction	NOUN
crl-18157	11	29	with	with	ADP
crl-18157	11	30	their	their	PRON
crl-18157	11	31	financial	financial	ADJ
crl-18157	11	32	situation	situation	NOUN
crl-18157	11	33	,	,	PUNCT
crl-18157	11	34	concerns	concern	NOUN
crl-18157	11	35	about	about	ADP
crl-18157	11	36	student	student	NOUN
crl-18157	11	37	loans	loan	NOUN
crl-18157	11	38	,	,	PUNCT
crl-18157	11	39	and	and	CCONJ
crl-18157	11	40	a	a	DET
crl-18157	11	41	tendency	tendency	NOUN
crl-18157	11	42	not	not	PART
crl-18157	11	43	to	to	PART
crl-18157	11	44	seek	seek	VERB
crl-18157	11	45	out	out	ADP
crl-18157	11	46	professional	professional	ADJ
crl-18157	11	47	financial	financial	ADJ
crl-18157	11	48	advice.5	advice.5	NOUN
crl-18157	11	49	an	an	DET
crl-18157	11	50	overview	overview	NOUN
crl-18157	11	51	of	of	ADP
crl-18157	11	52	the	the	DET
crl-18157	11	53	financial	financial	ADJ
crl-18157	11	54	literacy	literacy	NOUN
crl-18157	11	55	of	of	ADP
crl-18157	11	56	millennials	millennial	NOUN
crl-18157	11	57	worldwide	worldwide	ADV
crl-18157	11	58	showed	show	VERB
crl-18157	11	59	that	that	SCONJ
crl-18157	11	60	57	57	NUM
crl-18157	11	61	percent	percent	NOUN
crl-18157	11	62	of	of	ADP
crl-18157	11	63	millennials	millennial	NOUN
crl-18157	11	64	in	in	ADP
crl-18157	11	65	the	the	DET
crl-18157	11	66	united	united	PROPN
crl-18157	11	67	states	states	PROPN
crl-18157	11	68	are	be	AUX
crl-18157	11	69	financially	financially	ADV
crl-18157	11	70	literate	literate	ADJ
crl-18157	11	71	and	and	CCONJ
crl-18157	11	72	drew	draw	VERB
crl-18157	11	73	attention	attention	NOUN
crl-18157	11	74	to	to	ADP
crl-18157	11	75	an	an	DET
crl-18157	11	76	increasing	increase	VERB
crl-18157	11	77	gap	gap	NOUN
crl-18157	11	78	between	between	ADP
crl-18157	11	79	the	the	DET
crl-18157	11	80	financial	financial	ADJ
crl-18157	11	81	responsibilities	responsibility	NOUN
crl-18157	11	82	given	give	VERB
crl-18157	11	83	to	to	ADP
crl-18157	11	84	this	this	DET
crl-18157	11	85	generation	generation	NOUN
crl-18157	11	86	,	,	PUNCT
crl-18157	11	87	such	such	ADJ
crl-18157	11	88	as	as	ADP
crl-18157	11	89	retirement	retirement	NOUN
crl-18157	11	90	planning	planning	NOUN
crl-18157	11	91	and	and	CCONJ
crl-18157	11	92	higher	high	ADJ
crl-18157	11	93	education	education	NOUN
crl-18157	11	94	expenses	expense	NOUN
crl-18157	11	95	,	,	PUNCT
crl-18157	11	96	and	and	CCONJ
crl-18157	11	97	their	their	PRON
crl-18157	11	98	financial	financial	ADJ
crl-18157	11	99	decision	decision	NOUN
crl-18157	11	100	-	-	PUNCT
crl-18157	11	101	making	make	VERB
crl-18157	11	102	knowledge	knowledge	NOUN
crl-18157	11	103	and	and	CCONJ
crl-18157	11	104	abilities.6	abilities.6	PROPN
crl-18157	11	105	national	national	ADJ
crl-18157	11	106	endowment	endowment	NOUN
crl-18157	11	107	for	for	ADP
crl-18157	11	108	financial	financial	ADJ
crl-18157	11	109	education	education	NOUN
crl-18157	11	110	reported	report	VERB
crl-18157	11	111	similar	similar	ADJ
crl-18157	11	112	findings	finding	NOUN
crl-18157	11	113	,	,	PUNCT
crl-18157	11	114	pointing	point	VERB
crl-18157	11	115	to	to	ADP
crl-18157	11	116	the	the	DET
crl-18157	11	117	gap	gap	NOUN
crl-18157	11	118	between	between	ADP
crl-18157	11	119	millennials	millennial	NOUN
crl-18157	11	120	’	’	PART
crl-18157	11	121	confidence	confidence	NOUN
crl-18157	11	122	in	in	ADP
crl-18157	11	123	their	their	PRON
crl-18157	11	124	financial	financial	ADJ
crl-18157	11	125	knowledge	knowledge	NOUN
crl-18157	11	126	and	and	CCONJ
crl-18157	11	127	their	their	PRON
crl-18157	11	128	competence	competence	NOUN
crl-18157	11	129	,	,	PUNCT
crl-18157	11	130	with	with	ADP
crl-18157	11	131	69	69	NUM
crl-18157	11	132	percent	percent	NOUN
crl-18157	11	133	rating	rate	VERB
crl-18157	11	134	themselves	themselves	PRON
crl-18157	11	135	high	high	ADV
crl-18157	11	136	in	in	ADP
crl-18157	11	137	financial	financial	ADJ
crl-18157	11	138	knowledge	knowledge	NOUN
crl-18157	11	139	but	but	CCONJ
crl-18157	11	140	24	24	NUM
crl-18157	11	141	percent	percent	NOUN
crl-18157	11	142	exhibiting	exhibit	VERB
crl-18157	11	143	basic	basic	ADJ
crl-18157	11	144	financial	financial	ADJ
crl-18157	11	145	literacy.7	literacy.7	NOUN
crl-18157	11	146	millennials	millennial	NOUN
crl-18157	11	147	are	be	AUX
crl-18157	11	148	not	not	PART
crl-18157	11	149	the	the	DET
crl-18157	11	150	only	only	ADJ
crl-18157	11	151	population	population	NOUN
crl-18157	11	152	pursuing	pursue	VERB
crl-18157	11	153	college	college	NOUN
crl-18157	11	154	degrees	degree	NOUN
crl-18157	11	155	,	,	PUNCT
crl-18157	11	156	nor	nor	CCONJ
crl-18157	11	157	are	be	AUX
crl-18157	11	158	they	they	PRON
crl-18157	11	159	alone	alone	ADJ
crl-18157	11	160	in	in	ADP
crl-18157	11	161	this	this	DET
crl-18157	11	162	gap	gap	NOUN
crl-18157	11	163	between	between	ADP
crl-18157	11	164	perceived	perceive	VERB
crl-18157	11	165	and	and	CCONJ
crl-18157	11	166	demonstrated	demonstrate	VERB
crl-18157	11	167	financial	financial	ADJ
crl-18157	11	168	knowledge	knowledge	NOUN
crl-18157	11	169	.	.	PUNCT
crl-18157	12	1	a	a	DET
crl-18157	12	2	2016	2016	NUM
crl-18157	12	3	report	report	NOUN
crl-18157	12	4	from	from	ADP
crl-18157	12	5	finra	finra	NOUN
crl-18157	12	6	investor	investor	NOUN
crl-18157	12	7	education	education	NOUN
crl-18157	12	8	foundation	foundation	NOUN
crl-18157	12	9	showed	show	VERB
crl-18157	12	10	that	that	SCONJ
crl-18157	12	11	,	,	PUNCT
crl-18157	12	12	while	while	SCONJ
crl-18157	12	13	76	76	NUM
crl-18157	12	14	percent	percent	NOUN
crl-18157	12	15	of	of	ADP
crl-18157	12	16	u.s	u.s	PROPN
crl-18157	12	17	.	.	PROPN
crl-18157	12	18	respondents	respondent	NOUN
crl-18157	12	19	of	of	ADP
crl-18157	12	20	all	all	DET
crl-18157	12	21	ages	age	NOUN
crl-18157	12	22	rated	rate	VERB
crl-18157	12	23	themselves	themselves	PRON
crl-18157	12	24	high	high	ADJ
crl-18157	12	25	in	in	ADP
crl-18157	12	26	financial	financial	ADJ
crl-18157	12	27	knowledge	knowledge	NOUN
crl-18157	12	28	,	,	PUNCT
crl-18157	12	29	only	only	ADV
crl-18157	12	30	37	37	NUM
crl-18157	12	31	percent	percent	NOUN
crl-18157	12	32	scored	score	VERB
crl-18157	12	33	4	4	NUM
crl-18157	12	34	or	or	CCONJ
crl-18157	12	35	higher	high	ADJ
crl-18157	12	36	out	out	ADP
crl-18157	12	37	of	of	ADP
crl-18157	12	38	5	5	NUM
crl-18157	12	39	on	on	ADP
crl-18157	12	40	a	a	DET
crl-18157	12	41	financial	financial	ADJ
crl-18157	12	42	knowledge	knowledge	NOUN
crl-18157	12	43	evaluation.8	evaluation.8	X
crl-18157	12	44	the	the	DET
crl-18157	12	45	need	need	NOUN
crl-18157	12	46	for	for	ADP
crl-18157	12	47	increased	increase	VERB
crl-18157	12	48	financial	financial	ADJ
crl-18157	12	49	knowledge	knowledge	NOUN
crl-18157	12	50	and	and	CCONJ
crl-18157	12	51	education	education	NOUN
crl-18157	12	52	that	that	PRON
crl-18157	12	53	can	can	AUX
crl-18157	12	54	be	be	AUX
crl-18157	12	55	applied	apply	VERB
crl-18157	12	56	postgraduation	postgraduation	NOUN
crl-18157	12	57	is	be	AUX
crl-18157	12	58	also	also	ADV
crl-18157	12	59	evident	evident	ADJ
crl-18157	12	60	from	from	ADP
crl-18157	12	61	project	project	NOUN
crl-18157	12	62	information	information	NOUN
crl-18157	12	63	literacy	literacy	NOUN
crl-18157	12	64	’s	’s	PART
crl-18157	12	65	research	research	NOUN
crl-18157	12	66	on	on	ADP
crl-18157	12	67	the	the	DET
crl-18157	12	68	information	information	NOUN
crl-18157	12	69	-	-	PUNCT
crl-18157	12	70	seeking	seek	VERB
crl-18157	12	71	behaviors	behavior	NOUN
crl-18157	12	72	of	of	ADP
crl-18157	12	73	recent	recent	ADJ
crl-18157	12	74	college	college	NOUN
crl-18157	12	75	graduates	graduate	NOUN
crl-18157	12	76	.	.	PUNCT
crl-18157	13	1	the	the	DET
crl-18157	13	2	study	study	NOUN
crl-18157	13	3	identified	identify	VERB
crl-18157	13	4	two	two	NUM
crl-18157	13	5	major	major	ADJ
crl-18157	13	6	personal	personal	ADJ
crl-18157	13	7	life	life	NOUN
crl-18157	13	8	learning	learning	NOUN
crl-18157	13	9	needs	need	NOUN
crl-18157	13	10	,	,	PUNCT
crl-18157	13	11	both	both	PRON
crl-18157	13	12	of	of	ADP
crl-18157	13	13	which	which	PRON
crl-18157	13	14	have	have	VERB
crl-18157	13	15	ties	tie	NOUN
crl-18157	13	16	to	to	ADP
crl-18157	13	17	financial	financial	ADJ
crl-18157	13	18	literacy	literacy	NOUN
crl-18157	13	19	:	:	PUNCT
crl-18157	13	20	learning	learn	VERB
crl-18157	13	21	how	how	SCONJ
crl-18157	13	22	to	to	PART
crl-18157	13	23	live	live	VERB
crl-18157	13	24	on	on	ADP
crl-18157	13	25	one	one	NUM
crl-18157	13	26	’s	’s	NOUN
crl-18157	13	27	own	own	ADJ
crl-18157	13	28	and	and	CCONJ
crl-18157	13	29	filling	fill	VERB
crl-18157	13	30	gaps	gap	NOUN
crl-18157	13	31	in	in	ADP
crl-18157	13	32	financial	financial	ADJ
crl-18157	13	33	knowledge.9	knowledge.9	ADJ
crl-18157	13	34	financial	financial	ADJ
crl-18157	13	35	literacy	literacy	NOUN
crl-18157	13	36	was	be	AUX
crl-18157	13	37	selected	select	VERB
crl-18157	13	38	as	as	ADP
crl-18157	13	39	the	the	DET
crl-18157	13	40	2013–2014	2013–2014	NUM
crl-18157	13	41	presidential	presidential	ADJ
crl-18157	13	42	focus	focus	NOUN
crl-18157	13	43	of	of	ADP
crl-18157	13	44	the	the	DET
crl-18157	13	45	association	association	NOUN
crl-18157	13	46	of	of	ADP
crl-18157	13	47	college	college	PROPN
crl-18157	13	48	&	&	CCONJ
crl-18157	13	49	research	research	PROPN
crl-18157	13	50	libraries	library	NOUN
crl-18157	13	51	(	(	PUNCT
crl-18157	13	52	acrl	acrl	ADJ
crl-18157	13	53	)	)	PUNCT
crl-18157	13	54	division	division	NOUN
crl-18157	13	55	of	of	ADP
crl-18157	13	56	the	the	DET
crl-18157	13	57	american	american	PROPN
crl-18157	13	58	library	library	PROPN
crl-18157	13	59	association	association	PROPN
crl-18157	13	60	(	(	PUNCT
crl-18157	13	61	ala	ala	PROPN
crl-18157	13	62	)	)	PUNCT
crl-18157	13	63	,	,	PUNCT
crl-18157	13	64	drawing	draw	VERB
crl-18157	13	65	the	the	DET
crl-18157	13	66	attention	attention	NOUN
crl-18157	13	67	of	of	ADP
crl-18157	13	68	academic	academic	ADJ
crl-18157	13	69	libraries	library	NOUN
crl-18157	13	70	and	and	CCONJ
crl-18157	13	71	academic	academic	ADJ
crl-18157	13	72	librarians	librarian	NOUN
crl-18157	13	73	to	to	ADP
crl-18157	13	74	issues	issue	NOUN
crl-18157	13	75	of	of	ADP
crl-18157	13	76	college	college	NOUN
crl-18157	13	77	affordability	affordability	NOUN
crl-18157	13	78	and	and	CCONJ
crl-18157	13	79	increasing	increase	VERB
crl-18157	13	80	student	student	NOUN
crl-18157	13	81	loan	loan	NOUN
crl-18157	13	82	debt	debt	NOUN
crl-18157	13	83	,	,	PUNCT
crl-18157	13	84	and	and	CCONJ
crl-18157	13	85	examples	example	NOUN
crl-18157	13	86	of	of	ADP
crl-18157	13	87	universities	university	NOUN
crl-18157	13	88	providing	provide	VERB
crl-18157	13	89	financial	financial	ADJ
crl-18157	13	90	literacy	literacy	NOUN
crl-18157	13	91	education	education	NOUN
crl-18157	13	92	,	,	PUNCT
crl-18157	13	93	among	among	ADP
crl-18157	13	94	other	other	ADJ
crl-18157	13	95	strategies	strategy	NOUN
crl-18157	13	96	,	,	PUNCT
crl-18157	13	97	to	to	PART
crl-18157	13	98	address	address	VERB
crl-18157	13	99	these	these	DET
crl-18157	13	100	problems.10	problems.10	NOUN
crl-18157	13	101	acrl	acrl	ADJ
crl-18157	13	102	’s	’s	PART
crl-18157	13	103	initiative	initiative	NOUN
crl-18157	13	104	called	call	VERB
crl-18157	13	105	on	on	ADP
crl-18157	13	106	academic	academic	ADJ
crl-18157	13	107	libraries	library	NOUN
crl-18157	13	108	as	as	ADP
crl-18157	13	109	providers	provider	NOUN
crl-18157	13	110	of	of	ADP
crl-18157	13	111	reliable	reliable	ADJ
crl-18157	13	112	knowledge	knowledge	NOUN
crl-18157	13	113	,	,	PUNCT
crl-18157	13	114	trusted	trust	VERB
crl-18157	13	115	educators	educator	NOUN
crl-18157	13	116	,	,	PUNCT
crl-18157	13	117	and	and	CCONJ
crl-18157	13	118	campus	campus	NOUN
crl-18157	13	119	partners	partner	NOUN
crl-18157	13	120	to	to	PART
crl-18157	13	121	consider	consider	VERB
crl-18157	13	122	their	their	PRON
crl-18157	13	123	unique	unique	ADJ
crl-18157	13	124	position	position	NOUN
crl-18157	13	125	and	and	CCONJ
crl-18157	13	126	potential	potential	NOUN
crl-18157	13	127	to	to	PART
crl-18157	13	128	address	address	VERB
crl-18157	13	129	needs	need	NOUN
crl-18157	13	130	and	and	CCONJ
crl-18157	13	131	fill	fill	VERB
crl-18157	13	132	gaps	gap	NOUN
crl-18157	13	133	for	for	ADP
crl-18157	13	134	financial	financial	ADJ
crl-18157	13	135	literacy	literacy	NOUN
crl-18157	13	136	education.11	education.11	VERB
crl-18157	13	137	likewise	likewise	ADV
crl-18157	13	138	,	,	PUNCT
crl-18157	13	139	ala	ala	PROPN
crl-18157	13	140	’s	’s	PART
crl-18157	13	141	reference	reference	PROPN
crl-18157	13	142	&	&	CCONJ
crl-18157	13	143	user	user	PROPN
crl-18157	13	144	services	services	PROPN
crl-18157	13	145	association	association	PROPN
crl-18157	13	146	(	(	PUNCT
crl-18157	13	147	rusa	rusa	NOUN
crl-18157	13	148	)	)	PUNCT
crl-18157	13	149	promoted	promote	VERB
crl-18157	13	150	library	library	NOUN
crl-18157	13	151	involvement	involvement	NOUN
crl-18157	13	152	in	in	ADP
crl-18157	13	153	financial	financial	ADJ
crl-18157	13	154	literacy	literacy	NOUN
crl-18157	13	155	,	,	PUNCT
crl-18157	13	156	developing	develop	VERB
crl-18157	13	157	the	the	DET
crl-18157	13	158	rusa	rusa	NOUN
crl-18157	13	159	financial	financial	ADJ
crl-18157	13	160	literacy	literacy	NOUN
crl-18157	13	161	education	education	NOUN
crl-18157	13	162	in	in	ADP
crl-18157	13	163	libraries	library	NOUN
crl-18157	13	164	:	:	PUNCT
crl-18157	13	165	guidelines	guideline	NOUN
crl-18157	13	166	and	and	CCONJ
crl-18157	13	167	best	good	ADJ
crl-18157	13	168	practices	practice	NOUN
crl-18157	13	169	for	for	ADP
crl-18157	13	170	service	service	NOUN
crl-18157	13	171	in	in	ADP
crl-18157	13	172	2014	2014	NUM
crl-18157	13	173	and	and	CCONJ
crl-18157	13	174	forming	form	VERB
crl-18157	13	175	the	the	DET
crl-18157	13	176	financial	financial	ADJ
crl-18157	13	177	literacy	literacy	NOUN
crl-18157	13	178	interest	interest	NOUN
crl-18157	13	179	group	group	NOUN
crl-18157	13	180	in	in	ADP
crl-18157	13	181	2016	2016	NUM
crl-18157	13	182	.	.	PUNCT
crl-18157	14	1	the	the	DET
crl-18157	14	2	rusa	rusa	NOUN
crl-18157	14	3	financial	financial	ADJ
crl-18157	14	4	literacy	literacy	NOUN
crl-18157	14	5	interest	interest	NOUN
crl-18157	14	6	group	group	NOUN
crl-18157	14	7	is	be	AUX
crl-18157	14	8	“	"	PUNCT
crl-18157	14	9	focused	focus	VERB
crl-18157	14	10	on	on	ADP
crl-18157	14	11	sharing	share	VERB
crl-18157	14	12	ideas	idea	NOUN
crl-18157	14	13	and	and	CCONJ
crl-18157	14	14	building	build	VERB
crl-18157	14	15	a	a	DET
crl-18157	14	16	community	community	NOUN
crl-18157	14	17	around	around	ADP
crl-18157	14	18	those	those	PRON
crl-18157	14	19	already	already	ADV
crl-18157	14	20	engaged	engage	VERB
crl-18157	14	21	in	in	ADP
crl-18157	14	22	or	or	CCONJ
crl-18157	14	23	interested	interested	ADJ
crl-18157	14	24	in	in	ADP
crl-18157	14	25	exploring	explore	VERB
crl-18157	14	26	the	the	DET
crl-18157	14	27	topic	topic	NOUN
crl-18157	14	28	of	of	ADP
crl-18157	14	29	financial	financial	ADJ
crl-18157	14	30	literacy	literacy	NOUN
crl-18157	14	31	and	and	CCONJ
crl-18157	14	32	libraries	library	NOUN
crl-18157	14	33	,	,	PUNCT
crl-18157	14	34	”	"	PUNCT
crl-18157	14	35	and	and	CCONJ
crl-18157	14	36	academic	academic	ADJ
crl-18157	14	37	librarians	librarian	NOUN
crl-18157	14	38	comprise	comprise	VERB
crl-18157	14	39	the	the	DET
crl-18157	14	40	majority	majority	NOUN
crl-18157	14	41	of	of	ADP
crl-18157	14	42	its	its	PRON
crl-18157	14	43	membership.12	membership.12	NOUN
crl-18157	14	44	although	although	SCONJ
crl-18157	14	45	these	these	DET
crl-18157	14	46	activities	activity	NOUN
crl-18157	14	47	,	,	PUNCT
crl-18157	14	48	as	as	ADV
crl-18157	14	49	well	well	ADV
crl-18157	14	50	as	as	ADP
crl-18157	14	51	the	the	DET
crl-18157	14	52	authors	author	NOUN
crl-18157	14	53	’	’	PART
crl-18157	14	54	experiences	experience	NOUN
crl-18157	14	55	and	and	CCONJ
crl-18157	14	56	case	case	NOUN
crl-18157	14	57	studies	study	NOUN
crl-18157	14	58	in	in	ADP
crl-18157	14	59	the	the	DET
crl-18157	14	60	literature	literature	NOUN
crl-18157	14	61	,	,	PUNCT
crl-18157	14	62	suggest	suggest	VERB
crl-18157	14	63	possible	possible	ADJ
crl-18157	14	64	academic	academic	ADJ
crl-18157	14	65	library	library	NOUN
crl-18157	14	66	interest	interest	NOUN
crl-18157	14	67	and	and	CCONJ
crl-18157	14	68	participation	participation	NOUN
crl-18157	14	69	in	in	ADP
crl-18157	14	70	student	student	NOUN
crl-18157	14	71	financial	financial	ADJ
crl-18157	14	72	literacy	literacy	NOUN
crl-18157	14	73	,	,	PUNCT
crl-18157	14	74	there	there	PRON
crl-18157	14	75	has	have	AUX
crl-18157	14	76	been	be	AUX
crl-18157	14	77	limited	limit	VERB
crl-18157	14	78	research	research	NOUN
crl-18157	14	79	on	on	ADP
crl-18157	14	80	academic	academic	ADJ
crl-18157	14	81	library	library	NOUN
crl-18157	14	82	support	support	NOUN
crl-18157	14	83	for	for	ADP
crl-18157	14	84	this	this	DET
crl-18157	14	85	topic	topic	NOUN
crl-18157	14	86	.	.	PUNCT
crl-18157	15	1	through	through	ADP
crl-18157	15	2	this	this	DET
crl-18157	15	3	study	study	NOUN
crl-18157	15	4	,	,	PUNCT
crl-18157	15	5	the	the	DET
crl-18157	15	6	authors	author	NOUN
crl-18157	15	7	aim	aim	VERB
crl-18157	15	8	to	to	PART
crl-18157	15	9	explore	explore	VERB
crl-18157	15	10	the	the	DET
crl-18157	15	11	roles	role	NOUN
crl-18157	15	12	,	,	PUNCT
crl-18157	15	13	opportunities	opportunity	NOUN
crl-18157	15	14	,	,	PUNCT
crl-18157	15	15	and	and	CCONJ
crl-18157	15	16	challenges	challenge	NOUN
crl-18157	15	17	of	of	ADP
crl-18157	15	18	academic	academic	ADJ
crl-18157	15	19	library	library	NOUN
crl-18157	15	20	support	support	NOUN
crl-18157	15	21	for	for	ADP
crl-18157	15	22	financial	financial	ADJ
crl-18157	15	23	literacy	literacy	NOUN
crl-18157	15	24	.	.	PUNCT
crl-18157	16	1	background	background	NOUN
crl-18157	16	2	and	and	CCONJ
crl-18157	16	3	research	research	NOUN
crl-18157	16	4	questions	question	NOUN
crl-18157	16	5	the	the	DET
crl-18157	16	6	authors	author	NOUN
crl-18157	16	7	have	have	AUX
crl-18157	16	8	both	both	PRON
crl-18157	16	9	been	be	AUX
crl-18157	16	10	directly	directly	ADV
crl-18157	16	11	engaged	engage	VERB
crl-18157	16	12	in	in	ADP
crl-18157	16	13	support	support	NOUN
crl-18157	16	14	for	for	ADP
crl-18157	16	15	campus	campus	NOUN
crl-18157	16	16	financial	financial	ADJ
crl-18157	16	17	literacy	literacy	NOUN
crl-18157	16	18	at	at	ADP
crl-18157	16	19	a	a	DET
crl-18157	16	20	large	large	ADJ
crl-18157	16	21	academic	academic	ADJ
crl-18157	16	22	library	library	NOUN
crl-18157	16	23	.	.	PUNCT
crl-18157	17	1	one	one	PRON
crl-18157	17	2	has	have	AUX
crl-18157	17	3	been	be	AUX
crl-18157	17	4	involved	involve	VERB
crl-18157	17	5	as	as	ADP
crl-18157	17	6	a	a	DET
crl-18157	17	7	librarian	librarian	NOUN
crl-18157	17	8	and	and	CCONJ
crl-18157	17	9	the	the	DET
crl-18157	17	10	other	other	ADJ
crl-18157	17	11	as	as	ADP
crl-18157	17	12	an	an	DET
crl-18157	17	13	undergraduate	undergraduate	ADJ
crl-18157	17	14	peer	peer	NOUN
crl-18157	17	15	-	-	PUNCT
crl-18157	17	16	to	to	ADP
crl-18157	17	17	-	-	PUNCT
crl-18157	17	18	peer	peer	NOUN
crl-18157	17	19	financial	financial	ADJ
crl-18157	17	20	educator	educator	NOUN
crl-18157	17	21	from	from	ADP
crl-18157	17	22	2015	2015	NUM
crl-18157	17	23	to	to	ADP
crl-18157	17	24	2017	2017	NUM
crl-18157	17	25	.	.	PUNCT
crl-18157	18	1	in	in	ADP
crl-18157	18	2	this	this	DET
crl-18157	18	3	article	article	NOUN
crl-18157	18	4	,	,	PUNCT
crl-18157	18	5	the	the	DET
crl-18157	18	6	authors	author	NOUN
crl-18157	18	7	examine	examine	VERB
crl-18157	18	8	the	the	DET
crl-18157	18	9	status	status	NOUN
crl-18157	18	10	of	of	ADP
crl-18157	18	11	financial	financial	ADJ
crl-18157	18	12	literacy	literacy	NOUN
crl-18157	18	13	initiatives	initiative	NOUN
crl-18157	18	14	in	in	ADP
crl-18157	18	15	academic	academic	ADJ
crl-18157	18	16	libraries	library	NOUN
crl-18157	18	17	by	by	ADP
crl-18157	18	18	surveying	survey	VERB
crl-18157	18	19	librarians	librarian	NOUN
crl-18157	18	20	at	at	ADP
crl-18157	18	21	large	large	ADJ
crl-18157	18	22	institutions	institution	NOUN
crl-18157	18	23	.	.	PUNCT
crl-18157	19	1	the	the	DET
crl-18157	19	2	authors	author	NOUN
crl-18157	19	3	aim	aim	VERB
crl-18157	19	4	to	to	PART
crl-18157	19	5	address	address	VERB
crl-18157	19	6	the	the	DET
crl-18157	19	7	following	follow	VERB
crl-18157	19	8	questions	question	NOUN
crl-18157	19	9	:	:	PUNCT
crl-18157	19	10	620	620	NUM
crl-18157	19	11	college	college	NOUN
crl-18157	19	12	&	&	CCONJ
crl-18157	19	13	research	research	PROPN
crl-18157	19	14	libraries	library	NOUN
crl-18157	19	15	july	july	PROPN
crl-18157	19	16	2019	2019	NUM
crl-18157	19	17	•	•	NUM
crl-18157	19	18	are	be	AUX
crl-18157	19	19	financial	financial	ADJ
crl-18157	19	20	literacy	literacy	NOUN
crl-18157	19	21	topics	topic	NOUN
crl-18157	19	22	perceived	perceive	VERB
crl-18157	19	23	by	by	ADP
crl-18157	19	24	librarians	librarian	NOUN
crl-18157	19	25	as	as	ADP
crl-18157	19	26	important	important	ADJ
crl-18157	19	27	for	for	ADP
crl-18157	19	28	college	college	NOUN
crl-18157	19	29	students	student	NOUN
crl-18157	19	30	?	?	PUNCT
crl-18157	20	1	•	•	VERB
crl-18157	20	2	what	what	PRON
crl-18157	20	3	are	be	AUX
crl-18157	20	4	large	large	ADJ
crl-18157	20	5	academic	academic	ADJ
crl-18157	20	6	libraries	library	NOUN
crl-18157	20	7	doing	do	VERB
crl-18157	20	8	in	in	ADP
crl-18157	20	9	support	support	NOUN
crl-18157	20	10	of	of	ADP
crl-18157	20	11	financial	financial	ADJ
crl-18157	20	12	literacy	literacy	NOUN
crl-18157	20	13	?	?	PUNCT
crl-18157	21	1	•	•	INTJ
crl-18157	21	2	what	what	PRON
crl-18157	21	3	are	be	AUX
crl-18157	21	4	the	the	DET
crl-18157	21	5	challenges	challenge	NOUN
crl-18157	21	6	and	and	CCONJ
crl-18157	21	7	barriers	barrier	NOUN
crl-18157	21	8	faced	face	VERB
crl-18157	21	9	by	by	ADP
crl-18157	21	10	libraries	library	NOUN
crl-18157	21	11	interested	interested	ADJ
crl-18157	21	12	in	in	ADP
crl-18157	21	13	student	student	NOUN
crl-18157	21	14	financial	financial	ADJ
crl-18157	21	15	literacy	literacy	NOUN
crl-18157	21	16	?	?	PUNCT
crl-18157	22	1	•	•	INTJ
crl-18157	22	2	what	what	PRON
crl-18157	22	3	prompted	prompt	VERB
crl-18157	22	4	library	library	NOUN
crl-18157	22	5	financial	financial	ADJ
crl-18157	22	6	literacy	literacy	NOUN
crl-18157	22	7	initiatives	initiative	NOUN
crl-18157	22	8	?	?	PUNCT
crl-18157	23	1	•	•	VERB
crl-18157	23	2	what	what	DET
crl-18157	23	3	opportunities	opportunity	NOUN
crl-18157	23	4	might	might	AUX
crl-18157	23	5	encourage	encourage	VERB
crl-18157	23	6	or	or	CCONJ
crl-18157	23	7	support	support	VERB
crl-18157	23	8	library	library	NOUN
crl-18157	23	9	financial	financial	ADJ
crl-18157	23	10	literacy	literacy	NOUN
crl-18157	23	11	initiatives	initiative	NOUN
crl-18157	23	12	?	?	PUNCT
crl-18157	24	1	this	this	DET
crl-18157	24	2	study	study	NOUN
crl-18157	24	3	is	be	AUX
crl-18157	24	4	intended	intend	VERB
crl-18157	24	5	to	to	PART
crl-18157	24	6	fill	fill	VERB
crl-18157	24	7	a	a	DET
crl-18157	24	8	gap	gap	NOUN
crl-18157	24	9	in	in	ADP
crl-18157	24	10	the	the	DET
crl-18157	24	11	research	research	NOUN
crl-18157	24	12	by	by	ADP
crl-18157	24	13	benchmarking	benchmarke	VERB
crl-18157	24	14	library	library	NOUN
crl-18157	24	15	interest	interest	NOUN
crl-18157	24	16	and	and	CCONJ
crl-18157	24	17	involvement	involvement	NOUN
crl-18157	24	18	in	in	ADP
crl-18157	24	19	student	student	NOUN
crl-18157	24	20	financial	financial	ADJ
crl-18157	24	21	literacy	literacy	NOUN
crl-18157	24	22	and	and	CCONJ
crl-18157	24	23	the	the	DET
crl-18157	24	24	types	type	NOUN
crl-18157	24	25	of	of	ADP
crl-18157	24	26	support	support	NOUN
crl-18157	24	27	offered	offer	VERB
crl-18157	24	28	.	.	PUNCT
crl-18157	25	1	the	the	DET
crl-18157	25	2	persistent	persistent	ADJ
crl-18157	25	3	media	medium	NOUN
crl-18157	25	4	attention	attention	NOUN
crl-18157	25	5	on	on	ADP
crl-18157	25	6	the	the	DET
crl-18157	25	7	effects	effect	NOUN
crl-18157	25	8	of	of	ADP
crl-18157	25	9	student	student	NOUN
crl-18157	25	10	debt	debt	NOUN
crl-18157	25	11	on	on	ADP
crl-18157	25	12	home	home	NOUN
crl-18157	25	13	ownership	ownership	NOUN
crl-18157	25	14	,	,	PUNCT
crl-18157	25	15	business	business	NOUN
crl-18157	25	16	startups	startup	NOUN
crl-18157	25	17	,	,	PUNCT
crl-18157	25	18	and	and	CCONJ
crl-18157	25	19	the	the	DET
crl-18157	25	20	economy	economy	NOUN
crl-18157	25	21	in	in	ADP
crl-18157	25	22	general	general	ADJ
crl-18157	25	23	;	;	PUNCT
crl-18157	25	24	and	and	CCONJ
crl-18157	25	25	the	the	DET
crl-18157	25	26	individual	individual	ADJ
crl-18157	25	27	financial	financial	ADJ
crl-18157	25	28	struggles	struggle	NOUN
crl-18157	25	29	of	of	ADP
crl-18157	25	30	those	those	PRON
crl-18157	25	31	with	with	ADP
crl-18157	25	32	student	student	NOUN
crl-18157	25	33	debt	debt	NOUN
crl-18157	25	34	is	be	AUX
crl-18157	25	35	often	often	ADV
crl-18157	25	36	met	meet	VERB
crl-18157	25	37	with	with	ADP
crl-18157	25	38	calls	call	NOUN
crl-18157	25	39	for	for	SCONJ
crl-18157	25	40	universities	university	NOUN
crl-18157	25	41	to	to	PART
crl-18157	25	42	address	address	VERB
crl-18157	25	43	these	these	DET
crl-18157	25	44	concerns	concern	NOUN
crl-18157	25	45	through	through	ADP
crl-18157	25	46	financial	financial	ADJ
crl-18157	25	47	literacy	literacy	NOUN
crl-18157	25	48	education	education	NOUN
crl-18157	25	49	and	and	CCONJ
crl-18157	25	50	other	other	ADJ
crl-18157	25	51	strategies.13	strategies.13	NOUN
crl-18157	25	52	academic	academic	ADJ
crl-18157	25	53	libraries	library	NOUN
crl-18157	25	54	faced	face	VERB
crl-18157	25	55	with	with	ADP
crl-18157	25	56	decisions	decision	NOUN
crl-18157	25	57	about	about	ADP
crl-18157	25	58	if	if	SCONJ
crl-18157	25	59	and	and	CCONJ
crl-18157	25	60	how	how	SCONJ
crl-18157	25	61	they	they	PRON
crl-18157	25	62	can	can	AUX
crl-18157	25	63	participate	participate	VERB
crl-18157	25	64	in	in	ADP
crl-18157	25	65	these	these	DET
crl-18157	25	66	initiatives	initiative	NOUN
crl-18157	25	67	may	may	AUX
crl-18157	25	68	find	find	VERB
crl-18157	25	69	this	this	DET
crl-18157	25	70	study	study	NOUN
crl-18157	25	71	valuable	valuable	ADJ
crl-18157	25	72	in	in	ADP
crl-18157	25	73	examining	examine	VERB
crl-18157	25	74	the	the	DET
crl-18157	25	75	opportunities	opportunity	NOUN
crl-18157	25	76	and	and	CCONJ
crl-18157	25	77	challenges	challenge	NOUN
crl-18157	25	78	of	of	ADP
crl-18157	25	79	student	student	NOUN
crl-18157	25	80	financial	financial	ADJ
crl-18157	25	81	literacy	literacy	NOUN
crl-18157	25	82	support	support	NOUN
crl-18157	25	83	.	.	PUNCT
crl-18157	26	1	the	the	DET
crl-18157	26	2	results	result	NOUN
crl-18157	26	3	may	may	AUX
crl-18157	26	4	also	also	ADV
crl-18157	26	5	aid	aid	VERB
crl-18157	26	6	librarians	librarian	NOUN
crl-18157	26	7	interested	interested	ADJ
crl-18157	26	8	in	in	ADP
crl-18157	26	9	financial	financial	ADJ
crl-18157	26	10	literacy	literacy	NOUN
crl-18157	26	11	in	in	ADP
crl-18157	26	12	identifying	identify	VERB
crl-18157	26	13	the	the	DET
crl-18157	26	14	library	library	NOUN
crl-18157	26	15	personnel	personnel	NOUN
crl-18157	26	16	and	and	CCONJ
crl-18157	26	17	outside	outside	ADJ
crl-18157	26	18	partners	partner	NOUN
crl-18157	26	19	involved	involve	VERB
crl-18157	26	20	in	in	ADP
crl-18157	26	21	and	and	CCONJ
crl-18157	26	22	responsible	responsible	ADJ
crl-18157	26	23	for	for	ADP
crl-18157	26	24	student	student	NOUN
crl-18157	26	25	financial	financial	ADJ
crl-18157	26	26	literacy	literacy	NOUN
crl-18157	26	27	,	,	PUNCT
crl-18157	26	28	and	and	CCONJ
crl-18157	26	29	anticipating	anticipate	VERB
crl-18157	26	30	potential	potential	ADJ
crl-18157	26	31	challenges	challenge	NOUN
crl-18157	26	32	and	and	CCONJ
crl-18157	26	33	opportunities	opportunity	NOUN
crl-18157	26	34	.	.	PUNCT
crl-18157	27	1	literature	literature	NOUN
crl-18157	27	2	review	review	NOUN
crl-18157	27	3	outside	outside	ADP
crl-18157	27	4	of	of	ADP
crl-18157	27	5	library	library	NOUN
crl-18157	27	6	science	science	NOUN
crl-18157	27	7	,	,	PUNCT
crl-18157	27	8	financial	financial	ADJ
crl-18157	27	9	educators	educator	NOUN
crl-18157	27	10	define	define	VERB
crl-18157	27	11	financial	financial	ADJ
crl-18157	27	12	literacy	literacy	NOUN
crl-18157	27	13	in	in	ADP
crl-18157	27	14	numerous	numerous	ADJ
crl-18157	27	15	and	and	CCONJ
crl-18157	27	16	different	different	ADJ
crl-18157	27	17	ways	way	NOUN
crl-18157	27	18	,	,	PUNCT
crl-18157	27	19	but	but	CCONJ
crl-18157	27	20	many	many	ADJ
crl-18157	27	21	definitions	definition	NOUN
crl-18157	27	22	highlight	highlight	VERB
crl-18157	27	23	both	both	DET
crl-18157	27	24	knowledge	knowledge	NOUN
crl-18157	27	25	and	and	CCONJ
crl-18157	27	26	application	application	NOUN
crl-18157	27	27	as	as	ADP
crl-18157	27	28	part	part	NOUN
crl-18157	27	29	of	of	ADP
crl-18157	27	30	financial	financial	ADJ
crl-18157	27	31	literacy	literacy	NOUN
crl-18157	27	32	,	,	PUNCT
crl-18157	27	33	similar	similar	ADJ
crl-18157	27	34	to	to	ADP
crl-18157	27	35	this	this	DET
crl-18157	27	36	definition	definition	NOUN
crl-18157	27	37	developed	develop	VERB
crl-18157	27	38	by	by	ADP
crl-18157	27	39	national	national	ADJ
crl-18157	27	40	financial	financial	ADJ
crl-18157	27	41	educators	educator	NOUN
crl-18157	27	42	council	council	NOUN
crl-18157	27	43	:	:	PUNCT
crl-18157	27	44	“	"	PUNCT
crl-18157	27	45	possessing	possess	VERB
crl-18157	27	46	the	the	DET
crl-18157	27	47	skills	skill	NOUN
crl-18157	27	48	and	and	CCONJ
crl-18157	27	49	knowledge	knowledge	NOUN
crl-18157	27	50	on	on	ADP
crl-18157	27	51	financial	financial	ADJ
crl-18157	27	52	matters	matter	NOUN
crl-18157	27	53	to	to	PART
crl-18157	27	54	confidently	confidently	ADV
crl-18157	27	55	take	take	VERB
crl-18157	27	56	effective	effective	ADJ
crl-18157	27	57	action	action	NOUN
crl-18157	27	58	that	that	PRON
crl-18157	27	59	best	good	ADJ
crl-18157	27	60	fulfills	fulfill	VERB
crl-18157	27	61	an	an	DET
crl-18157	27	62	individual	individual	ADJ
crl-18157	27	63	’s	’s	NOUN
crl-18157	27	64	personal	personal	ADJ
crl-18157	27	65	,	,	PUNCT
crl-18157	27	66	family	family	NOUN
crl-18157	27	67	and	and	CCONJ
crl-18157	27	68	global	global	ADJ
crl-18157	27	69	community	community	NOUN
crl-18157	27	70	goals	goal	NOUN
crl-18157	27	71	.	.	PUNCT
crl-18157	27	72	”	"	PUNCT
crl-18157	28	1	in	in	ADP
crl-18157	28	2	a	a	DET
crl-18157	28	3	methodical	methodical	ADJ
crl-18157	28	4	study	study	NOUN
crl-18157	28	5	of	of	ADP
crl-18157	28	6	library	library	PROPN
crl-18157	28	7	science	science	PROPN
crl-18157	28	8	literature	literature	PROPN
crl-18157	28	9	,	,	PUNCT
crl-18157	28	10	faulkner	faulkner	NOUN
crl-18157	28	11	found	find	VERB
crl-18157	28	12	that	that	SCONJ
crl-18157	28	13	there	there	PRON
crl-18157	28	14	is	be	VERB
crl-18157	28	15	no	no	DET
crl-18157	28	16	agreed	agree	VERB
crl-18157	28	17	-	-	PUNCT
crl-18157	28	18	upon	upon	ADJ
crl-18157	28	19	definition	definition	NOUN
crl-18157	28	20	for	for	ADP
crl-18157	28	21	“	"	PUNCT
crl-18157	28	22	financial	financial	ADJ
crl-18157	28	23	literacy	literacy	NOUN
crl-18157	28	24	”	"	PUNCT
crl-18157	28	25	in	in	ADP
crl-18157	28	26	library	library	NOUN
crl-18157	28	27	science	science	NOUN
crl-18157	28	28	;	;	PUNCT
crl-18157	28	29	the	the	DET
crl-18157	28	30	term	term	NOUN
crl-18157	28	31	is	be	AUX
crl-18157	28	32	relatively	relatively	ADV
crl-18157	28	33	new	new	ADJ
crl-18157	28	34	to	to	ADP
crl-18157	28	35	libraries	library	NOUN
crl-18157	28	36	,	,	PUNCT
crl-18157	28	37	first	first	ADV
crl-18157	28	38	appearing	appear	VERB
crl-18157	28	39	in	in	ADP
crl-18157	28	40	library	library	NOUN
crl-18157	28	41	science	science	NOUN
crl-18157	28	42	literature	literature	NOUN
crl-18157	28	43	in	in	ADP
crl-18157	28	44	2002	2002	NUM
crl-18157	28	45	and	and	CCONJ
crl-18157	28	46	coinciding	coincide	VERB
crl-18157	28	47	with	with	ADP
crl-18157	28	48	media	medium	NOUN
crl-18157	28	49	coverage	coverage	NOUN
crl-18157	28	50	and	and	CCONJ
crl-18157	28	51	u.s	u.s	PROPN
crl-18157	28	52	.	.	PROPN
crl-18157	28	53	government	government	NOUN
crl-18157	28	54	interest	interest	NOUN
crl-18157	28	55	in	in	ADP
crl-18157	28	56	the	the	DET
crl-18157	28	57	topic.14	topic.14	NOUN
crl-18157	28	58	as	as	ADP
crl-18157	28	59	libraries	library	NOUN
crl-18157	28	60	and	and	CCONJ
crl-18157	28	61	librarians	librarian	VERB
crl-18157	28	62	continued	continued	ADJ
crl-18157	28	63	discussions	discussion	NOUN
crl-18157	28	64	about	about	ADP
crl-18157	28	65	“	"	PUNCT
crl-18157	28	66	financial	financial	ADJ
crl-18157	28	67	literacy	literacy	NOUN
crl-18157	28	68	,	,	PUNCT
crl-18157	28	69	”	"	PUNCT
crl-18157	28	70	the	the	DET
crl-18157	28	71	role	role	NOUN
crl-18157	28	72	of	of	ADP
crl-18157	28	73	libraries	library	NOUN
crl-18157	28	74	has	have	AUX
crl-18157	28	75	emerged	emerge	VERB
crl-18157	28	76	as	as	ADP
crl-18157	28	77	a	a	DET
crl-18157	28	78	topic	topic	NOUN
crl-18157	28	79	of	of	ADP
crl-18157	28	80	substantial	substantial	ADJ
crl-18157	28	81	interest	interest	NOUN
crl-18157	28	82	and	and	CCONJ
crl-18157	28	83	exploration	exploration	NOUN
crl-18157	28	84	.	.	PUNCT
crl-18157	29	1	the	the	DET
crl-18157	29	2	role	role	NOUN
crl-18157	29	3	of	of	ADP
crl-18157	29	4	academic	academic	ADJ
crl-18157	29	5	librarians	librarian	NOUN
crl-18157	29	6	in	in	ADP
crl-18157	29	7	particular	particular	ADJ
crl-18157	29	8	is	be	AUX
crl-18157	29	9	explored	explore	VERB
crl-18157	29	10	through	through	ADP
crl-18157	29	11	case	case	NOUN
crl-18157	29	12	studies	study	NOUN
crl-18157	29	13	that	that	PRON
crl-18157	29	14	provide	provide	VERB
crl-18157	29	15	varied	varied	ADJ
crl-18157	29	16	examples	example	NOUN
crl-18157	29	17	of	of	ADP
crl-18157	29	18	ways	way	NOUN
crl-18157	29	19	academic	academic	ADJ
crl-18157	29	20	libraries	library	NOUN
crl-18157	29	21	have	have	AUX
crl-18157	29	22	sought	seek	VERB
crl-18157	29	23	to	to	PART
crl-18157	29	24	address	address	VERB
crl-18157	29	25	student	student	NOUN
crl-18157	29	26	financial	financial	ADJ
crl-18157	29	27	education	education	NOUN
crl-18157	29	28	needs	need	NOUN
crl-18157	29	29	,	,	PUNCT
crl-18157	29	30	offer	offer	VERB
crl-18157	29	31	financial	financial	ADJ
crl-18157	29	32	information	information	NOUN
crl-18157	29	33	and	and	CCONJ
crl-18157	29	34	knowledge	knowledge	NOUN
crl-18157	29	35	for	for	ADP
crl-18157	29	36	decision	decision	NOUN
crl-18157	29	37	making	making	NOUN
crl-18157	29	38	and	and	CCONJ
crl-18157	29	39	application	application	NOUN
crl-18157	29	40	,	,	PUNCT
crl-18157	29	41	and	and	CCONJ
crl-18157	29	42	become	become	VERB
crl-18157	29	43	involved	involved	ADJ
crl-18157	29	44	in	in	ADP
crl-18157	29	45	financial	financial	ADJ
crl-18157	29	46	literacy	literacy	NOUN
crl-18157	29	47	efforts	effort	NOUN
crl-18157	29	48	on	on	ADP
crl-18157	29	49	their	their	PRON
crl-18157	29	50	campuses	campus	NOUN
crl-18157	29	51	.	.	PUNCT
crl-18157	30	1	among	among	ADP
crl-18157	30	2	the	the	DET
crl-18157	30	3	examples	example	NOUN
crl-18157	30	4	are	be	AUX
crl-18157	30	5	collections	collection	NOUN
crl-18157	30	6	-	-	PUNCT
crl-18157	30	7	related	relate	VERB
crl-18157	30	8	opportunities	opportunity	NOUN
crl-18157	30	9	such	such	ADJ
crl-18157	30	10	as	as	ADP
crl-18157	30	11	developing	develop	VERB
crl-18157	30	12	curated	curate	VERB
crl-18157	30	13	lists	list	NOUN
crl-18157	30	14	and	and	CCONJ
crl-18157	30	15	guides	guide	NOUN
crl-18157	30	16	to	to	ADP
crl-18157	30	17	online	online	ADJ
crl-18157	30	18	financial	financial	ADJ
crl-18157	30	19	literacy	literacy	NOUN
crl-18157	30	20	resources	resource	NOUN
crl-18157	30	21	.	.	PUNCT
crl-18157	31	1	livengood	livengood	PROPN
crl-18157	31	2	and	and	CCONJ
crl-18157	31	3	venditti	venditti	PROPN
crl-18157	31	4	provide	provide	VERB
crl-18157	31	5	a	a	DET
crl-18157	31	6	selection	selection	NOUN
crl-18157	31	7	of	of	ADP
crl-18157	31	8	financial	financial	ADJ
crl-18157	31	9	literacy	literacy	NOUN
crl-18157	31	10	resources	resource	NOUN
crl-18157	31	11	and	and	CCONJ
crl-18157	31	12	demonstrate	demonstrate	VERB
crl-18157	31	13	how	how	SCONJ
crl-18157	31	14	academic	academic	ADJ
crl-18157	31	15	librarians	librarian	NOUN
crl-18157	31	16	can	can	AUX
crl-18157	31	17	contribute	contribute	VERB
crl-18157	31	18	to	to	ADP
crl-18157	31	19	campus	campus	NOUN
crl-18157	31	20	financial	financial	ADJ
crl-18157	31	21	literacy	literacy	NOUN
crl-18157	31	22	by	by	ADP
crl-18157	31	23	identifying	identify	VERB
crl-18157	31	24	and	and	CCONJ
crl-18157	31	25	promoting	promote	VERB
crl-18157	31	26	authoritative	authoritative	ADJ
crl-18157	31	27	sources	source	NOUN
crl-18157	31	28	for	for	ADP
crl-18157	31	29	financial	financial	ADJ
crl-18157	31	30	decision	decision	NOUN
crl-18157	31	31	-	-	PUNCT
crl-18157	31	32	making	make	VERB
crl-18157	31	33	,	,	PUNCT
crl-18157	31	34	education	education	NOUN
crl-18157	31	35	,	,	PUNCT
crl-18157	31	36	and	and	CCONJ
crl-18157	31	37	research.15	research.15	PROPN
crl-18157	31	38	faulkner	faulkner	PROPN
crl-18157	31	39	also	also	ADV
crl-18157	31	40	explored	explore	VERB
crl-18157	31	41	library	library	NOUN
crl-18157	31	42	collections	collection	NOUN
crl-18157	31	43	for	for	ADP
crl-18157	31	44	financial	financial	ADJ
crl-18157	31	45	literacy	literacy	NOUN
crl-18157	31	46	in	in	ADP
crl-18157	31	47	a	a	DET
crl-18157	31	48	study	study	NOUN
crl-18157	31	49	that	that	PRON
crl-18157	31	50	evaluates	evaluate	VERB
crl-18157	31	51	popular	popular	ADJ
crl-18157	31	52	personal	personal	ADJ
crl-18157	31	53	finance	finance	NOUN
crl-18157	31	54	literature.16	literature.16	PROPN
crl-18157	31	55	faulkner	faulkner	PROPN
crl-18157	31	56	further	far	ADV
crl-18157	31	57	discovered	discover	VERB
crl-18157	31	58	overlaps	overlap	NOUN
crl-18157	31	59	and	and	CCONJ
crl-18157	31	60	differences	difference	NOUN
crl-18157	31	61	between	between	ADP
crl-18157	31	62	this	this	DET
crl-18157	31	63	genre	genre	NOUN
crl-18157	31	64	and	and	CCONJ
crl-18157	31	65	financial	financial	ADJ
crl-18157	31	66	literacy	literacy	NOUN
crl-18157	31	67	–	–	PUNCT
crl-18157	31	68	related	relate	VERB
crl-18157	31	69	library	library	NOUN
crl-18157	31	70	programming.17	programming.17	NOUN
crl-18157	31	71	programming	programming	PROPN
crl-18157	31	72	,	,	PUNCT
crl-18157	31	73	events	event	NOUN
crl-18157	31	74	,	,	PUNCT
crl-18157	31	75	and	and	CCONJ
crl-18157	31	76	workshops	workshop	NOUN
crl-18157	31	77	are	be	AUX
crl-18157	31	78	another	another	DET
crl-18157	31	79	example	example	NOUN
crl-18157	31	80	of	of	ADP
crl-18157	31	81	academic	academic	ADJ
crl-18157	31	82	library	library	NOUN
crl-18157	31	83	participation	participation	NOUN
crl-18157	31	84	in	in	ADP
crl-18157	31	85	student	student	NOUN
crl-18157	31	86	financial	financial	ADJ
crl-18157	31	87	literacy	literacy	NOUN
crl-18157	31	88	.	.	PUNCT
crl-18157	32	1	for	for	ADP
crl-18157	32	2	example	example	NOUN
crl-18157	32	3	,	,	PUNCT
crl-18157	32	4	in	in	ADP
crl-18157	32	5	2017	2017	NUM
crl-18157	32	6	,	,	PUNCT
crl-18157	32	7	more	more	ADJ
crl-18157	32	8	than	than	ADP
crl-18157	32	9	1,000	1,000	NUM
crl-18157	32	10	libraries	library	NOUN
crl-18157	32	11	,	,	PUNCT
crl-18157	32	12	including	include	VERB
crl-18157	32	13	academic	academic	ADJ
crl-18157	32	14	,	,	PUNCT
crl-18157	32	15	public	public	ADJ
crl-18157	32	16	,	,	PUNCT
crl-18157	32	17	school	school	NOUN
crl-18157	32	18	,	,	PUNCT
crl-18157	32	19	prison	prison	NOUN
crl-18157	32	20	,	,	PUNCT
crl-18157	32	21	and	and	CCONJ
crl-18157	32	22	other	other	ADJ
crl-18157	32	23	types	type	NOUN
crl-18157	32	24	,	,	PUNCT
crl-18157	32	25	participated	participate	VERB
crl-18157	32	26	in	in	ADP
crl-18157	32	27	money	money	NOUN
crl-18157	32	28	smart	smart	ADJ
crl-18157	32	29	week	week	NOUN
crl-18157	32	30	@	@	ADP
crl-18157	32	31	your	your	PRON
crl-18157	32	32	library	library	NOUN
crl-18157	32	33	,	,	PUNCT
crl-18157	32	34	an	an	DET
crl-18157	32	35	initiative	initiative	NOUN
crl-18157	32	36	of	of	ADP
crl-18157	32	37	ala	ala	PROPN
crl-18157	32	38	and	and	CCONJ
crl-18157	32	39	the	the	DET
crl-18157	32	40	federal	federal	PROPN
crl-18157	32	41	reserve	reserve	PROPN
crl-18157	32	42	bank	bank	PROPN
crl-18157	32	43	of	of	ADP
crl-18157	32	44	chicago	chicago	PROPN
crl-18157	32	45	that	that	PRON
crl-18157	32	46	encourages	encourage	VERB
crl-18157	32	47	libraries	library	NOUN
crl-18157	32	48	to	to	PART
crl-18157	32	49	provide	provide	VERB
crl-18157	32	50	financial	financial	ADJ
crl-18157	32	51	literacy	literacy	NOUN
crl-18157	32	52	programming	programming	NOUN
crl-18157	32	53	during	during	ADP
crl-18157	32	54	a	a	DET
crl-18157	32	55	specified	specify	VERB
crl-18157	32	56	week	week	NOUN
crl-18157	32	57	in	in	ADP
crl-18157	32	58	april.18	april.18	ADJ
crl-18157	32	59	library	library	NOUN
crl-18157	32	60	support	support	NOUN
crl-18157	32	61	for	for	ADP
crl-18157	32	62	student	student	NOUN
crl-18157	32	63	financial	financial	ADJ
crl-18157	32	64	literacy	literacy	NOUN
crl-18157	32	65	621	621	NUM
crl-18157	32	66	collaboration	collaboration	NOUN
crl-18157	32	67	with	with	ADP
crl-18157	32	68	other	other	ADJ
crl-18157	32	69	campus	campus	NOUN
crl-18157	32	70	entities	entity	NOUN
crl-18157	32	71	is	be	AUX
crl-18157	32	72	a	a	DET
crl-18157	32	73	theme	theme	NOUN
crl-18157	32	74	in	in	ADP
crl-18157	32	75	the	the	DET
crl-18157	32	76	literature	literature	NOUN
crl-18157	32	77	on	on	ADP
crl-18157	32	78	academic	academic	ADJ
crl-18157	32	79	library	library	NOUN
crl-18157	32	80	involvement	involvement	NOUN
crl-18157	32	81	in	in	ADP
crl-18157	32	82	financial	financial	ADJ
crl-18157	32	83	literacy	literacy	NOUN
crl-18157	32	84	,	,	PUNCT
crl-18157	32	85	with	with	ADP
crl-18157	32	86	libraries	library	NOUN
crl-18157	32	87	commonly	commonly	ADV
crl-18157	32	88	seeking	seek	VERB
crl-18157	32	89	out	out	ADP
crl-18157	32	90	partners	partner	NOUN
crl-18157	32	91	on	on	ADP
crl-18157	32	92	campus	campus	NOUN
crl-18157	32	93	or	or	CCONJ
crl-18157	32	94	in	in	ADP
crl-18157	32	95	the	the	DET
crl-18157	32	96	community	community	NOUN
crl-18157	32	97	that	that	PRON
crl-18157	32	98	already	already	ADV
crl-18157	32	99	provide	provide	VERB
crl-18157	32	100	financial	financial	ADJ
crl-18157	32	101	education	education	NOUN
crl-18157	32	102	programming	programming	NOUN
crl-18157	32	103	or	or	CCONJ
crl-18157	32	104	offer	offer	VERB
crl-18157	32	105	other	other	ADJ
crl-18157	32	106	financial	financial	ADJ
crl-18157	32	107	expertise	expertise	NOUN
crl-18157	32	108	.	.	PUNCT
crl-18157	33	1	in	in	ADP
crl-18157	33	2	a	a	DET
crl-18157	33	3	case	case	NOUN
crl-18157	33	4	study	study	NOUN
crl-18157	33	5	,	,	PUNCT
crl-18157	33	6	gil	gil	PROPN
crl-18157	33	7	demonstrates	demonstrate	VERB
crl-18157	33	8	an	an	DET
crl-18157	33	9	array	array	NOUN
crl-18157	33	10	of	of	ADP
crl-18157	33	11	approaches	approach	NOUN
crl-18157	33	12	to	to	ADP
crl-18157	33	13	involvement	involvement	NOUN
crl-18157	33	14	in	in	ADP
crl-18157	33	15	campus	campus	NOUN
crl-18157	33	16	financial	financial	ADJ
crl-18157	33	17	literacy	literacy	NOUN
crl-18157	33	18	,	,	PUNCT
crl-18157	33	19	including	include	VERB
crl-18157	33	20	programming	programming	NOUN
crl-18157	33	21	,	,	PUNCT
crl-18157	33	22	partnership	partnership	NOUN
crl-18157	33	23	,	,	PUNCT
crl-18157	33	24	and	and	CCONJ
crl-18157	33	25	committee	committee	NOUN
crl-18157	33	26	leadership	leadership	NOUN
crl-18157	33	27	and	and	CCONJ
crl-18157	33	28	service.19	service.19	NOUN
crl-18157	33	29	specifically	specifically	ADV
crl-18157	33	30	,	,	PUNCT
crl-18157	33	31	gil	gil	PROPN
crl-18157	33	32	established	establish	VERB
crl-18157	33	33	a	a	DET
crl-18157	33	34	money	money	NOUN
crl-18157	33	35	smart	smart	ADJ
crl-18157	33	36	week	week	NOUN
crl-18157	33	37	planning	planning	NOUN
crl-18157	33	38	committee	committee	NOUN
crl-18157	33	39	with	with	ADP
crl-18157	33	40	members	member	NOUN
crl-18157	33	41	from	from	ADP
crl-18157	33	42	across	across	ADP
crl-18157	33	43	campus	campus	NOUN
crl-18157	33	44	units	unit	NOUN
crl-18157	33	45	,	,	PUNCT
crl-18157	33	46	including	include	VERB
crl-18157	33	47	representation	representation	NOUN
crl-18157	33	48	from	from	ADP
crl-18157	33	49	the	the	DET
crl-18157	33	50	college	college	NOUN
crl-18157	33	51	of	of	ADP
crl-18157	33	52	business	business	NOUN
crl-18157	33	53	,	,	PUNCT
crl-18157	33	54	career	career	NOUN
crl-18157	33	55	center	center	NOUN
crl-18157	33	56	,	,	PUNCT
crl-18157	33	57	financial	financial	ADJ
crl-18157	33	58	aid	aid	NOUN
crl-18157	33	59	office	office	NOUN
crl-18157	33	60	,	,	PUNCT
crl-18157	33	61	and	and	CCONJ
crl-18157	33	62	student	student	NOUN
crl-18157	33	63	government	government	NOUN
crl-18157	33	64	.	.	PUNCT
crl-18157	34	1	under	under	ADP
crl-18157	34	2	gil	gil	PROPN
crl-18157	34	3	’s	’s	PART
crl-18157	34	4	leadership	leadership	NOUN
crl-18157	34	5	,	,	PUNCT
crl-18157	34	6	the	the	DET
crl-18157	34	7	committee	committee	NOUN
crl-18157	34	8	planned	plan	VERB
crl-18157	34	9	and	and	CCONJ
crl-18157	34	10	delivered	deliver	VERB
crl-18157	34	11	11	11	NUM
crl-18157	34	12	programs	program	NOUN
crl-18157	34	13	,	,	PUNCT
crl-18157	34	14	including	include	VERB
crl-18157	34	15	topics	topic	NOUN
crl-18157	34	16	such	such	ADJ
crl-18157	34	17	as	as	ADP
crl-18157	34	18	library	library	NOUN
crl-18157	34	19	resources	resource	NOUN
crl-18157	34	20	for	for	ADP
crl-18157	34	21	financial	financial	ADJ
crl-18157	34	22	literacy	literacy	NOUN
crl-18157	34	23	,	,	PUNCT
crl-18157	34	24	student	student	NOUN
crl-18157	34	25	loans	loan	NOUN
crl-18157	34	26	,	,	PUNCT
crl-18157	34	27	credit	credit	NOUN
crl-18157	34	28	and	and	CCONJ
crl-18157	34	29	money	money	NOUN
crl-18157	34	30	management	management	NOUN
crl-18157	34	31	,	,	PUNCT
crl-18157	34	32	startup	startup	VERB
crl-18157	34	33	financing	financing	NOUN
crl-18157	34	34	,	,	PUNCT
crl-18157	34	35	and	and	CCONJ
crl-18157	34	36	investing	investing	NOUN
crl-18157	34	37	.	.	PUNCT
crl-18157	35	1	jagman	jagman	PROPN
crl-18157	35	2	,	,	PUNCT
crl-18157	35	3	lewis	lewis	PROPN
crl-18157	35	4	,	,	PUNCT
crl-18157	35	5	nunn	nunn	PROPN
crl-18157	35	6	,	,	PUNCT
crl-18157	35	7	and	and	CCONJ
crl-18157	35	8	walter	walter	NOUN
crl-18157	35	9	discuss	discuss	VERB
crl-18157	35	10	financial	financial	ADJ
crl-18157	35	11	literacy	literacy	NOUN
crl-18157	35	12	as	as	ADP
crl-18157	35	13	part	part	NOUN
crl-18157	35	14	of	of	ADP
crl-18157	35	15	the	the	DET
crl-18157	35	16	curriculum	curriculum	NOUN
crl-18157	35	17	and	and	CCONJ
crl-18157	35	18	cocurriculum	cocurriculum	NOUN
crl-18157	35	19	at	at	ADP
crl-18157	35	20	their	their	PRON
crl-18157	35	21	four	four	NUM
crl-18157	35	22	-	-	PUNCT
crl-18157	35	23	year	year	NOUN
crl-18157	35	24	university	university	NOUN
crl-18157	35	25	and	and	CCONJ
crl-18157	35	26	highlight	highlight	VERB
crl-18157	35	27	the	the	DET
crl-18157	35	28	library	library	NOUN
crl-18157	35	29	’s	’s	PART
crl-18157	35	30	participation	participation	NOUN
crl-18157	35	31	in	in	ADP
crl-18157	35	32	overarching	overarch	VERB
crl-18157	35	33	partnerships	partnership	NOUN
crl-18157	35	34	with	with	ADP
crl-18157	35	35	the	the	DET
crl-18157	35	36	first	first	ADJ
crl-18157	35	37	-	-	PUNCT
crl-18157	35	38	year	year	NOUN
crl-18157	35	39	experience	experience	NOUN
crl-18157	35	40	program	program	NOUN
crl-18157	35	41	,	,	PUNCT
crl-18157	35	42	financial	financial	ADJ
crl-18157	35	43	fitness	fitness	NOUN
crl-18157	35	44	program	program	NOUN
crl-18157	35	45	,	,	PUNCT
crl-18157	35	46	and	and	CCONJ
crl-18157	35	47	career	career	NOUN
crl-18157	35	48	center	center	NOUN
crl-18157	35	49	that	that	PRON
crl-18157	35	50	intersect	intersect	VERB
crl-18157	35	51	with	with	ADP
crl-18157	35	52	financial	financial	PROPN
crl-18157	35	53	literacy.20	literacy.20	PROPN
crl-18157	35	54	academic	academic	ADJ
crl-18157	35	55	librarians	librarians	PROPN
crl-18157	35	56	have	have	AUX
crl-18157	35	57	also	also	ADV
crl-18157	35	58	explored	explore	VERB
crl-18157	35	59	the	the	DET
crl-18157	35	60	relationship	relationship	NOUN
crl-18157	35	61	between	between	ADP
crl-18157	35	62	financial	financial	ADJ
crl-18157	35	63	and	and	CCONJ
crl-18157	35	64	information	information	NOUN
crl-18157	35	65	literacy	literacy	NOUN
crl-18157	35	66	and	and	CCONJ
crl-18157	35	67	aimed	aim	VERB
crl-18157	35	68	to	to	PART
crl-18157	35	69	integrate	integrate	VERB
crl-18157	35	70	financial	financial	ADJ
crl-18157	35	71	literacy	literacy	NOUN
crl-18157	35	72	into	into	ADP
crl-18157	35	73	library	library	NOUN
crl-18157	35	74	instruction	instruction	NOUN
crl-18157	35	75	.	.	PUNCT
crl-18157	36	1	in	in	ADP
crl-18157	36	2	their	their	PRON
crl-18157	36	3	chapter	chapter	NOUN
crl-18157	36	4	,	,	PUNCT
crl-18157	36	5	gass	gass	NOUN
crl-18157	36	6	and	and	CCONJ
crl-18157	36	7	garczynski	garczynski	ADJ
crl-18157	36	8	detail	detail	NOUN
crl-18157	36	9	the	the	DET
crl-18157	36	10	creation	creation	NOUN
crl-18157	36	11	of	of	ADP
crl-18157	36	12	a	a	DET
crl-18157	36	13	workshop	workshop	NOUN
crl-18157	36	14	on	on	ADP
crl-18157	36	15	investing	invest	VERB
crl-18157	36	16	sources	source	NOUN
crl-18157	36	17	in	in	ADP
crl-18157	36	18	which	which	PRON
crl-18157	36	19	students	student	NOUN
crl-18157	36	20	interact	interact	VERB
crl-18157	36	21	with	with	ADP
crl-18157	36	22	investment	investment	NOUN
crl-18157	36	23	information	information	NOUN
crl-18157	36	24	sources	source	NOUN
crl-18157	36	25	(	(	PUNCT
crl-18157	36	26	10	10	NUM
crl-18157	36	27	-	-	PUNCT
crl-18157	36	28	qs	qs	ADJ
crl-18157	36	29	,	,	PUNCT
crl-18157	36	30	analyst	analyst	NOUN
crl-18157	36	31	reports	report	NOUN
crl-18157	36	32	,	,	PUNCT
crl-18157	36	33	company	company	NOUN
crl-18157	36	34	financials	financial	NOUN
crl-18157	36	35	,	,	PUNCT
crl-18157	36	36	business	business	NOUN
crl-18157	36	37	articles	article	NOUN
crl-18157	36	38	)	)	PUNCT
crl-18157	36	39	and	and	CCONJ
crl-18157	36	40	evaluate	evaluate	VERB
crl-18157	36	41	authorship	authorship	NOUN
crl-18157	36	42	,	,	PUNCT
crl-18157	36	43	audience	audience	NOUN
crl-18157	36	44	,	,	PUNCT
crl-18157	36	45	purpose	purpose	NOUN
crl-18157	36	46	,	,	PUNCT
crl-18157	36	47	biases	bias	NOUN
crl-18157	36	48	,	,	PUNCT
crl-18157	36	49	and	and	CCONJ
crl-18157	36	50	connections	connection	NOUN
crl-18157	36	51	with	with	ADP
crl-18157	36	52	other	other	ADJ
crl-18157	36	53	sources.21	sources.21	NOUN
crl-18157	36	54	the	the	DET
crl-18157	36	55	authors	author	NOUN
crl-18157	36	56	designed	design	VERB
crl-18157	36	57	the	the	DET
crl-18157	36	58	workshop	workshop	NOUN
crl-18157	36	59	to	to	PART
crl-18157	36	60	align	align	VERB
crl-18157	36	61	with	with	ADP
crl-18157	36	62	the	the	DET
crl-18157	36	63	“	"	PUNCT
crl-18157	36	64	information	information	NOUN
crl-18157	36	65	has	have	VERB
crl-18157	36	66	value	value	NOUN
crl-18157	36	67	”	"	PUNCT
crl-18157	36	68	and	and	CCONJ
crl-18157	36	69	“	"	PUNCT
crl-18157	36	70	scholarship	scholarship	NOUN
crl-18157	36	71	as	as	ADP
crl-18157	36	72	a	a	DET
crl-18157	36	73	conversation	conversation	NOUN
crl-18157	36	74	”	"	PUNCT
crl-18157	36	75	frames	frame	NOUN
crl-18157	36	76	of	of	ADP
crl-18157	36	77	the	the	DET
crl-18157	36	78	acrl	acrl	ADJ
crl-18157	36	79	framework	framework	NOUN
crl-18157	36	80	.	.	PUNCT
crl-18157	37	1	librarians	librarian	NOUN
crl-18157	37	2	have	have	AUX
crl-18157	37	3	also	also	ADV
crl-18157	37	4	connected	connect	VERB
crl-18157	37	5	financial	financial	ADJ
crl-18157	37	6	literacy	literacy	NOUN
crl-18157	37	7	with	with	ADP
crl-18157	37	8	career	career	NOUN
crl-18157	37	9	information	information	NOUN
crl-18157	37	10	literacy	literacy	NOUN
crl-18157	37	11	,	,	PUNCT
crl-18157	37	12	which	which	PRON
crl-18157	37	13	introduces	introduce	VERB
crl-18157	37	14	students	student	NOUN
crl-18157	37	15	to	to	ADP
crl-18157	37	16	reliable	reliable	ADJ
crl-18157	37	17	sources	source	NOUN
crl-18157	37	18	that	that	PRON
crl-18157	37	19	guide	guide	VERB
crl-18157	37	20	their	their	PRON
crl-18157	37	21	career	career	NOUN
crl-18157	37	22	paths	path	NOUN
crl-18157	37	23	and	and	CCONJ
crl-18157	37	24	support	support	NOUN
crl-18157	37	25	informed	inform	VERB
crl-18157	37	26	financial	financial	ADJ
crl-18157	37	27	decision	decision	NOUN
crl-18157	37	28	-	-	PUNCT
crl-18157	37	29	making	making	NOUN
crl-18157	37	30	as	as	SCONJ
crl-18157	37	31	they	they	PRON
crl-18157	37	32	near	near	ADP
crl-18157	37	33	graduation.22	graduation.22	PROPN
crl-18157	37	34	for	for	ADP
crl-18157	37	35	example	example	NOUN
crl-18157	37	36	,	,	PUNCT
crl-18157	37	37	geraci	geraci	NOUN
crl-18157	37	38	,	,	PUNCT
crl-18157	37	39	hickey	hickey	NOUN
crl-18157	37	40	,	,	PUNCT
crl-18157	37	41	and	and	CCONJ
crl-18157	37	42	lavoice	lavoice	PROPN
crl-18157	37	43	demonstrated	demonstrate	VERB
crl-18157	37	44	that	that	SCONJ
crl-18157	37	45	librarians	librarian	NOUN
crl-18157	37	46	can	can	AUX
crl-18157	37	47	provide	provide	VERB
crl-18157	37	48	students	student	NOUN
crl-18157	37	49	with	with	ADP
crl-18157	37	50	guidance	guidance	NOUN
crl-18157	37	51	on	on	ADP
crl-18157	37	52	career	career	NOUN
crl-18157	37	53	and	and	CCONJ
crl-18157	37	54	salary	salary	NOUN
crl-18157	37	55	data	datum	NOUN
crl-18157	37	56	sources	source	NOUN
crl-18157	37	57	for	for	ADP
crl-18157	37	58	salary	salary	NOUN
crl-18157	37	59	negotiation	negotiation	NOUN
crl-18157	37	60	and	and	CCONJ
crl-18157	37	61	work	work	NOUN
crl-18157	37	62	in	in	ADP
crl-18157	37	63	partnership	partnership	NOUN
crl-18157	37	64	with	with	ADP
crl-18157	37	65	career	career	NOUN
crl-18157	37	66	centers.23	centers.23	NOUN
crl-18157	37	67	at	at	ADP
crl-18157	37	68	a	a	DET
crl-18157	37	69	community	community	NOUN
crl-18157	37	70	college	college	NOUN
crl-18157	37	71	library	library	NOUN
crl-18157	37	72	,	,	PUNCT
crl-18157	37	73	roggenkamp	roggenkamp	PROPN
crl-18157	37	74	has	have	AUX
crl-18157	37	75	offered	offer	VERB
crl-18157	37	76	both	both	DET
crl-18157	37	77	course	course	NOUN
crl-18157	37	78	-	-	PUNCT
crl-18157	37	79	related	relate	VERB
crl-18157	37	80	and	and	CCONJ
crl-18157	37	81	non	non	ADJ
crl-18157	37	82	–	–	PUNCT
crl-18157	37	83	course	course	NOUN
crl-18157	37	84	-	-	PUNCT
crl-18157	37	85	related	relate	VERB
crl-18157	37	86	financial	financial	ADJ
crl-18157	37	87	literacy	literacy	NOUN
crl-18157	37	88	instruction	instruction	NOUN
crl-18157	37	89	sessions	session	NOUN
crl-18157	37	90	on	on	ADP
crl-18157	37	91	scholarships	scholarship	NOUN
crl-18157	37	92	,	,	PUNCT
crl-18157	37	93	alternative	alternative	ADJ
crl-18157	37	94	college	college	NOUN
crl-18157	37	95	financing	financing	NOUN
crl-18157	37	96	strategies	strategy	NOUN
crl-18157	37	97	,	,	PUNCT
crl-18157	37	98	and	and	CCONJ
crl-18157	37	99	budgeting.24	budgeting.24	VERB
crl-18157	37	100	academic	academic	ADJ
crl-18157	37	101	librarians	librarian	NOUN
crl-18157	37	102	have	have	AUX
crl-18157	37	103	also	also	ADV
crl-18157	37	104	served	serve	VERB
crl-18157	37	105	as	as	ADP
crl-18157	37	106	instructors	instructor	NOUN
crl-18157	37	107	of	of	ADP
crl-18157	37	108	credit	credit	NOUN
crl-18157	37	109	courses	course	NOUN
crl-18157	37	110	on	on	ADP
crl-18157	37	111	personal	personal	ADJ
crl-18157	37	112	finance	finance	NOUN
crl-18157	37	113	topics	topic	NOUN
crl-18157	37	114	.	.	PUNCT
crl-18157	38	1	for	for	ADP
crl-18157	38	2	example	example	NOUN
crl-18157	38	3	,	,	PUNCT
crl-18157	38	4	li	li	PROPN
crl-18157	38	5	was	be	AUX
crl-18157	38	6	the	the	DET
crl-18157	38	7	instructor	instructor	NOUN
crl-18157	38	8	of	of	ADP
crl-18157	38	9	a	a	DET
crl-18157	38	10	one	one	NUM
crl-18157	38	11	-	-	PUNCT
crl-18157	38	12	credit	credit	NOUN
crl-18157	38	13	course	course	NOUN
crl-18157	38	14	for	for	ADP
crl-18157	38	15	first	first	ADJ
crl-18157	38	16	-	-	PUNCT
crl-18157	38	17	year	year	NOUN
crl-18157	38	18	undergraduate	undergraduate	NOUN
crl-18157	38	19	students	student	NOUN
crl-18157	38	20	that	that	PRON
crl-18157	38	21	integrated	integrate	VERB
crl-18157	38	22	financial	financial	ADJ
crl-18157	38	23	and	and	CCONJ
crl-18157	38	24	information	information	NOUN
crl-18157	38	25	literacy.25	literacy.25	NOUN
crl-18157	38	26	academic	academic	ADJ
crl-18157	38	27	librarians	librarian	NOUN
crl-18157	38	28	also	also	ADV
crl-18157	38	29	participate	participate	VERB
crl-18157	38	30	in	in	ADP
crl-18157	38	31	financial	financial	ADJ
crl-18157	38	32	literacy	literacy	NOUN
crl-18157	38	33	support	support	NOUN
crl-18157	38	34	as	as	ADP
crl-18157	38	35	part	part	NOUN
crl-18157	38	36	of	of	ADP
crl-18157	38	37	reference	reference	NOUN
crl-18157	38	38	and	and	CCONJ
crl-18157	38	39	information	information	NOUN
crl-18157	38	40	services	service	NOUN
crl-18157	38	41	.	.	PUNCT
crl-18157	39	1	joe	joe	PROPN
crl-18157	39	2	highlights	highlight	VERB
crl-18157	39	3	financial	financial	ADJ
crl-18157	39	4	aid	aid	NOUN
crl-18157	39	5	questions	question	NOUN
crl-18157	39	6	and	and	CCONJ
crl-18157	39	7	answers	answer	NOUN
crl-18157	39	8	that	that	PRON
crl-18157	39	9	reference	reference	NOUN
crl-18157	39	10	librarians	librarian	VERB
crl-18157	39	11	in	in	ADP
crl-18157	39	12	an	an	DET
crl-18157	39	13	academic	academic	ADJ
crl-18157	39	14	setting	setting	NOUN
crl-18157	39	15	may	may	AUX
crl-18157	39	16	encounter	encounter	VERB
crl-18157	39	17	,	,	PUNCT
crl-18157	39	18	and	and	CCONJ
crl-18157	39	19	kraus	kraus	PROPN
crl-18157	39	20	discusses	discuss	VERB
crl-18157	39	21	inheritance	inheritance	NOUN
crl-18157	39	22	,	,	PUNCT
crl-18157	39	23	retirement	retirement	NOUN
crl-18157	39	24	,	,	PUNCT
crl-18157	39	25	debt	debt	NOUN
crl-18157	39	26	collection	collection	NOUN
crl-18157	39	27	,	,	PUNCT
crl-18157	39	28	philanthropy	philanthropy	NOUN
crl-18157	39	29	,	,	PUNCT
crl-18157	39	30	bankruptcy	bankruptcy	NOUN
crl-18157	39	31	,	,	PUNCT
crl-18157	39	32	student	student	NOUN
crl-18157	39	33	loan	loan	NOUN
crl-18157	39	34	,	,	PUNCT
crl-18157	39	35	and	and	CCONJ
crl-18157	39	36	scholarship	scholarship	NOUN
crl-18157	39	37	reference	reference	NOUN
crl-18157	39	38	questions	question	NOUN
crl-18157	39	39	from	from	ADP
crl-18157	39	40	students	student	NOUN
crl-18157	39	41	in	in	ADP
crl-18157	39	42	a	a	DET
crl-18157	39	43	series	series	NOUN
crl-18157	39	44	of	of	ADP
crl-18157	39	45	case	case	NOUN
crl-18157	39	46	studies.26	studies.26	VERB
crl-18157	39	47	both	both	CCONJ
crl-18157	39	48	joe	joe	PROPN
crl-18157	39	49	and	and	CCONJ
crl-18157	39	50	kraus	kraus	PROPN
crl-18157	39	51	acknowledge	acknowledge	VERB
crl-18157	39	52	the	the	DET
crl-18157	39	53	legal	legal	ADJ
crl-18157	39	54	and	and	CCONJ
crl-18157	39	55	ethical	ethical	ADJ
crl-18157	39	56	concerns	concern	NOUN
crl-18157	39	57	librarians	librarian	NOUN
crl-18157	39	58	may	may	AUX
crl-18157	39	59	have	have	VERB
crl-18157	39	60	when	when	SCONJ
crl-18157	39	61	addressing	address	VERB
crl-18157	39	62	financial	financial	ADJ
crl-18157	39	63	-	-	PUNCT
crl-18157	39	64	related	relate	VERB
crl-18157	39	65	questions	question	NOUN
crl-18157	39	66	and	and	CCONJ
crl-18157	39	67	stress	stress	VERB
crl-18157	39	68	the	the	DET
crl-18157	39	69	library	library	PROPN
crl-18157	39	70	’s	’s	PART
crl-18157	39	71	role	role	NOUN
crl-18157	39	72	in	in	ADP
crl-18157	39	73	directing	direct	VERB
crl-18157	39	74	students	student	NOUN
crl-18157	39	75	to	to	ADP
crl-18157	39	76	key	key	ADJ
crl-18157	39	77	trusted	trust	VERB
crl-18157	39	78	resources	resource	NOUN
crl-18157	39	79	and	and	CCONJ
crl-18157	39	80	information	information	NOUN
crl-18157	39	81	.	.	PUNCT
crl-18157	40	1	the	the	DET
crl-18157	40	2	literature	literature	NOUN
crl-18157	40	3	also	also	ADV
crl-18157	40	4	includes	include	VERB
crl-18157	40	5	examples	example	NOUN
crl-18157	40	6	of	of	ADP
crl-18157	40	7	academic	academic	ADJ
crl-18157	40	8	libraries	library	NOUN
crl-18157	40	9	hosting	host	VERB
crl-18157	40	10	peer	peer	NOUN
crl-18157	40	11	-	-	PUNCT
crl-18157	40	12	to	to	ADP
crl-18157	40	13	-	-	PUNCT
crl-18157	40	14	peer	peer	NOUN
crl-18157	40	15	financial	financial	ADJ
crl-18157	40	16	literacy	literacy	NOUN
crl-18157	40	17	programs	program	NOUN
crl-18157	40	18	.	.	PUNCT
crl-18157	41	1	reiter	reiter	PROPN
crl-18157	41	2	describes	describe	VERB
crl-18157	41	3	a	a	DET
crl-18157	41	4	peer	peer	NOUN
crl-18157	41	5	-	-	PUNCT
crl-18157	41	6	to	to	ADP
crl-18157	41	7	-	-	PUNCT
crl-18157	41	8	peer	peer	NOUN
crl-18157	41	9	financial	financial	ADJ
crl-18157	41	10	literacy	literacy	NOUN
crl-18157	41	11	program	program	NOUN
crl-18157	41	12	housed	house	VERB
crl-18157	41	13	in	in	ADP
crl-18157	41	14	the	the	DET
crl-18157	41	15	library	library	NOUN
crl-18157	41	16	at	at	ADP
crl-18157	41	17	a	a	DET
crl-18157	41	18	large	large	ADJ
crl-18157	41	19	academic	academic	ADJ
crl-18157	41	20	university	university	NOUN
crl-18157	41	21	,	,	PUNCT
crl-18157	41	22	while	while	SCONJ
crl-18157	41	23	moody	moody	ADJ
crl-18157	41	24	discusses	discuss	VERB
crl-18157	41	25	the	the	DET
crl-18157	41	26	development	development	NOUN
crl-18157	41	27	of	of	ADP
crl-18157	41	28	such	such	DET
crl-18157	41	29	a	a	DET
crl-18157	41	30	program	program	NOUN
crl-18157	41	31	at	at	ADP
crl-18157	41	32	a	a	DET
crl-18157	41	33	small	small	ADJ
crl-18157	41	34	liberal	liberal	ADJ
crl-18157	41	35	arts	art	NOUN
crl-18157	41	36	college	college	NOUN
crl-18157	41	37	,	,	PUNCT
crl-18157	41	38	demonstrating	demonstrate	VERB
crl-18157	41	39	how	how	SCONJ
crl-18157	41	40	this	this	DET
crl-18157	41	41	type	type	NOUN
crl-18157	41	42	of	of	ADP
crl-18157	41	43	program	program	NOUN
crl-18157	41	44	has	have	AUX
crl-18157	41	45	been	be	AUX
crl-18157	41	46	employed	employ	VERB
crl-18157	41	47	at	at	ADP
crl-18157	41	48	institutions	institution	NOUN
crl-18157	41	49	of	of	ADP
crl-18157	41	50	vastly	vastly	ADV
crl-18157	41	51	different	different	ADJ
crl-18157	41	52	sizes.27	sizes.27	NOUN
crl-18157	41	53	while	while	SCONJ
crl-18157	41	54	the	the	DET
crl-18157	41	55	literature	literature	NOUN
crl-18157	41	56	provides	provide	VERB
crl-18157	41	57	evidence	evidence	NOUN
crl-18157	41	58	of	of	ADP
crl-18157	41	59	academic	academic	ADJ
crl-18157	41	60	libraries	library	NOUN
crl-18157	41	61	’	'	PUNCT
crl-18157	41	62	involvement	involvement	NOUN
crl-18157	41	63	in	in	ADP
crl-18157	41	64	student	student	NOUN
crl-18157	41	65	financial	financial	ADJ
crl-18157	41	66	literacy	literacy	NOUN
crl-18157	41	67	and	and	CCONJ
crl-18157	41	68	numerous	numerous	ADJ
crl-18157	41	69	examples	example	NOUN
crl-18157	41	70	of	of	ADP
crl-18157	41	71	how	how	SCONJ
crl-18157	41	72	to	to	PART
crl-18157	41	73	incorporate	incorporate	VERB
crl-18157	41	74	financial	financial	ADJ
crl-18157	41	75	literacy	literacy	NOUN
crl-18157	41	76	activities	activity	NOUN
crl-18157	41	77	622	622	NUM
crl-18157	41	78	college	college	PROPN
crl-18157	41	79	&	&	CCONJ
crl-18157	41	80	research	research	PROPN
crl-18157	41	81	libraries	library	NOUN
crl-18157	41	82	july	july	PROPN
crl-18157	41	83	2019	2019	NUM
crl-18157	41	84	into	into	ADP
crl-18157	41	85	practice	practice	NOUN
crl-18157	41	86	through	through	ADP
crl-18157	41	87	collections	collection	NOUN
crl-18157	41	88	,	,	PUNCT
crl-18157	41	89	programming	programming	NOUN
crl-18157	41	90	,	,	PUNCT
crl-18157	41	91	partnerships	partnership	NOUN
crl-18157	41	92	,	,	PUNCT
crl-18157	41	93	information	information	NOUN
crl-18157	41	94	literacy	literacy	NOUN
crl-18157	41	95	instruction	instruction	NOUN
crl-18157	41	96	,	,	PUNCT
crl-18157	41	97	and	and	CCONJ
crl-18157	41	98	reference	reference	NOUN
crl-18157	41	99	services	service	NOUN
crl-18157	41	100	,	,	PUNCT
crl-18157	41	101	these	these	DET
crl-18157	41	102	efforts	effort	NOUN
crl-18157	41	103	have	have	AUX
crl-18157	41	104	not	not	PART
crl-18157	41	105	yet	yet	ADV
crl-18157	41	106	been	be	AUX
crl-18157	41	107	captured	capture	VERB
crl-18157	41	108	systematically	systematically	ADV
crl-18157	41	109	.	.	PUNCT
crl-18157	42	1	previous	previous	ADJ
crl-18157	42	2	surveys	survey	NOUN
crl-18157	42	3	have	have	AUX
crl-18157	42	4	focused	focus	VERB
crl-18157	42	5	on	on	ADP
crl-18157	42	6	the	the	DET
crl-18157	42	7	financial	financial	ADJ
crl-18157	42	8	literacy	literacy	NOUN
crl-18157	42	9	activities	activity	NOUN
crl-18157	42	10	,	,	PUNCT
crl-18157	42	11	challenges	challenge	NOUN
crl-18157	42	12	,	,	PUNCT
crl-18157	42	13	and	and	CCONJ
crl-18157	42	14	opportunities	opportunity	NOUN
crl-18157	42	15	of	of	ADP
crl-18157	42	16	public	public	ADJ
crl-18157	42	17	libraries,28	libraries,28	NOUN
crl-18157	42	18	or	or	CCONJ
crl-18157	42	19	libraries	library	NOUN
crl-18157	42	20	in	in	ADP
crl-18157	42	21	general	general	ADJ
crl-18157	42	22	,	,	PUNCT
crl-18157	42	23	such	such	ADJ
crl-18157	42	24	as	as	ADP
crl-18157	42	25	a	a	DET
crl-18157	42	26	survey	survey	NOUN
crl-18157	42	27	by	by	ADP
crl-18157	42	28	a	a	DET
crl-18157	42	29	working	work	VERB
crl-18157	42	30	group	group	NOUN
crl-18157	42	31	of	of	ADP
crl-18157	42	32	the	the	DET
crl-18157	42	33	rusa	rusa	NOUN
crl-18157	42	34	division	division	NOUN
crl-18157	42	35	of	of	ADP
crl-18157	42	36	ala,29	ala,29	PROPN
crl-18157	42	37	but	but	CCONJ
crl-18157	42	38	there	there	PRON
crl-18157	42	39	have	have	AUX
crl-18157	42	40	not	not	PART
crl-18157	42	41	been	be	AUX
crl-18157	42	42	any	any	DET
crl-18157	42	43	surveys	survey	NOUN
crl-18157	42	44	specifically	specifically	ADV
crl-18157	42	45	targeting	target	VERB
crl-18157	42	46	academic	academic	ADJ
crl-18157	42	47	libraries	library	NOUN
crl-18157	42	48	or	or	CCONJ
crl-18157	42	49	librarians	librarian	NOUN
crl-18157	42	50	.	.	PUNCT
crl-18157	43	1	by	by	ADP
crl-18157	43	2	surveying	survey	VERB
crl-18157	43	3	librarians	librarian	NOUN
crl-18157	43	4	at	at	ADP
crl-18157	43	5	large	large	ADJ
crl-18157	43	6	academic	academic	ADJ
crl-18157	43	7	institutions	institution	NOUN
crl-18157	43	8	,	,	PUNCT
crl-18157	43	9	this	this	DET
crl-18157	43	10	study	study	NOUN
crl-18157	43	11	fills	fill	VERB
crl-18157	43	12	a	a	DET
crl-18157	43	13	gap	gap	NOUN
crl-18157	43	14	in	in	ADP
crl-18157	43	15	the	the	DET
crl-18157	43	16	literature	literature	NOUN
crl-18157	43	17	and	and	CCONJ
crl-18157	43	18	examines	examine	VERB
crl-18157	43	19	academic	academic	ADJ
crl-18157	43	20	libraries	library	NOUN
crl-18157	43	21	’	'	PUNCT
crl-18157	43	22	interest	interest	NOUN
crl-18157	43	23	in	in	ADP
crl-18157	43	24	financial	financial	ADJ
crl-18157	43	25	literacy	literacy	NOUN
crl-18157	43	26	and	and	CCONJ
crl-18157	43	27	the	the	DET
crl-18157	43	28	related	related	ADJ
crl-18157	43	29	activities	activity	NOUN
crl-18157	43	30	,	,	PUNCT
crl-18157	43	31	barriers	barrier	NOUN
crl-18157	43	32	,	,	PUNCT
crl-18157	43	33	partners	partner	NOUN
crl-18157	43	34	,	,	PUNCT
crl-18157	43	35	and	and	CCONJ
crl-18157	43	36	possibilities	possibility	NOUN
crl-18157	43	37	.	.	PUNCT
crl-18157	44	1	methodology	methodology	NOUN
crl-18157	44	2	since	since	SCONJ
crl-18157	44	3	there	there	PRON
crl-18157	44	4	has	have	AUX
crl-18157	44	5	not	not	PART
crl-18157	44	6	yet	yet	ADV
crl-18157	44	7	been	be	AUX
crl-18157	44	8	a	a	DET
crl-18157	44	9	systematic	systematic	ADJ
crl-18157	44	10	examination	examination	NOUN
crl-18157	44	11	of	of	ADP
crl-18157	44	12	financial	financial	ADJ
crl-18157	44	13	literacy	literacy	NOUN
crl-18157	44	14	initiatives	initiative	NOUN
crl-18157	44	15	in	in	ADP
crl-18157	44	16	academic	academic	ADJ
crl-18157	44	17	libraries	library	NOUN
crl-18157	44	18	,	,	PUNCT
crl-18157	44	19	the	the	DET
crl-18157	44	20	authors	author	NOUN
crl-18157	44	21	developed	develop	VERB
crl-18157	44	22	a	a	DET
crl-18157	44	23	survey	survey	NOUN
crl-18157	44	24	questionnaire	questionnaire	NOUN
crl-18157	44	25	to	to	PART
crl-18157	44	26	collect	collect	VERB
crl-18157	44	27	and	and	CCONJ
crl-18157	44	28	analyze	analyze	VERB
crl-18157	44	29	quantitative	quantitative	ADJ
crl-18157	44	30	and	and	CCONJ
crl-18157	44	31	qualitative	qualitative	ADJ
crl-18157	44	32	data	datum	NOUN
crl-18157	44	33	from	from	ADP
crl-18157	44	34	librarians	librarian	NOUN
crl-18157	44	35	at	at	ADP
crl-18157	44	36	large	large	ADJ
crl-18157	44	37	universities	university	NOUN
crl-18157	44	38	to	to	PART
crl-18157	44	39	learn	learn	VERB
crl-18157	44	40	more	more	ADJ
crl-18157	44	41	about	about	ADP
crl-18157	44	42	their	their	PRON
crl-18157	44	43	experiences	experience	NOUN
crl-18157	44	44	with	with	ADP
crl-18157	44	45	student	student	NOUN
crl-18157	44	46	financial	financial	ADJ
crl-18157	44	47	literacy	literacy	NOUN
crl-18157	44	48	.	.	PUNCT
crl-18157	45	1	taking	take	VERB
crl-18157	45	2	an	an	DET
crl-18157	45	3	exploratory	exploratory	ADJ
crl-18157	45	4	approach	approach	NOUN
crl-18157	45	5	,	,	PUNCT
crl-18157	45	6	the	the	DET
crl-18157	45	7	authors	author	NOUN
crl-18157	45	8	were	be	AUX
crl-18157	45	9	interested	interested	ADJ
crl-18157	45	10	in	in	ADP
crl-18157	45	11	discovering	discover	VERB
crl-18157	45	12	whether	whether	SCONJ
crl-18157	45	13	or	or	CCONJ
crl-18157	45	14	not	not	PART
crl-18157	45	15	libraries	library	NOUN
crl-18157	45	16	engaged	engage	VERB
crl-18157	45	17	in	in	ADP
crl-18157	45	18	student	student	NOUN
crl-18157	45	19	financial	financial	ADJ
crl-18157	45	20	literacy	literacy	NOUN
crl-18157	45	21	on	on	ADP
crl-18157	45	22	university	university	NOUN
crl-18157	45	23	campuses	campus	NOUN
crl-18157	45	24	,	,	PUNCT
crl-18157	45	25	the	the	DET
crl-18157	45	26	types	type	NOUN
crl-18157	45	27	of	of	ADP
crl-18157	45	28	support	support	NOUN
crl-18157	45	29	offered	offer	VERB
crl-18157	45	30	,	,	PUNCT
crl-18157	45	31	and	and	CCONJ
crl-18157	45	32	the	the	DET
crl-18157	45	33	personal	personal	ADJ
crl-18157	45	34	finance	finance	NOUN
crl-18157	45	35	topics	topic	NOUN
crl-18157	45	36	of	of	ADP
crl-18157	45	37	interest	interest	NOUN
crl-18157	45	38	through	through	ADP
crl-18157	45	39	closed	closed	ADJ
crl-18157	45	40	survey	survey	NOUN
crl-18157	45	41	questions	question	NOUN
crl-18157	45	42	,	,	PUNCT
crl-18157	45	43	and	and	CCONJ
crl-18157	45	44	identifying	identify	VERB
crl-18157	45	45	the	the	DET
crl-18157	45	46	barriers	barrier	NOUN
crl-18157	45	47	,	,	PUNCT
crl-18157	45	48	challenges	challenge	NOUN
crl-18157	45	49	,	,	PUNCT
crl-18157	45	50	and	and	CCONJ
crl-18157	45	51	personnel	personnel	NOUN
crl-18157	45	52	involved	involve	VERB
crl-18157	45	53	through	through	ADP
crl-18157	45	54	open	open	ADJ
crl-18157	45	55	survey	survey	NOUN
crl-18157	45	56	questions	question	NOUN
crl-18157	45	57	.	.	PUNCT
crl-18157	46	1	survey	survey	NOUN
crl-18157	46	2	design	design	VERB
crl-18157	46	3	the	the	DET
crl-18157	46	4	survey	survey	NOUN
crl-18157	46	5	instrument	instrument	NOUN
crl-18157	46	6	(	(	PUNCT
crl-18157	46	7	available	available	ADJ
crl-18157	46	8	in	in	ADP
crl-18157	46	9	appendix	appendix	PROPN
crl-18157	46	10	)	)	PUNCT
crl-18157	46	11	and	and	CCONJ
crl-18157	46	12	protocol	protocol	NOUN
crl-18157	46	13	were	be	AUX
crl-18157	46	14	reviewed	review	VERB
crl-18157	46	15	by	by	ADP
crl-18157	46	16	penn	penn	PROPN
crl-18157	46	17	state	state	PROPN
crl-18157	46	18	university	university	PROPN
crl-18157	46	19	’s	’s	PART
crl-18157	46	20	institutional	institutional	ADJ
crl-18157	46	21	review	review	NOUN
crl-18157	46	22	board	board	NOUN
crl-18157	46	23	and	and	CCONJ
crl-18157	46	24	determined	determine	VERB
crl-18157	46	25	to	to	PART
crl-18157	46	26	be	be	AUX
crl-18157	46	27	exempt	exempt	ADJ
crl-18157	46	28	before	before	ADP
crl-18157	46	29	distribution	distribution	NOUN
crl-18157	46	30	.	.	PUNCT
crl-18157	47	1	the	the	DET
crl-18157	47	2	authors	author	NOUN
crl-18157	47	3	designed	design	VERB
crl-18157	47	4	the	the	DET
crl-18157	47	5	branched	branched	ADJ
crl-18157	47	6	survey	survey	NOUN
crl-18157	47	7	instrument	instrument	NOUN
crl-18157	47	8	using	use	VERB
crl-18157	47	9	qualtrics	qualtric	NOUN
crl-18157	47	10	.	.	PUNCT
crl-18157	48	1	the	the	DET
crl-18157	48	2	survey	survey	NOUN
crl-18157	48	3	consisted	consist	VERB
crl-18157	48	4	of	of	ADP
crl-18157	48	5	nine	nine	NUM
crl-18157	48	6	questions	question	NOUN
crl-18157	48	7	,	,	PUNCT
crl-18157	48	8	including	include	VERB
crl-18157	48	9	multiple	multiple	ADJ
crl-18157	48	10	-	-	PUNCT
crl-18157	48	11	choice	choice	NOUN
crl-18157	48	12	and	and	CCONJ
crl-18157	48	13	open	open	ADJ
crl-18157	48	14	-	-	PUNCT
crl-18157	48	15	ended	end	VERB
crl-18157	48	16	types	type	NOUN
crl-18157	48	17	.	.	PUNCT
crl-18157	49	1	the	the	DET
crl-18157	49	2	authors	author	NOUN
crl-18157	49	3	developed	develop	VERB
crl-18157	49	4	questions	question	NOUN
crl-18157	49	5	based	base	VERB
crl-18157	49	6	on	on	ADP
crl-18157	49	7	the	the	DET
crl-18157	49	8	topics	topic	NOUN
crl-18157	49	9	noted	note	VERB
crl-18157	49	10	in	in	ADP
crl-18157	49	11	the	the	DET
crl-18157	49	12	literature	literature	NOUN
crl-18157	49	13	,	,	PUNCT
crl-18157	49	14	as	as	ADV
crl-18157	49	15	well	well	ADV
crl-18157	49	16	as	as	ADP
crl-18157	49	17	their	their	PRON
crl-18157	49	18	own	own	ADJ
crl-18157	49	19	experiences	experience	NOUN
crl-18157	49	20	.	.	PUNCT
crl-18157	50	1	question	question	NOUN
crl-18157	50	2	1	1	NUM
crl-18157	50	3	of	of	ADP
crl-18157	50	4	the	the	DET
crl-18157	50	5	survey	survey	NOUN
crl-18157	50	6	gauged	gauge	VERB
crl-18157	50	7	awareness	awareness	NOUN
crl-18157	50	8	of	of	ADP
crl-18157	50	9	and	and	CCONJ
crl-18157	50	10	interest	interest	NOUN
crl-18157	50	11	in	in	ADP
crl-18157	50	12	specific	specific	ADJ
crl-18157	50	13	financial	financial	ADJ
crl-18157	50	14	topics	topic	NOUN
crl-18157	50	15	for	for	ADP
crl-18157	50	16	college	college	NOUN
crl-18157	50	17	students	student	NOUN
crl-18157	50	18	.	.	PUNCT
crl-18157	51	1	question	question	NOUN
crl-18157	51	2	2	2	NUM
crl-18157	51	3	asked	ask	VERB
crl-18157	51	4	participants	participant	NOUN
crl-18157	51	5	to	to	PART
crl-18157	51	6	indicate	indicate	VERB
crl-18157	51	7	whether	whether	SCONJ
crl-18157	51	8	or	or	CCONJ
crl-18157	51	9	not	not	PART
crl-18157	51	10	their	their	PRON
crl-18157	51	11	library	library	NOUN
crl-18157	51	12	offers	offer	VERB
crl-18157	51	13	any	any	DET
crl-18157	51	14	types	type	NOUN
crl-18157	51	15	of	of	ADP
crl-18157	51	16	support	support	NOUN
crl-18157	51	17	for	for	ADP
crl-18157	51	18	financial	financial	ADJ
crl-18157	51	19	literacy	literacy	NOUN
crl-18157	51	20	,	,	PUNCT
crl-18157	51	21	including	include	VERB
crl-18157	51	22	resource	resource	NOUN
crl-18157	51	23	guides	guide	NOUN
crl-18157	51	24	,	,	PUNCT
crl-18157	51	25	programs	program	NOUN
crl-18157	51	26	,	,	PUNCT
crl-18157	51	27	collection	collection	NOUN
crl-18157	51	28	development	development	NOUN
crl-18157	51	29	,	,	PUNCT
crl-18157	51	30	instruction	instruction	NOUN
crl-18157	51	31	,	,	PUNCT
crl-18157	51	32	and	and	CCONJ
crl-18157	51	33	collaborations	collaboration	NOUN
crl-18157	51	34	across	across	ADP
crl-18157	51	35	campus	campus	NOUN
crl-18157	51	36	.	.	PUNCT
crl-18157	52	1	the	the	DET
crl-18157	52	2	authors	author	NOUN
crl-18157	52	3	wanted	want	VERB
crl-18157	52	4	to	to	PART
crl-18157	52	5	explore	explore	VERB
crl-18157	52	6	the	the	DET
crl-18157	52	7	reasons	reason	NOUN
crl-18157	52	8	libraries	library	NOUN
crl-18157	52	9	did	do	AUX
crl-18157	52	10	not	not	PART
crl-18157	52	11	participate	participate	VERB
crl-18157	52	12	in	in	ADP
crl-18157	52	13	student	student	NOUN
crl-18157	52	14	financial	financial	ADJ
crl-18157	52	15	literacy	literacy	NOUN
crl-18157	52	16	.	.	PUNCT
crl-18157	53	1	those	those	PRON
crl-18157	53	2	who	who	PRON
crl-18157	53	3	indicated	indicate	VERB
crl-18157	53	4	“	"	PUNCT
crl-18157	53	5	no	no	INTJ
crl-18157	53	6	”	"	PUNCT
crl-18157	53	7	in	in	ADP
crl-18157	53	8	question	question	NOUN
crl-18157	53	9	2	2	NUM
crl-18157	53	10	were	be	AUX
crl-18157	53	11	directed	direct	VERB
crl-18157	53	12	to	to	ADP
crl-18157	53	13	a	a	DET
crl-18157	53	14	branch	branch	NOUN
crl-18157	53	15	of	of	ADP
crl-18157	53	16	the	the	DET
crl-18157	53	17	survey	survey	NOUN
crl-18157	53	18	with	with	ADP
crl-18157	53	19	one	one	NUM
crl-18157	53	20	question	question	NOUN
crl-18157	53	21	(	(	PUNCT
crl-18157	53	22	question	question	NOUN
crl-18157	53	23	3	3	NUM
crl-18157	53	24	)	)	PUNCT
crl-18157	53	25	that	that	PRON
crl-18157	53	26	asked	ask	VERB
crl-18157	53	27	about	about	ADP
crl-18157	53	28	barriers	barrier	NOUN
crl-18157	53	29	to	to	ADP
crl-18157	53	30	offering	offer	VERB
crl-18157	53	31	student	student	NOUN
crl-18157	53	32	financial	financial	ADJ
crl-18157	53	33	literacy	literacy	NOUN
crl-18157	53	34	support	support	NOUN
crl-18157	53	35	before	before	ADP
crl-18157	53	36	proceeding	proceed	VERB
crl-18157	53	37	to	to	ADP
crl-18157	53	38	the	the	DET
crl-18157	53	39	final	final	ADJ
crl-18157	53	40	question	question	NOUN
crl-18157	53	41	(	(	PUNCT
crl-18157	53	42	question	question	NOUN
crl-18157	53	43	9	9	NUM
crl-18157	53	44	)	)	PUNCT
crl-18157	53	45	,	,	PUNCT
crl-18157	53	46	which	which	PRON
crl-18157	53	47	was	be	AUX
crl-18157	53	48	asked	ask	VERB
crl-18157	53	49	of	of	ADP
crl-18157	53	50	all	all	DET
crl-18157	53	51	respondents	respondent	NOUN
crl-18157	53	52	.	.	PUNCT
crl-18157	54	1	the	the	DET
crl-18157	54	2	authors	author	NOUN
crl-18157	54	3	also	also	ADV
crl-18157	54	4	wanted	want	VERB
crl-18157	54	5	to	to	PART
crl-18157	54	6	learn	learn	VERB
crl-18157	54	7	more	more	ADJ
crl-18157	54	8	about	about	ADP
crl-18157	54	9	the	the	DET
crl-18157	54	10	efforts	effort	NOUN
crl-18157	54	11	of	of	ADP
crl-18157	54	12	those	those	DET
crl-18157	54	13	libraries	library	NOUN
crl-18157	54	14	that	that	PRON
crl-18157	54	15	did	do	AUX
crl-18157	54	16	provide	provide	VERB
crl-18157	54	17	financial	financial	ADJ
crl-18157	54	18	literacy	literacy	NOUN
crl-18157	54	19	support	support	NOUN
crl-18157	54	20	,	,	PUNCT
crl-18157	54	21	so	so	SCONJ
crl-18157	54	22	those	those	PRON
crl-18157	54	23	who	who	PRON
crl-18157	54	24	answered	answer	VERB
crl-18157	54	25	“	"	PUNCT
crl-18157	54	26	yes	yes	INTJ
crl-18157	54	27	”	"	PUNCT
crl-18157	54	28	to	to	PART
crl-18157	54	29	question	question	VERB
crl-18157	54	30	2	2	NUM
crl-18157	54	31	were	be	AUX
crl-18157	54	32	directed	direct	VERB
crl-18157	54	33	to	to	ADP
crl-18157	54	34	a	a	DET
crl-18157	54	35	branch	branch	NOUN
crl-18157	54	36	that	that	PRON
crl-18157	54	37	included	include	VERB
crl-18157	54	38	five	five	NUM
crl-18157	54	39	questions	question	NOUN
crl-18157	54	40	(	(	PUNCT
crl-18157	54	41	questions	question	NOUN
crl-18157	54	42	4–8	4–8	NUM
crl-18157	54	43	)	)	PUNCT
crl-18157	54	44	about	about	ADP
crl-18157	54	45	the	the	DET
crl-18157	54	46	types	type	NOUN
crl-18157	54	47	of	of	ADP
crl-18157	54	48	support	support	NOUN
crl-18157	54	49	offered	offer	VERB
crl-18157	54	50	,	,	PUNCT
crl-18157	54	51	partners	partner	NOUN
crl-18157	54	52	,	,	PUNCT
crl-18157	54	53	challenges	challenge	NOUN
crl-18157	54	54	,	,	PUNCT
crl-18157	54	55	the	the	DET
crl-18157	54	56	impetus	impetus	NOUN
crl-18157	54	57	for	for	ADP
crl-18157	54	58	offering	offer	VERB
crl-18157	54	59	financial	financial	ADJ
crl-18157	54	60	literacy	literacy	NOUN
crl-18157	54	61	support	support	NOUN
crl-18157	54	62	,	,	PUNCT
crl-18157	54	63	and	and	CCONJ
crl-18157	54	64	who	who	PRON
crl-18157	54	65	or	or	CCONJ
crl-18157	54	66	what	what	PRON
crl-18157	54	67	department	department	NOUN
crl-18157	54	68	is	be	AUX
crl-18157	54	69	leading	lead	VERB
crl-18157	54	70	the	the	DET
crl-18157	54	71	efforts	effort	NOUN
crl-18157	54	72	.	.	PUNCT
crl-18157	55	1	after	after	ADP
crl-18157	55	2	these	these	DET
crl-18157	55	3	five	five	NUM
crl-18157	55	4	questions	question	NOUN
crl-18157	55	5	,	,	PUNCT
crl-18157	55	6	participants	participant	NOUN
crl-18157	55	7	were	be	AUX
crl-18157	55	8	directed	direct	VERB
crl-18157	55	9	to	to	ADP
crl-18157	55	10	the	the	DET
crl-18157	55	11	final	final	ADJ
crl-18157	55	12	question	question	NOUN
crl-18157	55	13	.	.	PUNCT
crl-18157	56	1	the	the	DET
crl-18157	56	2	final	final	ADJ
crl-18157	56	3	question	question	NOUN
crl-18157	56	4	(	(	PUNCT
crl-18157	56	5	question	question	NOUN
crl-18157	56	6	9	9	NUM
crl-18157	56	7	)	)	PUNCT
crl-18157	56	8	asked	ask	VERB
crl-18157	56	9	what	what	PRON
crl-18157	56	10	forms	form	NOUN
crl-18157	56	11	of	of	ADP
crl-18157	56	12	support	support	NOUN
crl-18157	56	13	would	would	AUX
crl-18157	56	14	encourage	encourage	VERB
crl-18157	56	15	participation	participation	NOUN
crl-18157	56	16	in	in	ADP
crl-18157	56	17	campus	campus	NOUN
crl-18157	56	18	financial	financial	ADJ
crl-18157	56	19	literacy	literacy	NOUN
crl-18157	56	20	so	so	SCONJ
crl-18157	56	21	the	the	DET
crl-18157	56	22	authors	author	NOUN
crl-18157	56	23	could	could	AUX
crl-18157	56	24	identify	identify	VERB
crl-18157	56	25	future	future	ADJ
crl-18157	56	26	directions	direction	NOUN
crl-18157	56	27	for	for	ADP
crl-18157	56	28	research	research	NOUN
crl-18157	56	29	and	and	CCONJ
crl-18157	56	30	practice	practice	NOUN
crl-18157	56	31	.	.	PUNCT
crl-18157	57	1	survey	survey	NOUN
crl-18157	57	2	population	population	NOUN
crl-18157	57	3	and	and	CCONJ
crl-18157	57	4	dissemination	dissemination	NOUN
crl-18157	57	5	the	the	DET
crl-18157	57	6	authors	author	NOUN
crl-18157	57	7	compiled	compile	VERB
crl-18157	57	8	a	a	DET
crl-18157	57	9	master	master	NOUN
crl-18157	57	10	list	list	NOUN
crl-18157	57	11	of	of	ADP
crl-18157	57	12	universities	university	NOUN
crl-18157	57	13	of	of	ADP
crl-18157	57	14	more	more	ADJ
crl-18157	57	15	than	than	ADP
crl-18157	57	16	10,000	10,000	NUM
crl-18157	57	17	students	student	NOUN
crl-18157	57	18	from	from	ADP
crl-18157	57	19	publicly	publicly	ADV
crl-18157	57	20	available	available	ADJ
crl-18157	57	21	data	datum	NOUN
crl-18157	57	22	.	.	PUNCT
crl-18157	58	1	while	while	SCONJ
crl-18157	58	2	libraries	library	NOUN
crl-18157	58	3	at	at	ADP
crl-18157	58	4	universities	university	NOUN
crl-18157	58	5	and	and	CCONJ
crl-18157	58	6	colleges	college	NOUN
crl-18157	58	7	of	of	ADP
crl-18157	58	8	many	many	ADJ
crl-18157	58	9	sizes	size	NOUN
crl-18157	58	10	do	do	AUX
crl-18157	58	11	participate	participate	VERB
crl-18157	58	12	in	in	ADP
crl-18157	58	13	stulibrary	stulibrary	ADJ
crl-18157	58	14	support	support	NOUN
crl-18157	58	15	for	for	ADP
crl-18157	58	16	student	student	NOUN
crl-18157	58	17	financial	financial	ADJ
crl-18157	58	18	literacy	literacy	NOUN
crl-18157	58	19	623	623	NUM
crl-18157	58	20	dent	dent	ADJ
crl-18157	58	21	financial	financial	ADJ
crl-18157	58	22	literacy	literacy	NOUN
crl-18157	58	23	according	accord	VERB
crl-18157	58	24	to	to	ADP
crl-18157	58	25	the	the	DET
crl-18157	58	26	literature	literature	NOUN
crl-18157	58	27	in	in	ADP
crl-18157	58	28	the	the	DET
crl-18157	58	29	field	field	NOUN
crl-18157	58	30	,	,	PUNCT
crl-18157	58	31	the	the	DET
crl-18157	58	32	authors	author	NOUN
crl-18157	58	33	chose	choose	VERB
crl-18157	58	34	to	to	PART
crl-18157	58	35	focus	focus	VERB
crl-18157	58	36	the	the	DET
crl-18157	58	37	survey	survey	NOUN
crl-18157	58	38	on	on	ADP
crl-18157	58	39	librarians	librarian	NOUN
crl-18157	58	40	at	at	ADP
crl-18157	58	41	large	large	ADJ
crl-18157	58	42	universities	university	NOUN
crl-18157	58	43	of	of	ADP
crl-18157	58	44	10,000	10,000	NUM
crl-18157	58	45	+	+	NUM
crl-18157	58	46	students	student	NOUN
crl-18157	58	47	to	to	PART
crl-18157	58	48	enable	enable	VERB
crl-18157	58	49	a	a	DET
crl-18157	58	50	manageable	manageable	ADJ
crl-18157	58	51	survey	survey	NOUN
crl-18157	58	52	population	population	NOUN
crl-18157	58	53	.	.	PUNCT
crl-18157	59	1	additionally	additionally	ADV
crl-18157	59	2	,	,	PUNCT
crl-18157	59	3	the	the	DET
crl-18157	59	4	authors	author	NOUN
crl-18157	59	5	’	’	PART
crl-18157	59	6	experiences	experience	NOUN
crl-18157	59	7	with	with	ADP
crl-18157	59	8	student	student	NOUN
crl-18157	59	9	financial	financial	ADJ
crl-18157	59	10	literacy	literacy	NOUN
crl-18157	59	11	at	at	ADP
crl-18157	59	12	a	a	DET
crl-18157	59	13	large	large	ADJ
crl-18157	59	14	university	university	NOUN
crl-18157	59	15	made	make	VERB
crl-18157	59	16	this	this	DET
crl-18157	59	17	population	population	NOUN
crl-18157	59	18	of	of	ADP
crl-18157	59	19	greatest	great	ADJ
crl-18157	59	20	familiarity	familiarity	NOUN
crl-18157	59	21	and	and	CCONJ
crl-18157	59	22	interest	interest	NOUN
crl-18157	59	23	.	.	PUNCT
crl-18157	60	1	the	the	DET
crl-18157	60	2	authors	author	NOUN
crl-18157	60	3	acknowledge	acknowledge	VERB
crl-18157	60	4	the	the	DET
crl-18157	60	5	limitations	limitation	NOUN
crl-18157	60	6	of	of	ADP
crl-18157	60	7	focusing	focus	VERB
crl-18157	60	8	this	this	DET
crl-18157	60	9	research	research	NOUN
crl-18157	60	10	solely	solely	ADV
crl-18157	60	11	on	on	ADP
crl-18157	60	12	large	large	ADJ
crl-18157	60	13	academic	academic	ADJ
crl-18157	60	14	institutions	institution	NOUN
crl-18157	60	15	.	.	PUNCT
crl-18157	61	1	the	the	DET
crl-18157	61	2	list	list	NOUN
crl-18157	61	3	of	of	ADP
crl-18157	61	4	universities	university	NOUN
crl-18157	61	5	of	of	ADP
crl-18157	61	6	10,000	10,000	NUM
crl-18157	61	7	+	+	NUM
crl-18157	61	8	students	student	NOUN
crl-18157	61	9	included	include	VERB
crl-18157	61	10	representation	representation	NOUN
crl-18157	61	11	from	from	ADP
crl-18157	61	12	universities	university	NOUN
crl-18157	61	13	with	with	ADP
crl-18157	61	14	carnegie	carnegie	NOUN
crl-18157	61	15	classifications	classification	NOUN
crl-18157	61	16	of	of	ADP
crl-18157	61	17	doctoral	doctoral	ADJ
crl-18157	61	18	universities	university	NOUN
crl-18157	61	19	(	(	PUNCT
crl-18157	61	20	165	165	NUM
crl-18157	61	21	)	)	PUNCT
crl-18157	61	22	,	,	PUNCT
crl-18157	61	23	master	master	NOUN
crl-18157	61	24	’s	’s	PART
crl-18157	61	25	colleges	college	NOUN
crl-18157	61	26	and	and	CCONJ
crl-18157	61	27	universities	university	NOUN
crl-18157	61	28	(	(	PUNCT
crl-18157	61	29	85	85	NUM
crl-18157	61	30	)	)	PUNCT
crl-18157	61	31	,	,	PUNCT
crl-18157	61	32	and	and	CCONJ
crl-18157	61	33	baccalaureate	baccalaureate	NOUN
crl-18157	61	34	colleges	college	NOUN
crl-18157	61	35	(	(	PUNCT
crl-18157	61	36	6	6	NUM
crl-18157	61	37	)	)	PUNCT
crl-18157	61	38	.	.	PUNCT
crl-18157	62	1	examples	example	NOUN
crl-18157	62	2	from	from	ADP
crl-18157	62	3	library	library	PROPN
crl-18157	62	4	literature	literature	NOUN
crl-18157	62	5	primarily	primarily	ADV
crl-18157	62	6	emphasized	emphasize	VERB
crl-18157	62	7	financial	financial	ADJ
crl-18157	62	8	literacy	literacy	NOUN
crl-18157	62	9	support	support	NOUN
crl-18157	62	10	for	for	ADP
crl-18157	62	11	undergraduate	undergraduate	ADJ
crl-18157	62	12	students	student	NOUN
crl-18157	62	13	,	,	PUNCT
crl-18157	62	14	and	and	CCONJ
crl-18157	62	15	the	the	DET
crl-18157	62	16	majority	majority	NOUN
crl-18157	62	17	of	of	ADP
crl-18157	62	18	the	the	DET
crl-18157	62	19	student	student	NOUN
crl-18157	62	20	populations	population	NOUN
crl-18157	62	21	at	at	ADP
crl-18157	62	22	these	these	DET
crl-18157	62	23	institutions	institution	NOUN
crl-18157	62	24	were	be	AUX
crl-18157	62	25	undergraduates	undergraduate	NOUN
crl-18157	62	26	,	,	PUNCT
crl-18157	62	27	with	with	ADP
crl-18157	62	28	the	the	DET
crl-18157	62	29	following	follow	VERB
crl-18157	62	30	enrollment	enrollment	NOUN
crl-18157	62	31	profile	profile	NOUN
crl-18157	62	32	carnegie	carnegie	NOUN
crl-18157	62	33	classifications	classification	NOUN
crl-18157	62	34	:	:	PUNCT
crl-18157	62	35	majority	majority	NOUN
crl-18157	62	36	undergraduate	undergraduate	NOUN
crl-18157	62	37	(	(	PUNCT
crl-18157	62	38	28	28	NUM
crl-18157	62	39	)	)	PUNCT
crl-18157	62	40	,	,	PUNCT
crl-18157	62	41	high	high	ADJ
crl-18157	62	42	undergraduate	undergraduate	NOUN
crl-18157	62	43	(	(	PUNCT
crl-18157	62	44	152	152	NUM
crl-18157	62	45	)	)	PUNCT
crl-18157	62	46	,	,	PUNCT
crl-18157	62	47	and	and	CCONJ
crl-18157	62	48	very	very	ADV
crl-18157	62	49	high	high	ADJ
crl-18157	62	50	to	to	ADP
crl-18157	62	51	exclusive	exclusive	ADJ
crl-18157	62	52	undergraduate	undergraduate	ADJ
crl-18157	62	53	four	four	NUM
crl-18157	62	54	-	-	PUNCT
crl-18157	62	55	year	year	NOUN
crl-18157	62	56	(	(	PUNCT
crl-18157	62	57	76	76	NUM
crl-18157	62	58	)	)	PUNCT
crl-18157	62	59	.	.	PUNCT
crl-18157	63	1	to	to	PART
crl-18157	63	2	ensure	ensure	VERB
crl-18157	63	3	that	that	SCONJ
crl-18157	63	4	the	the	DET
crl-18157	63	5	survey	survey	NOUN
crl-18157	63	6	received	receive	VERB
crl-18157	63	7	no	no	DET
crl-18157	63	8	more	more	ADJ
crl-18157	63	9	than	than	ADP
crl-18157	63	10	one	one	NUM
crl-18157	63	11	response	response	NOUN
crl-18157	63	12	from	from	ADP
crl-18157	63	13	an	an	DET
crl-18157	63	14	individual	individual	ADJ
crl-18157	63	15	university	university	NOUN
crl-18157	63	16	library	library	NOUN
crl-18157	63	17	,	,	PUNCT
crl-18157	63	18	the	the	DET
crl-18157	63	19	authors	author	NOUN
crl-18157	63	20	opted	opt	VERB
crl-18157	63	21	to	to	PART
crl-18157	63	22	develop	develop	VERB
crl-18157	63	23	a	a	DET
crl-18157	63	24	targeted	target	VERB
crl-18157	63	25	list	list	NOUN
crl-18157	63	26	of	of	ADP
crl-18157	63	27	individuals	individual	NOUN
crl-18157	63	28	to	to	PART
crl-18157	63	29	invite	invite	VERB
crl-18157	63	30	to	to	PART
crl-18157	63	31	participate	participate	VERB
crl-18157	63	32	.	.	PUNCT
crl-18157	64	1	based	base	VERB
crl-18157	64	2	on	on	ADP
crl-18157	64	3	library	library	NOUN
crl-18157	64	4	literature	literature	NOUN
crl-18157	64	5	in	in	ADP
crl-18157	64	6	the	the	DET
crl-18157	64	7	area	area	NOUN
crl-18157	64	8	of	of	ADP
crl-18157	64	9	financial	financial	ADJ
crl-18157	64	10	literacy	literacy	NOUN
crl-18157	64	11	,	,	PUNCT
crl-18157	64	12	which	which	PRON
crl-18157	64	13	includes	include	VERB
crl-18157	64	14	numerous	numerous	ADJ
crl-18157	64	15	articles	article	NOUN
crl-18157	64	16	written	write	VERB
crl-18157	64	17	by	by	ADP
crl-18157	64	18	business	business	NOUN
crl-18157	64	19	librarians	librarian	NOUN
crl-18157	64	20	,	,	PUNCT
crl-18157	64	21	the	the	DET
crl-18157	64	22	authors	author	NOUN
crl-18157	64	23	made	make	VERB
crl-18157	64	24	the	the	DET
crl-18157	64	25	assumption	assumption	NOUN
crl-18157	64	26	that	that	SCONJ
crl-18157	64	27	those	those	PRON
crl-18157	64	28	with	with	ADP
crl-18157	64	29	subject	subject	NOUN
crl-18157	64	30	,	,	PUNCT
crl-18157	64	31	liaison	liaison	NOUN
crl-18157	64	32	,	,	PUNCT
crl-18157	64	33	or	or	CCONJ
crl-18157	64	34	similar	similar	ADJ
crl-18157	64	35	responsibilities	responsibility	NOUN
crl-18157	64	36	for	for	ADP
crl-18157	64	37	business	business	NOUN
crl-18157	64	38	,	,	PUNCT
crl-18157	64	39	economics	economic	NOUN
crl-18157	64	40	,	,	PUNCT
crl-18157	64	41	finance	finance	NOUN
crl-18157	64	42	,	,	PUNCT
crl-18157	64	43	and	and	CCONJ
crl-18157	64	44	related	related	ADJ
crl-18157	64	45	areas	area	NOUN
crl-18157	64	46	would	would	AUX
crl-18157	64	47	be	be	AUX
crl-18157	64	48	the	the	DET
crl-18157	64	49	most	most	ADV
crl-18157	64	50	likely	likely	ADJ
crl-18157	64	51	to	to	PART
crl-18157	64	52	be	be	AUX
crl-18157	64	53	able	able	ADJ
crl-18157	64	54	to	to	PART
crl-18157	64	55	speak	speak	VERB
crl-18157	64	56	to	to	ADP
crl-18157	64	57	library	library	VERB
crl-18157	64	58	financial	financial	ADJ
crl-18157	64	59	literacy	literacy	NOUN
crl-18157	64	60	activities	activity	NOUN
crl-18157	64	61	.	.	PUNCT
crl-18157	65	1	the	the	DET
crl-18157	65	2	authors	author	NOUN
crl-18157	65	3	reviewed	review	VERB
crl-18157	65	4	staff	staff	NOUN
crl-18157	65	5	lists	list	NOUN
crl-18157	65	6	,	,	PUNCT
crl-18157	65	7	libguides	libguide	VERB
crl-18157	65	8	and	and	CCONJ
crl-18157	65	9	similar	similar	ADJ
crl-18157	65	10	resource	resource	NOUN
crl-18157	65	11	guides	guide	NOUN
crl-18157	65	12	,	,	PUNCT
crl-18157	65	13	and	and	CCONJ
crl-18157	65	14	other	other	ADJ
crl-18157	65	15	content	content	NOUN
crl-18157	65	16	on	on	ADP
crl-18157	65	17	the	the	DET
crl-18157	65	18	websites	website	NOUN
crl-18157	65	19	of	of	ADP
crl-18157	65	20	academic	academic	ADJ
crl-18157	65	21	libraries	library	NOUN
crl-18157	65	22	at	at	ADP
crl-18157	65	23	the	the	DET
crl-18157	65	24	institutions	institution	NOUN
crl-18157	65	25	on	on	ADP
crl-18157	65	26	the	the	DET
crl-18157	65	27	master	master	NOUN
crl-18157	65	28	list	list	NOUN
crl-18157	65	29	and	and	CCONJ
crl-18157	65	30	collected	collect	VERB
crl-18157	65	31	contact	contact	NOUN
crl-18157	65	32	information	information	NOUN
crl-18157	65	33	for	for	ADP
crl-18157	65	34	individuals	individual	NOUN
crl-18157	65	35	who	who	PRON
crl-18157	65	36	appeared	appear	VERB
crl-18157	65	37	to	to	PART
crl-18157	65	38	have	have	VERB
crl-18157	65	39	subject	subject	ADJ
crl-18157	65	40	responsibilities	responsibility	NOUN
crl-18157	65	41	in	in	ADP
crl-18157	65	42	business	business	NOUN
crl-18157	65	43	,	,	PUNCT
crl-18157	65	44	economics	economic	NOUN
crl-18157	65	45	,	,	PUNCT
crl-18157	65	46	finance	finance	NOUN
crl-18157	65	47	,	,	PUNCT
crl-18157	65	48	and	and	CCONJ
crl-18157	65	49	related	related	ADJ
crl-18157	65	50	areas	area	NOUN
crl-18157	65	51	.	.	PUNCT
crl-18157	66	1	the	the	DET
crl-18157	66	2	total	total	ADJ
crl-18157	66	3	number	number	NOUN
crl-18157	66	4	of	of	ADP
crl-18157	66	5	individuals	individual	NOUN
crl-18157	66	6	invited	invite	VERB
crl-18157	66	7	to	to	PART
crl-18157	66	8	participate	participate	VERB
crl-18157	66	9	in	in	ADP
crl-18157	66	10	the	the	DET
crl-18157	66	11	survey	survey	NOUN
crl-18157	66	12	was	be	AUX
crl-18157	66	13	256	256	NUM
crl-18157	66	14	.	.	PUNCT
crl-18157	67	1	in	in	ADP
crl-18157	67	2	january	january	PROPN
crl-18157	67	3	2017	2017	NUM
crl-18157	67	4	,	,	PUNCT
crl-18157	67	5	the	the	DET
crl-18157	67	6	authors	author	NOUN
crl-18157	67	7	sent	send	VERB
crl-18157	67	8	an	an	DET
crl-18157	67	9	email	email	NOUN
crl-18157	67	10	with	with	ADP
crl-18157	67	11	the	the	DET
crl-18157	67	12	survey	survey	NOUN
crl-18157	67	13	link	link	NOUN
crl-18157	67	14	to	to	ADP
crl-18157	67	15	256	256	NUM
crl-18157	67	16	individuals	individual	NOUN
crl-18157	67	17	.	.	PUNCT
crl-18157	68	1	the	the	DET
crl-18157	68	2	survey	survey	NOUN
crl-18157	68	3	was	be	AUX
crl-18157	68	4	open	open	ADJ
crl-18157	68	5	for	for	ADP
crl-18157	68	6	a	a	DET
crl-18157	68	7	two	two	NUM
crl-18157	68	8	-	-	PUNCT
crl-18157	68	9	week	week	NOUN
crl-18157	68	10	period	period	NOUN
crl-18157	68	11	,	,	PUNCT
crl-18157	68	12	with	with	SCONJ
crl-18157	68	13	one	one	NUM
crl-18157	68	14	reminder	reminder	NOUN
crl-18157	68	15	sent	send	VERB
crl-18157	68	16	a	a	DET
crl-18157	68	17	week	week	NOUN
crl-18157	68	18	before	before	ADP
crl-18157	68	19	the	the	DET
crl-18157	68	20	deadline	deadline	NOUN
crl-18157	68	21	.	.	PUNCT
crl-18157	69	1	of	of	ADP
crl-18157	69	2	those	those	PRON
crl-18157	69	3	surveyed	survey	VERB
crl-18157	69	4	,	,	PUNCT
crl-18157	69	5	72	72	NUM
crl-18157	69	6	responded	respond	VERB
crl-18157	69	7	before	before	ADP
crl-18157	69	8	the	the	DET
crl-18157	69	9	deadline	deadline	NOUN
crl-18157	69	10	,	,	PUNCT
crl-18157	69	11	resulting	result	VERB
crl-18157	69	12	in	in	ADP
crl-18157	69	13	a	a	DET
crl-18157	69	14	response	response	NOUN
crl-18157	69	15	rate	rate	NOUN
crl-18157	69	16	of	of	ADP
crl-18157	69	17	28	28	NUM
crl-18157	69	18	percent	percent	NOUN
crl-18157	69	19	.	.	PUNCT
crl-18157	70	1	however	however	ADV
crl-18157	70	2	,	,	PUNCT
crl-18157	70	3	7	7	NUM
crl-18157	70	4	respondents	respondent	NOUN
crl-18157	70	5	did	do	AUX
crl-18157	70	6	not	not	PART
crl-18157	70	7	complete	complete	VERB
crl-18157	70	8	the	the	DET
crl-18157	70	9	survey	survey	NOUN
crl-18157	70	10	;	;	PUNCT
crl-18157	70	11	their	their	PRON
crl-18157	70	12	responses	response	NOUN
crl-18157	70	13	were	be	AUX
crl-18157	70	14	removed	remove	VERB
crl-18157	70	15	to	to	PART
crl-18157	70	16	provide	provide	VERB
crl-18157	70	17	a	a	DET
crl-18157	70	18	uniform	uniform	NOUN
crl-18157	70	19	set	set	NOUN
crl-18157	70	20	of	of	ADP
crl-18157	70	21	data	datum	NOUN
crl-18157	70	22	.	.	PUNCT
crl-18157	71	1	the	the	DET
crl-18157	71	2	total	total	ADJ
crl-18157	71	3	number	number	NOUN
crl-18157	71	4	of	of	ADP
crl-18157	71	5	responses	response	NOUN
crl-18157	71	6	analyzed	analyze	VERB
crl-18157	71	7	was	be	AUX
crl-18157	71	8	65	65	NUM
crl-18157	71	9	,	,	PUNCT
crl-18157	71	10	resulting	result	VERB
crl-18157	71	11	in	in	ADP
crl-18157	71	12	an	an	DET
crl-18157	71	13	overall	overall	ADJ
crl-18157	71	14	response	response	NOUN
crl-18157	71	15	rate	rate	NOUN
crl-18157	71	16	of	of	ADP
crl-18157	71	17	25	25	NUM
crl-18157	71	18	percent	percent	NOUN
crl-18157	71	19	.	.	PUNCT
crl-18157	72	1	at	at	ADP
crl-18157	72	2	a	a	DET
crl-18157	72	3	confidence	confidence	NOUN
crl-18157	72	4	level	level	NOUN
crl-18157	72	5	of	of	ADP
crl-18157	72	6	95	95	NUM
crl-18157	72	7	percent	percent	NOUN
crl-18157	72	8	and	and	CCONJ
crl-18157	72	9	a	a	DET
crl-18157	72	10	margin	margin	NOUN
crl-18157	72	11	of	of	ADP
crl-18157	72	12	error	error	NOUN
crl-18157	72	13	of	of	ADP
crl-18157	72	14	approximately	approximately	ADV
crl-18157	72	15	10	10	NUM
crl-18157	72	16	percent	percent	NOUN
crl-18157	72	17	,	,	PUNCT
crl-18157	72	18	the	the	DET
crl-18157	72	19	survey	survey	NOUN
crl-18157	72	20	results	result	NOUN
crl-18157	72	21	are	be	AUX
crl-18157	72	22	suitable	suitable	ADJ
crl-18157	72	23	for	for	ADP
crl-18157	72	24	an	an	DET
crl-18157	72	25	initial	initial	ADJ
crl-18157	72	26	exploration	exploration	NOUN
crl-18157	72	27	into	into	ADP
crl-18157	72	28	the	the	DET
crl-18157	72	29	financial	financial	ADJ
crl-18157	72	30	literacy	literacy	NOUN
crl-18157	72	31	activities	activity	NOUN
crl-18157	72	32	of	of	ADP
crl-18157	72	33	academic	academic	ADJ
crl-18157	72	34	libraries	library	NOUN
crl-18157	72	35	and	and	CCONJ
crl-18157	72	36	can	can	AUX
crl-18157	72	37	be	be	AUX
crl-18157	72	38	considered	consider	VERB
crl-18157	72	39	to	to	PART
crl-18157	72	40	be	be	AUX
crl-18157	72	41	indicators	indicator	NOUN
crl-18157	72	42	of	of	ADP
crl-18157	72	43	the	the	DET
crl-18157	72	44	status	status	NOUN
crl-18157	72	45	of	of	ADP
crl-18157	72	46	these	these	DET
crl-18157	72	47	initiatives	initiative	NOUN
crl-18157	72	48	.	.	PUNCT
crl-18157	73	1	results	result	NOUN
crl-18157	73	2	are	be	AUX
crl-18157	73	3	financial	financial	ADJ
crl-18157	73	4	literacy	literacy	NOUN
crl-18157	73	5	topics	topic	NOUN
crl-18157	73	6	perceived	perceive	VERB
crl-18157	73	7	by	by	ADP
crl-18157	73	8	librarians	librarian	NOUN
crl-18157	73	9	as	as	ADP
crl-18157	73	10	important	important	ADJ
crl-18157	73	11	for	for	ADP
crl-18157	73	12	college	college	NOUN
crl-18157	73	13	students	student	NOUN
crl-18157	73	14	?	?	PUNCT
crl-18157	74	1	to	to	PART
crl-18157	74	2	gauge	gauge	VERB
crl-18157	74	3	the	the	DET
crl-18157	74	4	librarian	librarian	ADJ
crl-18157	74	5	interest	interest	NOUN
crl-18157	74	6	and	and	CCONJ
crl-18157	74	7	awareness	awareness	NOUN
crl-18157	74	8	of	of	ADP
crl-18157	74	9	student	student	NOUN
crl-18157	74	10	financial	financial	ADJ
crl-18157	74	11	literacy	literacy	NOUN
crl-18157	74	12	,	,	PUNCT
crl-18157	74	13	all	all	DET
crl-18157	74	14	survey	survey	NOUN
crl-18157	74	15	respondents	respondent	NOUN
crl-18157	74	16	were	be	AUX
crl-18157	74	17	asked	ask	VERB
crl-18157	74	18	to	to	PART
crl-18157	74	19	identify	identify	VERB
crl-18157	74	20	personal	personal	ADJ
crl-18157	74	21	finance	finance	NOUN
crl-18157	74	22	topics	topic	NOUN
crl-18157	74	23	that	that	PRON
crl-18157	74	24	were	be	AUX
crl-18157	74	25	perceived	perceive	VERB
crl-18157	74	26	as	as	ADP
crl-18157	74	27	important	important	ADJ
crl-18157	74	28	to	to	ADP
crl-18157	74	29	students	student	NOUN
crl-18157	74	30	at	at	ADP
crl-18157	74	31	their	their	PRON
crl-18157	74	32	university	university	NOUN
crl-18157	74	33	(	(	PUNCT
crl-18157	74	34	question	question	NOUN
crl-18157	74	35	1	1	NUM
crl-18157	74	36	)	)	PUNCT
crl-18157	74	37	.	.	PUNCT
crl-18157	75	1	percentages	percentage	NOUN
crl-18157	75	2	total	total	VERB
crl-18157	75	3	more	more	ADJ
crl-18157	75	4	than	than	ADP
crl-18157	75	5	100	100	NUM
crl-18157	75	6	percent	percent	NOUN
crl-18157	75	7	because	because	SCONJ
crl-18157	75	8	respondents	respondent	NOUN
crl-18157	75	9	could	could	AUX
crl-18157	75	10	select	select	VERB
crl-18157	75	11	as	as	ADP
crl-18157	75	12	many	many	ADJ
crl-18157	75	13	topics	topic	NOUN
crl-18157	75	14	as	as	SCONJ
crl-18157	75	15	they	they	PRON
crl-18157	75	16	believed	believe	VERB
crl-18157	75	17	to	to	PART
crl-18157	75	18	be	be	AUX
crl-18157	75	19	relevant	relevant	ADJ
crl-18157	75	20	.	.	PUNCT
crl-18157	76	1	the	the	DET
crl-18157	76	2	most	most	ADV
crl-18157	76	3	selected	select	VERB
crl-18157	76	4	topics	topic	NOUN
crl-18157	76	5	were	be	AUX
crl-18157	76	6	personal	personal	ADJ
crl-18157	76	7	finance	finance	NOUN
crl-18157	76	8	basics	basic	NOUN
crl-18157	76	9	(	(	PUNCT
crl-18157	76	10	97	97	NUM
crl-18157	76	11	%	%	NOUN
crl-18157	76	12	,	,	PUNCT
crl-18157	76	13	n	n	CCONJ
crl-18157	76	14	=	=	NUM
crl-18157	76	15	63	63	NUM
crl-18157	76	16	)	)	PUNCT
crl-18157	76	17	,	,	PUNCT
crl-18157	76	18	student	student	NOUN
crl-18157	76	19	loans	loan	NOUN
crl-18157	76	20	(	(	PUNCT
crl-18157	76	21	97	97	NUM
crl-18157	76	22	%	%	NOUN
crl-18157	76	23	,	,	PUNCT
crl-18157	76	24	n	n	CCONJ
crl-18157	76	25	=	=	NUM
crl-18157	76	26	63	63	NUM
crl-18157	76	27	)	)	PUNCT
crl-18157	76	28	,	,	PUNCT
crl-18157	76	29	budgeting	budgeting	NOUN
crl-18157	76	30	(	(	PUNCT
crl-18157	76	31	95	95	NUM
crl-18157	76	32	%	%	NOUN
crl-18157	76	33	,	,	PUNCT
crl-18157	76	34	n	n	CCONJ
crl-18157	76	35	=	=	X
crl-18157	76	36	62	62	NUM
crl-18157	76	37	)	)	PUNCT
crl-18157	76	38	,	,	PUNCT
crl-18157	76	39	and	and	CCONJ
crl-18157	76	40	credit	credit	NOUN
crl-18157	76	41	cards	card	NOUN
crl-18157	76	42	(	(	PUNCT
crl-18157	76	43	91	91	NUM
crl-18157	76	44	%	%	NOUN
crl-18157	76	45	,	,	PUNCT
crl-18157	76	46	n	n	CCONJ
crl-18157	76	47	=	=	X
crl-18157	76	48	62	62	NUM
crl-18157	76	49	)	)	PUNCT
crl-18157	76	50	.	.	PUNCT
crl-18157	77	1	following	follow	VERB
crl-18157	77	2	these	these	DET
crl-18157	77	3	top	top	ADJ
crl-18157	77	4	four	four	NUM
crl-18157	77	5	selections	selection	NOUN
crl-18157	77	6	were	be	AUX
crl-18157	77	7	saving	save	VERB
crl-18157	77	8	(	(	PUNCT
crl-18157	77	9	77	77	NUM
crl-18157	77	10	%	%	NOUN
crl-18157	77	11	,	,	PUNCT
crl-18157	77	12	n	n	CCONJ
crl-18157	77	13	=	=	NOUN
crl-18157	77	14	50	50	NUM
crl-18157	77	15	)	)	PUNCT
crl-18157	77	16	,	,	PUNCT
crl-18157	77	17	salary	salary	NOUN
crl-18157	77	18	negotiation	negotiation	NOUN
crl-18157	77	19	(	(	PUNCT
crl-18157	77	20	77	77	NUM
crl-18157	77	21	%	%	NOUN
crl-18157	77	22	,	,	PUNCT
crl-18157	77	23	n	n	CCONJ
crl-18157	77	24	=	=	PROPN
crl-18157	77	25	50	50	NUM
crl-18157	77	26	)	)	PUNCT
crl-18157	77	27	,	,	PUNCT
crl-18157	77	28	health	health	NOUN
crl-18157	77	29	insurance	insurance	NOUN
crl-18157	77	30	(	(	PUNCT
crl-18157	77	31	74	74	NUM
crl-18157	77	32	%	%	NOUN
crl-18157	77	33	,	,	PUNCT
crl-18157	77	34	n	n	CCONJ
crl-18157	77	35	=	=	PROPN
crl-18157	77	36	48	48	NUM
crl-18157	77	37	)	)	PUNCT
crl-18157	77	38	,	,	PUNCT
crl-18157	77	39	paying	pay	VERB
crl-18157	77	40	for	for	ADP
crl-18157	77	41	rent	rent	NOUN
crl-18157	77	42	or	or	CCONJ
crl-18157	77	43	mortgage	mortgage	NOUN
crl-18157	77	44	(	(	PUNCT
crl-18157	77	45	71	71	NUM
crl-18157	77	46	%	%	NOUN
crl-18157	77	47	,	,	PUNCT
crl-18157	77	48	n	n	CCONJ
crl-18157	77	49	=	=	X
crl-18157	77	50	46	46	NUM
crl-18157	77	51	)	)	PUNCT
crl-18157	77	52	,	,	PUNCT
crl-18157	77	53	car	car	NOUN
crl-18157	77	54	loans	loan	NOUN
crl-18157	77	55	(	(	PUNCT
crl-18157	77	56	68	68	NUM
crl-18157	77	57	%	%	NOUN
crl-18157	77	58	,	,	PUNCT
crl-18157	77	59	n	n	CCONJ
crl-18157	77	60	=	=	PROPN
crl-18157	77	61	44	44	NUM
crl-18157	77	62	)	)	PUNCT
crl-18157	77	63	,	,	PUNCT
crl-18157	77	64	investing	invest	VERB
crl-18157	77	65	(	(	PUNCT
crl-18157	77	66	58	58	NUM
crl-18157	77	67	%	%	NOUN
crl-18157	77	68	,	,	PUNCT
crl-18157	77	69	n	n	CCONJ
crl-18157	77	70	=	=	NOUN
crl-18157	77	71	38	38	NUM
crl-18157	77	72	)	)	PUNCT
crl-18157	77	73	,	,	PUNCT
crl-18157	77	74	retirement	retirement	NOUN
crl-18157	77	75	(	(	PUNCT
crl-18157	77	76	54	54	NUM
crl-18157	77	77	%	%	NOUN
crl-18157	77	78	,	,	PUNCT
crl-18157	77	79	n	n	CCONJ
crl-18157	77	80	=	=	NOUN
crl-18157	77	81	35	35	NUM
crl-18157	77	82	)	)	PUNCT
crl-18157	77	83	,	,	PUNCT
crl-18157	77	84	other	other	ADJ
crl-18157	77	85	(	(	PUNCT
crl-18157	77	86	11	11	NUM
crl-18157	77	87	%	%	NOUN
crl-18157	77	88	,	,	PUNCT
crl-18157	77	89	n	n	CCONJ
crl-18157	77	90	=	=	X
crl-18157	77	91	7	7	NUM
crl-18157	77	92	)	)	PUNCT
crl-18157	77	93	,	,	PUNCT
crl-18157	77	94	and	and	CCONJ
crl-18157	77	95	none	none	NOUN
crl-18157	77	96	(	(	PUNCT
crl-18157	77	97	2	2	NUM
crl-18157	77	98	%	%	NOUN
crl-18157	77	99	,	,	PUNCT
crl-18157	77	100	n	n	CCONJ
crl-18157	77	101	=	=	X
crl-18157	77	102	1	1	NUM
crl-18157	77	103	)	)	PUNCT
crl-18157	77	104	.	.	PUNCT
crl-18157	78	1	other	other	ADJ
crl-18157	78	2	topics	topic	NOUN
crl-18157	78	3	suggested	suggest	VERB
crl-18157	78	4	by	by	ADP
crl-18157	78	5	respondents	respondent	NOUN
crl-18157	78	6	included	include	VERB
crl-18157	78	7	taxes	taxis	NOUN
crl-18157	78	8	;	;	PUNCT
crl-18157	78	9	research	research	NOUN
crl-18157	78	10	skills	skill	NOUN
crl-18157	78	11	to	to	PART
crl-18157	78	12	find	find	VERB
crl-18157	78	13	quality	quality	NOUN
crl-18157	78	14	financial	financial	ADJ
crl-18157	78	15	literacy	literacy	NOUN
crl-18157	78	16	sources	source	NOUN
crl-18157	78	17	;	;	PUNCT
crl-18157	78	18	cost	cost	NOUN
crl-18157	78	19	of	of	ADP
crl-18157	78	20	living	living	NOUN
crl-18157	78	21	;	;	PUNCT
crl-18157	78	22	and	and	CCONJ
crl-18157	78	23	scholarships	scholarship	NOUN
crl-18157	78	24	.	.	PUNCT
crl-18157	79	1	624	624	NUM
crl-18157	79	2	college	college	PROPN
crl-18157	79	3	&	&	CCONJ
crl-18157	79	4	research	research	PROPN
crl-18157	79	5	libraries	library	NOUN
crl-18157	79	6	july	july	PROPN
crl-18157	79	7	2019	2019	NUM
crl-18157	79	8	in	in	ADP
crl-18157	79	9	follow	follow	NOUN
crl-18157	79	10	-	-	PUNCT
crl-18157	79	11	up	up	NOUN
crl-18157	79	12	to	to	ADP
crl-18157	79	13	this	this	DET
crl-18157	79	14	question	question	NOUN
crl-18157	79	15	on	on	ADP
crl-18157	79	16	important	important	ADJ
crl-18157	79	17	financial	financial	ADJ
crl-18157	79	18	literacy	literacy	NOUN
crl-18157	79	19	topics	topic	NOUN
crl-18157	79	20	,	,	PUNCT
crl-18157	79	21	respondents	respondent	NOUN
crl-18157	79	22	were	be	AUX
crl-18157	79	23	asked	ask	VERB
crl-18157	79	24	if	if	SCONJ
crl-18157	79	25	their	their	PRON
crl-18157	79	26	library	library	NOUN
crl-18157	79	27	actively	actively	ADV
crl-18157	79	28	participated	participate	VERB
crl-18157	79	29	in	in	ADP
crl-18157	79	30	student	student	NOUN
crl-18157	79	31	financial	financial	ADJ
crl-18157	79	32	literacy	literacy	NOUN
crl-18157	79	33	efforts	effort	NOUN
crl-18157	79	34	.	.	PUNCT
crl-18157	80	1	of	of	ADP
crl-18157	80	2	the	the	DET
crl-18157	80	3	65	65	NUM
crl-18157	80	4	survey	survey	NOUN
crl-18157	80	5	respondents	respondent	NOUN
crl-18157	80	6	,	,	PUNCT
crl-18157	80	7	52	52	NUM
crl-18157	80	8	percent	percent	NOUN
crl-18157	80	9	(	(	PUNCT
crl-18157	80	10	n	n	ADP
crl-18157	80	11	=	=	X
crl-18157	80	12	34	34	NUM
crl-18157	80	13	)	)	PUNCT
crl-18157	80	14	indicated	indicate	VERB
crl-18157	80	15	that	that	SCONJ
crl-18157	80	16	their	their	PRON
crl-18157	80	17	library	library	NOUN
crl-18157	80	18	was	be	AUX
crl-18157	80	19	not	not	PART
crl-18157	80	20	involved	involve	VERB
crl-18157	80	21	in	in	ADP
crl-18157	80	22	student	student	NOUN
crl-18157	80	23	financial	financial	ADJ
crl-18157	80	24	literacy	literacy	NOUN
crl-18157	80	25	and	and	CCONJ
crl-18157	80	26	48	48	NUM
crl-18157	80	27	percent	percent	NOUN
crl-18157	80	28	(	(	PUNCT
crl-18157	80	29	n	n	CCONJ
crl-18157	80	30	=	=	X
crl-18157	80	31	31	31	NUM
crl-18157	80	32	)	)	PUNCT
crl-18157	80	33	indicated	indicate	VERB
crl-18157	80	34	that	that	SCONJ
crl-18157	80	35	their	their	PRON
crl-18157	80	36	library	library	NOUN
crl-18157	80	37	was	be	AUX
crl-18157	80	38	involved	involve	VERB
crl-18157	80	39	in	in	ADP
crl-18157	80	40	student	student	NOUN
crl-18157	80	41	financial	financial	ADJ
crl-18157	80	42	literacy	literacy	NOUN
crl-18157	80	43	(	(	PUNCT
crl-18157	80	44	question	question	NOUN
crl-18157	80	45	2	2	NUM
crl-18157	80	46	)	)	PUNCT
crl-18157	80	47	.	.	PUNCT
crl-18157	81	1	those	those	PRON
crl-18157	81	2	who	who	PRON
crl-18157	81	3	indicated	indicate	VERB
crl-18157	81	4	they	they	PRON
crl-18157	81	5	did	do	AUX
crl-18157	81	6	not	not	PART
crl-18157	81	7	participate	participate	VERB
crl-18157	81	8	in	in	ADP
crl-18157	81	9	student	student	NOUN
crl-18157	81	10	financial	financial	ADJ
crl-18157	81	11	literacy	literacy	NOUN
crl-18157	81	12	completed	complete	VERB
crl-18157	81	13	a	a	DET
crl-18157	81	14	question	question	NOUN
crl-18157	81	15	about	about	ADP
crl-18157	81	16	what	what	PRON
crl-18157	81	17	prevents	prevent	VERB
crl-18157	81	18	their	their	PRON
crl-18157	81	19	library	library	NOUN
crl-18157	81	20	from	from	ADP
crl-18157	81	21	offering	offer	VERB
crl-18157	81	22	student	student	NOUN
crl-18157	81	23	financial	financial	ADJ
crl-18157	81	24	literacy	literacy	NOUN
crl-18157	81	25	support	support	NOUN
crl-18157	81	26	(	(	PUNCT
crl-18157	81	27	question	question	NOUN
crl-18157	81	28	3	3	NUM
crl-18157	81	29	)	)	PUNCT
crl-18157	81	30	.	.	PUNCT
crl-18157	82	1	respondents	respondent	NOUN
crl-18157	82	2	were	be	AUX
crl-18157	82	3	given	give	VERB
crl-18157	82	4	a	a	DET
crl-18157	82	5	list	list	NOUN
crl-18157	82	6	of	of	ADP
crl-18157	82	7	potential	potential	ADJ
crl-18157	82	8	barriers	barrier	NOUN
crl-18157	82	9	and	and	CCONJ
crl-18157	82	10	could	could	AUX
crl-18157	82	11	select	select	VERB
crl-18157	82	12	as	as	ADV
crl-18157	82	13	many	many	ADJ
crl-18157	82	14	as	as	SCONJ
crl-18157	82	15	applied	apply	VERB
crl-18157	82	16	,	,	PUNCT
crl-18157	82	17	so	so	SCONJ
crl-18157	82	18	percentages	percentage	NOUN
crl-18157	82	19	total	total	VERB
crl-18157	82	20	more	more	ADJ
crl-18157	82	21	than	than	ADP
crl-18157	82	22	100	100	NUM
crl-18157	82	23	percent	percent	NOUN
crl-18157	82	24	.	.	PUNCT
crl-18157	83	1	lack	lack	NOUN
crl-18157	83	2	of	of	ADP
crl-18157	83	3	time	time	NOUN
crl-18157	83	4	was	be	AUX
crl-18157	83	5	identified	identify	VERB
crl-18157	83	6	by	by	ADP
crl-18157	83	7	74	74	NUM
crl-18157	83	8	percent	percent	NOUN
crl-18157	83	9	of	of	ADP
crl-18157	83	10	these	these	DET
crl-18157	83	11	respondents	respondent	NOUN
crl-18157	83	12	as	as	ADP
crl-18157	83	13	a	a	DET
crl-18157	83	14	barrier	barrier	NOUN
crl-18157	83	15	to	to	ADP
crl-18157	83	16	offering	offer	VERB
crl-18157	83	17	student	student	NOUN
crl-18157	83	18	financial	financial	ADJ
crl-18157	83	19	literacy	literacy	NOUN
crl-18157	83	20	support	support	NOUN
crl-18157	83	21	(	(	PUNCT
crl-18157	83	22	n	n	CCONJ
crl-18157	83	23	=	=	X
crl-18157	83	24	25	25	NUM
crl-18157	83	25	)	)	PUNCT
crl-18157	83	26	.	.	PUNCT
crl-18157	84	1	twenty	twenty	NUM
crl-18157	84	2	-	-	PUNCT
crl-18157	84	3	one	one	NUM
crl-18157	84	4	percent	percent	NOUN
crl-18157	84	5	reported	report	VERB
crl-18157	84	6	that	that	SCONJ
crl-18157	84	7	another	another	DET
crl-18157	84	8	reason	reason	NOUN
crl-18157	84	9	they	they	PRON
crl-18157	84	10	were	be	AUX
crl-18157	84	11	not	not	PART
crl-18157	84	12	involved	involve	VERB
crl-18157	84	13	was	be	AUX
crl-18157	84	14	that	that	SCONJ
crl-18157	84	15	financial	financial	ADJ
crl-18157	84	16	literacy	literacy	NOUN
crl-18157	84	17	was	be	AUX
crl-18157	84	18	the	the	DET
crl-18157	84	19	responsibility	responsibility	NOUN
crl-18157	84	20	of	of	ADP
crl-18157	84	21	another	another	DET
crl-18157	84	22	campus	campus	NOUN
crl-18157	84	23	unit	unit	NOUN
crl-18157	84	24	/	/	SYM
crl-18157	84	25	department	department	NOUN
crl-18157	84	26	(	(	PUNCT
crl-18157	84	27	n	n	ADP
crl-18157	84	28	=	=	X
crl-18157	84	29	7	7	NUM
crl-18157	84	30	)	)	PUNCT
crl-18157	84	31	.	.	PUNCT
crl-18157	85	1	they	they	PRON
crl-18157	85	2	identified	identify	VERB
crl-18157	85	3	a	a	DET
crl-18157	85	4	variety	variety	NOUN
crl-18157	85	5	of	of	ADP
crl-18157	85	6	entities	entity	NOUN
crl-18157	85	7	as	as	ADP
crl-18157	85	8	responsible	responsible	ADJ
crl-18157	85	9	for	for	ADP
crl-18157	85	10	supporting	support	VERB
crl-18157	85	11	financial	financial	ADJ
crl-18157	85	12	literacy	literacy	NOUN
crl-18157	85	13	on	on	ADP
crl-18157	85	14	their	their	PRON
crl-18157	85	15	campuses	campus	NOUN
crl-18157	85	16	,	,	PUNCT
crl-18157	85	17	including	include	VERB
crl-18157	85	18	money	money	NOUN
crl-18157	85	19	management	management	NOUN
crl-18157	85	20	centers	center	NOUN
crl-18157	85	21	;	;	PUNCT
crl-18157	85	22	offices	office	NOUN
crl-18157	85	23	of	of	ADP
crl-18157	85	24	student	student	NOUN
crl-18157	85	25	affairs	affair	NOUN
crl-18157	85	26	,	,	PUNCT
crl-18157	85	27	financial	financial	ADJ
crl-18157	85	28	aid	aid	NOUN
crl-18157	85	29	,	,	PUNCT
crl-18157	85	30	undergraduate	undergraduate	ADJ
crl-18157	85	31	education	education	NOUN
crl-18157	85	32	,	,	PUNCT
crl-18157	85	33	and	and	CCONJ
crl-18157	85	34	career	career	NOUN
crl-18157	85	35	development	development	NOUN
crl-18157	85	36	;	;	PUNCT
crl-18157	85	37	and	and	CCONJ
crl-18157	85	38	courses	course	NOUN
crl-18157	85	39	in	in	ADP
crl-18157	85	40	personal	personal	ADJ
crl-18157	85	41	financial	financial	ADJ
crl-18157	85	42	planning	planning	NOUN
crl-18157	85	43	and	and	CCONJ
crl-18157	85	44	first	first	ADJ
crl-18157	85	45	-	-	PUNCT
crl-18157	85	46	year	year	NOUN
crl-18157	85	47	experience	experience	NOUN
crl-18157	85	48	.	.	PUNCT
crl-18157	86	1	additional	additional	ADJ
crl-18157	86	2	reasons	reason	NOUN
crl-18157	86	3	that	that	PRON
crl-18157	86	4	the	the	DET
crl-18157	86	5	library	library	NOUN
crl-18157	86	6	did	do	AUX
crl-18157	86	7	not	not	PART
crl-18157	86	8	participate	participate	VERB
crl-18157	86	9	in	in	ADP
crl-18157	86	10	student	student	NOUN
crl-18157	86	11	financial	financial	ADJ
crl-18157	86	12	literacy	literacy	NOUN
crl-18157	86	13	included	include	VERB
crl-18157	86	14	lack	lack	NOUN
crl-18157	86	15	of	of	ADP
crl-18157	86	16	financial	financial	ADJ
crl-18157	86	17	resources	resource	NOUN
crl-18157	86	18	(	(	PUNCT
crl-18157	86	19	18	18	NUM
crl-18157	86	20	%	%	NOUN
crl-18157	86	21	,	,	PUNCT
crl-18157	86	22	n	n	CCONJ
crl-18157	86	23	=	=	NOUN
crl-18157	86	24	6	6	NUM
crl-18157	86	25	)	)	PUNCT
crl-18157	86	26	,	,	PUNCT
crl-18157	86	27	lack	lack	NOUN
crl-18157	86	28	of	of	ADP
crl-18157	86	29	interest	interest	NOUN
crl-18157	86	30	(	(	PUNCT
crl-18157	86	31	15	15	NUM
crl-18157	86	32	%	%	NOUN
crl-18157	86	33	,	,	PUNCT
crl-18157	86	34	n	n	CCONJ
crl-18157	86	35	=	=	X
crl-18157	86	36	5	5	NUM
crl-18157	86	37	)	)	PUNCT
crl-18157	86	38	,	,	PUNCT
crl-18157	86	39	lack	lack	NOUN
crl-18157	86	40	of	of	ADP
crl-18157	86	41	financial	financial	ADJ
crl-18157	86	42	knowledge	knowledge	NOUN
crl-18157	86	43	(	(	PUNCT
crl-18157	86	44	9	9	NUM
crl-18157	86	45	%	%	NOUN
crl-18157	86	46	,	,	PUNCT
crl-18157	86	47	n	n	CCONJ
crl-18157	86	48	=	=	NOUN
crl-18157	86	49	3	3	NUM
crl-18157	86	50	)	)	PUNCT
crl-18157	86	51	,	,	PUNCT
crl-18157	86	52	university	university	NOUN
crl-18157	86	53	has	have	VERB
crl-18157	86	54	a	a	DET
crl-18157	86	55	required	require	VERB
crl-18157	86	56	student	student	NOUN
crl-18157	86	57	financial	financial	ADJ
crl-18157	86	58	literacy	literacy	NOUN
crl-18157	86	59	program	program	NOUN
crl-18157	86	60	or	or	CCONJ
crl-18157	86	61	course	course	NOUN
crl-18157	86	62	(	(	PUNCT
crl-18157	86	63	9	9	NUM
crl-18157	86	64	%	%	NOUN
crl-18157	86	65	,	,	PUNCT
crl-18157	86	66	n	n	CCONJ
crl-18157	86	67	=	=	NOUN
crl-18157	86	68	3	3	NUM
crl-18157	86	69	)	)	PUNCT
crl-18157	86	70	,	,	PUNCT
crl-18157	86	71	lack	lack	NOUN
crl-18157	86	72	of	of	ADP
crl-18157	86	73	information	information	NOUN
crl-18157	86	74	resources	resource	NOUN
crl-18157	86	75	(	(	PUNCT
crl-18157	86	76	3	3	NUM
crl-18157	86	77	%	%	NOUN
crl-18157	86	78	,	,	PUNCT
crl-18157	86	79	n	n	CCONJ
crl-18157	86	80	=	=	X
crl-18157	86	81	1	1	NUM
crl-18157	86	82	)	)	PUNCT
crl-18157	86	83	,	,	PUNCT
crl-18157	86	84	and	and	CCONJ
crl-18157	86	85	other	other	ADJ
crl-18157	86	86	(	(	PUNCT
crl-18157	86	87	26	26	NUM
crl-18157	86	88	%	%	NOUN
crl-18157	86	89	,	,	PUNCT
crl-18157	86	90	n	n	CCONJ
crl-18157	86	91	=	=	X
crl-18157	86	92	9	9	NUM
crl-18157	86	93	)	)	PUNCT
crl-18157	86	94	.	.	PUNCT
crl-18157	87	1	other	other	ADJ
crl-18157	87	2	reasons	reason	NOUN
crl-18157	87	3	provided	provide	VERB
crl-18157	87	4	included	include	VERB
crl-18157	87	5	not	not	PART
crl-18157	87	6	having	have	VERB
crl-18157	87	7	enough	enough	ADJ
crl-18157	87	8	staff	staff	NOUN
crl-18157	87	9	to	to	PART
crl-18157	87	10	meet	meet	VERB
crl-18157	87	11	other	other	ADJ
crl-18157	87	12	library	library	NOUN
crl-18157	87	13	needs	need	NOUN
crl-18157	87	14	;	;	PUNCT
crl-18157	87	15	lack	lack	NOUN
crl-18157	87	16	of	of	ADP
crl-18157	87	17	student	student	NOUN
crl-18157	87	18	interest	interest	NOUN
crl-18157	87	19	in	in	ADP
crl-18157	87	20	previous	previous	ADJ
crl-18157	87	21	attempts	attempt	NOUN
crl-18157	87	22	to	to	PART
crl-18157	87	23	offer	offer	VERB
crl-18157	87	24	financial	financial	ADJ
crl-18157	87	25	literacy	literacy	NOUN
crl-18157	87	26	support	support	NOUN
crl-18157	87	27	;	;	PUNCT
crl-18157	87	28	that	that	DET
crl-18157	87	29	financial	financial	ADJ
crl-18157	87	30	literacy	literacy	NOUN
crl-18157	87	31	is	be	AUX
crl-18157	87	32	taught	teach	VERB
crl-18157	87	33	in	in	ADP
crl-18157	87	34	high	high	ADJ
crl-18157	87	35	schools	school	NOUN
crl-18157	87	36	or	or	CCONJ
crl-18157	87	37	by	by	ADP
crl-18157	87	38	other	other	ADJ
crl-18157	87	39	university	university	NOUN
crl-18157	87	40	departments	department	NOUN
crl-18157	87	41	;	;	PUNCT
crl-18157	87	42	and	and	CCONJ
crl-18157	87	43	that	that	SCONJ
crl-18157	87	44	financial	financial	ADJ
crl-18157	87	45	literacy	literacy	NOUN
crl-18157	87	46	is	be	AUX
crl-18157	87	47	outside	outside	ADP
crl-18157	87	48	the	the	DET
crl-18157	87	49	responsibilities	responsibility	NOUN
crl-18157	87	50	of	of	ADP
crl-18157	87	51	the	the	DET
crl-18157	87	52	library	library	NOUN
crl-18157	87	53	,	,	PUNCT
crl-18157	87	54	which	which	PRON
crl-18157	87	55	focus	focus	VERB
crl-18157	87	56	on	on	ADP
crl-18157	87	57	course	course	NOUN
crl-18157	87	58	-	-	PUNCT
crl-18157	87	59	related	relate	VERB
crl-18157	87	60	needs	need	NOUN
crl-18157	87	61	.	.	PUNCT
crl-18157	88	1	table	table	NOUN
crl-18157	88	2	1	1	NUM
crl-18157	88	3	importance	importance	NOUN
crl-18157	88	4	of	of	ADP
crl-18157	88	5	financial	financial	ADJ
crl-18157	88	6	literacy	literacy	NOUN
crl-18157	88	7	topics	topic	NOUN
crl-18157	88	8	topic	topic	NOUN
crl-18157	88	9	frequency	frequency	NOUN
crl-18157	88	10	percentage	percentage	NOUN
crl-18157	88	11	personal	personal	ADJ
crl-18157	88	12	finance	finance	NOUN
crl-18157	88	13	basics	basic	NOUN
crl-18157	88	14	63	63	NUM
crl-18157	88	15	97	97	NUM
crl-18157	88	16	%	%	NOUN
crl-18157	88	17	student	student	NOUN
crl-18157	88	18	loans	loan	NOUN
crl-18157	88	19	63	63	NUM
crl-18157	88	20	97	97	NUM
crl-18157	88	21	%	%	NOUN
crl-18157	88	22	budgeting	budget	VERB
crl-18157	88	23	62	62	NUM
crl-18157	88	24	95	95	NUM
crl-18157	88	25	%	%	NOUN
crl-18157	88	26	credit	credit	NOUN
crl-18157	88	27	cards	card	NOUN
crl-18157	88	28	59	59	NUM
crl-18157	88	29	91	91	NUM
crl-18157	88	30	%	%	NOUN
crl-18157	88	31	saving	save	VERB
crl-18157	88	32	50	50	NUM
crl-18157	88	33	77	77	NUM
crl-18157	88	34	%	%	NOUN
crl-18157	88	35	salary	salary	NOUN
crl-18157	88	36	negotiation	negotiation	NOUN
crl-18157	88	37	50	50	NUM
crl-18157	88	38	77	77	NUM
crl-18157	88	39	%	%	NOUN
crl-18157	88	40	health	health	NOUN
crl-18157	88	41	insurance	insurance	NOUN
crl-18157	88	42	48	48	NUM
crl-18157	88	43	74	74	NUM
crl-18157	88	44	%	%	NOUN
crl-18157	88	45	paying	pay	VERB
crl-18157	88	46	for	for	ADP
crl-18157	88	47	rent	rent	NOUN
crl-18157	88	48	or	or	CCONJ
crl-18157	88	49	mortgage	mortgage	VERB
crl-18157	88	50	46	46	NUM
crl-18157	88	51	71	71	NUM
crl-18157	88	52	%	%	NOUN
crl-18157	88	53	car	car	NOUN
crl-18157	88	54	loans	loan	NOUN
crl-18157	88	55	44	44	NUM
crl-18157	88	56	68	68	NUM
crl-18157	88	57	%	%	NOUN
crl-18157	88	58	investing	invest	VERB
crl-18157	88	59	38	38	NUM
crl-18157	88	60	58	58	NUM
crl-18157	88	61	%	%	NOUN
crl-18157	88	62	retirement	retirement	NOUN
crl-18157	88	63	35	35	NUM
crl-18157	88	64	54	54	NUM
crl-18157	88	65	%	%	NOUN
crl-18157	88	66	other	other	ADJ
crl-18157	88	67	7	7	NUM
crl-18157	88	68	11	11	NUM
crl-18157	88	69	%	%	NOUN
crl-18157	88	70	none	none	NOUN
crl-18157	88	71	1	1	NUM
crl-18157	88	72	2	2	NUM
crl-18157	88	73	%	%	NOUN
crl-18157	88	74	table	table	NOUN
crl-18157	88	75	2	2	NUM
crl-18157	88	76	what	what	PRON
crl-18157	88	77	prevents	prevent	VERB
crl-18157	88	78	library	library	NOUN
crl-18157	88	79	from	from	ADP
crl-18157	88	80	offering	offer	VERB
crl-18157	88	81	financial	financial	ADJ
crl-18157	88	82	literacy	literacy	NOUN
crl-18157	88	83	support	support	NOUN
crl-18157	88	84	?	?	PUNCT
crl-18157	89	1	reason	reason	NOUN
crl-18157	89	2	frequency	frequency	NOUN
crl-18157	89	3	percentage	percentage	NOUN
crl-18157	89	4	lack	lack	NOUN
crl-18157	89	5	of	of	ADP
crl-18157	89	6	time	time	NOUN
crl-18157	89	7	25	25	NUM
crl-18157	89	8	74	74	NUM
crl-18157	89	9	%	%	NOUN
crl-18157	89	10	other	other	ADJ
crl-18157	89	11	9	9	NUM
crl-18157	89	12	26	26	NUM
crl-18157	89	13	%	%	NOUN
crl-18157	89	14	responsibility	responsibility	NOUN
crl-18157	89	15	of	of	ADP
crl-18157	89	16	another	another	DET
crl-18157	89	17	department	department	NOUN
crl-18157	89	18	7	7	NUM
crl-18157	89	19	21	21	NUM
crl-18157	89	20	%	%	NOUN
crl-18157	89	21	lack	lack	NOUN
crl-18157	89	22	of	of	ADP
crl-18157	89	23	financial	financial	ADJ
crl-18157	89	24	resources	resource	NOUN
crl-18157	89	25	6	6	NUM
crl-18157	89	26	18	18	NUM
crl-18157	89	27	%	%	NOUN
crl-18157	89	28	lack	lack	NOUN
crl-18157	89	29	of	of	ADP
crl-18157	89	30	interest	interest	NOUN
crl-18157	89	31	5	5	NUM
crl-18157	89	32	15	15	NUM
crl-18157	89	33	%	%	NOUN
crl-18157	89	34	lack	lack	NOUN
crl-18157	89	35	of	of	ADP
crl-18157	89	36	financial	financial	ADJ
crl-18157	89	37	knowledge	knowledge	NOUN
crl-18157	89	38	3	3	NUM
crl-18157	89	39	9	9	NUM
crl-18157	89	40	%	%	NOUN
crl-18157	89	41	university	university	NOUN
crl-18157	89	42	has	have	AUX
crl-18157	89	43	required	require	VERB
crl-18157	89	44	program	program	NOUN
crl-18157	89	45	or	or	CCONJ
crl-18157	89	46	course	course	NOUN
crl-18157	89	47	3	3	NUM
crl-18157	89	48	9	9	NUM
crl-18157	89	49	%	%	NOUN
crl-18157	89	50	lack	lack	NOUN
crl-18157	89	51	of	of	ADP
crl-18157	89	52	information	information	NOUN
crl-18157	89	53	resources	resource	NOUN
crl-18157	89	54	1	1	NUM
crl-18157	89	55	3	3	NUM
crl-18157	89	56	%	%	NOUN
crl-18157	89	57	library	library	NOUN
crl-18157	89	58	support	support	NOUN
crl-18157	89	59	for	for	ADP
crl-18157	89	60	student	student	NOUN
crl-18157	89	61	financial	financial	ADJ
crl-18157	89	62	literacy	literacy	NOUN
crl-18157	89	63	625	625	NUM
crl-18157	89	64	what	what	PRON
crl-18157	89	65	are	be	AUX
crl-18157	89	66	large	large	ADJ
crl-18157	89	67	academic	academic	ADJ
crl-18157	89	68	libraries	library	NOUN
crl-18157	89	69	doing	do	VERB
crl-18157	89	70	in	in	ADP
crl-18157	89	71	support	support	NOUN
crl-18157	89	72	of	of	ADP
crl-18157	89	73	financial	financial	ADJ
crl-18157	89	74	literacy	literacy	NOUN
crl-18157	89	75	?	?	PUNCT
crl-18157	90	1	to	to	PART
crl-18157	90	2	learn	learn	VERB
crl-18157	90	3	more	more	ADJ
crl-18157	90	4	about	about	ADP
crl-18157	90	5	the	the	DET
crl-18157	90	6	activities	activity	NOUN
crl-18157	90	7	of	of	ADP
crl-18157	90	8	those	those	DET
crl-18157	90	9	libraries	library	NOUN
crl-18157	90	10	that	that	PRON
crl-18157	90	11	provided	provide	VERB
crl-18157	90	12	student	student	NOUN
crl-18157	90	13	financial	financial	ADJ
crl-18157	90	14	literacy	literacy	NOUN
crl-18157	90	15	support	support	NOUN
crl-18157	90	16	,	,	PUNCT
crl-18157	90	17	those	those	PRON
crl-18157	90	18	who	who	PRON
crl-18157	90	19	indicated	indicate	VERB
crl-18157	90	20	“	"	PUNCT
crl-18157	90	21	yes	yes	INTJ
crl-18157	90	22	”	"	PUNCT
crl-18157	90	23	in	in	ADP
crl-18157	90	24	question	question	NOUN
crl-18157	90	25	2	2	NUM
crl-18157	90	26	skipped	skip	VERB
crl-18157	90	27	question	question	NOUN
crl-18157	90	28	3	3	NUM
crl-18157	90	29	and	and	CCONJ
crl-18157	90	30	completed	complete	VERB
crl-18157	90	31	questions	question	NOUN
crl-18157	90	32	about	about	ADP
crl-18157	90	33	what	what	PRON
crl-18157	90	34	types	type	NOUN
crl-18157	90	35	of	of	ADP
crl-18157	90	36	support	support	NOUN
crl-18157	90	37	their	their	PRON
crl-18157	90	38	library	library	NOUN
crl-18157	90	39	offered	offer	VERB
crl-18157	90	40	,	,	PUNCT
crl-18157	90	41	what	what	DET
crl-18157	90	42	partners	partner	NOUN
crl-18157	90	43	(	(	PUNCT
crl-18157	90	44	if	if	SCONJ
crl-18157	90	45	any	any	PRON
crl-18157	90	46	)	)	PUNCT
crl-18157	90	47	they	they	PRON
crl-18157	90	48	engaged	engage	VERB
crl-18157	90	49	,	,	PUNCT
crl-18157	90	50	challenges	challenge	NOUN
crl-18157	90	51	faced	face	VERB
crl-18157	90	52	,	,	PUNCT
crl-18157	90	53	factors	factor	NOUN
crl-18157	90	54	that	that	PRON
crl-18157	90	55	influenced	influence	VERB
crl-18157	90	56	their	their	PRON
crl-18157	90	57	involvement	involvement	NOUN
crl-18157	90	58	,	,	PUNCT
crl-18157	90	59	and	and	CCONJ
crl-18157	90	60	who	who	PRON
crl-18157	90	61	in	in	ADP
crl-18157	90	62	the	the	DET
crl-18157	90	63	library	library	NOUN
crl-18157	90	64	was	be	AUX
crl-18157	90	65	leading	lead	VERB
crl-18157	90	66	the	the	DET
crl-18157	90	67	financial	financial	ADJ
crl-18157	90	68	literacy	literacy	NOUN
crl-18157	90	69	efforts	effort	NOUN
crl-18157	90	70	(	(	PUNCT
crl-18157	90	71	questions	question	NOUN
crl-18157	90	72	4–8	4–8	NUM
crl-18157	90	73	)	)	PUNCT
crl-18157	90	74	.	.	PUNCT
crl-18157	91	1	when	when	SCONJ
crl-18157	91	2	asked	ask	VERB
crl-18157	91	3	what	what	PRON
crl-18157	91	4	types	type	NOUN
crl-18157	91	5	of	of	ADP
crl-18157	91	6	support	support	NOUN
crl-18157	91	7	their	their	PRON
crl-18157	91	8	libraries	library	NOUN
crl-18157	91	9	provided	provide	VERB
crl-18157	91	10	(	(	PUNCT
crl-18157	91	11	question	question	NOUN
crl-18157	91	12	4	4	NUM
crl-18157	91	13	)	)	PUNCT
crl-18157	91	14	,	,	PUNCT
crl-18157	91	15	respondents	respondent	NOUN
crl-18157	91	16	indicated	indicate	VERB
crl-18157	91	17	a	a	DET
crl-18157	91	18	wide	wide	ADJ
crl-18157	91	19	range	range	NOUN
crl-18157	91	20	of	of	ADP
crl-18157	91	21	activities	activity	NOUN
crl-18157	91	22	,	,	PUNCT
crl-18157	91	23	including	include	VERB
crl-18157	91	24	financial	financial	ADJ
crl-18157	91	25	literacy	literacy	NOUN
crl-18157	91	26	collection	collection	NOUN
crl-18157	91	27	development	development	NOUN
crl-18157	91	28	(	(	PUNCT
crl-18157	91	29	55	55	NUM
crl-18157	91	30	%	%	NOUN
crl-18157	91	31	,	,	PUNCT
crl-18157	91	32	n	n	CCONJ
crl-18157	91	33	=	=	PROPN
crl-18157	91	34	17	17	NUM
crl-18157	91	35	)	)	PUNCT
crl-18157	91	36	;	;	PUNCT
crl-18157	91	37	collaboration	collaboration	NOUN
crl-18157	91	38	with	with	ADP
crl-18157	91	39	campus	campus	NOUN
crl-18157	91	40	partners	partner	NOUN
crl-18157	91	41	(	(	PUNCT
crl-18157	91	42	52	52	NUM
crl-18157	91	43	%	%	NOUN
crl-18157	91	44	,	,	PUNCT
crl-18157	91	45	n	n	CCONJ
crl-18157	91	46	=	=	NOUN
crl-18157	91	47	16	16	NUM
crl-18157	91	48	)	)	PUNCT
crl-18157	91	49	;	;	PUNCT
crl-18157	91	50	programming	programming	NOUN
crl-18157	91	51	,	,	PUNCT
crl-18157	91	52	events	event	NOUN
crl-18157	91	53	,	,	PUNCT
crl-18157	91	54	and	and	CCONJ
crl-18157	91	55	workshops	workshop	NOUN
crl-18157	91	56	(	(	PUNCT
crl-18157	91	57	45	45	NUM
crl-18157	91	58	%	%	NOUN
crl-18157	91	59	,	,	PUNCT
crl-18157	91	60	n	n	CCONJ
crl-18157	91	61	=	=	X
crl-18157	91	62	14	14	NUM
crl-18157	91	63	)	)	PUNCT
crl-18157	91	64	;	;	PUNCT
crl-18157	91	65	online	online	ADJ
crl-18157	91	66	resource	resource	NOUN
crl-18157	91	67	guides	guide	NOUN
crl-18157	91	68	(	(	PUNCT
crl-18157	91	69	39	39	NUM
crl-18157	91	70	%	%	NOUN
crl-18157	91	71	,	,	PUNCT
crl-18157	91	72	n	n	CCONJ
crl-18157	91	73	=	=	X
crl-18157	91	74	12	12	NUM
crl-18157	91	75	)	)	PUNCT
crl-18157	91	76	;	;	PUNCT
crl-18157	91	77	service	service	NOUN
crl-18157	91	78	on	on	ADP
crl-18157	91	79	campus	campus	NOUN
crl-18157	91	80	financial	financial	ADJ
crl-18157	91	81	literacy	literacy	NOUN
crl-18157	91	82	committees	committee	NOUN
crl-18157	91	83	(	(	PUNCT
crl-18157	91	84	13	13	NUM
crl-18157	91	85	%	%	NOUN
crl-18157	91	86	,	,	PUNCT
crl-18157	91	87	n	n	CCONJ
crl-18157	91	88	=	=	X
crl-18157	91	89	4	4	NUM
crl-18157	91	90	)	)	PUNCT
crl-18157	91	91	;	;	PUNCT
crl-18157	91	92	participation	participation	NOUN
crl-18157	91	93	in	in	ADP
crl-18157	91	94	money	money	NOUN
crl-18157	91	95	smart	smart	ADJ
crl-18157	91	96	week	week	NOUN
crl-18157	91	97	(	(	PUNCT
crl-18157	91	98	10	10	NUM
crl-18157	91	99	%	%	NOUN
crl-18157	91	100	,	,	PUNCT
crl-18157	91	101	n	n	CCONJ
crl-18157	91	102	=	=	NOUN
crl-18157	91	103	3	3	NUM
crl-18157	91	104	)	)	PUNCT
crl-18157	91	105	;	;	PUNCT
crl-18157	91	106	integration	integration	NOUN
crl-18157	91	107	of	of	ADP
crl-18157	91	108	financial	financial	ADJ
crl-18157	91	109	literacy	literacy	NOUN
crl-18157	91	110	into	into	ADP
crl-18157	91	111	library	library	NOUN
crl-18157	91	112	instruction	instruction	NOUN
crl-18157	91	113	(	(	PUNCT
crl-18157	91	114	10	10	NUM
crl-18157	91	115	%	%	NOUN
crl-18157	91	116	,	,	PUNCT
crl-18157	91	117	n	n	CCONJ
crl-18157	91	118	=	=	NOUN
crl-18157	91	119	3	3	NUM
crl-18157	91	120	)	)	PUNCT
crl-18157	91	121	;	;	PUNCT
crl-18157	91	122	handouts	handout	NOUN
crl-18157	91	123	(	(	PUNCT
crl-18157	91	124	10	10	NUM
crl-18157	91	125	%	%	NOUN
crl-18157	91	126	,	,	PUNCT
crl-18157	91	127	n	n	CCONJ
crl-18157	91	128	=	=	NOUN
crl-18157	91	129	3	3	NUM
crl-18157	91	130	)	)	PUNCT
crl-18157	91	131	;	;	PUNCT
crl-18157	91	132	personal	personal	ADJ
crl-18157	91	133	finance	finance	NOUN
crl-18157	91	134	courses	course	NOUN
crl-18157	91	135	taught	teach	VERB
crl-18157	91	136	by	by	ADP
crl-18157	91	137	library	library	NOUN
crl-18157	91	138	staff	staff	NOUN
crl-18157	91	139	(	(	PUNCT
crl-18157	91	140	3	3	NUM
crl-18157	91	141	%	%	NOUN
crl-18157	91	142	,	,	PUNCT
crl-18157	91	143	n	n	CCONJ
crl-18157	91	144	=	=	X
crl-18157	91	145	1	1	NUM
crl-18157	91	146	)	)	PUNCT
crl-18157	91	147	;	;	PUNCT
crl-18157	91	148	other	other	ADJ
crl-18157	91	149	(	(	PUNCT
crl-18157	91	150	10	10	NUM
crl-18157	91	151	%	%	NOUN
crl-18157	91	152	,	,	PUNCT
crl-18157	91	153	n	n	CCONJ
crl-18157	91	154	=	=	NOUN
crl-18157	91	155	3	3	NUM
crl-18157	91	156	)	)	PUNCT
crl-18157	91	157	;	;	PUNCT
crl-18157	91	158	and	and	CCONJ
crl-18157	91	159	peer	peer	NOUN
crl-18157	91	160	-	-	PUNCT
crl-18157	91	161	to	to	ADP
crl-18157	91	162	-	-	PUNCT
crl-18157	91	163	peer	peer	NOUN
crl-18157	91	164	financial	financial	ADJ
crl-18157	91	165	literacy	literacy	NOUN
crl-18157	91	166	programs	program	NOUN
crl-18157	91	167	(	(	PUNCT
crl-18157	91	168	0	0	NUM
crl-18157	91	169	%	%	NOUN
crl-18157	91	170	,	,	PUNCT
crl-18157	91	171	n	n	CCONJ
crl-18157	91	172	=	=	X
crl-18157	91	173	0	0	NUM
crl-18157	91	174	)	)	PUNCT
crl-18157	91	175	.	.	PUNCT
crl-18157	92	1	percentages	percentage	NOUN
crl-18157	92	2	total	total	VERB
crl-18157	92	3	more	more	ADJ
crl-18157	92	4	than	than	ADP
crl-18157	92	5	100	100	NUM
crl-18157	92	6	percent	percent	NOUN
crl-18157	92	7	because	because	SCONJ
crl-18157	92	8	respondents	respondent	NOUN
crl-18157	92	9	could	could	AUX
crl-18157	92	10	select	select	VERB
crl-18157	92	11	as	as	ADP
crl-18157	92	12	many	many	ADJ
crl-18157	92	13	types	type	NOUN
crl-18157	92	14	of	of	ADP
crl-18157	92	15	support	support	NOUN
crl-18157	92	16	as	as	SCONJ
crl-18157	92	17	they	they	PRON
crl-18157	92	18	offered	offer	VERB
crl-18157	92	19	.	.	PUNCT
crl-18157	93	1	other	other	ADJ
crl-18157	93	2	forms	form	NOUN
crl-18157	93	3	of	of	ADP
crl-18157	93	4	support	support	NOUN
crl-18157	93	5	described	describe	VERB
crl-18157	93	6	by	by	ADP
crl-18157	93	7	respondents	respondent	NOUN
crl-18157	93	8	include	include	VERB
crl-18157	93	9	book	book	NOUN
crl-18157	93	10	displays	display	NOUN
crl-18157	93	11	,	,	PUNCT
crl-18157	93	12	job	job	NOUN
crl-18157	93	13	search	search	NOUN
crl-18157	93	14	instruction	instruction	NOUN
crl-18157	93	15	,	,	PUNCT
crl-18157	93	16	and	and	CCONJ
crl-18157	93	17	one	one	NUM
crl-18157	93	18	-	-	PUNCT
crl-18157	93	19	on	on	ADP
crl-18157	93	20	-	-	PUNCT
crl-18157	93	21	one	one	NUM
crl-18157	93	22	financial	financial	ADJ
crl-18157	93	23	literacy	literacy	NOUN
crl-18157	93	24	coaching	coaching	NOUN
crl-18157	93	25	.	.	PUNCT
crl-18157	94	1	to	to	PART
crl-18157	94	2	find	find	VERB
crl-18157	94	3	out	out	ADP
crl-18157	94	4	more	more	ADJ
crl-18157	94	5	about	about	ADP
crl-18157	94	6	financial	financial	ADJ
crl-18157	94	7	literacy	literacy	NOUN
crl-18157	94	8	collaborations	collaboration	NOUN
crl-18157	94	9	between	between	ADP
crl-18157	94	10	academic	academic	ADJ
crl-18157	94	11	libraries	library	NOUN
crl-18157	94	12	and	and	CCONJ
crl-18157	94	13	others	other	NOUN
crl-18157	94	14	,	,	PUNCT
crl-18157	94	15	respondents	respondent	NOUN
crl-18157	94	16	were	be	AUX
crl-18157	94	17	asked	ask	VERB
crl-18157	94	18	what	what	PRON
crl-18157	94	19	partners	partner	NOUN
crl-18157	94	20	they	they	PRON
crl-18157	94	21	engaged	engage	VERB
crl-18157	94	22	in	in	ADP
crl-18157	94	23	their	their	PRON
crl-18157	94	24	financial	financial	ADJ
crl-18157	94	25	literacy	literacy	NOUN
crl-18157	94	26	activities	activity	NOUN
crl-18157	94	27	,	,	PUNCT
crl-18157	94	28	if	if	SCONJ
crl-18157	94	29	any	any	DET
crl-18157	94	30	(	(	PUNCT
crl-18157	94	31	question	question	NOUN
crl-18157	94	32	5	5	NUM
crl-18157	94	33	)	)	PUNCT
crl-18157	94	34	.	.	PUNCT
crl-18157	95	1	results	result	NOUN
crl-18157	95	2	showed	show	VERB
crl-18157	95	3	the	the	DET
crl-18157	95	4	following	follow	VERB
crl-18157	95	5	partners	partner	NOUN
crl-18157	95	6	:	:	PUNCT
crl-18157	95	7	academic	academic	ADJ
crl-18157	95	8	colleges	college	NOUN
crl-18157	95	9	(	(	PUNCT
crl-18157	95	10	n	n	ADP
crl-18157	95	11	=	=	X
crl-18157	95	12	17	17	NUM
crl-18157	95	13	)	)	PUNCT
crl-18157	95	14	,	,	PUNCT
crl-18157	95	15	financial	financial	ADJ
crl-18157	95	16	aid	aid	NOUN
crl-18157	95	17	offices	office	NOUN
crl-18157	95	18	(	(	PUNCT
crl-18157	95	19	n	n	ADP
crl-18157	95	20	=	=	X
crl-18157	95	21	10	10	NUM
crl-18157	95	22	)	)	PUNCT
crl-18157	95	23	,	,	PUNCT
crl-18157	95	24	career	career	NOUN
crl-18157	95	25	services	service	NOUN
crl-18157	95	26	(	(	PUNCT
crl-18157	95	27	n	n	ADP
crl-18157	95	28	=	=	X
crl-18157	95	29	8)	8)	PROPN
crl-18157	95	30	,	,	PUNCT
crl-18157	95	31	first	first	ADJ
crl-18157	95	32	-	-	PUNCT
crl-18157	95	33	year	year	NOUN
crl-18157	95	34	experience	experience	NOUN
crl-18157	95	35	(	(	PUNCT
crl-18157	95	36	n	n	ADP
crl-18157	95	37	=	=	X
crl-18157	95	38	7	7	NUM
crl-18157	95	39	)	)	PUNCT
crl-18157	95	40	,	,	PUNCT
crl-18157	95	41	student	student	NOUN
crl-18157	95	42	affairs	affair	NOUN
crl-18157	95	43	(	(	PUNCT
crl-18157	95	44	n	n	ADP
crl-18157	95	45	=	=	X
crl-18157	95	46	4	4	NUM
crl-18157	95	47	)	)	PUNCT
crl-18157	95	48	,	,	PUNCT
crl-18157	95	49	financial	financial	ADJ
crl-18157	95	50	literacy	literacy	NOUN
crl-18157	95	51	office	office	NOUN
crl-18157	95	52	(	(	PUNCT
crl-18157	95	53	n	n	ADP
crl-18157	95	54	=	=	X
crl-18157	95	55	3	3	NUM
crl-18157	95	56	)	)	PUNCT
crl-18157	95	57	,	,	PUNCT
crl-18157	95	58	bursar	bursar	PROPN
crl-18157	95	59	(	(	PUNCT
crl-18157	95	60	n	n	CCONJ
crl-18157	95	61	=	=	X
crl-18157	95	62	1	1	NUM
crl-18157	95	63	)	)	PUNCT
crl-18157	95	64	,	,	PUNCT
crl-18157	95	65	and	and	CCONJ
crl-18157	95	66	other	other	ADJ
crl-18157	95	67	partners	partner	NOUN
crl-18157	95	68	such	such	ADJ
crl-18157	95	69	as	as	ADP
crl-18157	95	70	campus	campus	NOUN
crl-18157	95	71	credit	credit	NOUN
crl-18157	95	72	unions	union	NOUN
crl-18157	95	73	(	(	PUNCT
crl-18157	95	74	n	n	ADP
crl-18157	95	75	=	=	X
crl-18157	95	76	1	1	NUM
crl-18157	95	77	)	)	PUNCT
crl-18157	95	78	.	.	PUNCT
crl-18157	96	1	academic	academic	ADJ
crl-18157	96	2	college	college	PROPN
crl-18157	96	3	and	and	CCONJ
crl-18157	96	4	department	department	NOUN
crl-18157	96	5	partners	partner	NOUN
crl-18157	96	6	identified	identify	VERB
crl-18157	96	7	included	include	VERB
crl-18157	96	8	colleges	college	NOUN
crl-18157	96	9	of	of	ADP
crl-18157	96	10	business	business	NOUN
crl-18157	96	11	and	and	CCONJ
crl-18157	96	12	interdisciplinary	interdisciplinary	ADJ
crl-18157	96	13	studies	study	NOUN
crl-18157	96	14	;	;	PUNCT
crl-18157	96	15	departments	department	NOUN
crl-18157	96	16	and	and	CCONJ
crl-18157	96	17	centers	center	NOUN
crl-18157	96	18	associated	associate	VERB
crl-18157	96	19	with	with	ADP
crl-18157	96	20	personal	personal	ADJ
crl-18157	96	21	finance	finance	NOUN
crl-18157	96	22	,	,	PUNCT
crl-18157	96	23	management	management	NOUN
crl-18157	96	24	,	,	PUNCT
crl-18157	96	25	entrepreneurship	entrepreneurship	NOUN
crl-18157	96	26	,	,	PUNCT
crl-18157	96	27	real	real	ADJ
crl-18157	96	28	estate	estate	NOUN
crl-18157	96	29	,	,	PUNCT
crl-18157	96	30	and	and	CCONJ
crl-18157	96	31	economic	economic	ADJ
crl-18157	96	32	development	development	NOUN
crl-18157	96	33	;	;	PUNCT
crl-18157	96	34	and	and	CCONJ
crl-18157	96	35	athletics	athletic	NOUN
crl-18157	96	36	.	.	PUNCT
crl-18157	97	1	five	five	NUM
crl-18157	97	2	respondents	respondent	NOUN
crl-18157	97	3	indicated	indicate	VERB
crl-18157	97	4	that	that	SCONJ
crl-18157	97	5	they	they	PRON
crl-18157	97	6	did	do	AUX
crl-18157	97	7	not	not	PART
crl-18157	97	8	work	work	VERB
crl-18157	97	9	with	with	ADP
crl-18157	97	10	campus	campus	NOUN
crl-18157	97	11	partners	partner	NOUN
crl-18157	97	12	.	.	PUNCT
crl-18157	98	1	table	table	NOUN
crl-18157	98	2	3	3	NUM
crl-18157	98	3	types	type	NOUN
crl-18157	98	4	of	of	ADP
crl-18157	98	5	financial	financial	ADJ
crl-18157	98	6	literacy	literacy	NOUN
crl-18157	98	7	support	support	NOUN
crl-18157	98	8	offered	offer	VERB
crl-18157	98	9	by	by	ADP
crl-18157	98	10	academic	academic	ADJ
crl-18157	98	11	libraries	library	NOUN
crl-18157	98	12	type	type	NOUN
crl-18157	98	13	frequency	frequency	NOUN
crl-18157	98	14	percentage	percentage	NOUN
crl-18157	98	15	collection	collection	NOUN
crl-18157	98	16	development	development	NOUN
crl-18157	98	17	17	17	NUM
crl-18157	98	18	55	55	NUM
crl-18157	98	19	%	%	NOUN
crl-18157	98	20	collaborations	collaboration	NOUN
crl-18157	98	21	16	16	NUM
crl-18157	98	22	52	52	NUM
crl-18157	98	23	%	%	NOUN
crl-18157	98	24	programming	programming	NOUN
crl-18157	98	25	,	,	PUNCT
crl-18157	98	26	events	event	NOUN
crl-18157	98	27	,	,	PUNCT
crl-18157	98	28	workshops	workshop	VERB
crl-18157	98	29	14	14	NUM
crl-18157	98	30	45	45	NUM
crl-18157	98	31	%	%	NOUN
crl-18157	98	32	online	online	ADJ
crl-18157	98	33	resource	resource	NOUN
crl-18157	98	34	guides	guide	VERB
crl-18157	98	35	12	12	NUM
crl-18157	98	36	39	39	NUM
crl-18157	98	37	%	%	NOUN
crl-18157	98	38	university	university	NOUN
crl-18157	98	39	committee	committee	NOUN
crl-18157	98	40	service	service	NOUN
crl-18157	98	41	4	4	NUM
crl-18157	98	42	13	13	NUM
crl-18157	98	43	%	%	NOUN
crl-18157	98	44	handouts	handout	NOUN
crl-18157	98	45	3	3	NUM
crl-18157	98	46	10	10	NUM
crl-18157	98	47	%	%	NOUN
crl-18157	98	48	integrated	integrate	VERB
crl-18157	98	49	into	into	ADP
crl-18157	98	50	information	information	NOUN
crl-18157	98	51	literacy	literacy	NOUN
crl-18157	98	52	sessions	session	NOUN
crl-18157	98	53	3	3	NUM
crl-18157	98	54	10	10	NUM
crl-18157	98	55	%	%	NOUN
crl-18157	98	56	money	money	NOUN
crl-18157	98	57	smart	smart	ADJ
crl-18157	98	58	week	week	NOUN
crl-18157	98	59	@	@	ADP
crl-18157	98	60	your	your	PRON
crl-18157	98	61	library	library	NOUN
crl-18157	98	62	3	3	NUM
crl-18157	98	63	10	10	NUM
crl-18157	98	64	%	%	NOUN
crl-18157	98	65	other	other	ADJ
crl-18157	98	66	3	3	NUM
crl-18157	98	67	10	10	NUM
crl-18157	98	68	%	%	NOUN
crl-18157	98	69	personal	personal	ADJ
crl-18157	98	70	finance	finance	NOUN
crl-18157	98	71	courses	course	NOUN
crl-18157	98	72	1	1	NUM
crl-18157	98	73	3	3	NUM
crl-18157	98	74	%	%	NOUN
crl-18157	98	75	peer	peer	NOUN
crl-18157	98	76	-	-	PUNCT
crl-18157	98	77	to	to	ADP
crl-18157	98	78	-	-	PUNCT
crl-18157	98	79	peer	peer	NOUN
crl-18157	98	80	programs	program	NOUN
crl-18157	98	81	0	0	NUM
crl-18157	98	82	0	0	NUM
crl-18157	98	83	%	%	NOUN
crl-18157	98	84	table	table	NOUN
crl-18157	98	85	4	4	NUM
crl-18157	98	86	campus	campus	NOUN
crl-18157	98	87	partners	partner	NOUN
crl-18157	98	88	partner	partner	NOUN
crl-18157	98	89	frequency	frequency	NOUN
crl-18157	98	90	percentage	percentage	NOUN
crl-18157	98	91	academic	academic	ADJ
crl-18157	98	92	college	college	NOUN
crl-18157	98	93	or	or	CCONJ
crl-18157	98	94	department	department	NOUN
crl-18157	98	95	17	17	NUM
crl-18157	98	96	50	50	NUM
crl-18157	98	97	%	%	NOUN
crl-18157	98	98	financial	financial	ADJ
crl-18157	98	99	aid	aid	NOUN
crl-18157	98	100	10	10	NUM
crl-18157	98	101	29	29	NUM
crl-18157	98	102	%	%	NOUN
crl-18157	98	103	career	career	NOUN
crl-18157	98	104	services	service	NOUN
crl-18157	98	105	8	8	NUM
crl-18157	98	106	24	24	NUM
crl-18157	98	107	%	%	NOUN
crl-18157	98	108	first	first	ADJ
crl-18157	98	109	-	-	PUNCT
crl-18157	98	110	year	year	NOUN
crl-18157	98	111	experience	experience	NOUN
crl-18157	98	112	7	7	NUM
crl-18157	98	113	21	21	NUM
crl-18157	98	114	%	%	NOUN
crl-18157	98	115	no	no	DET
crl-18157	98	116	collaborators	collaborator	NOUN
crl-18157	98	117	5	5	NUM
crl-18157	98	118	15	15	NUM
crl-18157	98	119	%	%	NOUN
crl-18157	98	120	student	student	NOUN
crl-18157	98	121	affairs	affair	NOUN
crl-18157	98	122	4	4	NUM
crl-18157	98	123	12	12	NUM
crl-18157	98	124	%	%	NOUN
crl-18157	98	125	financial	financial	ADJ
crl-18157	98	126	literacy	literacy	NOUN
crl-18157	98	127	/	/	SYM
crl-18157	98	128	education	education	NOUN
crl-18157	98	129	office	office	NOUN
crl-18157	98	130	3	3	NUM
crl-18157	98	131	9	9	NUM
crl-18157	98	132	%	%	NOUN
crl-18157	98	133	bursar	bursar	VERB
crl-18157	98	134	1	1	NUM
crl-18157	98	135	3	3	NUM
crl-18157	98	136	%	%	NOUN
crl-18157	98	137	other	other	ADJ
crl-18157	98	138	1	1	NUM
crl-18157	98	139	3	3	NUM
crl-18157	98	140	%	%	NOUN
crl-18157	98	141	626	626	NUM
crl-18157	98	142	college	college	NOUN
crl-18157	98	143	&	&	CCONJ
crl-18157	98	144	research	research	PROPN
crl-18157	98	145	libraries	library	NOUN
crl-18157	98	146	july	july	PROPN
crl-18157	98	147	2019	2019	NUM
crl-18157	98	148	what	what	PRON
crl-18157	98	149	are	be	AUX
crl-18157	98	150	the	the	DET
crl-18157	98	151	challenges	challenge	NOUN
crl-18157	98	152	faced	face	VERB
crl-18157	98	153	for	for	ADP
crl-18157	98	154	libraries	library	NOUN
crl-18157	98	155	interested	interested	ADJ
crl-18157	98	156	in	in	ADP
crl-18157	98	157	student	student	NOUN
crl-18157	98	158	financial	financial	ADJ
crl-18157	98	159	literacy	literacy	NOUN
crl-18157	98	160	?	?	PUNCT
crl-18157	99	1	to	to	PART
crl-18157	99	2	gain	gain	VERB
crl-18157	99	3	a	a	DET
crl-18157	99	4	deeper	deep	ADJ
crl-18157	99	5	understanding	understanding	NOUN
crl-18157	99	6	of	of	ADP
crl-18157	99	7	libraries	library	NOUN
crl-18157	99	8	engaged	engage	VERB
crl-18157	99	9	in	in	ADP
crl-18157	99	10	financial	financial	ADJ
crl-18157	99	11	literacy	literacy	NOUN
crl-18157	99	12	activities	activity	NOUN
crl-18157	99	13	,	,	PUNCT
crl-18157	99	14	the	the	DET
crl-18157	99	15	survey	survey	NOUN
crl-18157	99	16	asked	ask	VERB
crl-18157	99	17	open	open	ADJ
crl-18157	99	18	-	-	PUNCT
crl-18157	99	19	ended	end	VERB
crl-18157	99	20	questions	question	NOUN
crl-18157	99	21	about	about	ADP
crl-18157	99	22	the	the	DET
crl-18157	99	23	challenges	challenge	NOUN
crl-18157	99	24	faced	face	VERB
crl-18157	99	25	,	,	PUNCT
crl-18157	99	26	the	the	DET
crl-18157	99	27	library	library	NOUN
crl-18157	99	28	’s	’s	PART
crl-18157	99	29	motivation	motivation	NOUN
crl-18157	99	30	for	for	ADP
crl-18157	99	31	providing	provide	VERB
crl-18157	99	32	student	student	NOUN
crl-18157	99	33	financial	financial	ADJ
crl-18157	99	34	literacy	literacy	NOUN
crl-18157	99	35	support	support	NOUN
crl-18157	99	36	,	,	PUNCT
crl-18157	99	37	and	and	CCONJ
crl-18157	99	38	who	who	PRON
crl-18157	99	39	is	be	AUX
crl-18157	99	40	involved	involve	VERB
crl-18157	99	41	in	in	ADP
crl-18157	99	42	financial	financial	ADJ
crl-18157	99	43	literacy	literacy	NOUN
crl-18157	99	44	efforts	effort	NOUN
crl-18157	99	45	within	within	ADP
crl-18157	99	46	the	the	DET
crl-18157	99	47	library	library	NOUN
crl-18157	99	48	(	(	PUNCT
crl-18157	99	49	questions	question	NOUN
crl-18157	99	50	6–8	6–8	NUM
crl-18157	99	51	)	)	PUNCT
crl-18157	99	52	.	.	PUNCT
crl-18157	100	1	the	the	DET
crl-18157	100	2	authors	author	NOUN
crl-18157	100	3	analyzed	analyze	VERB
crl-18157	100	4	the	the	DET
crl-18157	100	5	open	open	ADV
crl-18157	100	6	-	-	PUNCT
crl-18157	100	7	ended	end	VERB
crl-18157	100	8	questions	question	NOUN
crl-18157	100	9	qualitatively	qualitatively	ADV
crl-18157	100	10	using	use	VERB
crl-18157	100	11	an	an	DET
crl-18157	100	12	open	open	ADJ
crl-18157	100	13	coding	code	VERB
crl-18157	100	14	process	process	NOUN
crl-18157	100	15	to	to	PART
crl-18157	100	16	find	find	VERB
crl-18157	100	17	themes	theme	NOUN
crl-18157	100	18	in	in	ADP
crl-18157	100	19	the	the	DET
crl-18157	100	20	data	data	NOUN
crl-18157	100	21	.	.	PUNCT
crl-18157	101	1	the	the	DET
crl-18157	101	2	responses	response	NOUN
crl-18157	101	3	to	to	ADP
crl-18157	101	4	the	the	DET
crl-18157	101	5	question	question	NOUN
crl-18157	101	6	about	about	ADP
crl-18157	101	7	challenges	challenge	NOUN
crl-18157	101	8	(	(	PUNCT
crl-18157	101	9	question	question	NOUN
crl-18157	101	10	6	6	NUM
crl-18157	101	11	)	)	PUNCT
crl-18157	101	12	were	be	AUX
crl-18157	101	13	coded	code	VERB
crl-18157	101	14	into	into	ADP
crl-18157	101	15	the	the	DET
crl-18157	101	16	following	follow	VERB
crl-18157	101	17	thematic	thematic	ADJ
crl-18157	101	18	categories	category	NOUN
crl-18157	101	19	:	:	PUNCT
crl-18157	101	20	lack	lack	NOUN
crl-18157	101	21	of	of	ADP
crl-18157	101	22	student	student	NOUN
crl-18157	101	23	interest	interest	NOUN
crl-18157	101	24	(	(	PUNCT
crl-18157	101	25	n	n	CCONJ
crl-18157	101	26	=	=	X
crl-18157	101	27	10	10	NUM
crl-18157	101	28	)	)	PUNCT
crl-18157	101	29	,	,	PUNCT
crl-18157	101	30	lack	lack	NOUN
crl-18157	101	31	of	of	ADP
crl-18157	101	32	time	time	NOUN
crl-18157	101	33	(	(	PUNCT
crl-18157	101	34	n	n	ADP
crl-18157	101	35	=	=	X
crl-18157	101	36	7	7	NUM
crl-18157	101	37	)	)	PUNCT
crl-18157	101	38	,	,	PUNCT
crl-18157	101	39	difficulties	difficulty	NOUN
crl-18157	101	40	with	with	ADP
crl-18157	101	41	collaboration	collaboration	NOUN
crl-18157	101	42	(	(	PUNCT
crl-18157	101	43	n	n	CCONJ
crl-18157	101	44	=	=	X
crl-18157	101	45	7	7	NUM
crl-18157	101	46	)	)	PUNCT
crl-18157	101	47	,	,	PUNCT
crl-18157	101	48	lack	lack	NOUN
crl-18157	101	49	of	of	ADP
crl-18157	101	50	money	money	NOUN
crl-18157	101	51	(	(	PUNCT
crl-18157	101	52	n	n	ADP
crl-18157	101	53	=	=	X
crl-18157	101	54	4	4	NUM
crl-18157	101	55	)	)	PUNCT
crl-18157	101	56	,	,	PUNCT
crl-18157	101	57	lack	lack	NOUN
crl-18157	101	58	of	of	ADP
crl-18157	101	59	financial	financial	ADJ
crl-18157	101	60	knowledge	knowledge	NOUN
crl-18157	101	61	(	(	PUNCT
crl-18157	101	62	n	n	ADP
crl-18157	101	63	=	=	NOUN
crl-18157	101	64	3	3	NUM
crl-18157	101	65	)	)	PUNCT
crl-18157	101	66	,	,	PUNCT
crl-18157	101	67	and	and	CCONJ
crl-18157	101	68	not	not	PART
crl-18157	101	69	applicable	applicable	ADJ
crl-18157	101	70	(	(	PUNCT
crl-18157	101	71	n	n	CCONJ
crl-18157	101	72	=	=	X
crl-18157	101	73	2	2	NUM
crl-18157	101	74	)	)	PUNCT
crl-18157	101	75	.	.	PUNCT
crl-18157	102	1	more	more	ADJ
crl-18157	102	2	than	than	ADP
crl-18157	102	3	one	one	NUM
crl-18157	102	4	code	code	NOUN
crl-18157	102	5	was	be	AUX
crl-18157	102	6	applied	apply	VERB
crl-18157	102	7	to	to	ADP
crl-18157	102	8	responses	response	NOUN
crl-18157	102	9	if	if	SCONJ
crl-18157	102	10	applicable	applicable	ADJ
crl-18157	102	11	.	.	PUNCT
crl-18157	103	1	the	the	DET
crl-18157	103	2	most	most	ADV
crl-18157	103	3	often	often	ADV
crl-18157	103	4	cited	cite	VERB
crl-18157	103	5	challenge	challenge	NOUN
crl-18157	103	6	faced	face	VERB
crl-18157	103	7	in	in	ADP
crl-18157	103	8	offering	offer	VERB
crl-18157	103	9	support	support	NOUN
crl-18157	103	10	for	for	ADP
crl-18157	103	11	student	student	NOUN
crl-18157	103	12	financial	financial	ADJ
crl-18157	103	13	literacy	literacy	NOUN
crl-18157	103	14	was	be	AUX
crl-18157	103	15	lack	lack	NOUN
crl-18157	103	16	of	of	ADP
crl-18157	103	17	time	time	NOUN
crl-18157	103	18	,	,	PUNCT
crl-18157	103	19	similar	similar	ADJ
crl-18157	103	20	to	to	ADP
crl-18157	103	21	the	the	DET
crl-18157	103	22	primary	primary	ADJ
crl-18157	103	23	barrier	barrier	NOUN
crl-18157	103	24	faced	face	VERB
crl-18157	103	25	by	by	ADP
crl-18157	103	26	those	those	PRON
crl-18157	103	27	who	who	PRON
crl-18157	103	28	do	do	AUX
crl-18157	103	29	not	not	PART
crl-18157	103	30	participate	participate	VERB
crl-18157	103	31	in	in	ADP
crl-18157	103	32	financial	financial	ADJ
crl-18157	103	33	literacy	literacy	NOUN
crl-18157	103	34	activities	activity	NOUN
crl-18157	103	35	.	.	PUNCT
crl-18157	104	1	some	some	DET
crl-18157	104	2	illustrative	illustrative	ADJ
crl-18157	104	3	responses	response	NOUN
crl-18157	104	4	related	relate	VERB
crl-18157	104	5	to	to	ADP
crl-18157	104	6	this	this	DET
crl-18157	104	7	challenge	challenge	NOUN
crl-18157	104	8	include	include	VERB
crl-18157	104	9	the	the	DET
crl-18157	104	10	following	follow	VERB
crl-18157	104	11	:	:	PUNCT
crl-18157	104	12	•	•	INTJ
crl-18157	104	13	i	i	PRON
crl-18157	104	14	’m	’m	VERB
crl-18157	104	15	the	the	DET
crl-18157	104	16	only	only	ADJ
crl-18157	104	17	business	business	NOUN
crl-18157	104	18	librarian	librarian	NOUN
crl-18157	104	19	in	in	ADP
crl-18157	104	20	my	my	PRON
crl-18157	104	21	library	library	NOUN
crl-18157	104	22	so	so	SCONJ
crl-18157	104	23	if	if	SCONJ
crl-18157	104	24	a	a	DET
crl-18157	104	25	financial	financial	ADJ
crl-18157	104	26	literacy	literacy	NOUN
crl-18157	104	27	workshop	workshop	NOUN
crl-18157	104	28	or	or	CCONJ
crl-18157	104	29	event	event	NOUN
crl-18157	104	30	happens	happen	VERB
crl-18157	104	31	i	i	PRON
crl-18157	104	32	’m	’m	VERB
crl-18157	104	33	the	the	DET
crl-18157	104	34	one	one	NOUN
crl-18157	104	35	who	who	PRON
crl-18157	104	36	has	have	VERB
crl-18157	104	37	to	to	PART
crl-18157	104	38	coordinate	coordinate	VERB
crl-18157	104	39	it	it	PRON
crl-18157	104	40	all	all	PRON
crl-18157	104	41	.	.	PUNCT
crl-18157	105	1	•	•	VERB
crl-18157	105	2	our	our	PRON
crl-18157	105	3	library	library	NOUN
crl-18157	105	4	offered	offer	VERB
crl-18157	105	5	a	a	DET
crl-18157	105	6	small	small	ADJ
crl-18157	105	7	series	series	NOUN
crl-18157	105	8	of	of	ADP
crl-18157	105	9	financial	financial	ADJ
crl-18157	105	10	literacy	literacy	NOUN
crl-18157	105	11	workshops	workshop	NOUN
crl-18157	105	12	three	three	NUM
crl-18157	105	13	years	year	NOUN
crl-18157	105	14	ago	ago	ADV
crl-18157	105	15	and	and	CCONJ
crl-18157	105	16	has	have	AUX
crl-18157	105	17	not	not	PART
crl-18157	105	18	had	have	VERB
crl-18157	105	19	the	the	DET
crl-18157	105	20	staff	staff	NOUN
crl-18157	105	21	time	time	NOUN
crl-18157	105	22	to	to	PART
crl-18157	105	23	repeat	repeat	VERB
crl-18157	105	24	the	the	DET
crl-18157	105	25	effort	effort	NOUN
crl-18157	105	26	since	since	SCONJ
crl-18157	105	27	then	then	ADV
crl-18157	105	28	despite	despite	SCONJ
crl-18157	105	29	a	a	DET
crl-18157	105	30	desire	desire	NOUN
crl-18157	105	31	to	to	PART
crl-18157	105	32	do	do	AUX
crl-18157	105	33	so	so	ADV
crl-18157	105	34	.	.	PUNCT
crl-18157	106	1	•	•	INTJ
crl-18157	106	2	we	we	PRON
crl-18157	106	3	started	start	VERB
crl-18157	106	4	doing	do	VERB
crl-18157	106	5	individual	individual	ADJ
crl-18157	106	6	instruction	instruction	NOUN
crl-18157	106	7	,	,	PUNCT
crl-18157	106	8	but	but	CCONJ
crl-18157	106	9	with	with	ADP
crl-18157	106	10	our	our	PRON
crl-18157	106	11	staffing	staffing	NOUN
crl-18157	106	12	it	it	PRON
crl-18157	106	13	was	be	AUX
crl-18157	106	14	n’t	not	PART
crl-18157	106	15	sustainable	sustainable	ADJ
crl-18157	106	16	because	because	SCONJ
crl-18157	106	17	it	it	PRON
crl-18157	106	18	was	be	AUX
crl-18157	106	19	really	really	ADV
crl-18157	106	20	popular	popular	ADJ
crl-18157	106	21	and	and	CCONJ
crl-18157	106	22	we	we	PRON
crl-18157	106	23	had	have	VERB
crl-18157	106	24	one	one	NUM
crl-18157	106	25	librarian	librarian	NOUN
crl-18157	106	26	doing	do	VERB
crl-18157	106	27	it	it	PRON
crl-18157	106	28	.	.	PUNCT
crl-18157	107	1	another	another	DET
crl-18157	107	2	challenge	challenge	NOUN
crl-18157	107	3	was	be	AUX
crl-18157	107	4	lack	lack	NOUN
crl-18157	107	5	of	of	ADP
crl-18157	107	6	student	student	NOUN
crl-18157	107	7	interest	interest	NOUN
crl-18157	107	8	as	as	SCONJ
crl-18157	107	9	described	describe	VERB
crl-18157	107	10	in	in	ADP
crl-18157	107	11	the	the	DET
crl-18157	107	12	following	follow	VERB
crl-18157	107	13	examples	example	NOUN
crl-18157	107	14	:	:	PUNCT
crl-18157	107	15	•	•	VERB
crl-18157	107	16	low	low	ADJ
crl-18157	107	17	attendance	attendance	NOUN
crl-18157	107	18	at	at	ADP
crl-18157	107	19	events	event	NOUN
crl-18157	107	20	.	.	PUNCT
crl-18157	108	1	•	•	NUM
crl-18157	108	2	attendance	attendance	NOUN
crl-18157	108	3	is	be	AUX
crl-18157	108	4	typically	typically	ADV
crl-18157	108	5	spotty	spotty	ADJ
crl-18157	109	1	[	[	X
crl-18157	109	2	at	at	ADP
crl-18157	109	3	workshops	workshop	NOUN
crl-18157	109	4	]	]	PUNCT
crl-18157	109	5	and	and	CCONJ
crl-18157	109	6	most	most	ADJ
crl-18157	109	7	students	student	NOUN
crl-18157	109	8	seem	seem	VERB
crl-18157	109	9	to	to	PART
crl-18157	109	10	be	be	AUX
crl-18157	109	11	there	there	ADV
crl-18157	109	12	only	only	ADV
crl-18157	109	13	for	for	ADP
crl-18157	109	14	the	the	DET
crl-18157	109	15	free	free	ADJ
crl-18157	109	16	food	food	NOUN
crl-18157	109	17	.	.	PUNCT
crl-18157	110	1	•	•	VERB
crl-18157	110	2	getting	get	VERB
crl-18157	110	3	students	student	NOUN
crl-18157	110	4	to	to	PART
crl-18157	110	5	understand	understand	VERB
crl-18157	110	6	the	the	DET
crl-18157	110	7	importance	importance	NOUN
crl-18157	110	8	of	of	ADP
crl-18157	110	9	financial	financial	ADJ
crl-18157	110	10	literacy	literacy	NOUN
crl-18157	110	11	.	.	PUNCT
crl-18157	111	1	respondents	respondent	NOUN
crl-18157	111	2	also	also	ADV
crl-18157	111	3	reported	report	VERB
crl-18157	111	4	facing	face	VERB
crl-18157	111	5	difficulties	difficulty	NOUN
crl-18157	111	6	with	with	ADP
crl-18157	111	7	identifying	identify	VERB
crl-18157	111	8	and	and	CCONJ
crl-18157	111	9	maintaining	maintain	VERB
crl-18157	111	10	relationships	relationship	NOUN
crl-18157	111	11	with	with	ADP
crl-18157	111	12	collaborators	collaborator	NOUN
crl-18157	111	13	:	:	PUNCT
crl-18157	111	14	•	•	VERB
crl-18157	111	15	there	there	PRON
crl-18157	111	16	are	be	VERB
crl-18157	111	17	many	many	ADJ
crl-18157	111	18	units	unit	NOUN
crl-18157	111	19	on	on	ADP
crl-18157	111	20	our	our	PRON
crl-18157	111	21	campus	campus	NOUN
crl-18157	111	22	who	who	PRON
crl-18157	111	23	have	have	VERB
crl-18157	111	24	different	different	ADJ
crl-18157	111	25	stakes	stake	NOUN
crl-18157	111	26	in	in	ADP
crl-18157	111	27	financial	financial	ADJ
crl-18157	111	28	literacy	literacy	NOUN
crl-18157	111	29	—	—	PUNCT
crl-18157	111	30	it	it	PRON
crl-18157	111	31	can	can	AUX
crl-18157	111	32	be	be	AUX
crl-18157	111	33	hard	hard	ADJ
crl-18157	111	34	to	to	PART
crl-18157	111	35	identify	identify	VERB
crl-18157	111	36	a	a	DET
crl-18157	111	37	value	value	NOUN
crl-18157	111	38	add	add	VERB
crl-18157	111	39	for	for	ADP
crl-18157	111	40	library	library	NOUN
crl-18157	111	41	partnership	partnership	NOUN
crl-18157	111	42	/	/	SYM
crl-18157	111	43	collaboration	collaboration	NOUN
crl-18157	111	44	beyond	beyond	ADP
crl-18157	111	45	resources	resource	NOUN
crl-18157	111	46	and	and	CCONJ
crl-18157	111	47	space	space	NOUN
crl-18157	111	48	.	.	PUNCT
crl-18157	112	1	•	•	INTJ
crl-18157	112	2	there	there	PRON
crl-18157	112	3	is	be	VERB
crl-18157	112	4	n’t	not	PART
crl-18157	112	5	a	a	DET
crl-18157	112	6	coherent	coherent	ADJ
crl-18157	112	7	plan	plan	NOUN
crl-18157	112	8	for	for	ADP
crl-18157	112	9	financial	financial	ADJ
crl-18157	112	10	literacy	literacy	NOUN
crl-18157	112	11	on	on	ADP
crl-18157	112	12	our	our	PRON
crl-18157	112	13	campus	campus	NOUN
crl-18157	112	14	,	,	PUNCT
crl-18157	112	15	so	so	ADV
crl-18157	112	16	our	our	PRON
crl-18157	112	17	typical	typical	ADJ
crl-18157	112	18	strategy	strategy	NOUN
crl-18157	112	19	of	of	ADP
crl-18157	112	20	partnering	partner	VERB
crl-18157	112	21	with	with	ADP
crl-18157	112	22	a	a	DET
crl-18157	112	23	unit	unit	NOUN
crl-18157	112	24	that	that	PRON
crl-18157	112	25	“	"	PUNCT
crl-18157	112	26	owns	own	VERB
crl-18157	112	27	”	"	PUNCT
crl-18157	112	28	a	a	DET
crl-18157	112	29	topic	topic	NOUN
crl-18157	112	30	does	do	AUX
crl-18157	112	31	n’t	not	PART
crl-18157	112	32	work	work	VERB
crl-18157	112	33	here	here	ADV
crl-18157	112	34	.	.	PUNCT
crl-18157	113	1	instead	instead	ADV
crl-18157	113	2	,	,	PUNCT
crl-18157	113	3	we	we	PRON
crl-18157	113	4	find	find	VERB
crl-18157	113	5	opportunities	opportunity	NOUN
crl-18157	113	6	as	as	SCONJ
crl-18157	113	7	they	they	PRON
crl-18157	113	8	arise	arise	VERB
crl-18157	113	9	.	.	PUNCT
crl-18157	114	1	•	•	PROPN
crl-18157	114	2	financial	financial	ADJ
crl-18157	114	3	literacy	literacy	NOUN
crl-18157	114	4	has	have	AUX
crl-18157	114	5	recently	recently	ADV
crl-18157	114	6	changed	change	VERB
crl-18157	114	7	departments	department	NOUN
crl-18157	114	8	,	,	PUNCT
crl-18157	114	9	so	so	ADV
crl-18157	114	10	building	build	VERB
crl-18157	114	11	a	a	DET
crl-18157	114	12	new	new	ADJ
crl-18157	114	13	relationship	relationship	NOUN
crl-18157	114	14	has	have	AUX
crl-18157	114	15	n’t	not	PART
crl-18157	114	16	been	be	AUX
crl-18157	114	17	a	a	DET
crl-18157	114	18	priority	priority	NOUN
crl-18157	114	19	due	due	ADP
crl-18157	114	20	to	to	ADP
crl-18157	114	21	other	other	ADJ
crl-18157	114	22	commitments	commitment	NOUN
crl-18157	114	23	.	.	PUNCT
crl-18157	115	1	other	other	ADJ
crl-18157	115	2	respondents	respondent	NOUN
crl-18157	115	3	identified	identify	VERB
crl-18157	115	4	lack	lack	NOUN
crl-18157	115	5	of	of	ADP
crl-18157	115	6	money	money	NOUN
crl-18157	115	7	as	as	ADP
crl-18157	115	8	a	a	DET
crl-18157	115	9	challenge	challenge	NOUN
crl-18157	115	10	:	:	PUNCT
crl-18157	115	11	•	•	PROPN
crl-18157	115	12	[	[	X
crl-18157	115	13	…	…	PUNCT
crl-18157	115	14	]	]	X
crl-18157	115	15	the	the	DET
crl-18157	115	16	university	university	NOUN
crl-18157	115	17	provost	provost	NOUN
crl-18157	115	18	requested	request	VERB
crl-18157	115	19	this	this	DET
crl-18157	115	20	type	type	NOUN
crl-18157	115	21	of	of	ADP
crl-18157	115	22	program	program	NOUN
crl-18157	115	23	be	be	AUX
crl-18157	115	24	offered	offer	VERB
crl-18157	115	25	.	.	PUNCT
crl-18157	116	1	unfortunately	unfortunately	ADV
crl-18157	116	2	,	,	PUNCT
crl-18157	116	3	after	after	SCONJ
crl-18157	116	4	the	the	DET
crl-18157	116	5	libraries	library	NOUN
crl-18157	116	6	took	take	VERB
crl-18157	116	7	on	on	ADP
crl-18157	116	8	the	the	DET
crl-18157	116	9	initiative	initiative	NOUN
crl-18157	116	10	to	to	PART
crl-18157	116	11	move	move	VERB
crl-18157	116	12	forward	forward	ADV
crl-18157	116	13	,	,	PUNCT
crl-18157	116	14	we	we	PRON
crl-18157	116	15	were	be	AUX
crl-18157	116	16	not	not	PART
crl-18157	116	17	funded	fund	VERB
crl-18157	116	18	nor	nor	CCONJ
crl-18157	116	19	received	receive	VERB
crl-18157	116	20	any	any	DET
crl-18157	116	21	kind	kind	NOUN
crl-18157	116	22	of	of	ADP
crl-18157	116	23	support	support	NOUN
crl-18157	116	24	.	.	PUNCT
crl-18157	117	1	in	in	ADP
crl-18157	117	2	other	other	ADJ
crl-18157	117	3	words	word	NOUN
crl-18157	117	4	,	,	PUNCT
crl-18157	117	5	they	they	PRON
crl-18157	117	6	“	"	PUNCT
crl-18157	117	7	did	do	AUX
crl-18157	117	8	not	not	PART
crl-18157	117	9	put	put	VERB
crl-18157	117	10	their	their	PRON
crl-18157	117	11	money	money	NOUN
crl-18157	117	12	where	where	SCONJ
crl-18157	117	13	their	their	PRON
crl-18157	117	14	mouths	mouth	NOUN
crl-18157	117	15	were	be	AUX
crl-18157	117	16	.	.	PUNCT
crl-18157	117	17	”	"	PUNCT
crl-18157	118	1	•	•	ADJ
crl-18157	118	2	lack	lack	NOUN
crl-18157	118	3	of	of	ADP
crl-18157	118	4	money	money	NOUN
crl-18157	118	5	for	for	ADP
crl-18157	118	6	purchasing	purchase	VERB
crl-18157	118	7	resources	resource	NOUN
crl-18157	118	8	and	and	CCONJ
crl-18157	118	9	assisting	assisting	NOUN
crl-18157	118	10	in	in	ADP
crl-18157	118	11	programming	programming	NOUN
crl-18157	118	12	.	.	PUNCT
crl-18157	119	1	•	•	ADJ
crl-18157	119	2	loss	loss	NOUN
crl-18157	119	3	of	of	ADP
crl-18157	119	4	revenue	revenue	NOUN
crl-18157	119	5	to	to	PART
crl-18157	119	6	obtain	obtain	VERB
crl-18157	119	7	library	library	NOUN
crl-18157	119	8	materials	material	NOUN
crl-18157	119	9	due	due	ADP
crl-18157	119	10	to	to	ADP
crl-18157	119	11	massive	massive	ADJ
crl-18157	119	12	budget	budget	NOUN
crl-18157	119	13	cuts	cut	NOUN
crl-18157	119	14	in	in	ADP
crl-18157	119	15	higher	high	ADJ
crl-18157	119	16	education	education	NOUN
crl-18157	119	17	.	.	PUNCT
crl-18157	120	1	additionally	additionally	ADV
crl-18157	120	2	,	,	PUNCT
crl-18157	120	3	a	a	DET
crl-18157	120	4	few	few	ADJ
crl-18157	120	5	respondents	respondent	NOUN
crl-18157	120	6	pointed	point	VERB
crl-18157	120	7	to	to	ADP
crl-18157	120	8	the	the	DET
crl-18157	120	9	lack	lack	NOUN
crl-18157	120	10	of	of	ADP
crl-18157	120	11	financial	financial	ADJ
crl-18157	120	12	knowledge	knowledge	NOUN
crl-18157	120	13	among	among	ADP
crl-18157	120	14	library	library	NOUN
crl-18157	120	15	staff	staff	NOUN
crl-18157	120	16	as	as	ADP
crl-18157	120	17	an	an	DET
crl-18157	120	18	issue	issue	NOUN
crl-18157	120	19	faced	face	VERB
crl-18157	120	20	when	when	SCONJ
crl-18157	120	21	attempting	attempt	VERB
crl-18157	120	22	to	to	PART
crl-18157	120	23	offer	offer	VERB
crl-18157	120	24	financial	financial	ADJ
crl-18157	120	25	literacy	literacy	NOUN
crl-18157	120	26	activities	activity	NOUN
crl-18157	120	27	in	in	ADP
crl-18157	120	28	an	an	DET
crl-18157	120	29	academic	academic	ADJ
crl-18157	120	30	library	library	NOUN
crl-18157	120	31	:	:	PUNCT
crl-18157	120	32	library	library	NOUN
crl-18157	120	33	support	support	NOUN
crl-18157	120	34	for	for	ADP
crl-18157	120	35	student	student	NOUN
crl-18157	120	36	financial	financial	ADJ
crl-18157	120	37	literacy	literacy	NOUN
crl-18157	120	38	627	627	NUM
crl-18157	120	39	•	•	NOUN
crl-18157	120	40	building	build	VERB
crl-18157	120	41	financial	financial	ADJ
crl-18157	120	42	literacy	literacy	NOUN
crl-18157	120	43	skills	skill	NOUN
crl-18157	120	44	among	among	ADP
crl-18157	120	45	employees	employee	NOUN
crl-18157	120	46	in	in	ADP
crl-18157	120	47	order	order	NOUN
crl-18157	120	48	to	to	PART
crl-18157	120	49	have	have	AUX
crl-18157	120	50	them	they	PRON
crl-18157	120	51	teach	teach	VERB
crl-18157	120	52	/	/	SYM
crl-18157	120	53	lead	lead	NOUN
crl-18157	120	54	workshops	workshop	NOUN
crl-18157	120	55	.	.	PUNCT
crl-18157	121	1	•	•	VERB
crl-18157	121	2	there	there	PRON
crl-18157	121	3	are	be	VERB
crl-18157	121	4	limited	limited	ADJ
crl-18157	121	5	staff	staff	NOUN
crl-18157	121	6	members	member	NOUN
crl-18157	121	7	with	with	ADP
crl-18157	121	8	enough	enough	ADJ
crl-18157	121	9	knowledge	knowledge	NOUN
crl-18157	121	10	of	of	ADP
crl-18157	121	11	the	the	DET
crl-18157	121	12	issue	issue	NOUN
crl-18157	121	13	to	to	PART
crl-18157	121	14	participate	participate	VERB
crl-18157	121	15	[	[	X
crl-18157	121	16	in	in	ADP
crl-18157	121	17	workshops	workshop	NOUN
crl-18157	121	18	]	]	PUNCT
crl-18157	121	19	.	.	PUNCT
crl-18157	122	1	the	the	DET
crl-18157	122	2	remaining	remain	VERB
crl-18157	122	3	comments	comment	NOUN
crl-18157	122	4	were	be	AUX
crl-18157	122	5	categorized	categorize	VERB
crl-18157	122	6	as	as	ADV
crl-18157	122	7	not	not	PART
crl-18157	122	8	applicable	applicable	ADJ
crl-18157	122	9	because	because	SCONJ
crl-18157	122	10	respondents	respondent	NOUN
crl-18157	122	11	reported	report	VERB
crl-18157	122	12	that	that	SCONJ
crl-18157	122	13	their	their	PRON
crl-18157	122	14	financial	financial	ADJ
crl-18157	122	15	literacy	literacy	NOUN
crl-18157	122	16	activities	activity	NOUN
crl-18157	122	17	had	have	AUX
crl-18157	122	18	just	just	ADV
crl-18157	122	19	begun	begin	VERB
crl-18157	122	20	and	and	CCONJ
crl-18157	122	21	were	be	AUX
crl-18157	122	22	not	not	PART
crl-18157	122	23	ready	ready	ADJ
crl-18157	122	24	to	to	PART
crl-18157	122	25	identify	identify	VERB
crl-18157	122	26	specific	specific	ADJ
crl-18157	122	27	challenges	challenge	NOUN
crl-18157	122	28	.	.	PUNCT
crl-18157	123	1	what	what	PRON
crl-18157	123	2	prompted	prompt	VERB
crl-18157	123	3	library	library	PROPN
crl-18157	123	4	financial	financial	ADJ
crl-18157	123	5	literacy	literacy	NOUN
crl-18157	123	6	initiatives	initiative	NOUN
crl-18157	123	7	?	?	PUNCT
crl-18157	124	1	the	the	DET
crl-18157	124	2	survey	survey	NOUN
crl-18157	124	3	asked	ask	VERB
crl-18157	124	4	respondents	respondent	NOUN
crl-18157	124	5	what	what	PRON
crl-18157	124	6	prompted	prompt	VERB
crl-18157	124	7	their	their	PRON
crl-18157	124	8	libraries	library	NOUN
crl-18157	124	9	to	to	PART
crl-18157	124	10	participate	participate	VERB
crl-18157	124	11	in	in	ADP
crl-18157	124	12	student	student	NOUN
crl-18157	124	13	financial	financial	ADJ
crl-18157	124	14	literacy	literacy	NOUN
crl-18157	124	15	(	(	PUNCT
crl-18157	124	16	question	question	NOUN
crl-18157	124	17	7	7	NUM
crl-18157	124	18	)	)	PUNCT
crl-18157	124	19	to	to	PART
crl-18157	124	20	explore	explore	VERB
crl-18157	124	21	the	the	DET
crl-18157	124	22	motivations	motivation	NOUN
crl-18157	124	23	for	for	ADP
crl-18157	124	24	library	library	NOUN
crl-18157	124	25	involvement	involvement	NOUN
crl-18157	124	26	.	.	PUNCT
crl-18157	125	1	these	these	DET
crl-18157	125	2	responses	response	NOUN
crl-18157	125	3	were	be	AUX
crl-18157	125	4	analyzed	analyze	VERB
crl-18157	125	5	and	and	CCONJ
crl-18157	125	6	sorted	sort	VERB
crl-18157	125	7	into	into	ADP
crl-18157	125	8	the	the	DET
crl-18157	125	9	following	follow	VERB
crl-18157	125	10	categories	category	NOUN
crl-18157	125	11	:	:	PUNCT
crl-18157	125	12	external	external	ADJ
crl-18157	125	13	influence	influence	NOUN
crl-18157	125	14	(	(	PUNCT
crl-18157	125	15	n	n	CCONJ
crl-18157	125	16	=	=	X
crl-18157	125	17	10	10	NUM
crl-18157	125	18	)	)	PUNCT
crl-18157	125	19	,	,	PUNCT
crl-18157	125	20	filling	fill	VERB
crl-18157	125	21	a	a	DET
crl-18157	125	22	gap	gap	NOUN
crl-18157	125	23	or	or	CCONJ
crl-18157	125	24	need	need	VERB
crl-18157	125	25	(	(	PUNCT
crl-18157	125	26	n	n	CCONJ
crl-18157	125	27	=	=	X
crl-18157	125	28	8)	8)	PROPN
crl-18157	125	29	,	,	PUNCT
crl-18157	125	30	library	library	NOUN
crl-18157	125	31	mission	mission	NOUN
crl-18157	125	32	professional	professional	ADJ
crl-18157	125	33	values	value	NOUN
crl-18157	125	34	(	(	PUNCT
crl-18157	125	35	n	n	CCONJ
crl-18157	125	36	=	=	X
crl-18157	125	37	6	6	NUM
crl-18157	125	38	)	)	PUNCT
crl-18157	125	39	,	,	PUNCT
crl-18157	125	40	and	and	CCONJ
crl-18157	125	41	individual	individual	ADJ
crl-18157	125	42	initiative	initiative	NOUN
crl-18157	125	43	(	(	PUNCT
crl-18157	125	44	n	n	ADP
crl-18157	125	45	=	=	X
crl-18157	125	46	3	3	NUM
crl-18157	125	47	)	)	PUNCT
crl-18157	125	48	.	.	PUNCT
crl-18157	126	1	responses	response	NOUN
crl-18157	126	2	were	be	AUX
crl-18157	126	3	coded	code	VERB
crl-18157	126	4	into	into	ADP
crl-18157	126	5	multiple	multiple	ADJ
crl-18157	126	6	categories	category	NOUN
crl-18157	126	7	when	when	SCONJ
crl-18157	126	8	appropriate	appropriate	ADJ
crl-18157	126	9	.	.	PUNCT
crl-18157	127	1	those	those	PRON
crl-18157	127	2	who	who	PRON
crl-18157	127	3	were	be	AUX
crl-18157	127	4	identified	identify	VERB
crl-18157	127	5	as	as	ADP
crl-18157	127	6	becoming	becoming	AUX
crl-18157	127	7	involved	involve	VERB
crl-18157	127	8	in	in	ADP
crl-18157	127	9	student	student	NOUN
crl-18157	127	10	financial	financial	ADJ
crl-18157	127	11	literacy	literacy	NOUN
crl-18157	127	12	as	as	ADP
crl-18157	127	13	a	a	DET
crl-18157	127	14	result	result	NOUN
crl-18157	127	15	of	of	ADP
crl-18157	127	16	external	external	ADJ
crl-18157	127	17	influence	influence	NOUN
crl-18157	127	18	were	be	AUX
crl-18157	127	19	affected	affect	VERB
crl-18157	127	20	by	by	ADP
crl-18157	127	21	faculty	faculty	NOUN
crl-18157	127	22	,	,	PUNCT
crl-18157	127	23	colleges	college	NOUN
crl-18157	127	24	,	,	PUNCT
crl-18157	127	25	and	and	CCONJ
crl-18157	127	26	other	other	ADJ
crl-18157	127	27	financial	financial	ADJ
crl-18157	127	28	literacy	literacy	NOUN
crl-18157	127	29	partners	partner	NOUN
crl-18157	127	30	reaching	reach	VERB
crl-18157	127	31	out	out	ADP
crl-18157	127	32	to	to	ADP
crl-18157	127	33	the	the	DET
crl-18157	127	34	library	library	NOUN
crl-18157	127	35	for	for	ADP
crl-18157	127	36	program	program	NOUN
crl-18157	127	37	support	support	NOUN
crl-18157	127	38	and	and	CCONJ
crl-18157	127	39	neutral	neutral	ADJ
crl-18157	127	40	space	space	NOUN
crl-18157	127	41	,	,	PUNCT
crl-18157	127	42	as	as	ADV
crl-18157	127	43	well	well	ADV
crl-18157	127	44	as	as	ADP
crl-18157	127	45	requests	request	NOUN
crl-18157	127	46	and	and	CCONJ
crl-18157	127	47	directives	directive	NOUN
crl-18157	127	48	from	from	ADP
crl-18157	127	49	students	student	NOUN
crl-18157	127	50	and	and	CCONJ
crl-18157	127	51	university	university	NOUN
crl-18157	127	52	administration	administration	NOUN
crl-18157	127	53	.	.	PUNCT
crl-18157	128	1	examples	example	NOUN
crl-18157	128	2	of	of	ADP
crl-18157	128	3	responses	response	NOUN
crl-18157	128	4	include	include	VERB
crl-18157	128	5	the	the	DET
crl-18157	128	6	following	following	NOUN
crl-18157	128	7	:	:	PUNCT
crl-18157	128	8	•	•	VERB
crl-18157	128	9	one	one	NUM
crl-18157	128	10	of	of	ADP
crl-18157	128	11	the	the	DET
crl-18157	128	12	strategic	strategic	ADJ
crl-18157	128	13	initiatives	initiative	NOUN
crl-18157	128	14	of	of	ADP
crl-18157	128	15	our	our	PRON
crl-18157	128	16	university	university	NOUN
crl-18157	128	17	is	be	AUX
crl-18157	128	18	to	to	PART
crl-18157	128	19	foster	foster	VERB
crl-18157	128	20	financially	financially	ADV
crl-18157	128	21	literate	literate	ADJ
crl-18157	128	22	students	student	NOUN
crl-18157	128	23	.	.	PUNCT
crl-18157	129	1	•	•	VERB
crl-18157	129	2	a	a	DET
crl-18157	129	3	mention	mention	NOUN
crl-18157	129	4	from	from	ADP
crl-18157	129	5	the	the	DET
crl-18157	129	6	provost	provost	NOUN
crl-18157	129	7	.	.	PUNCT
crl-18157	130	1	•	•	PROPN
crl-18157	130	2	students	student	NOUN
crl-18157	130	3	requested	request	VERB
crl-18157	130	4	financial	financial	ADJ
crl-18157	130	5	literacy	literacy	NOUN
crl-18157	130	6	support	support	NOUN
crl-18157	130	7	;	;	PUNCT
crl-18157	130	8	business	business	NOUN
crl-18157	130	9	school	school	NOUN
crl-18157	130	10	was	be	AUX
crl-18157	130	11	in	in	ADP
crl-18157	130	12	favor	favor	NOUN
crl-18157	130	13	.	.	PUNCT
crl-18157	131	1	librarians	librarian	NOUN
crl-18157	131	2	also	also	ADV
crl-18157	131	3	saw	see	VERB
crl-18157	131	4	their	their	PRON
crl-18157	131	5	library	library	NOUN
crl-18157	131	6	as	as	ADP
crl-18157	131	7	filling	fill	VERB
crl-18157	131	8	a	a	DET
crl-18157	131	9	gap	gap	NOUN
crl-18157	131	10	or	or	CCONJ
crl-18157	131	11	need	need	NOUN
crl-18157	131	12	,	,	PUNCT
crl-18157	131	13	and	and	CCONJ
crl-18157	131	14	described	describe	VERB
crl-18157	131	15	serving	serve	VERB
crl-18157	131	16	as	as	ADP
crl-18157	131	17	the	the	DET
crl-18157	131	18	hub	hub	NOUN
crl-18157	131	19	for	for	ADP
crl-18157	131	20	financial	financial	ADJ
crl-18157	131	21	literacy	literacy	NOUN
crl-18157	131	22	,	,	PUNCT
crl-18157	131	23	whether	whether	SCONJ
crl-18157	131	24	the	the	DET
crl-18157	131	25	library	library	NOUN
crl-18157	131	26	was	be	AUX
crl-18157	131	27	providing	provide	VERB
crl-18157	131	28	the	the	DET
crl-18157	131	29	only	only	ADJ
crl-18157	131	30	financial	financial	ADJ
crl-18157	131	31	literacy	literacy	NOUN
crl-18157	131	32	effort	effort	NOUN
crl-18157	131	33	on	on	ADP
crl-18157	131	34	campus	campus	NOUN
crl-18157	131	35	or	or	CCONJ
crl-18157	131	36	creating	create	VERB
crl-18157	131	37	a	a	DET
crl-18157	131	38	point	point	NOUN
crl-18157	131	39	of	of	ADP
crl-18157	131	40	connection	connection	NOUN
crl-18157	131	41	between	between	ADP
crl-18157	131	42	multiple	multiple	ADJ
crl-18157	131	43	campus	campus	NOUN
crl-18157	131	44	units	unit	NOUN
crl-18157	131	45	engaged	engage	VERB
crl-18157	131	46	in	in	ADP
crl-18157	131	47	the	the	DET
crl-18157	131	48	topic	topic	NOUN
crl-18157	131	49	.	.	PUNCT
crl-18157	132	1	responses	response	NOUN
crl-18157	132	2	that	that	PRON
crl-18157	132	3	exemplify	exemplify	VERB
crl-18157	132	4	this	this	DET
crl-18157	132	5	motivation	motivation	NOUN
crl-18157	132	6	include	include	VERB
crl-18157	132	7	the	the	DET
crl-18157	132	8	following	following	NOUN
crl-18157	132	9	:	:	PUNCT
crl-18157	132	10	•	•	X
crl-18157	132	11	there	there	PRON
crl-18157	132	12	was	be	VERB
crl-18157	132	13	no	no	DET
crl-18157	132	14	clearly	clearly	ADV
crl-18157	132	15	identifiable	identifiable	ADJ
crl-18157	132	16	unit	unit	NOUN
crl-18157	132	17	or	or	CCONJ
crl-18157	132	18	department	department	NOUN
crl-18157	132	19	on	on	ADP
crl-18157	132	20	campus	campus	NOUN
crl-18157	132	21	providing	provide	VERB
crl-18157	132	22	this	this	DET
crl-18157	132	23	type	type	NOUN
crl-18157	132	24	of	of	ADP
crl-18157	132	25	support	support	NOUN
crl-18157	132	26	.	.	PUNCT
crl-18157	133	1	by	by	ADP
crl-18157	133	2	connecting	connect	VERB
crl-18157	133	3	with	with	ADP
crl-18157	133	4	departments	department	NOUN
crl-18157	133	5	who	who	PRON
crl-18157	133	6	provide	provide	VERB
crl-18157	133	7	some	some	DET
crl-18157	133	8	level	level	NOUN
crl-18157	133	9	of	of	ADP
crl-18157	133	10	financial	financial	ADJ
crl-18157	133	11	literacyrelated	literacyrelated	ADJ
crl-18157	133	12	support	support	NOUN
crl-18157	133	13	,	,	PUNCT
crl-18157	133	14	the	the	DET
crl-18157	133	15	library	library	NOUN
crl-18157	133	16	was	be	AUX
crl-18157	133	17	able	able	ADJ
crl-18157	133	18	to	to	PART
crl-18157	133	19	serve	serve	VERB
crl-18157	133	20	as	as	ADP
crl-18157	133	21	a	a	DET
crl-18157	133	22	central	central	ADJ
crl-18157	133	23	clearinghouse	clearinghouse	NOUN
crl-18157	133	24	of	of	ADP
crl-18157	133	25	sorts	sort	NOUN
crl-18157	133	26	.	.	PUNCT
crl-18157	134	1	•	•	VERB
crl-18157	134	2	there	there	PRON
crl-18157	134	3	was	be	VERB
crl-18157	134	4	no	no	DET
crl-18157	134	5	financial	financial	ADJ
crl-18157	134	6	literacy	literacy	NOUN
crl-18157	134	7	effort	effort	NOUN
crl-18157	134	8	on	on	ADP
crl-18157	134	9	campus	campus	NOUN
crl-18157	134	10	,	,	PUNCT
crl-18157	134	11	we	we	PRON
crl-18157	134	12	became	become	VERB
crl-18157	134	13	the	the	DET
crl-18157	134	14	campus	campus	NOUN
crl-18157	134	15	effort	effort	NOUN
crl-18157	134	16	.	.	PUNCT
crl-18157	135	1	•	•	INTJ
crl-18157	135	2	awareness	awareness	NOUN
crl-18157	135	3	that	that	SCONJ
crl-18157	135	4	many	many	ADJ
crl-18157	135	5	of	of	ADP
crl-18157	135	6	our	our	PRON
crl-18157	135	7	students	student	NOUN
crl-18157	135	8	are	be	AUX
crl-18157	135	9	graduating	graduate	VERB
crl-18157	135	10	with	with	ADP
crl-18157	135	11	huge	huge	ADJ
crl-18157	135	12	student	student	NOUN
crl-18157	135	13	loans	loan	NOUN
crl-18157	135	14	,	,	PUNCT
crl-18157	135	15	and	and	CCONJ
crl-18157	135	16	need	need	VERB
crl-18157	135	17	good	good	ADJ
crl-18157	135	18	advice	advice	NOUN
crl-18157	135	19	on	on	ADP
crl-18157	135	20	how	how	SCONJ
crl-18157	135	21	to	to	PART
crl-18157	135	22	negotiate	negotiate	VERB
crl-18157	135	23	their	their	PRON
crl-18157	135	24	way	way	NOUN
crl-18157	135	25	through	through	ADP
crl-18157	135	26	the	the	DET
crl-18157	135	27	minefield	minefield	NOUN
crl-18157	135	28	of	of	ADP
crl-18157	135	29	debt	debt	NOUN
crl-18157	135	30	.	.	PUNCT
crl-18157	136	1	•	•	ADJ
crl-18157	136	2	lack	lack	NOUN
crl-18157	136	3	of	of	ADP
crl-18157	136	4	programming	programming	NOUN
crl-18157	136	5	which	which	PRON
crl-18157	136	6	focused	focus	VERB
crl-18157	136	7	upon	upon	SCONJ
crl-18157	136	8	the	the	DET
crl-18157	136	9	issue	issue	NOUN
crl-18157	136	10	.	.	PUNCT
crl-18157	137	1	library	library	NOUN
crl-18157	137	2	mission	mission	NOUN
crl-18157	137	3	and	and	CCONJ
crl-18157	137	4	values	value	NOUN
crl-18157	137	5	also	also	ADV
crl-18157	137	6	factored	factor	VERB
crl-18157	137	7	into	into	ADP
crl-18157	137	8	the	the	DET
crl-18157	137	9	decision	decision	NOUN
crl-18157	137	10	to	to	PART
crl-18157	137	11	participate	participate	VERB
crl-18157	137	12	in	in	ADP
crl-18157	137	13	student	student	NOUN
crl-18157	137	14	financial	financial	ADJ
crl-18157	137	15	literacy	literacy	NOUN
crl-18157	137	16	,	,	PUNCT
crl-18157	137	17	with	with	ADP
crl-18157	137	18	respondents	respondent	NOUN
crl-18157	137	19	pointing	point	VERB
crl-18157	137	20	to	to	ADP
crl-18157	137	21	the	the	DET
crl-18157	137	22	library	library	NOUN
crl-18157	137	23	as	as	ADP
crl-18157	137	24	a	a	DET
crl-18157	137	25	point	point	NOUN
crl-18157	137	26	of	of	ADP
crl-18157	137	27	access	access	NOUN
crl-18157	137	28	and	and	CCONJ
crl-18157	137	29	teaching	teaching	NOUN
crl-18157	137	30	for	for	ADP
crl-18157	137	31	all	all	DET
crl-18157	137	32	types	type	NOUN
crl-18157	137	33	of	of	ADP
crl-18157	137	34	information	information	NOUN
crl-18157	137	35	and	and	CCONJ
crl-18157	137	36	literacies	literacy	NOUN
crl-18157	137	37	,	,	PUNCT
crl-18157	137	38	including	include	VERB
crl-18157	137	39	financial	financial	ADJ
crl-18157	137	40	.	.	PUNCT
crl-18157	138	1	examples	example	NOUN
crl-18157	138	2	of	of	ADP
crl-18157	138	3	responses	response	NOUN
crl-18157	138	4	include	include	VERB
crl-18157	138	5	the	the	DET
crl-18157	138	6	following	following	NOUN
crl-18157	138	7	:	:	PUNCT
crl-18157	138	8	•	•	VERB
crl-18157	138	9	our	our	PRON
crl-18157	138	10	library	library	NOUN
crl-18157	138	11	supports	support	VERB
crl-18157	138	12	instruction	instruction	NOUN
crl-18157	138	13	for	for	ADP
crl-18157	138	14	and	and	CCONJ
crl-18157	138	15	competence	competence	NOUN
crl-18157	138	16	in	in	ADP
crl-18157	138	17	multiple	multiple	ADJ
crl-18157	138	18	literacies	literacy	NOUN
crl-18157	138	19	.	.	PUNCT
crl-18157	139	1	college	college	NOUN
crl-18157	139	2	students	student	NOUN
crl-18157	139	3	are	be	AUX
crl-18157	139	4	at	at	ADP
crl-18157	139	5	particular	particular	ADJ
crl-18157	139	6	risk	risk	NOUN
crl-18157	139	7	for	for	ADP
crl-18157	139	8	poor	poor	ADJ
crl-18157	139	9	decisions	decision	NOUN
crl-18157	139	10	guided	guide	VERB
crl-18157	139	11	by	by	ADP
crl-18157	139	12	a	a	DET
crl-18157	139	13	lack	lack	NOUN
crl-18157	139	14	of	of	ADP
crl-18157	139	15	understanding	understanding	NOUN
crl-18157	139	16	of	of	ADP
crl-18157	139	17	personal	personal	ADJ
crl-18157	139	18	finances	finance	NOUN
crl-18157	139	19	and	and	CCONJ
crl-18157	139	20	the	the	DET
crl-18157	139	21	library	library	NOUN
crl-18157	139	22	believes	believe	VERB
crl-18157	139	23	in	in	ADP
crl-18157	139	24	being	be	AUX
crl-18157	139	25	an	an	DET
crl-18157	139	26	access	access	NOUN
crl-18157	139	27	point	point	NOUN
crl-18157	139	28	for	for	ADP
crl-18157	139	29	many	many	ADJ
crl-18157	139	30	types	type	NOUN
crl-18157	139	31	of	of	ADP
crl-18157	139	32	information	information	NOUN
crl-18157	139	33	,	,	PUNCT
crl-18157	139	34	not	not	PART
crl-18157	139	35	just	just	ADV
crl-18157	139	36	academic	academic	ADJ
crl-18157	139	37	research	research	NOUN
crl-18157	139	38	.	.	PUNCT
crl-18157	140	1	•	•	VERB
crl-18157	140	2	the	the	DET
crl-18157	140	3	cost	cost	NOUN
crl-18157	140	4	of	of	ADP
crl-18157	140	5	college	college	NOUN
crl-18157	140	6	is	be	AUX
crl-18157	140	7	unaffordable	unaffordable	ADJ
crl-18157	140	8	;	;	PUNCT
crl-18157	140	9	we	we	PRON
crl-18157	140	10	’re	’re	VERB
crl-18157	140	11	a	a	DET
crl-18157	140	12	large	large	ADJ
crl-18157	140	13	land	land	NOUN
crl-18157	140	14	-	-	PUNCT
crl-18157	140	15	grant	grant	NOUN
crl-18157	140	16	institution	institution	NOUN
crl-18157	140	17	,	,	PUNCT
crl-18157	140	18	and	and	CCONJ
crl-18157	140	19	we	we	PRON
crl-18157	140	20	have	have	VERB
crl-18157	140	21	an	an	DET
crl-18157	140	22	obligation	obligation	NOUN
crl-18157	140	23	to	to	PART
crl-18157	140	24	help	help	VERB
crl-18157	140	25	the	the	DET
crl-18157	140	26	people	people	NOUN
crl-18157	140	27	of	of	ADP
crl-18157	140	28	our	our	PRON
crl-18157	140	29	state	state	NOUN
crl-18157	140	30	access	access	NOUN
crl-18157	140	31	education	education	NOUN
crl-18157	140	32	.	.	PUNCT
crl-18157	141	1	it	it	PRON
crl-18157	141	2	’s	’	VERB
crl-18157	141	3	a	a	DET
crl-18157	141	4	natural	natural	ADJ
crl-18157	141	5	fit	fit	NOUN
crl-18157	141	6	.	.	PUNCT
crl-18157	142	1	•	•	INTJ
crl-18157	142	2	it	it	PRON
crl-18157	142	3	’s	’	VERB
crl-18157	142	4	an	an	DET
crl-18157	142	5	important	important	ADJ
crl-18157	142	6	area	area	NOUN
crl-18157	142	7	of	of	ADP
crl-18157	142	8	information	information	NOUN
crl-18157	142	9	literacy	literacy	NOUN
crl-18157	142	10	that	that	PRON
crl-18157	142	11	is	be	AUX
crl-18157	142	12	often	often	ADV
crl-18157	142	13	overlooked	overlook	VERB
crl-18157	142	14	.	.	PUNCT
crl-18157	143	1	others	other	NOUN
crl-18157	143	2	were	be	AUX
crl-18157	143	3	also	also	ADV
crl-18157	143	4	driven	drive	VERB
crl-18157	143	5	by	by	ADP
crl-18157	143	6	individual	individual	ADJ
crl-18157	143	7	initiative	initiative	NOUN
crl-18157	143	8	,	,	PUNCT
crl-18157	143	9	possessing	possess	VERB
crl-18157	143	10	expertise	expertise	NOUN
crl-18157	143	11	or	or	CCONJ
crl-18157	143	12	passion	passion	NOUN
crl-18157	143	13	in	in	ADP
crl-18157	143	14	the	the	DET
crl-18157	143	15	subject	subject	ADJ
crl-18157	143	16	area	area	NOUN
crl-18157	143	17	that	that	PRON
crl-18157	143	18	they	they	PRON
crl-18157	143	19	wanted	want	VERB
crl-18157	143	20	to	to	PART
crl-18157	143	21	share	share	VERB
crl-18157	143	22	:	:	PUNCT
crl-18157	143	23	628	628	NUM
crl-18157	143	24	college	college	NOUN
crl-18157	143	25	&	&	CCONJ
crl-18157	143	26	research	research	PROPN
crl-18157	143	27	libraries	library	NOUN
crl-18157	143	28	july	july	PROPN
crl-18157	143	29	2019	2019	NUM
crl-18157	143	30	•	•	NUM
crl-18157	143	31	individual	individual	ADJ
crl-18157	143	32	decision	decision	NOUN
crl-18157	143	33	of	of	ADP
crl-18157	143	34	business	business	NOUN
crl-18157	143	35	librarian	librarian	NOUN
crl-18157	143	36	(	(	PUNCT
crl-18157	143	37	regarding	regard	VERB
crl-18157	143	38	collecting	collect	VERB
crl-18157	143	39	personal	personal	ADJ
crl-18157	143	40	finance	finance	NOUN
crl-18157	143	41	materials	material	NOUN
crl-18157	143	42	and	and	CCONJ
crl-18157	143	43	collaborating	collaborate	VERB
crl-18157	143	44	with	with	ADP
crl-18157	143	45	various	various	ADJ
crl-18157	143	46	career	career	NOUN
crl-18157	143	47	offices	office	NOUN
crl-18157	143	48	on	on	ADP
crl-18157	143	49	campus	campus	NOUN
crl-18157	143	50	)	)	PUNCT
crl-18157	143	51	.	.	PUNCT
crl-18157	144	1	•	•	INTJ
crl-18157	144	2	i	i	PRON
crl-18157	144	3	have	have	VERB
crl-18157	144	4	a	a	DET
crl-18157	144	5	strong	strong	ADJ
crl-18157	144	6	personal	personal	ADJ
crl-18157	144	7	belief	belief	NOUN
crl-18157	144	8	in	in	ADP
crl-18157	144	9	teaching	teach	VERB
crl-18157	144	10	students	student	NOUN
crl-18157	144	11	this	this	DET
crl-18157	144	12	information	information	NOUN
crl-18157	144	13	and	and	CCONJ
crl-18157	144	14	heard	hear	VERB
crl-18157	144	15	anecdotes	anecdote	NOUN
crl-18157	144	16	that	that	SCONJ
crl-18157	144	17	there	there	PRON
crl-18157	144	18	was	be	VERB
crl-18157	144	19	a	a	DET
crl-18157	144	20	need	need	NOUN
crl-18157	144	21	.	.	PUNCT
crl-18157	145	1	the	the	DET
crl-18157	145	2	survey	survey	NOUN
crl-18157	145	3	also	also	ADV
crl-18157	145	4	asked	ask	VERB
crl-18157	145	5	who	who	PRON
crl-18157	145	6	or	or	CCONJ
crl-18157	145	7	what	what	PRON
crl-18157	145	8	department	department	NOUN
crl-18157	145	9	was	be	AUX
crl-18157	145	10	leading	lead	VERB
crl-18157	145	11	the	the	DET
crl-18157	145	12	library	library	PROPN
crl-18157	145	13	’s	’s	PART
crl-18157	145	14	student	student	NOUN
crl-18157	145	15	financial	financial	ADJ
crl-18157	145	16	literacy	literacy	NOUN
crl-18157	145	17	efforts	effort	NOUN
crl-18157	145	18	(	(	PUNCT
crl-18157	145	19	question	question	NOUN
crl-18157	145	20	8)	8)	NUM
crl-18157	145	21	.	.	PUNCT
crl-18157	146	1	responses	response	NOUN
crl-18157	146	2	were	be	AUX
crl-18157	146	3	coded	code	VERB
crl-18157	146	4	into	into	ADP
crl-18157	146	5	the	the	DET
crl-18157	146	6	following	follow	VERB
crl-18157	146	7	categories	category	NOUN
crl-18157	146	8	:	:	PUNCT
crl-18157	146	9	business	business	NOUN
crl-18157	146	10	librarian	librarian	NOUN
crl-18157	146	11	(	(	PUNCT
crl-18157	146	12	n	n	CCONJ
crl-18157	146	13	=	=	X
crl-18157	146	14	14	14	NUM
crl-18157	146	15	)	)	PUNCT
crl-18157	146	16	,	,	PUNCT
crl-18157	146	17	department	department	NOUN
crl-18157	146	18	within	within	ADP
crl-18157	146	19	library	library	PROPN
crl-18157	146	20	(	(	PUNCT
crl-18157	146	21	n	n	CCONJ
crl-18157	146	22	=	=	X
crl-18157	146	23	5	5	NUM
crl-18157	146	24	)	)	PUNCT
crl-18157	146	25	,	,	PUNCT
crl-18157	146	26	business	business	NOUN
crl-18157	146	27	school	school	NOUN
crl-18157	146	28	(	(	PUNCT
crl-18157	146	29	n	n	CCONJ
crl-18157	146	30	=	=	X
crl-18157	146	31	5	5	NUM
crl-18157	146	32	)	)	PUNCT
crl-18157	146	33	,	,	PUNCT
crl-18157	146	34	library	library	NOUN
crl-18157	146	35	support	support	NOUN
crl-18157	146	36	staff	staff	NOUN
crl-18157	146	37	(	(	PUNCT
crl-18157	146	38	n	n	ADP
crl-18157	146	39	=	=	X
crl-18157	146	40	1	1	NUM
crl-18157	146	41	)	)	PUNCT
crl-18157	146	42	,	,	PUNCT
crl-18157	146	43	and	and	CCONJ
crl-18157	146	44	no	no	DET
crl-18157	146	45	one	one	NOUN
crl-18157	146	46	(	(	PUNCT
crl-18157	146	47	n	n	CCONJ
crl-18157	146	48	=	=	X
crl-18157	146	49	1	1	NUM
crl-18157	146	50	)	)	PUNCT
crl-18157	146	51	.	.	PUNCT
crl-18157	147	1	business	business	NOUN
crl-18157	147	2	librarians	librarian	NOUN
crl-18157	147	3	were	be	AUX
crl-18157	147	4	most	most	ADV
crl-18157	147	5	commonly	commonly	ADV
crl-18157	147	6	identified	identify	VERB
crl-18157	147	7	as	as	ADP
crl-18157	147	8	leading	lead	VERB
crl-18157	147	9	the	the	DET
crl-18157	147	10	library	library	NOUN
crl-18157	147	11	’s	’s	PART
crl-18157	147	12	efforts	effort	NOUN
crl-18157	147	13	,	,	PUNCT
crl-18157	147	14	a	a	DET
crl-18157	147	15	result	result	NOUN
crl-18157	147	16	that	that	PRON
crl-18157	147	17	may	may	AUX
crl-18157	147	18	have	have	AUX
crl-18157	147	19	been	be	AUX
crl-18157	147	20	skewed	skew	VERB
crl-18157	147	21	since	since	SCONJ
crl-18157	147	22	librarians	librarian	NOUN
crl-18157	147	23	specializing	specialize	VERB
crl-18157	147	24	in	in	ADP
crl-18157	147	25	business	business	NOUN
crl-18157	147	26	and	and	CCONJ
crl-18157	147	27	economics	economic	NOUN
crl-18157	147	28	were	be	AUX
crl-18157	147	29	targeted	target	VERB
crl-18157	147	30	for	for	ADP
crl-18157	147	31	this	this	DET
crl-18157	147	32	survey	survey	NOUN
crl-18157	147	33	.	.	PUNCT
crl-18157	148	1	what	what	PRON
crl-18157	148	2	opportunities	opportunity	NOUN
crl-18157	148	3	might	might	AUX
crl-18157	148	4	encourage	encourage	VERB
crl-18157	148	5	or	or	CCONJ
crl-18157	148	6	support	support	VERB
crl-18157	148	7	library	library	NOUN
crl-18157	148	8	financial	financial	ADJ
crl-18157	148	9	literacy	literacy	NOUN
crl-18157	148	10	initiatives	initiative	NOUN
crl-18157	148	11	?	?	PUNCT
crl-18157	149	1	to	to	PART
crl-18157	149	2	explore	explore	VERB
crl-18157	149	3	possibilities	possibility	NOUN
crl-18157	149	4	to	to	PART
crl-18157	149	5	facilitate	facilitate	VERB
crl-18157	149	6	financial	financial	ADJ
crl-18157	149	7	literacy	literacy	NOUN
crl-18157	149	8	support	support	NOUN
crl-18157	149	9	among	among	ADP
crl-18157	149	10	academic	academic	ADJ
crl-18157	149	11	libraries	library	NOUN
crl-18157	149	12	,	,	PUNCT
crl-18157	149	13	the	the	DET
crl-18157	149	14	final	final	ADJ
crl-18157	149	15	question	question	NOUN
crl-18157	149	16	asked	ask	VERB
crl-18157	149	17	what	what	PRON
crl-18157	149	18	resources	resource	NOUN
crl-18157	149	19	would	would	AUX
crl-18157	149	20	be	be	AUX
crl-18157	149	21	helpful	helpful	ADJ
crl-18157	149	22	(	(	PUNCT
crl-18157	149	23	question	question	NOUN
crl-18157	149	24	9	9	NUM
crl-18157	149	25	)	)	PUNCT
crl-18157	149	26	.	.	PUNCT
crl-18157	150	1	all	all	DET
crl-18157	150	2	respondents	respondent	NOUN
crl-18157	150	3	were	be	AUX
crl-18157	150	4	asked	ask	VERB
crl-18157	150	5	this	this	DET
crl-18157	150	6	question	question	NOUN
crl-18157	150	7	whether	whether	SCONJ
crl-18157	150	8	or	or	CCONJ
crl-18157	150	9	not	not	PART
crl-18157	150	10	their	their	PRON
crl-18157	150	11	library	library	NOUN
crl-18157	150	12	participated	participate	VERB
crl-18157	150	13	in	in	ADP
crl-18157	150	14	financial	financial	ADJ
crl-18157	150	15	literacy	literacy	NOUN
crl-18157	150	16	efforts	effort	NOUN
crl-18157	150	17	,	,	PUNCT
crl-18157	150	18	and	and	CCONJ
crl-18157	150	19	they	they	PRON
crl-18157	150	20	were	be	AUX
crl-18157	150	21	able	able	ADJ
crl-18157	150	22	to	to	PART
crl-18157	150	23	select	select	VERB
crl-18157	150	24	as	as	ADP
crl-18157	150	25	many	many	ADJ
crl-18157	150	26	options	option	NOUN
crl-18157	150	27	as	as	SCONJ
crl-18157	150	28	they	they	PRON
crl-18157	150	29	wanted	want	VERB
crl-18157	150	30	,	,	PUNCT
crl-18157	150	31	resulting	result	VERB
crl-18157	150	32	in	in	ADP
crl-18157	150	33	percentages	percentage	NOUN
crl-18157	150	34	totaling	total	VERB
crl-18157	150	35	more	more	ADJ
crl-18157	150	36	than	than	ADP
crl-18157	150	37	100	100	NUM
crl-18157	150	38	percent	percent	NOUN
crl-18157	150	39	.	.	PUNCT
crl-18157	151	1	financial	financial	ADJ
crl-18157	151	2	literacy	literacy	NOUN
crl-18157	151	3	program	program	NOUN
crl-18157	151	4	-	-	PUNCT
crl-18157	151	5	in	in	ADP
crl-18157	151	6	-	-	PUNCT
crl-18157	151	7	a	a	DET
crl-18157	151	8	-	-	PUNCT
crl-18157	151	9	box	box	NOUN
crl-18157	151	10	(	(	PUNCT
crl-18157	151	11	68	68	NUM
crl-18157	151	12	%	%	NOUN
crl-18157	151	13	,	,	PUNCT
crl-18157	151	14	n	n	CCONJ
crl-18157	151	15	=	=	PROPN
crl-18157	151	16	44	44	NUM
crl-18157	151	17	)	)	PUNCT
crl-18157	151	18	was	be	AUX
crl-18157	151	19	the	the	DET
crl-18157	151	20	top	top	ADJ
crl-18157	151	21	selection	selection	NOUN
crl-18157	151	22	,	,	PUNCT
crl-18157	151	23	with	with	ADP
crl-18157	151	24	patron	patron	NOUN
crl-18157	151	25	financial	financial	ADJ
crl-18157	151	26	literacy	literacy	NOUN
crl-18157	151	27	training	training	NOUN
crl-18157	151	28	for	for	ADP
crl-18157	151	29	libraries	library	NOUN
crl-18157	151	30	(	(	PUNCT
crl-18157	151	31	32	32	NUM
crl-18157	151	32	%	%	NOUN
crl-18157	151	33	,	,	PUNCT
crl-18157	151	34	n	n	CCONJ
crl-18157	151	35	=	=	PROPN
crl-18157	151	36	21	21	NUM
crl-18157	151	37	)	)	PUNCT
crl-18157	151	38	and	and	CCONJ
crl-18157	151	39	personal	personal	ADJ
crl-18157	151	40	financial	financial	ADJ
crl-18157	151	41	literacy	literacy	NOUN
crl-18157	151	42	training	training	NOUN
crl-18157	151	43	for	for	ADP
crl-18157	151	44	library	library	NOUN
crl-18157	151	45	employees	employee	NOUN
crl-18157	151	46	(	(	PUNCT
crl-18157	151	47	31	31	NUM
crl-18157	151	48	%	%	NOUN
crl-18157	151	49	,	,	PUNCT
crl-18157	151	50	n	n	CCONJ
crl-18157	151	51	=	=	X
crl-18157	151	52	20	20	NUM
crl-18157	151	53	)	)	PUNCT
crl-18157	151	54	as	as	ADP
crl-18157	151	55	the	the	DET
crl-18157	151	56	second	second	ADJ
crl-18157	151	57	and	and	CCONJ
crl-18157	151	58	third	third	ADJ
crl-18157	151	59	top	top	ADJ
crl-18157	151	60	selection	selection	NOUN
crl-18157	151	61	.	.	PUNCT
crl-18157	152	1	the	the	DET
crl-18157	152	2	remaining	remain	VERB
crl-18157	152	3	results	result	NOUN
crl-18157	152	4	were	be	AUX
crl-18157	152	5	none	none	NOUN
crl-18157	152	6	(	(	PUNCT
crl-18157	152	7	20	20	NUM
crl-18157	152	8	%	%	NOUN
crl-18157	152	9	,	,	PUNCT
crl-18157	152	10	n	n	CCONJ
crl-18157	152	11	=	=	NOUN
crl-18157	152	12	13	13	NUM
crl-18157	152	13	)	)	PUNCT
crl-18157	152	14	and	and	CCONJ
crl-18157	152	15	other	other	ADJ
crl-18157	152	16	(	(	PUNCT
crl-18157	152	17	8	8	NUM
crl-18157	152	18	%	%	NOUN
crl-18157	152	19	,	,	PUNCT
crl-18157	152	20	n	n	CCONJ
crl-18157	152	21	=	=	X
crl-18157	152	22	5	5	NUM
crl-18157	152	23	)	)	PUNCT
crl-18157	152	24	.	.	PUNCT
crl-18157	153	1	other	other	ADJ
crl-18157	153	2	suggestions	suggestion	NOUN
crl-18157	153	3	included	include	VERB
crl-18157	153	4	financial	financial	ADJ
crl-18157	153	5	literacy	literacy	NOUN
crl-18157	153	6	mentors	mentor	NOUN
crl-18157	153	7	,	,	PUNCT
crl-18157	153	8	practical	practical	ADJ
crl-18157	153	9	examples	example	NOUN
crl-18157	153	10	,	,	PUNCT
crl-18157	153	11	online	online	ADJ
crl-18157	153	12	guides	guide	NOUN
crl-18157	153	13	or	or	CCONJ
crl-18157	153	14	videos	video	NOUN
crl-18157	153	15	,	,	PUNCT
crl-18157	153	16	and	and	CCONJ
crl-18157	153	17	financial	financial	ADJ
crl-18157	153	18	literacy	literacy	NOUN
crl-18157	153	19	information	information	NOUN
crl-18157	153	20	focused	focus	VERB
crl-18157	153	21	on	on	ADP
crl-18157	153	22	graduate	graduate	ADJ
crl-18157	153	23	students	student	NOUN
crl-18157	153	24	.	.	PUNCT
crl-18157	154	1	discussion	discussion	NOUN
crl-18157	154	2	prior	prior	ADV
crl-18157	154	3	to	to	ADP
crl-18157	154	4	conducting	conduct	VERB
crl-18157	154	5	this	this	DET
crl-18157	154	6	survey	survey	NOUN
crl-18157	154	7	,	,	PUNCT
crl-18157	154	8	based	base	VERB
crl-18157	154	9	on	on	ADP
crl-18157	154	10	the	the	DET
crl-18157	154	11	literature	literature	NOUN
crl-18157	154	12	and	and	CCONJ
crl-18157	154	13	their	their	PRON
crl-18157	154	14	own	own	ADJ
crl-18157	154	15	observations	observation	NOUN
crl-18157	154	16	,	,	PUNCT
crl-18157	154	17	the	the	DET
crl-18157	154	18	authors	author	NOUN
crl-18157	154	19	anticipated	anticipate	VERB
crl-18157	154	20	that	that	SCONJ
crl-18157	154	21	the	the	DET
crl-18157	154	22	results	result	NOUN
crl-18157	154	23	would	would	AUX
crl-18157	154	24	suggest	suggest	VERB
crl-18157	154	25	interest	interest	NOUN
crl-18157	154	26	and	and	CCONJ
crl-18157	154	27	participation	participation	NOUN
crl-18157	154	28	from	from	ADP
crl-18157	154	29	academic	academic	ADJ
crl-18157	154	30	libraries	library	NOUN
crl-18157	154	31	in	in	ADP
crl-18157	154	32	the	the	DET
crl-18157	154	33	financial	financial	ADJ
crl-18157	154	34	literacy	literacy	NOUN
crl-18157	154	35	of	of	ADP
crl-18157	154	36	students	student	NOUN
crl-18157	154	37	.	.	PUNCT
crl-18157	155	1	the	the	DET
crl-18157	155	2	roughly	roughly	ADV
crl-18157	155	3	50/50	50/50	NUM
crl-18157	155	4	split	split	NOUN
crl-18157	155	5	between	between	ADP
crl-18157	155	6	academic	academic	ADJ
crl-18157	155	7	libraries	library	NOUN
crl-18157	155	8	that	that	PRON
crl-18157	155	9	have	have	AUX
crl-18157	155	10	participated	participate	VERB
crl-18157	155	11	in	in	ADP
crl-18157	155	12	financial	financial	ADJ
crl-18157	155	13	literacy	literacy	NOUN
crl-18157	155	14	efforts	effort	NOUN
crl-18157	155	15	and	and	CCONJ
crl-18157	155	16	those	those	PRON
crl-18157	155	17	that	that	PRON
crl-18157	155	18	have	have	AUX
crl-18157	155	19	not	not	PART
crl-18157	155	20	is	be	AUX
crl-18157	155	21	similar	similar	ADJ
crl-18157	155	22	to	to	ADP
crl-18157	155	23	the	the	DET
crl-18157	155	24	findings	finding	NOUN
crl-18157	155	25	of	of	ADP
crl-18157	155	26	rusa	rusa	NOUN
crl-18157	155	27	working	working	NOUN
crl-18157	155	28	group	group	NOUN
crl-18157	155	29	’s	’s	PART
crl-18157	155	30	survey	survey	NOUN
crl-18157	155	31	of	of	ADP
crl-18157	155	32	libraries	library	NOUN
crl-18157	155	33	of	of	ADP
crl-18157	155	34	all	all	DET
crl-18157	155	35	types.30	types.30	NOUN
crl-18157	155	36	while	while	SCONJ
crl-18157	155	37	this	this	DET
crl-18157	155	38	result	result	NOUN
crl-18157	155	39	was	be	AUX
crl-18157	155	40	expected	expect	VERB
crl-18157	155	41	,	,	PUNCT
crl-18157	155	42	the	the	DET
crl-18157	155	43	authors	author	NOUN
crl-18157	155	44	thought	think	VERB
crl-18157	155	45	that	that	SCONJ
crl-18157	155	46	those	those	PRON
crl-18157	155	47	not	not	PART
crl-18157	155	48	engaged	engage	VERB
crl-18157	155	49	in	in	ADP
crl-18157	155	50	financial	financial	ADJ
crl-18157	155	51	literacy	literacy	NOUN
crl-18157	155	52	would	would	AUX
crl-18157	155	53	be	be	AUX
crl-18157	155	54	less	less	ADV
crl-18157	155	55	interested	interested	ADJ
crl-18157	155	56	or	or	CCONJ
crl-18157	155	57	aware	aware	ADJ
crl-18157	155	58	of	of	ADP
crl-18157	155	59	student	student	NOUN
crl-18157	155	60	financial	financial	ADJ
crl-18157	155	61	needs	need	NOUN
crl-18157	155	62	and	and	CCONJ
crl-18157	155	63	thus	thus	ADV
crl-18157	155	64	those	those	DET
crl-18157	155	65	respondents	respondent	NOUN
crl-18157	155	66	who	who	PRON
crl-18157	155	67	were	be	AUX
crl-18157	155	68	not	not	PART
crl-18157	155	69	engaged	engage	VERB
crl-18157	155	70	in	in	ADP
crl-18157	155	71	financial	financial	ADJ
crl-18157	155	72	literacy	literacy	NOUN
crl-18157	155	73	support	support	NOUN
crl-18157	155	74	would	would	AUX
crl-18157	155	75	identify	identify	VERB
crl-18157	155	76	significantly	significantly	ADV
crl-18157	155	77	fewer	few	ADJ
crl-18157	155	78	financial	financial	ADJ
crl-18157	155	79	topics	topic	NOUN
crl-18157	155	80	of	of	ADP
crl-18157	155	81	importance	importance	NOUN
crl-18157	155	82	to	to	ADP
crl-18157	155	83	college	college	NOUN
crl-18157	155	84	students	student	NOUN
crl-18157	155	85	.	.	PUNCT
crl-18157	156	1	on	on	ADP
crl-18157	156	2	average	average	ADJ
crl-18157	156	3	,	,	PUNCT
crl-18157	156	4	those	those	PRON
crl-18157	156	5	who	who	PRON
crl-18157	156	6	did	do	AUX
crl-18157	156	7	not	not	PART
crl-18157	156	8	participate	participate	VERB
crl-18157	156	9	in	in	ADP
crl-18157	156	10	financial	financial	ADJ
crl-18157	156	11	literacy	literacy	NOUN
crl-18157	156	12	support	support	NOUN
crl-18157	156	13	identified	identify	VERB
crl-18157	156	14	8.1	8.1	NUM
crl-18157	156	15	topics	topic	NOUN
crl-18157	156	16	of	of	ADP
crl-18157	156	17	importance	importance	NOUN
crl-18157	156	18	,	,	PUNCT
crl-18157	156	19	while	while	SCONJ
crl-18157	156	20	those	those	PRON
crl-18157	156	21	who	who	PRON
crl-18157	156	22	did	do	AUX
crl-18157	156	23	participate	participate	VERB
crl-18157	156	24	in	in	ADP
crl-18157	156	25	financial	financial	ADJ
crl-18157	156	26	literacy	literacy	NOUN
crl-18157	156	27	efforts	effort	NOUN
crl-18157	156	28	indicated	indicate	VERB
crl-18157	156	29	9.3	9.3	NUM
crl-18157	156	30	topics	topic	NOUN
crl-18157	156	31	of	of	ADP
crl-18157	156	32	importance	importance	NOUN
crl-18157	156	33	.	.	PUNCT
crl-18157	157	1	while	while	SCONJ
crl-18157	157	2	those	those	PRON
crl-18157	157	3	who	who	PRON
crl-18157	157	4	did	do	AUX
crl-18157	157	5	not	not	PART
crl-18157	157	6	participate	participate	VERB
crl-18157	157	7	identified	identify	VERB
crl-18157	157	8	fewer	few	ADJ
crl-18157	157	9	topics	topic	NOUN
crl-18157	157	10	than	than	ADP
crl-18157	157	11	those	those	DET
crl-18157	157	12	table	table	NOUN
crl-18157	157	13	5	5	NUM
crl-18157	157	14	possibilities	possibility	NOUN
crl-18157	157	15	to	to	PART
crl-18157	157	16	support	support	VERB
crl-18157	157	17	financial	financial	ADJ
crl-18157	157	18	literacy	literacy	NOUN
crl-18157	157	19	initiatives	initiative	VERB
crl-18157	157	20	resource	resource	NOUN
crl-18157	157	21	type	type	NOUN
crl-18157	157	22	frequency	frequency	NOUN
crl-18157	157	23	percentage	percentage	NOUN
crl-18157	157	24	financial	financial	ADJ
crl-18157	157	25	literacy	literacy	NOUN
crl-18157	157	26	program	program	NOUN
crl-18157	157	27	-	-	PUNCT
crl-18157	157	28	in	in	ADP
crl-18157	157	29	-	-	PUNCT
crl-18157	157	30	a	a	DET
crl-18157	157	31	-	-	PUNCT
crl-18157	157	32	box	box	NOUN
crl-18157	157	33	44	44	NUM
crl-18157	157	34	68	68	NUM
crl-18157	157	35	%	%	NOUN
crl-18157	157	36	patron	patron	NOUN
crl-18157	157	37	financial	financial	ADJ
crl-18157	157	38	literacy	literacy	NOUN
crl-18157	157	39	training	training	NOUN
crl-18157	157	40	for	for	ADP
crl-18157	157	41	library	library	NOUN
crl-18157	157	42	employees	employee	NOUN
crl-18157	157	43	21	21	NUM
crl-18157	157	44	32	32	NUM
crl-18157	157	45	%	%	NOUN
crl-18157	157	46	personal	personal	ADJ
crl-18157	157	47	financial	financial	ADJ
crl-18157	157	48	literacy	literacy	NOUN
crl-18157	157	49	training	training	NOUN
crl-18157	157	50	for	for	ADP
crl-18157	157	51	library	library	NOUN
crl-18157	157	52	employees	employee	NOUN
crl-18157	157	53	20	20	NUM
crl-18157	157	54	31	31	NUM
crl-18157	157	55	%	%	NOUN
crl-18157	157	56	none	none	NOUN
crl-18157	157	57	13	13	NUM
crl-18157	157	58	20	20	NUM
crl-18157	157	59	%	%	NOUN
crl-18157	157	60	other	other	ADJ
crl-18157	157	61	5	5	NUM
crl-18157	157	62	8	8	NUM
crl-18157	157	63	%	%	NOUN
crl-18157	157	64	library	library	NOUN
crl-18157	157	65	support	support	NOUN
crl-18157	157	66	for	for	ADP
crl-18157	157	67	student	student	NOUN
crl-18157	157	68	financial	financial	ADJ
crl-18157	157	69	literacy	literacy	NOUN
crl-18157	157	70	629	629	NUM
crl-18157	157	71	who	who	PRON
crl-18157	157	72	did	do	AUX
crl-18157	157	73	participate	participate	VERB
crl-18157	157	74	,	,	PUNCT
crl-18157	157	75	the	the	DET
crl-18157	157	76	difference	difference	NOUN
crl-18157	157	77	is	be	AUX
crl-18157	157	78	not	not	PART
crl-18157	157	79	as	as	ADV
crl-18157	157	80	great	great	ADJ
crl-18157	157	81	as	as	SCONJ
crl-18157	157	82	expected	expect	VERB
crl-18157	157	83	,	,	PUNCT
crl-18157	157	84	suggesting	suggest	VERB
crl-18157	157	85	that	that	SCONJ
crl-18157	157	86	librarians	librarian	NOUN
crl-18157	157	87	view	view	VERB
crl-18157	157	88	financial	financial	ADJ
crl-18157	157	89	literacy	literacy	NOUN
crl-18157	157	90	as	as	ADP
crl-18157	157	91	a	a	DET
crl-18157	157	92	continuing	continue	VERB
crl-18157	157	93	trend	trend	NOUN
crl-18157	157	94	of	of	ADP
crl-18157	157	95	importance	importance	NOUN
crl-18157	157	96	for	for	ADP
crl-18157	157	97	college	college	NOUN
crl-18157	157	98	students	student	NOUN
crl-18157	157	99	,	,	PUNCT
crl-18157	157	100	even	even	ADV
crl-18157	157	101	if	if	SCONJ
crl-18157	157	102	their	their	PRON
crl-18157	157	103	library	library	NOUN
crl-18157	157	104	can	can	AUX
crl-18157	157	105	not	not	PART
crl-18157	157	106	or	or	CCONJ
crl-18157	157	107	does	do	AUX
crl-18157	157	108	not	not	PART
crl-18157	157	109	want	want	VERB
crl-18157	157	110	to	to	PART
crl-18157	157	111	participate	participate	VERB
crl-18157	157	112	directly	directly	ADV
crl-18157	157	113	.	.	PUNCT
crl-18157	158	1	by	by	ADP
crl-18157	158	2	further	far	ADV
crl-18157	158	3	comparing	compare	VERB
crl-18157	158	4	the	the	DET
crl-18157	158	5	responses	response	NOUN
crl-18157	158	6	of	of	ADP
crl-18157	158	7	those	those	PRON
crl-18157	158	8	who	who	PRON
crl-18157	158	9	participated	participate	VERB
crl-18157	158	10	and	and	CCONJ
crl-18157	158	11	those	those	PRON
crl-18157	158	12	who	who	PRON
crl-18157	158	13	did	do	VERB
crl-18157	158	14	not	not	PART
crl-18157	158	15	,	,	PUNCT
crl-18157	158	16	the	the	DET
crl-18157	158	17	authors	author	NOUN
crl-18157	158	18	revealed	reveal	VERB
crl-18157	158	19	trends	trend	NOUN
crl-18157	158	20	in	in	ADP
crl-18157	158	21	barriers	barrier	NOUN
crl-18157	158	22	faced	face	VERB
crl-18157	158	23	and	and	CCONJ
crl-18157	158	24	identified	identify	VERB
crl-18157	158	25	possible	possible	ADJ
crl-18157	158	26	solutions	solution	NOUN
crl-18157	158	27	and	and	CCONJ
crl-18157	158	28	strategies	strategy	NOUN
crl-18157	158	29	to	to	ADP
crl-18157	158	30	overcoming	overcome	VERB
crl-18157	158	31	those	those	DET
crl-18157	158	32	barriers	barrier	NOUN
crl-18157	158	33	.	.	PUNCT
crl-18157	159	1	additionally	additionally	ADV
crl-18157	159	2	,	,	PUNCT
crl-18157	159	3	the	the	DET
crl-18157	159	4	results	result	NOUN
crl-18157	159	5	suggest	suggest	VERB
crl-18157	159	6	the	the	DET
crl-18157	159	7	need	need	NOUN
crl-18157	159	8	for	for	ADP
crl-18157	159	9	further	further	ADJ
crl-18157	159	10	research	research	NOUN
crl-18157	159	11	.	.	PUNCT
crl-18157	160	1	barriers	barrier	NOUN
crl-18157	160	2	the	the	DET
crl-18157	160	3	perceived	perceive	VERB
crl-18157	160	4	barriers	barrier	NOUN
crl-18157	160	5	of	of	ADP
crl-18157	160	6	those	those	PRON
crl-18157	160	7	who	who	PRON
crl-18157	160	8	do	do	AUX
crl-18157	160	9	not	not	PART
crl-18157	160	10	participate	participate	VERB
crl-18157	160	11	in	in	ADP
crl-18157	160	12	financial	financial	ADJ
crl-18157	160	13	literacy	literacy	NOUN
crl-18157	160	14	support	support	NOUN
crl-18157	160	15	and	and	CCONJ
crl-18157	160	16	the	the	DET
crl-18157	160	17	challenges	challenge	NOUN
crl-18157	160	18	faced	face	VERB
crl-18157	160	19	by	by	ADP
crl-18157	160	20	those	those	PRON
crl-18157	160	21	who	who	PRON
crl-18157	160	22	do	do	AUX
crl-18157	160	23	participate	participate	VERB
crl-18157	160	24	align	align	NOUN
crl-18157	160	25	closely	closely	ADV
crl-18157	160	26	,	,	PUNCT
crl-18157	160	27	with	with	ADP
crl-18157	160	28	lack	lack	NOUN
crl-18157	160	29	of	of	ADP
crl-18157	160	30	time	time	NOUN
crl-18157	160	31	,	,	PUNCT
crl-18157	160	32	lack	lack	NOUN
crl-18157	160	33	of	of	ADP
crl-18157	160	34	money	money	NOUN
crl-18157	160	35	,	,	PUNCT
crl-18157	160	36	lack	lack	NOUN
crl-18157	160	37	of	of	ADP
crl-18157	160	38	interest	interest	NOUN
crl-18157	160	39	,	,	PUNCT
crl-18157	160	40	and	and	CCONJ
crl-18157	160	41	lack	lack	NOUN
crl-18157	160	42	of	of	ADP
crl-18157	160	43	financial	financial	ADJ
crl-18157	160	44	knowledge	knowledge	NOUN
crl-18157	160	45	appearing	appear	VERB
crl-18157	160	46	in	in	ADP
crl-18157	160	47	both	both	DET
crl-18157	160	48	sets	set	NOUN
crl-18157	160	49	of	of	ADP
crl-18157	160	50	responses	response	NOUN
crl-18157	160	51	.	.	PUNCT
crl-18157	161	1	time	time	NOUN
crl-18157	161	2	is	be	AUX
crl-18157	161	3	a	a	DET
crl-18157	161	4	limited	limited	ADJ
crl-18157	161	5	resource	resource	NOUN
crl-18157	161	6	;	;	PUNCT
crl-18157	161	7	therefore	therefore	ADV
crl-18157	161	8	,	,	PUNCT
crl-18157	161	9	it	it	PRON
crl-18157	161	10	is	be	AUX
crl-18157	161	11	unsurprising	unsurprise	VERB
crl-18157	161	12	that	that	DET
crl-18157	161	13	lack	lack	NOUN
crl-18157	161	14	of	of	ADP
crl-18157	161	15	time	time	NOUN
crl-18157	161	16	was	be	AUX
crl-18157	161	17	the	the	DET
crl-18157	161	18	top	top	ADJ
crl-18157	161	19	challenge	challenge	NOUN
crl-18157	161	20	expected	expect	VERB
crl-18157	161	21	or	or	CCONJ
crl-18157	161	22	faced	face	VERB
crl-18157	161	23	by	by	ADP
crl-18157	161	24	all	all	DET
crl-18157	161	25	respondents	respondent	NOUN
crl-18157	161	26	.	.	PUNCT
crl-18157	162	1	academic	academic	ADJ
crl-18157	162	2	libraries	library	NOUN
crl-18157	162	3	and	and	CCONJ
crl-18157	162	4	librarians	librarian	NOUN
crl-18157	162	5	have	have	VERB
crl-18157	162	6	an	an	DET
crl-18157	162	7	array	array	NOUN
crl-18157	162	8	of	of	ADP
crl-18157	162	9	primary	primary	ADJ
crl-18157	162	10	responsibilities	responsibility	NOUN
crl-18157	162	11	to	to	ADP
crl-18157	162	12	the	the	DET
crl-18157	162	13	university	university	NOUN
crl-18157	162	14	and	and	CCONJ
crl-18157	162	15	its	its	PRON
crl-18157	162	16	users	user	NOUN
crl-18157	162	17	,	,	PUNCT
crl-18157	162	18	and	and	CCONJ
crl-18157	162	19	student	student	NOUN
crl-18157	162	20	financial	financial	ADJ
crl-18157	162	21	literacy	literacy	NOUN
crl-18157	162	22	efforts	effort	NOUN
crl-18157	162	23	understandably	understandably	ADV
crl-18157	162	24	may	may	AUX
crl-18157	162	25	not	not	PART
crl-18157	162	26	take	take	VERB
crl-18157	162	27	priority	priority	NOUN
crl-18157	162	28	given	give	VERB
crl-18157	162	29	time	time	NOUN
crl-18157	162	30	constraints	constraint	NOUN
crl-18157	162	31	,	,	PUNCT
crl-18157	162	32	despite	despite	SCONJ
crl-18157	162	33	some	some	DET
crl-18157	162	34	librarians	librarian	NOUN
crl-18157	162	35	identifying	identify	VERB
crl-18157	162	36	student	student	NOUN
crl-18157	162	37	financial	financial	ADJ
crl-18157	162	38	literacy	literacy	NOUN
crl-18157	162	39	as	as	ADP
crl-18157	162	40	part	part	NOUN
crl-18157	162	41	of	of	ADP
crl-18157	162	42	library	library	NOUN
crl-18157	162	43	mission	mission	NOUN
crl-18157	162	44	and	and	CCONJ
crl-18157	162	45	professional	professional	ADJ
crl-18157	162	46	values	value	NOUN
crl-18157	162	47	.	.	PUNCT
crl-18157	163	1	additionally	additionally	ADV
crl-18157	163	2	,	,	PUNCT
crl-18157	163	3	the	the	DET
crl-18157	163	4	responsibility	responsibility	NOUN
crl-18157	163	5	of	of	ADP
crl-18157	163	6	financial	financial	ADJ
crl-18157	163	7	literacy	literacy	NOUN
crl-18157	163	8	support	support	NOUN
crl-18157	163	9	sometimes	sometimes	ADV
crl-18157	163	10	falls	fall	VERB
crl-18157	163	11	to	to	ADP
crl-18157	163	12	another	another	DET
crl-18157	163	13	entity	entity	NOUN
crl-18157	163	14	on	on	ADP
crl-18157	163	15	campus	campus	NOUN
crl-18157	163	16	according	accord	VERB
crl-18157	163	17	to	to	ADP
crl-18157	163	18	the	the	DET
crl-18157	163	19	survey	survey	NOUN
crl-18157	163	20	results	result	NOUN
crl-18157	163	21	,	,	PUNCT
crl-18157	163	22	giving	give	VERB
crl-18157	163	23	the	the	DET
crl-18157	163	24	academic	academic	ADJ
crl-18157	163	25	library	library	NOUN
crl-18157	163	26	further	further	ADJ
crl-18157	163	27	reason	reason	NOUN
crl-18157	163	28	to	to	PART
crl-18157	163	29	commit	commit	VERB
crl-18157	163	30	its	its	PRON
crl-18157	163	31	limited	limited	ADJ
crl-18157	163	32	time	time	NOUN
crl-18157	163	33	to	to	ADP
crl-18157	163	34	other	other	ADJ
crl-18157	163	35	endeavors	endeavor	NOUN
crl-18157	163	36	.	.	PUNCT
crl-18157	164	1	the	the	DET
crl-18157	164	2	challenge	challenge	NOUN
crl-18157	164	3	of	of	ADP
crl-18157	164	4	lack	lack	NOUN
crl-18157	164	5	of	of	ADP
crl-18157	164	6	money	money	NOUN
crl-18157	164	7	or	or	CCONJ
crl-18157	164	8	financial	financial	ADJ
crl-18157	164	9	resources	resource	NOUN
crl-18157	164	10	to	to	PART
crl-18157	164	11	support	support	VERB
crl-18157	164	12	financial	financial	ADJ
crl-18157	164	13	literacy	literacy	NOUN
crl-18157	164	14	relates	relate	VERB
crl-18157	164	15	to	to	ADP
crl-18157	164	16	fluctuating	fluctuate	VERB
crl-18157	164	17	state	state	NOUN
crl-18157	164	18	and	and	CCONJ
crl-18157	164	19	federal	federal	ADJ
crl-18157	164	20	funding	funding	NOUN
crl-18157	164	21	for	for	ADP
crl-18157	164	22	higher	high	ADJ
crl-18157	164	23	education	education	NOUN
crl-18157	164	24	and	and	CCONJ
crl-18157	164	25	the	the	DET
crl-18157	164	26	library	library	NOUN
crl-18157	164	27	budget	budget	NOUN
crl-18157	164	28	cuts	cut	NOUN
crl-18157	164	29	that	that	PRON
crl-18157	164	30	may	may	AUX
crl-18157	164	31	coincide	coincide	VERB
crl-18157	164	32	with	with	ADP
crl-18157	164	33	these	these	DET
crl-18157	164	34	changes	change	NOUN
crl-18157	164	35	,	,	PUNCT
crl-18157	164	36	affecting	affect	VERB
crl-18157	164	37	a	a	DET
crl-18157	164	38	library	library	NOUN
crl-18157	164	39	’s	’s	PART
crl-18157	164	40	ability	ability	NOUN
crl-18157	164	41	to	to	PART
crl-18157	164	42	build	build	VERB
crl-18157	164	43	collections	collection	NOUN
crl-18157	164	44	,	,	PUNCT
crl-18157	164	45	hire	hire	VERB
crl-18157	164	46	staff	staff	NOUN
crl-18157	164	47	,	,	PUNCT
crl-18157	164	48	and	and	CCONJ
crl-18157	164	49	begin	begin	VERB
crl-18157	164	50	or	or	CCONJ
crl-18157	164	51	continue	continue	VERB
crl-18157	164	52	special	special	ADJ
crl-18157	164	53	initiatives.31	initiatives.31	NOUN
crl-18157	164	54	lack	lack	NOUN
crl-18157	164	55	of	of	ADP
crl-18157	164	56	interest	interest	NOUN
crl-18157	164	57	is	be	AUX
crl-18157	164	58	a	a	DET
crl-18157	164	59	difficulty	difficulty	NOUN
crl-18157	164	60	at	at	ADP
crl-18157	164	61	institutions	institution	NOUN
crl-18157	164	62	large	large	ADJ
crl-18157	164	63	and	and	CCONJ
crl-18157	164	64	small	small	ADJ
crl-18157	164	65	where	where	SCONJ
crl-18157	164	66	students	student	NOUN
crl-18157	164	67	have	have	VERB
crl-18157	164	68	their	their	PRON
crl-18157	164	69	academic	academic	ADJ
crl-18157	164	70	studies	study	NOUN
crl-18157	164	71	to	to	PART
crl-18157	164	72	attend	attend	VERB
crl-18157	164	73	to	to	ADP
crl-18157	164	74	while	while	SCONJ
crl-18157	164	75	also	also	ADV
crl-18157	164	76	participating	participate	VERB
crl-18157	164	77	in	in	ADP
crl-18157	164	78	extracurricular	extracurricular	ADJ
crl-18157	164	79	activities	activity	NOUN
crl-18157	164	80	and	and	CCONJ
crl-18157	164	81	student	student	NOUN
crl-18157	164	82	engagement	engagement	NOUN
crl-18157	164	83	opportunities	opportunity	NOUN
crl-18157	164	84	.	.	PUNCT
crl-18157	165	1	students	student	NOUN
crl-18157	165	2	may	may	AUX
crl-18157	165	3	also	also	ADV
crl-18157	165	4	have	have	VERB
crl-18157	165	5	work	work	NOUN
crl-18157	165	6	or	or	CCONJ
crl-18157	165	7	family	family	NOUN
crl-18157	165	8	commitments	commitment	NOUN
crl-18157	165	9	.	.	PUNCT
crl-18157	166	1	attracting	attract	VERB
crl-18157	166	2	student	student	NOUN
crl-18157	166	3	attention	attention	NOUN
crl-18157	166	4	to	to	ADP
crl-18157	166	5	yet	yet	ADV
crl-18157	166	6	another	another	DET
crl-18157	166	7	important	important	ADJ
crl-18157	166	8	topic	topic	NOUN
crl-18157	166	9	is	be	AUX
crl-18157	166	10	understandably	understandably	ADV
crl-18157	166	11	frustrating	frustrating	ADJ
crl-18157	166	12	to	to	ADP
crl-18157	166	13	those	those	PRON
crl-18157	166	14	attempting	attempt	VERB
crl-18157	166	15	financial	financial	ADJ
crl-18157	166	16	literacy	literacy	NOUN
crl-18157	166	17	services	service	NOUN
crl-18157	166	18	and	and	CCONJ
crl-18157	166	19	daunting	daunt	VERB
crl-18157	166	20	to	to	ADP
crl-18157	166	21	those	those	PRON
crl-18157	166	22	who	who	PRON
crl-18157	166	23	do	do	AUX
crl-18157	166	24	not	not	PART
crl-18157	166	25	offer	offer	VERB
crl-18157	166	26	support	support	NOUN
crl-18157	166	27	.	.	PUNCT
crl-18157	167	1	another	another	DET
crl-18157	167	2	shared	share	VERB
crl-18157	167	3	challenge	challenge	NOUN
crl-18157	167	4	was	be	AUX
crl-18157	167	5	lack	lack	NOUN
crl-18157	167	6	of	of	ADP
crl-18157	167	7	financial	financial	ADJ
crl-18157	167	8	knowledge	knowledge	NOUN
crl-18157	167	9	,	,	PUNCT
crl-18157	167	10	although	although	SCONJ
crl-18157	167	11	this	this	PRON
crl-18157	167	12	was	be	AUX
crl-18157	167	13	noted	note	VERB
crl-18157	167	14	less	less	ADV
crl-18157	167	15	frequently	frequently	ADV
crl-18157	167	16	than	than	ADP
crl-18157	167	17	other	other	ADJ
crl-18157	167	18	problems	problem	NOUN
crl-18157	167	19	in	in	ADP
crl-18157	167	20	both	both	DET
crl-18157	167	21	sets	set	NOUN
crl-18157	167	22	of	of	ADP
crl-18157	167	23	results	result	NOUN
crl-18157	167	24	.	.	PUNCT
crl-18157	168	1	an	an	DET
crl-18157	168	2	additional	additional	ADJ
crl-18157	168	3	reason	reason	NOUN
crl-18157	168	4	identified	identify	VERB
crl-18157	168	5	by	by	ADP
crl-18157	168	6	those	those	PRON
crl-18157	168	7	who	who	PRON
crl-18157	168	8	do	do	AUX
crl-18157	168	9	not	not	PART
crl-18157	168	10	participate	participate	VERB
crl-18157	168	11	was	be	AUX
crl-18157	168	12	that	that	SCONJ
crl-18157	168	13	financial	financial	ADJ
crl-18157	168	14	literacy	literacy	NOUN
crl-18157	168	15	was	be	AUX
crl-18157	168	16	the	the	DET
crl-18157	168	17	responsibility	responsibility	NOUN
crl-18157	168	18	of	of	ADP
crl-18157	168	19	another	another	DET
crl-18157	168	20	entity	entity	NOUN
crl-18157	168	21	on	on	ADP
crl-18157	168	22	campus	campus	NOUN
crl-18157	168	23	.	.	PUNCT
crl-18157	169	1	among	among	ADP
crl-18157	169	2	those	those	PRON
crl-18157	169	3	who	who	PRON
crl-18157	169	4	do	do	AUX
crl-18157	169	5	engage	engage	VERB
crl-18157	169	6	in	in	ADP
crl-18157	169	7	student	student	NOUN
crl-18157	169	8	financial	financial	ADJ
crl-18157	169	9	literacy	literacy	NOUN
crl-18157	169	10	,	,	PUNCT
crl-18157	169	11	there	there	PRON
crl-18157	169	12	was	be	VERB
crl-18157	169	13	evidence	evidence	NOUN
crl-18157	169	14	that	that	SCONJ
crl-18157	169	15	the	the	DET
crl-18157	169	16	libraries	library	NOUN
crl-18157	169	17	can	can	AUX
crl-18157	169	18	work	work	VERB
crl-18157	169	19	collaboratively	collaboratively	ADV
crl-18157	169	20	with	with	ADP
crl-18157	169	21	the	the	DET
crl-18157	169	22	units	unit	NOUN
crl-18157	169	23	that	that	PRON
crl-18157	169	24	are	be	AUX
crl-18157	169	25	taking	take	VERB
crl-18157	169	26	a	a	DET
crl-18157	169	27	leadership	leadership	NOUN
crl-18157	169	28	role	role	NOUN
crl-18157	169	29	in	in	ADP
crl-18157	169	30	financial	financial	ADJ
crl-18157	169	31	literacy	literacy	NOUN
crl-18157	169	32	.	.	PUNCT
crl-18157	170	1	in	in	ADP
crl-18157	170	2	these	these	DET
crl-18157	170	3	collaborations	collaboration	NOUN
crl-18157	170	4	,	,	PUNCT
crl-18157	170	5	the	the	DET
crl-18157	170	6	survey	survey	NOUN
crl-18157	170	7	results	result	NOUN
crl-18157	170	8	suggested	suggest	VERB
crl-18157	170	9	that	that	SCONJ
crl-18157	170	10	challenges	challenge	NOUN
crl-18157	170	11	can	can	AUX
crl-18157	170	12	arise	arise	VERB
crl-18157	170	13	,	,	PUNCT
crl-18157	170	14	particularly	particularly	ADV
crl-18157	170	15	around	around	ADV
crl-18157	170	16	identifying	identify	VERB
crl-18157	170	17	potential	potential	ADJ
crl-18157	170	18	partners	partner	NOUN
crl-18157	170	19	and	and	CCONJ
crl-18157	170	20	maintaining	maintain	VERB
crl-18157	170	21	relationships	relationship	NOUN
crl-18157	170	22	.	.	PUNCT
crl-18157	171	1	while	while	SCONJ
crl-18157	171	2	respondents	respondent	NOUN
crl-18157	171	3	did	do	AUX
crl-18157	171	4	not	not	PART
crl-18157	171	5	elaborate	elaborate	VERB
crl-18157	171	6	on	on	ADP
crl-18157	171	7	their	their	PRON
crl-18157	171	8	specific	specific	ADJ
crl-18157	171	9	difficulties	difficulty	NOUN
crl-18157	171	10	with	with	ADP
crl-18157	171	11	collaboration	collaboration	NOUN
crl-18157	171	12	,	,	PUNCT
crl-18157	171	13	commonly	commonly	ADV
crl-18157	171	14	faced	face	VERB
crl-18157	171	15	challenges	challenge	NOUN
crl-18157	171	16	when	when	SCONJ
crl-18157	171	17	working	work	VERB
crl-18157	171	18	with	with	ADP
crl-18157	171	19	outside	outside	ADJ
crl-18157	171	20	financial	financial	ADJ
crl-18157	171	21	literacy	literacy	NOUN
crl-18157	171	22	partners	partner	NOUN
crl-18157	171	23	include	include	VERB
crl-18157	171	24	miscommunication	miscommunication	NOUN
crl-18157	171	25	and	and	CCONJ
crl-18157	171	26	a	a	DET
crl-18157	171	27	lack	lack	NOUN
crl-18157	171	28	of	of	ADP
crl-18157	171	29	shared	share	VERB
crl-18157	171	30	goals	goal	NOUN
crl-18157	171	31	and	and	CCONJ
crl-18157	171	32	vision.32	vision.32	ADJ
crl-18157	171	33	solutions	solution	NOUN
crl-18157	171	34	and	and	CCONJ
crl-18157	171	35	strategies	strategy	NOUN
crl-18157	171	36	though	though	SCONJ
crl-18157	171	37	the	the	DET
crl-18157	171	38	survey	survey	NOUN
crl-18157	171	39	identified	identify	VERB
crl-18157	171	40	wide	wide	ADV
crl-18157	171	41	-	-	PUNCT
crl-18157	171	42	ranging	range	VERB
crl-18157	171	43	challenges	challenge	NOUN
crl-18157	171	44	and	and	CCONJ
crl-18157	171	45	barriers	barrier	NOUN
crl-18157	171	46	faced	face	VERB
crl-18157	171	47	by	by	ADP
crl-18157	171	48	academic	academic	ADJ
crl-18157	171	49	libraries	library	NOUN
crl-18157	171	50	,	,	PUNCT
crl-18157	171	51	the	the	DET
crl-18157	171	52	results	result	NOUN
crl-18157	171	53	also	also	ADV
crl-18157	171	54	suggest	suggest	VERB
crl-18157	171	55	possible	possible	ADJ
crl-18157	171	56	solutions	solution	NOUN
crl-18157	171	57	and	and	CCONJ
crl-18157	171	58	strategies	strategy	NOUN
crl-18157	171	59	for	for	ADP
crl-18157	171	60	providing	provide	VERB
crl-18157	171	61	financial	financial	ADJ
crl-18157	171	62	literacy	literacy	NOUN
crl-18157	171	63	support	support	NOUN
crl-18157	171	64	.	.	PUNCT
crl-18157	172	1	for	for	ADP
crl-18157	172	2	example	example	NOUN
crl-18157	172	3	,	,	PUNCT
crl-18157	172	4	the	the	DET
crl-18157	172	5	survey	survey	NOUN
crl-18157	172	6	finding	find	VERB
crl-18157	172	7	that	that	SCONJ
crl-18157	172	8	collection	collection	NOUN
crl-18157	172	9	development	development	NOUN
crl-18157	172	10	is	be	AUX
crl-18157	172	11	the	the	DET
crl-18157	172	12	most	most	ADV
crl-18157	172	13	frequently	frequently	ADV
crl-18157	172	14	cited	cite	VERB
crl-18157	172	15	type	type	NOUN
crl-18157	172	16	of	of	ADP
crl-18157	172	17	support	support	NOUN
crl-18157	172	18	provided	provide	VERB
crl-18157	172	19	by	by	ADP
crl-18157	172	20	the	the	DET
crl-18157	172	21	academic	academic	ADJ
crl-18157	172	22	library	library	NOUN
crl-18157	172	23	is	be	AUX
crl-18157	172	24	worth	worth	ADJ
crl-18157	172	25	considering	consider	VERB
crl-18157	172	26	in	in	ADP
crl-18157	172	27	relationship	relationship	NOUN
crl-18157	172	28	to	to	ADP
crl-18157	172	29	the	the	DET
crl-18157	172	30	barriers	barrier	NOUN
crl-18157	172	31	identified	identify	VERB
crl-18157	172	32	by	by	ADP
crl-18157	172	33	those	those	PRON
crl-18157	172	34	who	who	PRON
crl-18157	172	35	do	do	AUX
crl-18157	172	36	not	not	PART
crl-18157	172	37	provide	provide	VERB
crl-18157	172	38	financial	financial	ADJ
crl-18157	172	39	literacy	literacy	NOUN
crl-18157	172	40	support	support	NOUN
crl-18157	172	41	,	,	PUNCT
crl-18157	172	42	in	in	ADP
crl-18157	172	43	particular	particular	ADJ
crl-18157	172	44	the	the	DET
crl-18157	172	45	“	"	PUNCT
crl-18157	172	46	lack	lack	NOUN
crl-18157	172	47	of	of	ADP
crl-18157	172	48	time	time	NOUN
crl-18157	172	49	”	"	PUNCT
crl-18157	172	50	barrier	barrier	NOUN
crl-18157	172	51	that	that	PRON
crl-18157	172	52	dominated	dominate	VERB
crl-18157	172	53	the	the	DET
crl-18157	172	54	results	result	NOUN
crl-18157	172	55	to	to	PART
crl-18157	172	56	question	question	VERB
crl-18157	172	57	3	3	NUM
crl-18157	172	58	and	and	CCONJ
crl-18157	172	59	responses	response	NOUN
crl-18157	172	60	to	to	ADP
crl-18157	172	61	the	the	DET
crl-18157	172	62	open	open	ADV
crl-18157	172	63	-	-	PUNCT
crl-18157	172	64	ended	end	VERB
crl-18157	172	65	630	630	NUM
crl-18157	172	66	college	college	NOUN
crl-18157	172	67	&	&	CCONJ
crl-18157	172	68	research	research	PROPN
crl-18157	172	69	libraries	library	NOUN
crl-18157	172	70	july	july	PROPN
crl-18157	172	71	2019	2019	NUM
crl-18157	172	72	question	question	NOUN
crl-18157	172	73	6	6	NUM
crl-18157	172	74	.	.	PUNCT
crl-18157	172	75	purchasing	purchase	VERB
crl-18157	172	76	resources	resource	NOUN
crl-18157	172	77	that	that	PRON
crl-18157	172	78	focus	focus	VERB
crl-18157	172	79	on	on	ADP
crl-18157	172	80	personal	personal	ADJ
crl-18157	172	81	finance	finance	NOUN
crl-18157	172	82	or	or	CCONJ
crl-18157	172	83	financial	financial	ADJ
crl-18157	172	84	education	education	NOUN
crl-18157	172	85	may	may	AUX
crl-18157	172	86	fit	fit	VERB
crl-18157	172	87	more	more	ADV
crl-18157	172	88	easily	easily	ADV
crl-18157	172	89	than	than	ADP
crl-18157	172	90	other	other	ADJ
crl-18157	172	91	types	type	NOUN
crl-18157	172	92	of	of	ADP
crl-18157	172	93	financial	financial	ADJ
crl-18157	172	94	literacy	literacy	NOUN
crl-18157	172	95	support	support	NOUN
crl-18157	172	96	into	into	ADP
crl-18157	172	97	the	the	DET
crl-18157	172	98	schedules	schedule	NOUN
crl-18157	172	99	and	and	CCONJ
crl-18157	172	100	activities	activity	NOUN
crl-18157	172	101	of	of	ADP
crl-18157	172	102	academic	academic	ADJ
crl-18157	172	103	librarians	librarian	NOUN
crl-18157	172	104	with	with	ADP
crl-18157	172	105	collection	collection	NOUN
crl-18157	172	106	development	development	NOUN
crl-18157	172	107	duties	duty	NOUN
crl-18157	172	108	,	,	PUNCT
crl-18157	172	109	particularly	particularly	ADV
crl-18157	172	110	those	those	PRON
crl-18157	172	111	surveyed	survey	VERB
crl-18157	172	112	who	who	PRON
crl-18157	172	113	were	be	AUX
crl-18157	172	114	identified	identify	VERB
crl-18157	172	115	for	for	ADP
crl-18157	172	116	their	their	PRON
crl-18157	172	117	focus	focus	NOUN
crl-18157	172	118	or	or	CCONJ
crl-18157	172	119	specialty	specialty	NOUN
crl-18157	172	120	on	on	ADP
crl-18157	172	121	business	business	NOUN
crl-18157	172	122	and	and	CCONJ
crl-18157	172	123	economics	economic	NOUN
crl-18157	172	124	.	.	PUNCT
crl-18157	173	1	targeted	target	VERB
crl-18157	173	2	collection	collection	NOUN
crl-18157	173	3	of	of	ADP
crl-18157	173	4	personal	personal	ADJ
crl-18157	173	5	finance	finance	NOUN
crl-18157	173	6	resources	resource	NOUN
crl-18157	173	7	may	may	AUX
crl-18157	173	8	be	be	AUX
crl-18157	173	9	an	an	DET
crl-18157	173	10	opportunity	opportunity	NOUN
crl-18157	173	11	for	for	SCONJ
crl-18157	173	12	librarians	librarian	NOUN
crl-18157	173	13	to	to	PART
crl-18157	173	14	contribute	contribute	VERB
crl-18157	173	15	to	to	ADP
crl-18157	173	16	campus	campus	NOUN
crl-18157	173	17	financial	financial	ADJ
crl-18157	173	18	literacy	literacy	NOUN
crl-18157	173	19	initiatives	initiative	NOUN
crl-18157	173	20	without	without	ADP
crl-18157	173	21	taking	take	VERB
crl-18157	173	22	too	too	ADV
crl-18157	173	23	much	much	ADV
crl-18157	173	24	additional	additional	ADJ
crl-18157	173	25	time	time	NOUN
crl-18157	173	26	or	or	CCONJ
crl-18157	173	27	disrupting	disrupt	VERB
crl-18157	173	28	their	their	PRON
crl-18157	173	29	existing	exist	VERB
crl-18157	173	30	workflows	workflow	NOUN
crl-18157	173	31	.	.	PUNCT
crl-18157	174	1	however	however	ADV
crl-18157	174	2	,	,	PUNCT
crl-18157	174	3	this	this	DET
crl-18157	174	4	approach	approach	NOUN
crl-18157	174	5	would	would	AUX
crl-18157	174	6	also	also	ADV
crl-18157	174	7	potentially	potentially	ADV
crl-18157	174	8	require	require	VERB
crl-18157	174	9	financial	financial	ADJ
crl-18157	174	10	resources	resource	NOUN
crl-18157	174	11	,	,	PUNCT
crl-18157	174	12	another	another	DET
crl-18157	174	13	challenge	challenge	NOUN
crl-18157	174	14	,	,	PUNCT
crl-18157	174	15	to	to	PART
crl-18157	174	16	adequately	adequately	ADV
crl-18157	174	17	meet	meet	VERB
crl-18157	174	18	needs	need	NOUN
crl-18157	174	19	.	.	PUNCT
crl-18157	175	1	the	the	DET
crl-18157	175	2	survey	survey	NOUN
crl-18157	175	3	also	also	ADV
crl-18157	175	4	suggested	suggest	VERB
crl-18157	175	5	another	another	DET
crl-18157	175	6	solution	solution	NOUN
crl-18157	175	7	for	for	ADP
crl-18157	175	8	the	the	DET
crl-18157	175	9	challenges	challenge	NOUN
crl-18157	175	10	presented	present	VERB
crl-18157	175	11	by	by	ADP
crl-18157	175	12	lack	lack	NOUN
crl-18157	175	13	of	of	ADP
crl-18157	175	14	time	time	NOUN
crl-18157	175	15	:	:	PUNCT
crl-18157	175	16	program	program	NOUN
crl-18157	175	17	-	-	PUNCT
crl-18157	175	18	in	in	ADP
crl-18157	175	19	-	-	PUNCT
crl-18157	175	20	a	a	DET
crl-18157	175	21	-	-	PUNCT
crl-18157	175	22	box	box	NOUN
crl-18157	175	23	,	,	PUNCT
crl-18157	175	24	which	which	PRON
crl-18157	175	25	was	be	AUX
crl-18157	175	26	the	the	DET
crl-18157	175	27	most	most	ADV
crl-18157	175	28	popular	popular	ADJ
crl-18157	175	29	choice	choice	NOUN
crl-18157	175	30	among	among	ADP
crl-18157	175	31	all	all	DET
crl-18157	175	32	survey	survey	NOUN
crl-18157	175	33	respondents	respondent	NOUN
crl-18157	175	34	.	.	PUNCT
crl-18157	176	1	given	give	VERB
crl-18157	176	2	that	that	DET
crl-18157	176	3	lack	lack	NOUN
crl-18157	176	4	of	of	ADP
crl-18157	176	5	time	time	NOUN
crl-18157	176	6	was	be	AUX
crl-18157	176	7	seen	see	VERB
crl-18157	176	8	as	as	ADP
crl-18157	176	9	a	a	DET
crl-18157	176	10	barrier	barrier	NOUN
crl-18157	176	11	by	by	ADP
crl-18157	176	12	those	those	PRON
crl-18157	176	13	who	who	PRON
crl-18157	176	14	do	do	AUX
crl-18157	176	15	not	not	PART
crl-18157	176	16	offer	offer	VERB
crl-18157	176	17	financial	financial	ADJ
crl-18157	176	18	literacy	literacy	NOUN
crl-18157	176	19	support	support	NOUN
crl-18157	176	20	and	and	CCONJ
crl-18157	176	21	a	a	DET
crl-18157	176	22	challenge	challenge	NOUN
crl-18157	176	23	to	to	ADP
crl-18157	176	24	those	those	PRON
crl-18157	176	25	who	who	PRON
crl-18157	176	26	do	do	VERB
crl-18157	176	27	,	,	PUNCT
crl-18157	176	28	a	a	DET
crl-18157	176	29	ready	ready	ADV
crl-18157	176	30	-	-	PUNCT
crl-18157	176	31	made	make	VERB
crl-18157	176	32	program	program	NOUN
crl-18157	176	33	does	do	AUX
crl-18157	176	34	appear	appear	VERB
crl-18157	176	35	to	to	PART
crl-18157	176	36	be	be	AUX
crl-18157	176	37	an	an	DET
crl-18157	176	38	appropriate	appropriate	ADJ
crl-18157	176	39	form	form	NOUN
crl-18157	176	40	of	of	ADP
crl-18157	176	41	assistance	assistance	NOUN
crl-18157	176	42	.	.	PUNCT
crl-18157	177	1	a	a	PRON
crl-18157	177	2	“	"	PUNCT
crl-18157	177	3	program	program	NOUN
crl-18157	177	4	-	-	PUNCT
crl-18157	177	5	in	in	ADP
crl-18157	177	6	-	-	PUNCT
crl-18157	177	7	a	a	DET
crl-18157	177	8	-	-	PUNCT
crl-18157	177	9	box	box	NOUN
crl-18157	177	10	”	"	PUNCT
crl-18157	177	11	featuring	feature	VERB
crl-18157	177	12	ready	ready	ADJ
crl-18157	177	13	-	-	PUNCT
crl-18157	177	14	made	make	VERB
crl-18157	177	15	presentations	presentation	NOUN
crl-18157	177	16	,	,	PUNCT
crl-18157	177	17	simplified	simplified	ADJ
crl-18157	177	18	explanations	explanation	NOUN
crl-18157	177	19	of	of	ADP
crl-18157	177	20	common	common	ADJ
crl-18157	177	21	consumer	consumer	NOUN
crl-18157	177	22	financial	financial	ADJ
crl-18157	177	23	products	product	NOUN
crl-18157	177	24	,	,	PUNCT
crl-18157	177	25	marketing	marketing	NOUN
crl-18157	177	26	materials	material	NOUN
crl-18157	177	27	,	,	PUNCT
crl-18157	177	28	and	and	CCONJ
crl-18157	177	29	training	training	NOUN
crl-18157	177	30	and	and	CCONJ
crl-18157	177	31	organization	organization	NOUN
crl-18157	177	32	guides	guide	NOUN
crl-18157	177	33	could	could	AUX
crl-18157	177	34	reduce	reduce	VERB
crl-18157	177	35	time	time	NOUN
crl-18157	177	36	,	,	PUNCT
crl-18157	177	37	cost	cost	NOUN
crl-18157	177	38	,	,	PUNCT
crl-18157	177	39	and	and	CCONJ
crl-18157	177	40	effort	effort	NOUN
crl-18157	177	41	needed	need	VERB
crl-18157	177	42	to	to	PART
crl-18157	177	43	launch	launch	VERB
crl-18157	177	44	a	a	DET
crl-18157	177	45	financial	financial	ADJ
crl-18157	177	46	literacy	literacy	NOUN
crl-18157	177	47	program	program	NOUN
crl-18157	177	48	within	within	ADP
crl-18157	177	49	an	an	DET
crl-18157	177	50	academic	academic	ADJ
crl-18157	177	51	library	library	NOUN
crl-18157	177	52	.	.	PUNCT
crl-18157	178	1	a	a	DET
crl-18157	178	2	possible	possible	ADJ
crl-18157	178	3	model	model	NOUN
crl-18157	178	4	for	for	ADP
crl-18157	178	5	such	such	DET
crl-18157	178	6	a	a	DET
crl-18157	178	7	program	program	NOUN
crl-18157	178	8	,	,	PUNCT
crl-18157	178	9	though	though	SCONJ
crl-18157	178	10	not	not	PART
crl-18157	178	11	designed	design	VERB
crl-18157	178	12	specifically	specifically	ADV
crl-18157	178	13	for	for	ADP
crl-18157	178	14	academic	academic	ADJ
crl-18157	178	15	libraries	library	NOUN
crl-18157	178	16	,	,	PUNCT
crl-18157	178	17	is	be	AUX
crl-18157	178	18	available	available	ADJ
crl-18157	178	19	from	from	ADP
crl-18157	178	20	the	the	DET
crl-18157	178	21	national	national	ADJ
crl-18157	178	22	endowment	endowment	NOUN
crl-18157	178	23	for	for	ADP
crl-18157	178	24	financial	financial	ADJ
crl-18157	178	25	education	education	NOUN
crl-18157	178	26	,	,	PUNCT
crl-18157	178	27	which	which	PRON
crl-18157	178	28	develops	develop	VERB
crl-18157	178	29	financial	financial	ADJ
crl-18157	178	30	workshop	workshop	NOUN
crl-18157	178	31	kits	kit	NOUN
crl-18157	178	32	that	that	PRON
crl-18157	178	33	are	be	AUX
crl-18157	178	34	equipped	equip	VERB
crl-18157	178	35	with	with	ADP
crl-18157	178	36	a	a	DET
crl-18157	178	37	powerpoint	powerpoint	NOUN
crl-18157	178	38	presentation	presentation	NOUN
crl-18157	178	39	,	,	PUNCT
crl-18157	178	40	a	a	DET
crl-18157	178	41	script	script	NOUN
crl-18157	178	42	,	,	PUNCT
crl-18157	178	43	guides	guide	VERB
crl-18157	178	44	for	for	ADP
crl-18157	178	45	hands	hand	NOUN
crl-18157	178	46	-	-	PUNCT
crl-18157	178	47	on	on	ADP
crl-18157	178	48	activities	activity	NOUN
crl-18157	178	49	,	,	PUNCT
crl-18157	178	50	informational	informational	ADJ
crl-18157	178	51	handouts	handout	NOUN
crl-18157	178	52	,	,	PUNCT
crl-18157	178	53	related	related	ADJ
crl-18157	178	54	resources	resource	NOUN
crl-18157	178	55	,	,	PUNCT
crl-18157	178	56	and	and	CCONJ
crl-18157	178	57	frequently	frequently	ADV
crl-18157	178	58	asked	ask	VERB
crl-18157	178	59	questions.33	questions.33	DET
crl-18157	178	60	smart	smart	ADJ
crl-18157	178	61	investing	investing	NOUN
crl-18157	178	62	@	@	ADP
crl-18157	178	63	your	your	PRON
crl-18157	178	64	library	library	NOUN
crl-18157	178	65	,	,	PUNCT
crl-18157	178	66	a	a	DET
crl-18157	178	67	partnership	partnership	NOUN
crl-18157	178	68	between	between	ADP
crl-18157	178	69	ala	ala	PROPN
crl-18157	178	70	and	and	CCONJ
crl-18157	178	71	the	the	DET
crl-18157	178	72	finra	finra	NOUN
crl-18157	178	73	foundation	foundation	NOUN
crl-18157	178	74	,	,	PUNCT
crl-18157	178	75	and	and	CCONJ
crl-18157	178	76	the	the	DET
crl-18157	178	77	consumer	consumer	NOUN
crl-18157	178	78	financial	financial	PROPN
crl-18157	178	79	protection	protection	PROPN
crl-18157	178	80	bureau	bureau	PROPN
crl-18157	178	81	also	also	ADV
crl-18157	178	82	provide	provide	VERB
crl-18157	178	83	programming	programming	NOUN
crl-18157	178	84	resources	resource	NOUN
crl-18157	178	85	aimed	aim	VERB
crl-18157	178	86	at	at	ADP
crl-18157	178	87	libraries	library	NOUN
crl-18157	178	88	,	,	PUNCT
crl-18157	178	89	particularly	particularly	ADV
crl-18157	178	90	for	for	ADP
crl-18157	178	91	public	public	ADJ
crl-18157	178	92	types.34	types.34	NOUN
crl-18157	178	93	libraries	library	NOUN
crl-18157	178	94	,	,	PUNCT
crl-18157	178	95	librarians	librarian	NOUN
crl-18157	178	96	,	,	PUNCT
crl-18157	178	97	and	and	CCONJ
crl-18157	178	98	other	other	ADJ
crl-18157	178	99	interested	interested	ADJ
crl-18157	178	100	parties	party	NOUN
crl-18157	178	101	that	that	PRON
crl-18157	178	102	pursue	pursue	VERB
crl-18157	178	103	the	the	DET
crl-18157	178	104	development	development	NOUN
crl-18157	178	105	of	of	ADP
crl-18157	178	106	a	a	DET
crl-18157	178	107	“	"	PUNCT
crl-18157	178	108	financial	financial	ADJ
crl-18157	178	109	literacy	literacy	NOUN
crl-18157	178	110	program	program	NOUN
crl-18157	178	111	-	-	PUNCT
crl-18157	178	112	in	in	ADP
crl-18157	178	113	-	-	PUNCT
crl-18157	178	114	a	a	DET
crl-18157	178	115	-	-	PUNCT
crl-18157	178	116	box	box	NOUN
crl-18157	178	117	”	"	PUNCT
crl-18157	178	118	targeting	target	VERB
crl-18157	178	119	academic	academic	ADJ
crl-18157	178	120	libraries	library	NOUN
crl-18157	178	121	might	might	AUX
crl-18157	178	122	also	also	ADV
crl-18157	178	123	consider	consider	VERB
crl-18157	178	124	ways	way	NOUN
crl-18157	178	125	to	to	PART
crl-18157	178	126	address	address	VERB
crl-18157	178	127	challenges	challenge	NOUN
crl-18157	178	128	particular	particular	ADJ
crl-18157	178	129	to	to	ADP
crl-18157	178	130	university	university	NOUN
crl-18157	178	131	context	context	NOUN
crl-18157	178	132	that	that	PRON
crl-18157	178	133	were	be	AUX
crl-18157	178	134	identified	identify	VERB
crl-18157	178	135	in	in	ADP
crl-18157	178	136	this	this	DET
crl-18157	178	137	research	research	NOUN
crl-18157	178	138	,	,	PUNCT
crl-18157	178	139	such	such	ADJ
crl-18157	178	140	as	as	ADP
crl-18157	178	141	navigating	navigate	VERB
crl-18157	178	142	relationships	relationship	NOUN
crl-18157	178	143	with	with	ADP
crl-18157	178	144	campus	campus	NOUN
crl-18157	178	145	collaborators	collaborator	NOUN
crl-18157	178	146	,	,	PUNCT
crl-18157	178	147	meeting	meet	VERB
crl-18157	178	148	the	the	DET
crl-18157	178	149	information	information	NOUN
crl-18157	178	150	literacy	literacy	NOUN
crl-18157	178	151	and	and	CCONJ
crl-18157	178	152	lifelong	lifelong	ADJ
crl-18157	178	153	learning	learning	NOUN
crl-18157	178	154	goals	goal	NOUN
crl-18157	178	155	of	of	ADP
crl-18157	178	156	the	the	DET
crl-18157	178	157	library	library	NOUN
crl-18157	178	158	,	,	PUNCT
crl-18157	178	159	and	and	CCONJ
crl-18157	178	160	furthering	further	VERB
crl-18157	178	161	the	the	DET
crl-18157	178	162	overall	overall	ADJ
crl-18157	178	163	mission	mission	NOUN
crl-18157	178	164	of	of	ADP
crl-18157	178	165	the	the	DET
crl-18157	178	166	university	university	NOUN
crl-18157	178	167	.	.	PUNCT
crl-18157	179	1	collaborations	collaboration	NOUN
crl-18157	179	2	,	,	PUNCT
crl-18157	179	3	which	which	PRON
crl-18157	179	4	were	be	AUX
crl-18157	179	5	a	a	DET
crl-18157	179	6	type	type	NOUN
crl-18157	179	7	of	of	ADP
crl-18157	179	8	support	support	NOUN
crl-18157	179	9	offered	offer	VERB
crl-18157	179	10	by	by	ADP
crl-18157	179	11	52	52	NUM
crl-18157	179	12	percent	percent	NOUN
crl-18157	179	13	of	of	ADP
crl-18157	179	14	respondents	respondent	NOUN
crl-18157	179	15	active	active	ADJ
crl-18157	179	16	in	in	ADP
crl-18157	179	17	financial	financial	ADJ
crl-18157	179	18	literacy	literacy	NOUN
crl-18157	179	19	,	,	PUNCT
crl-18157	179	20	present	present	VERB
crl-18157	179	21	an	an	DET
crl-18157	179	22	opportunity	opportunity	NOUN
crl-18157	179	23	to	to	PART
crl-18157	179	24	overcome	overcome	VERB
crl-18157	179	25	different	different	ADJ
crl-18157	179	26	barriers	barrier	NOUN
crl-18157	179	27	.	.	PUNCT
crl-18157	180	1	for	for	ADP
crl-18157	180	2	their	their	PRON
crl-18157	180	3	partnerships	partnership	NOUN
crl-18157	180	4	and	and	CCONJ
crl-18157	180	5	collaborations	collaboration	NOUN
crl-18157	180	6	,	,	PUNCT
crl-18157	180	7	academic	academic	ADJ
crl-18157	180	8	librarians	librarians	PROPN
crl-18157	180	9	identified	identify	VERB
crl-18157	180	10	a	a	DET
crl-18157	180	11	wide	wide	ADJ
crl-18157	180	12	variety	variety	NOUN
crl-18157	180	13	of	of	ADP
crl-18157	180	14	campus	campus	NOUN
crl-18157	180	15	partners	partner	NOUN
crl-18157	180	16	and	and	CCONJ
crl-18157	180	17	notably	notably	ADV
crl-18157	180	18	identified	identify	VERB
crl-18157	180	19	partners	partner	NOUN
crl-18157	180	20	that	that	PRON
crl-18157	180	21	bring	bring	VERB
crl-18157	180	22	financial	financial	ADJ
crl-18157	180	23	knowledge	knowledge	NOUN
crl-18157	180	24	,	,	PUNCT
crl-18157	180	25	such	such	ADJ
crl-18157	180	26	as	as	ADP
crl-18157	180	27	the	the	DET
crl-18157	180	28	academic	academic	ADJ
crl-18157	180	29	colleges	college	NOUN
crl-18157	180	30	,	,	PUNCT
crl-18157	180	31	financial	financial	ADJ
crl-18157	180	32	aid	aid	NOUN
crl-18157	180	33	offices	office	NOUN
crl-18157	180	34	,	,	PUNCT
crl-18157	180	35	financial	financial	ADJ
crl-18157	180	36	literacy	literacy	NOUN
crl-18157	180	37	offices	office	NOUN
crl-18157	180	38	,	,	PUNCT
crl-18157	180	39	bursar	bursar	NOUN
crl-18157	180	40	offices	office	NOUN
crl-18157	180	41	,	,	PUNCT
crl-18157	180	42	and	and	CCONJ
crl-18157	180	43	credit	credit	NOUN
crl-18157	180	44	unions	union	NOUN
crl-18157	180	45	.	.	PUNCT
crl-18157	181	1	bringing	bring	VERB
crl-18157	181	2	in	in	ADP
crl-18157	181	3	partners	partner	NOUN
crl-18157	181	4	with	with	ADP
crl-18157	181	5	financial	financial	ADJ
crl-18157	181	6	expertise	expertise	NOUN
crl-18157	181	7	is	be	AUX
crl-18157	181	8	a	a	DET
crl-18157	181	9	strategy	strategy	NOUN
crl-18157	181	10	for	for	ADP
crl-18157	181	11	evading	evade	VERB
crl-18157	181	12	the	the	DET
crl-18157	181	13	“	"	PUNCT
crl-18157	181	14	lack	lack	NOUN
crl-18157	181	15	of	of	ADP
crl-18157	181	16	financial	financial	ADJ
crl-18157	181	17	knowledge	knowledge	NOUN
crl-18157	181	18	”	"	PUNCT
crl-18157	181	19	challenge	challenge	NOUN
crl-18157	181	20	noted	note	VERB
crl-18157	181	21	by	by	ADP
crl-18157	181	22	both	both	CCONJ
crl-18157	181	23	those	those	PRON
crl-18157	181	24	that	that	PRON
crl-18157	181	25	do	do	AUX
crl-18157	181	26	provide	provide	VERB
crl-18157	181	27	financial	financial	ADJ
crl-18157	181	28	literacy	literacy	NOUN
crl-18157	181	29	support	support	NOUN
crl-18157	181	30	and	and	CCONJ
crl-18157	181	31	those	those	PRON
crl-18157	181	32	that	that	PRON
crl-18157	181	33	do	do	VERB
crl-18157	181	34	not	not	PART
crl-18157	181	35	.	.	PUNCT
crl-18157	182	1	career	career	NOUN
crl-18157	182	2	services	service	NOUN
crl-18157	182	3	,	,	PUNCT
crl-18157	182	4	first	first	ADJ
crl-18157	182	5	-	-	PUNCT
crl-18157	182	6	year	year	NOUN
crl-18157	182	7	experience	experience	NOUN
crl-18157	182	8	,	,	PUNCT
crl-18157	182	9	and	and	CCONJ
crl-18157	182	10	student	student	NOUN
crl-18157	182	11	affairs	affair	NOUN
crl-18157	182	12	bring	bring	VERB
crl-18157	182	13	a	a	DET
crl-18157	182	14	different	different	ADJ
crl-18157	182	15	value	value	NOUN
crl-18157	182	16	to	to	ADP
crl-18157	182	17	the	the	DET
crl-18157	182	18	partnership	partnership	NOUN
crl-18157	182	19	:	:	PUNCT
crl-18157	182	20	the	the	DET
crl-18157	182	21	opportunity	opportunity	NOUN
crl-18157	182	22	to	to	PART
crl-18157	182	23	reach	reach	VERB
crl-18157	182	24	students	student	NOUN
crl-18157	182	25	at	at	ADP
crl-18157	182	26	critical	critical	ADJ
crl-18157	182	27	points	point	NOUN
crl-18157	182	28	of	of	ADP
crl-18157	182	29	their	their	PRON
crl-18157	182	30	college	college	NOUN
crl-18157	182	31	career	career	NOUN
crl-18157	182	32	that	that	PRON
crl-18157	182	33	may	may	AUX
crl-18157	182	34	intersect	intersect	VERB
crl-18157	182	35	with	with	ADP
crl-18157	182	36	financial	financial	ADJ
crl-18157	182	37	questions	question	NOUN
crl-18157	182	38	,	,	PUNCT
crl-18157	182	39	whether	whether	SCONJ
crl-18157	182	40	it	it	PRON
crl-18157	182	41	is	be	AUX
crl-18157	182	42	when	when	SCONJ
crl-18157	182	43	they	they	PRON
crl-18157	182	44	are	be	AUX
crl-18157	182	45	preparing	prepare	VERB
crl-18157	182	46	for	for	ADP
crl-18157	182	47	graduation	graduation	NOUN
crl-18157	182	48	,	,	PUNCT
crl-18157	182	49	getting	getting	AUX
crl-18157	182	50	started	start	VERB
crl-18157	182	51	at	at	ADP
crl-18157	182	52	the	the	DET
crl-18157	182	53	university	university	NOUN
crl-18157	182	54	,	,	PUNCT
crl-18157	182	55	or	or	CCONJ
crl-18157	182	56	dealing	deal	VERB
crl-18157	182	57	with	with	ADP
crl-18157	182	58	a	a	DET
crl-18157	182	59	difficult	difficult	ADJ
crl-18157	182	60	issue	issue	NOUN
crl-18157	182	61	.	.	PUNCT
crl-18157	183	1	this	this	PRON
crl-18157	183	2	may	may	AUX
crl-18157	183	3	help	help	VERB
crl-18157	183	4	address	address	VERB
crl-18157	183	5	the	the	DET
crl-18157	183	6	“	"	PUNCT
crl-18157	183	7	lack	lack	NOUN
crl-18157	183	8	of	of	ADP
crl-18157	183	9	interest	interest	NOUN
crl-18157	183	10	”	"	PUNCT
crl-18157	183	11	barrier	barrier	NOUN
crl-18157	183	12	by	by	ADP
crl-18157	183	13	meeting	meet	VERB
crl-18157	183	14	students	student	NOUN
crl-18157	183	15	at	at	ADP
crl-18157	183	16	a	a	DET
crl-18157	183	17	point	point	NOUN
crl-18157	183	18	of	of	ADP
crl-18157	183	19	need	need	NOUN
crl-18157	183	20	.	.	PUNCT
crl-18157	184	1	opportunities	opportunity	NOUN
crl-18157	184	2	for	for	ADP
crl-18157	184	3	further	further	ADJ
crl-18157	184	4	research	research	NOUN
crl-18157	184	5	the	the	DET
crl-18157	184	6	library	library	NOUN
crl-18157	184	7	may	may	AUX
crl-18157	184	8	be	be	AUX
crl-18157	184	9	competing	compete	VERB
crl-18157	184	10	for	for	ADP
crl-18157	184	11	students	student	NOUN
crl-18157	184	12	’	’	PART
crl-18157	184	13	time	time	NOUN
crl-18157	184	14	and	and	CCONJ
crl-18157	184	15	attention	attention	NOUN
crl-18157	184	16	with	with	ADP
crl-18157	184	17	the	the	DET
crl-18157	184	18	many	many	ADJ
crl-18157	184	19	other	other	ADJ
crl-18157	184	20	opportunities	opportunity	NOUN
crl-18157	184	21	that	that	PRON
crl-18157	184	22	college	college	NOUN
crl-18157	184	23	provides	provide	VERB
crl-18157	184	24	,	,	PUNCT
crl-18157	184	25	including	include	VERB
crl-18157	184	26	other	other	ADJ
crl-18157	184	27	campus	campus	NOUN
crl-18157	184	28	departments	department	NOUN
crl-18157	184	29	that	that	PRON
crl-18157	184	30	provide	provide	VERB
crl-18157	184	31	financial	financial	ADJ
crl-18157	184	32	literacy	literacy	NOUN
crl-18157	184	33	support	support	NOUN
crl-18157	184	34	,	,	PUNCT
crl-18157	184	35	which	which	PRON
crl-18157	184	36	are	be	AUX
crl-18157	184	37	emerging	emerge	VERB
crl-18157	184	38	at	at	ADP
crl-18157	184	39	large	large	ADJ
crl-18157	184	40	academic	academic	ADJ
crl-18157	184	41	institutions	institution	NOUN
crl-18157	184	42	under	under	ADP
crl-18157	184	43	names	name	NOUN
crl-18157	184	44	such	such	ADJ
crl-18157	184	45	as	as	ADP
crl-18157	184	46	money	money	NOUN
crl-18157	184	47	management	management	NOUN
crl-18157	184	48	centers	center	NOUN
crl-18157	184	49	,	,	PUNCT
crl-18157	184	50	financial	financial	ADJ
crl-18157	184	51	literacy	literacy	NOUN
crl-18157	184	52	offices	office	NOUN
crl-18157	184	53	,	,	PUNCT
crl-18157	184	54	and	and	CCONJ
crl-18157	184	55	wellness	wellness	NOUN
crl-18157	184	56	centers.35	centers.35	NOUN
crl-18157	184	57	if	if	SCONJ
crl-18157	184	58	students	student	NOUN
crl-18157	184	59	receive	receive	VERB
crl-18157	184	60	financial	financial	ADJ
crl-18157	184	61	library	library	NOUN
crl-18157	184	62	support	support	NOUN
crl-18157	184	63	for	for	ADP
crl-18157	184	64	student	student	NOUN
crl-18157	184	65	financial	financial	ADJ
crl-18157	184	66	literacy	literacy	NOUN
crl-18157	184	67	631	631	NUM
crl-18157	184	68	literacy	literacy	NOUN
crl-18157	184	69	support	support	NOUN
crl-18157	184	70	from	from	ADP
crl-18157	184	71	other	other	ADJ
crl-18157	184	72	campus	campus	NOUN
crl-18157	184	73	groups	group	NOUN
crl-18157	184	74	,	,	PUNCT
crl-18157	184	75	what	what	DET
crl-18157	184	76	roles	role	NOUN
crl-18157	184	77	and	and	CCONJ
crl-18157	184	78	opportunities	opportunity	NOUN
crl-18157	184	79	remain	remain	VERB
crl-18157	184	80	available	available	ADJ
crl-18157	184	81	to	to	ADP
crl-18157	184	82	libraries	library	NOUN
crl-18157	184	83	?	?	PUNCT
crl-18157	185	1	further	further	ADJ
crl-18157	185	2	research	research	NOUN
crl-18157	185	3	is	be	AUX
crl-18157	185	4	needed	need	VERB
crl-18157	185	5	to	to	PART
crl-18157	185	6	explore	explore	VERB
crl-18157	185	7	the	the	DET
crl-18157	185	8	unique	unique	ADJ
crl-18157	185	9	roles	role	NOUN
crl-18157	185	10	and	and	CCONJ
crl-18157	185	11	opportunities	opportunity	NOUN
crl-18157	185	12	.	.	PUNCT
crl-18157	186	1	it	it	PRON
crl-18157	186	2	is	be	AUX
crl-18157	186	3	possible	possible	ADJ
crl-18157	186	4	that	that	SCONJ
crl-18157	186	5	merely	merely	ADV
crl-18157	186	6	the	the	DET
crl-18157	186	7	presence	presence	NOUN
crl-18157	186	8	of	of	ADP
crl-18157	186	9	a	a	DET
crl-18157	186	10	financial	financial	ADJ
crl-18157	186	11	literacy	literacy	NOUN
crl-18157	186	12	program	program	NOUN
crl-18157	186	13	on	on	ADP
crl-18157	186	14	a	a	DET
crl-18157	186	15	college	college	NOUN
crl-18157	186	16	campus	campus	NOUN
crl-18157	186	17	may	may	AUX
crl-18157	186	18	inspire	inspire	VERB
crl-18157	186	19	more	more	ADJ
crl-18157	186	20	students	student	NOUN
crl-18157	186	21	to	to	PART
crl-18157	186	22	think	think	VERB
crl-18157	186	23	about	about	ADP
crl-18157	186	24	their	their	PRON
crl-18157	186	25	finances	finance	NOUN
crl-18157	186	26	and	and	CCONJ
crl-18157	186	27	conduct	conduct	VERB
crl-18157	186	28	personal	personal	ADJ
crl-18157	186	29	research	research	NOUN
crl-18157	186	30	into	into	ADP
crl-18157	186	31	how	how	SCONJ
crl-18157	186	32	to	to	PART
crl-18157	186	33	improve	improve	VERB
crl-18157	186	34	their	their	PRON
crl-18157	186	35	circumstances	circumstance	NOUN
crl-18157	186	36	.	.	PUNCT
crl-18157	187	1	entities	entity	NOUN
crl-18157	187	2	beyond	beyond	ADP
crl-18157	187	3	the	the	DET
crl-18157	187	4	university	university	NOUN
crl-18157	187	5	are	be	AUX
crl-18157	187	6	also	also	ADV
crl-18157	187	7	interested	interested	ADJ
crl-18157	187	8	in	in	ADP
crl-18157	187	9	targeting	target	VERB
crl-18157	187	10	financial	financial	ADJ
crl-18157	187	11	literacy	literacy	NOUN
crl-18157	187	12	programming	programming	NOUN
crl-18157	187	13	resources	resource	NOUN
crl-18157	187	14	toward	toward	ADP
crl-18157	187	15	the	the	DET
crl-18157	187	16	college	college	NOUN
crl-18157	187	17	student	student	NOUN
crl-18157	187	18	audience	audience	NOUN
crl-18157	187	19	,	,	PUNCT
crl-18157	187	20	including	include	VERB
crl-18157	187	21	financial	financial	ADJ
crl-18157	187	22	institutions	institution	NOUN
crl-18157	187	23	and	and	CCONJ
crl-18157	187	24	nonprofit	nonprofit	ADJ
crl-18157	187	25	organizations	organization	NOUN
crl-18157	187	26	.	.	PUNCT
crl-18157	188	1	by	by	ADP
crl-18157	188	2	investigating	investigate	VERB
crl-18157	188	3	the	the	DET
crl-18157	188	4	motivations	motivation	NOUN
crl-18157	188	5	of	of	ADP
crl-18157	188	6	libraries	library	NOUN
crl-18157	188	7	to	to	PART
crl-18157	188	8	participate	participate	VERB
crl-18157	188	9	in	in	ADP
crl-18157	188	10	financial	financial	ADJ
crl-18157	188	11	literacy	literacy	NOUN
crl-18157	188	12	activities	activity	NOUN
crl-18157	188	13	,	,	PUNCT
crl-18157	188	14	the	the	DET
crl-18157	188	15	authors	author	NOUN
crl-18157	188	16	inadvertently	inadvertently	ADV
crl-18157	188	17	uncovered	uncover	VERB
crl-18157	188	18	an	an	DET
crl-18157	188	19	example	example	NOUN
crl-18157	188	20	of	of	ADP
crl-18157	188	21	how	how	SCONJ
crl-18157	188	22	libraries	library	NOUN
crl-18157	188	23	may	may	AUX
crl-18157	188	24	be	be	AUX
crl-18157	188	25	able	able	ADJ
crl-18157	188	26	to	to	PART
crl-18157	188	27	uniquely	uniquely	ADV
crl-18157	188	28	contribute	contribute	VERB
crl-18157	188	29	to	to	ADP
crl-18157	188	30	these	these	DET
crl-18157	188	31	efforts	effort	NOUN
crl-18157	188	32	:	:	PUNCT
crl-18157	188	33	by	by	ADP
crl-18157	188	34	supporting	support	VERB
crl-18157	188	35	financial	financial	ADJ
crl-18157	188	36	literacy	literacy	NOUN
crl-18157	188	37	as	as	ADP
crl-18157	188	38	part	part	NOUN
crl-18157	188	39	of	of	ADP
crl-18157	188	40	information	information	NOUN
crl-18157	188	41	literacy	literacy	NOUN
crl-18157	188	42	.	.	PUNCT
crl-18157	189	1	although	although	SCONJ
crl-18157	189	2	this	this	DET
crl-18157	189	3	topic	topic	NOUN
crl-18157	189	4	has	have	AUX
crl-18157	189	5	been	be	AUX
crl-18157	189	6	discussed	discuss	VERB
crl-18157	189	7	conceptually	conceptually	ADV
crl-18157	189	8	and	and	CCONJ
crl-18157	189	9	in	in	ADP
crl-18157	189	10	case	case	NOUN
crl-18157	189	11	studies	study	NOUN
crl-18157	189	12	in	in	ADP
crl-18157	189	13	library	library	PROPN
crl-18157	189	14	literature,36	literature,36	PROPN
crl-18157	189	15	further	further	ADJ
crl-18157	189	16	studies	study	NOUN
crl-18157	189	17	on	on	ADP
crl-18157	189	18	the	the	DET
crl-18157	189	19	intersection	intersection	NOUN
crl-18157	189	20	of	of	ADP
crl-18157	189	21	financial	financial	ADJ
crl-18157	189	22	literacy	literacy	NOUN
crl-18157	189	23	and	and	CCONJ
crl-18157	189	24	information	information	NOUN
crl-18157	189	25	literacy	literacy	NOUN
crl-18157	189	26	could	could	AUX
crl-18157	189	27	help	help	VERB
crl-18157	189	28	answer	answer	VERB
crl-18157	189	29	remaining	remain	VERB
crl-18157	189	30	questions	question	NOUN
crl-18157	189	31	,	,	PUNCT
crl-18157	189	32	such	such	ADJ
crl-18157	189	33	as	as	ADP
crl-18157	189	34	whether	whether	SCONJ
crl-18157	189	35	or	or	CCONJ
crl-18157	189	36	not	not	PART
crl-18157	189	37	college	college	NOUN
crl-18157	189	38	students	student	NOUN
crl-18157	189	39	seek	seek	VERB
crl-18157	189	40	out	out	ADP
crl-18157	189	41	financial	financial	ADJ
crl-18157	189	42	education	education	NOUN
crl-18157	189	43	from	from	ADP
crl-18157	189	44	commercial	commercial	ADJ
crl-18157	189	45	,	,	PUNCT
crl-18157	189	46	government	government	NOUN
crl-18157	189	47	,	,	PUNCT
crl-18157	189	48	nonprofit	nonprofit	ADJ
crl-18157	189	49	,	,	PUNCT
crl-18157	189	50	or	or	CCONJ
crl-18157	189	51	other	other	ADJ
crl-18157	189	52	sources	source	NOUN
crl-18157	189	53	on	on	ADP
crl-18157	189	54	their	their	PRON
crl-18157	189	55	own	own	ADJ
crl-18157	189	56	,	,	PUNCT
crl-18157	189	57	how	how	SCONJ
crl-18157	189	58	they	they	PRON
crl-18157	189	59	determine	determine	VERB
crl-18157	189	60	the	the	DET
crl-18157	189	61	validity	validity	NOUN
crl-18157	189	62	of	of	ADP
crl-18157	189	63	the	the	DET
crl-18157	189	64	information	information	NOUN
crl-18157	189	65	they	they	PRON
crl-18157	189	66	find	find	VERB
crl-18157	189	67	,	,	PUNCT
crl-18157	189	68	and	and	CCONJ
crl-18157	189	69	how	how	SCONJ
crl-18157	189	70	they	they	PRON
crl-18157	189	71	apply	apply	VERB
crl-18157	189	72	the	the	DET
crl-18157	189	73	knowledge	knowledge	NOUN
crl-18157	189	74	gained	gain	VERB
crl-18157	189	75	to	to	ADP
crl-18157	189	76	their	their	PRON
crl-18157	189	77	decision	decision	NOUN
crl-18157	189	78	-	-	PUNCT
crl-18157	189	79	making	making	NOUN
crl-18157	189	80	.	.	PUNCT
crl-18157	190	1	future	future	ADJ
crl-18157	190	2	research	research	NOUN
crl-18157	190	3	on	on	ADP
crl-18157	190	4	these	these	DET
crl-18157	190	5	questions	question	NOUN
crl-18157	190	6	could	could	AUX
crl-18157	190	7	provide	provide	VERB
crl-18157	190	8	clarity	clarity	NOUN
crl-18157	190	9	and	and	CCONJ
crl-18157	190	10	guidance	guidance	NOUN
crl-18157	190	11	on	on	ADP
crl-18157	190	12	the	the	DET
crl-18157	190	13	role	role	NOUN
crl-18157	190	14	for	for	ADP
crl-18157	190	15	librarians	librarian	NOUN
crl-18157	190	16	in	in	ADP
crl-18157	190	17	helping	help	VERB
crl-18157	190	18	students	student	NOUN
crl-18157	190	19	untangle	untangle	VERB
crl-18157	190	20	the	the	DET
crl-18157	190	21	wide	wide	ADJ
crl-18157	190	22	,	,	PUNCT
crl-18157	190	23	and	and	CCONJ
crl-18157	190	24	sometimes	sometimes	ADV
crl-18157	190	25	conflicting	conflicting	ADJ
crl-18157	190	26	and	and	CCONJ
crl-18157	190	27	confusing	confusing	ADJ
crl-18157	190	28	,	,	PUNCT
crl-18157	190	29	web	web	NOUN
crl-18157	190	30	of	of	ADP
crl-18157	190	31	financial	financial	ADJ
crl-18157	190	32	answers	answer	NOUN
crl-18157	190	33	available	available	ADJ
crl-18157	190	34	on	on	ADP
crl-18157	190	35	the	the	DET
crl-18157	190	36	internet	internet	NOUN
crl-18157	190	37	.	.	PUNCT
crl-18157	191	1	other	other	ADJ
crl-18157	191	2	roles	role	NOUN
crl-18157	191	3	for	for	ADP
crl-18157	191	4	librarians	librarian	NOUN
crl-18157	191	5	,	,	PUNCT
crl-18157	191	6	as	as	ADV
crl-18157	191	7	well	well	ADV
crl-18157	191	8	as	as	ADP
crl-18157	191	9	evidence	evidence	NOUN
crl-18157	191	10	on	on	ADP
crl-18157	191	11	the	the	DET
crl-18157	191	12	level	level	NOUN
crl-18157	191	13	of	of	ADP
crl-18157	191	14	library	library	NOUN
crl-18157	191	15	activity	activity	NOUN
crl-18157	191	16	in	in	ADP
crl-18157	191	17	specific	specific	ADJ
crl-18157	191	18	types	type	NOUN
crl-18157	191	19	of	of	ADP
crl-18157	191	20	financial	financial	ADJ
crl-18157	191	21	literacy	literacy	NOUN
crl-18157	191	22	support	support	NOUN
crl-18157	191	23	,	,	PUNCT
crl-18157	191	24	such	such	ADJ
crl-18157	191	25	as	as	ADP
crl-18157	191	26	hosting	host	VERB
crl-18157	191	27	programs	program	NOUN
crl-18157	191	28	or	or	CCONJ
crl-18157	191	29	maintaining	maintain	VERB
crl-18157	191	30	resource	resource	NOUN
crl-18157	191	31	guides	guide	NOUN
crl-18157	191	32	,	,	PUNCT
crl-18157	191	33	could	could	AUX
crl-18157	191	34	be	be	AUX
crl-18157	191	35	explored	explore	VERB
crl-18157	191	36	via	via	ADP
crl-18157	191	37	content	content	NOUN
crl-18157	191	38	analysis	analysis	NOUN
crl-18157	191	39	of	of	ADP
crl-18157	191	40	library	library	NOUN
crl-18157	191	41	websites	website	NOUN
crl-18157	191	42	.	.	PUNCT
crl-18157	192	1	while	while	SCONJ
crl-18157	192	2	most	most	ADJ
crl-18157	192	3	of	of	ADP
crl-18157	192	4	the	the	DET
crl-18157	192	5	types	type	NOUN
crl-18157	192	6	of	of	ADP
crl-18157	192	7	support	support	NOUN
crl-18157	192	8	found	find	VERB
crl-18157	192	9	in	in	ADP
crl-18157	192	10	the	the	DET
crl-18157	192	11	literature	literature	NOUN
crl-18157	192	12	appeared	appear	VERB
crl-18157	192	13	in	in	ADP
crl-18157	192	14	the	the	DET
crl-18157	192	15	survey	survey	NOUN
crl-18157	192	16	results	result	NOUN
crl-18157	192	17	,	,	PUNCT
crl-18157	192	18	peer	peer	NOUN
crl-18157	192	19	-	-	PUNCT
crl-18157	192	20	to	to	ADP
crl-18157	192	21	-	-	PUNCT
crl-18157	192	22	peer	peer	NOUN
crl-18157	192	23	financial	financial	ADJ
crl-18157	192	24	literacy	literacy	NOUN
crl-18157	192	25	programs	program	NOUN
crl-18157	192	26	were	be	AUX
crl-18157	192	27	absent	absent	ADJ
crl-18157	192	28	.	.	PUNCT
crl-18157	193	1	a	a	DET
crl-18157	193	2	possible	possible	ADJ
crl-18157	193	3	explanation	explanation	NOUN
crl-18157	193	4	is	be	AUX
crl-18157	193	5	that	that	SCONJ
crl-18157	193	6	the	the	DET
crl-18157	193	7	large	large	ADJ
crl-18157	193	8	universities	university	NOUN
crl-18157	193	9	that	that	PRON
crl-18157	193	10	were	be	AUX
crl-18157	193	11	surveyed	survey	VERB
crl-18157	193	12	may	may	AUX
crl-18157	193	13	have	have	VERB
crl-18157	193	14	the	the	DET
crl-18157	193	15	resources	resource	NOUN
crl-18157	193	16	to	to	PART
crl-18157	193	17	support	support	VERB
crl-18157	193	18	campuswide	campuswide	NOUN
crl-18157	193	19	offices	office	NOUN
crl-18157	193	20	or	or	CCONJ
crl-18157	193	21	departments	department	NOUN
crl-18157	193	22	devoted	devote	VERB
crl-18157	193	23	to	to	ADP
crl-18157	193	24	such	such	ADJ
crl-18157	193	25	specialized	specialized	ADJ
crl-18157	193	26	programs	program	NOUN
crl-18157	193	27	,	,	PUNCT
crl-18157	193	28	so	so	ADV
crl-18157	193	29	library	library	NOUN
crl-18157	193	30	support	support	NOUN
crl-18157	193	31	is	be	AUX
crl-18157	193	32	not	not	PART
crl-18157	193	33	needed	need	VERB
crl-18157	193	34	.	.	PUNCT
crl-18157	194	1	one	one	NUM
crl-18157	194	2	of	of	ADP
crl-18157	194	3	the	the	DET
crl-18157	194	4	peer	peer	NOUN
crl-18157	194	5	-	-	PUNCT
crl-18157	194	6	to	to	ADP
crl-18157	194	7	-	-	PUNCT
crl-18157	194	8	peer	peer	NOUN
crl-18157	194	9	financial	financial	ADJ
crl-18157	194	10	literacy	literacy	NOUN
crl-18157	194	11	programs	program	NOUN
crl-18157	194	12	noted	note	VERB
crl-18157	194	13	in	in	ADP
crl-18157	194	14	the	the	DET
crl-18157	194	15	literature	literature	NOUN
crl-18157	194	16	is	be	AUX
crl-18157	194	17	located	locate	VERB
crl-18157	194	18	at	at	ADP
crl-18157	194	19	ripon	ripon	PROPN
crl-18157	194	20	college	college	PROPN
crl-18157	194	21	,	,	PUNCT
crl-18157	194	22	which	which	PRON
crl-18157	194	23	is	be	AUX
crl-18157	194	24	a	a	DET
crl-18157	194	25	small	small	ADJ
crl-18157	194	26	liberal	liberal	ADJ
crl-18157	194	27	arts	art	NOUN
crl-18157	194	28	college	college	NOUN
crl-18157	194	29	;	;	PUNCT
crl-18157	194	30	it	it	PRON
crl-18157	194	31	was	be	AUX
crl-18157	194	32	not	not	PART
crl-18157	194	33	included	include	VERB
crl-18157	194	34	in	in	ADP
crl-18157	194	35	the	the	DET
crl-18157	194	36	study	study	NOUN
crl-18157	194	37	sample	sample	NOUN
crl-18157	194	38	.	.	PUNCT
crl-18157	195	1	(	(	PUNCT
crl-18157	195	2	the	the	DET
crl-18157	195	3	other	other	ADJ
crl-18157	195	4	program	program	NOUN
crl-18157	195	5	mentioned	mention	VERB
crl-18157	195	6	in	in	ADP
crl-18157	195	7	the	the	DET
crl-18157	195	8	literature	literature	NOUN
crl-18157	195	9	review	review	NOUN
crl-18157	195	10	was	be	AUX
crl-18157	195	11	located	locate	VERB
crl-18157	195	12	at	at	ADP
crl-18157	195	13	the	the	DET
crl-18157	195	14	authors	author	NOUN
crl-18157	195	15	’	’	PART
crl-18157	195	16	institution	institution	NOUN
crl-18157	195	17	,	,	PUNCT
crl-18157	195	18	but	but	CCONJ
crl-18157	195	19	the	the	DET
crl-18157	195	20	authors	author	NOUN
crl-18157	195	21	did	do	AUX
crl-18157	195	22	not	not	PART
crl-18157	195	23	participate	participate	VERB
crl-18157	195	24	in	in	ADP
crl-18157	195	25	the	the	DET
crl-18157	195	26	study	study	NOUN
crl-18157	195	27	.	.	PUNCT
crl-18157	195	28	)	)	PUNCT
crl-18157	195	29	exploring	explore	VERB
crl-18157	195	30	whether	whether	SCONJ
crl-18157	195	31	or	or	CCONJ
crl-18157	195	32	not	not	PART
crl-18157	195	33	smalland	smalland	VERB
crl-18157	195	34	mid	mid	ADJ
crl-18157	195	35	-	-	ADJ
crl-18157	195	36	sized	sized	ADJ
crl-18157	195	37	four	four	NUM
crl-18157	195	38	-	-	PUNCT
crl-18157	195	39	year	year	NOUN
crl-18157	195	40	colleges	college	NOUN
crl-18157	195	41	and	and	CCONJ
crl-18157	195	42	universities	university	NOUN
crl-18157	195	43	,	,	PUNCT
crl-18157	195	44	as	as	ADV
crl-18157	195	45	well	well	ADV
crl-18157	195	46	as	as	ADP
crl-18157	195	47	community	community	NOUN
crl-18157	195	48	colleges	college	NOUN
crl-18157	195	49	,	,	PUNCT
crl-18157	195	50	have	have	AUX
crl-18157	195	51	devoted	devote	VERB
crl-18157	195	52	financial	financial	ADJ
crl-18157	195	53	literacy	literacy	NOUN
crl-18157	195	54	programs	program	NOUN
crl-18157	195	55	,	,	PUNCT
crl-18157	195	56	and	and	CCONJ
crl-18157	195	57	if	if	SCONJ
crl-18157	195	58	and	and	CCONJ
crl-18157	195	59	how	how	SCONJ
crl-18157	195	60	the	the	DET
crl-18157	195	61	academic	academic	ADJ
crl-18157	195	62	libraries	library	NOUN
crl-18157	195	63	may	may	AUX
crl-18157	195	64	be	be	AUX
crl-18157	195	65	filling	fill	VERB
crl-18157	195	66	any	any	DET
crl-18157	195	67	financial	financial	ADJ
crl-18157	195	68	education	education	NOUN
crl-18157	195	69	,	,	PUNCT
crl-18157	195	70	information	information	NOUN
crl-18157	195	71	,	,	PUNCT
crl-18157	195	72	or	or	CCONJ
crl-18157	195	73	service	service	NOUN
crl-18157	195	74	gaps	gap	NOUN
crl-18157	195	75	,	,	PUNCT
crl-18157	195	76	is	be	AUX
crl-18157	195	77	a	a	DET
crl-18157	195	78	topic	topic	NOUN
crl-18157	195	79	worthy	worthy	ADJ
crl-18157	195	80	of	of	ADP
crl-18157	195	81	investigation	investigation	NOUN
crl-18157	195	82	in	in	ADP
crl-18157	195	83	future	future	ADJ
crl-18157	195	84	research	research	NOUN
crl-18157	195	85	.	.	PUNCT
crl-18157	196	1	conclusion	conclusion	NOUN
crl-18157	196	2	this	this	DET
crl-18157	196	3	survey	survey	NOUN
crl-18157	196	4	of	of	ADP
crl-18157	196	5	the	the	DET
crl-18157	196	6	current	current	ADJ
crl-18157	196	7	state	state	NOUN
crl-18157	196	8	of	of	ADP
crl-18157	196	9	financial	financial	ADJ
crl-18157	196	10	literacy	literacy	NOUN
crl-18157	196	11	education	education	NOUN
crl-18157	196	12	at	at	ADP
crl-18157	196	13	academic	academic	ADJ
crl-18157	196	14	libraries	library	NOUN
crl-18157	196	15	at	at	ADP
crl-18157	196	16	large	large	ADJ
crl-18157	196	17	institutions	institution	NOUN
crl-18157	196	18	shows	show	VERB
crl-18157	196	19	that	that	SCONJ
crl-18157	196	20	,	,	PUNCT
crl-18157	196	21	following	follow	VERB
crl-18157	196	22	the	the	DET
crl-18157	196	23	groundswell	groundswell	NOUN
crl-18157	196	24	of	of	ADP
crl-18157	196	25	attention	attention	NOUN
crl-18157	196	26	due	due	ADP
crl-18157	196	27	to	to	ADP
crl-18157	196	28	the	the	DET
crl-18157	196	29	acrl	acrl	ADJ
crl-18157	196	30	presidential	presidential	ADJ
crl-18157	196	31	focus	focus	NOUN
crl-18157	196	32	of	of	ADP
crl-18157	196	33	2013–2014	2013–2014	NUM
crl-18157	196	34	,	,	PUNCT
crl-18157	196	35	there	there	PRON
crl-18157	196	36	remains	remain	VERB
crl-18157	196	37	awareness	awareness	NOUN
crl-18157	196	38	of	of	ADP
crl-18157	196	39	this	this	DET
crl-18157	196	40	topic	topic	NOUN
crl-18157	196	41	among	among	ADP
crl-18157	196	42	academic	academic	ADJ
crl-18157	196	43	librarians	librarian	NOUN
crl-18157	196	44	as	as	ADP
crl-18157	196	45	of	of	ADP
crl-18157	196	46	2017–2018	2017–2018	NUM
crl-18157	196	47	.	.	PUNCT
crl-18157	197	1	survey	survey	NOUN
crl-18157	197	2	respondents	respondent	NOUN
crl-18157	197	3	,	,	PUNCT
crl-18157	197	4	whether	whether	SCONJ
crl-18157	197	5	or	or	CCONJ
crl-18157	197	6	not	not	PART
crl-18157	197	7	their	their	PRON
crl-18157	197	8	library	library	NOUN
crl-18157	197	9	provided	provide	VERB
crl-18157	197	10	financial	financial	ADJ
crl-18157	197	11	literacy	literacy	NOUN
crl-18157	197	12	support	support	NOUN
crl-18157	197	13	,	,	PUNCT
crl-18157	197	14	perceived	perceive	VERB
crl-18157	197	15	personal	personal	ADJ
crl-18157	197	16	finance	finance	NOUN
crl-18157	197	17	topics	topic	NOUN
crl-18157	197	18	as	as	ADP
crl-18157	197	19	important	important	ADJ
crl-18157	197	20	to	to	ADP
crl-18157	197	21	college	college	NOUN
crl-18157	197	22	students	student	NOUN
crl-18157	197	23	.	.	PUNCT
crl-18157	198	1	roughly	roughly	ADV
crl-18157	198	2	half	half	NOUN
crl-18157	198	3	of	of	ADP
crl-18157	198	4	the	the	DET
crl-18157	198	5	librarians	librarians	PROPN
crl-18157	198	6	surveyed	survey	VERB
crl-18157	198	7	reported	report	VERB
crl-18157	198	8	involvement	involvement	NOUN
crl-18157	198	9	in	in	ADP
crl-18157	198	10	student	student	NOUN
crl-18157	198	11	financial	financial	ADJ
crl-18157	198	12	literacy	literacy	NOUN
crl-18157	198	13	efforts	effort	NOUN
crl-18157	198	14	,	,	PUNCT
crl-18157	198	15	and	and	CCONJ
crl-18157	198	16	half	half	NOUN
crl-18157	198	17	did	do	AUX
crl-18157	198	18	not	not	PART
crl-18157	198	19	participate	participate	VERB
crl-18157	198	20	,	,	PUNCT
crl-18157	198	21	primarily	primarily	ADV
crl-18157	198	22	due	due	ADJ
crl-18157	198	23	to	to	ADP
crl-18157	198	24	lack	lack	NOUN
crl-18157	198	25	of	of	ADP
crl-18157	198	26	time	time	NOUN
crl-18157	198	27	.	.	PUNCT
crl-18157	199	1	time	time	NOUN
crl-18157	199	2	constraint	constraint	NOUN
crl-18157	199	3	was	be	AUX
crl-18157	199	4	a	a	DET
crl-18157	199	5	challenge	challenge	NOUN
crl-18157	199	6	shared	share	VERB
crl-18157	199	7	by	by	ADP
crl-18157	199	8	those	those	PRON
crl-18157	199	9	who	who	PRON
crl-18157	199	10	did	do	AUX
crl-18157	199	11	provide	provide	VERB
crl-18157	199	12	financial	financial	ADJ
crl-18157	199	13	literacy	literacy	NOUN
crl-18157	199	14	programming	programming	NOUN
crl-18157	199	15	.	.	PUNCT
crl-18157	200	1	of	of	ADP
crl-18157	200	2	the	the	DET
crl-18157	200	3	proposed	propose	VERB
crl-18157	200	4	solutions	solution	NOUN
crl-18157	200	5	that	that	PRON
crl-18157	200	6	might	might	AUX
crl-18157	200	7	make	make	VERB
crl-18157	200	8	financial	financial	ADJ
crl-18157	200	9	literacy	literacy	NOUN
crl-18157	200	10	education	education	NOUN
crl-18157	200	11	easier	easy	ADJ
crl-18157	200	12	for	for	SCONJ
crl-18157	200	13	libraries	library	NOUN
crl-18157	200	14	to	to	PART
crl-18157	200	15	offer	offer	VERB
crl-18157	200	16	,	,	PUNCT
crl-18157	200	17	the	the	DET
crl-18157	200	18	“	"	PUNCT
crl-18157	200	19	program	program	NOUN
crl-18157	200	20	-	-	PUNCT
crl-18157	200	21	in	in	ADP
crl-18157	200	22	-	-	PUNCT
crl-18157	200	23	a	a	DET
crl-18157	200	24	-	-	PUNCT
crl-18157	200	25	box	box	NOUN
crl-18157	200	26	”	"	PUNCT
crl-18157	200	27	emerged	emerge	VERB
crl-18157	200	28	as	as	ADP
crl-18157	200	29	the	the	DET
crl-18157	200	30	possibility	possibility	NOUN
crl-18157	200	31	of	of	ADP
crl-18157	200	32	greatest	great	ADJ
crl-18157	200	33	interest	interest	NOUN
crl-18157	200	34	to	to	ADP
crl-18157	200	35	respondents	respondent	NOUN
crl-18157	200	36	and	and	CCONJ
crl-18157	200	37	would	would	AUX
crl-18157	200	38	offer	offer	VERB
crl-18157	200	39	the	the	DET
crl-18157	200	40	potential	potential	ADJ
crl-18157	200	41	time	time	NOUN
crl-18157	200	42	savings	saving	NOUN
crl-18157	200	43	that	that	PRON
crl-18157	200	44	librarians	librarian	VERB
crl-18157	200	45	seek	seek	VERB
crl-18157	200	46	.	.	PUNCT
crl-18157	201	1	by	by	ADP
crl-18157	201	2	analyzing	analyze	VERB
crl-18157	201	3	and	and	CCONJ
crl-18157	201	4	drawing	draw	VERB
crl-18157	201	5	comparisons	comparison	NOUN
crl-18157	201	6	from	from	ADP
crl-18157	201	7	survey	survey	NOUN
crl-18157	201	8	results	result	NOUN
crl-18157	201	9	,	,	PUNCT
crl-18157	201	10	the	the	DET
crl-18157	201	11	authors	author	NOUN
crl-18157	201	12	632	632	PROPN
crl-18157	201	13	college	college	PROPN
crl-18157	201	14	&	&	CCONJ
crl-18157	201	15	research	research	PROPN
crl-18157	201	16	libraries	library	NOUN
crl-18157	201	17	july	july	PROPN
crl-18157	201	18	2019	2019	NUM
crl-18157	201	19	also	also	ADV
crl-18157	201	20	identified	identify	VERB
crl-18157	201	21	collaboration	collaboration	NOUN
crl-18157	201	22	as	as	ADP
crl-18157	201	23	a	a	DET
crl-18157	201	24	strategy	strategy	NOUN
crl-18157	201	25	to	to	PART
crl-18157	201	26	mitigate	mitigate	VERB
crl-18157	201	27	many	many	ADJ
crl-18157	201	28	of	of	ADP
crl-18157	201	29	the	the	DET
crl-18157	201	30	challenges	challenge	NOUN
crl-18157	201	31	,	,	PUNCT
crl-18157	201	32	including	include	VERB
crl-18157	201	33	lack	lack	NOUN
crl-18157	201	34	of	of	ADP
crl-18157	201	35	financial	financial	ADJ
crl-18157	201	36	knowledge	knowledge	NOUN
crl-18157	201	37	and	and	CCONJ
crl-18157	201	38	low	low	ADJ
crl-18157	201	39	student	student	NOUN
crl-18157	201	40	interest	interest	NOUN
crl-18157	201	41	,	,	PUNCT
crl-18157	201	42	and	and	CCONJ
crl-18157	201	43	targeted	target	VERB
crl-18157	201	44	development	development	NOUN
crl-18157	201	45	of	of	ADP
crl-18157	201	46	personal	personal	ADJ
crl-18157	201	47	finance	finance	NOUN
crl-18157	201	48	collections	collection	NOUN
crl-18157	201	49	as	as	ADP
crl-18157	201	50	an	an	DET
crl-18157	201	51	opportunity	opportunity	NOUN
crl-18157	201	52	for	for	SCONJ
crl-18157	201	53	academic	academic	ADJ
crl-18157	201	54	libraries	library	NOUN
crl-18157	201	55	to	to	PART
crl-18157	201	56	make	make	VERB
crl-18157	201	57	a	a	DET
crl-18157	201	58	unique	unique	ADJ
crl-18157	201	59	contribution	contribution	NOUN
crl-18157	201	60	to	to	ADP
crl-18157	201	61	student	student	NOUN
crl-18157	201	62	financial	financial	ADJ
crl-18157	201	63	literacy	literacy	NOUN
crl-18157	201	64	support	support	NOUN
crl-18157	201	65	with	with	ADP
crl-18157	201	66	limited	limited	ADJ
crl-18157	201	67	disruption	disruption	NOUN
crl-18157	201	68	to	to	ADP
crl-18157	201	69	the	the	DET
crl-18157	201	70	existing	exist	VERB
crl-18157	201	71	workflows	workflow	NOUN
crl-18157	201	72	and	and	CCONJ
crl-18157	201	73	responsibilities	responsibility	NOUN
crl-18157	201	74	.	.	PUNCT
crl-18157	202	1	this	this	DET
crl-18157	202	2	study	study	NOUN
crl-18157	202	3	explores	explore	VERB
crl-18157	202	4	the	the	DET
crl-18157	202	5	status	status	NOUN
crl-18157	202	6	of	of	ADP
crl-18157	202	7	financial	financial	ADJ
crl-18157	202	8	literacy	literacy	NOUN
crl-18157	202	9	efforts	effort	NOUN
crl-18157	202	10	of	of	ADP
crl-18157	202	11	academic	academic	ADJ
crl-18157	202	12	libraries	library	NOUN
crl-18157	202	13	at	at	ADP
crl-18157	202	14	large	large	ADJ
crl-18157	202	15	academic	academic	ADJ
crl-18157	202	16	institutions	institution	NOUN
crl-18157	202	17	and	and	CCONJ
crl-18157	202	18	recognizes	recognize	VERB
crl-18157	202	19	the	the	DET
crl-18157	202	20	interests	interest	NOUN
crl-18157	202	21	,	,	PUNCT
crl-18157	202	22	challenges	challenge	NOUN
crl-18157	202	23	,	,	PUNCT
crl-18157	202	24	and	and	CCONJ
crl-18157	202	25	examples	example	NOUN
crl-18157	202	26	of	of	ADP
crl-18157	202	27	initiatives	initiative	NOUN
crl-18157	202	28	that	that	PRON
crl-18157	202	29	may	may	AUX
crl-18157	202	30	be	be	AUX
crl-18157	202	31	shared	share	VERB
crl-18157	202	32	by	by	ADP
crl-18157	202	33	academic	academic	ADJ
crl-18157	202	34	librarians	librarian	NOUN
crl-18157	202	35	at	at	ADP
crl-18157	202	36	institutions	institution	NOUN
crl-18157	202	37	of	of	ADP
crl-18157	202	38	all	all	DET
crl-18157	202	39	types	type	NOUN
crl-18157	202	40	and	and	CCONJ
crl-18157	202	41	sizes	size	NOUN
crl-18157	202	42	.	.	PUNCT
crl-18157	203	1	although	although	SCONJ
crl-18157	203	2	not	not	PART
crl-18157	203	3	all	all	DET
crl-18157	203	4	academic	academic	ADJ
crl-18157	203	5	libraries	library	NOUN
crl-18157	203	6	surveyed	survey	VERB
crl-18157	203	7	are	be	AUX
crl-18157	203	8	involved	involve	VERB
crl-18157	203	9	in	in	ADP
crl-18157	203	10	financial	financial	ADJ
crl-18157	203	11	literacy	literacy	NOUN
crl-18157	203	12	support	support	NOUN
crl-18157	203	13	,	,	PUNCT
crl-18157	203	14	it	it	PRON
crl-18157	203	15	is	be	AUX
crl-18157	203	16	not	not	PART
crl-18157	203	17	unreasonable	unreasonable	ADJ
crl-18157	203	18	to	to	PART
crl-18157	203	19	expect	expect	VERB
crl-18157	203	20	that	that	SCONJ
crl-18157	203	21	they	they	PRON
crl-18157	203	22	may	may	AUX
crl-18157	203	23	face	face	VERB
crl-18157	203	24	the	the	DET
crl-18157	203	25	external	external	ADJ
crl-18157	203	26	influence	influence	NOUN
crl-18157	203	27	or	or	CCONJ
crl-18157	203	28	professional	professional	ADJ
crl-18157	203	29	motivation	motivation	NOUN
crl-18157	203	30	that	that	PRON
crl-18157	203	31	prompted	prompt	VERB
crl-18157	203	32	others	other	NOUN
crl-18157	203	33	to	to	PART
crl-18157	203	34	participate	participate	VERB
crl-18157	203	35	according	accord	VERB
crl-18157	203	36	to	to	ADP
crl-18157	203	37	the	the	DET
crl-18157	203	38	qualitative	qualitative	ADJ
crl-18157	203	39	data	datum	NOUN
crl-18157	203	40	collected	collect	VERB
crl-18157	203	41	,	,	PUNCT
crl-18157	203	42	given	give	VERB
crl-18157	203	43	the	the	DET
crl-18157	203	44	ongoing	ongoing	ADJ
crl-18157	203	45	media	media	NOUN
crl-18157	203	46	coverage	coverage	NOUN
crl-18157	203	47	of	of	ADP
crl-18157	203	48	financial	financial	ADJ
crl-18157	203	49	literacy	literacy	NOUN
crl-18157	203	50	,	,	PUNCT
crl-18157	203	51	college	college	NOUN
crl-18157	203	52	affordability	affordability	NOUN
crl-18157	203	53	,	,	PUNCT
crl-18157	203	54	student	student	NOUN
crl-18157	203	55	debt	debt	NOUN
crl-18157	203	56	,	,	PUNCT
crl-18157	203	57	and	and	CCONJ
crl-18157	203	58	the	the	DET
crl-18157	203	59	value	value	NOUN
crl-18157	203	60	of	of	ADP
crl-18157	203	61	higher	high	ADJ
crl-18157	203	62	education	education	NOUN
crl-18157	203	63	.	.	PUNCT
crl-18157	204	1	while	while	SCONJ
crl-18157	204	2	it	it	PRON
crl-18157	204	3	is	be	AUX
crl-18157	204	4	beyond	beyond	ADP
crl-18157	204	5	the	the	DET
crl-18157	204	6	scope	scope	NOUN
crl-18157	204	7	of	of	ADP
crl-18157	204	8	this	this	DET
crl-18157	204	9	exploratory	exploratory	ADJ
crl-18157	204	10	study	study	NOUN
crl-18157	204	11	to	to	PART
crl-18157	204	12	suggest	suggest	VERB
crl-18157	204	13	what	what	PRON
crl-18157	204	14	academic	academic	ADJ
crl-18157	204	15	libraries	library	NOUN
crl-18157	204	16	should	should	AUX
crl-18157	204	17	do	do	AUX
crl-18157	204	18	given	give	VERB
crl-18157	204	19	the	the	DET
crl-18157	204	20	unique	unique	ADJ
crl-18157	204	21	challenges	challenge	NOUN
crl-18157	204	22	at	at	ADP
crl-18157	204	23	each	each	DET
crl-18157	204	24	institution	institution	NOUN
crl-18157	204	25	,	,	PUNCT
crl-18157	204	26	this	this	DET
crl-18157	204	27	study	study	NOUN
crl-18157	204	28	provides	provide	VERB
crl-18157	204	29	evidence	evidence	NOUN
crl-18157	204	30	that	that	SCONJ
crl-18157	204	31	,	,	PUNCT
crl-18157	204	32	despite	despite	SCONJ
crl-18157	204	33	the	the	DET
crl-18157	204	34	challenges	challenge	NOUN
crl-18157	204	35	,	,	PUNCT
crl-18157	204	36	academic	academic	ADJ
crl-18157	204	37	libraries	library	NOUN
crl-18157	204	38	can	can	AUX
crl-18157	204	39	participate	participate	VERB
crl-18157	204	40	in	in	ADP
crl-18157	204	41	financial	financial	ADJ
crl-18157	204	42	literacy	literacy	NOUN
crl-18157	204	43	support	support	NOUN
crl-18157	204	44	for	for	ADP
crl-18157	204	45	students	student	NOUN
crl-18157	204	46	and	and	CCONJ
crl-18157	204	47	are	be	AUX
crl-18157	204	48	doing	do	VERB
crl-18157	204	49	so	so	ADV
crl-18157	204	50	with	with	ADP
crl-18157	204	51	university	university	NOUN
crl-18157	204	52	and	and	CCONJ
crl-18157	204	53	library	library	NOUN
crl-18157	204	54	values	value	NOUN
crl-18157	204	55	in	in	ADP
crl-18157	204	56	mind	mind	NOUN
crl-18157	204	57	.	.	PUNCT
crl-18157	205	1	library	library	NOUN
crl-18157	205	2	support	support	NOUN
crl-18157	205	3	for	for	ADP
crl-18157	205	4	student	student	NOUN
crl-18157	205	5	financial	financial	ADJ
crl-18157	205	6	literacy	literacy	NOUN
crl-18157	205	7	633	633	NUM
crl-18157	205	8	appendix	appendix	NOUN
crl-18157	205	9	survey	survey	NOUN
crl-18157	205	10	instrument	instrument	NOUN
crl-18157	205	11	you	you	PRON
crl-18157	205	12	are	be	AUX
crl-18157	205	13	invited	invite	VERB
crl-18157	205	14	to	to	PART
crl-18157	205	15	participate	participate	VERB
crl-18157	205	16	in	in	ADP
crl-18157	205	17	an	an	DET
crl-18157	205	18	online	online	ADJ
crl-18157	205	19	survey	survey	NOUN
crl-18157	205	20	on	on	ADP
crl-18157	205	21	the	the	DET
crl-18157	205	22	role	role	NOUN
crl-18157	205	23	of	of	ADP
crl-18157	205	24	academic	academic	ADJ
crl-18157	205	25	libraries	library	NOUN
crl-18157	205	26	in	in	ADP
crl-18157	205	27	student	student	NOUN
crl-18157	205	28	financial	financial	ADJ
crl-18157	205	29	literacy	literacy	NOUN
crl-18157	205	30	.	.	PUNCT
crl-18157	206	1	this	this	DET
crl-18157	206	2	survey	survey	NOUN
crl-18157	206	3	is	be	AUX
crl-18157	206	4	being	be	AUX
crl-18157	206	5	conducted	conduct	VERB
crl-18157	206	6	by	by	ADP
crl-18157	206	7	lauren	lauren	PROPN
crl-18157	206	8	reiter	reiter	PROPN
crl-18157	206	9	,	,	PUNCT
crl-18157	206	10	a	a	DET
crl-18157	206	11	penn	penn	PROPN
crl-18157	206	12	state	state	PROPN
crl-18157	206	13	university	university	PROPN
crl-18157	206	14	librarian	librarian	NOUN
crl-18157	206	15	,	,	PUNCT
crl-18157	206	16	and	and	CCONJ
crl-18157	206	17	bronson	bronson	NOUN
crl-18157	206	18	ford	ford	PROPN
crl-18157	206	19	,	,	PUNCT
crl-18157	206	20	a	a	DET
crl-18157	206	21	penn	penn	PROPN
crl-18157	206	22	state	state	PROPN
crl-18157	206	23	university	university	NOUN
crl-18157	206	24	student	student	NOUN
crl-18157	206	25	.	.	PUNCT
crl-18157	207	1	this	this	DET
crl-18157	207	2	survey	survey	NOUN
crl-18157	207	3	should	should	AUX
crl-18157	207	4	take	take	VERB
crl-18157	207	5	approximately	approximately	ADV
crl-18157	207	6	5	5	NUM
crl-18157	207	7	minutes	minute	NOUN
crl-18157	207	8	to	to	PART
crl-18157	207	9	complete	complete	VERB
crl-18157	207	10	.	.	PUNCT
crl-18157	208	1	this	this	DET
crl-18157	208	2	survey	survey	NOUN
crl-18157	208	3	is	be	AUX
crl-18157	208	4	being	be	AUX
crl-18157	208	5	conducted	conduct	VERB
crl-18157	208	6	for	for	ADP
crl-18157	208	7	research	research	NOUN
crl-18157	208	8	purposes	purpose	NOUN
crl-18157	208	9	and	and	CCONJ
crl-18157	208	10	has	have	AUX
crl-18157	208	11	met	meet	VERB
crl-18157	208	12	the	the	DET
crl-18157	208	13	criteria	criterion	NOUN
crl-18157	208	14	of	of	ADP
crl-18157	208	15	the	the	DET
crl-18157	208	16	institutional	institutional	ADJ
crl-18157	208	17	review	review	NOUN
crl-18157	208	18	board	board	NOUN
crl-18157	208	19	at	at	ADP
crl-18157	208	20	penn	penn	PROPN
crl-18157	208	21	state	state	PROPN
crl-18157	208	22	university	university	PROPN
crl-18157	208	23	.	.	PUNCT
crl-18157	209	1	your	your	PRON
crl-18157	209	2	participation	participation	NOUN
crl-18157	209	3	in	in	ADP
crl-18157	209	4	this	this	DET
crl-18157	209	5	survey	survey	NOUN
crl-18157	209	6	is	be	AUX
crl-18157	209	7	completely	completely	ADV
crl-18157	209	8	voluntary	voluntary	ADJ
crl-18157	209	9	.	.	PUNCT
crl-18157	210	1	your	your	PRON
crl-18157	210	2	responses	response	NOUN
crl-18157	210	3	will	will	AUX
crl-18157	210	4	remain	remain	VERB
crl-18157	210	5	confidential	confidential	ADJ
crl-18157	210	6	.	.	PUNCT
crl-18157	211	1	no	no	DET
crl-18157	211	2	personally	personally	ADV
crl-18157	211	3	identifiable	identifiable	ADJ
crl-18157	211	4	information	information	NOUN
crl-18157	211	5	is	be	AUX
crl-18157	211	6	being	be	AUX
crl-18157	211	7	collected	collect	VERB
crl-18157	211	8	in	in	ADP
crl-18157	211	9	this	this	DET
crl-18157	211	10	survey	survey	NOUN
crl-18157	211	11	.	.	PUNCT
crl-18157	212	1	you	you	PRON
crl-18157	212	2	may	may	AUX
crl-18157	212	3	skip	skip	VERB
crl-18157	212	4	questions	question	NOUN
crl-18157	212	5	,	,	PUNCT
crl-18157	212	6	choose	choose	VERB
crl-18157	212	7	not	not	PART
crl-18157	212	8	to	to	PART
crl-18157	212	9	answer	answer	VERB
crl-18157	212	10	questions	question	NOUN
crl-18157	212	11	,	,	PUNCT
crl-18157	212	12	and	and	CCONJ
crl-18157	212	13	exit	exit	VERB
crl-18157	212	14	the	the	DET
crl-18157	212	15	survey	survey	NOUN
crl-18157	212	16	without	without	ADP
crl-18157	212	17	completing	complete	VERB
crl-18157	212	18	it	it	PRON
crl-18157	212	19	at	at	ADP
crl-18157	212	20	any	any	DET
crl-18157	212	21	time	time	NOUN
crl-18157	212	22	.	.	PUNCT
crl-18157	213	1	if	if	SCONJ
crl-18157	213	2	you	you	PRON
crl-18157	213	3	have	have	VERB
crl-18157	213	4	any	any	DET
crl-18157	213	5	questions	question	NOUN
crl-18157	213	6	about	about	ADP
crl-18157	213	7	this	this	DET
crl-18157	213	8	research	research	NOUN
crl-18157	213	9	,	,	PUNCT
crl-18157	213	10	you	you	PRON
crl-18157	213	11	can	can	AUX
crl-18157	213	12	contact	contact	VERB
crl-18157	213	13	lauren	lauren	PROPN
crl-18157	213	14	reiter	reiter	NOUN
crl-18157	213	15	by	by	ADP
crl-18157	213	16	phone	phone	NOUN
crl-18157	213	17	at	at	ADP
crl-18157	213	18	814	814	NUM
crl-18157	213	19	-	-	PUNCT
crl-18157	213	20	865	865	NUM
crl-18157	213	21	-	-	SYM
crl-18157	213	22	4414	4414	NUM
crl-18157	213	23	or	or	CCONJ
crl-18157	213	24	email	email	NOUN
crl-18157	213	25	lmr29@psu.edu	lmr29@psu.edu	PROPN
crl-18157	213	26	.	.	PUNCT
crl-18157	214	1	thank	thank	VERB
crl-18157	214	2	you	you	PRON
crl-18157	214	3	for	for	ADP
crl-18157	214	4	your	your	PRON
crl-18157	214	5	time	time	NOUN
crl-18157	214	6	and	and	CCONJ
crl-18157	214	7	attention	attention	NOUN
crl-18157	214	8	.	.	PUNCT
crl-18157	215	1	by	by	ADP
crl-18157	215	2	selecting	select	VERB
crl-18157	215	3	to	to	PART
crl-18157	215	4	begin	begin	VERB
crl-18157	215	5	the	the	DET
crl-18157	215	6	survey	survey	NOUN
crl-18157	215	7	below	below	ADV
crl-18157	215	8	,	,	PUNCT
crl-18157	215	9	you	you	PRON
crl-18157	215	10	acknowledge	acknowledge	VERB
crl-18157	215	11	that	that	SCONJ
crl-18157	215	12	your	your	PRON
crl-18157	215	13	participation	participation	NOUN
crl-18157	215	14	in	in	ADP
crl-18157	215	15	the	the	DET
crl-18157	215	16	study	study	NOUN
crl-18157	215	17	is	be	AUX
crl-18157	215	18	voluntary	voluntary	ADJ
crl-18157	215	19	,	,	PUNCT
crl-18157	215	20	you	you	PRON
crl-18157	215	21	are	be	AUX
crl-18157	215	22	at	at	ADP
crl-18157	215	23	least	least	ADV
crl-18157	215	24	18	18	NUM
crl-18157	215	25	years	year	NOUN
crl-18157	215	26	of	of	ADP
crl-18157	215	27	age	age	NOUN
crl-18157	215	28	,	,	PUNCT
crl-18157	215	29	and	and	CCONJ
crl-18157	215	30	that	that	SCONJ
crl-18157	215	31	you	you	PRON
crl-18157	215	32	are	be	AUX
crl-18157	215	33	aware	aware	ADJ
crl-18157	215	34	that	that	SCONJ
crl-18157	215	35	you	you	PRON
crl-18157	215	36	may	may	AUX
crl-18157	215	37	choose	choose	VERB
crl-18157	215	38	to	to	PART
crl-18157	215	39	terminate	terminate	VERB
crl-18157	215	40	your	your	PRON
crl-18157	215	41	participation	participation	NOUN
crl-18157	215	42	in	in	ADP
crl-18157	215	43	the	the	DET
crl-18157	215	44	study	study	NOUN
crl-18157	215	45	at	at	ADP
crl-18157	215	46	any	any	DET
crl-18157	215	47	time	time	NOUN
crl-18157	215	48	and	and	CCONJ
crl-18157	215	49	for	for	ADP
crl-18157	215	50	any	any	DET
crl-18157	215	51	reason	reason	NOUN
crl-18157	215	52	.	.	PUNCT
crl-18157	216	1	1	1	X
crl-18157	216	2	.	.	X
crl-18157	216	3	i	i	PRON
crl-18157	216	4	consent	consent	VERB
crl-18157	216	5	.	.	PUNCT
crl-18157	217	1	begin	begin	VERB
crl-18157	217	2	the	the	DET
crl-18157	217	3	survey	survey	NOUN
crl-18157	217	4	.	.	PUNCT
crl-18157	218	1	2	2	X
crl-18157	218	2	.	.	X
crl-18157	218	3	i	i	PRON
crl-18157	218	4	do	do	AUX
crl-18157	218	5	not	not	PART
crl-18157	218	6	consent	consent	VERB
crl-18157	218	7	.	.	PUNCT
crl-18157	219	1	i	i	PRON
crl-18157	219	2	do	do	AUX
crl-18157	219	3	not	not	PART
crl-18157	219	4	wish	wish	VERB
crl-18157	219	5	to	to	PART
crl-18157	219	6	participate	participate	VERB
crl-18157	219	7	.	.	PUNCT
crl-18157	220	1	q1	q1	PROPN
crl-18157	220	2	.	.	PUNCT
crl-18157	221	1	please	please	INTJ
crl-18157	221	2	check	check	VERB
crl-18157	221	3	off	off	ADP
crl-18157	221	4	any	any	PRON
crl-18157	221	5	of	of	ADP
crl-18157	221	6	the	the	DET
crl-18157	221	7	following	follow	VERB
crl-18157	221	8	financial	financial	ADJ
crl-18157	221	9	literacy	literacy	NOUN
crl-18157	221	10	topics	topic	NOUN
crl-18157	221	11	that	that	PRON
crl-18157	221	12	you	you	PRON
crl-18157	221	13	believe	believe	VERB
crl-18157	221	14	are	be	AUX
crl-18157	221	15	important	important	ADJ
crl-18157	221	16	for	for	ADP
crl-18157	221	17	students	student	NOUN
crl-18157	221	18	at	at	ADP
crl-18157	221	19	your	your	PRON
crl-18157	221	20	university	university	NOUN
crl-18157	221	21	.	.	PUNCT
crl-18157	222	1	□	□	PUNCT
crl-18157	222	2	personal	personal	ADJ
crl-18157	222	3	finance	finance	NOUN
crl-18157	222	4	basics	basic	NOUN
crl-18157	222	5	□	□	PUNCT
crl-18157	222	6	budgeting	budget	VERB
crl-18157	222	7	□	□	PUNCT
crl-18157	222	8	credit	credit	NOUN
crl-18157	222	9	cards	card	NOUN
crl-18157	222	10	□	□	PUNCT
crl-18157	222	11	student	student	NOUN
crl-18157	222	12	loans	loan	NOUN
crl-18157	222	13	□	□	PUNCT
crl-18157	222	14	car	car	NOUN
crl-18157	222	15	loans	loan	NOUN
crl-18157	222	16	□	□	PUNCT
crl-18157	222	17	paying	pay	VERB
crl-18157	222	18	for	for	ADP
crl-18157	222	19	rent	rent	NOUN
crl-18157	222	20	or	or	CCONJ
crl-18157	222	21	mortgage	mortgage	NOUN
crl-18157	222	22	□	□	PUNCT
crl-18157	222	23	retirement	retirement	NOUN
crl-18157	222	24	□	□	PUNCT
crl-18157	222	25	saving	save	VERB
crl-18157	222	26	□	□	PUNCT
crl-18157	222	27	investing	invest	VERB
crl-18157	222	28	□	□	PUNCT
crl-18157	222	29	salary	salary	NOUN
crl-18157	222	30	negotiation	negotiation	NOUN
crl-18157	222	31	□	□	PUNCT
crl-18157	222	32	health	health	NOUN
crl-18157	222	33	insurance	insurance	NOUN
crl-18157	222	34	□	□	PUNCT
crl-18157	222	35	other	other	ADJ
crl-18157	222	36	(	(	PUNCT
crl-18157	222	37	please	please	INTJ
crl-18157	222	38	describe	describe	VERB
crl-18157	222	39	below	below	ADV
crl-18157	222	40	)	)	PUNCT
crl-18157	222	41	□	□	PUNCT
crl-18157	222	42	none	none	NOUN
crl-18157	222	43	q2	q2	NOUN
crl-18157	222	44	.	.	PUNCT
crl-18157	223	1	does	do	AUX
crl-18157	223	2	your	your	PRON
crl-18157	223	3	library	library	NOUN
crl-18157	223	4	offer	offer	VERB
crl-18157	223	5	any	any	DET
crl-18157	223	6	type	type	NOUN
crl-18157	223	7	of	of	ADP
crl-18157	223	8	support	support	NOUN
crl-18157	223	9	for	for	ADP
crl-18157	223	10	student	student	NOUN
crl-18157	223	11	financial	financial	ADJ
crl-18157	223	12	literacy	literacy	NOUN
crl-18157	223	13	(	(	PUNCT
crl-18157	223	14	ex	ex	NOUN
crl-18157	223	15	.	.	NOUN
crl-18157	223	16	resource	resource	NOUN
crl-18157	223	17	guide	guide	NOUN
crl-18157	223	18	,	,	PUNCT
crl-18157	223	19	programs	program	NOUN
crl-18157	223	20	and	and	CCONJ
crl-18157	223	21	events	event	NOUN
crl-18157	223	22	,	,	PUNCT
crl-18157	223	23	instruction	instruction	NOUN
crl-18157	223	24	,	,	PUNCT
crl-18157	223	25	promotion	promotion	NOUN
crl-18157	223	26	of	of	ADP
crl-18157	223	27	personal	personal	ADJ
crl-18157	223	28	finance	finance	NOUN
crl-18157	223	29	book	book	NOUN
crl-18157	223	30	collection	collection	NOUN
crl-18157	223	31	,	,	PUNCT
crl-18157	223	32	collaborations	collaboration	NOUN
crl-18157	223	33	with	with	ADP
crl-18157	223	34	other	other	ADJ
crl-18157	223	35	campus	campus	NOUN
crl-18157	223	36	units	unit	NOUN
crl-18157	223	37	,	,	PUNCT
crl-18157	223	38	etc	etc	X
crl-18157	223	39	.	.	X
crl-18157	223	40	)	)	PUNCT
crl-18157	223	41	?	?	PUNCT
crl-18157	224	1	□	□	PUNCT
crl-18157	224	2	yes	yes	INTJ
crl-18157	224	3	□	□	PUNCT
crl-18157	224	4	no	no	INTJ
crl-18157	224	5	(	(	PUNCT
crl-18157	224	6	if	if	SCONJ
crl-18157	224	7	yes	yes	INTJ
crl-18157	224	8	,	,	PUNCT
crl-18157	224	9	skip	skip	VERB
crl-18157	224	10	to	to	ADP
crl-18157	224	11	q4	q4	PROPN
crl-18157	224	12	.	.	PUNCT
crl-18157	224	13	)	)	PUNCT
crl-18157	225	1	634	634	NUM
crl-18157	225	2	college	college	PROPN
crl-18157	225	3	&	&	CCONJ
crl-18157	225	4	research	research	PROPN
crl-18157	225	5	libraries	library	NOUN
crl-18157	225	6	july	july	PROPN
crl-18157	225	7	2019	2019	NUM
crl-18157	225	8	q3	q3	PROPN
crl-18157	225	9	.	.	PUNCT
crl-18157	226	1	what	what	PRON
crl-18157	226	2	prevents	prevent	VERB
crl-18157	226	3	your	your	PRON
crl-18157	226	4	library	library	NOUN
crl-18157	226	5	from	from	ADP
crl-18157	226	6	offering	offer	VERB
crl-18157	226	7	student	student	NOUN
crl-18157	226	8	financial	financial	ADJ
crl-18157	226	9	literacy	literacy	NOUN
crl-18157	226	10	support	support	NOUN
crl-18157	226	11	?	?	PUNCT
crl-18157	227	1	check	check	VERB
crl-18157	227	2	all	all	DET
crl-18157	227	3	that	that	PRON
crl-18157	227	4	apply	apply	VERB
crl-18157	227	5	.	.	PUNCT
crl-18157	228	1	□	□	PUNCT
crl-18157	228	2	lack	lack	NOUN
crl-18157	228	3	of	of	ADP
crl-18157	228	4	interest	interest	NOUN
crl-18157	228	5	□	□	PUNCT
crl-18157	228	6	lack	lack	NOUN
crl-18157	228	7	of	of	ADP
crl-18157	228	8	time	time	NOUN
crl-18157	228	9	□	□	PUNCT
crl-18157	228	10	lack	lack	NOUN
crl-18157	228	11	of	of	ADP
crl-18157	228	12	financial	financial	ADJ
crl-18157	228	13	knowledge	knowledge	NOUN
crl-18157	228	14	□	□	PUNCT
crl-18157	228	15	lack	lack	NOUN
crl-18157	228	16	of	of	ADP
crl-18157	228	17	financial	financial	ADJ
crl-18157	228	18	resources	resource	NOUN
crl-18157	228	19	□	□	PUNCT
crl-18157	228	20	lack	lack	NOUN
crl-18157	228	21	of	of	ADP
crl-18157	228	22	information	information	NOUN
crl-18157	228	23	resources	resource	NOUN
crl-18157	228	24	□	□	PUNCT
crl-18157	228	25	university	university	NOUN
crl-18157	228	26	already	already	ADV
crl-18157	228	27	offers	offer	VERB
crl-18157	228	28	a	a	DET
crl-18157	228	29	required	require	VERB
crl-18157	228	30	financial	financial	ADJ
crl-18157	228	31	literacy	literacy	NOUN
crl-18157	228	32	program	program	NOUN
crl-18157	228	33	or	or	CCONJ
crl-18157	228	34	course	course	NOUN
crl-18157	228	35	for	for	ADP
crl-18157	228	36	students	student	NOUN
crl-18157	228	37	□	□	PUNCT
crl-18157	228	38	student	student	NOUN
crl-18157	228	39	financial	financial	ADJ
crl-18157	228	40	literacy	literacy	NOUN
crl-18157	228	41	support	support	NOUN
crl-18157	228	42	is	be	AUX
crl-18157	228	43	the	the	DET
crl-18157	228	44	responsibility	responsibility	NOUN
crl-18157	228	45	of	of	ADP
crl-18157	228	46	another	another	DET
crl-18157	228	47	unit	unit	NOUN
crl-18157	228	48	/	/	SYM
crl-18157	228	49	department	department	NOUN
crl-18157	228	50	at	at	ADP
crl-18157	228	51	my	my	PRON
crl-18157	228	52	campus	campus	NOUN
crl-18157	228	53	.	.	PUNCT
crl-18157	229	1	please	please	INTJ
crl-18157	229	2	identify	identify	VERB
crl-18157	229	3	entity	entity	NOUN
crl-18157	229	4	below	below	ADP
crl-18157	229	5	(	(	PUNCT
crl-18157	229	6	example	example	NOUN
crl-18157	229	7	:	:	PUNCT
crl-18157	229	8	financial	financial	ADJ
crl-18157	229	9	wellness	wellness	NOUN
crl-18157	229	10	center	center	NOUN
crl-18157	229	11	,	,	PUNCT
crl-18157	229	12	office	office	NOUN
crl-18157	229	13	of	of	ADP
crl-18157	229	14	financial	financial	ADJ
crl-18157	229	15	aid	aid	NOUN
crl-18157	229	16	,	,	PUNCT
crl-18157	229	17	etc	etc	X
crl-18157	229	18	.	.	X
crl-18157	229	19	)	)	PUNCT
crl-18157	229	20	□	□	PUNCT
crl-18157	229	21	other	other	ADJ
crl-18157	229	22	(	(	PUNCT
crl-18157	229	23	please	please	INTJ
crl-18157	229	24	describe	describe	VERB
crl-18157	229	25	or	or	CCONJ
crl-18157	229	26	expand	expand	VERB
crl-18157	229	27	on	on	ADP
crl-18157	229	28	previous	previous	ADJ
crl-18157	229	29	answers	answer	NOUN
crl-18157	229	30	)	)	PUNCT
crl-18157	229	31	(	(	PUNCT
crl-18157	229	32	skip	skip	X
crl-18157	229	33	to	to	ADP
crl-18157	229	34	q9	q9	PROPN
crl-18157	229	35	)	)	PUNCT
crl-18157	229	36	q4	q4	PROPN
crl-18157	229	37	.	.	PUNCT
crl-18157	230	1	what	what	PRON
crl-18157	230	2	types	type	NOUN
crl-18157	230	3	of	of	ADP
crl-18157	230	4	support	support	NOUN
crl-18157	230	5	does	do	AUX
crl-18157	230	6	your	your	PRON
crl-18157	230	7	library	library	NOUN
crl-18157	230	8	offer	offer	VERB
crl-18157	230	9	for	for	ADP
crl-18157	230	10	student	student	NOUN
crl-18157	230	11	financial	financial	ADJ
crl-18157	230	12	literacy	literacy	NOUN
crl-18157	230	13	?	?	PUNCT
crl-18157	231	1	check	check	VERB
crl-18157	231	2	all	all	DET
crl-18157	231	3	that	that	PRON
crl-18157	231	4	apply	apply	VERB
crl-18157	231	5	.	.	PUNCT
crl-18157	232	1	□	□	PUNCT
crl-18157	232	2	programming	programming	NOUN
crl-18157	232	3	,	,	PUNCT
crl-18157	232	4	events	event	NOUN
crl-18157	232	5	,	,	PUNCT
crl-18157	232	6	workshops	workshop	NOUN
crl-18157	232	7	□	□	PUNCT
crl-18157	232	8	online	online	ADJ
crl-18157	232	9	personal	personal	ADJ
crl-18157	232	10	finance	finance	NOUN
crl-18157	232	11	resource	resource	NOUN
crl-18157	232	12	guides	guide	VERB
crl-18157	232	13	□	□	PUNCT
crl-18157	232	14	brochures	brochure	NOUN
crl-18157	232	15	,	,	PUNCT
crl-18157	232	16	flyers	flyer	NOUN
crl-18157	232	17	,	,	PUNCT
crl-18157	232	18	and	and	CCONJ
crl-18157	232	19	other	other	ADJ
crl-18157	232	20	print	print	NOUN
crl-18157	232	21	handouts	handout	NOUN
crl-18157	232	22	in	in	ADP
crl-18157	232	23	the	the	DET
crl-18157	232	24	library	library	NOUN
crl-18157	232	25	□	□	PUNCT
crl-18157	232	26	collection	collection	NOUN
crl-18157	232	27	development	development	NOUN
crl-18157	232	28	focused	focus	VERB
crl-18157	232	29	on	on	ADP
crl-18157	232	30	financial	financial	ADJ
crl-18157	232	31	literacy	literacy	NOUN
crl-18157	232	32	and	and	CCONJ
crl-18157	232	33	personal	personal	ADJ
crl-18157	232	34	finance	finance	NOUN
crl-18157	232	35	resources	resource	NOUN
crl-18157	232	36	□	□	PUNCT
crl-18157	232	37	credit	credit	NOUN
crl-18157	232	38	and	and	CCONJ
crl-18157	232	39	noncredit	noncredit	NOUN
crl-18157	232	40	personal	personal	ADJ
crl-18157	232	41	finance	finance	NOUN
crl-18157	232	42	courses	course	NOUN
crl-18157	232	43	taught	teach	VERB
crl-18157	232	44	by	by	ADP
crl-18157	232	45	library	library	NOUN
crl-18157	232	46	staff	staff	NOUN
crl-18157	232	47	□	□	PUNCT
crl-18157	232	48	financial	financial	ADJ
crl-18157	232	49	literacy	literacy	NOUN
crl-18157	232	50	integrated	integrate	VERB
crl-18157	232	51	into	into	ADP
crl-18157	232	52	information	information	NOUN
crl-18157	232	53	literacy	literacy	NOUN
crl-18157	232	54	sessions	session	NOUN
crl-18157	232	55	□	□	PUNCT
crl-18157	232	56	peer	peer	NOUN
crl-18157	232	57	-	-	PUNCT
crl-18157	232	58	to	to	ADP
crl-18157	232	59	-	-	PUNCT
crl-18157	232	60	peer	peer	NOUN
crl-18157	232	61	financial	financial	ADJ
crl-18157	232	62	literacy	literacy	NOUN
crl-18157	232	63	programs	program	NOUN
crl-18157	232	64	□	□	PUNCT
crl-18157	232	65	collaborations	collaboration	NOUN
crl-18157	232	66	with	with	ADP
crl-18157	232	67	other	other	ADJ
crl-18157	232	68	campus	campus	NOUN
crl-18157	232	69	units	unit	NOUN
crl-18157	232	70	□	□	PUNCT
crl-18157	232	71	library	library	NOUN
crl-18157	232	72	staff	staff	NOUN
crl-18157	232	73	service	service	NOUN
crl-18157	232	74	on	on	ADP
crl-18157	232	75	university	university	NOUN
crl-18157	232	76	and	and	CCONJ
crl-18157	232	77	campus	campus	NOUN
crl-18157	232	78	committees	committee	NOUN
crl-18157	232	79	related	relate	VERB
crl-18157	232	80	to	to	ADP
crl-18157	232	81	financial	financial	ADJ
crl-18157	232	82	literacy	literacy	NOUN
crl-18157	232	83	□	□	PUNCT
crl-18157	232	84	participation	participation	NOUN
crl-18157	232	85	in	in	ADP
crl-18157	232	86	money	money	NOUN
crl-18157	232	87	smart	smart	ADJ
crl-18157	232	88	week	week	NOUN
crl-18157	232	89	@	@	ADP
crl-18157	232	90	your	your	PRON
crl-18157	232	91	library	library	NOUN
crl-18157	232	92	(	(	PUNCT
crl-18157	232	93	a	a	DET
crl-18157	232	94	national	national	ADJ
crl-18157	232	95	initiative	initiative	NOUN
crl-18157	232	96	between	between	ADP
crl-18157	232	97	the	the	DET
crl-18157	232	98	ala	ala	NOUN
crl-18157	232	99	and	and	CCONJ
crl-18157	232	100	the	the	DET
crl-18157	232	101	federal	federal	PROPN
crl-18157	232	102	reserve	reserve	PROPN
crl-18157	232	103	bank	bank	PROPN
crl-18157	232	104	chicago	chicago	PROPN
crl-18157	232	105	to	to	PART
crl-18157	232	106	provide	provide	VERB
crl-18157	232	107	financial	financial	ADJ
crl-18157	232	108	literacy	literacy	NOUN
crl-18157	232	109	programming	programming	NOUN
crl-18157	232	110	)	)	PUNCT
crl-18157	232	111	□	□	PUNCT
crl-18157	232	112	other	other	ADJ
crl-18157	232	113	(	(	PUNCT
crl-18157	232	114	describe	describe	NOUN
crl-18157	232	115	below	below	ADV
crl-18157	232	116	)	)	PUNCT
crl-18157	232	117	q5	q5	PROPN
crl-18157	232	118	.	.	PUNCT
crl-18157	233	1	identify	identify	VERB
crl-18157	233	2	any	any	DET
crl-18157	233	3	entities	entity	NOUN
crl-18157	233	4	your	your	PRON
crl-18157	233	5	library	library	NOUN
crl-18157	233	6	has	have	AUX
crl-18157	233	7	collaborated	collaborate	VERB
crl-18157	233	8	or	or	CCONJ
crl-18157	233	9	partnered	partner	VERB
crl-18157	233	10	with	with	ADP
crl-18157	233	11	to	to	PART
crl-18157	233	12	offer	offer	VERB
crl-18157	233	13	any	any	DET
crl-18157	233	14	type	type	NOUN
crl-18157	233	15	of	of	ADP
crl-18157	233	16	student	student	NOUN
crl-18157	233	17	financial	financial	ADJ
crl-18157	233	18	literacy	literacy	NOUN
crl-18157	233	19	support	support	NOUN
crl-18157	233	20	.	.	PUNCT
crl-18157	234	1	please	please	INTJ
crl-18157	234	2	check	check	VERB
crl-18157	234	3	all	all	DET
crl-18157	234	4	that	that	PRON
crl-18157	234	5	apply	apply	VERB
crl-18157	234	6	.	.	PUNCT
crl-18157	235	1	□	□	PUNCT
crl-18157	235	2	financial	financial	ADJ
crl-18157	235	3	aid	aid	NOUN
crl-18157	235	4	□	□	PUNCT
crl-18157	235	5	bursar	bursar	NOUN
crl-18157	235	6	□	□	PUNCT
crl-18157	235	7	career	career	NOUN
crl-18157	235	8	services	service	NOUN
crl-18157	235	9	□	□	PUNCT
crl-18157	235	10	financial	financial	ADJ
crl-18157	235	11	literacy	literacy	NOUN
crl-18157	235	12	/	/	SYM
crl-18157	235	13	education	education	NOUN
crl-18157	235	14	office	office	NOUN
crl-18157	235	15	□	□	PUNCT
crl-18157	235	16	first	first	ADJ
crl-18157	235	17	-	-	PUNCT
crl-18157	235	18	year	year	NOUN
crl-18157	235	19	experience	experience	NOUN
crl-18157	235	20	□	□	PUNCT
crl-18157	235	21	student	student	NOUN
crl-18157	235	22	affairs	affair	NOUN
crl-18157	235	23	□	□	PUNCT
crl-18157	235	24	academic	academic	ADJ
crl-18157	235	25	college	college	NOUN
crl-18157	235	26	or	or	CCONJ
crl-18157	235	27	department	department	NOUN
crl-18157	235	28	(	(	PUNCT
crl-18157	235	29	please	please	INTJ
crl-18157	235	30	describe	describe	VERB
crl-18157	235	31	below	below	ADV
crl-18157	235	32	)	)	PUNCT
crl-18157	235	33	□	□	PUNCT
crl-18157	235	34	other	other	ADJ
crl-18157	235	35	(	(	PUNCT
crl-18157	235	36	please	please	INTJ
crl-18157	235	37	describe	describe	VERB
crl-18157	235	38	below	below	ADV
crl-18157	235	39	)	)	PUNCT
crl-18157	235	40	□	□	PUNCT
crl-18157	236	1	my	my	PRON
crl-18157	236	2	library	library	NOUN
crl-18157	236	3	has	have	AUX
crl-18157	236	4	not	not	PART
crl-18157	236	5	collaborated	collaborate	VERB
crl-18157	236	6	or	or	CCONJ
crl-18157	236	7	partnered	partner	VERB
crl-18157	236	8	to	to	PART
crl-18157	236	9	offer	offer	VERB
crl-18157	236	10	any	any	DET
crl-18157	236	11	type	type	NOUN
crl-18157	236	12	of	of	ADP
crl-18157	236	13	student	student	NOUN
crl-18157	236	14	financial	financial	ADJ
crl-18157	236	15	literacy	literacy	NOUN
crl-18157	236	16	support	support	NOUN
crl-18157	236	17	.	.	PUNCT
crl-18157	237	1	library	library	NOUN
crl-18157	237	2	support	support	NOUN
crl-18157	237	3	for	for	ADP
crl-18157	237	4	student	student	NOUN
crl-18157	237	5	financial	financial	ADJ
crl-18157	237	6	literacy	literacy	NOUN
crl-18157	237	7	635	635	NUM
crl-18157	237	8	q6	q6	NOUN
crl-18157	237	9	.	.	PUNCT
crl-18157	238	1	what	what	PRON
crl-18157	238	2	challenges	challenge	NOUN
crl-18157	238	3	has	have	VERB
crl-18157	238	4	your	your	PRON
crl-18157	238	5	library	library	NOUN
crl-18157	238	6	faced	face	VERB
crl-18157	238	7	in	in	ADP
crl-18157	238	8	providing	provide	VERB
crl-18157	238	9	support	support	NOUN
crl-18157	238	10	for	for	ADP
crl-18157	238	11	student	student	NOUN
crl-18157	238	12	financial	financial	ADJ
crl-18157	238	13	literacy	literacy	NOUN
crl-18157	238	14	?	?	PUNCT
crl-18157	239	1	q7	q7	PROPN
crl-18157	239	2	.	.	PUNCT
crl-18157	240	1	what	what	PRON
crl-18157	240	2	factors	factor	NOUN
crl-18157	240	3	contributed	contribute	VERB
crl-18157	240	4	to	to	ADP
crl-18157	240	5	your	your	PRON
crl-18157	240	6	library	library	NOUN
crl-18157	240	7	’s	’s	PART
crl-18157	240	8	decision	decision	NOUN
crl-18157	240	9	to	to	PART
crl-18157	240	10	support	support	VERB
crl-18157	240	11	student	student	NOUN
crl-18157	240	12	financial	financial	ADJ
crl-18157	240	13	literacy	literacy	NOUN
crl-18157	240	14	?	?	PUNCT
crl-18157	241	1	q8	q8	PROPN
crl-18157	241	2	.	.	PUNCT
crl-18157	242	1	who	who	PRON
crl-18157	242	2	/	/	PUNCT
crl-18157	242	3	what	what	PRON
crl-18157	242	4	department	department	NOUN
crl-18157	242	5	is	be	AUX
crl-18157	242	6	leading	lead	VERB
crl-18157	242	7	your	your	PRON
crl-18157	242	8	library	library	NOUN
crl-18157	242	9	’s	’s	PART
crl-18157	242	10	student	student	NOUN
crl-18157	242	11	financial	financial	ADJ
crl-18157	242	12	literacy	literacy	NOUN
crl-18157	242	13	efforts	effort	NOUN
crl-18157	242	14	?	?	PUNCT
crl-18157	243	1	q9	q9	PROPN
crl-18157	243	2	.	.	PUNCT
crl-18157	244	1	please	please	INTJ
crl-18157	244	2	check	check	VERB
crl-18157	244	3	off	off	ADP
crl-18157	244	4	any	any	PRON
crl-18157	244	5	of	of	ADP
crl-18157	244	6	the	the	DET
crl-18157	244	7	following	following	NOUN
crl-18157	244	8	that	that	PRON
crl-18157	244	9	would	would	AUX
crl-18157	244	10	be	be	AUX
crl-18157	244	11	of	of	ADP
crl-18157	244	12	interest	interest	NOUN
crl-18157	244	13	to	to	ADP
crl-18157	244	14	your	your	PRON
crl-18157	244	15	library	library	NOUN
crl-18157	244	16	.	.	PUNCT
crl-18157	245	1	□	□	PUNCT
crl-18157	245	2	patron	patron	NOUN
crl-18157	245	3	financial	financial	ADJ
crl-18157	245	4	literacy	literacy	NOUN
crl-18157	245	5	training	training	NOUN
crl-18157	245	6	for	for	ADP
crl-18157	245	7	library	library	NOUN
crl-18157	245	8	employees	employee	NOUN
crl-18157	245	9	□	□	PUNCT
crl-18157	245	10	personal	personal	ADJ
crl-18157	245	11	financial	financial	ADJ
crl-18157	245	12	literacy	literacy	NOUN
crl-18157	245	13	training	training	NOUN
crl-18157	245	14	for	for	ADP
crl-18157	245	15	library	library	NOUN
crl-18157	245	16	employees	employee	NOUN
crl-18157	245	17	□	□	PUNCT
crl-18157	245	18	financial	financial	ADJ
crl-18157	245	19	literacy	literacy	NOUN
crl-18157	245	20	program	program	NOUN
crl-18157	245	21	-	-	PUNCT
crl-18157	245	22	in	in	ADP
crl-18157	245	23	-	-	PUNCT
crl-18157	245	24	a	a	DET
crl-18157	245	25	-	-	PUNCT
crl-18157	245	26	box	box	NOUN
crl-18157	245	27	(	(	PUNCT
crl-18157	245	28	ready	ready	ADJ
crl-18157	245	29	-	-	PUNCT
crl-18157	245	30	made	make	VERB
crl-18157	245	31	presentations	presentation	NOUN
crl-18157	245	32	,	,	PUNCT
crl-18157	245	33	marketing	marketing	NOUN
crl-18157	245	34	,	,	PUNCT
crl-18157	245	35	etc	etc	X
crl-18157	245	36	.	.	PUNCT
crl-18157	245	37	)	)	PUNCT
crl-18157	245	38	□	□	PUNCT
crl-18157	245	39	other	other	ADJ
crl-18157	245	40	(	(	PUNCT
crl-18157	245	41	please	please	INTJ
crl-18157	245	42	describe	describe	VERB
crl-18157	245	43	)	)	PUNCT
crl-18157	245	44	□	□	PUNCT
crl-18157	245	45	none	none	NOUN
crl-18157	245	46	notes	note	VERB
crl-18157	245	47	1	1	NUM
crl-18157	245	48	.	.	PROPN
crl-18157	245	49	board	board	PROPN
crl-18157	245	50	of	of	ADP
crl-18157	245	51	governors	governor	NOUN
crl-18157	245	52	of	of	ADP
crl-18157	245	53	the	the	DET
crl-18157	245	54	federal	federal	PROPN
crl-18157	245	55	reserve	reserve	PROPN
crl-18157	245	56	system	system	NOUN
crl-18157	245	57	,	,	PUNCT
crl-18157	245	58	“	"	PUNCT
crl-18157	245	59	report	report	VERB
crl-18157	245	60	on	on	ADP
crl-18157	245	61	the	the	DET
crl-18157	245	62	economic	economic	ADJ
crl-18157	245	63	well	well	NOUN
crl-18157	245	64	-	-	PUNCT
crl-18157	245	65	being	being	NOUN
crl-18157	245	66	of	of	ADP
crl-18157	245	67	u.s	u.s	PROPN
crl-18157	245	68	.	.	PROPN
crl-18157	245	69	households	household	NOUN
crl-18157	245	70	in	in	ADP
crl-18157	245	71	2014	2014	NUM
crl-18157	245	72	”	"	PUNCT
crl-18157	245	73	(	(	PUNCT
crl-18157	245	74	may	may	AUX
crl-18157	245	75	2015	2015	NUM
crl-18157	245	76	)	)	PUNCT
crl-18157	245	77	,	,	PUNCT
crl-18157	245	78	available	available	ADJ
crl-18157	245	79	online	online	ADV
crl-18157	245	80	at	at	ADP
crl-18157	245	81	https://www.federalreserve.gov/econresdata/2015-economic-wellbeing-of-us-households-in-2014-preface.htm	https://www.federalreserve.gov/econresdata/2015-economic-wellbeing-of-us-households-in-2014-preface.htm	PROPN
crl-18157	246	1	[	[	X
crl-18157	246	2	accessed	access	VERB
crl-18157	246	3	3	3	NUM
crl-18157	246	4	april	april	NOUN
crl-18157	246	5	2018	2018	NUM
crl-18157	246	6	]	]	PUNCT
crl-18157	246	7	;	;	PUNCT
crl-18157	246	8	board	board	NOUN
crl-18157	246	9	of	of	ADP
crl-18157	246	10	governors	governor	NOUN
crl-18157	246	11	of	of	ADP
crl-18157	246	12	the	the	DET
crl-18157	246	13	federal	federal	PROPN
crl-18157	246	14	reserve	reserve	PROPN
crl-18157	246	15	system	system	NOUN
crl-18157	246	16	,	,	PUNCT
crl-18157	246	17	“	"	PUNCT
crl-18157	246	18	report	report	VERB
crl-18157	246	19	on	on	ADP
crl-18157	246	20	the	the	DET
crl-18157	246	21	economic	economic	ADJ
crl-18157	246	22	well	well	NOUN
crl-18157	246	23	-	-	PUNCT
crl-18157	246	24	being	being	NOUN
crl-18157	246	25	of	of	ADP
crl-18157	246	26	u.s	u.s	PROPN
crl-18157	246	27	.	.	PROPN
crl-18157	246	28	households	household	NOUN
crl-18157	246	29	in	in	ADP
crl-18157	246	30	2015	2015	NUM
crl-18157	246	31	”	"	PUNCT
crl-18157	246	32	(	(	PUNCT
crl-18157	246	33	may	may	PROPN
crl-18157	246	34	2016	2016	NUM
crl-18157	246	35	)	)	PUNCT
crl-18157	246	36	,	,	PUNCT
crl-18157	246	37	available	available	ADJ
crl-18157	246	38	online	online	ADV
crl-18157	246	39	at	at	ADP
crl-18157	246	40	https://	https://	PRON
crl-18157	246	41	www.federalreserve.gov/econresdata/2016-economic-well-being-of-us-households-in-2015-preface.htm	www.federalreserve.gov/econresdata/2016-economic-well-being-of-us-households-in-2015-preface.htm	NOUN
crl-18157	246	42	[	[	X
crl-18157	246	43	accessed	access	VERB
crl-18157	246	44	3	3	NUM
crl-18157	246	45	april	april	NOUN
crl-18157	246	46	2018	2018	NUM
crl-18157	246	47	]	]	PUNCT
crl-18157	246	48	;	;	PUNCT
crl-18157	246	49	board	board	NOUN
crl-18157	246	50	of	of	ADP
crl-18157	246	51	governors	governor	NOUN
crl-18157	246	52	of	of	ADP
crl-18157	246	53	the	the	DET
crl-18157	246	54	federal	federal	PROPN
crl-18157	246	55	reserve	reserve	PROPN
crl-18157	246	56	system	system	NOUN
crl-18157	246	57	,	,	PUNCT
crl-18157	246	58	“	"	PUNCT
crl-18157	246	59	report	report	VERB
crl-18157	246	60	on	on	ADP
crl-18157	246	61	the	the	DET
crl-18157	246	62	economic	economic	ADJ
crl-18157	246	63	well	well	NOUN
crl-18157	246	64	-	-	PUNCT
crl-18157	246	65	being	being	NOUN
crl-18157	246	66	of	of	ADP
crl-18157	246	67	u.s	u.s	PROPN
crl-18157	246	68	.	.	PROPN
crl-18157	246	69	households	household	NOUN
crl-18157	246	70	in	in	ADP
crl-18157	246	71	2016	2016	NUM
crl-18157	246	72	,	,	PUNCT
crl-18157	246	73	”	"	PUNCT
crl-18157	246	74	board	board	NOUN
crl-18157	246	75	of	of	ADP
crl-18157	246	76	governors	governor	NOUN
crl-18157	246	77	of	of	ADP
crl-18157	246	78	the	the	DET
crl-18157	246	79	federal	federal	PROPN
crl-18157	246	80	reserve	reserve	NOUN
crl-18157	246	81	system	system	NOUN
crl-18157	246	82	(	(	PUNCT
crl-18157	246	83	may	may	AUX
crl-18157	246	84	2017	2017	NUM
crl-18157	246	85	)	)	PUNCT
crl-18157	246	86	,	,	PUNCT
crl-18157	246	87	available	available	ADJ
crl-18157	246	88	online	online	ADV
crl-18157	246	89	at	at	ADP
crl-18157	246	90	https://www	https://www	PROPN
crl-18157	246	91	.	.	PUNCT
crl-18157	247	1	federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-preface.htm	federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-preface.htm	PROPN
crl-18157	248	1	[	[	X
crl-18157	248	2	accessed	access	VERB
crl-18157	248	3	3	3	NUM
crl-18157	248	4	april	april	NOUN
crl-18157	248	5	2018	2018	NUM
crl-18157	248	6	]	]	PUNCT
crl-18157	248	7	.	.	PUNCT
crl-18157	249	1	2	2	X
crl-18157	249	2	.	.	X
crl-18157	249	3	institute	institute	PROPN
crl-18157	249	4	for	for	ADP
crl-18157	249	5	college	college	NOUN
crl-18157	249	6	access	access	NOUN
crl-18157	249	7	&	&	CCONJ
crl-18157	249	8	success	success	NOUN
crl-18157	249	9	,	,	PUNCT
crl-18157	249	10	“	"	PUNCT
crl-18157	249	11	student	student	NOUN
crl-18157	249	12	debt	debt	NOUN
crl-18157	249	13	and	and	CCONJ
crl-18157	249	14	the	the	DET
crl-18157	249	15	class	class	NOUN
crl-18157	249	16	of	of	ADP
crl-18157	249	17	2016	2016	NUM
crl-18157	249	18	”	"	PUNCT
crl-18157	249	19	(	(	PUNCT
crl-18157	249	20	sept	sept	PROPN
crl-18157	249	21	.	.	PROPN
crl-18157	249	22	2017	2017	NUM
crl-18157	249	23	)	)	PUNCT
crl-18157	249	24	,	,	PUNCT
crl-18157	249	25	available	available	ADJ
crl-18157	249	26	online	online	ADV
crl-18157	249	27	at	at	ADP
crl-18157	249	28	https://ticas.org/content/pub/student-debt-and-class-2016	https://ticas.org/content/pub/student-debt-and-class-2016	PROPN
crl-18157	250	1	[	[	PUNCT
crl-18157	250	2	accessed	access	VERB
crl-18157	250	3	30	30	NUM
crl-18157	250	4	march	march	NOUN
crl-18157	250	5	2018	2018	NUM
crl-18157	250	6	]	]	PUNCT
crl-18157	250	7	.	.	PUNCT
crl-18157	251	1	3	3	X
crl-18157	251	2	.	.	X
crl-18157	251	3	“	"	PUNCT
crl-18157	251	4	cfpb	cfpb	NOUN
crl-18157	251	5	finds	find	VERB
crl-18157	251	6	percentage	percentage	NOUN
crl-18157	251	7	of	of	ADP
crl-18157	251	8	borrowers	borrower	NOUN
crl-18157	251	9	with	with	ADP
crl-18157	251	10	$	$	SYM
crl-18157	251	11	20k	20k	NOUN
crl-18157	251	12	in	in	ADP
crl-18157	251	13	student	student	NOUN
crl-18157	251	14	debt	debt	NOUN
crl-18157	251	15	doubled	double	VERB
crl-18157	251	16	over	over	ADP
crl-18157	251	17	last	last	ADJ
crl-18157	251	18	decade	decade	NOUN
crl-18157	251	19	,	,	PUNCT
crl-18157	251	20	”	"	PUNCT
crl-18157	251	21	consumer	consumer	NOUN
crl-18157	251	22	financial	financial	ADJ
crl-18157	251	23	protection	protection	PROPN
crl-18157	251	24	bureau	bureau	NOUN
crl-18157	251	25	,	,	PUNCT
crl-18157	251	26	available	available	ADJ
crl-18157	251	27	online	online	ADV
crl-18157	251	28	at	at	ADP
crl-18157	251	29	https://www.consumerfinance.gov/about-us/newsroom/cfpb-findspercentage-borrowers-20k-student-debt-doubled-over-last-decade/	https://www.consumerfinance.gov/about-us/newsroom/cfpb-findspercentage-borrowers-20k-student-debt-doubled-over-last-decade/	PROPN
crl-18157	251	30	[	[	X
crl-18157	251	31	accessed	access	VERB
crl-18157	251	32	3	3	NUM
crl-18157	251	33	april	april	NOUN
crl-18157	251	34	2018	2018	NUM
crl-18157	251	35	]	]	PUNCT
crl-18157	251	36	.	.	PUNCT
crl-18157	252	1	4	4	X
crl-18157	252	2	.	.	X
crl-18157	252	3	the	the	DET
crl-18157	252	4	ohio	ohio	PROPN
crl-18157	252	5	state	state	PROPN
crl-18157	252	6	university	university	PROPN
crl-18157	252	7	,	,	PUNCT
crl-18157	252	8	“	"	PUNCT
crl-18157	252	9	study	study	VERB
crl-18157	252	10	on	on	ADP
crl-18157	252	11	collegiate	collegiate	ADJ
crl-18157	252	12	financial	financial	ADJ
crl-18157	252	13	wellness	wellness	NOUN
crl-18157	252	14	:	:	PUNCT
crl-18157	252	15	2017	2017	NUM
crl-18157	252	16	key	key	ADJ
crl-18157	252	17	findings	finding	NOUN
crl-18157	252	18	report	report	NOUN
crl-18157	252	19	”	"	PUNCT
crl-18157	252	20	(	(	PUNCT
crl-18157	252	21	2017	2017	NUM
crl-18157	252	22	)	)	PUNCT
crl-18157	252	23	,	,	PUNCT
crl-18157	252	24	available	available	ADJ
crl-18157	252	25	online	online	ADV
crl-18157	252	26	at	at	ADP
crl-18157	252	27	https://cssl.osu.edu/posts/documents/2017-scfw-key-findings-report.pdf	https://cssl.osu.edu/posts/documents/2017-scfw-key-findings-report.pdf	NOUN
crl-18157	252	28	[	[	X
crl-18157	252	29	accessed	access	VERB
crl-18157	252	30	3	3	NUM
crl-18157	252	31	april	april	NOUN
crl-18157	252	32	2018	2018	NUM
crl-18157	252	33	]	]	PUNCT
crl-18157	252	34	.	.	PUNCT
crl-18157	253	1	5	5	X
crl-18157	253	2	.	.	X
crl-18157	253	3	pwc	pwc	NOUN
crl-18157	253	4	,	,	PUNCT
crl-18157	253	5	“	"	PUNCT
crl-18157	253	6	millennials	millennial	NOUN
crl-18157	253	7	&	&	CCONJ
crl-18157	253	8	financial	financial	ADJ
crl-18157	253	9	literacy	literacy	NOUN
crl-18157	253	10	:	:	PUNCT
crl-18157	253	11	the	the	DET
crl-18157	253	12	struggle	struggle	NOUN
crl-18157	253	13	with	with	ADP
crl-18157	253	14	personal	personal	ADJ
crl-18157	253	15	finance	finance	NOUN
crl-18157	253	16	”	"	PUNCT
crl-18157	253	17	(	(	PUNCT
crl-18157	253	18	2015	2015	NUM
crl-18157	253	19	)	)	PUNCT
crl-18157	253	20	,	,	PUNCT
crl-18157	253	21	available	available	ADJ
crl-18157	253	22	online	online	ADV
crl-18157	253	23	at	at	ADP
crl-18157	253	24	https://www.pwc.com/us/en/about-us/corporate-responsibility/assets/pwc-millennials-and-financial-literacy.pdf	https://www.pwc.com/us/en/about-us/corporate-responsibility/assets/pwc-millennials-and-financial-literacy.pdf	PROPN
crl-18157	253	25	[	[	X
crl-18157	253	26	accessed	access	VERB
crl-18157	253	27	30	30	NUM
crl-18157	253	28	march	march	NOUN
crl-18157	253	29	2018	2018	NUM
crl-18157	253	30	]	]	PUNCT
crl-18157	253	31	.	.	PUNCT
crl-18157	254	1	6	6	X
crl-18157	254	2	.	.	X
crl-18157	254	3	annamaria	annamaria	PROPN
crl-18157	254	4	lusardi	lusardi	PROPN
crl-18157	254	5	and	and	CCONJ
crl-18157	254	6	noemi	noemi	PROPN
crl-18157	254	7	oggero	oggero	NOUN
crl-18157	254	8	,	,	PUNCT
crl-18157	254	9	“	"	PUNCT
crl-18157	254	10	millennials	millennial	NOUN
crl-18157	254	11	and	and	CCONJ
crl-18157	254	12	financial	financial	ADJ
crl-18157	254	13	literacy	literacy	NOUN
crl-18157	254	14	:	:	PUNCT
crl-18157	254	15	a	a	DET
crl-18157	254	16	global	global	ADJ
crl-18157	254	17	perspective	perspective	NOUN
crl-18157	254	18	”	"	PUNCT
crl-18157	254	19	(	(	PUNCT
crl-18157	254	20	global	global	ADJ
crl-18157	254	21	financial	financial	ADJ
crl-18157	254	22	literacy	literacy	NOUN
crl-18157	254	23	excellence	excellence	NOUN
crl-18157	254	24	center	center	NOUN
crl-18157	254	25	,	,	PUNCT
crl-18157	254	26	may	may	AUX
crl-18157	254	27	2017	2017	NUM
crl-18157	254	28	)	)	PUNCT
crl-18157	254	29	,	,	PUNCT
crl-18157	254	30	available	available	ADJ
crl-18157	254	31	online	online	ADV
crl-18157	254	32	at	at	ADP
crl-18157	254	33	http://gflec.org/wp-content/uploads/2017/07/	http://gflec.org/wp-content/uploads/2017/07/	PROPN
crl-18157	255	1	millennials-and-financial-literacy-research-paper.pdf?x87657	millennials-and-financial-literacy-research-paper.pdf?x87657	X
crl-18157	256	1	[	[	X
crl-18157	256	2	accessed	access	VERB
crl-18157	256	3	20	20	NUM
crl-18157	256	4	march	march	NOUN
crl-18157	256	5	2018	2018	NUM
crl-18157	256	6	]	]	PUNCT
crl-18157	256	7	.	.	PUNCT
crl-18157	257	1	7	7	X
crl-18157	257	2	.	.	X
crl-18157	257	3	national	national	ADJ
crl-18157	257	4	endowment	endowment	NOUN
crl-18157	257	5	for	for	ADP
crl-18157	257	6	financial	financial	ADJ
crl-18157	257	7	education	education	NOUN
crl-18157	257	8	,	,	PUNCT
crl-18157	257	9	“	"	PUNCT
crl-18157	257	10	millennials	millennial	NOUN
crl-18157	257	11	gap	gap	NOUN
crl-18157	257	12	between	between	ADP
crl-18157	257	13	financial	financial	ADJ
crl-18157	257	14	confidence	confidence	NOUN
crl-18157	257	15	and	and	CCONJ
crl-18157	257	16	knowlege	knowlege	NOUN
crl-18157	257	17	|	|	NOUN
crl-18157	257	18	nefe	nefe	ADV
crl-18157	257	19	,	,	PUNCT
crl-18157	257	20	”	"	PUNCT
crl-18157	257	21	available	available	ADJ
crl-18157	257	22	online	online	ADV
crl-18157	257	23	at	at	ADP
crl-18157	257	24	https://www.nefe.org/press-room/news/millennials-gap-betweenconfidence-and-knowledge	https://www.nefe.org/press-room/news/millennials-gap-betweenconfidence-and-knowledge	NOUN
crl-18157	257	25	[	[	X
crl-18157	257	26	accessed	access	VERB
crl-18157	257	27	3	3	NUM
crl-18157	257	28	april	april	NOUN
crl-18157	257	29	2018	2018	NUM
crl-18157	257	30	]	]	PUNCT
crl-18157	257	31	.	.	PUNCT
crl-18157	258	1	8	8	X
crl-18157	258	2	.	.	X
crl-18157	258	3	finra	finra	NOUN
crl-18157	258	4	investor	investor	NOUN
crl-18157	258	5	education	education	NOUN
crl-18157	258	6	foundation	foundation	NOUN
crl-18157	258	7	,	,	PUNCT
crl-18157	258	8	“	"	PUNCT
crl-18157	258	9	financial	financial	ADJ
crl-18157	258	10	capability	capability	NOUN
crl-18157	258	11	in	in	ADP
crl-18157	258	12	the	the	DET
crl-18157	258	13	united	united	PROPN
crl-18157	258	14	states	states	PROPN
crl-18157	258	15	2016	2016	NUM
crl-18157	258	16	,	,	PUNCT
crl-18157	258	17	”	"	PUNCT
crl-18157	258	18	available	available	ADJ
crl-18157	258	19	online	online	ADV
crl-18157	258	20	at	at	ADP
crl-18157	258	21	www.usfinancialcapability.org/downloads/nfcs_2015_report_natl_findings.pdf	www.usfinancialcapability.org/downloads/nfcs_2015_report_natl_findings.pdf	NOUN
crl-18157	258	22	[	[	PUNCT
crl-18157	258	23	accessed	access	VERB
crl-18157	258	24	5	5	NUM
crl-18157	258	25	june	june	PROPN
crl-18157	258	26	2018	2018	NUM
crl-18157	258	27	]	]	PUNCT
crl-18157	258	28	.	.	PUNCT
crl-18157	259	1	9	9	X
crl-18157	259	2	.	.	PROPN
crl-18157	259	3	alison	alison	PROPN
crl-18157	259	4	j.	j.	PROPN
crl-18157	259	5	head	head	PROPN
crl-18157	259	6	,	,	PUNCT
crl-18157	259	7	“	"	PUNCT
crl-18157	259	8	staying	stay	VERB
crl-18157	259	9	smart	smart	ADJ
crl-18157	259	10	:	:	PUNCT
crl-18157	259	11	how	how	SCONJ
crl-18157	259	12	today	today	NOUN
crl-18157	259	13	’s	’s	PART
crl-18157	259	14	graduates	graduate	NOUN
crl-18157	259	15	continue	continue	VERB
crl-18157	259	16	to	to	PART
crl-18157	259	17	learn	learn	VERB
crl-18157	259	18	once	once	SCONJ
crl-18157	259	19	they	they	PRON
crl-18157	259	20	complete	complete	VERB
crl-18157	259	21	college	college	NOUN
crl-18157	259	22	”	"	PUNCT
crl-18157	259	23	(	(	PUNCT
crl-18157	259	24	project	project	NOUN
crl-18157	259	25	information	information	NOUN
crl-18157	259	26	literacy	literacy	NOUN
crl-18157	259	27	,	,	PUNCT
crl-18157	259	28	jan	jan	PROPN
crl-18157	259	29	.	.	PROPN
crl-18157	259	30	5	5	NUM
crl-18157	259	31	,	,	PUNCT
crl-18157	259	32	2016	2016	NUM
crl-18157	259	33	)	)	PUNCT
crl-18157	259	34	,	,	PUNCT
crl-18157	259	35	available	available	ADJ
crl-18157	259	36	online	online	ADV
crl-18157	259	37	at	at	ADP
crl-18157	259	38	www.projectinfolit.org/uploads/2/7/5/4/27541717/	www.projectinfolit.org/uploads/2/7/5/4/27541717/	PROPN
crl-18157	259	39	staying_smart_pil_1_5_2016b_fullreport.pdf	staying_smart_pil_1_5_2016b_fullreport.pdf	PUNCT
crl-18157	260	1	[	[	X
crl-18157	260	2	accessed	access	VERB
crl-18157	260	3	6	6	NUM
crl-18157	260	4	march	march	NOUN
crl-18157	260	5	2018	2018	NUM
crl-18157	260	6	]	]	PUNCT
crl-18157	260	7	.	.	PUNCT
crl-18157	261	1	10	10	NUM
crl-18157	261	2	.	.	X
crl-18157	261	3	trevor	trevor	PROPN
crl-18157	261	4	a.	a.	PROPN
crl-18157	261	5	dawes	dawes	PROPN
crl-18157	261	6	,	,	PUNCT
crl-18157	261	7	“	"	PUNCT
crl-18157	261	8	libraries	library	NOUN
crl-18157	261	9	,	,	PUNCT
crl-18157	261	10	acrl	acrl	ADJ
crl-18157	261	11	and	and	CCONJ
crl-18157	261	12	financial	financial	ADJ
crl-18157	261	13	literacy	literacy	NOUN
crl-18157	261	14	:	:	PUNCT
crl-18157	261	15	helping	help	VERB
crl-18157	261	16	students	student	NOUN
crl-18157	261	17	make	make	VERB
crl-18157	261	18	sound	sound	NOUN
crl-18157	261	19	decisions	decision	NOUN
crl-18157	261	20	,	,	PUNCT
crl-18157	261	21	”	"	PUNCT
crl-18157	261	22	college	college	PROPN
crl-18157	261	23	&	&	CCONJ
crl-18157	261	24	research	research	PROPN
crl-18157	261	25	libraries	librarie	VERB
crl-18157	261	26	news	news	NOUN
crl-18157	261	27	74	74	NUM
crl-18157	261	28	,	,	PUNCT
crl-18157	261	29	no	no	NOUN
crl-18157	261	30	.	.	NOUN
crl-18157	261	31	9	9	NUM
crl-18157	261	32	(	(	PUNCT
crl-18157	261	33	oct	oct	PROPN
crl-18157	261	34	.	.	PROPN
crl-18157	261	35	2013	2013	NUM
crl-18157	261	36	):	):	PUNCT
crl-18157	261	37	466–67	466–67	NOUN
crl-18157	261	38	;	;	PUNCT
crl-18157	261	39	trevor	trevor	NOUN
crl-18157	261	40	a.	a.	NOUN
crl-18157	261	41	dawes	dawes	PROPN
crl-18157	261	42	,	,	PUNCT
crl-18157	261	43	“	"	PUNCT
crl-18157	261	44	academic	academic	ADJ
crl-18157	261	45	libraries	library	NOUN
crl-18157	261	46	’	'	PUNCT
crl-18157	261	47	impact	impact	NOUN
crl-18157	261	48	on	on	ADP
crl-18157	261	49	https://www.federalreserve.gov/econresdata/2015-economic-well-being-of-us-households-in-2014-preface.htm	https://www.federalreserve.gov/econresdata/2015-economic-well-being-of-us-households-in-2014-preface.htm	PROPN
crl-18157	261	50	https://www.federalreserve.gov/econresdata/2015-economic-well-being-of-us-households-in-2014-preface.htm	https://www.federalreserve.gov/econresdata/2015-economic-well-being-of-us-households-in-2014-preface.htm	PROPN
crl-18157	262	1	https://www.federalreserve.gov/econresdata/2016-economic-well-being-of-us-households-in-2015-preface.htm	https://www.federalreserve.gov/econresdata/2016-economic-well-being-of-us-households-in-2015-preface.htm	PROPN
crl-18157	263	1	https://www.federalreserve.gov/econresdata/2016-economic-well-being-of-us-households-in-2015-preface.htm	https://www.federalreserve.gov/econresdata/2016-economic-well-being-of-us-households-in-2015-preface.htm	PROPN
crl-18157	263	2	https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-preface.htm	https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-preface.htm	PROPN
crl-18157	263	3	https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-preface.htm	https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-preface.htm	PROPN
crl-18157	263	4	https://ticas.org/content/pub/student-debt-and-class-2016	https://ticas.org/content/pub/student-debt-and-class-2016	PROPN
crl-18157	263	5	https://www.consumerfinance.gov/about-us/newsroom/cfpb-finds-percentage-borrowers-20k-student-debt-doubled-over-last-decade/	https://www.consumerfinance.gov/about-us/newsroom/cfpb-finds-percentage-borrowers-20k-student-debt-doubled-over-last-decade/	NOUN
crl-18157	263	6	https://www.consumerfinance.gov/about-us/newsroom/cfpb-finds-percentage-borrowers-20k-student-debt-doubled-over-last-decade/	https://www.consumerfinance.gov/about-us/newsroom/cfpb-finds-percentage-borrowers-20k-student-debt-doubled-over-last-decade/	PROPN
crl-18157	263	7	https://cssl.osu.edu/posts/documents/2017-scfw-key-findings-report.pdf	https://cssl.osu.edu/posts/documents/2017-scfw-key-findings-report.pdf	PROPN
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crl-18157	263	9	http://gflec.org/wp-content/uploads/2017/07/millennials-and-financial-literacy-research-paper.pdf?x87657	http://gflec.org/wp-content/uploads/2017/07/millennials-and-financial-literacy-research-paper.pdf?x87657	PROPN
crl-18157	263	10	http://gflec.org/wp-content/uploads/2017/07/millennials-and-financial-literacy-research-paper.pdf?x87657	http://gflec.org/wp-content/uploads/2017/07/millennials-and-financial-literacy-research-paper.pdf?x87657	PROPN
crl-18157	263	11	https://www.nefe.org/press-room/news/millennials-gap-between-confidence-and-knowledge	https://www.nefe.org/press-room/news/millennials-gap-between-confidence-and-knowledge	PROPN
crl-18157	263	12	https://www.nefe.org/press-room/news/millennials-gap-between-confidence-and-knowledge	https://www.nefe.org/press-room/news/millennials-gap-between-confidence-and-knowledge	PROPN
crl-18157	263	13	http://www.usfinancialcapability.org/downloads/nfcs_2015_report_natl_findings.pdf	http://www.usfinancialcapability.org/downloads/nfcs_2015_report_natl_findings.pdf	PROPN
crl-18157	263	14	http://www.projectinfolit.org/uploads/2/7/5/4/27541717/staying_smart_pil_1_5_2016b_fullreport.pdf	http://www.projectinfolit.org/uploads/2/7/5/4/27541717/staying_smart_pil_1_5_2016b_fullreport.pdf	PROPN
crl-18157	263	15	http://www.projectinfolit.org/uploads/2/7/5/4/27541717/staying_smart_pil_1_5_2016b_fullreport.pdf	http://www.projectinfolit.org/uploads/2/7/5/4/27541717/staying_smart_pil_1_5_2016b_fullreport.pdf	PROPN
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crl-18157	263	18	&	&	CCONJ
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crl-18157	263	23	financial	financial	ADJ
crl-18157	263	24	education	education	NOUN
crl-18157	263	25	:	:	PUNCT
crl-18157	263	26	a	a	DET
crl-18157	263	27	year	year	NOUN
crl-18157	263	28	of	of	ADP
crl-18157	263	29	programs	program	NOUN
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crl-18157	263	31	projects	project	NOUN
crl-18157	263	32	,	,	PUNCT
crl-18157	263	33	”	"	PUNCT
crl-18157	263	34	college	college	PROPN
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crl-18157	263	36	research	research	PROPN
crl-18157	263	37	libraries	librarie	VERB
crl-18157	263	38	news	news	NOUN
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crl-18157	263	40	,	,	PUNCT
crl-18157	263	41	no	no	NOUN
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crl-18157	263	48	326–27	326–27	NOUN
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crl-18157	263	50	david	david	PROPN
crl-18157	263	51	l.	l.	PROPN
crl-18157	263	52	eisler	eisler	PROPN
crl-18157	263	53	and	and	CCONJ
crl-18157	263	54	scott	scott	PROPN
crl-18157	263	55	garrison	garrison	PROPN
crl-18157	263	56	,	,	PUNCT
crl-18157	263	57	“	"	PUNCT
crl-18157	263	58	addressing	address	VERB
crl-18157	263	59	college	college	NOUN
crl-18157	263	60	student	student	NOUN
crl-18157	263	61	loan	loan	NOUN
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crl-18157	263	63	:	:	PUNCT
crl-18157	263	64	strategies	strategy	NOUN
crl-18157	263	65	for	for	ADP
crl-18157	263	66	success	success	NOUN
crl-18157	263	67	,	,	PUNCT
crl-18157	263	68	”	"	PUNCT
crl-18157	263	69	college	college	PROPN
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crl-18157	263	71	research	research	PROPN
crl-18157	263	72	libraries	librarie	VERB
crl-18157	263	73	news	news	NOUN
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crl-18157	263	75	,	,	PUNCT
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crl-18157	263	79	(	(	PUNCT
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crl-18157	263	83	.	.	NUM
crl-18157	264	1	11	11	NUM
crl-18157	264	2	.	.	PUNCT
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crl-18157	264	5	,	,	PUNCT
crl-18157	264	6	“	"	PUNCT
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crl-18157	264	8	literacy	literacy	NOUN
crl-18157	264	9	,	,	PUNCT
crl-18157	264	10	”	"	PUNCT
crl-18157	264	11	college	college	PROPN
crl-18157	264	12	&	&	CCONJ
crl-18157	264	13	research	research	PROPN
crl-18157	264	14	libraries	librarie	VERB
crl-18157	264	15	news	news	NOUN
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crl-18157	264	17	,	,	PUNCT
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crl-18157	264	21	(	(	PUNCT
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crl-18157	264	27	.	.	PUNCT
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crl-18157	265	2	.	.	PUNCT
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crl-18157	266	7	“	"	PUNCT
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crl-18157	266	10	,	,	PUNCT
crl-18157	266	11	”	"	PUNCT
crl-18157	266	12	reference	reference	NOUN
crl-18157	266	13	&	&	CCONJ
crl-18157	266	14	user	user	PROPN
crl-18157	266	15	services	services	PROPN
crl-18157	266	16	association	association	PROPN
crl-18157	266	17	(	(	PUNCT
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crl-18157	266	20	,	,	PUNCT
crl-18157	266	21	(	(	PUNCT
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crl-18157	266	25	,	,	PUNCT
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crl-18157	266	28	,	,	PUNCT
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crl-18157	266	30	online	online	ADV
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crl-18157	267	2	accessed	access	VERB
crl-18157	267	3	20	20	NUM
crl-18157	267	4	june	june	PROPN
crl-18157	267	5	2018	2018	NUM
crl-18157	267	6	]	]	PUNCT
crl-18157	267	7	;	;	PUNCT
crl-18157	267	8	“	"	PUNCT
crl-18157	267	9	rusa	rusa	ADJ
crl-18157	267	10	interest	interest	NOUN
crl-18157	267	11	group	group	NOUN
crl-18157	267	12	:	:	PUNCT
crl-18157	267	13	financial	financial	ADJ
crl-18157	267	14	literacy	literacy	NOUN
crl-18157	267	15	members	member	NOUN
crl-18157	267	16	,	,	PUNCT
crl-18157	267	17	”	"	PUNCT
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crl-18157	267	20	,	,	PUNCT
crl-18157	267	21	available	available	ADJ
crl-18157	267	22	online	online	ADV
crl-18157	267	23	at	at	ADP
crl-18157	267	24	https://connect.ala.org/rusa/communities/community-home/community-members?communitykey=307cebd5-715a-4f4f-9880-7b669e679b36&tab	https://connect.ala.org/rusa/communities/community-home/community-members?communitykey=307cebd5-715a-4f4f-9880-7b669e679b36&tab	NOUN
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crl-18157	267	28	accessed	access	VERB
crl-18157	267	29	27	27	NUM
crl-18157	267	30	june	june	PROPN
crl-18157	267	31	2018	2018	NUM
crl-18157	267	32	]	]	PUNCT
crl-18157	267	33	.	.	PUNCT
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crl-18157	268	2	.	.	PUNCT
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crl-18157	268	6	“	"	PUNCT
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crl-18157	269	5	,	,	PUNCT
crl-18157	269	6	”	"	PUNCT
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crl-18157	269	8	of	of	ADP
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crl-18157	269	28	“	"	PUNCT
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crl-18157	269	37	record	record	ADJ
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crl-18157	270	1	(	(	PUNCT
crl-18157	270	2	free	free	ADJ
crl-18157	270	3	rent	rent	NOUN
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crl-18157	270	6	,	,	PUNCT
crl-18157	270	7	”	"	PUNCT
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crl-18157	270	13	,	,	PUNCT
crl-18157	270	14	no	no	NOUN
crl-18157	270	15	.	.	NOUN
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crl-18157	270	17	(	(	PUNCT
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crl-18157	270	21	,	,	PUNCT
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crl-18157	270	24	1	1	X
crl-18157	270	25	;	;	PUNCT
crl-18157	270	26	eisler	eisler	NOUN
crl-18157	270	27	and	and	CCONJ
crl-18157	270	28	garrison	garrison	NOUN
crl-18157	270	29	,	,	PUNCT
crl-18157	270	30	“	"	PUNCT
crl-18157	270	31	addressing	address	VERB
crl-18157	270	32	college	college	NOUN
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crl-18157	270	37	strategies	strategy	NOUN
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crl-18157	270	39	success	success	NOUN
crl-18157	270	40	.	.	PUNCT
crl-18157	270	41	”	"	PUNCT
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crl-18157	271	2	.	.	PUNCT
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crl-18157	272	6	a	a	DET
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crl-18157	272	11	literacy	literacy	NOUN
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crl-18157	272	13	a	a	DET
crl-18157	272	14	termed	termed	ADJ
crl-18157	272	15	concept	concept	NOUN
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crl-18157	272	22	”	"	PUNCT
crl-18157	272	23	journal	journal	NOUN
crl-18157	272	24	of	of	ADP
crl-18157	272	25	business	business	PROPN
crl-18157	272	26	&	&	CCONJ
crl-18157	272	27	finance	finance	PROPN
crl-18157	272	28	librarianship	librarianship	NOUN
crl-18157	272	29	20	20	NUM
crl-18157	272	30	,	,	PUNCT
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crl-18157	273	1	1–2	1–2	NUM
crl-18157	273	2	(	(	PUNCT
crl-18157	273	3	apr	apr	NOUN
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crl-18157	273	5	3	3	NUM
crl-18157	273	6	,	,	PUNCT
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crl-18157	273	8	):	):	PUNCT
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crl-18157	273	10	,	,	PUNCT
crl-18157	273	11	https://doi.org/10.1080/	https://doi.org/10.1080/	PROPN
crl-18157	273	12	08963568.2015.982446	08963568.2015.982446	NUM
crl-18157	273	13	.	.	PUNCT
crl-18157	274	1	15	15	NUM
crl-18157	274	2	.	.	PUNCT
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crl-18157	274	5	livengood	livengood	PROPN
crl-18157	274	6	and	and	CCONJ
crl-18157	274	7	kathryn	kathryn	PROPN
crl-18157	274	8	l.	l.	PROPN
crl-18157	274	9	venditti	venditti	PROPN
crl-18157	274	10	,	,	PUNCT
crl-18157	274	11	“	"	PUNCT
crl-18157	274	12	financial	financial	ADJ
crl-18157	274	13	literacy	literacy	NOUN
crl-18157	274	14	:	:	PUNCT
crl-18157	274	15	a	a	DET
crl-18157	274	16	primer	primer	NOUN
crl-18157	274	17	for	for	ADP
crl-18157	274	18	librarians	librarian	NOUN
crl-18157	274	19	,	,	PUNCT
crl-18157	274	20	educators	educator	NOUN
crl-18157	274	21	,	,	PUNCT
crl-18157	274	22	and	and	CCONJ
crl-18157	274	23	researchers	researcher	NOUN
crl-18157	274	24	,	,	PUNCT
crl-18157	274	25	”	"	PUNCT
crl-18157	274	26	college	college	PROPN
crl-18157	274	27	&	&	CCONJ
crl-18157	274	28	research	research	PROPN
crl-18157	274	29	libraries	librarie	VERB
crl-18157	274	30	news	news	NOUN
crl-18157	274	31	73	73	NUM
crl-18157	274	32	,	,	PUNCT
crl-18157	274	33	no	no	NOUN
crl-18157	274	34	.	.	NOUN
crl-18157	274	35	2	2	NUM
crl-18157	274	36	(	(	PUNCT
crl-18157	274	37	feb	feb	PROPN
crl-18157	274	38	.	.	PROPN
crl-18157	274	39	2012	2012	NUM
crl-18157	274	40	):	):	PUNCT
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crl-18157	274	42	.	.	PUNCT
crl-18157	275	1	16	16	NUM
crl-18157	275	2	.	.	PUNCT
crl-18157	276	1	ashley	ashley	PROPN
crl-18157	276	2	e.	e.	PROPN
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crl-18157	276	5	“	"	PUNCT
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crl-18157	276	7	literacy	literacy	NOUN
crl-18157	276	8	education	education	NOUN
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crl-18157	276	13	:	:	PUNCT
crl-18157	276	14	exploring	explore	VERB
crl-18157	276	15	popular	popular	ADJ
crl-18157	276	16	personal	personal	ADJ
crl-18157	276	17	finance	finance	NOUN
crl-18157	276	18	literature	literature	NOUN
crl-18157	276	19	,	,	PUNCT
crl-18157	276	20	”	"	PUNCT
crl-18157	276	21	journal	journal	NOUN
crl-18157	276	22	of	of	ADP
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crl-18157	276	26	science	science	NOUN
crl-18157	276	27	49	49	NUM
crl-18157	276	28	,	,	PUNCT
crl-18157	276	29	no	no	INTJ
crl-18157	276	30	.	.	NOUN
crl-18157	276	31	3	3	NUM
crl-18157	276	32	(	(	PUNCT
crl-18157	276	33	nov	nov	PROPN
crl-18157	276	34	.	.	PROPN
crl-18157	276	35	20	20	NUM
crl-18157	276	36	,	,	PUNCT
crl-18157	276	37	2015	2015	NUM
crl-18157	276	38	):	):	PUNCT
crl-18157	276	39	287–98	287–98	NOUN
crl-18157	276	40	,	,	PUNCT
crl-18157	276	41	https://doi	https://doi	PROPN
crl-18157	276	42	.	.	PUNCT
crl-18157	277	1	org/10.1177/0961000615616106	org/10.1177/0961000615616106	PROPN
crl-18157	277	2	.	.	PROPN
crl-18157	278	1	17	17	NUM
crl-18157	278	2	.	.	PUNCT
crl-18157	279	1	ashley	ashley	PROPN
crl-18157	279	2	e.	e.	PROPN
crl-18157	279	3	faulkner	faulkner	PROPN
crl-18157	279	4	,	,	PUNCT
crl-18157	279	5	“	"	PUNCT
crl-18157	279	6	financial	financial	ADJ
crl-18157	279	7	literacy	literacy	NOUN
crl-18157	279	8	education	education	NOUN
crl-18157	279	9	in	in	ADP
crl-18157	279	10	the	the	DET
crl-18157	279	11	united	united	PROPN
crl-18157	279	12	states	states	PROPN
crl-18157	279	13	:	:	PUNCT
crl-18157	279	14	library	library	NOUN
crl-18157	279	15	programming	programming	NOUN
crl-18157	279	16	versus	versus	ADP
crl-18157	279	17	popular	popular	ADJ
crl-18157	279	18	personal	personal	ADJ
crl-18157	279	19	finance	finance	NOUN
crl-18157	279	20	literature	literature	NOUN
crl-18157	279	21	,	,	PUNCT
crl-18157	279	22	”	"	PUNCT
crl-18157	279	23	reference	reference	NOUN
crl-18157	279	24	&	&	CCONJ
crl-18157	279	25	user	user	NOUN
crl-18157	279	26	services	service	NOUN
crl-18157	279	27	quarterly	quarterly	ADJ
crl-18157	279	28	56	56	NUM
crl-18157	279	29	,	,	PUNCT
crl-18157	279	30	no	no	NOUN
crl-18157	279	31	.	.	NOUN
crl-18157	279	32	2	2	NUM
crl-18157	279	33	(	(	PUNCT
crl-18157	279	34	2016	2016	NUM
crl-18157	279	35	):	):	PUNCT
crl-18157	279	36	116–25	116–25	NUM
crl-18157	279	37	.	.	PUNCT
crl-18157	280	1	18	18	NUM
crl-18157	280	2	.	.	PROPN
crl-18157	280	3	american	american	PROPN
crl-18157	280	4	library	library	PROPN
crl-18157	280	5	association	association	PROPN
crl-18157	280	6	,	,	PUNCT
crl-18157	280	7	“	"	PUNCT
crl-18157	280	8	money	money	NOUN
crl-18157	280	9	smart	smart	ADJ
crl-18157	280	10	week	week	NOUN
crl-18157	280	11	,	,	PUNCT
crl-18157	280	12	”	"	PUNCT
crl-18157	280	13	american	american	PROPN
crl-18157	280	14	library	library	PROPN
crl-18157	280	15	association	association	PROPN
crl-18157	280	16	,	,	PUNCT
crl-18157	280	17	available	available	ADJ
crl-18157	280	18	online	online	ADV
crl-18157	280	19	at	at	ADP
crl-18157	280	20	www.ala.org/aboutala/offices/money-smart-week	www.ala.org/aboutala/offices/money-smart-week	NUM
crl-18157	280	21	[	[	X
crl-18157	280	22	accessed	access	VERB
crl-18157	280	23	6	6	NUM
crl-18157	280	24	march	march	NOUN
crl-18157	280	25	2018	2018	NUM
crl-18157	280	26	]	]	PUNCT
crl-18157	280	27	.	.	PUNCT
crl-18157	281	1	19	19	NUM
crl-18157	281	2	.	.	PUNCT
crl-18157	281	3	esther	esther	PROPN
crl-18157	281	4	l.	l.	PROPN
crl-18157	281	5	gil	gil	PROPN
crl-18157	281	6	,	,	PUNCT
crl-18157	281	7	“	"	PUNCT
crl-18157	281	8	leading	lead	VERB
crl-18157	281	9	the	the	DET
crl-18157	281	10	way	way	NOUN
crl-18157	281	11	for	for	ADP
crl-18157	281	12	financial	financial	ADJ
crl-18157	281	13	literacy	literacy	NOUN
crl-18157	281	14	education	education	NOUN
crl-18157	281	15	:	:	PUNCT
crl-18157	281	16	a	a	DET
crl-18157	281	17	case	case	NOUN
crl-18157	281	18	study	study	NOUN
crl-18157	281	19	on	on	ADP
crl-18157	281	20	collaboration	collaboration	NOUN
crl-18157	281	21	,	,	PUNCT
crl-18157	281	22	”	"	PUNCT
crl-18157	281	23	journal	journal	NOUN
crl-18157	281	24	of	of	ADP
crl-18157	281	25	business	business	PROPN
crl-18157	281	26	&	&	CCONJ
crl-18157	281	27	finance	finance	PROPN
crl-18157	281	28	librarianship	librarianship	NOUN
crl-18157	281	29	20	20	NUM
crl-18157	281	30	,	,	PUNCT
crl-18157	281	31	no	no	INTJ
crl-18157	281	32	.	.	NOUN
crl-18157	281	33	1–2	1–2	NUM
crl-18157	281	34	(	(	PUNCT
crl-18157	281	35	april	april	PROPN
crl-18157	281	36	3	3	NUM
crl-18157	281	37	,	,	PUNCT
crl-18157	281	38	2015	2015	NUM
crl-18157	281	39	):	):	PUNCT
crl-18157	281	40	27–53	27–53	NUM
crl-18157	281	41	,	,	PUNCT
crl-18157	281	42	https://doi.org/10.1080/08963568.2015.978710	https://doi.org/10.1080/08963568.2015.978710	PROPN
crl-18157	281	43	.	.	PROPN
crl-18157	282	1	20	20	NUM
crl-18157	282	2	.	.	PUNCT
crl-18157	283	1	heather	heather	PROPN
crl-18157	283	2	jagman	jagman	PROPN
crl-18157	283	3	et	et	PROPN
crl-18157	284	1	al	al	PROPN
crl-18157	284	2	.	.	PROPN
crl-18157	284	3	,	,	PUNCT
crl-18157	284	4	“	"	PUNCT
crl-18157	284	5	financial	financial	ADJ
crl-18157	284	6	literacy	literacy	NOUN
crl-18157	284	7	across	across	ADP
crl-18157	284	8	the	the	DET
crl-18157	284	9	curriculum	curriculum	NOUN
crl-18157	284	10	(	(	PUNCT
crl-18157	284	11	and	and	CCONJ
crl-18157	284	12	beyond	beyond	ADP
crl-18157	284	13	)	)	PUNCT
crl-18157	284	14	.	.	PUNCT
crl-18157	284	15	,	,	PUNCT
crl-18157	284	16	”	"	PUNCT
crl-18157	284	17	college	college	PROPN
crl-18157	284	18	&	&	CCONJ
crl-18157	284	19	research	research	PROPN
crl-18157	284	20	libraries	librarie	VERB
crl-18157	284	21	news	news	NOUN
crl-18157	284	22	75	75	NUM
crl-18157	284	23	,	,	PUNCT
crl-18157	284	24	no	no	NOUN
crl-18157	284	25	.	.	NOUN
crl-18157	284	26	5	5	NUM
crl-18157	284	27	(	(	PUNCT
crl-18157	284	28	may	may	AUX
crl-18157	284	29	2014	2014	NUM
crl-18157	284	30	):	):	PUNCT
crl-18157	284	31	254–57	254–57	NUM
crl-18157	284	32	.	.	PUNCT
crl-18157	285	1	21	21	NUM
crl-18157	285	2	.	.	PUNCT
crl-18157	286	1	shana	shana	PROPN
crl-18157	286	2	gass	gass	PROPN
crl-18157	286	3	and	and	CCONJ
crl-18157	286	4	joyce	joyce	PROPN
crl-18157	286	5	garczynski	garczynski	PROPN
crl-18157	286	6	,	,	PUNCT
crl-18157	286	7	“	"	PUNCT
crl-18157	286	8	information	information	NOUN
crl-18157	286	9	has	have	VERB
crl-18157	286	10	value	value	NOUN
crl-18157	286	11	:	:	PUNCT
crl-18157	286	12	financial	financial	ADJ
crl-18157	286	13	literacy	literacy	NOUN
crl-18157	286	14	meets	meet	VERB
crl-18157	286	15	information	information	NOUN
crl-18157	286	16	literacy	literacy	NOUN
crl-18157	286	17	,	,	PUNCT
crl-18157	286	18	”	"	PUNCT
crl-18157	286	19	in	in	ADP
crl-18157	286	20	the	the	DET
crl-18157	286	21	library	library	NOUN
crl-18157	286	22	’s	’s	PART
crl-18157	286	23	role	role	NOUN
crl-18157	286	24	in	in	ADP
crl-18157	286	25	supporting	support	VERB
crl-18157	286	26	financial	financial	ADJ
crl-18157	286	27	literacy	literacy	NOUN
crl-18157	286	28	for	for	ADP
crl-18157	286	29	patrons	patron	NOUN
crl-18157	286	30	(	(	PUNCT
crl-18157	286	31	lanham	lanham	PROPN
crl-18157	286	32	,	,	PUNCT
crl-18157	286	33	md	md	PROPN
crl-18157	286	34	:	:	PUNCT
crl-18157	286	35	rowman	rowman	PROPN
crl-18157	286	36	&	&	CCONJ
crl-18157	286	37	littlefield	littlefield	PROPN
crl-18157	286	38	,	,	PUNCT
crl-18157	286	39	2016	2016	NUM
crl-18157	286	40	)	)	PUNCT
crl-18157	286	41	,	,	PUNCT
crl-18157	286	42	53–62	53–62	NUM
crl-18157	286	43	.	.	PUNCT
crl-18157	287	1	22	22	NUM
crl-18157	287	2	.	.	PUNCT
crl-18157	288	1	frans	fran	NOUN
crl-18157	288	2	albarillo	albarillo	PROPN
crl-18157	288	3	,	,	PUNCT
crl-18157	288	4	“	"	PUNCT
crl-18157	288	5	teaching	teach	VERB
crl-18157	288	6	career	career	NOUN
crl-18157	288	7	information	information	NOUN
crl-18157	288	8	literacy	literacy	NOUN
crl-18157	288	9	,	,	PUNCT
crl-18157	288	10	”	"	PUNCT
crl-18157	288	11	in	in	ADP
crl-18157	288	12	the	the	DET
crl-18157	288	13	library	library	NOUN
crl-18157	288	14	’s	’s	PART
crl-18157	288	15	role	role	NOUN
crl-18157	288	16	in	in	ADP
crl-18157	288	17	supporting	support	VERB
crl-18157	288	18	financial	financial	ADJ
crl-18157	288	19	literacy	literacy	NOUN
crl-18157	288	20	for	for	ADP
crl-18157	288	21	patrons	patron	NOUN
crl-18157	288	22	(	(	PUNCT
crl-18157	288	23	lanham	lanham	PROPN
crl-18157	288	24	,	,	PUNCT
crl-18157	288	25	md	md	PROPN
crl-18157	288	26	:	:	PUNCT
crl-18157	288	27	rowman	rowman	PROPN
crl-18157	288	28	&	&	CCONJ
crl-18157	288	29	littlefield	littlefield	PROPN
crl-18157	288	30	,	,	PUNCT
crl-18157	288	31	2016	2016	NUM
crl-18157	288	32	)	)	PUNCT
crl-18157	288	33	,	,	PUNCT
crl-18157	288	34	189–98	189–98	NOUN
crl-18157	288	35	.	.	PUNCT
crl-18157	289	1	23	23	NUM
crl-18157	289	2	.	.	PUNCT
crl-18157	290	1	aliqae	aliqae	PROPN
crl-18157	290	2	geraci	geraci	PROPN
crl-18157	290	3	,	,	PUNCT
crl-18157	290	4	daniel	daniel	PROPN
crl-18157	290	5	hickey	hickey	PROPN
crl-18157	290	6	,	,	PUNCT
crl-18157	290	7	and	and	CCONJ
crl-18157	290	8	kelly	kelly	ADV
crl-18157	290	9	lavoice	lavoice	PROPN
crl-18157	290	10	,	,	PUNCT
crl-18157	290	11	“	"	PUNCT
crl-18157	290	12	getting	get	VERB
crl-18157	290	13	the	the	DET
crl-18157	290	14	patron	patron	NOUN
crl-18157	290	15	to	to	ADP
crl-18157	290	16	yes	yes	INTJ
crl-18157	290	17	:	:	PUNCT
crl-18157	290	18	the	the	DET
crl-18157	290	19	academic	academic	ADJ
crl-18157	290	20	librarian	librarian	PROPN
crl-18157	290	21	’s	’s	PART
crl-18157	290	22	role	role	NOUN
crl-18157	290	23	in	in	ADP
crl-18157	290	24	supporting	support	VERB
crl-18157	290	25	salary	salary	NOUN
crl-18157	290	26	negotiations	negotiation	NOUN
crl-18157	290	27	,	,	PUNCT
crl-18157	290	28	”	"	PUNCT
crl-18157	290	29	in	in	ADP
crl-18157	290	30	the	the	DET
crl-18157	290	31	library	library	NOUN
crl-18157	290	32	’s	’s	PART
crl-18157	290	33	role	role	NOUN
crl-18157	290	34	in	in	ADP
crl-18157	290	35	supporting	support	VERB
crl-18157	290	36	financial	financial	ADJ
crl-18157	290	37	literacy	literacy	NOUN
crl-18157	290	38	for	for	ADP
crl-18157	290	39	patrons	patron	NOUN
crl-18157	290	40	(	(	PUNCT
crl-18157	290	41	lanham	lanham	PROPN
crl-18157	290	42	,	,	PUNCT
crl-18157	290	43	md	md	PROPN
crl-18157	290	44	:	:	PUNCT
crl-18157	290	45	rowman	rowman	PROPN
crl-18157	290	46	&	&	CCONJ
crl-18157	290	47	littlefield	littlefield	PROPN
crl-18157	290	48	,	,	PUNCT
crl-18157	290	49	2016	2016	NUM
crl-18157	290	50	)	)	PUNCT
crl-18157	290	51	,	,	PUNCT
crl-18157	290	52	247–58	247–58	PROPN
crl-18157	290	53	.	.	PUNCT
crl-18157	291	1	24	24	NUM
crl-18157	291	2	.	.	PUNCT
crl-18157	292	1	john	john	PROPN
crl-18157	292	2	roggenkamp	roggenkamp	PROPN
crl-18157	292	3	,	,	PUNCT
crl-18157	292	4	“	"	PUNCT
crl-18157	292	5	financial	financial	ADJ
crl-18157	292	6	literacy	literacy	NOUN
crl-18157	292	7	and	and	CCONJ
crl-18157	292	8	community	community	NOUN
crl-18157	292	9	colleges	college	NOUN
crl-18157	292	10	,	,	PUNCT
crl-18157	292	11	”	"	PUNCT
crl-18157	292	12	college	college	PROPN
crl-18157	292	13	&	&	CCONJ
crl-18157	292	14	research	research	PROPN
crl-18157	292	15	libraries	librarie	VERB
crl-18157	292	16	news	news	NOUN
crl-18157	292	17	75	75	NUM
crl-18157	292	18	,	,	PUNCT
crl-18157	292	19	no	no	NOUN
crl-18157	292	20	.	.	NOUN
crl-18157	292	21	3	3	NUM
crl-18157	292	22	(	(	PUNCT
crl-18157	292	23	mar	mar	PROPN
crl-18157	292	24	.	.	PROPN
crl-18157	292	25	2014	2014	NUM
crl-18157	292	26	):	):	PUNCT
crl-18157	292	27	142–43	142–43	NUM
crl-18157	292	28	.	.	PROPN
crl-18157	293	1	25	25	NUM
crl-18157	293	2	.	.	PUNCT
crl-18157	294	1	judy	judy	PROPN
crl-18157	294	2	li	li	PROPN
crl-18157	294	3	,	,	PUNCT
crl-18157	294	4	“	"	PUNCT
crl-18157	294	5	serving	serve	VERB
crl-18157	294	6	as	as	ADP
crl-18157	294	7	an	an	DET
crl-18157	294	8	educator	educator	NOUN
crl-18157	294	9	:	:	PUNCT
crl-18157	294	10	a	a	DET
crl-18157	294	11	southern	southern	ADJ
crl-18157	294	12	case	case	NOUN
crl-18157	294	13	in	in	ADP
crl-18157	294	14	embedded	embed	VERB
crl-18157	294	15	librarianship	librarianship	NOUN
crl-18157	294	16	,	,	PUNCT
crl-18157	294	17	”	"	PUNCT
crl-18157	294	18	journal	journal	NOUN
crl-18157	294	19	of	of	ADP
crl-18157	294	20	business	business	PROPN
crl-18157	294	21	&	&	CCONJ
crl-18157	294	22	finance	finance	PROPN
crl-18157	294	23	librarianship	librarianship	NOUN
crl-18157	294	24	17	17	NUM
crl-18157	294	25	,	,	PUNCT
crl-18157	294	26	no	no	NOUN
crl-18157	294	27	.	.	NOUN
crl-18157	294	28	2	2	NUM
crl-18157	294	29	(	(	PUNCT
crl-18157	294	30	apr	apr	NOUN
crl-18157	294	31	.	.	PROPN
crl-18157	294	32	1	1	NUM
crl-18157	294	33	,	,	PUNCT
crl-18157	294	34	2012	2012	NUM
crl-18157	294	35	):	):	PUNCT
crl-18157	294	36	133–52	133–52	NUM
crl-18157	294	37	,	,	PUNCT
crl-18157	294	38	https://doi.org/10.1080/08963568.2012.661198	https://doi.org/10.1080/08963568.2012.661198	PROPN
crl-18157	294	39	.	.	PUNCT
crl-18157	295	1	26	26	NUM
crl-18157	295	2	.	.	PUNCT
crl-18157	295	3	jennifer	jennifer	PROPN
crl-18157	295	4	wright	wright	PROPN
crl-18157	295	5	joe	joe	PROPN
crl-18157	295	6	,	,	PUNCT
crl-18157	295	7	“	"	PUNCT
crl-18157	295	8	quick	quick	ADJ
crl-18157	295	9	tip	tip	NOUN
crl-18157	295	10	guides	guide	VERB
crl-18157	295	11	on	on	ADP
crl-18157	295	12	student	student	NOUN
crl-18157	295	13	financial	financial	ADJ
crl-18157	295	14	aid	aid	NOUN
crl-18157	295	15	,	,	PUNCT
crl-18157	295	16	”	"	PUNCT
crl-18157	295	17	in	in	ADP
crl-18157	295	18	the	the	DET
crl-18157	295	19	library	library	NOUN
crl-18157	295	20	’s	’s	PART
crl-18157	295	21	role	role	NOUN
crl-18157	295	22	in	in	ADP
crl-18157	295	23	supporting	support	VERB
crl-18157	295	24	financial	financial	ADJ
crl-18157	295	25	literacy	literacy	NOUN
crl-18157	295	26	for	for	ADP
crl-18157	295	27	patrons	patron	NOUN
crl-18157	295	28	(	(	PUNCT
crl-18157	295	29	lanham	lanham	PROPN
crl-18157	295	30	,	,	PUNCT
crl-18157	295	31	md	md	PROPN
crl-18157	295	32	:	:	PUNCT
crl-18157	295	33	rowman	rowman	PROPN
crl-18157	295	34	&	&	CCONJ
crl-18157	295	35	littlefield	littlefield	PROPN
crl-18157	295	36	,	,	PUNCT
crl-18157	295	37	2016	2016	NUM
crl-18157	295	38	)	)	PUNCT
crl-18157	295	39	,	,	PUNCT
crl-18157	295	40	199–206	199–206	NUM
crl-18157	295	41	;	;	PUNCT
crl-18157	295	42	peter	peter	PROPN
crl-18157	295	43	l.	l.	PROPN
crl-18157	295	44	kraus	kraus	PROPN
crl-18157	295	45	,	,	PUNCT
crl-18157	295	46	“	"	PUNCT
crl-18157	295	47	giving	give	VERB
crl-18157	295	48	guidance	guidance	NOUN
crl-18157	295	49	when	when	SCONJ
crl-18157	295	50	you	you	PRON
crl-18157	295	51	do	do	AUX
crl-18157	295	52	n’t	not	PART
crl-18157	295	53	have	have	VERB
crl-18157	295	54	the	the	DET
crl-18157	295	55	resources	resource	NOUN
crl-18157	295	56	of	of	ADP
crl-18157	295	57	a	a	DET
crl-18157	295	58	swiss	swiss	ADJ
crl-18157	295	59	bank	bank	NOUN
crl-18157	295	60	:	:	PUNCT
crl-18157	295	61	answering	answer	VERB
crl-18157	295	62	everyday	everyday	ADJ
crl-18157	295	63	questions	question	NOUN
crl-18157	295	64	that	that	PRON
crl-18157	295	65	deal	deal	VERB
crl-18157	295	66	with	with	ADP
crl-18157	295	67	financial	financial	ADJ
crl-18157	295	68	literacy	literacy	NOUN
crl-18157	295	69	,	,	PUNCT
crl-18157	295	70	”	"	PUNCT
crl-18157	295	71	community	community	NOUN
crl-18157	295	72	&	&	CCONJ
crl-18157	295	73	junior	junior	PROPN
crl-18157	295	74	college	college	NOUN
crl-18157	295	75	libraries	librarie	VERB
crl-18157	295	76	21	21	NUM
crl-18157	295	77	,	,	PUNCT
crl-18157	295	78	no	no	INTJ
crl-18157	295	79	.	.	NOUN
crl-18157	296	1	1–2	1–2	NUM
crl-18157	296	2	(	(	PUNCT
crl-18157	296	3	apr	apr	NOUN
crl-18157	296	4	.	.	PROPN
crl-18157	296	5	3	3	NUM
crl-18157	296	6	,	,	PUNCT
crl-18157	296	7	2015	2015	NUM
crl-18157	296	8	):	):	PUNCT
crl-18157	296	9	19–26	19–26	NUM
crl-18157	296	10	,	,	PUNCT
crl-18157	296	11	https://doi.org/10.1080/02763915.2015.1111094	https://doi.org/10.1080/02763915.2015.1111094	PROPN
crl-18157	296	12	.	.	PUNCT
crl-18157	297	1	27	27	NUM
crl-18157	297	2	.	.	PUNCT
crl-18157	298	1	lauren	lauren	PROPN
crl-18157	298	2	reiter	reiter	PROPN
crl-18157	298	3	,	,	PUNCT
crl-18157	298	4	“	"	PUNCT
crl-18157	298	5	financial	financial	ADJ
crl-18157	298	6	literacy	literacy	NOUN
crl-18157	298	7	and	and	CCONJ
crl-18157	298	8	the	the	DET
crl-18157	298	9	academic	academic	ADJ
crl-18157	298	10	library	library	NOUN
crl-18157	298	11	:	:	PUNCT
crl-18157	298	12	exploring	explore	VERB
crl-18157	298	13	the	the	DET
crl-18157	298	14	peer	peer	NOUN
crl-18157	298	15	-	-	PUNCT
crl-18157	298	16	to	to	ADP
crl-18157	298	17	-	-	PUNCT
crl-18157	298	18	peer	peer	NOUN
crl-18157	298	19	approach	approach	NOUN
crl-18157	298	20	,	,	PUNCT
crl-18157	298	21	”	"	PUNCT
crl-18157	298	22	journal	journal	NOUN
crl-18157	298	23	of	of	ADP
crl-18157	298	24	business	business	PROPN
crl-18157	298	25	&	&	CCONJ
crl-18157	298	26	finance	finance	PROPN
crl-18157	298	27	librarianship	librarianship	NOUN
crl-18157	298	28	20	20	NUM
crl-18157	298	29	no	no	NOUN
crl-18157	298	30	.	.	NOUN
crl-18157	298	31	1	1	NUM
crl-18157	298	32	-	-	SYM
crl-18157	298	33	2	2	NUM
crl-18157	298	34	(	(	PUNCT
crl-18157	298	35	april	april	PROPN
crl-18157	298	36	3	3	NUM
crl-18157	298	37	,	,	PUNCT
crl-18157	298	38	2015	2015	NUM
crl-18157	298	39	):	):	PUNCT
crl-18157	298	40	54	54	NUM
crl-18157	298	41	-	-	SYM
crl-18157	298	42	65	65	NUM
crl-18157	298	43	,	,	PUNCT
crl-18157	298	44	https://doi.org/10.1080/08963568.2015.977	https://doi.org/10.1080/08963568.2015.977	NOUN
crl-18157	298	45	732	732	NUM
crl-18157	298	46	;	;	PUNCT
crl-18157	298	47	kate	kate	ADV
crl-18157	298	48	moody	moody	ADJ
crl-18157	298	49	,	,	PUNCT
crl-18157	298	50	“	"	PUNCT
crl-18157	298	51	money	money	NOUN
crl-18157	298	52	fitness	fitness	NOUN
crl-18157	298	53	:	:	PUNCT
crl-18157	298	54	one	one	NUM
crl-18157	298	55	academic	academic	ADJ
crl-18157	298	56	library	library	NOUN
crl-18157	298	57	’s	’s	PART
crl-18157	298	58	experience	experience	NOUN
crl-18157	298	59	of	of	ADP
crl-18157	298	60	building	build	VERB
crl-18157	298	61	a	a	DET
crl-18157	298	62	financial	financial	ADJ
crl-18157	298	63	literacy	literacy	NOUN
crl-18157	298	64	program	program	NOUN
crl-18157	298	65	at	at	ADP
crl-18157	298	66	a	a	DET
crl-18157	298	67	small	small	ADJ
crl-18157	298	68	liberal	liberal	ADJ
crl-18157	298	69	arts	art	NOUN
crl-18157	298	70	college	college	NOUN
crl-18157	298	71	,	,	PUNCT
crl-18157	298	72	”	"	PUNCT
crl-18157	298	73	in	in	ADP
crl-18157	298	74	the	the	DET
crl-18157	298	75	library	library	NOUN
crl-18157	298	76	’s	’s	PART
crl-18157	298	77	role	role	NOUN
crl-18157	298	78	in	in	ADP
crl-18157	298	79	supporting	support	VERB
crl-18157	298	80	financial	financial	ADJ
crl-18157	298	81	literacy	literacy	NOUN
crl-18157	298	82	for	for	ADP
crl-18157	298	83	patrons	patron	NOUN
crl-18157	298	84	(	(	PUNCT
crl-18157	298	85	lanham	lanham	PROPN
crl-18157	298	86	,	,	PUNCT
crl-18157	298	87	md	md	PROPN
crl-18157	298	88	:	:	PUNCT
crl-18157	298	89	rowman	rowman	PROPN
crl-18157	298	90	&	&	CCONJ
crl-18157	298	91	littlefield	littlefield	PROPN
crl-18157	298	92	,	,	PUNCT
crl-18157	298	93	2016	2016	NUM
crl-18157	298	94	)	)	PUNCT
crl-18157	298	95	,	,	PUNCT
crl-18157	298	96	275–84	275–84	NOUN
crl-18157	298	97	.	.	PUNCT
crl-18157	299	1	28	28	X
crl-18157	299	2	.	.	PUNCT
crl-18157	300	1	catherine	catherine	PROPN
crl-18157	300	2	arnott	arnott	PROPN
crl-18157	300	3	smith	smith	PROPN
crl-18157	300	4	and	and	CCONJ
crl-18157	300	5	kristin	kristin	PROPN
crl-18157	300	6	eschenfelder	eschenfelder	PROPN
crl-18157	300	7	,	,	PUNCT
crl-18157	300	8	“	"	PUNCT
crl-18157	300	9	public	public	ADJ
crl-18157	300	10	libraries	library	NOUN
crl-18157	300	11	in	in	ADP
crl-18157	300	12	an	an	DET
crl-18157	300	13	age	age	NOUN
crl-18157	300	14	of	of	ADP
crl-18157	300	15	financial	financial	ADJ
crl-18157	300	16	complexity	complexity	NOUN
crl-18157	300	17	:	:	PUNCT
crl-18157	300	18	toward	toward	ADP
crl-18157	300	19	enhancing	enhance	VERB
crl-18157	300	20	community	community	NOUN
crl-18157	300	21	financial	financial	ADJ
crl-18157	300	22	literacy	literacy	NOUN
crl-18157	300	23	,	,	PUNCT
crl-18157	300	24	”	"	PUNCT
crl-18157	300	25	library	library	NOUN
crl-18157	300	26	quarterly	quarterly	PROPN
crl-18157	300	27	83	83	NUM
crl-18157	300	28	,	,	PUNCT
crl-18157	300	29	no	no	NOUN
crl-18157	300	30	.	.	NOUN
crl-18157	300	31	4	4	NUM
crl-18157	300	32	(	(	PUNCT
crl-18157	300	33	oct	oct	PROPN
crl-18157	300	34	.	.	PROPN
crl-18157	300	35	2013	2013	NUM
crl-18157	300	36	):	):	PUNCT
crl-18157	300	37	299–320	299–320	NUM
crl-18157	300	38	.	.	PUNCT
crl-18157	301	1	29	29	NUM
crl-18157	301	2	.	.	PUNCT
crl-18157	301	3	kit	kit	PROPN
crl-18157	301	4	keller	keller	PROPN
crl-18157	301	5	et	et	PROPN
crl-18157	302	1	al	al	PROPN
crl-18157	302	2	.	.	PROPN
crl-18157	302	3	,	,	PUNCT
crl-18157	302	4	“	"	PUNCT
crl-18157	302	5	meeting	meet	VERB
crl-18157	302	6	the	the	DET
crl-18157	302	7	need	need	NOUN
crl-18157	302	8	for	for	ADP
crl-18157	302	9	library	library	NOUN
crl-18157	302	10	-	-	PUNCT
crl-18157	302	11	based	base	VERB
crl-18157	302	12	financial	financial	ADJ
crl-18157	302	13	literacy	literacy	NOUN
crl-18157	302	14	education	education	NOUN
crl-18157	302	15	,	,	PUNCT
crl-18157	302	16	”	"	PUNCT
crl-18157	302	17	reference	reference	NOUN
crl-18157	302	18	&	&	CCONJ
crl-18157	302	19	user	user	NOUN
crl-18157	302	20	services	service	NOUN
crl-18157	302	21	quarterly	quarterly	ADJ
crl-18157	302	22	54	54	NUM
crl-18157	302	23	,	,	PUNCT
crl-18157	302	24	no	no	NOUN
crl-18157	302	25	.	.	NOUN
crl-18157	302	26	3	3	NUM
crl-18157	302	27	(	(	PUNCT
crl-18157	302	28	2015	2015	NUM
crl-18157	302	29	):	):	PUNCT
crl-18157	302	30	47–51	47–51	NUM
crl-18157	302	31	.	.	PUNCT
crl-18157	302	32	30	30	NUM
crl-18157	302	33	.	.	PUNCT
crl-18157	303	1	keller	keller	VERB
crl-18157	303	2	et	et	PROPN
crl-18157	304	1	al	al	PROPN
crl-18157	304	2	.	.	PROPN
crl-18157	304	3	,	,	PUNCT
crl-18157	304	4	“	"	PUNCT
crl-18157	304	5	meeting	meet	VERB
crl-18157	304	6	the	the	DET
crl-18157	304	7	need	need	NOUN
crl-18157	304	8	for	for	ADP
crl-18157	304	9	library	library	NOUN
crl-18157	304	10	-	-	PUNCT
crl-18157	304	11	based	base	VERB
crl-18157	304	12	financial	financial	ADJ
crl-18157	304	13	literacy	literacy	NOUN
crl-18157	304	14	education	education	NOUN
crl-18157	304	15	.	.	PUNCT
crl-18157	304	16	”	"	PUNCT
crl-18157	305	1	31	31	NUM
crl-18157	305	2	.	.	PUNCT
crl-18157	306	1	acrl	acrl	ADJ
crl-18157	306	2	research	research	NOUN
crl-18157	306	3	planning	planning	NOUN
crl-18157	306	4	and	and	CCONJ
crl-18157	306	5	review	review	NOUN
crl-18157	306	6	committee	committee	NOUN
crl-18157	306	7	,	,	PUNCT
crl-18157	306	8	“	"	PUNCT
crl-18157	306	9	environmental	environmental	ADJ
crl-18157	306	10	scan	scan	NOUN
crl-18157	306	11	2017	2017	NUM
crl-18157	306	12	”	"	PUNCT
crl-18157	306	13	(	(	PUNCT
crl-18157	306	14	mar	mar	PROPN
crl-18157	306	15	.	.	PROPN
crl-18157	306	16	2017	2017	NUM
crl-18157	306	17	)	)	PUNCT
crl-18157	306	18	,	,	PUNCT
crl-18157	306	19	available	available	ADJ
crl-18157	306	20	online	online	ADV
crl-18157	306	21	at	at	ADP
crl-18157	306	22	www.ala.org/acrl/sites/ala.org.acrl/files/content/publications/whitepapers/environmentalscan2017.pdf	www.ala.org/acrl/sites/ala.org.acrl/files/content/publications/whitepapers/environmentalscan2017.pdf	NOUN
crl-18157	307	1	[	[	X
crl-18157	307	2	accessed	access	VERB
crl-18157	307	3	5	5	NUM
crl-18157	307	4	april	april	NOUN
crl-18157	307	5	2018	2018	NUM
crl-18157	307	6	]	]	PUNCT
crl-18157	307	7	.	.	PUNCT
crl-18157	308	1	http://www.ala.org/rusa/contact/interest-groups	http://www.ala.org/rusa/contact/interest-groups	PROPN
crl-18157	308	2	https://connect.ala.org/rusa/communities/community-home/community-members?communitykey=307cebd5-715a-4f4f-9880-7b669e679b36&tab=communitymembersdashboard&execute=1	https://connect.ala.org/rusa/communities/community-home/community-members?communitykey=307cebd5-715a-4f4f-9880-7b669e679b36&tab=communitymembersdashboard&execute=1	PROPN
crl-18157	308	3	https://connect.ala.org/rusa/communities/community-home/community-members?communitykey=307cebd5-715a-4f4f-9880-7b669e679b36&tab=communitymembersdashboard&execute=1	https://connect.ala.org/rusa/communities/community-home/community-members?communitykey=307cebd5-715a-4f4f-9880-7b669e679b36&tab=communitymembersdashboard&execute=1	PROPN
crl-18157	308	4	https://connect.ala.org/rusa/communities/community-home/community-members?communitykey=307cebd5-715a-4f4f-9880-7b669e679b36&tab=communitymembersdashboard&execute=1	https://connect.ala.org/rusa/communities/community-home/community-members?communitykey=307cebd5-715a-4f4f-9880-7b669e679b36&tab=communitymembersdashboard&execute=1	PROPN
crl-18157	308	5	https://doi.org/10.1080/08963568.2015.982446	https://doi.org/10.1080/08963568.2015.982446	PROPN
crl-18157	308	6	https://doi.org/10.1080/08963568.2015.982446	https://doi.org/10.1080/08963568.2015.982446	PROPN
crl-18157	308	7	https://doi.org/10.1177/0961000615616106	https://doi.org/10.1177/0961000615616106	PROPN
crl-18157	308	8	https://doi.org/10.1177/0961000615616106	https://doi.org/10.1177/0961000615616106	PROPN
crl-18157	308	9	http://www.ala.org/aboutala/offices/money-smart-week	http://www.ala.org/aboutala/offices/money-smart-week	PROPN
crl-18157	309	1	https://doi.org/10.1080/08963568.2015.978710	https://doi.org/10.1080/08963568.2015.978710	PROPN
crl-18157	309	2	https://doi.org/10.1080/08963568.2012.661198	https://doi.org/10.1080/08963568.2012.661198	PROPN
crl-18157	309	3	https://doi.org/10.1080/02763915.2015.1111094	https://doi.org/10.1080/02763915.2015.1111094	PROPN
crl-18157	310	1	https://doi.org/10.1080/08963568.2015.977732	https://doi.org/10.1080/08963568.2015.977732	PROPN
crl-18157	310	2	https://doi.org/10.1080/08963568.2015.977732	https://doi.org/10.1080/08963568.2015.977732	PROPN
crl-18157	310	3	http://www.ala.org/acrl/sites/ala.org.acrl/files/content/publications/whitepapers/environmentalscan2017.pdf	http://www.ala.org/acrl/sites/ala.org.acrl/files/content/publications/whitepapers/environmentalscan2017.pdf	PROPN
crl-18157	310	4	library	library	NOUN
crl-18157	310	5	support	support	NOUN
crl-18157	310	6	for	for	ADP
crl-18157	310	7	student	student	NOUN
crl-18157	310	8	financial	financial	ADJ
crl-18157	310	9	literacy	literacy	NOUN
crl-18157	310	10	637	637	NUM
crl-18157	310	11	32	32	NUM
crl-18157	310	12	.	.	NUM
crl-18157	311	1	kate	kate	PROPN
crl-18157	311	2	moody	moody	PROPN
crl-18157	311	3	,	,	PUNCT
crl-18157	311	4	“	"	PUNCT
crl-18157	311	5	asking	ask	VERB
crl-18157	311	6	for	for	ADP
crl-18157	311	7	help	help	NOUN
crl-18157	311	8	:	:	PUNCT
crl-18157	311	9	finding	find	VERB
crl-18157	311	10	partners	partner	NOUN
crl-18157	311	11	for	for	ADP
crl-18157	311	12	your	your	PRON
crl-18157	311	13	financial	financial	ADJ
crl-18157	311	14	classes	class	NOUN
crl-18157	311	15	,	,	PUNCT
crl-18157	311	16	”	"	PUNCT
crl-18157	311	17	in	in	ADP
crl-18157	311	18	the	the	DET
crl-18157	311	19	library	library	NOUN
crl-18157	311	20	’s	’s	PART
crl-18157	311	21	role	role	NOUN
crl-18157	311	22	in	in	ADP
crl-18157	311	23	supporting	support	VERB
crl-18157	311	24	financial	financial	ADJ
crl-18157	311	25	literacy	literacy	NOUN
crl-18157	311	26	for	for	ADP
crl-18157	311	27	patrons	patron	NOUN
crl-18157	311	28	(	(	PUNCT
crl-18157	311	29	lantham	lantham	PROPN
crl-18157	311	30	,	,	PUNCT
crl-18157	311	31	md	md	PROPN
crl-18157	311	32	:	:	PUNCT
crl-18157	311	33	rowman	rowman	PROPN
crl-18157	311	34	&	&	CCONJ
crl-18157	311	35	littlefield	littlefield	PROPN
crl-18157	311	36	,	,	PUNCT
crl-18157	311	37	2016	2016	NUM
crl-18157	311	38	)	)	PUNCT
crl-18157	311	39	,	,	PUNCT
crl-18157	311	40	121–30	121–30	PROPN
crl-18157	311	41	.	.	PUNCT
crl-18157	312	1	33	33	NUM
crl-18157	312	2	.	.	PUNCT
crl-18157	313	1	national	national	ADJ
crl-18157	313	2	endowment	endowment	NOUN
crl-18157	313	3	on	on	ADP
crl-18157	313	4	financial	financial	ADJ
crl-18157	313	5	education	education	NOUN
crl-18157	313	6	,	,	PUNCT
crl-18157	313	7	“	"	PUNCT
crl-18157	313	8	financial	financial	ADJ
crl-18157	313	9	education	education	NOUN
crl-18157	313	10	tools	tool	NOUN
crl-18157	313	11	&	&	CCONJ
crl-18157	313	12	resources	resource	NOUN
crl-18157	313	13	|	|	NOUN
crl-18157	313	14	financial	financial	ADJ
crl-18157	313	15	workshop	workshop	NOUN
crl-18157	313	16	kits	kit	NOUN
crl-18157	313	17	,	,	PUNCT
crl-18157	313	18	”	"	PUNCT
crl-18157	313	19	available	available	ADJ
crl-18157	313	20	online	online	ADV
crl-18157	313	21	at	at	ADP
crl-18157	313	22	https://www.financialworkshopkits.org/	https://www.financialworkshopkits.org/	PRON
crl-18157	314	1	[	[	X
crl-18157	314	2	accessed	access	VERB
crl-18157	314	3	6	6	NUM
crl-18157	314	4	march	march	NOUN
crl-18157	314	5	2018	2018	NUM
crl-18157	314	6	]	]	PUNCT
crl-18157	314	7	.	.	PUNCT
crl-18157	315	1	34	34	NUM
crl-18157	315	2	.	.	PUNCT
crl-18157	315	3	american	american	PROPN
crl-18157	315	4	library	library	PROPN
crl-18157	315	5	association	association	PROPN
crl-18157	315	6	,	,	PUNCT
crl-18157	315	7	“	"	PUNCT
crl-18157	315	8	smart	smart	ADJ
crl-18157	315	9	investing	investing	NOUN
crl-18157	315	10	@	@	ADP
crl-18157	315	11	your	your	PRON
crl-18157	315	12	library	library	NOUN
crl-18157	315	13	|	|	NOUN
crl-18157	315	14	financial	financial	ADJ
crl-18157	315	15	and	and	CCONJ
crl-18157	315	16	investor	investor	NOUN
crl-18157	315	17	education	education	NOUN
crl-18157	315	18	resources	resource	NOUN
crl-18157	315	19	,	,	PUNCT
crl-18157	315	20	”	"	PUNCT
crl-18157	315	21	available	available	ADJ
crl-18157	315	22	online	online	ADV
crl-18157	315	23	at	at	ADP
crl-18157	315	24	https://smartinvesting.ala.org/	https://smartinvesting.ala.org/	PROPN
crl-18157	316	1	[	[	X
crl-18157	316	2	accessed	access	VERB
crl-18157	316	3	27	27	NUM
crl-18157	316	4	june	june	PROPN
crl-18157	316	5	2018	2018	NUM
crl-18157	316	6	]	]	PUNCT
crl-18157	316	7	;	;	PUNCT
crl-18157	316	8	consumer	consumer	NOUN
crl-18157	316	9	financial	financial	ADJ
crl-18157	316	10	protection	protection	PROPN
crl-18157	316	11	bureau	bureau	NOUN
crl-18157	316	12	,	,	PUNCT
crl-18157	316	13	“	"	PUNCT
crl-18157	316	14	financial	financial	ADJ
crl-18157	316	15	education	education	NOUN
crl-18157	316	16	resources	resource	NOUN
crl-18157	316	17	for	for	ADP
crl-18157	316	18	libraries	library	NOUN
crl-18157	316	19	,	,	PUNCT
crl-18157	316	20	”	"	PUNCT
crl-18157	316	21	consumer	consumer	NOUN
crl-18157	316	22	financial	financial	ADJ
crl-18157	316	23	protection	protection	PROPN
crl-18157	316	24	bureau	bureau	NOUN
crl-18157	316	25	,	,	PUNCT
crl-18157	316	26	available	available	ADJ
crl-18157	316	27	online	online	ADV
crl-18157	316	28	at	at	ADP
crl-18157	316	29	https://www.consumerfinance.gov/practitioner-resources/library-resources/	https://www.consumerfinance.gov/practitioner-resources/library-resources/	PROPN
crl-18157	317	1	[	[	PUNCT
crl-18157	317	2	accessed	access	VERB
crl-18157	317	3	27	27	NUM
crl-18157	317	4	june	june	PROPN
crl-18157	317	5	2018	2018	NUM
crl-18157	317	6	]	]	PUNCT
crl-18157	317	7	.	.	PUNCT
crl-18157	318	1	35	35	NUM
crl-18157	318	2	.	.	PUNCT
crl-18157	319	1	university	university	PROPN
crl-18157	319	2	of	of	ADP
crl-18157	319	3	north	north	PROPN
crl-18157	319	4	texas	texas	PROPN
crl-18157	319	5	,	,	PUNCT
crl-18157	319	6	“	"	PUNCT
crl-18157	319	7	student	student	NOUN
crl-18157	319	8	money	money	NOUN
crl-18157	319	9	management	management	NOUN
crl-18157	319	10	center	center	NOUN
crl-18157	319	11	|	|	NOUN
crl-18157	319	12	division	division	NOUN
crl-18157	319	13	of	of	ADP
crl-18157	319	14	student	student	NOUN
crl-18157	319	15	affairs	affair	NOUN
crl-18157	319	16	,	,	PUNCT
crl-18157	319	17	”	"	PUNCT
crl-18157	319	18	available	available	ADJ
crl-18157	319	19	online	online	ADV
crl-18157	319	20	at	at	ADP
crl-18157	319	21	http://studentaffairs.unt.edu/student-money-management-center	http://studentaffairs.unt.edu/student-money-management-center	ADP
crl-18157	319	22	[	[	X
crl-18157	319	23	accessed	access	VERB
crl-18157	319	24	5	5	NUM
crl-18157	319	25	april	april	NOUN
crl-18157	319	26	2018	2018	NUM
crl-18157	319	27	]	]	PUNCT
crl-18157	319	28	;	;	PUNCT
crl-18157	319	29	syracuse	syracuse	PROPN
crl-18157	319	30	university	university	PROPN
crl-18157	319	31	,	,	PUNCT
crl-18157	319	32	“	"	PUNCT
crl-18157	319	33	financial	financial	ADJ
crl-18157	319	34	literacy	literacy	NOUN
crl-18157	319	35	|	|	NOUN
crl-18157	319	36	syracuse	syracuse	PROPN
crl-18157	319	37	university	university	NOUN
crl-18157	319	38	office	office	NOUN
crl-18157	319	39	of	of	ADP
crl-18157	319	40	financial	financial	ADJ
crl-18157	319	41	literacy	literacy	NOUN
crl-18157	319	42	,	,	PUNCT
crl-18157	319	43	”	"	PUNCT
crl-18157	319	44	available	available	ADJ
crl-18157	319	45	online	online	ADV
crl-18157	319	46	at	at	ADP
crl-18157	319	47	http://	http://	PROPN
crl-18157	319	48	financialaid.syr.edu/financialliteracy/	financialaid.syr.edu/financialliteracy/	PROPN
crl-18157	319	49	[	[	PUNCT
crl-18157	319	50	accessed	access	VERB
crl-18157	319	51	5	5	NUM
crl-18157	319	52	april	april	NOUN
crl-18157	319	53	2018	2018	NUM
crl-18157	319	54	]	]	PUNCT
crl-18157	319	55	;	;	PUNCT
crl-18157	319	56	ohio	ohio	PROPN
crl-18157	319	57	state	state	PROPN
crl-18157	319	58	university	university	PROPN
crl-18157	319	59	,	,	PUNCT
crl-18157	319	60	“	"	PUNCT
crl-18157	319	61	financial	financial	ADJ
crl-18157	319	62	education	education	NOUN
crl-18157	319	63	and	and	CCONJ
crl-18157	319	64	coaching	coaching	NOUN
crl-18157	319	65	:	:	PUNCT
crl-18157	319	66	student	student	NOUN
crl-18157	319	67	wellness	wellness	NOUN
crl-18157	319	68	center	center	NOUN
crl-18157	319	69	,	,	PUNCT
crl-18157	319	70	”	"	PUNCT
crl-18157	319	71	available	available	ADJ
crl-18157	319	72	online	online	ADV
crl-18157	319	73	at	at	ADP
crl-18157	319	74	https://swc.osu.edu/services/financial-education-andcoaching/	https://swc.osu.edu/services/financial-education-andcoaching/	NOUN
crl-18157	319	75	[	[	PUNCT
crl-18157	319	76	accessed	access	VERB
crl-18157	319	77	5	5	NUM
crl-18157	319	78	april	april	NOUN
crl-18157	319	79	2018	2018	NUM
crl-18157	319	80	]	]	PUNCT
crl-18157	319	81	.	.	PUNCT
crl-18157	320	1	36	36	NUM
crl-18157	320	2	.	.	PUNCT
crl-18157	320	3	li	li	PROPN
crl-18157	320	4	,	,	PUNCT
crl-18157	320	5	“	"	PUNCT
crl-18157	320	6	serving	serve	VERB
crl-18157	320	7	as	as	ADP
crl-18157	320	8	an	an	DET
crl-18157	320	9	educator	educator	NOUN
crl-18157	320	10	:	:	PUNCT
crl-18157	320	11	a	a	DET
crl-18157	320	12	southern	southern	ADJ
crl-18157	320	13	case	case	NOUN
crl-18157	320	14	in	in	ADP
crl-18157	320	15	embedded	embed	VERB
crl-18157	320	16	librarianship	librarianship	NOUN
crl-18157	320	17	”	"	PUNCT
crl-18157	320	18	;	;	PUNCT
crl-18157	320	19	sonja	sonja	PROPN
crl-18157	320	20	špiranec	špiranec	PROPN
crl-18157	320	21	,	,	PUNCT
crl-18157	320	22	mihaela	mihaela	PROPN
crl-18157	320	23	banek	banek	PROPN
crl-18157	320	24	zorica	zorica	PROPN
crl-18157	320	25	,	,	PUNCT
crl-18157	320	26	and	and	CCONJ
crl-18157	320	27	gordana	gordana	NOUN
crl-18157	320	28	stokić	stokić	VERB
crl-18157	320	29	simončić	simončić	ADV
crl-18157	320	30	,	,	PUNCT
crl-18157	320	31	“	"	PUNCT
crl-18157	320	32	libraries	library	NOUN
crl-18157	320	33	and	and	CCONJ
crl-18157	320	34	financial	financial	ADJ
crl-18157	320	35	literacy	literacy	NOUN
crl-18157	320	36	:	:	PUNCT
crl-18157	320	37	perspectives	perspective	NOUN
crl-18157	320	38	from	from	ADP
crl-18157	320	39	emerging	emerge	VERB
crl-18157	320	40	markets	market	NOUN
crl-18157	320	41	,	,	PUNCT
crl-18157	320	42	”	"	PUNCT
crl-18157	320	43	journal	journal	NOUN
crl-18157	320	44	of	of	ADP
crl-18157	320	45	business	business	PROPN
crl-18157	320	46	&	&	CCONJ
crl-18157	320	47	finance	finance	PROPN
crl-18157	320	48	librarianship	librarianship	NOUN
crl-18157	320	49	17	17	NUM
crl-18157	320	50	,	,	PUNCT
crl-18157	320	51	no	no	NOUN
crl-18157	320	52	.	.	NOUN
crl-18157	320	53	3	3	NUM
crl-18157	320	54	(	(	PUNCT
crl-18157	320	55	june	june	PROPN
crl-18157	320	56	27	27	NUM
crl-18157	320	57	,	,	PUNCT
crl-18157	320	58	2012	2012	NUM
crl-18157	320	59	):	):	PUNCT
crl-18157	320	60	262–78	262–78	NUM
crl-18157	320	61	,	,	PUNCT
crl-18157	320	62	https://doi.org/10.1080/0896	https://doi.org/10.1080/0896	PROPN
crl-18157	320	63	3568.2012.686438	3568.2012.686438	NUM
crl-18157	320	64	;	;	PUNCT
crl-18157	320	65	faulkner	faulkner	NOUN
crl-18157	320	66	,	,	PUNCT
crl-18157	320	67	“	"	PUNCT
crl-18157	320	68	a	a	DET
crl-18157	320	69	systematic	systematic	ADJ
crl-18157	320	70	review	review	NOUN
crl-18157	320	71	of	of	ADP
crl-18157	320	72	financial	financial	ADJ
crl-18157	320	73	literacy	literacy	NOUN
crl-18157	320	74	as	as	ADP
crl-18157	320	75	a	a	DET
crl-18157	320	76	termed	termed	ADJ
crl-18157	320	77	concept	concept	NOUN
crl-18157	320	78	:	:	PUNCT
crl-18157	320	79	more	more	ADJ
crl-18157	320	80	questions	question	NOUN
crl-18157	320	81	than	than	ADP
crl-18157	320	82	answers	answer	NOUN
crl-18157	320	83	”	"	PUNCT
crl-18157	320	84	;	;	PUNCT
crl-18157	320	85	gass	gass	PROPN
crl-18157	320	86	and	and	CCONJ
crl-18157	320	87	garczynski	garczynski	PROPN
crl-18157	320	88	,	,	PUNCT
crl-18157	320	89	“	"	PUNCT
crl-18157	320	90	information	information	NOUN
crl-18157	320	91	has	have	VERB
crl-18157	320	92	value	value	NOUN
crl-18157	320	93	:	:	PUNCT
crl-18157	320	94	financial	financial	ADJ
crl-18157	320	95	literacy	literacy	NOUN
crl-18157	320	96	meets	meet	VERB
crl-18157	320	97	information	information	NOUN
crl-18157	320	98	literacy	literacy	NOUN
crl-18157	320	99	.	.	PUNCT
crl-18157	320	100	”	"	PUNCT
crl-18157	321	1	https://www.financialworkshopkits.org/	https://www.financialworkshopkits.org/	X
crl-18157	321	2	https://smartinvesting.ala.org/	https://smartinvesting.ala.org/	PROPN
crl-18157	321	3	https://www.consumerfinance.gov/practitioner-resources/library-resources/	https://www.consumerfinance.gov/practitioner-resources/library-resources/	PROPN
crl-18157	321	4	http://studentaffairs.unt.edu/student-money-management-center	http://studentaffairs.unt.edu/student-money-management-center	NOUN
crl-18157	321	5	http://financialaid.syr.edu/financialliteracy/	http://financialaid.syr.edu/financialliteracy/	NOUN
crl-18157	321	6	http://financialaid.syr.edu/financialliteracy/	http://financialaid.syr.edu/financialliteracy/	NOUN
crl-18157	321	7	https://swc.osu.edu/services/financial-education-and-coaching/	https://swc.osu.edu/services/financial-education-and-coaching/	X
crl-18157	321	8	https://swc.osu.edu/services/financial-education-and-coaching/	https://swc.osu.edu/services/financial-education-and-coaching/	X
crl-18157	321	9	https://doi.org/10.1080/08963568.2012.686438	https://doi.org/10.1080/08963568.2012.686438	X
crl-18157	321	10	https://doi.org/10.1080/08963568.2012.686438	https://doi.org/10.1080/08963568.2012.686438	PUNCT