id	sid	tid	token	lemma	pos
crl-24835	1	1	267	267	NUM
crl-24835	1	2	they	they	PRON
crl-24835	1	3	seek	seek	VERB
crl-24835	1	4	,	,	PUNCT
crl-24835	1	5	but	but	CCONJ
crl-24835	1	6	do	do	AUX
crl-24835	1	7	they	they	PRON
crl-24835	1	8	find	find	VERB
crl-24835	1	9	?	?	PUNCT
crl-24835	2	1	investigating	investigate	VERB
crl-24835	2	2	the	the	DET
crl-24835	2	3	financial	financial	ADJ
crl-24835	2	4	information	information	NOUN
crl-24835	2	5	-	-	PUNCT
crl-24835	2	6	seeking	seek	VERB
crl-24835	2	7	behavior	behavior	NOUN
crl-24835	2	8	of	of	ADP
crl-24835	2	9	college	college	NOUN
crl-24835	2	10	students	student	NOUN
crl-24835	2	11	alyson	alyson	PROPN
crl-24835	2	12	vaaler	vaaler	PROPN
crl-24835	2	13	,	,	PUNCT
crl-24835	2	14	lauren	lauren	PROPN
crl-24835	2	15	reiter	reiter	PROPN
crl-24835	2	16	,	,	PUNCT
crl-24835	2	17	and	and	CCONJ
crl-24835	2	18	ash	ash	PROPN
crl-24835	2	19	e.	e.	PROPN
crl-24835	2	20	faulkner	faulkner	PROPN
crl-24835	2	21	*	*	PUNCT
crl-24835	2	22	this	this	DET
crl-24835	2	23	paper	paper	NOUN
crl-24835	2	24	reports	report	VERB
crl-24835	2	25	the	the	DET
crl-24835	2	26	findings	finding	NOUN
crl-24835	2	27	of	of	ADP
crl-24835	2	28	a	a	DET
crl-24835	2	29	survey	survey	NOUN
crl-24835	2	30	administered	administer	VERB
crl-24835	2	31	to	to	ADP
crl-24835	2	32	a	a	DET
crl-24835	2	33	large	large	ADJ
crl-24835	2	34	academic	academic	ADJ
crl-24835	2	35	university	university	NOUN
crl-24835	2	36	student	student	NOUN
crl-24835	2	37	population	population	NOUN
crl-24835	2	38	,	,	PUNCT
crl-24835	2	39	assessing	assess	VERB
crl-24835	2	40	students	student	NOUN
crl-24835	2	41	’	’	PART
crl-24835	2	42	self	self	NOUN
crl-24835	2	43	-	-	PUNCT
crl-24835	2	44	reported	report	VERB
crl-24835	2	45	motivations	motivation	NOUN
crl-24835	2	46	,	,	PUNCT
crl-24835	2	47	difficulties	difficulty	NOUN
crl-24835	2	48	,	,	PUNCT
crl-24835	2	49	and	and	CCONJ
crl-24835	2	50	methods	method	NOUN
crl-24835	2	51	used	use	VERB
crl-24835	2	52	in	in	ADP
crl-24835	2	53	finding	find	VERB
crl-24835	2	54	and	and	CCONJ
crl-24835	2	55	using	use	VERB
crl-24835	2	56	financial	financial	ADJ
crl-24835	2	57	information	information	NOUN
crl-24835	2	58	.	.	PUNCT
crl-24835	3	1	results	result	NOUN
crl-24835	3	2	discussed	discuss	VERB
crl-24835	3	3	include	include	VERB
crl-24835	3	4	information	information	NOUN
crl-24835	3	5	types	type	NOUN
crl-24835	3	6	and	and	CCONJ
crl-24835	3	7	sources	source	NOUN
crl-24835	3	8	students	student	NOUN
crl-24835	3	9	consult	consult	VERB
crl-24835	3	10	for	for	ADP
crl-24835	3	11	financial	financial	ADJ
crl-24835	3	12	information	information	NOUN
crl-24835	3	13	.	.	PUNCT
crl-24835	4	1	the	the	DET
crl-24835	4	2	survey	survey	NOUN
crl-24835	4	3	also	also	ADV
crl-24835	4	4	explored	explore	VERB
crl-24835	4	5	students	student	NOUN
crl-24835	4	6	’	’	PART
crl-24835	4	7	perceptions	perception	NOUN
crl-24835	4	8	of	of	ADP
crl-24835	4	9	the	the	DET
crl-24835	4	10	relative	relative	ADJ
crl-24835	4	11	ease	ease	NOUN
crl-24835	4	12	of	of	ADP
crl-24835	4	13	finding	find	VERB
crl-24835	4	14	financial	financial	ADJ
crl-24835	4	15	information	information	NOUN
crl-24835	4	16	and	and	CCONJ
crl-24835	4	17	the	the	DET
crl-24835	4	18	degree	degree	NOUN
crl-24835	4	19	of	of	ADP
crl-24835	4	20	success	success	NOUN
crl-24835	4	21	students	student	NOUN
crl-24835	4	22	had	have	VERB
crl-24835	4	23	in	in	ADP
crl-24835	4	24	finding	find	VERB
crl-24835	4	25	appropriate	appropriate	ADJ
crl-24835	4	26	information	information	NOUN
crl-24835	4	27	.	.	PUNCT
crl-24835	5	1	these	these	DET
crl-24835	5	2	results	result	NOUN
crl-24835	5	3	are	be	AUX
crl-24835	5	4	relevant	relevant	ADJ
crl-24835	5	5	for	for	ADP
crl-24835	5	6	librarians	librarian	NOUN
crl-24835	5	7	who	who	PRON
crl-24835	5	8	support	support	VERB
crl-24835	5	9	financial	financial	ADJ
crl-24835	5	10	literacy	literacy	NOUN
crl-24835	5	11	through	through	ADP
crl-24835	5	12	collection	collection	NOUN
crl-24835	5	13	development	development	NOUN
crl-24835	5	14	or	or	CCONJ
crl-24835	5	15	one	one	NUM
crl-24835	5	16	-	-	PUNCT
crl-24835	5	17	on	on	ADP
crl-24835	5	18	-	-	PUNCT
crl-24835	5	19	one	one	NUM
crl-24835	5	20	patron	patron	NOUN
crl-24835	5	21	support	support	NOUN
crl-24835	5	22	,	,	PUNCT
crl-24835	5	23	or	or	CCONJ
crl-24835	5	24	who	who	PRON
crl-24835	5	25	are	be	AUX
crl-24835	5	26	involved	involve	VERB
crl-24835	5	27	in	in	ADP
crl-24835	5	28	developing	develop	VERB
crl-24835	5	29	financial	financial	ADJ
crl-24835	5	30	literacy	literacy	NOUN
crl-24835	5	31	programs	program	NOUN
crl-24835	5	32	for	for	ADP
crl-24835	5	33	libraries	library	NOUN
crl-24835	5	34	.	.	PUNCT
crl-24835	6	1	introduction	introduction	NOUN
crl-24835	6	2	financial	financial	ADJ
crl-24835	6	3	literacy	literacy	NOUN
crl-24835	6	4	is	be	AUX
crl-24835	6	5	an	an	DET
crl-24835	6	6	important	important	ADJ
crl-24835	6	7	topic	topic	NOUN
crl-24835	6	8	of	of	ADP
crl-24835	6	9	interest	interest	NOUN
crl-24835	6	10	in	in	ADP
crl-24835	6	11	higher	high	ADJ
crl-24835	6	12	education	education	NOUN
crl-24835	6	13	.	.	PUNCT
crl-24835	7	1	ensuring	ensure	VERB
crl-24835	7	2	that	that	SCONJ
crl-24835	7	3	college	college	NOUN
crl-24835	7	4	students	student	NOUN
crl-24835	7	5	have	have	VERB
crl-24835	7	6	an	an	DET
crl-24835	7	7	appropriate	appropriate	ADJ
crl-24835	7	8	level	level	NOUN
crl-24835	7	9	of	of	ADP
crl-24835	7	10	financial	financial	ADJ
crl-24835	7	11	knowledge	knowledge	NOUN
crl-24835	7	12	is	be	AUX
crl-24835	7	13	an	an	DET
crl-24835	7	14	important	important	ADJ
crl-24835	7	15	aspect	aspect	NOUN
crl-24835	7	16	of	of	ADP
crl-24835	7	17	national	national	ADJ
crl-24835	7	18	financial	financial	ADJ
crl-24835	7	19	literacy	literacy	NOUN
crl-24835	7	20	efforts	effort	NOUN
crl-24835	7	21	and	and	CCONJ
crl-24835	7	22	of	of	ADP
crl-24835	7	23	interest	interest	NOUN
crl-24835	7	24	to	to	PART
crl-24835	7	25	librarians	librarian	NOUN
crl-24835	7	26	who	who	PRON
crl-24835	7	27	support	support	VERB
crl-24835	7	28	students	student	NOUN
crl-24835	7	29	in	in	ADP
crl-24835	7	30	their	their	PRON
crl-24835	7	31	academic	academic	ADJ
crl-24835	7	32	and	and	CCONJ
crl-24835	7	33	everyday	everyday	ADJ
crl-24835	7	34	challenges	challenge	NOUN
crl-24835	7	35	.	.	PUNCT
crl-24835	8	1	however	however	ADV
crl-24835	8	2	,	,	PUNCT
crl-24835	8	3	there	there	PRON
crl-24835	8	4	is	be	VERB
crl-24835	8	5	a	a	DET
crl-24835	8	6	notable	notable	ADJ
crl-24835	8	7	lack	lack	NOUN
crl-24835	8	8	of	of	ADP
crl-24835	8	9	research	research	NOUN
crl-24835	8	10	regarding	regard	VERB
crl-24835	8	11	how	how	SCONJ
crl-24835	8	12	college	college	NOUN
crl-24835	8	13	students	student	NOUN
crl-24835	8	14	search	search	VERB
crl-24835	8	15	for	for	ADP
crl-24835	8	16	financial	financial	ADJ
crl-24835	8	17	information	information	NOUN
crl-24835	8	18	and	and	CCONJ
crl-24835	8	19	their	their	PRON
crl-24835	8	20	successes	success	NOUN
crl-24835	8	21	and	and	CCONJ
crl-24835	8	22	challenges	challenge	NOUN
crl-24835	8	23	in	in	ADP
crl-24835	8	24	doing	do	VERB
crl-24835	8	25	so	so	ADV
crl-24835	8	26	.	.	PUNCT
crl-24835	9	1	to	to	PART
crl-24835	9	2	analyze	analyze	VERB
crl-24835	9	3	the	the	DET
crl-24835	9	4	financial	financial	ADJ
crl-24835	9	5	information	information	NOUN
crl-24835	9	6	–	–	PUNCT
crl-24835	9	7	seeking	seek	VERB
crl-24835	9	8	behavior	behavior	NOUN
crl-24835	9	9	of	of	ADP
crl-24835	9	10	college	college	NOUN
crl-24835	9	11	students	student	NOUN
crl-24835	9	12	,	,	PUNCT
crl-24835	9	13	the	the	DET
crl-24835	9	14	following	follow	VERB
crl-24835	9	15	research	research	NOUN
crl-24835	9	16	questions	question	NOUN
crl-24835	9	17	were	be	AUX
crl-24835	9	18	explored	explore	VERB
crl-24835	9	19	:	:	PUNCT
crl-24835	9	20	1	1	X
crl-24835	9	21	.	.	PUNCT
crl-24835	9	22	what	what	PRON
crl-24835	9	23	types	type	NOUN
crl-24835	9	24	of	of	ADP
crl-24835	9	25	financial	financial	ADJ
crl-24835	9	26	information	information	NOUN
crl-24835	9	27	are	be	AUX
crl-24835	9	28	students	student	NOUN
crl-24835	9	29	looking	look	VERB
crl-24835	9	30	for	for	ADP
crl-24835	9	31	?	?	PUNCT
crl-24835	10	1	2	2	X
crl-24835	10	2	.	.	PUNCT
crl-24835	10	3	what	what	PRON
crl-24835	10	4	prompts	prompt	VERB
crl-24835	10	5	students	student	NOUN
crl-24835	10	6	to	to	PART
crl-24835	10	7	look	look	VERB
crl-24835	10	8	for	for	ADP
crl-24835	10	9	financial	financial	ADJ
crl-24835	10	10	information	information	NOUN
crl-24835	10	11	?	?	PUNCT
crl-24835	11	1	3	3	X
crl-24835	11	2	.	.	PUNCT
crl-24835	11	3	what	what	PRON
crl-24835	11	4	sources	source	NOUN
crl-24835	11	5	do	do	AUX
crl-24835	11	6	students	student	NOUN
crl-24835	11	7	consult	consult	VERB
crl-24835	11	8	when	when	SCONJ
crl-24835	11	9	they	they	PRON
crl-24835	11	10	are	be	AUX
crl-24835	11	11	looking	look	VERB
crl-24835	11	12	for	for	ADP
crl-24835	11	13	financial	financial	ADJ
crl-24835	11	14	information	information	NOUN
crl-24835	11	15	?	?	PUNCT
crl-24835	12	1	4	4	X
crl-24835	12	2	.	.	X
crl-24835	12	3	what	what	DET
crl-24835	12	4	challenges	challenge	NOUN
crl-24835	12	5	do	do	AUX
crl-24835	12	6	students	student	NOUN
crl-24835	12	7	have	have	VERB
crl-24835	12	8	when	when	SCONJ
crl-24835	12	9	navigating	navigate	VERB
crl-24835	12	10	financial	financial	ADJ
crl-24835	12	11	information	information	NOUN
crl-24835	12	12	?	?	PUNCT
crl-24835	13	1	while	while	SCONJ
crl-24835	13	2	many	many	ADJ
crl-24835	13	3	studies	study	NOUN
crl-24835	13	4	have	have	AUX
crl-24835	13	5	investigated	investigate	VERB
crl-24835	13	6	trends	trend	NOUN
crl-24835	13	7	in	in	ADP
crl-24835	13	8	student	student	NOUN
crl-24835	13	9	academic	academic	ADJ
crl-24835	13	10	information	information	NOUN
crl-24835	13	11	–	–	PUNCT
crl-24835	13	12	seeking	seek	VERB
crl-24835	13	13	behavior	behavior	NOUN
crl-24835	13	14	,	,	PUNCT
crl-24835	13	15	considerably	considerably	ADV
crl-24835	13	16	less	less	ADJ
crl-24835	13	17	attention	attention	NOUN
crl-24835	13	18	has	have	AUX
crl-24835	13	19	been	be	AUX
crl-24835	13	20	paid	pay	VERB
crl-24835	13	21	to	to	PART
crl-24835	13	22	student	student	VERB
crl-24835	13	23	financial	financial	ADJ
crl-24835	13	24	information	information	NOUN
crl-24835	13	25	–	–	PUNCT
crl-24835	13	26	seeking	seek	VERB
crl-24835	13	27	behavior	behavior	NOUN
crl-24835	13	28	.	.	PUNCT
crl-24835	14	1	the	the	DET
crl-24835	14	2	results	result	NOUN
crl-24835	14	3	of	of	ADP
crl-24835	14	4	this	this	DET
crl-24835	14	5	research	research	NOUN
crl-24835	14	6	will	will	AUX
crl-24835	14	7	explore	explore	VERB
crl-24835	14	8	the	the	DET
crl-24835	14	9	financial	financial	ADJ
crl-24835	14	10	information	information	NOUN
crl-24835	14	11	–	–	PUNCT
crl-24835	14	12	seeking	seek	VERB
crl-24835	14	13	behavior	behavior	NOUN
crl-24835	14	14	of	of	ADP
crl-24835	14	15	college	college	NOUN
crl-24835	14	16	students	student	NOUN
crl-24835	14	17	and	and	CCONJ
crl-24835	14	18	will	will	AUX
crl-24835	14	19	examine	examine	VERB
crl-24835	14	20	implications	implication	NOUN
crl-24835	14	21	for	for	ADP
crl-24835	14	22	financial	financial	ADJ
crl-24835	14	23	literacy	literacy	NOUN
crl-24835	14	24	support	support	NOUN
crl-24835	14	25	on	on	ADP
crl-24835	14	26	campuses	campus	NOUN
crl-24835	14	27	,	,	PUNCT
crl-24835	14	28	as	as	ADV
crl-24835	14	29	well	well	ADV
crl-24835	14	30	as	as	ADP
crl-24835	14	31	the	the	DET
crl-24835	14	32	role	role	NOUN
crl-24835	14	33	that	that	PRON
crl-24835	14	34	libraries	librarie	VERB
crl-24835	14	35	can	can	AUX
crl-24835	14	36	and	and	CCONJ
crl-24835	14	37	do	do	AUX
crl-24835	14	38	play	play	VERB
crl-24835	14	39	in	in	ADP
crl-24835	14	40	supporting	support	VERB
crl-24835	14	41	these	these	DET
crl-24835	14	42	students	student	NOUN
crl-24835	14	43	.	.	PUNCT
crl-24835	15	1	alyson	alyson	PROPN
crl-24835	15	2	vaaler	vaaler	PROPN
crl-24835	15	3	is	be	AUX
crl-24835	15	4	assistant	assistant	NOUN
crl-24835	15	5	professor	professor	NOUN
crl-24835	15	6	in	in	ADP
crl-24835	15	7	the	the	DET
crl-24835	15	8	university	university	NOUN
crl-24835	15	9	libraries	library	NOUN
crl-24835	15	10	at	at	ADP
crl-24835	15	11	texas	texas	PROPN
crl-24835	15	12	a&m	a&m	PROPN
crl-24835	15	13	university	university	PROPN
crl-24835	15	14	;	;	PUNCT
crl-24835	15	15	email	email	NOUN
crl-24835	15	16	:	:	PUNCT
crl-24835	15	17	asvaaler@library	asvaaler@library	PROPN
crl-24835	15	18	.	.	PUNCT
crl-24835	16	1	tamu.edu	tamu.edu	X
crl-24835	16	2	.	.	PUNCT
crl-24835	17	1	lauren	lauren	PROPN
crl-24835	17	2	reiter	reiter	PROPN
crl-24835	17	3	is	be	AUX
crl-24835	17	4	business	business	NOUN
crl-24835	17	5	liaison	liaison	NOUN
crl-24835	17	6	librarian	librarian	NOUN
crl-24835	17	7	at	at	ADP
crl-24835	17	8	pennsylvania	pennsylvania	PROPN
crl-24835	17	9	state	state	PROPN
crl-24835	17	10	university	university	PROPN
crl-24835	17	11	;	;	PUNCT
crl-24835	17	12	email	email	NOUN
crl-24835	17	13	:	:	PUNCT
crl-24835	17	14	lmr29@psu.edu	lmr29@psu.edu	PROPN
crl-24835	17	15	.	.	PUNCT
crl-24835	18	1	ash	ash	PROPN
crl-24835	18	2	e	e	PROPN
crl-24835	18	3	faulkner	faulkner	NOUN
crl-24835	18	4	is	be	AUX
crl-24835	18	5	business	business	NOUN
crl-24835	18	6	librarian	librarian	NOUN
crl-24835	18	7	at	at	ADP
crl-24835	18	8	the	the	DET
crl-24835	18	9	ohio	ohio	PROPN
crl-24835	18	10	state	state	PROPN
crl-24835	18	11	university	university	PROPN
crl-24835	18	12	libraries	library	NOUN
crl-24835	18	13	;	;	PUNCT
crl-24835	18	14	email	email	NOUN
crl-24835	18	15	:	:	PUNCT
crl-24835	18	16	faulkner.172@osu.edu	faulkner.172@osu.edu	PROPN
crl-24835	18	17	.	.	PUNCT
crl-24835	19	1	©	©	PROPN
crl-24835	19	2	2021	2021	NUM
crl-24835	19	3	alyson	alyson	NOUN
crl-24835	19	4	vaaler	vaaler	NOUN
crl-24835	19	5	,	,	PUNCT
crl-24835	19	6	lauren	lauren	PROPN
crl-24835	19	7	reiter	reiter	PROPN
crl-24835	19	8	,	,	PUNCT
crl-24835	19	9	and	and	CCONJ
crl-24835	19	10	ash	ash	PROPN
crl-24835	19	11	e.	e.	PROPN
crl-24835	19	12	faulkner	faulkner	PROPN
crl-24835	19	13	,	,	PUNCT
crl-24835	19	14	attribution	attribution	NOUN
crl-24835	19	15	-	-	PUNCT
crl-24835	19	16	noncommercial	noncommercial	ADJ
crl-24835	19	17	(	(	PUNCT
crl-24835	19	18	https://creativecommons.org/	https://creativecommons.org/	NOUN
crl-24835	19	19	licenses	license	NOUN
crl-24835	19	20	/	/	SYM
crl-24835	19	21	by	by	ADP
crl-24835	19	22	-	-	PUNCT
crl-24835	19	23	nc/4.0/	nc/4.0/	SPACE
crl-24835	19	24	)	)	PUNCT
crl-24835	19	25	cc	cc	VERB
crl-24835	19	26	by	by	ADP
crl-24835	19	27	-	-	PUNCT
crl-24835	19	28	nc	nc	PROPN
crl-24835	19	29	.	.	PUNCT
crl-24835	19	30	mailto:asvaaler@library.tamu.edu	mailto:asvaaler@library.tamu.edu	NOUN
crl-24835	19	31	mailto:asvaaler@library.tamu.edu	mailto:asvaaler@library.tamu.edu	NOUN
crl-24835	19	32	mailto:lmr29@psu.edu	mailto:lmr29@psu.edu	NOUN
crl-24835	19	33	mailto:faulkner.172@osu.edu	mailto:faulkner.172@osu.edu	VERB
crl-24835	19	34	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PRON
crl-24835	19	35	https://creativecommons.org/licenses/by-nc/4.0/	https://creativecommons.org/licenses/by-nc/4.0/	PROPN
crl-24835	19	36	268	268	NUM
crl-24835	19	37	college	college	PROPN
crl-24835	19	38	&	&	CCONJ
crl-24835	19	39	research	research	PROPN
crl-24835	19	40	libraries	library	NOUN
crl-24835	19	41	march	march	PROPN
crl-24835	19	42	2021	2021	NUM
crl-24835	19	43	literature	literature	NOUN
crl-24835	19	44	review	review	NOUN
crl-24835	19	45	libraries	library	NOUN
crl-24835	19	46	and	and	CCONJ
crl-24835	19	47	financial	financial	ADJ
crl-24835	19	48	literacy	literacy	NOUN
crl-24835	19	49	with	with	ADP
crl-24835	19	50	a	a	DET
crl-24835	19	51	reputation	reputation	NOUN
crl-24835	19	52	for	for	ADP
crl-24835	19	53	offering	offer	VERB
crl-24835	19	54	free	free	ADJ
crl-24835	19	55	,	,	PUNCT
crl-24835	19	56	trustworthy	trustworthy	ADJ
crl-24835	19	57	,	,	PUNCT
crl-24835	19	58	and	and	CCONJ
crl-24835	19	59	unbiased	unbiased	ADJ
crl-24835	19	60	information	information	NOUN
crl-24835	19	61	resources	resource	NOUN
crl-24835	19	62	,	,	PUNCT
crl-24835	19	63	libraries	library	NOUN
crl-24835	19	64	naturally	naturally	ADV
crl-24835	19	65	support	support	VERB
crl-24835	19	66	information	information	NOUN
crl-24835	19	67	seeking	seek	VERB
crl-24835	19	68	in	in	ADP
crl-24835	19	69	everyday	everyday	ADJ
crl-24835	19	70	life	life	NOUN
crl-24835	19	71	,	,	PUNCT
crl-24835	19	72	and	and	CCONJ
crl-24835	19	73	the	the	DET
crl-24835	19	74	scholarly	scholarly	ADJ
crl-24835	19	75	literature	literature	NOUN
crl-24835	19	76	provides	provide	VERB
crl-24835	19	77	ample	ample	ADJ
crl-24835	19	78	evidence	evidence	NOUN
crl-24835	19	79	that	that	SCONJ
crl-24835	19	80	this	this	DET
crl-24835	19	81	role	role	NOUN
crl-24835	19	82	extends	extend	VERB
crl-24835	19	83	to	to	ADP
crl-24835	19	84	patrons	patron	NOUN
crl-24835	19	85	’	'	PUNCT
crl-24835	19	86	financial	financial	ADJ
crl-24835	19	87	lives	life	NOUN
crl-24835	19	88	.	.	PUNCT
crl-24835	20	1	a	a	DET
crl-24835	20	2	survey	survey	NOUN
crl-24835	20	3	of	of	ADP
crl-24835	20	4	public	public	ADJ
crl-24835	20	5	and	and	CCONJ
crl-24835	20	6	academic	academic	ADJ
crl-24835	20	7	librarians	librarian	NOUN
crl-24835	20	8	by	by	ADP
crl-24835	20	9	the	the	DET
crl-24835	20	10	reference	reference	NOUN
crl-24835	20	11	&	&	CCONJ
crl-24835	20	12	user	user	PROPN
crl-24835	20	13	services	services	PROPN
crl-24835	20	14	association	association	PROPN
crl-24835	20	15	(	(	PUNCT
crl-24835	20	16	rusa	rusa	NOUN
crl-24835	20	17	)	)	PUNCT
crl-24835	20	18	found	find	VERB
crl-24835	20	19	that	that	SCONJ
crl-24835	20	20	the	the	DET
crl-24835	20	21	majority	majority	NOUN
crl-24835	20	22	of	of	ADP
crl-24835	20	23	respondents	respondent	NOUN
crl-24835	20	24	were	be	AUX
crl-24835	20	25	receiving	receive	VERB
crl-24835	20	26	personal	personal	ADJ
crl-24835	20	27	finance	finance	NOUN
crl-24835	20	28	reference	reference	NOUN
crl-24835	20	29	questions	question	NOUN
crl-24835	20	30	in	in	ADP
crl-24835	20	31	their	their	PRON
crl-24835	20	32	libraries	library	NOUN
crl-24835	20	33	,	,	PUNCT
crl-24835	20	34	with	with	ADP
crl-24835	20	35	60	60	NUM
crl-24835	20	36	percent	percent	NOUN
crl-24835	20	37	reporting	reporting	NOUN
crl-24835	20	38	they	they	PRON
crl-24835	20	39	received	receive	VERB
crl-24835	20	40	these	these	DET
crl-24835	20	41	questions	question	NOUN
crl-24835	20	42	at	at	ADP
crl-24835	20	43	least	least	ADJ
crl-24835	20	44	occasionally.1	occasionally.1	VERB
crl-24835	20	45	support	support	NOUN
crl-24835	20	46	for	for	ADP
crl-24835	20	47	financial	financial	ADJ
crl-24835	20	48	information	information	NOUN
crl-24835	20	49	seeking	seeking	NOUN
crl-24835	20	50	is	be	AUX
crl-24835	20	51	not	not	PART
crl-24835	20	52	limited	limit	VERB
crl-24835	20	53	to	to	ADP
crl-24835	20	54	the	the	DET
crl-24835	20	55	reference	reference	NOUN
crl-24835	20	56	desk	desk	NOUN
crl-24835	20	57	;	;	PUNCT
crl-24835	20	58	public	public	ADJ
crl-24835	20	59	and	and	CCONJ
crl-24835	20	60	academic	academic	ADJ
crl-24835	20	61	libraries	library	NOUN
crl-24835	20	62	are	be	AUX
crl-24835	20	63	increasingly	increasingly	ADV
crl-24835	20	64	offering	offer	VERB
crl-24835	20	65	financial	financial	ADJ
crl-24835	20	66	literacy	literacy	NOUN
crl-24835	20	67	programming	programming	NOUN
crl-24835	20	68	as	as	ADV
crl-24835	20	69	well	well	ADV
crl-24835	20	70	.	.	PUNCT
crl-24835	21	1	the	the	DET
crl-24835	21	2	same	same	ADJ
crl-24835	21	3	rusa	rusa	NOUN
crl-24835	21	4	survey	survey	NOUN
crl-24835	21	5	found	find	VERB
crl-24835	21	6	that	that	SCONJ
crl-24835	21	7	36	36	NUM
crl-24835	21	8	percent	percent	NOUN
crl-24835	21	9	of	of	ADP
crl-24835	21	10	respondents	respondent	NOUN
crl-24835	21	11	reported	report	VERB
crl-24835	21	12	their	their	PRON
crl-24835	21	13	library	library	NOUN
crl-24835	21	14	offered	offer	VERB
crl-24835	21	15	financial	financial	ADJ
crl-24835	21	16	literacy	literacy	NOUN
crl-24835	21	17	workshops	workshop	NOUN
crl-24835	21	18	,	,	PUNCT
crl-24835	21	19	and	and	CCONJ
crl-24835	21	20	13	13	NUM
crl-24835	21	21	percent	percent	NOUN
crl-24835	21	22	intended	intend	VERB
crl-24835	21	23	to	to	PART
crl-24835	21	24	do	do	VERB
crl-24835	21	25	so	so	ADV
crl-24835	21	26	in	in	ADP
crl-24835	21	27	the	the	DET
crl-24835	21	28	near	near	PROPN
crl-24835	21	29	future.2	future.2	PROPN
crl-24835	21	30	smith	smith	PROPN
crl-24835	21	31	and	and	CCONJ
crl-24835	21	32	eschenfelder	eschenfelder	NOUN
crl-24835	21	33	found	find	VERB
crl-24835	21	34	an	an	DET
crl-24835	21	35	even	even	ADV
crl-24835	21	36	higher	high	ADJ
crl-24835	21	37	rate	rate	NOUN
crl-24835	21	38	of	of	ADP
crl-24835	21	39	participation	participation	NOUN
crl-24835	21	40	among	among	ADP
crl-24835	21	41	public	public	ADJ
crl-24835	21	42	libraries	library	NOUN
crl-24835	21	43	,	,	PUNCT
crl-24835	21	44	with	with	ADP
crl-24835	21	45	82	82	NUM
crl-24835	21	46	percent	percent	NOUN
crl-24835	21	47	offering	offer	VERB
crl-24835	21	48	financial	financial	ADJ
crl-24835	21	49	literacy	literacy	NOUN
crl-24835	21	50	programming	programming	NOUN
crl-24835	21	51	or	or	CCONJ
crl-24835	21	52	services.3	services.3	VERB
crl-24835	21	53	only	only	ADV
crl-24835	21	54	18	18	NUM
crl-24835	21	55	percent	percent	NOUN
crl-24835	21	56	of	of	ADP
crl-24835	21	57	respondents	respondent	NOUN
crl-24835	21	58	had	have	AUX
crl-24835	21	59	offered	offer	VERB
crl-24835	21	60	financial	financial	ADJ
crl-24835	21	61	literacy	literacy	NOUN
crl-24835	21	62	programming	programming	NOUN
crl-24835	21	63	for	for	ADP
crl-24835	21	64	more	more	ADJ
crl-24835	21	65	than	than	ADP
crl-24835	21	66	six	six	NUM
crl-24835	21	67	years	year	NOUN
crl-24835	21	68	,	,	PUNCT
crl-24835	21	69	while	while	SCONJ
crl-24835	21	70	51	51	NUM
crl-24835	21	71	percent	percent	NOUN
crl-24835	21	72	had	have	AUX
crl-24835	21	73	offered	offer	VERB
crl-24835	21	74	programming	programming	NOUN
crl-24835	21	75	for	for	ADP
crl-24835	21	76	at	at	ADV
crl-24835	21	77	least	least	ADV
crl-24835	21	78	two	two	NUM
crl-24835	21	79	years	year	NOUN
crl-24835	21	80	,	,	PUNCT
crl-24835	21	81	suggesting	suggest	VERB
crl-24835	21	82	fast	fast	ADV
crl-24835	21	83	-	-	PUNCT
crl-24835	21	84	paced	pace	VERB
crl-24835	21	85	growth	growth	NOUN
crl-24835	21	86	of	of	ADP
crl-24835	21	87	these	these	DET
crl-24835	21	88	initiatives	initiative	NOUN
crl-24835	21	89	in	in	ADP
crl-24835	21	90	the	the	DET
crl-24835	21	91	years	year	NOUN
crl-24835	21	92	following	follow	VERB
crl-24835	21	93	the	the	DET
crl-24835	21	94	2008	2008	NUM
crl-24835	21	95	recession	recession	NOUN
crl-24835	21	96	.	.	PUNCT
crl-24835	22	1	using	use	VERB
crl-24835	22	2	the	the	DET
crl-24835	22	3	example	example	NOUN
crl-24835	22	4	set	set	VERB
crl-24835	22	5	by	by	ADP
crl-24835	22	6	public	public	ADJ
crl-24835	22	7	libraries	library	NOUN
crl-24835	22	8	and	and	CCONJ
crl-24835	22	9	driven	drive	VERB
crl-24835	22	10	by	by	ADP
crl-24835	22	11	concerns	concern	NOUN
crl-24835	22	12	about	about	ADP
crl-24835	22	13	student	student	NOUN
crl-24835	22	14	debt	debt	NOUN
crl-24835	22	15	and	and	CCONJ
crl-24835	22	16	college	college	NOUN
crl-24835	22	17	costs	cost	NOUN
crl-24835	22	18	,	,	PUNCT
crl-24835	22	19	more	more	ADV
crl-24835	22	20	academic	academic	ADJ
crl-24835	22	21	libraries	library	NOUN
crl-24835	22	22	began	begin	VERB
crl-24835	22	23	offering	offer	VERB
crl-24835	22	24	financial	financial	ADJ
crl-24835	22	25	literacy	literacy	NOUN
crl-24835	22	26	programming	programming	NOUN
crl-24835	22	27	,	,	PUNCT
crl-24835	22	28	as	as	SCONJ
crl-24835	22	29	evidenced	evidence	VERB
crl-24835	22	30	by	by	ADP
crl-24835	22	31	a	a	DET
crl-24835	22	32	surge	surge	NOUN
crl-24835	22	33	in	in	ADP
crl-24835	22	34	articles	article	NOUN
crl-24835	22	35	and	and	CCONJ
crl-24835	22	36	case	case	NOUN
crl-24835	22	37	studies	study	NOUN
crl-24835	22	38	highlighting	highlight	VERB
crl-24835	22	39	financial	financial	ADJ
crl-24835	22	40	literacy	literacy	NOUN
crl-24835	22	41	programs	program	NOUN
crl-24835	22	42	in	in	ADP
crl-24835	22	43	academic	academic	ADJ
crl-24835	22	44	libraries	library	NOUN
crl-24835	22	45	from	from	ADP
crl-24835	22	46	2013	2013	NUM
crl-24835	22	47	onward.4	onward.4	NOUN
crl-24835	22	48	according	accord	VERB
crl-24835	22	49	to	to	ADP
crl-24835	22	50	one	one	NUM
crl-24835	22	51	survey	survey	NOUN
crl-24835	22	52	of	of	ADP
crl-24835	22	53	large	large	ADJ
crl-24835	22	54	academic	academic	ADJ
crl-24835	22	55	libraries	library	NOUN
crl-24835	22	56	,	,	PUNCT
crl-24835	22	57	45	45	NUM
crl-24835	22	58	percent	percent	NOUN
crl-24835	22	59	offer	offer	VERB
crl-24835	22	60	some	some	DET
crl-24835	22	61	type	type	NOUN
crl-24835	22	62	of	of	ADP
crl-24835	22	63	financial	financial	ADJ
crl-24835	22	64	literacy	literacy	NOUN
crl-24835	22	65	programming.5	programming.5	VERB
crl-24835	22	66	the	the	DET
crl-24835	22	67	body	body	NOUN
crl-24835	22	68	of	of	ADP
crl-24835	22	69	literature	literature	NOUN
crl-24835	22	70	on	on	ADP
crl-24835	22	71	how	how	SCONJ
crl-24835	22	72	to	to	PART
crl-24835	22	73	develop	develop	VERB
crl-24835	22	74	financial	financial	ADJ
crl-24835	22	75	literacy	literacy	NOUN
crl-24835	22	76	programs	program	NOUN
crl-24835	22	77	in	in	ADP
crl-24835	22	78	libraries	library	NOUN
crl-24835	22	79	is	be	AUX
crl-24835	22	80	still	still	ADV
crl-24835	22	81	growing	grow	VERB
crl-24835	22	82	with	with	ADP
crl-24835	22	83	recent	recent	ADJ
crl-24835	22	84	publications	publication	NOUN
crl-24835	22	85	,	,	PUNCT
crl-24835	22	86	such	such	ADJ
crl-24835	22	87	as	as	ADP
crl-24835	22	88	ala	ala	PROPN
crl-24835	22	89	editions	edition	NOUN
crl-24835	22	90	’	’	PART
crl-24835	22	91	rainy	rainy	ADJ
crl-24835	22	92	day	day	NOUN
crl-24835	22	93	ready	ready	ADJ
crl-24835	22	94	:	:	PUNCT
crl-24835	22	95	financial	financial	ADJ
crl-24835	22	96	literacy	literacy	NOUN
crl-24835	22	97	programs	program	NOUN
crl-24835	22	98	,	,	PUNCT
crl-24835	22	99	suggesting	suggest	VERB
crl-24835	22	100	a	a	DET
crl-24835	22	101	sustained	sustained	ADJ
crl-24835	22	102	interest	interest	NOUN
crl-24835	22	103	in	in	ADP
crl-24835	22	104	financial	financial	ADJ
crl-24835	22	105	literacy	literacy	NOUN
crl-24835	22	106	programming	programming	NOUN
crl-24835	22	107	among	among	ADP
crl-24835	22	108	both	both	CCONJ
crl-24835	22	109	public	public	ADJ
crl-24835	22	110	and	and	CCONJ
crl-24835	22	111	academic	academic	ADJ
crl-24835	22	112	libraries	library	NOUN
crl-24835	22	113	.	.	PUNCT
crl-24835	23	1	library	library	NOUN
crl-24835	23	2	collections	collection	NOUN
crl-24835	23	3	,	,	PUNCT
crl-24835	23	4	with	with	ADP
crl-24835	23	5	holdings	holding	NOUN
crl-24835	23	6	ranging	range	VERB
crl-24835	23	7	from	from	ADP
crl-24835	23	8	textbooks	textbook	NOUN
crl-24835	23	9	to	to	ADP
crl-24835	23	10	best	good	ADJ
crl-24835	23	11	sellers	seller	NOUN
crl-24835	23	12	,	,	PUNCT
crl-24835	23	13	are	be	AUX
crl-24835	23	14	another	another	DET
crl-24835	23	15	important	important	ADJ
crl-24835	23	16	facet	facet	NOUN
crl-24835	23	17	of	of	ADP
crl-24835	23	18	library	library	NOUN
crl-24835	23	19	assistance	assistance	NOUN
crl-24835	23	20	with	with	ADP
crl-24835	23	21	financial	financial	ADJ
crl-24835	23	22	information	information	NOUN
crl-24835	23	23	seeking	seeking	NOUN
crl-24835	23	24	,	,	PUNCT
crl-24835	23	25	but	but	CCONJ
crl-24835	23	26	this	this	DET
crl-24835	23	27	topic	topic	NOUN
crl-24835	23	28	has	have	AUX
crl-24835	23	29	received	receive	VERB
crl-24835	23	30	limited	limited	ADJ
crl-24835	23	31	attention	attention	NOUN
crl-24835	23	32	in	in	ADP
crl-24835	23	33	the	the	DET
crl-24835	23	34	literature	literature	NOUN
crl-24835	23	35	compared	compare	VERB
crl-24835	23	36	to	to	ADP
crl-24835	23	37	financial	financial	ADJ
crl-24835	23	38	literacy	literacy	NOUN
crl-24835	23	39	programming	programming	NOUN
crl-24835	23	40	.	.	PUNCT
crl-24835	24	1	in	in	ADP
crl-24835	24	2	one	one	NUM
crl-24835	24	3	of	of	ADP
crl-24835	24	4	the	the	DET
crl-24835	24	5	few	few	ADJ
crl-24835	24	6	studies	study	NOUN
crl-24835	24	7	in	in	ADP
crl-24835	24	8	this	this	DET
crl-24835	24	9	area	area	NOUN
crl-24835	24	10	,	,	PUNCT
crl-24835	24	11	faulkner	faulkner	PROPN
crl-24835	24	12	identified	identify	VERB
crl-24835	24	13	the	the	DET
crl-24835	24	14	themes	theme	NOUN
crl-24835	24	15	and	and	CCONJ
crl-24835	24	16	core	core	NOUN
crl-24835	24	17	concepts	concept	NOUN
crl-24835	24	18	discussed	discuss	VERB
crl-24835	24	19	in	in	ADP
crl-24835	24	20	popular	popular	ADJ
crl-24835	24	21	personal	personal	ADJ
crl-24835	24	22	finance	finance	NOUN
crl-24835	24	23	books	book	NOUN
crl-24835	24	24	,	,	PUNCT
crl-24835	24	25	conveying	convey	VERB
crl-24835	24	26	the	the	DET
crl-24835	24	27	challenges	challenge	NOUN
crl-24835	24	28	faced	face	VERB
crl-24835	24	29	by	by	ADP
crl-24835	24	30	the	the	DET
crl-24835	24	31	financial	financial	ADJ
crl-24835	24	32	information	information	NOUN
crl-24835	24	33	–	–	PUNCT
crl-24835	24	34	seeking	seek	VERB
crl-24835	24	35	patron	patron	NOUN
crl-24835	24	36	and	and	CCONJ
crl-24835	24	37	the	the	DET
crl-24835	24	38	important	important	ADJ
crl-24835	24	39	role	role	NOUN
crl-24835	24	40	for	for	ADP
crl-24835	24	41	librarians	librarian	NOUN
crl-24835	24	42	in	in	ADP
crl-24835	24	43	helping	help	VERB
crl-24835	24	44	patrons	patron	NOUN
crl-24835	24	45	navigate	navigate	VERB
crl-24835	24	46	the	the	DET
crl-24835	24	47	often	often	ADV
crl-24835	24	48	contradictory	contradictory	ADJ
crl-24835	24	49	guidance	guidance	NOUN
crl-24835	24	50	provided	provide	VERB
crl-24835	24	51	in	in	ADP
crl-24835	24	52	these	these	DET
crl-24835	24	53	resources.6	resources.6	PROPN
crl-24835	24	54	in	in	ADP
crl-24835	24	55	another	another	DET
crl-24835	24	56	study	study	NOUN
crl-24835	24	57	,	,	PUNCT
crl-24835	24	58	faulkner	faulkner	NOUN
crl-24835	24	59	found	find	VERB
crl-24835	24	60	that	that	SCONJ
crl-24835	24	61	personal	personal	ADJ
crl-24835	24	62	finance	finance	NOUN
crl-24835	24	63	books	book	NOUN
crl-24835	24	64	and	and	CCONJ
crl-24835	24	65	library	library	NOUN
crl-24835	24	66	financial	financial	ADJ
crl-24835	24	67	literacy	literacy	NOUN
crl-24835	24	68	programming	programming	NOUN
crl-24835	24	69	differ	differ	VERB
crl-24835	24	70	in	in	ADP
crl-24835	24	71	the	the	DET
crl-24835	24	72	financial	financial	ADJ
crl-24835	24	73	and	and	CCONJ
crl-24835	24	74	educational	educational	ADJ
crl-24835	24	75	goals	goal	NOUN
crl-24835	24	76	they	they	PRON
crl-24835	24	77	aim	aim	VERB
crl-24835	24	78	to	to	PART
crl-24835	24	79	achieve	achieve	VERB
crl-24835	24	80	,	,	PUNCT
crl-24835	24	81	as	as	ADV
crl-24835	24	82	well	well	ADV
crl-24835	24	83	as	as	ADP
crl-24835	24	84	the	the	DET
crl-24835	24	85	audiences	audience	NOUN
crl-24835	24	86	they	they	PRON
crl-24835	24	87	serve	serve	VERB
crl-24835	24	88	,	,	PUNCT
crl-24835	24	89	which	which	PRON
crl-24835	24	90	librarians	librarian	VERB
crl-24835	24	91	should	should	AUX
crl-24835	24	92	bear	bear	VERB
crl-24835	24	93	in	in	ADP
crl-24835	24	94	mind	mind	NOUN
crl-24835	24	95	as	as	SCONJ
crl-24835	24	96	they	they	PRON
crl-24835	24	97	develop	develop	VERB
crl-24835	24	98	financial	financial	ADJ
crl-24835	24	99	literacy	literacy	NOUN
crl-24835	24	100	collections	collection	NOUN
crl-24835	24	101	and	and	CCONJ
crl-24835	24	102	programming.7	programming.7	ADJ
crl-24835	24	103	while	while	SCONJ
crl-24835	24	104	the	the	DET
crl-24835	24	105	literature	literature	NOUN
crl-24835	24	106	demonstrates	demonstrate	VERB
crl-24835	24	107	the	the	DET
crl-24835	24	108	capability	capability	NOUN
crl-24835	24	109	and	and	CCONJ
crl-24835	24	110	eagerness	eagerness	NOUN
crl-24835	24	111	of	of	ADP
crl-24835	24	112	libraries	library	NOUN
crl-24835	24	113	to	to	PART
crl-24835	24	114	support	support	VERB
crl-24835	24	115	financial	financial	ADJ
crl-24835	24	116	information	information	NOUN
crl-24835	24	117	seeking	seek	VERB
crl-24835	24	118	through	through	ADP
crl-24835	24	119	reference	reference	NOUN
crl-24835	24	120	,	,	PUNCT
crl-24835	24	121	programming	programming	NOUN
crl-24835	24	122	,	,	PUNCT
crl-24835	24	123	and	and	CCONJ
crl-24835	24	124	collections	collection	NOUN
crl-24835	24	125	,	,	PUNCT
crl-24835	24	126	these	these	DET
crl-24835	24	127	services	service	NOUN
crl-24835	24	128	are	be	AUX
crl-24835	24	129	not	not	PART
crl-24835	24	130	without	without	ADP
crl-24835	24	131	drawbacks	drawback	NOUN
crl-24835	24	132	.	.	PUNCT
crl-24835	25	1	librarians	librarian	NOUN
crl-24835	25	2	trying	try	VERB
crl-24835	25	3	to	to	PART
crl-24835	25	4	help	help	VERB
crl-24835	25	5	those	those	PRON
crl-24835	25	6	seeking	seek	VERB
crl-24835	25	7	financial	financial	ADJ
crl-24835	25	8	information	information	NOUN
crl-24835	25	9	must	must	AUX
crl-24835	25	10	confront	confront	VERB
crl-24835	25	11	a	a	DET
crl-24835	25	12	myriad	myriad	NOUN
crl-24835	25	13	of	of	ADP
crl-24835	25	14	challenges	challenge	NOUN
crl-24835	25	15	,	,	PUNCT
crl-24835	25	16	including	include	VERB
crl-24835	25	17	,	,	PUNCT
crl-24835	25	18	potentially	potentially	ADV
crl-24835	25	19	,	,	PUNCT
crl-24835	25	20	the	the	DET
crl-24835	25	21	librarian	librarian	PROPN
crl-24835	25	22	’s	’s	PART
crl-24835	25	23	own	own	ADJ
crl-24835	25	24	lack	lack	NOUN
crl-24835	25	25	of	of	ADP
crl-24835	25	26	personal	personal	ADJ
crl-24835	25	27	knowledge	knowledge	NOUN
crl-24835	25	28	or	or	CCONJ
crl-24835	25	29	training	training	NOUN
crl-24835	25	30	in	in	ADP
crl-24835	25	31	personal	personal	ADJ
crl-24835	25	32	finance.8	finance.8	NOUN
crl-24835	25	33	other	other	ADJ
crl-24835	25	34	concerns	concern	NOUN
crl-24835	25	35	include	include	VERB
crl-24835	25	36	protecting	protect	VERB
crl-24835	25	37	patron	patron	NOUN
crl-24835	25	38	privacy	privacy	NOUN
crl-24835	25	39	when	when	SCONJ
crl-24835	25	40	handling	handle	VERB
crl-24835	25	41	sensitive	sensitive	ADJ
crl-24835	25	42	information	information	NOUN
crl-24835	25	43	;	;	PUNCT
crl-24835	25	44	liability	liability	NOUN
crl-24835	25	45	issues	issue	NOUN
crl-24835	25	46	for	for	ADP
crl-24835	25	47	the	the	DET
crl-24835	25	48	library	library	NOUN
crl-24835	25	49	should	should	AUX
crl-24835	25	50	they	they	PRON
crl-24835	25	51	cross	cross	VERB
crl-24835	25	52	the	the	DET
crl-24835	25	53	line	line	NOUN
crl-24835	25	54	from	from	ADP
crl-24835	25	55	offering	offer	VERB
crl-24835	25	56	financial	financial	ADJ
crl-24835	25	57	information	information	NOUN
crl-24835	25	58	to	to	ADP
crl-24835	25	59	financial	financial	ADJ
crl-24835	25	60	advice	advice	NOUN
crl-24835	25	61	;	;	PUNCT
crl-24835	25	62	and	and	CCONJ
crl-24835	25	63	committing	commit	VERB
crl-24835	25	64	time	time	NOUN
crl-24835	25	65	,	,	PUNCT
crl-24835	25	66	resources	resource	NOUN
crl-24835	25	67	,	,	PUNCT
crl-24835	25	68	and	and	CCONJ
crl-24835	25	69	space	space	NOUN
crl-24835	25	70	to	to	ADP
crl-24835	25	71	financial	financial	ADJ
crl-24835	25	72	literacy	literacy	NOUN
crl-24835	25	73	amid	amid	ADP
crl-24835	25	74	competing	compete	VERB
crl-24835	25	75	priorities.9	priorities.9	NOUN
crl-24835	25	76	they	they	PRON
crl-24835	25	77	seek	seek	VERB
crl-24835	25	78	,	,	PUNCT
crl-24835	25	79	but	but	CCONJ
crl-24835	25	80	do	do	AUX
crl-24835	25	81	they	they	PRON
crl-24835	25	82	find	find	VERB
crl-24835	25	83	?	?	PUNCT
crl-24835	26	1	269	269	NUM
crl-24835	26	2	everyday	everyday	ADJ
crl-24835	26	3	life	life	NOUN
crl-24835	26	4	information	information	NOUN
crl-24835	26	5	–	–	PUNCT
crl-24835	26	6	seeking	seek	VERB
crl-24835	26	7	behavior	behavior	NOUN
crl-24835	26	8	in	in	ADP
crl-24835	26	9	an	an	DET
crl-24835	26	10	academic	academic	ADJ
crl-24835	26	11	context	context	NOUN
crl-24835	26	12	,	,	PUNCT
crl-24835	26	13	studies	study	NOUN
crl-24835	26	14	show	show	VERB
crl-24835	26	15	that	that	SCONJ
crl-24835	26	16	students	student	NOUN
crl-24835	26	17	desire	desire	VERB
crl-24835	26	18	quick	quick	ADJ
crl-24835	26	19	access	access	NOUN
crl-24835	26	20	to	to	ADP
crl-24835	26	21	resources	resource	NOUN
crl-24835	26	22	they	they	PRON
crl-24835	26	23	need	need	VERB
crl-24835	26	24	.	.	PUNCT
crl-24835	27	1	a	a	DET
crl-24835	27	2	study	study	NOUN
crl-24835	27	3	conducted	conduct	VERB
crl-24835	27	4	by	by	ADP
crl-24835	27	5	connaway	connaway	PROPN
crl-24835	27	6	,	,	PUNCT
crl-24835	27	7	dickey	dickey	NOUN
crl-24835	27	8	,	,	PUNCT
crl-24835	27	9	and	and	CCONJ
crl-24835	27	10	radford	radford	PROPN
crl-24835	27	11	saw	see	VERB
crl-24835	27	12	that	that	SCONJ
crl-24835	27	13	convenience	convenience	NOUN
crl-24835	27	14	factors	factor	NOUN
crl-24835	27	15	such	such	ADJ
crl-24835	27	16	as	as	ADP
crl-24835	27	17	access	access	NOUN
crl-24835	27	18	,	,	PUNCT
crl-24835	27	19	ease	ease	NOUN
crl-24835	27	20	of	of	ADP
crl-24835	27	21	use	use	NOUN
crl-24835	27	22	,	,	PUNCT
crl-24835	27	23	and	and	CCONJ
crl-24835	27	24	time	time	NOUN
crl-24835	27	25	largely	largely	ADV
crl-24835	27	26	guided	guide	VERB
crl-24835	27	27	how	how	SCONJ
crl-24835	27	28	students	student	NOUN
crl-24835	27	29	chose	choose	VERB
crl-24835	27	30	resources	resource	NOUN
crl-24835	27	31	;	;	PUNCT
crl-24835	27	32	sometimes	sometimes	ADV
crl-24835	27	33	students	student	NOUN
crl-24835	27	34	even	even	ADV
crl-24835	27	35	willingly	willingly	ADV
crl-24835	27	36	sacrificed	sacrifice	VERB
crl-24835	27	37	the	the	DET
crl-24835	27	38	content	content	NOUN
crl-24835	27	39	of	of	ADP
crl-24835	27	40	a	a	DET
crl-24835	27	41	source	source	NOUN
crl-24835	27	42	in	in	ADP
crl-24835	27	43	favor	favor	NOUN
crl-24835	27	44	of	of	ADP
crl-24835	27	45	these	these	DET
crl-24835	27	46	other	other	ADJ
crl-24835	27	47	factors.10	factors.10	NOUN
crl-24835	27	48	similarly	similarly	ADV
crl-24835	27	49	,	,	PUNCT
crl-24835	27	50	komissarov	komissarov	PROPN
crl-24835	27	51	and	and	CCONJ
crl-24835	27	52	murray	murray	PROPN
crl-24835	27	53	found	find	VERB
crl-24835	27	54	that	that	SCONJ
crl-24835	27	55	students	student	NOUN
crl-24835	27	56	placed	place	VERB
crl-24835	27	57	an	an	DET
crl-24835	27	58	emphasis	emphasis	NOUN
crl-24835	27	59	on	on	ADP
crl-24835	27	60	full	full	ADJ
crl-24835	27	61	-	-	PUNCT
crl-24835	27	62	text	text	NOUN
crl-24835	27	63	availability	availability	NOUN
crl-24835	27	64	over	over	ADP
crl-24835	27	65	other	other	ADJ
crl-24835	27	66	source	source	NOUN
crl-24835	27	67	attributes	attribute	VERB
crl-24835	27	68	such	such	ADJ
crl-24835	27	69	as	as	ADP
crl-24835	27	70	being	be	AUX
crl-24835	27	71	recent	recent	ADJ
crl-24835	27	72	or	or	CCONJ
crl-24835	27	73	peer	peer	NOUN
crl-24835	27	74	reviewed.11	reviewed.11	NOUN
crl-24835	27	75	this	this	DET
crl-24835	27	76	emphasis	emphasis	NOUN
crl-24835	27	77	on	on	ADP
crl-24835	27	78	quick	quick	ADJ
crl-24835	27	79	,	,	PUNCT
crl-24835	27	80	easy	easy	ADJ
crl-24835	27	81	access	access	NOUN
crl-24835	27	82	to	to	ADP
crl-24835	27	83	resources	resource	NOUN
crl-24835	27	84	appears	appear	VERB
crl-24835	27	85	to	to	PART
crl-24835	27	86	hold	hold	VERB
crl-24835	27	87	true	true	ADJ
crl-24835	27	88	across	across	ADP
crl-24835	27	89	distinct	distinct	ADJ
crl-24835	27	90	student	student	NOUN
crl-24835	27	91	populations.12	populations.12	NOUN
crl-24835	27	92	outside	outside	ADV
crl-24835	27	93	of	of	ADP
crl-24835	27	94	academia	academia	NOUN
crl-24835	27	95	,	,	PUNCT
crl-24835	27	96	studies	study	NOUN
crl-24835	27	97	have	have	AUX
crl-24835	27	98	investigated	investigate	VERB
crl-24835	27	99	information	information	NOUN
crl-24835	27	100	seeking	seek	VERB
crl-24835	27	101	in	in	ADP
crl-24835	27	102	an	an	DET
crl-24835	27	103	everyday	everyday	ADJ
crl-24835	27	104	context	context	NOUN
crl-24835	27	105	and	and	CCONJ
crl-24835	27	106	have	have	AUX
crl-24835	27	107	found	find	VERB
crl-24835	27	108	that	that	SCONJ
crl-24835	27	109	people	people	NOUN
crl-24835	27	110	rely	rely	VERB
crl-24835	27	111	on	on	ADP
crl-24835	27	112	their	their	PRON
crl-24835	27	113	own	own	ADJ
crl-24835	27	114	experience	experience	NOUN
crl-24835	27	115	,	,	PUNCT
crl-24835	27	116	informal	informal	ADJ
crl-24835	27	117	information	information	NOUN
crl-24835	27	118	sources	source	NOUN
crl-24835	27	119	,	,	PUNCT
crl-24835	27	120	and	and	CCONJ
crl-24835	27	121	personal	personal	ADJ
crl-24835	27	122	networks	network	NOUN
crl-24835	27	123	to	to	PART
crl-24835	27	124	obtain	obtain	VERB
crl-24835	27	125	information	information	NOUN
crl-24835	27	126	for	for	ADP
crl-24835	27	127	daily	daily	ADJ
crl-24835	27	128	activities	activity	NOUN
crl-24835	27	129	.	.	PUNCT
crl-24835	28	1	a	a	DET
crl-24835	28	2	model	model	NOUN
crl-24835	28	3	presented	present	VERB
crl-24835	28	4	by	by	ADP
crl-24835	28	5	savolainen	savolainen	NOUN
crl-24835	28	6	formalized	formalize	VERB
crl-24835	28	7	ways	way	NOUN
crl-24835	28	8	to	to	PART
crl-24835	28	9	research	research	VERB
crl-24835	28	10	the	the	DET
crl-24835	28	11	information	information	NOUN
crl-24835	28	12	-	-	PUNCT
crl-24835	28	13	seeking	seek	VERB
crl-24835	28	14	processes	process	NOUN
crl-24835	28	15	in	in	ADP
crl-24835	28	16	daily	daily	ADJ
crl-24835	28	17	life	life	NOUN
crl-24835	28	18	and	and	CCONJ
crl-24835	28	19	led	lead	VERB
crl-24835	28	20	to	to	ADP
crl-24835	28	21	more	more	ADJ
crl-24835	28	22	studies	study	NOUN
crl-24835	28	23	being	be	AUX
crl-24835	28	24	conducted	conduct	VERB
crl-24835	28	25	on	on	ADP
crl-24835	28	26	various	various	ADJ
crl-24835	28	27	everyday	everyday	ADJ
crl-24835	28	28	life	life	NOUN
crl-24835	28	29	information	information	NOUN
crl-24835	28	30	–	–	PUNCT
crl-24835	28	31	seeking	seek	VERB
crl-24835	28	32	(	(	PUNCT
crl-24835	28	33	elis	elis	PROPN
crl-24835	28	34	)	)	PUNCT
crl-24835	28	35	scenarios.13	scenarios.13	VERB
crl-24835	28	36	studies	study	NOUN
crl-24835	28	37	done	do	VERB
crl-24835	28	38	on	on	ADP
crl-24835	28	39	information	information	NOUN
crl-24835	28	40	seeking	seek	VERB
crl-24835	28	41	in	in	ADP
crl-24835	28	42	various	various	ADJ
crl-24835	28	43	occupations	occupation	NOUN
crl-24835	28	44	such	such	ADJ
crl-24835	28	45	as	as	ADP
crl-24835	28	46	farming	farming	NOUN
crl-24835	28	47	,	,	PUNCT
crl-24835	28	48	engineering	engineering	NOUN
crl-24835	28	49	,	,	PUNCT
crl-24835	28	50	and	and	CCONJ
crl-24835	28	51	nursing	nursing	NOUN
crl-24835	28	52	have	have	AUX
crl-24835	28	53	all	all	PRON
crl-24835	28	54	found	find	VERB
crl-24835	28	55	that	that	SCONJ
crl-24835	28	56	,	,	PUNCT
crl-24835	28	57	regardless	regardless	ADV
crl-24835	28	58	of	of	ADP
crl-24835	28	59	the	the	DET
crl-24835	28	60	diverse	diverse	ADJ
crl-24835	28	61	information	information	NOUN
crl-24835	28	62	needs	need	VERB
crl-24835	28	63	for	for	ADP
crl-24835	28	64	each	each	DET
crl-24835	28	65	occupation	occupation	NOUN
crl-24835	28	66	,	,	PUNCT
crl-24835	28	67	information	information	NOUN
crl-24835	28	68	is	be	AUX
crl-24835	28	69	mainly	mainly	ADV
crl-24835	28	70	obtained	obtain	VERB
crl-24835	28	71	through	through	ADP
crl-24835	28	72	informal	informal	ADJ
crl-24835	28	73	information	information	NOUN
crl-24835	28	74	sources	source	NOUN
crl-24835	28	75	such	such	ADJ
crl-24835	28	76	as	as	ADP
crl-24835	28	77	personal	personal	ADJ
crl-24835	28	78	networks.14	networks.14	PRON
crl-24835	28	79	financial	financial	ADJ
crl-24835	28	80	information	information	NOUN
crl-24835	28	81	–	–	PUNCT
crl-24835	28	82	seeking	seek	VERB
crl-24835	28	83	behavior	behavior	NOUN
crl-24835	28	84	a	a	DET
crl-24835	28	85	portion	portion	NOUN
crl-24835	28	86	of	of	ADP
crl-24835	28	87	the	the	DET
crl-24835	28	88	literature	literature	NOUN
crl-24835	28	89	that	that	PRON
crl-24835	28	90	analyzes	analyze	VERB
crl-24835	28	91	everyday	everyday	ADJ
crl-24835	28	92	life	life	NOUN
crl-24835	28	93	information	information	NOUN
crl-24835	28	94	–	–	PUNCT
crl-24835	28	95	seeking	seek	VERB
crl-24835	28	96	behavior	behavior	NOUN
crl-24835	28	97	focuses	focus	VERB
crl-24835	28	98	specifically	specifically	ADV
crl-24835	28	99	on	on	ADP
crl-24835	28	100	financial	financial	ADJ
crl-24835	28	101	information	information	NOUN
crl-24835	28	102	–	–	PUNCT
crl-24835	28	103	seeking	seek	VERB
crl-24835	28	104	behavior	behavior	NOUN
crl-24835	28	105	.	.	PUNCT
crl-24835	29	1	these	these	DET
crl-24835	29	2	studies	study	NOUN
crl-24835	29	3	typically	typically	ADV
crl-24835	29	4	focus	focus	VERB
crl-24835	29	5	on	on	ADP
crl-24835	29	6	the	the	DET
crl-24835	29	7	sources	source	NOUN
crl-24835	29	8	people	people	NOUN
crl-24835	29	9	use	use	VERB
crl-24835	29	10	to	to	PART
crl-24835	29	11	address	address	VERB
crl-24835	29	12	a	a	DET
crl-24835	29	13	particular	particular	ADJ
crl-24835	29	14	financial	financial	ADJ
crl-24835	29	15	event	event	NOUN
crl-24835	29	16	and	and	CCONJ
crl-24835	29	17	why	why	SCONJ
crl-24835	29	18	they	they	PRON
crl-24835	29	19	select	select	VERB
crl-24835	29	20	these	these	DET
crl-24835	29	21	sources	source	NOUN
crl-24835	29	22	.	.	PUNCT
crl-24835	30	1	while	while	SCONJ
crl-24835	30	2	very	very	ADV
crl-24835	30	3	few	few	ADJ
crl-24835	30	4	studies	study	NOUN
crl-24835	30	5	were	be	AUX
crl-24835	30	6	located	locate	VERB
crl-24835	30	7	that	that	PRON
crl-24835	30	8	explored	explore	VERB
crl-24835	30	9	the	the	DET
crl-24835	30	10	unique	unique	ADJ
crl-24835	30	11	financial	financial	ADJ
crl-24835	30	12	information	information	NOUN
crl-24835	30	13	–	–	PUNCT
crl-24835	30	14	seeking	seek	VERB
crl-24835	30	15	behavior	behavior	NOUN
crl-24835	30	16	of	of	ADP
crl-24835	30	17	college	college	NOUN
crl-24835	30	18	students	student	NOUN
crl-24835	30	19	,	,	PUNCT
crl-24835	30	20	many	many	ADJ
crl-24835	30	21	studies	study	NOUN
crl-24835	30	22	have	have	AUX
crl-24835	30	23	focused	focus	VERB
crl-24835	30	24	on	on	ADP
crl-24835	30	25	informationsearch	informationsearch	NOUN
crl-24835	30	26	behavior	behavior	NOUN
crl-24835	30	27	related	relate	VERB
crl-24835	30	28	to	to	ADP
crl-24835	30	29	retirement	retirement	NOUN
crl-24835	30	30	,	,	PUNCT
crl-24835	30	31	investing	investing	NOUN
crl-24835	30	32	,	,	PUNCT
crl-24835	30	33	and	and	CCONJ
crl-24835	30	34	consumer	consumer	NOUN
crl-24835	30	35	purchasing	purchasing	NOUN
crl-24835	30	36	decisions	decision	NOUN
crl-24835	30	37	.	.	PUNCT
crl-24835	31	1	retirement	retirement	NOUN
crl-24835	31	2	is	be	AUX
crl-24835	31	3	an	an	DET
crl-24835	31	4	event	event	NOUN
crl-24835	31	5	that	that	PRON
crl-24835	31	6	is	be	AUX
crl-24835	31	7	frequently	frequently	ADV
crl-24835	31	8	studied	study	VERB
crl-24835	31	9	in	in	ADP
crl-24835	31	10	financial	financial	ADJ
crl-24835	31	11	information	information	NOUN
crl-24835	31	12	–	–	PUNCT
crl-24835	31	13	seeking	seek	VERB
crl-24835	31	14	behavior	behavior	NOUN
crl-24835	31	15	literature	literature	NOUN
crl-24835	31	16	.	.	PUNCT
crl-24835	32	1	a	a	DET
crl-24835	32	2	study	study	NOUN
crl-24835	32	3	by	by	ADP
crl-24835	32	4	johansen	johansen	PROPN
crl-24835	32	5	found	find	VERB
crl-24835	32	6	a	a	DET
crl-24835	32	7	person	person	NOUN
crl-24835	32	8	’s	’s	PART
crl-24835	32	9	social	social	ADJ
crl-24835	32	10	environment	environment	NOUN
crl-24835	32	11	and	and	CCONJ
crl-24835	32	12	the	the	DET
crl-24835	32	13	availability	availability	NOUN
crl-24835	32	14	of	of	ADP
crl-24835	32	15	retirement	retirement	NOUN
crl-24835	32	16	information	information	NOUN
crl-24835	32	17	positively	positively	ADV
crl-24835	32	18	affected	affect	VERB
crl-24835	32	19	enrollment	enrollment	NOUN
crl-24835	32	20	in	in	ADP
crl-24835	32	21	an	an	DET
crl-24835	32	22	employer	employer	NOUN
crl-24835	32	23	-	-	PUNCT
crl-24835	32	24	based	base	VERB
crl-24835	32	25	pension	pension	NOUN
crl-24835	32	26	plan.15	plan.15	NOUN
crl-24835	32	27	another	another	DET
crl-24835	32	28	study	study	NOUN
crl-24835	32	29	examined	examine	VERB
crl-24835	32	30	the	the	DET
crl-24835	32	31	sources	source	NOUN
crl-24835	32	32	that	that	SCONJ
crl-24835	32	33	women	woman	NOUN
crl-24835	32	34	used	use	VERB
crl-24835	32	35	to	to	PART
crl-24835	32	36	make	make	VERB
crl-24835	32	37	decisions	decision	NOUN
crl-24835	32	38	about	about	ADP
crl-24835	32	39	saving	save	VERB
crl-24835	32	40	for	for	ADP
crl-24835	32	41	retirement	retirement	NOUN
crl-24835	32	42	and	and	CCONJ
crl-24835	32	43	concluded	conclude	VERB
crl-24835	32	44	that	that	SCONJ
crl-24835	32	45	younger	young	ADJ
crl-24835	32	46	women	woman	NOUN
crl-24835	32	47	who	who	PRON
crl-24835	32	48	relied	rely	VERB
crl-24835	32	49	more	more	ADV
crl-24835	32	50	on	on	ADP
crl-24835	32	51	information	information	NOUN
crl-24835	32	52	from	from	ADP
crl-24835	32	53	friends/	friends/	NUM
crl-24835	32	54	relatives	relative	NOUN
crl-24835	32	55	saved	save	VERB
crl-24835	32	56	less	less	ADJ
crl-24835	32	57	than	than	ADP
crl-24835	32	58	older	old	ADJ
crl-24835	32	59	women	woman	NOUN
crl-24835	32	60	who	who	PRON
crl-24835	32	61	consulted	consult	VERB
crl-24835	32	62	financial	financial	ADJ
crl-24835	32	63	professionals.16	professionals.16	PROPN
crl-24835	32	64	another	another	DET
crl-24835	32	65	financial	financial	ADJ
crl-24835	32	66	event	event	NOUN
crl-24835	32	67	that	that	PRON
crl-24835	32	68	is	be	AUX
crl-24835	32	69	also	also	ADV
crl-24835	32	70	addressed	address	VERB
crl-24835	32	71	in	in	ADP
crl-24835	32	72	the	the	DET
crl-24835	32	73	literature	literature	NOUN
crl-24835	32	74	is	be	AUX
crl-24835	32	75	investing	invest	VERB
crl-24835	32	76	and	and	CCONJ
crl-24835	32	77	related	relate	VERB
crl-24835	32	78	personal	personal	ADJ
crl-24835	32	79	interactions	interaction	NOUN
crl-24835	32	80	.	.	PUNCT
crl-24835	33	1	in	in	ADP
crl-24835	33	2	some	some	DET
crl-24835	33	3	instances	instance	NOUN
crl-24835	33	4	,	,	PUNCT
crl-24835	33	5	investors	investor	NOUN
crl-24835	33	6	were	be	AUX
crl-24835	33	7	observed	observe	VERB
crl-24835	33	8	gathering	gather	VERB
crl-24835	33	9	information	information	NOUN
crl-24835	33	10	from	from	ADP
crl-24835	33	11	a	a	DET
crl-24835	33	12	variety	variety	NOUN
crl-24835	33	13	of	of	ADP
crl-24835	33	14	sources	source	NOUN
crl-24835	33	15	,	,	PUNCT
crl-24835	33	16	including	include	VERB
crl-24835	33	17	informal	informal	ADJ
crl-24835	33	18	networks	network	NOUN
crl-24835	33	19	online.17	online.17	NOUN
crl-24835	33	20	consumer	consumer	NOUN
crl-24835	33	21	purchasing	purchasing	NOUN
crl-24835	33	22	decisions	decision	NOUN
crl-24835	33	23	for	for	ADP
crl-24835	33	24	various	various	ADJ
crl-24835	33	25	products	product	NOUN
crl-24835	33	26	are	be	AUX
crl-24835	33	27	also	also	ADV
crl-24835	33	28	widely	widely	ADV
crl-24835	33	29	studied	study	VERB
crl-24835	33	30	,	,	PUNCT
crl-24835	33	31	often	often	ADV
crl-24835	33	32	drawing	draw	VERB
crl-24835	33	33	conclusions	conclusion	NOUN
crl-24835	33	34	based	base	VERB
crl-24835	33	35	on	on	ADP
crl-24835	33	36	demographic	demographic	ADJ
crl-24835	33	37	groupings	grouping	NOUN
crl-24835	33	38	of	of	ADP
crl-24835	33	39	consumers	consumer	NOUN
crl-24835	33	40	or	or	CCONJ
crl-24835	33	41	investigating	investigate	VERB
crl-24835	33	42	the	the	DET
crl-24835	33	43	specific	specific	ADJ
crl-24835	33	44	information	information	NOUN
crl-24835	33	45	sources	source	NOUN
crl-24835	33	46	they	they	PRON
crl-24835	33	47	used	use	VERB
crl-24835	33	48	.	.	PUNCT
crl-24835	34	1	fan	fan	NOUN
crl-24835	34	2	and	and	CCONJ
crl-24835	34	3	chatterjee	chatterjee	PROPN
crl-24835	34	4	investigated	investigate	VERB
crl-24835	34	5	comparison	comparison	NOUN
crl-24835	34	6	shopping	shopping	NOUN
crl-24835	34	7	for	for	ADP
crl-24835	34	8	credit	credit	NOUN
crl-24835	34	9	cards	card	NOUN
crl-24835	34	10	and	and	CCONJ
crl-24835	34	11	mortgages	mortgage	NOUN
crl-24835	34	12	and	and	CCONJ
crl-24835	34	13	found	find	VERB
crl-24835	34	14	that	that	SCONJ
crl-24835	34	15	older	old	ADJ
crl-24835	34	16	individuals	individual	NOUN
crl-24835	34	17	were	be	AUX
crl-24835	34	18	more	more	ADV
crl-24835	34	19	likely	likely	ADJ
crl-24835	34	20	to	to	PART
crl-24835	34	21	compare	compare	VERB
crl-24835	34	22	credit	credit	NOUN
crl-24835	34	23	card	card	NOUN
crl-24835	34	24	and	and	CCONJ
crl-24835	34	25	mortgage	mortgage	NOUN
crl-24835	34	26	loan	loan	NOUN
crl-24835	34	27	offerings	offering	NOUN
crl-24835	34	28	than	than	SCONJ
crl-24835	34	29	underserved	underserved	ADJ
crl-24835	34	30	groups.18	groups.18	NOUN
crl-24835	34	31	savolainen	savolainen	NOUN
crl-24835	34	32	interviewed	interview	VERB
crl-24835	34	33	homebuyers	homebuyer	NOUN
crl-24835	34	34	on	on	ADP
crl-24835	34	35	the	the	DET
crl-24835	34	36	most	most	ADV
crl-24835	34	37	important	important	ADJ
crl-24835	34	38	criteria	criterion	NOUN
crl-24835	34	39	for	for	ADP
crl-24835	34	40	sources	source	NOUN
crl-24835	34	41	used	use	VERB
crl-24835	34	42	during	during	ADP
crl-24835	34	43	the	the	DET
crl-24835	34	44	home	home	NOUN
crl-24835	34	45	-	-	PUNCT
crl-24835	34	46	buying	buying	NOUN
crl-24835	34	47	process	process	NOUN
crl-24835	34	48	and	and	CCONJ
crl-24835	34	49	concluded	conclude	VERB
crl-24835	34	50	that	that	SCONJ
crl-24835	34	51	the	the	DET
crl-24835	34	52	timeliness	timeliness	NOUN
crl-24835	34	53	of	of	ADP
crl-24835	34	54	information	information	NOUN
crl-24835	34	55	was	be	AUX
crl-24835	34	56	particularly	particularly	ADV
crl-24835	34	57	important	important	ADJ
crl-24835	34	58	based	base	VERB
crl-24835	34	59	on	on	ADP
crl-24835	34	60	the	the	DET
crl-24835	34	61	quickly	quickly	ADV
crl-24835	34	62	changing	change	VERB
crl-24835	34	63	market.19	market.19	NOUN
crl-24835	34	64	another	another	DET
crl-24835	34	65	study	study	NOUN
crl-24835	34	66	investigated	investigate	VERB
crl-24835	34	67	both	both	CCONJ
crl-24835	34	68	the	the	DET
crl-24835	34	69	individual	individual	ADJ
crl-24835	34	70	consumer	consumer	NOUN
crl-24835	34	71	and	and	CCONJ
crl-24835	34	72	their	their	PRON
crl-24835	34	73	shopping	shopping	NOUN
crl-24835	34	74	environment	environment	NOUN
crl-24835	34	75	to	to	PART
crl-24835	34	76	analyze	analyze	VERB
crl-24835	34	77	the	the	DET
crl-24835	34	78	effect	effect	NOUN
crl-24835	34	79	that	that	SCONJ
crl-24835	34	80	browsing	browse	VERB
crl-24835	34	81	had	have	VERB
crl-24835	34	82	on	on	ADP
crl-24835	34	83	their	their	PRON
crl-24835	34	84	final	final	ADJ
crl-24835	34	85	purchase.20	purchase.20	NOUN
crl-24835	34	86	overall	overall	ADJ
crl-24835	34	87	,	,	PUNCT
crl-24835	34	88	studies	study	NOUN
crl-24835	34	89	showed	show	VERB
crl-24835	34	90	that	that	SCONJ
crl-24835	34	91	,	,	PUNCT
crl-24835	34	92	similar	similar	ADJ
crl-24835	34	93	to	to	ADP
crl-24835	34	94	other	other	ADJ
crl-24835	34	95	everyday	everyday	ADJ
crl-24835	34	96	life	life	NOUN
crl-24835	34	97	–	–	PUNCT
crl-24835	34	98	seeking	seek	VERB
crl-24835	34	99	information	information	NOUN
crl-24835	34	100	behavior	behavior	NOUN
crl-24835	34	101	,	,	PUNCT
crl-24835	34	102	the	the	DET
crl-24835	34	103	emphasis	emphasis	NOUN
crl-24835	34	104	on	on	ADP
crl-24835	34	105	quick	quick	ADJ
crl-24835	34	106	,	,	PUNCT
crl-24835	34	107	easy	easy	ADJ
crl-24835	34	108	-	-	PUNCT
crl-24835	34	109	to	to	ADP
crl-24835	34	110	-	-	PUNCT
crl-24835	34	111	access	access	NOUN
crl-24835	34	112	information	information	NOUN
crl-24835	34	113	held	hold	VERB
crl-24835	34	114	true	true	ADJ
crl-24835	34	115	regardless	regardless	ADV
crl-24835	34	116	of	of	ADP
crl-24835	34	117	the	the	DET
crl-24835	34	118	financial	financial	ADJ
crl-24835	34	119	product	product	NOUN
crl-24835	34	120	or	or	CCONJ
crl-24835	34	121	behavior	behavior	NOUN
crl-24835	34	122	being	be	AUX
crl-24835	34	123	studied	study	VERB
crl-24835	34	124	.	.	PUNCT
crl-24835	35	1	270	270	NUM
crl-24835	35	2	college	college	PROPN
crl-24835	35	3	&	&	CCONJ
crl-24835	35	4	research	research	PROPN
crl-24835	35	5	libraries	librarie	VERB
crl-24835	35	6	march	march	PROPN
crl-24835	35	7	2021	2021	NUM
crl-24835	35	8	college	college	NOUN
crl-24835	35	9	students	student	NOUN
crl-24835	35	10	and	and	CCONJ
crl-24835	35	11	financial	financial	ADJ
crl-24835	35	12	literacy	literacy	NOUN
crl-24835	35	13	studies	study	NOUN
crl-24835	35	14	exploring	explore	VERB
crl-24835	35	15	the	the	DET
crl-24835	35	16	financial	financial	ADJ
crl-24835	35	17	literacy	literacy	NOUN
crl-24835	35	18	of	of	ADP
crl-24835	35	19	college	college	NOUN
crl-24835	35	20	students	student	NOUN
crl-24835	35	21	fall	fall	VERB
crl-24835	35	22	mainly	mainly	ADV
crl-24835	35	23	into	into	ADP
crl-24835	35	24	two	two	NUM
crl-24835	35	25	categories	category	NOUN
crl-24835	35	26	:	:	PUNCT
crl-24835	35	27	measuring	measure	VERB
crl-24835	35	28	the	the	DET
crl-24835	35	29	financial	financial	ADJ
crl-24835	35	30	literacy	literacy	NOUN
crl-24835	35	31	of	of	ADP
crl-24835	35	32	various	various	ADJ
crl-24835	35	33	student	student	NOUN
crl-24835	35	34	populations	population	NOUN
crl-24835	35	35	and	and	CCONJ
crl-24835	35	36	studying	study	VERB
crl-24835	35	37	the	the	DET
crl-24835	35	38	impact	impact	NOUN
crl-24835	35	39	of	of	ADP
crl-24835	35	40	financial	financial	ADJ
crl-24835	35	41	literacy	literacy	NOUN
crl-24835	35	42	instruction	instruction	NOUN
crl-24835	35	43	on	on	ADP
crl-24835	35	44	student	student	NOUN
crl-24835	35	45	behavior	behavior	NOUN
crl-24835	35	46	.	.	PUNCT
crl-24835	36	1	almost	almost	ADV
crl-24835	36	2	all	all	PRON
crl-24835	36	3	of	of	ADP
crl-24835	36	4	these	these	DET
crl-24835	36	5	studies	study	NOUN
crl-24835	36	6	measure	measure	VERB
crl-24835	36	7	two	two	NUM
crl-24835	36	8	distinct	distinct	ADJ
crl-24835	36	9	levels	level	NOUN
crl-24835	36	10	of	of	ADP
crl-24835	36	11	financial	financial	ADJ
crl-24835	36	12	literacy	literacy	NOUN
crl-24835	36	13	:	:	PUNCT
crl-24835	36	14	subjective	subjective	ADJ
crl-24835	36	15	(	(	PUNCT
crl-24835	36	16	students	student	NOUN
crl-24835	36	17	’	’	PART
crl-24835	36	18	perceptions	perception	NOUN
crl-24835	36	19	of	of	ADP
crl-24835	36	20	their	their	PRON
crl-24835	36	21	own	own	ADJ
crl-24835	36	22	literacy	literacy	NOUN
crl-24835	36	23	)	)	PUNCT
crl-24835	36	24	and	and	CCONJ
crl-24835	36	25	objective	objective	ADJ
crl-24835	36	26	(	(	PUNCT
crl-24835	36	27	measures	measure	NOUN
crl-24835	36	28	of	of	ADP
crl-24835	36	29	financial	financial	ADJ
crl-24835	36	30	literacy	literacy	NOUN
crl-24835	36	31	assessed	assess	VERB
crl-24835	36	32	through	through	ADP
crl-24835	36	33	standard	standard	ADJ
crl-24835	36	34	financial	financial	ADJ
crl-24835	36	35	wellness	wellness	NOUN
crl-24835	36	36	questions	question	NOUN
crl-24835	36	37	)	)	PUNCT
crl-24835	36	38	.	.	PUNCT
crl-24835	37	1	it	it	PRON
crl-24835	37	2	is	be	AUX
crl-24835	37	3	also	also	ADV
crl-24835	37	4	common	common	ADJ
crl-24835	37	5	for	for	SCONJ
crl-24835	37	6	researchers	researcher	NOUN
crl-24835	37	7	to	to	PART
crl-24835	37	8	explore	explore	VERB
crl-24835	37	9	students	student	NOUN
crl-24835	37	10	’	’	PART
crl-24835	37	11	financial	financial	ADJ
crl-24835	37	12	literacy	literacy	NOUN
crl-24835	37	13	in	in	ADP
crl-24835	37	14	regard	regard	NOUN
crl-24835	37	15	to	to	ADP
crl-24835	37	16	particular	particular	ADJ
crl-24835	37	17	topics	topic	NOUN
crl-24835	37	18	:	:	PUNCT
crl-24835	37	19	credit	credit	NOUN
crl-24835	37	20	,	,	PUNCT
crl-24835	37	21	saving	saving	NOUN
crl-24835	37	22	,	,	PUNCT
crl-24835	37	23	insurance	insurance	NOUN
crl-24835	37	24	,	,	PUNCT
crl-24835	37	25	investment	investment	NOUN
crl-24835	37	26	,	,	PUNCT
crl-24835	37	27	and	and	CCONJ
crl-24835	37	28	the	the	DET
crl-24835	37	29	like	like	ADJ
crl-24835	37	30	.	.	PUNCT
crl-24835	38	1	overall	overall	ADJ
crl-24835	38	2	average	average	ADJ
crl-24835	38	3	levels	level	NOUN
crl-24835	38	4	of	of	ADP
crl-24835	38	5	objective	objective	ADJ
crl-24835	38	6	financial	financial	ADJ
crl-24835	38	7	literacy	literacy	NOUN
crl-24835	38	8	among	among	ADP
crl-24835	38	9	students	student	NOUN
crl-24835	38	10	have	have	AUX
crl-24835	38	11	ranged	range	VERB
crl-24835	38	12	widely	widely	ADV
crl-24835	38	13	in	in	ADP
crl-24835	38	14	research	research	NOUN
crl-24835	38	15	,	,	PUNCT
crl-24835	38	16	but	but	CCONJ
crl-24835	38	17	levels	level	NOUN
crl-24835	38	18	are	be	AUX
crl-24835	38	19	generally	generally	ADV
crl-24835	38	20	low	low	ADJ
crl-24835	38	21	,	,	PUNCT
crl-24835	38	22	with	with	SCONJ
crl-24835	38	23	correct	correct	ADJ
crl-24835	38	24	response	response	NOUN
crl-24835	38	25	rates	rate	NOUN
crl-24835	38	26	to	to	ADP
crl-24835	38	27	objective	objective	ADJ
crl-24835	38	28	measurement	measurement	NOUN
crl-24835	38	29	tools	tool	NOUN
crl-24835	38	30	of	of	ADP
crl-24835	38	31	:	:	PUNCT
crl-24835	38	32	53	53	NUM
crl-24835	38	33	percent	percent	NOUN
crl-24835	38	34	,	,	PUNCT
crl-24835	38	35	40	40	NUM
crl-24835	38	36	percent	percent	NOUN
crl-24835	38	37	,	,	PUNCT
crl-24835	38	38	and	and	CCONJ
crl-24835	38	39	,	,	PUNCT
crl-24835	38	40	at	at	ADP
crl-24835	38	41	best	good	ADJ
crl-24835	38	42	,	,	PUNCT
crl-24835	38	43	69	69	NUM
crl-24835	38	44	percent.21	percent.21	NOUN
crl-24835	38	45	in	in	ADP
crl-24835	38	46	fact	fact	NOUN
crl-24835	38	47	,	,	PUNCT
crl-24835	38	48	lusardi	lusardi	PROPN
crl-24835	38	49	and	and	CCONJ
crl-24835	38	50	wallace	wallace	NOUN
crl-24835	38	51	asserted	assert	VERB
crl-24835	38	52	that	that	SCONJ
crl-24835	38	53	youth	youth	NOUN
crl-24835	38	54	are	be	AUX
crl-24835	38	55	often	often	ADV
crl-24835	38	56	the	the	DET
crl-24835	38	57	population	population	NOUN
crl-24835	38	58	subgroup	subgroup	NOUN
crl-24835	38	59	with	with	ADP
crl-24835	38	60	the	the	DET
crl-24835	38	61	lowest	low	ADJ
crl-24835	38	62	level	level	NOUN
crl-24835	38	63	of	of	ADP
crl-24835	38	64	financial	financial	ADJ
crl-24835	38	65	literacy	literacy	NOUN
crl-24835	38	66	,	,	PUNCT
crl-24835	38	67	in	in	ADP
crl-24835	38	68	the	the	DET
crl-24835	38	69	united	united	PROPN
crl-24835	38	70	states	states	PROPN
crl-24835	38	71	and	and	CCONJ
crl-24835	38	72	in	in	ADP
crl-24835	38	73	other	other	ADJ
crl-24835	38	74	countries.22	countries.22	NOUN
crl-24835	38	75	financial	financial	ADJ
crl-24835	38	76	literacy	literacy	NOUN
crl-24835	38	77	levels	level	NOUN
crl-24835	38	78	appear	appear	VERB
crl-24835	38	79	to	to	PART
crl-24835	38	80	vary	vary	VERB
crl-24835	38	81	on	on	ADP
crl-24835	38	82	the	the	DET
crl-24835	38	83	basis	basis	NOUN
crl-24835	38	84	of	of	ADP
crl-24835	38	85	gender	gender	NOUN
crl-24835	38	86	,	,	PUNCT
crl-24835	38	87	race	race	NOUN
crl-24835	38	88	and	and	CCONJ
crl-24835	38	89	ethnicity	ethnicity	NOUN
crl-24835	38	90	,	,	PUNCT
crl-24835	38	91	foreign	foreign	ADJ
crl-24835	38	92	or	or	CCONJ
crl-24835	38	93	domestic	domestic	ADJ
crl-24835	38	94	student	student	NOUN
crl-24835	38	95	status	status	NOUN
crl-24835	38	96	,	,	PUNCT
crl-24835	38	97	student	student	NOUN
crl-24835	38	98	majors	major	NOUN
crl-24835	38	99	,	,	PUNCT
crl-24835	38	100	and	and	CCONJ
crl-24835	38	101	parent	parent	NOUN
crl-24835	38	102	educational	educational	ADJ
crl-24835	38	103	backgrounds	background	NOUN
crl-24835	38	104	.	.	PUNCT
crl-24835	39	1	the	the	DET
crl-24835	39	2	demographics	demographic	NOUN
crl-24835	39	3	most	most	ADV
crl-24835	39	4	studied	study	VERB
crl-24835	39	5	in	in	ADP
crl-24835	39	6	relation	relation	NOUN
crl-24835	39	7	to	to	ADP
crl-24835	39	8	financial	financial	ADJ
crl-24835	39	9	literacy	literacy	NOUN
crl-24835	39	10	have	have	AUX
crl-24835	39	11	been	be	AUX
crl-24835	39	12	gender	gender	NOUN
crl-24835	39	13	,	,	PUNCT
crl-24835	39	14	race	race	NOUN
crl-24835	39	15	,	,	PUNCT
crl-24835	39	16	and	and	CCONJ
crl-24835	39	17	ethnicity	ethnicity	NOUN
crl-24835	39	18	.	.	PUNCT
crl-24835	40	1	in	in	ADP
crl-24835	40	2	general	general	ADJ
crl-24835	40	3	,	,	PUNCT
crl-24835	40	4	male	male	ADJ
crl-24835	40	5	students	student	NOUN
crl-24835	40	6	score	score	VERB
crl-24835	40	7	higher	high	ADJ
crl-24835	40	8	on	on	ADP
crl-24835	40	9	financial	financial	ADJ
crl-24835	40	10	literacy	literacy	NOUN
crl-24835	40	11	assessments	assessment	NOUN
crl-24835	40	12	than	than	ADP
crl-24835	40	13	their	their	PRON
crl-24835	40	14	female	female	ADJ
crl-24835	40	15	counterparts	counterpart	NOUN
crl-24835	40	16	,	,	PUNCT
crl-24835	40	17	and	and	CCONJ
crl-24835	40	18	female	female	ADJ
crl-24835	40	19	students	student	NOUN
crl-24835	40	20	are	be	AUX
crl-24835	40	21	also	also	ADV
crl-24835	40	22	more	more	ADV
crl-24835	40	23	likely	likely	ADJ
crl-24835	40	24	to	to	PART
crl-24835	40	25	indicate	indicate	VERB
crl-24835	40	26	they	they	PRON
crl-24835	40	27	“	"	PUNCT
crl-24835	40	28	do	do	AUX
crl-24835	40	29	n’t	not	PART
crl-24835	40	30	know	know	VERB
crl-24835	40	31	”	"	PUNCT
crl-24835	40	32	the	the	DET
crl-24835	40	33	answers	answer	NOUN
crl-24835	40	34	to	to	ADP
crl-24835	40	35	financial	financial	ADJ
crl-24835	40	36	literacy	literacy	NOUN
crl-24835	40	37	questions	question	NOUN
crl-24835	40	38	,	,	PUNCT
crl-24835	40	39	suggesting	suggest	VERB
crl-24835	40	40	they	they	PRON
crl-24835	40	41	are	be	AUX
crl-24835	40	42	also	also	ADV
crl-24835	40	43	less	less	ADV
crl-24835	40	44	confident	confident	ADJ
crl-24835	40	45	in	in	ADP
crl-24835	40	46	their	their	PRON
crl-24835	40	47	knowledge.23	knowledge.23	NOUN
crl-24835	40	48	it	it	PRON
crl-24835	40	49	has	have	AUX
crl-24835	40	50	also	also	ADV
crl-24835	40	51	been	be	AUX
crl-24835	40	52	found	find	VERB
crl-24835	40	53	that	that	SCONJ
crl-24835	40	54	,	,	PUNCT
crl-24835	40	55	on	on	ADP
crl-24835	40	56	the	the	DET
crl-24835	40	57	whole	whole	NOUN
crl-24835	40	58	,	,	PUNCT
crl-24835	40	59	minority	minority	NOUN
crl-24835	40	60	students	student	NOUN
crl-24835	40	61	score	score	VERB
crl-24835	40	62	lower	lower	ADV
crl-24835	40	63	on	on	ADP
crl-24835	40	64	financial	financial	ADJ
crl-24835	40	65	literacy	literacy	NOUN
crl-24835	40	66	assessments	assessment	NOUN
crl-24835	40	67	than	than	ADP
crl-24835	40	68	their	their	PRON
crl-24835	40	69	white	white	ADJ
crl-24835	40	70	counterparts.24	counterparts.24	NOUN
crl-24835	40	71	many	many	ADJ
crl-24835	40	72	studies	study	NOUN
crl-24835	40	73	have	have	AUX
crl-24835	40	74	also	also	ADV
crl-24835	40	75	related	relate	VERB
crl-24835	40	76	financial	financial	ADJ
crl-24835	40	77	literacy	literacy	NOUN
crl-24835	40	78	to	to	ADP
crl-24835	40	79	students	student	NOUN
crl-24835	40	80	’	’	PART
crl-24835	40	81	domestic	domestic	ADJ
crl-24835	40	82	status	status	NOUN
crl-24835	40	83	,	,	PUNCT
crl-24835	40	84	majors	major	NOUN
crl-24835	40	85	,	,	PUNCT
crl-24835	40	86	and	and	CCONJ
crl-24835	40	87	parents	parent	NOUN
crl-24835	40	88	’	’	PART
crl-24835	40	89	financial	financial	ADJ
crl-24835	40	90	background	background	NOUN
crl-24835	40	91	.	.	PUNCT
crl-24835	41	1	business	business	NOUN
crl-24835	41	2	majors	major	NOUN
crl-24835	41	3	are	be	AUX
crl-24835	41	4	generally	generally	ADV
crl-24835	41	5	more	more	ADV
crl-24835	41	6	knowledgeable	knowledgeable	ADJ
crl-24835	41	7	on	on	ADP
crl-24835	41	8	financial	financial	ADJ
crl-24835	41	9	literacy	literacy	NOUN
crl-24835	41	10	topics	topic	NOUN
crl-24835	41	11	than	than	ADP
crl-24835	41	12	nonbusiness	nonbusiness	NOUN
crl-24835	41	13	majors.25	majors.25	NOUN
crl-24835	41	14	as	as	ADP
crl-24835	41	15	a	a	DET
crl-24835	41	16	group	group	NOUN
crl-24835	41	17	,	,	PUNCT
crl-24835	41	18	domestic	domestic	ADJ
crl-24835	41	19	students	student	NOUN
crl-24835	41	20	earn	earn	VERB
crl-24835	41	21	higher	high	ADJ
crl-24835	41	22	scores	score	NOUN
crl-24835	41	23	on	on	ADP
crl-24835	41	24	financial	financial	ADJ
crl-24835	41	25	literacy	literacy	NOUN
crl-24835	41	26	assessments	assessment	NOUN
crl-24835	41	27	than	than	ADP
crl-24835	41	28	foreign	foreign	ADJ
crl-24835	41	29	students.26	students.26	ADJ
crl-24835	41	30	last	last	ADV
crl-24835	41	31	,	,	PUNCT
crl-24835	41	32	some	some	DET
crl-24835	41	33	studies	study	NOUN
crl-24835	41	34	have	have	AUX
crl-24835	41	35	found	find	VERB
crl-24835	41	36	that	that	SCONJ
crl-24835	41	37	students	student	NOUN
crl-24835	41	38	with	with	ADP
crl-24835	41	39	more	more	ADV
crl-24835	41	40	highly	highly	ADV
crl-24835	41	41	educated	educate	VERB
crl-24835	41	42	parents	parent	NOUN
crl-24835	41	43	score	score	VERB
crl-24835	41	44	higher	high	ADJ
crl-24835	41	45	on	on	ADP
crl-24835	41	46	financial	financial	ADJ
crl-24835	41	47	literacy	literacy	NOUN
crl-24835	41	48	assessments	assessment	NOUN
crl-24835	41	49	than	than	ADP
crl-24835	41	50	their	their	PRON
crl-24835	41	51	counterparts	counterpart	NOUN
crl-24835	41	52	,	,	PUNCT
crl-24835	41	53	but	but	CCONJ
crl-24835	41	54	others	other	NOUN
crl-24835	41	55	have	have	AUX
crl-24835	41	56	found	find	VERB
crl-24835	41	57	that	that	SCONJ
crl-24835	41	58	parental	parental	ADJ
crl-24835	41	59	influence	influence	NOUN
crl-24835	41	60	is	be	AUX
crl-24835	41	61	based	base	VERB
crl-24835	41	62	more	more	ADV
crl-24835	41	63	on	on	ADP
crl-24835	41	64	modeling	model	VERB
crl-24835	41	65	positive	positive	ADJ
crl-24835	41	66	behaviors	behavior	NOUN
crl-24835	41	67	and	and	CCONJ
crl-24835	41	68	may	may	AUX
crl-24835	41	69	impact	impact	VERB
crl-24835	41	70	students	student	NOUN
crl-24835	41	71	’	’	PART
crl-24835	41	72	behaviors	behavior	NOUN
crl-24835	41	73	,	,	PUNCT
crl-24835	41	74	but	but	CCONJ
crl-24835	41	75	not	not	PART
crl-24835	41	76	their	their	PRON
crl-24835	41	77	overall	overall	ADJ
crl-24835	41	78	levels	level	NOUN
crl-24835	41	79	of	of	ADP
crl-24835	41	80	knowledge.27	knowledge.27	PROPN
crl-24835	41	81	of	of	ADP
crl-24835	41	82	the	the	DET
crl-24835	41	83	specific	specific	ADJ
crl-24835	41	84	knowledge	knowledge	NOUN
crl-24835	41	85	areas	area	NOUN
crl-24835	41	86	explored	explore	VERB
crl-24835	41	87	,	,	PUNCT
crl-24835	41	88	researchers	researcher	NOUN
crl-24835	41	89	have	have	AUX
crl-24835	41	90	found	find	VERB
crl-24835	41	91	students	student	NOUN
crl-24835	41	92	most	most	ADV
crl-24835	41	93	knowledgeable	knowledgeable	ADJ
crl-24835	41	94	about	about	ADP
crl-24835	41	95	financial	financial	ADJ
crl-24835	41	96	literacy	literacy	NOUN
crl-24835	41	97	topics	topic	NOUN
crl-24835	41	98	related	relate	VERB
crl-24835	41	99	to	to	ADP
crl-24835	41	100	credit	credit	NOUN
crl-24835	41	101	and	and	CCONJ
crl-24835	41	102	least	least	ADJ
crl-24835	41	103	knowledgeable	knowledgeable	ADJ
crl-24835	41	104	about	about	ADP
crl-24835	41	105	taxes.28	taxes.28	NOUN
crl-24835	41	106	that	that	PRON
crl-24835	41	107	said	say	VERB
crl-24835	41	108	,	,	PUNCT
crl-24835	41	109	laborde	laborde	PROPN
crl-24835	41	110	,	,	PUNCT
crl-24835	41	111	mottner	mottner	NOUN
crl-24835	41	112	,	,	PUNCT
crl-24835	41	113	and	and	CCONJ
crl-24835	41	114	whalley	whalley	PROPN
crl-24835	41	115	reported	report	VERB
crl-24835	41	116	that	that	SCONJ
crl-24835	41	117	only	only	ADV
crl-24835	41	118	15	15	NUM
crl-24835	41	119	percent	percent	NOUN
crl-24835	41	120	of	of	ADP
crl-24835	41	121	their	their	PRON
crl-24835	41	122	respondents	respondent	NOUN
crl-24835	41	123	knew	know	VERB
crl-24835	41	124	the	the	DET
crl-24835	41	125	factors	factor	NOUN
crl-24835	41	126	determining	determine	VERB
crl-24835	41	127	credit	credit	NOUN
crl-24835	41	128	-	-	PUNCT
crl-24835	41	129	worthiness	worthiness	NOUN
crl-24835	41	130	,	,	PUNCT
crl-24835	41	131	though	though	SCONJ
crl-24835	41	132	most	most	ADJ
crl-24835	41	133	were	be	AUX
crl-24835	41	134	borrowing	borrow	VERB
crl-24835	41	135	money.29	money.29	NOUN
crl-24835	41	136	very	very	ADV
crl-24835	41	137	few	few	ADJ
crl-24835	41	138	studies	study	NOUN
crl-24835	41	139	were	be	AUX
crl-24835	41	140	located	locate	VERB
crl-24835	41	141	that	that	PRON
crl-24835	41	142	explored	explore	VERB
crl-24835	41	143	the	the	DET
crl-24835	41	144	financial	financial	ADJ
crl-24835	41	145	information	information	NOUN
crl-24835	41	146	–	–	PUNCT
crl-24835	41	147	seeking	seek	VERB
crl-24835	41	148	behaviors	behavior	NOUN
crl-24835	41	149	of	of	ADP
crl-24835	41	150	undergraduate	undergraduate	ADJ
crl-24835	41	151	students	student	NOUN
crl-24835	41	152	.	.	PUNCT
crl-24835	42	1	in	in	ADP
crl-24835	42	2	2011	2011	NUM
crl-24835	42	3	,	,	PUNCT
crl-24835	42	4	head	head	NOUN
crl-24835	42	5	and	and	CCONJ
crl-24835	42	6	eisenberg	eisenberg	PROPN
crl-24835	42	7	explored	explore	VERB
crl-24835	42	8	the	the	DET
crl-24835	42	9	research	research	NOUN
crl-24835	42	10	habits	habit	NOUN
crl-24835	42	11	of	of	ADP
crl-24835	42	12	college	college	NOUN
crl-24835	42	13	students	student	NOUN
crl-24835	42	14	,	,	PUNCT
crl-24835	42	15	but	but	CCONJ
crl-24835	42	16	the	the	DET
crl-24835	42	17	exploration	exploration	NOUN
crl-24835	42	18	of	of	ADP
crl-24835	42	19	financial	financial	ADJ
crl-24835	42	20	information	information	NOUN
crl-24835	42	21	–	–	PUNCT
crl-24835	42	22	seeking	seek	VERB
crl-24835	42	23	behaviors	behavior	NOUN
crl-24835	42	24	was	be	AUX
crl-24835	42	25	limited	limit	VERB
crl-24835	42	26	to	to	ADP
crl-24835	42	27	a	a	DET
crl-24835	42	28	brief	brief	ADJ
crl-24835	42	29	discussion	discussion	NOUN
crl-24835	42	30	of	of	ADP
crl-24835	42	31	the	the	DET
crl-24835	42	32	use	use	NOUN
crl-24835	42	33	of	of	ADP
crl-24835	42	34	search	search	NOUN
crl-24835	42	35	engines	engine	NOUN
crl-24835	42	36	for	for	ADP
crl-24835	42	37	research	research	NOUN
crl-24835	42	38	related	relate	VERB
crl-24835	42	39	to	to	ADP
crl-24835	42	40	upcoming	upcoming	ADJ
crl-24835	42	41	purchases.30	purchases.30	PROPN
crl-24835	42	42	a	a	DET
crl-24835	42	43	study	study	NOUN
crl-24835	42	44	by	by	ADP
crl-24835	42	45	huang	huang	PROPN
crl-24835	42	46	,	,	PUNCT
crl-24835	42	47	lassu	lassu	PROPN
crl-24835	42	48	,	,	PUNCT
crl-24835	42	49	and	and	CCONJ
crl-24835	42	50	chan	chan	PROPN
crl-24835	42	51	used	use	VERB
crl-24835	42	52	a	a	DET
crl-24835	42	53	survey	survey	NOUN
crl-24835	42	54	study	study	NOUN
crl-24835	42	55	limited	limit	VERB
crl-24835	42	56	to	to	ADP
crl-24835	42	57	business	business	NOUN
crl-24835	42	58	students	student	NOUN
crl-24835	42	59	(	(	PUNCT
crl-24835	42	60	whom	whom	DET
crl-24835	42	61	research	research	NOUN
crl-24835	42	62	suggests	suggest	VERB
crl-24835	42	63	may	may	AUX
crl-24835	42	64	have	have	VERB
crl-24835	42	65	markedly	markedly	ADV
crl-24835	42	66	different	different	ADJ
crl-24835	42	67	levels	level	NOUN
crl-24835	42	68	of	of	ADP
crl-24835	42	69	financial	financial	ADJ
crl-24835	42	70	literacy	literacy	NOUN
crl-24835	42	71	)	)	PUNCT
crl-24835	42	72	and	and	CCONJ
crl-24835	42	73	focused	focus	VERB
crl-24835	42	74	more	more	ADV
crl-24835	42	75	specifically	specifically	ADV
crl-24835	42	76	on	on	ADP
crl-24835	42	77	perceptions	perception	NOUN
crl-24835	42	78	of	of	ADP
crl-24835	42	79	source	source	NOUN
crl-24835	42	80	value	value	NOUN
crl-24835	42	81	as	as	SCONJ
crl-24835	42	82	opposed	oppose	VERB
crl-24835	42	83	to	to	ADP
crl-24835	42	84	a	a	DET
crl-24835	42	85	broader	broad	ADJ
crl-24835	42	86	exploration	exploration	NOUN
crl-24835	42	87	of	of	ADP
crl-24835	42	88	students	student	NOUN
crl-24835	42	89	’	’	PART
crl-24835	42	90	search	search	NOUN
crl-24835	42	91	triggers	trigger	NOUN
crl-24835	42	92	and	and	CCONJ
crl-24835	42	93	perceptions	perception	NOUN
crl-24835	42	94	of	of	ADP
crl-24835	42	95	the	the	DET
crl-24835	42	96	information	information	NOUN
crl-24835	42	97	-	-	PUNCT
crl-24835	42	98	seeking	seek	VERB
crl-24835	42	99	process	process	NOUN
crl-24835	42	100	as	as	ADP
crl-24835	42	101	a	a	DET
crl-24835	42	102	whole.31	whole.31	NOUN
crl-24835	42	103	one	one	NUM
crl-24835	42	104	survey	survey	NOUN
crl-24835	42	105	of	of	ADP
crl-24835	42	106	particular	particular	ADJ
crl-24835	42	107	note	note	NOUN
crl-24835	42	108	to	to	ADP
crl-24835	42	109	this	this	DET
crl-24835	42	110	research	research	NOUN
crl-24835	42	111	is	be	AUX
crl-24835	42	112	the	the	DET
crl-24835	42	113	study	study	NOUN
crl-24835	42	114	on	on	ADP
crl-24835	42	115	collegiate	collegiate	ADJ
crl-24835	42	116	financial	financial	ADJ
crl-24835	42	117	wellness	wellness	NOUN
crl-24835	42	118	(	(	PUNCT
crl-24835	42	119	scfw	scfw	PROPN
crl-24835	42	120	)	)	PUNCT
crl-24835	42	121	,	,	PUNCT
crl-24835	42	122	conducted	conduct	VERB
crl-24835	42	123	at	at	ADP
crl-24835	42	124	the	the	DET
crl-24835	42	125	ohio	ohio	PROPN
crl-24835	42	126	state	state	PROPN
crl-24835	42	127	university	university	PROPN
crl-24835	42	128	.	.	PUNCT
crl-24835	43	1	in	in	ADP
crl-24835	43	2	2017	2017	NUM
crl-24835	43	3	the	the	DET
crl-24835	43	4	survey	survey	NOUN
crl-24835	43	5	was	be	AUX
crl-24835	43	6	administered	administer	VERB
crl-24835	43	7	on	on	ADP
crl-24835	43	8	90	90	NUM
crl-24835	43	9	college	college	NOUN
crl-24835	43	10	and	and	CCONJ
crl-24835	43	11	university	university	NOUN
crl-24835	43	12	campuses	campus	NOUN
crl-24835	43	13	with	with	ADP
crl-24835	43	14	28,539	28,539	NUM
crl-24835	43	15	responses	response	NOUN
crl-24835	43	16	from	from	ADP
crl-24835	43	17	undergraduate	undergraduate	ADJ
crl-24835	43	18	students	student	NOUN
crl-24835	43	19	,	,	PUNCT
crl-24835	43	20	exploring	explore	VERB
crl-24835	43	21	financial	financial	ADJ
crl-24835	43	22	attitudes	attitude	NOUN
crl-24835	43	23	,	,	PUNCT
crl-24835	43	24	practices	practice	NOUN
crl-24835	43	25	,	,	PUNCT
crl-24835	43	26	and	and	CCONJ
crl-24835	43	27	knowledge	knowledge	NOUN
crl-24835	43	28	.	.	PUNCT
crl-24835	44	1	however	however	ADV
crl-24835	44	2	,	,	PUNCT
crl-24835	44	3	while	while	SCONJ
crl-24835	44	4	this	this	DET
crl-24835	44	5	study	study	NOUN
crl-24835	44	6	explored	explore	VERB
crl-24835	44	7	common	common	ADJ
crl-24835	44	8	concerns	concern	NOUN
crl-24835	44	9	they	they	PRON
crl-24835	44	10	seek	seek	VERB
crl-24835	44	11	,	,	PUNCT
crl-24835	44	12	but	but	CCONJ
crl-24835	44	13	do	do	AUX
crl-24835	44	14	they	they	PRON
crl-24835	44	15	find	find	VERB
crl-24835	44	16	?	?	PUNCT
crl-24835	45	1	271	271	NUM
crl-24835	45	2	like	like	ADP
crl-24835	45	3	student	student	NOUN
crl-24835	45	4	loans	loan	NOUN
crl-24835	45	5	,	,	PUNCT
crl-24835	45	6	credit	credit	NOUN
crl-24835	45	7	cards	card	NOUN
crl-24835	45	8	,	,	PUNCT
crl-24835	45	9	general	general	ADJ
crl-24835	45	10	financial	financial	ADJ
crl-24835	45	11	behaviors	behavior	NOUN
crl-24835	45	12	and	and	CCONJ
crl-24835	45	13	even	even	ADV
crl-24835	45	14	financial	financial	ADJ
crl-24835	45	15	knowledge	knowledge	NOUN
crl-24835	45	16	,	,	PUNCT
crl-24835	45	17	education	education	NOUN
crl-24835	45	18	,	,	PUNCT
crl-24835	45	19	and	and	CCONJ
crl-24835	45	20	self	self	NOUN
crl-24835	45	21	-	-	PUNCT
crl-24835	45	22	efficacy	efficacy	NOUN
crl-24835	45	23	,	,	PUNCT
crl-24835	45	24	the	the	DET
crl-24835	45	25	survey	survey	NOUN
crl-24835	45	26	did	do	AUX
crl-24835	45	27	not	not	PART
crl-24835	45	28	explicitly	explicitly	ADV
crl-24835	45	29	examine	examine	VERB
crl-24835	45	30	financial	financial	ADJ
crl-24835	45	31	information	information	NOUN
crl-24835	45	32	–	–	PUNCT
crl-24835	45	33	seeking	seek	VERB
crl-24835	45	34	behaviors.32	behaviors.32	ADJ
crl-24835	45	35	financial	financial	ADJ
crl-24835	45	36	literacy	literacy	NOUN
crl-24835	45	37	instruction	instruction	NOUN
crl-24835	45	38	there	there	PRON
crl-24835	45	39	is	be	VERB
crl-24835	45	40	a	a	DET
crl-24835	45	41	particularly	particularly	ADV
crl-24835	45	42	solid	solid	ADJ
crl-24835	45	43	base	base	NOUN
crl-24835	45	44	of	of	ADP
crl-24835	45	45	literature	literature	NOUN
crl-24835	45	46	devoted	devote	VERB
crl-24835	45	47	to	to	ADP
crl-24835	45	48	the	the	DET
crl-24835	45	49	study	study	NOUN
crl-24835	45	50	of	of	ADP
crl-24835	45	51	financial	financial	ADJ
crl-24835	45	52	literacy	literacy	NOUN
crl-24835	45	53	instruction	instruction	NOUN
crl-24835	45	54	interventions	intervention	NOUN
crl-24835	45	55	with	with	ADP
crl-24835	45	56	undergraduate	undergraduate	ADJ
crl-24835	45	57	students	student	NOUN
crl-24835	45	58	,	,	PUNCT
crl-24835	45	59	though	though	SCONJ
crl-24835	45	60	one	one	NUM
crl-24835	45	61	of	of	ADP
crl-24835	45	62	the	the	DET
crl-24835	45	63	central	central	ADJ
crl-24835	45	64	debates	debate	NOUN
crl-24835	45	65	of	of	ADP
crl-24835	45	66	this	this	DET
crl-24835	45	67	literature	literature	NOUN
crl-24835	45	68	regards	regard	VERB
crl-24835	45	69	the	the	DET
crl-24835	45	70	efficacy	efficacy	NOUN
crl-24835	45	71	of	of	ADP
crl-24835	45	72	these	these	DET
crl-24835	45	73	interventions	intervention	NOUN
crl-24835	45	74	in	in	ADP
crl-24835	45	75	impacting	impact	VERB
crl-24835	45	76	either	either	CCONJ
crl-24835	45	77	long	long	ADJ
crl-24835	45	78	-	-	PUNCT
crl-24835	45	79	term	term	NOUN
crl-24835	45	80	financial	financial	ADJ
crl-24835	45	81	literacy	literacy	NOUN
crl-24835	45	82	levels	level	NOUN
crl-24835	45	83	,	,	PUNCT
crl-24835	45	84	or	or	CCONJ
crl-24835	45	85	financial	financial	ADJ
crl-24835	45	86	decision	decision	NOUN
crl-24835	45	87	-	-	PUNCT
crl-24835	45	88	making	making	NOUN
crl-24835	45	89	.	.	PUNCT
crl-24835	46	1	there	there	PRON
crl-24835	46	2	are	be	VERB
crl-24835	46	3	many	many	ADJ
crl-24835	46	4	studies	study	NOUN
crl-24835	46	5	that	that	PRON
crl-24835	46	6	find	find	VERB
crl-24835	46	7	conflicting	conflicting	ADJ
crl-24835	46	8	evidence	evidence	NOUN
crl-24835	46	9	regarding	regard	VERB
crl-24835	46	10	the	the	DET
crl-24835	46	11	efficacy	efficacy	NOUN
crl-24835	46	12	of	of	ADP
crl-24835	46	13	financial	financial	ADJ
crl-24835	46	14	literacy	literacy	NOUN
crl-24835	46	15	instruction	instruction	NOUN
crl-24835	46	16	,	,	PUNCT
crl-24835	46	17	and	and	CCONJ
crl-24835	46	18	some	some	DET
crl-24835	46	19	authors	author	NOUN
crl-24835	46	20	,	,	PUNCT
crl-24835	46	21	like	like	ADP
crl-24835	46	22	willis	willis	PROPN
crl-24835	46	23	,	,	PUNCT
crl-24835	46	24	argue	argue	VERB
crl-24835	46	25	against	against	ADP
crl-24835	46	26	financial	financial	ADJ
crl-24835	46	27	literacy	literacy	NOUN
crl-24835	46	28	education	education	NOUN
crl-24835	46	29	initiatives	initiative	NOUN
crl-24835	46	30	,	,	PUNCT
crl-24835	46	31	asserting	assert	VERB
crl-24835	46	32	that	that	SCONJ
crl-24835	46	33	these	these	DET
crl-24835	46	34	initiatives	initiative	NOUN
crl-24835	46	35	can	can	AUX
crl-24835	46	36	not	not	PART
crl-24835	46	37	cover	cover	VERB
crl-24835	46	38	the	the	DET
crl-24835	46	39	expanse	expanse	NOUN
crl-24835	46	40	of	of	ADP
crl-24835	46	41	knowledge	knowledge	NOUN
crl-24835	46	42	needed	need	VERB
crl-24835	46	43	and	and	CCONJ
crl-24835	46	44	may	may	AUX
crl-24835	46	45	actually	actually	ADV
crl-24835	46	46	do	do	VERB
crl-24835	46	47	more	more	ADJ
crl-24835	46	48	harm	harm	NOUN
crl-24835	46	49	than	than	ADP
crl-24835	46	50	good	good	ADJ
crl-24835	46	51	by	by	ADP
crl-24835	46	52	making	make	VERB
crl-24835	46	53	participants	participant	NOUN
crl-24835	46	54	overconfident.33	overconfident.33	X
crl-24835	46	55	most	most	ADJ
crl-24835	46	56	authors	author	NOUN
crl-24835	46	57	report	report	VERB
crl-24835	46	58	mixed	mixed	ADJ
crl-24835	46	59	utility	utility	NOUN
crl-24835	46	60	for	for	ADP
crl-24835	46	61	financial	financial	ADJ
crl-24835	46	62	education	education	NOUN
crl-24835	46	63	initiatives	initiative	NOUN
crl-24835	46	64	,	,	PUNCT
crl-24835	46	65	especially	especially	ADV
crl-24835	46	66	if	if	SCONJ
crl-24835	46	67	interventions	intervention	NOUN
crl-24835	46	68	happen	happen	VERB
crl-24835	46	69	a	a	DET
crl-24835	46	70	great	great	ADJ
crl-24835	46	71	deal	deal	NOUN
crl-24835	46	72	of	of	ADP
crl-24835	46	73	time	time	NOUN
crl-24835	46	74	before	before	SCONJ
crl-24835	46	75	students	student	NOUN
crl-24835	46	76	would	would	AUX
crl-24835	46	77	enact	enact	VERB
crl-24835	46	78	desired	desire	VERB
crl-24835	46	79	financial	financial	ADJ
crl-24835	46	80	behaviors.34	behaviors.34	NOUN
crl-24835	46	81	generally	generally	ADV
crl-24835	46	82	,	,	PUNCT
crl-24835	46	83	studies	study	NOUN
crl-24835	46	84	find	find	VERB
crl-24835	46	85	that	that	SCONJ
crl-24835	46	86	financial	financial	ADJ
crl-24835	46	87	literacy	literacy	NOUN
crl-24835	46	88	courses	course	NOUN
crl-24835	46	89	have	have	VERB
crl-24835	46	90	a	a	DET
crl-24835	46	91	positive	positive	ADJ
crl-24835	46	92	effect	effect	NOUN
crl-24835	46	93	on	on	ADP
crl-24835	46	94	financial	financial	ADJ
crl-24835	46	95	behaviors	behavior	NOUN
crl-24835	46	96	,	,	PUNCT
crl-24835	46	97	but	but	CCONJ
crl-24835	46	98	there	there	PRON
crl-24835	46	99	is	be	VERB
crl-24835	46	100	disagreement	disagreement	NOUN
crl-24835	46	101	about	about	ADP
crl-24835	46	102	how	how	SCONJ
crl-24835	46	103	these	these	DET
crl-24835	46	104	effects	effect	NOUN
crl-24835	46	105	might	might	AUX
crl-24835	46	106	differ	differ	VERB
crl-24835	46	107	on	on	ADP
crl-24835	46	108	short	short	ADJ
crl-24835	46	109	-	-	PUNCT
crl-24835	46	110	term	term	NOUN
crl-24835	46	111	financial	financial	ADJ
crl-24835	46	112	behaviors	behavior	NOUN
crl-24835	46	113	versus	versus	ADP
crl-24835	46	114	long	long	ADJ
crl-24835	46	115	-	-	PUNCT
crl-24835	46	116	term	term	NOUN
crl-24835	46	117	financial	financial	ADJ
crl-24835	46	118	behaviors.35	behaviors.35	NOUN
crl-24835	46	119	two	two	NUM
crl-24835	46	120	meta	meta	NOUN
crl-24835	46	121	-	-	PUNCT
crl-24835	46	122	analyses	analysis	NOUN
crl-24835	46	123	have	have	AUX
crl-24835	46	124	examined	examine	VERB
crl-24835	46	125	financial	financial	ADJ
crl-24835	46	126	literacy	literacy	NOUN
crl-24835	46	127	education	education	NOUN
crl-24835	46	128	and	and	CCONJ
crl-24835	46	129	downstream	downstream	ADJ
crl-24835	46	130	financial	financial	ADJ
crl-24835	46	131	behaviors	behavior	NOUN
crl-24835	46	132	.	.	PUNCT
crl-24835	47	1	fernandes	fernande	NOUN
crl-24835	47	2	,	,	PUNCT
crl-24835	47	3	lynch	lynch	NOUN
crl-24835	47	4	,	,	PUNCT
crl-24835	47	5	and	and	CCONJ
crl-24835	47	6	netemeyer	netemeyer	NOUN
crl-24835	47	7	concluded	conclude	VERB
crl-24835	47	8	after	after	ADP
crl-24835	47	9	an	an	DET
crl-24835	47	10	analysis	analysis	NOUN
crl-24835	47	11	of	of	ADP
crl-24835	47	12	168	168	NUM
crl-24835	47	13	papers	paper	NOUN
crl-24835	47	14	that	that	PRON
crl-24835	47	15	interventions	intervention	VERB
crl-24835	47	16	to	to	PART
crl-24835	47	17	improve	improve	VERB
crl-24835	47	18	financial	financial	ADJ
crl-24835	47	19	literacy	literacy	NOUN
crl-24835	47	20	explain	explain	VERB
crl-24835	47	21	only	only	ADV
crl-24835	47	22	0.1	0.1	NUM
crl-24835	47	23	percent	percent	NOUN
crl-24835	47	24	of	of	ADP
crl-24835	47	25	the	the	DET
crl-24835	47	26	variance	variance	NOUN
crl-24835	47	27	in	in	ADP
crl-24835	47	28	financial	financial	ADJ
crl-24835	47	29	behaviors	behavior	NOUN
crl-24835	47	30	studied.36	studied.36	PROPN
crl-24835	47	31	miller	miller	PROPN
crl-24835	47	32	,	,	PUNCT
crl-24835	47	33	reichenstein	reichenstein	PROPN
crl-24835	47	34	,	,	PUNCT
crl-24835	47	35	and	and	CCONJ
crl-24835	47	36	zia	zia	PROPN
crl-24835	47	37	reviewed	review	VERB
crl-24835	47	38	188	188	NUM
crl-24835	47	39	financial	financial	ADJ
crl-24835	47	40	education	education	NOUN
crl-24835	47	41	interventions	intervention	NOUN
crl-24835	47	42	and	and	CCONJ
crl-24835	47	43	determined	determine	VERB
crl-24835	47	44	that	that	SCONJ
crl-24835	47	45	,	,	PUNCT
crl-24835	47	46	while	while	SCONJ
crl-24835	47	47	140	140	NUM
crl-24835	47	48	indicated	indicate	VERB
crl-24835	47	49	financial	financial	ADJ
crl-24835	47	50	education	education	NOUN
crl-24835	47	51	can	can	AUX
crl-24835	47	52	improve	improve	VERB
crl-24835	47	53	financial	financial	ADJ
crl-24835	47	54	outcomes	outcome	NOUN
crl-24835	47	55	,	,	PUNCT
crl-24835	47	56	most	most	ADJ
crl-24835	47	57	of	of	ADP
crl-24835	47	58	those	those	DET
crl-24835	47	59	studies	study	NOUN
crl-24835	47	60	employed	employ	VERB
crl-24835	47	61	nonrigorous	nonrigorous	ADJ
crl-24835	47	62	empirical	empirical	ADJ
crl-24835	47	63	methods	method	NOUN
crl-24835	47	64	and	and	CCONJ
crl-24835	47	65	40	40	NUM
crl-24835	47	66	studies	study	NOUN
crl-24835	47	67	concluded	conclude	VERB
crl-24835	47	68	either	either	CCONJ
crl-24835	47	69	no	no	DET
crl-24835	47	70	impact	impact	NOUN
crl-24835	47	71	or	or	CCONJ
crl-24835	47	72	only	only	ADV
crl-24835	47	73	a	a	DET
crl-24835	47	74	modest	modest	ADJ
crl-24835	47	75	impact	impact	NOUN
crl-24835	47	76	from	from	ADP
crl-24835	47	77	intervention.37	intervention.37	PROPN
crl-24835	47	78	there	there	PRON
crl-24835	47	79	has	have	AUX
crl-24835	47	80	been	be	AUX
crl-24835	47	81	significant	significant	ADJ
crl-24835	47	82	research	research	NOUN
crl-24835	47	83	done	do	VERB
crl-24835	47	84	into	into	ADP
crl-24835	47	85	both	both	DET
crl-24835	47	86	information	information	NOUN
crl-24835	47	87	-	-	PUNCT
crl-24835	47	88	seeking	seek	VERB
crl-24835	47	89	behaviors	behavior	NOUN
crl-24835	47	90	and	and	CCONJ
crl-24835	47	91	financial	financial	ADJ
crl-24835	47	92	literacy	literacy	NOUN
crl-24835	47	93	.	.	PUNCT
crl-24835	48	1	however	however	ADV
crl-24835	48	2	,	,	PUNCT
crl-24835	48	3	there	there	PRON
crl-24835	48	4	have	have	AUX
crl-24835	48	5	not	not	PART
crl-24835	48	6	been	be	AUX
crl-24835	48	7	any	any	DET
crl-24835	48	8	studies	study	NOUN
crl-24835	48	9	that	that	PRON
crl-24835	48	10	specifically	specifically	ADV
crl-24835	48	11	examine	examine	VERB
crl-24835	48	12	the	the	DET
crl-24835	48	13	financial	financial	ADJ
crl-24835	48	14	information	information	NOUN
crl-24835	48	15	–	–	PUNCT
crl-24835	48	16	seeking	seek	VERB
crl-24835	48	17	behavior	behavior	NOUN
crl-24835	48	18	of	of	ADP
crl-24835	48	19	college	college	NOUN
crl-24835	48	20	students	student	NOUN
crl-24835	48	21	.	.	PUNCT
crl-24835	49	1	our	our	PRON
crl-24835	49	2	study	study	NOUN
crl-24835	49	3	will	will	AUX
crl-24835	49	4	address	address	VERB
crl-24835	49	5	this	this	DET
crl-24835	49	6	gap	gap	NOUN
crl-24835	49	7	by	by	ADP
crl-24835	49	8	analyzing	analyze	VERB
crl-24835	49	9	the	the	DET
crl-24835	49	10	self	self	NOUN
crl-24835	49	11	-	-	PUNCT
crl-24835	49	12	reported	report	VERB
crl-24835	49	13	motivations	motivation	NOUN
crl-24835	49	14	,	,	PUNCT
crl-24835	49	15	difficulties	difficulty	NOUN
crl-24835	49	16	,	,	PUNCT
crl-24835	49	17	and	and	CCONJ
crl-24835	49	18	methods	method	NOUN
crl-24835	49	19	college	college	NOUN
crl-24835	49	20	students	student	NOUN
crl-24835	49	21	use	use	VERB
crl-24835	49	22	in	in	ADP
crl-24835	49	23	finding	find	VERB
crl-24835	49	24	and	and	CCONJ
crl-24835	49	25	using	use	VERB
crl-24835	49	26	financial	financial	ADJ
crl-24835	49	27	information	information	NOUN
crl-24835	49	28	.	.	PUNCT
crl-24835	50	1	methodology	methodology	NOUN
crl-24835	50	2	the	the	DET
crl-24835	50	3	survey	survey	NOUN
crl-24835	50	4	instrument	instrument	NOUN
crl-24835	50	5	(	(	PUNCT
crl-24835	50	6	see	see	VERB
crl-24835	50	7	appendix	appendix	PROPN
crl-24835	50	8	)	)	PUNCT
crl-24835	50	9	and	and	CCONJ
crl-24835	50	10	protocol	protocol	NOUN
crl-24835	50	11	were	be	AUX
crl-24835	50	12	reviewed	review	VERB
crl-24835	50	13	by	by	ADP
crl-24835	50	14	the	the	DET
crl-24835	50	15	institutional	institutional	ADJ
crl-24835	50	16	review	review	NOUN
crl-24835	50	17	boards	board	NOUN
crl-24835	50	18	of	of	ADP
crl-24835	50	19	texas	texas	PROPN
crl-24835	50	20	a&m	a&m	PROPN
crl-24835	50	21	university	university	PROPN
crl-24835	50	22	,	,	PUNCT
crl-24835	50	23	the	the	DET
crl-24835	50	24	ohio	ohio	PROPN
crl-24835	50	25	state	state	PROPN
crl-24835	50	26	university	university	PROPN
crl-24835	50	27	,	,	PUNCT
crl-24835	50	28	and	and	CCONJ
crl-24835	50	29	penn	penn	PROPN
crl-24835	50	30	state	state	PROPN
crl-24835	50	31	university	university	PROPN
crl-24835	50	32	and	and	CCONJ
crl-24835	50	33	were	be	AUX
crl-24835	50	34	determined	determined	ADJ
crl-24835	50	35	to	to	PART
crl-24835	50	36	be	be	AUX
crl-24835	50	37	exempt	exempt	ADJ
crl-24835	50	38	before	before	ADP
crl-24835	50	39	distribution	distribution	NOUN
crl-24835	50	40	.	.	PUNCT
crl-24835	51	1	the	the	DET
crl-24835	51	2	authors	author	NOUN
crl-24835	51	3	designed	design	VERB
crl-24835	51	4	the	the	DET
crl-24835	51	5	14	14	NUM
crl-24835	51	6	-	-	PUNCT
crl-24835	51	7	question	question	NOUN
crl-24835	51	8	survey	survey	NOUN
crl-24835	51	9	instrument	instrument	NOUN
crl-24835	51	10	using	use	VERB
crl-24835	51	11	qualtrics	qualtric	NOUN
crl-24835	51	12	based	base	VERB
crl-24835	51	13	on	on	ADP
crl-24835	51	14	answers	answer	NOUN
crl-24835	51	15	to	to	ADP
crl-24835	51	16	an	an	DET
crl-24835	51	17	initial	initial	ADJ
crl-24835	51	18	pilot	pilot	NOUN
crl-24835	51	19	survey	survey	NOUN
crl-24835	51	20	distributed	distribute	VERB
crl-24835	51	21	to	to	ADP
crl-24835	51	22	a	a	DET
crl-24835	51	23	test	test	NOUN
crl-24835	51	24	sample	sample	NOUN
crl-24835	51	25	of	of	ADP
crl-24835	51	26	students	student	NOUN
crl-24835	51	27	.	.	PUNCT
crl-24835	52	1	in	in	ADP
crl-24835	52	2	october	october	PROPN
crl-24835	52	3	2019	2019	NUM
crl-24835	52	4	,	,	PUNCT
crl-24835	52	5	the	the	DET
crl-24835	52	6	authors	author	NOUN
crl-24835	52	7	sent	send	VERB
crl-24835	52	8	out	out	ADP
crl-24835	52	9	the	the	DET
crl-24835	52	10	survey	survey	NOUN
crl-24835	52	11	via	via	ADP
crl-24835	52	12	a	a	DET
crl-24835	52	13	texas	texas	PROPN
crl-24835	52	14	a&m	a&m	PROPN
crl-24835	52	15	university	university	PROPN
crl-24835	52	16	student	student	NOUN
crl-24835	52	17	listserv	listserv	NOUN
crl-24835	52	18	of	of	ADP
crl-24835	52	19	53,725	53,725	NUM
crl-24835	52	20	subscribers	subscriber	NOUN
crl-24835	52	21	.	.	PUNCT
crl-24835	53	1	respondents	respondent	NOUN
crl-24835	53	2	were	be	AUX
crl-24835	53	3	given	give	VERB
crl-24835	53	4	the	the	DET
crl-24835	53	5	option	option	NOUN
crl-24835	53	6	to	to	PART
crl-24835	53	7	enter	enter	VERB
crl-24835	53	8	a	a	DET
crl-24835	53	9	drawing	drawing	NOUN
crl-24835	53	10	for	for	ADP
crl-24835	53	11	one	one	NUM
crl-24835	53	12	of	of	ADP
crl-24835	53	13	20	20	NUM
crl-24835	53	14	$	$	SYM
crl-24835	53	15	50	50	NUM
crl-24835	53	16	amazon	amazon	NOUN
crl-24835	53	17	gift	gift	NOUN
crl-24835	53	18	cards	card	NOUN
crl-24835	53	19	upon	upon	SCONJ
crl-24835	53	20	completion	completion	NOUN
crl-24835	53	21	of	of	ADP
crl-24835	53	22	the	the	DET
crl-24835	53	23	survey	survey	NOUN
crl-24835	53	24	.	.	PUNCT
crl-24835	54	1	the	the	DET
crl-24835	54	2	survey	survey	NOUN
crl-24835	54	3	was	be	AUX
crl-24835	54	4	open	open	ADJ
crl-24835	54	5	for	for	ADP
crl-24835	54	6	four	four	NUM
crl-24835	54	7	weeks	week	NOUN
crl-24835	54	8	and	and	CCONJ
crl-24835	54	9	received	receive	VERB
crl-24835	54	10	1,040	1,040	NUM
crl-24835	54	11	responses	response	NOUN
crl-24835	54	12	.	.	PUNCT
crl-24835	55	1	two	two	NUM
crl-24835	55	2	respondents	respondent	NOUN
crl-24835	55	3	disagreed	disagree	VERB
crl-24835	55	4	with	with	ADP
crl-24835	55	5	the	the	DET
crl-24835	55	6	opening	opening	NOUN
crl-24835	55	7	irb	irb	NOUN
crl-24835	55	8	statement	statement	NOUN
crl-24835	55	9	and	and	CCONJ
crl-24835	55	10	105	105	NUM
crl-24835	55	11	respondents	respondent	NOUN
crl-24835	55	12	did	do	AUX
crl-24835	55	13	not	not	PART
crl-24835	55	14	complete	complete	VERB
crl-24835	55	15	the	the	DET
crl-24835	55	16	entire	entire	ADJ
crl-24835	55	17	survey	survey	NOUN
crl-24835	55	18	,	,	PUNCT
crl-24835	55	19	resulting	result	VERB
crl-24835	55	20	in	in	ADP
crl-24835	55	21	933	933	NUM
crl-24835	55	22	complete	complete	ADJ
crl-24835	55	23	survey	survey	NOUN
crl-24835	55	24	responses	response	NOUN
crl-24835	55	25	analyzed	analyze	VERB
crl-24835	55	26	.	.	PUNCT
crl-24835	56	1	at	at	ADP
crl-24835	56	2	a	a	DET
crl-24835	56	3	confidence	confidence	NOUN
crl-24835	56	4	level	level	NOUN
crl-24835	56	5	of	of	ADP
crl-24835	56	6	95	95	NUM
crl-24835	56	7	percent	percent	NOUN
crl-24835	56	8	and	and	CCONJ
crl-24835	56	9	a	a	DET
crl-24835	56	10	margin	margin	NOUN
crl-24835	56	11	of	of	ADP
crl-24835	56	12	error	error	NOUN
crl-24835	56	13	of	of	ADP
crl-24835	56	14	4	4	NUM
crl-24835	56	15	percent	percent	NOUN
crl-24835	56	16	,	,	PUNCT
crl-24835	56	17	the	the	DET
crl-24835	56	18	authors	author	NOUN
crl-24835	56	19	considered	consider	VERB
crl-24835	56	20	the	the	DET
crl-24835	56	21	resulting	result	VERB
crl-24835	56	22	dataset	dataset	NOUN
crl-24835	56	23	acceptable	acceptable	ADJ
crl-24835	56	24	to	to	PART
crl-24835	56	25	use	use	VERB
crl-24835	56	26	in	in	ADP
crl-24835	56	27	an	an	DET
crl-24835	56	28	exploratory	exploratory	ADJ
crl-24835	56	29	analysis	analysis	NOUN
crl-24835	56	30	of	of	ADP
crl-24835	56	31	the	the	DET
crl-24835	56	32	research	research	NOUN
crl-24835	56	33	questions	question	NOUN
crl-24835	56	34	.	.	PUNCT
crl-24835	57	1	of	of	ADP
crl-24835	57	2	the	the	DET
crl-24835	57	3	929	929	NUM
crl-24835	57	4	students	student	NOUN
crl-24835	57	5	who	who	PRON
crl-24835	57	6	responded	respond	VERB
crl-24835	57	7	to	to	ADP
crl-24835	57	8	the	the	DET
crl-24835	57	9	demographic	demographic	ADJ
crl-24835	57	10	questions	question	NOUN
crl-24835	57	11	,	,	PUNCT
crl-24835	57	12	more	more	ADJ
crl-24835	57	13	females	female	NOUN
crl-24835	57	14	than	than	ADP
crl-24835	57	15	males	male	NOUN
crl-24835	57	16	answered	answer	VERB
crl-24835	57	17	the	the	DET
crl-24835	57	18	survey	survey	NOUN
crl-24835	57	19	.	.	PUNCT
crl-24835	58	1	the	the	DET
crl-24835	58	2	three	three	NUM
crl-24835	58	3	largest	large	ADJ
crl-24835	58	4	ethnic	ethnic	ADJ
crl-24835	58	5	groups	group	NOUN
crl-24835	58	6	responding	respond	VERB
crl-24835	58	7	were	be	AUX
crl-24835	58	8	white	white	ADJ
crl-24835	58	9	(	(	PUNCT
crl-24835	58	10	45	45	NUM
crl-24835	58	11	%	%	NOUN
crl-24835	58	12	,	,	PUNCT
crl-24835	58	13	n	n	CCONJ
crl-24835	58	14	=	=	PROPN
crl-24835	58	15	272	272	NUM
crl-24835	58	16	college	college	PROPN
crl-24835	58	17	&	&	CCONJ
crl-24835	58	18	research	research	PROPN
crl-24835	58	19	libraries	library	NOUN
crl-24835	58	20	march	march	PROPN
crl-24835	58	21	2021	2021	NUM
crl-24835	58	22	419	419	NUM
crl-24835	58	23	)	)	PUNCT
crl-24835	58	24	,	,	PUNCT
crl-24835	58	25	asian	asian	PROPN
crl-24835	58	26	/	/	SYM
crl-24835	58	27	pacific	pacific	PROPN
crl-24835	58	28	islander	islander	NOUN
crl-24835	58	29	(	(	PUNCT
crl-24835	58	30	27	27	NUM
crl-24835	58	31	%	%	NOUN
crl-24835	58	32	,	,	PUNCT
crl-24835	58	33	n	n	CCONJ
crl-24835	58	34	=	=	X
crl-24835	58	35	253	253	NUM
crl-24835	58	36	)	)	PUNCT
crl-24835	58	37	,	,	PUNCT
crl-24835	58	38	and	and	CCONJ
crl-24835	58	39	hispanic	hispanic	ADJ
crl-24835	58	40	or	or	CCONJ
crl-24835	58	41	latino	latino	ADJ
crl-24835	58	42	(	(	PUNCT
crl-24835	58	43	20	20	NUM
crl-24835	58	44	%	%	NOUN
crl-24835	58	45	,	,	PUNCT
crl-24835	58	46	n	n	CCONJ
crl-24835	58	47	=	=	PROPN
crl-24835	58	48	186	186	NUM
crl-24835	58	49	)	)	PUNCT
crl-24835	58	50	.	.	PUNCT
crl-24835	59	1	half	half	NOUN
crl-24835	59	2	of	of	ADP
crl-24835	59	3	the	the	DET
crl-24835	59	4	respondents	respondent	NOUN
crl-24835	59	5	were	be	AUX
crl-24835	59	6	either	either	CCONJ
crl-24835	59	7	freshman	freshman	NOUN
crl-24835	59	8	(	(	PUNCT
crl-24835	59	9	24	24	NUM
crl-24835	59	10	%	%	NOUN
crl-24835	59	11	,	,	PUNCT
crl-24835	59	12	n	n	CCONJ
crl-24835	59	13	=	=	PROPN
crl-24835	59	14	229	229	NUM
crl-24835	59	15	)	)	PUNCT
crl-24835	59	16	or	or	CCONJ
crl-24835	59	17	graduate	graduate	NOUN
crl-24835	59	18	students	student	NOUN
crl-24835	59	19	(	(	PUNCT
crl-24835	59	20	26	26	NUM
crl-24835	59	21	%	%	NOUN
crl-24835	59	22	,	,	PUNCT
crl-24835	59	23	n	n	CCONJ
crl-24835	59	24	=	=	X
crl-24835	59	25	238	238	NUM
crl-24835	59	26	)	)	PUNCT
crl-24835	59	27	,	,	PUNCT
crl-24835	59	28	which	which	PRON
crl-24835	59	29	is	be	AUX
crl-24835	59	30	reflected	reflect	VERB
crl-24835	59	31	in	in	ADP
crl-24835	59	32	the	the	DET
crl-24835	59	33	age	age	NOUN
crl-24835	59	34	range	range	NOUN
crl-24835	59	35	of	of	ADP
crl-24835	59	36	respondents	respondent	NOUN
crl-24835	59	37	with	with	ADP
crl-24835	59	38	just	just	ADV
crl-24835	59	39	over	over	ADP
crl-24835	59	40	half	half	NOUN
crl-24835	59	41	being	be	AUX
crl-24835	59	42	18–20	18–20	NUM
crl-24835	59	43	years	year	NOUN
crl-24835	59	44	old	old	ADJ
crl-24835	59	45	(	(	PUNCT
crl-24835	59	46	55	55	NUM
crl-24835	59	47	%	%	NOUN
crl-24835	59	48	,	,	PUNCT
crl-24835	59	49	n	n	CCONJ
crl-24835	59	50	=	=	X
crl-24835	59	51	515	515	NUM
crl-24835	59	52	)	)	PUNCT
crl-24835	59	53	and	and	CCONJ
crl-24835	59	54	a	a	DET
crl-24835	59	55	quarter	quarter	NOUN
crl-24835	59	56	of	of	ADP
crl-24835	59	57	the	the	DET
crl-24835	59	58	respondents	respondent	NOUN
crl-24835	59	59	falling	fall	VERB
crl-24835	59	60	into	into	ADP
crl-24835	59	61	the	the	DET
crl-24835	59	62	21–23	21–23	NUM
crl-24835	59	63	age	age	NOUN
crl-24835	59	64	range	range	NOUN
crl-24835	59	65	(	(	PUNCT
crl-24835	59	66	23	23	NUM
crl-24835	59	67	%	%	NOUN
crl-24835	59	68	,	,	PUNCT
crl-24835	59	69	n	n	CCONJ
crl-24835	59	70	=	=	X
crl-24835	59	71	222	222	NUM
crl-24835	59	72	)	)	PUNCT
crl-24835	59	73	.	.	PUNCT
crl-24835	60	1	the	the	DET
crl-24835	60	2	majority	majority	NOUN
crl-24835	60	3	of	of	ADP
crl-24835	60	4	respondents	respondent	NOUN
crl-24835	60	5	(	(	PUNCT
crl-24835	60	6	67	67	NUM
crl-24835	60	7	%	%	NOUN
crl-24835	60	8	,	,	PUNCT
crl-24835	60	9	n	n	CCONJ
crl-24835	60	10	=	=	NOUN
crl-24835	60	11	627	627	NUM
crl-24835	60	12	)	)	PUNCT
crl-24835	60	13	had	have	AUX
crl-24835	60	14	not	not	PART
crl-24835	60	15	taken	take	VERB
crl-24835	60	16	a	a	DET
crl-24835	60	17	formal	formal	ADJ
crl-24835	60	18	financial	financial	ADJ
crl-24835	60	19	literacy	literacy	NOUN
crl-24835	60	20	class	class	NOUN
crl-24835	60	21	,	,	PUNCT
crl-24835	60	22	and	and	CCONJ
crl-24835	60	23	an	an	DET
crl-24835	60	24	equal	equal	ADJ
crl-24835	60	25	number	number	NOUN
crl-24835	60	26	of	of	ADP
crl-24835	60	27	students	student	NOUN
crl-24835	60	28	identified	identify	VERB
crl-24835	60	29	that	that	SCONJ
crl-24835	60	30	they	they	PRON
crl-24835	60	31	were	be	AUX
crl-24835	60	32	not	not	PART
crl-24835	60	33	first	first	ADJ
crl-24835	60	34	-	-	PUNCT
crl-24835	60	35	generation	generation	NOUN
crl-24835	60	36	students	student	NOUN
crl-24835	60	37	(	(	PUNCT
crl-24835	60	38	67	67	NUM
crl-24835	60	39	%	%	NOUN
crl-24835	60	40	,	,	PUNCT
crl-24835	60	41	n	n	CCONJ
crl-24835	60	42	=	=	NOUN
crl-24835	60	43	630	630	NUM
crl-24835	60	44	)	)	PUNCT
crl-24835	60	45	(	(	PUNCT
crl-24835	60	46	see	see	VERB
crl-24835	60	47	table	table	NOUN
crl-24835	60	48	1	1	NUM
crl-24835	60	49	)	)	PUNCT
crl-24835	60	50	.	.	PUNCT
crl-24835	61	1	these	these	DET
crl-24835	61	2	demographics	demographic	NOUN
crl-24835	61	3	are	be	AUX
crl-24835	61	4	fairly	fairly	ADV
crl-24835	61	5	representative	representative	ADJ
crl-24835	61	6	of	of	ADP
crl-24835	61	7	texas	texas	PROPN
crl-24835	61	8	a&m	a&m	PROPN
crl-24835	61	9	university	university	PROPN
crl-24835	61	10	’s	’s	PART
crl-24835	61	11	student	student	NOUN
crl-24835	61	12	body	body	NOUN
crl-24835	61	13	,	,	PUNCT
crl-24835	61	14	which	which	PRON
crl-24835	61	15	is	be	AUX
crl-24835	61	16	53	53	NUM
crl-24835	61	17	percent	percent	NOUN
crl-24835	61	18	male	male	ADJ
crl-24835	61	19	and	and	CCONJ
crl-24835	61	20	46	46	NUM
crl-24835	61	21	percent	percent	NOUN
crl-24835	61	22	female	female	ADJ
crl-24835	61	23	,	,	PUNCT
crl-24835	61	24	with	with	ADP
crl-24835	61	25	56	56	NUM
crl-24835	61	26	percent	percent	NOUN
crl-24835	61	27	of	of	ADP
crl-24835	61	28	students	student	NOUN
crl-24835	61	29	reporting	report	VERB
crl-24835	61	30	non	non	ADJ
crl-24835	61	31	–	–	PUNCT
crl-24835	61	32	first	first	ADJ
crl-24835	61	33	-	-	PUNCT
crl-24835	61	34	generation	generation	NOUN
crl-24835	61	35	student	student	NOUN
crl-24835	61	36	status	status	NOUN
crl-24835	61	37	.	.	PUNCT
crl-24835	62	1	white	white	ADJ
crl-24835	62	2	students	student	NOUN
crl-24835	62	3	represent	represent	VERB
crl-24835	62	4	55	55	NUM
crl-24835	62	5	percent	percent	NOUN
crl-24835	62	6	of	of	ADP
crl-24835	62	7	the	the	DET
crl-24835	62	8	student	student	NOUN
crl-24835	62	9	population	population	NOUN
crl-24835	62	10	,	,	PUNCT
crl-24835	62	11	hispanic	hispanic	ADJ
crl-24835	62	12	students	student	NOUN
crl-24835	62	13	represent	represent	VERB
crl-24835	62	14	22	22	NUM
crl-24835	62	15	percent	percent	NOUN
crl-24835	62	16	,	,	PUNCT
crl-24835	62	17	asian	asian	ADJ
crl-24835	62	18	students	student	NOUN
crl-24835	62	19	represent	represent	VERB
crl-24835	62	20	8	8	NUM
crl-24835	62	21	percent	percent	NOUN
crl-24835	62	22	,	,	PUNCT
crl-24835	62	23	and	and	CCONJ
crl-24835	62	24	black	black	ADJ
crl-24835	62	25	or	or	CCONJ
crl-24835	62	26	african	african	ADJ
crl-24835	62	27	american	american	ADJ
crl-24835	62	28	students	student	NOUN
crl-24835	62	29	represent	represent	VERB
crl-24835	62	30	3	3	NUM
crl-24835	62	31	percent	percent	NOUN
crl-24835	62	32	of	of	ADP
crl-24835	62	33	the	the	DET
crl-24835	62	34	total	total	ADJ
crl-24835	62	35	student	student	NOUN
crl-24835	62	36	body.38	body.38	NOUN
crl-24835	62	37	the	the	DET
crl-24835	62	38	survey	survey	NOUN
crl-24835	62	39	pool	pool	NOUN
crl-24835	62	40	included	include	VERB
crl-24835	62	41	a	a	DET
crl-24835	62	42	surprisingly	surprisingly	ADV
crl-24835	62	43	large	large	ADJ
crl-24835	62	44	response	response	NOUN
crl-24835	62	45	rate	rate	NOUN
crl-24835	62	46	from	from	ADP
crl-24835	62	47	the	the	DET
crl-24835	62	48	asian	asian	PROPN
crl-24835	62	49	/	/	SYM
crl-24835	62	50	pacific	pacific	PROPN
crl-24835	62	51	islander	islander	NOUN
crl-24835	62	52	ethnic	ethnic	ADJ
crl-24835	62	53	group	group	NOUN
crl-24835	62	54	,	,	PUNCT
crl-24835	62	55	but	but	CCONJ
crl-24835	62	56	the	the	DET
crl-24835	62	57	survey	survey	NOUN
crl-24835	62	58	also	also	ADV
crl-24835	62	59	did	do	AUX
crl-24835	62	60	not	not	PART
crl-24835	62	61	ask	ask	VERB
crl-24835	62	62	students	student	NOUN
crl-24835	62	63	to	to	PART
crl-24835	62	64	identify	identify	VERB
crl-24835	62	65	if	if	SCONJ
crl-24835	62	66	they	they	PRON
crl-24835	62	67	were	be	AUX
crl-24835	62	68	international	international	ADJ
crl-24835	62	69	students	student	NOUN
crl-24835	62	70	,	,	PUNCT
crl-24835	62	71	a	a	DET
crl-24835	62	72	group	group	NOUN
crl-24835	62	73	that	that	PRON
crl-24835	62	74	represents	represent	VERB
crl-24835	62	75	8	8	NUM
crl-24835	62	76	percent	percent	NOUN
crl-24835	62	77	of	of	ADP
crl-24835	62	78	texas	texas	PROPN
crl-24835	62	79	a&m	a&m	PROPN
crl-24835	62	80	university	university	PROPN
crl-24835	62	81	’s	’s	PART
crl-24835	62	82	student	student	NOUN
crl-24835	62	83	population	population	NOUN
crl-24835	62	84	.	.	PUNCT
crl-24835	63	1	the	the	DET
crl-24835	63	2	survey	survey	NOUN
crl-24835	63	3	’s	’s	PART
crl-24835	63	4	large	large	ADJ
crl-24835	63	5	response	response	NOUN
crl-24835	63	6	rate	rate	NOUN
crl-24835	63	7	from	from	ADP
crl-24835	63	8	the	the	DET
crl-24835	63	9	asian	asian	PROPN
crl-24835	63	10	/	/	SYM
crl-24835	63	11	pacific	pacific	PROPN
crl-24835	63	12	islander	islander	NOUN
crl-24835	63	13	group	group	NOUN
crl-24835	63	14	could	could	AUX
crl-24835	63	15	be	be	AUX
crl-24835	63	16	partially	partially	ADV
crl-24835	63	17	attributed	attribute	VERB
crl-24835	63	18	to	to	ADP
crl-24835	63	19	international	international	ADJ
crl-24835	63	20	student	student	NOUN
crl-24835	63	21	responses	response	NOUN
crl-24835	63	22	.	.	PUNCT
crl-24835	64	1	there	there	PRON
crl-24835	64	2	are	be	VERB
crl-24835	64	3	limitations	limitation	NOUN
crl-24835	64	4	to	to	ADP
crl-24835	64	5	this	this	DET
crl-24835	64	6	study	study	NOUN
crl-24835	64	7	,	,	PUNCT
crl-24835	64	8	namely	namely	ADV
crl-24835	64	9	that	that	SCONJ
crl-24835	64	10	the	the	DET
crl-24835	64	11	survey	survey	NOUN
crl-24835	64	12	tool	tool	NOUN
crl-24835	64	13	was	be	AUX
crl-24835	64	14	deployed	deploy	VERB
crl-24835	64	15	on	on	ADP
crl-24835	64	16	one	one	NUM
crl-24835	64	17	university	university	NOUN
crl-24835	64	18	campus	campus	NOUN
crl-24835	64	19	.	.	PUNCT
crl-24835	65	1	in	in	ADP
crl-24835	65	2	addition	addition	NOUN
crl-24835	65	3	,	,	PUNCT
crl-24835	65	4	students	student	NOUN
crl-24835	65	5	had	have	VERB
crl-24835	65	6	to	to	PART
crl-24835	65	7	opt	opt	VERB
crl-24835	65	8	in	in	ADP
crl-24835	65	9	to	to	PART
crl-24835	65	10	complete	complete	VERB
crl-24835	65	11	the	the	DET
crl-24835	65	12	survey	survey	NOUN
crl-24835	65	13	;	;	PUNCT
crl-24835	65	14	therefore	therefore	ADV
crl-24835	65	15	,	,	PUNCT
crl-24835	65	16	our	our	PRON
crl-24835	65	17	sample	sample	NOUN
crl-24835	65	18	may	may	AUX
crl-24835	65	19	be	be	AUX
crl-24835	65	20	skewed	skew	VERB
crl-24835	65	21	to	to	ADP
crl-24835	65	22	students	student	NOUN
crl-24835	65	23	with	with	ADP
crl-24835	65	24	an	an	DET
crl-24835	65	25	interest	interest	NOUN
crl-24835	65	26	in	in	ADP
crl-24835	65	27	,	,	PUNCT
crl-24835	65	28	or	or	CCONJ
crl-24835	65	29	existing	exist	VERB
crl-24835	65	30	knowledge	knowledge	NOUN
crl-24835	65	31	of	of	ADP
crl-24835	65	32	,	,	PUNCT
crl-24835	65	33	financial	financial	ADJ
crl-24835	65	34	literacy	literacy	NOUN
crl-24835	65	35	.	.	PUNCT
crl-24835	66	1	this	this	PRON
crl-24835	66	2	is	be	AUX
crl-24835	66	3	an	an	DET
crl-24835	66	4	exploratory	exploratory	ADJ
crl-24835	66	5	study	study	NOUN
crl-24835	66	6	and	and	CCONJ
crl-24835	66	7	is	be	AUX
crl-24835	66	8	limited	limit	VERB
crl-24835	66	9	by	by	ADP
crl-24835	66	10	the	the	DET
crl-24835	66	11	potential	potential	ADJ
crl-24835	66	12	bias	bias	NOUN
crl-24835	66	13	of	of	ADP
crl-24835	66	14	self	self	NOUN
crl-24835	66	15	-	-	PUNCT
crl-24835	66	16	reported	report	VERB
crl-24835	66	17	answers	answer	NOUN
crl-24835	66	18	.	.	PUNCT
crl-24835	67	1	generalizing	generalize	VERB
crl-24835	67	2	these	these	DET
crl-24835	67	3	results	result	NOUN
crl-24835	67	4	,	,	PUNCT
crl-24835	67	5	especially	especially	ADV
crl-24835	67	6	beyond	beyond	ADP
crl-24835	67	7	the	the	DET
crl-24835	67	8	scope	scope	NOUN
crl-24835	67	9	of	of	ADP
crl-24835	67	10	us	we	PRON
crl-24835	67	11	higher	high	ADJ
crl-24835	67	12	education	education	NOUN
crl-24835	67	13	students	student	NOUN
crl-24835	67	14	,	,	PUNCT
crl-24835	67	15	is	be	AUX
crl-24835	67	16	table	table	NOUN
crl-24835	67	17	1	1	NUM
crl-24835	67	18	demographics	demographic	NOUN
crl-24835	67	19	of	of	ADP
crl-24835	67	20	survey	survey	NOUN
crl-24835	67	21	participants	participant	NOUN
crl-24835	67	22	demographic	demographic	ADJ
crl-24835	67	23	characteristic	characteristic	ADJ
crl-24835	67	24	n	n	NOUN
crl-24835	67	25	percentage	percentage	NOUN
crl-24835	67	26	sex	sex	NOUN
crl-24835	67	27	female	female	NOUN
crl-24835	67	28	627	627	NUM
crl-24835	67	29	67	67	NUM
crl-24835	67	30	%	%	NOUN
crl-24835	67	31	male	male	NOUN
crl-24835	67	32	288	288	NUM
crl-24835	67	33	31	31	NUM
crl-24835	67	34	%	%	NOUN
crl-24835	67	35	prefer	prefer	VERB
crl-24835	67	36	to	to	PART
crl-24835	67	37	self	self	NOUN
crl-24835	67	38	-	-	PUNCT
crl-24835	67	39	describe	describe	NOUN
crl-24835	67	40	,	,	PUNCT
crl-24835	67	41	not	not	PART
crl-24835	67	42	to	to	PART
crl-24835	67	43	say	say	VERB
crl-24835	67	44	,	,	PUNCT
crl-24835	67	45	or	or	CCONJ
crl-24835	67	46	did	do	AUX
crl-24835	67	47	not	not	PART
crl-24835	67	48	disclose	disclose	VERB
crl-24835	67	49	14	14	NUM
crl-24835	67	50	2	2	NUM
crl-24835	67	51	%	%	NOUN
crl-24835	67	52	race	race	NOUN
crl-24835	67	53	/	/	SYM
crl-24835	67	54	ethnicity	ethnicity	NOUN
crl-24835	67	55	white	white	ADJ
crl-24835	67	56	419	419	NUM
crl-24835	67	57	45	45	NUM
crl-24835	67	58	%	%	NOUN
crl-24835	67	59	asian	asian	ADJ
crl-24835	67	60	/	/	SYM
crl-24835	67	61	pacific	pacific	PROPN
crl-24835	67	62	islander	islander	NOUN
crl-24835	67	63	253	253	NUM
crl-24835	67	64	27	27	NUM
crl-24835	67	65	%	%	NOUN
crl-24835	67	66	hispanic	hispanic	ADJ
crl-24835	67	67	or	or	CCONJ
crl-24835	67	68	latino	latino	NOUN
crl-24835	67	69	186	186	NUM
crl-24835	67	70	20	20	NUM
crl-24835	67	71	%	%	NOUN
crl-24835	67	72	black	black	ADJ
crl-24835	67	73	or	or	CCONJ
crl-24835	67	74	african	african	ADJ
crl-24835	67	75	american	american	PROPN
crl-24835	67	76	31	31	NUM
crl-24835	67	77	3	3	NUM
crl-24835	67	78	%	%	NOUN
crl-24835	67	79	native	native	ADJ
crl-24835	67	80	american	american	ADJ
crl-24835	67	81	or	or	CCONJ
crl-24835	67	82	american	american	PROPN
crl-24835	67	83	indian	indian	PROPN
crl-24835	67	84	6	6	NUM
crl-24835	67	85	1	1	NUM
crl-24835	67	86	%	%	NOUN
crl-24835	67	87	other	other	ADJ
crl-24835	67	88	or	or	CCONJ
crl-24835	67	89	prefer	prefer	VERB
crl-24835	67	90	not	not	PART
crl-24835	67	91	to	to	PART
crl-24835	67	92	answer	answer	VERB
crl-24835	67	93	34	34	NUM
crl-24835	67	94	4	4	NUM
crl-24835	67	95	%	%	NOUN
crl-24835	67	96	class	class	NOUN
crl-24835	67	97	standing	stand	VERB
crl-24835	67	98	freshman	freshman	NOUN
crl-24835	67	99	229	229	NUM
crl-24835	67	100	24	24	NUM
crl-24835	67	101	%	%	NOUN
crl-24835	67	102	sophomore	sophomore	NOUN
crl-24835	67	103	148	148	NUM
crl-24835	67	104	16	16	NUM
crl-24835	67	105	%	%	NOUN
crl-24835	67	106	junior	junior	ADJ
crl-24835	67	107	164	164	NUM
crl-24835	67	108	18	18	NUM
crl-24835	67	109	%	%	NOUN
crl-24835	67	110	senior	senior	ADJ
crl-24835	67	111	141	141	NUM
crl-24835	67	112	15	15	NUM
crl-24835	67	113	%	%	NOUN
crl-24835	67	114	graduate	graduate	NOUN
crl-24835	67	115	student	student	NOUN
crl-24835	67	116	238	238	NUM
crl-24835	67	117	26	26	NUM
crl-24835	67	118	%	%	NOUN
crl-24835	67	119	other	other	ADJ
crl-24835	67	120	9	9	NUM
crl-24835	67	121	1	1	NUM
crl-24835	67	122	%	%	NOUN
crl-24835	67	123	age	age	NOUN
crl-24835	67	124	18–20	18–20	NUM
crl-24835	67	125	515	515	NUM
crl-24835	67	126	55	55	NUM
crl-24835	67	127	%	%	NOUN
crl-24835	67	128	21–23	21–23	NUM
crl-24835	67	129	222	222	NUM
crl-24835	67	130	23	23	NUM
crl-24835	67	131	%	%	NOUN
crl-24835	67	132	24–26	24–26	NUM
crl-24835	67	133	98	98	NUM
crl-24835	67	134	11	11	NUM
crl-24835	67	135	%	%	NOUN
crl-24835	67	136	27–29	27–29	NUM
crl-24835	67	137	42	42	NUM
crl-24835	67	138	5	5	NUM
crl-24835	67	139	%	%	NOUN
crl-24835	67	140	30	30	NUM
crl-24835	67	141	or	or	CCONJ
crl-24835	67	142	older	old	ADJ
crl-24835	67	143	52	52	NUM
crl-24835	67	144	6	6	NUM
crl-24835	67	145	%	%	NOUN
crl-24835	67	146	financial	financial	ADJ
crl-24835	67	147	literacy	literacy	NOUN
crl-24835	67	148	training	train	VERB
crl-24835	67	149	yes	yes	INTJ
crl-24835	67	150	306	306	NUM
crl-24835	67	151	33	33	NUM
crl-24835	67	152	%	%	NOUN
crl-24835	67	153	no	no	DET
crl-24835	67	154	627	627	NUM
crl-24835	67	155	67	67	NUM
crl-24835	67	156	%	%	NOUN
crl-24835	67	157	first	first	ADJ
crl-24835	67	158	generation	generation	NOUN
crl-24835	68	1	yes	yes	INTJ
crl-24835	68	2	299	299	NUM
crl-24835	68	3	32	32	NUM
crl-24835	68	4	%	%	NOUN
crl-24835	68	5	no	no	DET
crl-24835	68	6	630	630	NUM
crl-24835	68	7	67	67	NUM
crl-24835	68	8	%	%	NOUN
crl-24835	68	9	they	they	PRON
crl-24835	68	10	seek	seek	VERB
crl-24835	68	11	,	,	PUNCT
crl-24835	68	12	but	but	CCONJ
crl-24835	68	13	do	do	AUX
crl-24835	68	14	they	they	PRON
crl-24835	68	15	find	find	VERB
crl-24835	68	16	?	?	PUNCT
crl-24835	69	1	273	273	NUM
crl-24835	69	2	not	not	PART
crl-24835	69	3	possible	possible	ADJ
crl-24835	69	4	.	.	PUNCT
crl-24835	70	1	exploring	explore	VERB
crl-24835	70	2	the	the	DET
crl-24835	70	3	financial	financial	ADJ
crl-24835	70	4	information	information	NOUN
crl-24835	70	5	–	–	PUNCT
crl-24835	70	6	seeking	seek	VERB
crl-24835	70	7	behaviors	behavior	NOUN
crl-24835	70	8	of	of	ADP
crl-24835	70	9	us	us	PROPN
crl-24835	70	10	-	-	PUNCT
crl-24835	70	11	based	base	VERB
crl-24835	70	12	students	student	NOUN
crl-24835	70	13	in	in	ADP
crl-24835	70	14	other	other	ADJ
crl-24835	70	15	types	type	NOUN
crl-24835	70	16	of	of	ADP
crl-24835	70	17	higher	high	ADJ
crl-24835	70	18	education	education	NOUN
crl-24835	70	19	institutions	institution	NOUN
crl-24835	70	20	,	,	PUNCT
crl-24835	70	21	higher	high	ADJ
crl-24835	70	22	education	education	NOUN
crl-24835	70	23	students	student	NOUN
crl-24835	70	24	in	in	ADP
crl-24835	70	25	other	other	ADJ
crl-24835	70	26	locations	location	NOUN
crl-24835	70	27	in	in	ADP
crl-24835	70	28	the	the	DET
crl-24835	70	29	world	world	NOUN
crl-24835	70	30	,	,	PUNCT
crl-24835	70	31	and	and	CCONJ
crl-24835	70	32	through	through	ADP
crl-24835	70	33	methods	method	NOUN
crl-24835	70	34	less	less	ADV
crl-24835	70	35	impacted	impact	VERB
crl-24835	70	36	by	by	ADP
crl-24835	70	37	selection	selection	NOUN
crl-24835	70	38	bias	bias	NOUN
crl-24835	70	39	may	may	AUX
crl-24835	70	40	all	all	PRON
crl-24835	70	41	be	be	AUX
crl-24835	70	42	prime	prime	ADJ
crl-24835	70	43	areas	area	NOUN
crl-24835	70	44	for	for	ADP
crl-24835	70	45	future	future	ADJ
crl-24835	70	46	research	research	NOUN
crl-24835	70	47	.	.	PUNCT
crl-24835	71	1	results	result	NOUN
crl-24835	71	2	1	1	NUM
crl-24835	71	3	.	.	PUNCT
crl-24835	72	1	what	what	PRON
crl-24835	72	2	types	type	NOUN
crl-24835	72	3	of	of	ADP
crl-24835	72	4	financial	financial	ADJ
crl-24835	72	5	information	information	NOUN
crl-24835	72	6	are	be	AUX
crl-24835	72	7	students	student	NOUN
crl-24835	72	8	looking	look	VERB
crl-24835	72	9	for	for	ADP
crl-24835	72	10	?	?	PUNCT
crl-24835	73	1	in	in	ADP
crl-24835	73	2	the	the	DET
crl-24835	73	3	first	first	ADJ
crl-24835	73	4	survey	survey	NOUN
crl-24835	73	5	question	question	NOUN
crl-24835	73	6	,	,	PUNCT
crl-24835	73	7	respondents	respondent	NOUN
crl-24835	73	8	were	be	AUX
crl-24835	73	9	asked	ask	VERB
crl-24835	73	10	to	to	PART
crl-24835	73	11	indicate	indicate	VERB
crl-24835	73	12	what	what	PRON
crl-24835	73	13	types	type	NOUN
crl-24835	73	14	of	of	ADP
crl-24835	73	15	financial	financial	ADJ
crl-24835	73	16	information	information	NOUN
crl-24835	73	17	they	they	PRON
crl-24835	73	18	had	have	AUX
crl-24835	73	19	searched	search	VERB
crl-24835	73	20	for	for	ADP
crl-24835	73	21	in	in	ADP
crl-24835	73	22	the	the	DET
crl-24835	73	23	last	last	ADJ
crl-24835	73	24	12	12	NUM
crl-24835	73	25	months	month	NOUN
crl-24835	73	26	by	by	ADP
crl-24835	73	27	checking	check	VERB
crl-24835	73	28	all	all	DET
crl-24835	73	29	the	the	DET
crl-24835	73	30	options	option	NOUN
crl-24835	73	31	that	that	PRON
crl-24835	73	32	applied	apply	VERB
crl-24835	73	33	.	.	PUNCT
crl-24835	74	1	many	many	ADJ
crl-24835	74	2	of	of	ADP
crl-24835	74	3	the	the	DET
crl-24835	74	4	response	response	NOUN
crl-24835	74	5	options	option	NOUN
crl-24835	74	6	were	be	AUX
crl-24835	74	7	widely	widely	ADV
crl-24835	74	8	chosen	choose	VERB
crl-24835	74	9	.	.	PUNCT
crl-24835	75	1	“	"	PUNCT
crl-24835	75	2	cost	cost	NOUN
crl-24835	75	3	of	of	ADP
crl-24835	75	4	a	a	DET
crl-24835	75	5	purchase	purchase	NOUN
crl-24835	75	6	”	"	PUNCT
crl-24835	75	7	(	(	PUNCT
crl-24835	75	8	74	74	NUM
crl-24835	75	9	%	%	NOUN
crl-24835	75	10	,	,	PUNCT
crl-24835	75	11	n	n	CCONJ
crl-24835	75	12	=	=	NOUN
crl-24835	75	13	687	687	NUM
crl-24835	75	14	)	)	PUNCT
crl-24835	75	15	was	be	AUX
crl-24835	75	16	the	the	DET
crl-24835	75	17	most	most	ADV
crl-24835	75	18	popular	popular	ADJ
crl-24835	75	19	response	response	NOUN
crl-24835	75	20	,	,	PUNCT
crl-24835	75	21	followed	follow	VERB
crl-24835	75	22	very	very	ADV
crl-24835	75	23	closely	closely	ADV
crl-24835	75	24	by	by	ADP
crl-24835	75	25	“	"	PUNCT
crl-24835	75	26	salary	salary	NOUN
crl-24835	75	27	for	for	ADP
crl-24835	75	28	future	future	ADJ
crl-24835	75	29	job	job	NOUN
crl-24835	75	30	”	"	PUNCT
crl-24835	75	31	(	(	PUNCT
crl-24835	75	32	73	73	NUM
crl-24835	75	33	%	%	NOUN
crl-24835	75	34	,	,	PUNCT
crl-24835	75	35	n	n	CCONJ
crl-24835	75	36	=	=	X
crl-24835	75	37	685	685	NUM
crl-24835	75	38	)	)	PUNCT
crl-24835	75	39	and	and	CCONJ
crl-24835	75	40	“	"	PUNCT
crl-24835	75	41	financial	financial	ADJ
crl-24835	75	42	aid	aid	NOUN
crl-24835	75	43	/	/	SYM
crl-24835	75	44	student	student	NOUN
crl-24835	75	45	loans	loan	NOUN
crl-24835	75	46	”	"	PUNCT
crl-24835	75	47	(	(	PUNCT
crl-24835	75	48	73	73	NUM
crl-24835	75	49	%	%	NOUN
crl-24835	75	50	,	,	PUNCT
crl-24835	75	51	n	n	CCONJ
crl-24835	75	52	=	=	X
crl-24835	75	53	681	681	NUM
crl-24835	75	54	)	)	PUNCT
crl-24835	75	55	.	.	PUNCT
crl-24835	76	1	in	in	ADP
crl-24835	76	2	all	all	PRON
crl-24835	76	3	,	,	PUNCT
crl-24835	76	4	investments	investment	NOUN
crl-24835	76	5	,	,	PUNCT
crl-24835	76	6	auto	auto	NOUN
crl-24835	76	7	loans	loan	NOUN
crl-24835	76	8	,	,	PUNCT
crl-24835	76	9	and	and	CCONJ
crl-24835	76	10	mortgages	mortgage	NOUN
crl-24835	76	11	were	be	AUX
crl-24835	76	12	the	the	DET
crl-24835	76	13	three	three	NUM
crl-24835	76	14	areas	area	NOUN
crl-24835	76	15	students	student	NOUN
crl-24835	76	16	were	be	AUX
crl-24835	76	17	least	least	ADV
crl-24835	76	18	likely	likely	ADJ
crl-24835	76	19	to	to	PART
crl-24835	76	20	have	have	AUX
crl-24835	76	21	researched	research	VERB
crl-24835	76	22	in	in	ADP
crl-24835	76	23	the	the	DET
crl-24835	76	24	past	past	ADJ
crl-24835	76	25	12	12	NUM
crl-24835	76	26	months	month	NOUN
crl-24835	76	27	(	(	PUNCT
crl-24835	76	28	see	see	VERB
crl-24835	76	29	table	table	NOUN
crl-24835	76	30	2	2	NUM
crl-24835	76	31	)	)	PUNCT
crl-24835	76	32	.	.	PUNCT
crl-24835	77	1	notably	notably	ADV
crl-24835	77	2	,	,	PUNCT
crl-24835	77	3	the	the	DET
crl-24835	77	4	interest	interest	NOUN
crl-24835	77	5	in	in	ADP
crl-24835	77	6	investments	investment	NOUN
crl-24835	77	7	did	do	AUX
crl-24835	77	8	not	not	PART
crl-24835	77	9	seem	seem	VERB
crl-24835	77	10	strongly	strongly	ADV
crl-24835	77	11	related	relate	VERB
crl-24835	77	12	to	to	ADP
crl-24835	77	13	class	class	NOUN
crl-24835	77	14	standing	standing	NOUN
crl-24835	77	15	—	—	PUNCT
crl-24835	77	16	among	among	ADP
crl-24835	77	17	those	those	PRON
crl-24835	77	18	who	who	PRON
crl-24835	77	19	checked	check	VERB
crl-24835	77	20	this	this	DET
crl-24835	77	21	option	option	NOUN
crl-24835	77	22	,	,	PUNCT
crl-24835	77	23	22	22	NUM
crl-24835	77	24	percent	percent	NOUN
crl-24835	77	25	indicated	indicate	VERB
crl-24835	77	26	their	their	PRON
crl-24835	77	27	class	class	NOUN
crl-24835	77	28	standing	stand	VERB
crl-24835	77	29	as	as	ADP
crl-24835	77	30	freshman	freshman	NOUN
crl-24835	77	31	,	,	PUNCT
crl-24835	77	32	29	29	NUM
crl-24835	77	33	percent	percent	NOUN
crl-24835	77	34	as	as	ADP
crl-24835	77	35	graduate	graduate	NOUN
crl-24835	77	36	students	student	NOUN
crl-24835	77	37	,	,	PUNCT
crl-24835	77	38	and	and	CCONJ
crl-24835	77	39	20	20	NUM
crl-24835	77	40	percent	percent	NOUN
crl-24835	77	41	as	as	ADP
crl-24835	77	42	juniors	junior	NOUN
crl-24835	77	43	.	.	PUNCT
crl-24835	78	1	however	however	ADV
crl-24835	78	2	,	,	PUNCT
crl-24835	78	3	of	of	ADP
crl-24835	78	4	those	those	PRON
crl-24835	78	5	who	who	PRON
crl-24835	78	6	indicated	indicate	VERB
crl-24835	78	7	they	they	PRON
crl-24835	78	8	had	have	AUX
crl-24835	78	9	investigated	investigate	VERB
crl-24835	78	10	auto	auto	NOUN
crl-24835	78	11	loans	loan	NOUN
crl-24835	78	12	or	or	CCONJ
crl-24835	78	13	leasing	leasing	NOUN
crl-24835	78	14	,	,	PUNCT
crl-24835	78	15	38	38	NUM
crl-24835	78	16	percent	percent	NOUN
crl-24835	78	17	were	be	AUX
crl-24835	78	18	graduate	graduate	NOUN
crl-24835	78	19	students	student	NOUN
crl-24835	78	20	;	;	PUNCT
crl-24835	78	21	and	and	CCONJ
crl-24835	78	22	,	,	PUNCT
crl-24835	78	23	of	of	ADP
crl-24835	78	24	those	those	PRON
crl-24835	78	25	who	who	PRON
crl-24835	78	26	had	have	AUX
crl-24835	78	27	researched	research	VERB
crl-24835	78	28	home	home	NOUN
crl-24835	78	29	mortgages	mortgage	NOUN
crl-24835	78	30	,	,	PUNCT
crl-24835	78	31	55	55	NUM
crl-24835	78	32	percent	percent	NOUN
crl-24835	78	33	were	be	AUX
crl-24835	78	34	graduate	graduate	NOUN
crl-24835	78	35	students	student	NOUN
crl-24835	78	36	.	.	PUNCT
crl-24835	79	1	of	of	ADP
crl-24835	79	2	the	the	DET
crl-24835	79	3	29	29	NUM
crl-24835	79	4	people	people	NOUN
crl-24835	79	5	who	who	PRON
crl-24835	79	6	responded	respond	VERB
crl-24835	79	7	“	"	PUNCT
crl-24835	79	8	other	other	ADJ
crl-24835	79	9	,	,	PUNCT
crl-24835	79	10	”	"	PUNCT
crl-24835	79	11	28	28	NUM
crl-24835	79	12	gave	give	VERB
crl-24835	79	13	text	text	NOUN
crl-24835	79	14	responses	response	NOUN
crl-24835	79	15	.	.	PUNCT
crl-24835	80	1	the	the	DET
crl-24835	80	2	most	most	ADV
crl-24835	80	3	popular	popular	ADJ
crl-24835	80	4	categories	category	NOUN
crl-24835	80	5	in	in	ADP
crl-24835	80	6	these	these	DET
crl-24835	80	7	text	text	NOUN
crl-24835	80	8	responses	response	NOUN
crl-24835	80	9	were	be	AUX
crl-24835	80	10	scholarship	scholarship	NOUN
crl-24835	80	11	information	information	NOUN
crl-24835	80	12	,	,	PUNCT
crl-24835	80	13	medical	medical	ADJ
crl-24835	80	14	bills	bill	NOUN
crl-24835	80	15	,	,	PUNCT
crl-24835	80	16	and	and	CCONJ
crl-24835	80	17	issues	issue	NOUN
crl-24835	80	18	related	relate	VERB
crl-24835	80	19	to	to	ADP
crl-24835	80	20	car	car	NOUN
crl-24835	80	21	/	/	SYM
crl-24835	80	22	home	home	NOUN
crl-24835	80	23	costs	cost	NOUN
crl-24835	80	24	,	,	PUNCT
crl-24835	80	25	including	include	VERB
crl-24835	80	26	one	one	NUM
crl-24835	80	27	respondent	respondent	NOUN
crl-24835	80	28	who	who	PRON
crl-24835	80	29	specified	specify	VERB
crl-24835	80	30	they	they	PRON
crl-24835	80	31	had	have	AUX
crl-24835	80	32	researched	research	VERB
crl-24835	80	33	a	a	DET
crl-24835	80	34	mortgage	mortgage	NOUN
crl-24835	80	35	refinance	refinance	NOUN
crl-24835	80	36	.	.	PUNCT
crl-24835	81	1	other	other	ADJ
crl-24835	81	2	unique	unique	ADJ
crl-24835	81	3	responses	response	NOUN
crl-24835	81	4	included	include	VERB
crl-24835	81	5	:	:	PUNCT
crl-24835	81	6	“	"	PUNCT
crl-24835	81	7	energy	energy	NOUN
crl-24835	81	8	savings	saving	NOUN
crl-24835	81	9	,	,	PUNCT
crl-24835	81	10	”	"	PUNCT
crl-24835	81	11	“	"	PUNCT
crl-24835	81	12	bitcoin	bitcoin	VERB
crl-24835	81	13	,	,	PUNCT
crl-24835	81	14	”	"	PUNCT
crl-24835	81	15	and	and	CCONJ
crl-24835	81	16	“	"	PUNCT
crl-24835	81	17	retirement	retirement	NOUN
crl-24835	81	18	.	.	PUNCT
crl-24835	81	19	”	"	PUNCT
crl-24835	82	1	these	these	PRON
crl-24835	82	2	indicate	indicate	VERB
crl-24835	82	3	that	that	SCONJ
crl-24835	82	4	there	there	PRON
crl-24835	82	5	are	be	VERB
crl-24835	82	6	at	at	ADP
crl-24835	82	7	least	least	ADJ
crl-24835	82	8	some	some	PRON
crl-24835	82	9	students	student	NOUN
crl-24835	82	10	interested	interested	ADJ
crl-24835	82	11	in	in	ADP
crl-24835	82	12	a	a	DET
crl-24835	82	13	wide	wide	ADJ
crl-24835	82	14	range	range	NOUN
crl-24835	82	15	of	of	ADP
crl-24835	82	16	financial	financial	ADJ
crl-24835	82	17	topics	topic	NOUN
crl-24835	82	18	,	,	PUNCT
crl-24835	82	19	which	which	PRON
crl-24835	82	20	may	may	AUX
crl-24835	82	21	increase	increase	VERB
crl-24835	82	22	their	their	PRON
crl-24835	82	23	need	need	NOUN
crl-24835	82	24	for	for	ADP
crl-24835	82	25	financial	financial	ADJ
crl-24835	82	26	information	information	NOUN
crl-24835	82	27	literacy	literacy	NOUN
crl-24835	82	28	to	to	PART
crl-24835	82	29	find	find	VERB
crl-24835	82	30	more	more	ADJ
crl-24835	82	31	niche	niche	NOUN
crl-24835	82	32	resources	resource	NOUN
crl-24835	82	33	.	.	PUNCT
crl-24835	83	1	one	one	NUM
crl-24835	83	2	respondent	respondent	NOUN
crl-24835	83	3	indicated	indicate	VERB
crl-24835	83	4	that	that	SCONJ
crl-24835	83	5	they	they	PRON
crl-24835	83	6	had	have	AUX
crl-24835	83	7	not	not	PART
crl-24835	83	8	searched	search	VERB
crl-24835	83	9	for	for	ADP
crl-24835	83	10	any	any	DET
crl-24835	83	11	financial	financial	ADJ
crl-24835	83	12	information	information	NOUN
crl-24835	83	13	in	in	ADP
crl-24835	83	14	the	the	DET
crl-24835	83	15	past	past	ADJ
crl-24835	83	16	12	12	NUM
crl-24835	83	17	months	month	NOUN
crl-24835	83	18	,	,	PUNCT
crl-24835	83	19	stating	state	VERB
crl-24835	83	20	,	,	PUNCT
crl-24835	83	21	“	"	PUNCT
crl-24835	83	22	i	i	PRON
crl-24835	83	23	do	do	AUX
crl-24835	83	24	n’t	not	PART
crl-24835	83	25	understand	understand	VERB
crl-24835	83	26	finance	finance	NOUN
crl-24835	83	27	at	at	ADV
crl-24835	83	28	all	all	ADV
crl-24835	83	29	.	.	PUNCT
crl-24835	83	30	”	"	PUNCT
crl-24835	84	1	for	for	ADP
crl-24835	84	2	students	student	NOUN
crl-24835	84	3	such	such	ADJ
crl-24835	84	4	as	as	ADP
crl-24835	84	5	this	this	PRON
crl-24835	84	6	,	,	PUNCT
crl-24835	84	7	financial	financial	ADJ
crl-24835	84	8	information	information	NOUN
crl-24835	84	9	literacy	literacy	NOUN
crl-24835	84	10	will	will	AUX
crl-24835	84	11	be	be	AUX
crl-24835	84	12	equally	equally	ADV
crl-24835	84	13	important	important	ADJ
crl-24835	84	14	to	to	PART
crl-24835	84	15	help	help	VERB
crl-24835	84	16	them	they	PRON
crl-24835	84	17	navigate	navigate	VERB
crl-24835	84	18	any	any	DET
crl-24835	84	19	initial	initial	ADJ
crl-24835	84	20	searches	search	NOUN
crl-24835	84	21	.	.	PUNCT
crl-24835	85	1	this	this	PRON
crl-24835	85	2	might	might	AUX
crl-24835	85	3	also	also	ADV
crl-24835	85	4	indicate	indicate	VERB
crl-24835	85	5	a	a	DET
crl-24835	85	6	need	need	NOUN
crl-24835	85	7	on	on	ADP
crl-24835	85	8	campus	campus	NOUN
crl-24835	85	9	for	for	ADP
crl-24835	85	10	some	some	DET
crl-24835	85	11	broad	broad	ADJ
crl-24835	85	12	,	,	PUNCT
crl-24835	85	13	background	background	NOUN
crl-24835	85	14	resources	resource	NOUN
crl-24835	85	15	.	.	PUNCT
crl-24835	86	1	2	2	X
crl-24835	86	2	.	.	X
crl-24835	86	3	what	what	PRON
crl-24835	86	4	prompts	prompt	VERB
crl-24835	86	5	students	student	NOUN
crl-24835	86	6	to	to	PART
crl-24835	86	7	look	look	VERB
crl-24835	86	8	for	for	ADP
crl-24835	86	9	financial	financial	ADJ
crl-24835	86	10	information	information	NOUN
crl-24835	86	11	?	?	PUNCT
crl-24835	87	1	for	for	ADP
crl-24835	87	2	the	the	DET
crl-24835	87	3	rest	rest	NOUN
crl-24835	87	4	of	of	ADP
crl-24835	87	5	the	the	DET
crl-24835	87	6	survey	survey	NOUN
crl-24835	87	7	,	,	PUNCT
crl-24835	87	8	students	student	NOUN
crl-24835	87	9	were	be	AUX
crl-24835	87	10	asked	ask	VERB
crl-24835	87	11	to	to	PART
crl-24835	87	12	think	think	VERB
crl-24835	87	13	of	of	ADP
crl-24835	87	14	a	a	DET
crl-24835	87	15	singular	singular	ADJ
crl-24835	87	16	time	time	NOUN
crl-24835	87	17	they	they	PRON
crl-24835	87	18	searched	search	VERB
crl-24835	87	19	for	for	ADP
crl-24835	87	20	financial	financial	ADJ
crl-24835	87	21	information	information	NOUN
crl-24835	87	22	and	and	CCONJ
crl-24835	87	23	base	base	VERB
crl-24835	87	24	their	their	PRON
crl-24835	87	25	responses	response	NOUN
crl-24835	87	26	on	on	ADP
crl-24835	87	27	that	that	DET
crl-24835	87	28	experience	experience	NOUN
crl-24835	87	29	.	.	PUNCT
crl-24835	88	1	to	to	PART
crl-24835	88	2	explore	explore	VERB
crl-24835	88	3	the	the	DET
crl-24835	88	4	motivations	motivation	NOUN
crl-24835	88	5	behind	behind	ADP
crl-24835	88	6	their	their	PRON
crl-24835	88	7	searches	search	NOUN
crl-24835	88	8	,	,	PUNCT
crl-24835	88	9	students	student	NOUN
crl-24835	88	10	were	be	AUX
crl-24835	88	11	asked	ask	VERB
crl-24835	88	12	to	to	PART
crl-24835	88	13	fill	fill	VERB
crl-24835	88	14	in	in	ADP
crl-24835	88	15	a	a	DET
crl-24835	88	16	free	free	ADJ
crl-24835	88	17	-	-	PUNCT
crl-24835	88	18	text	text	NOUN
crl-24835	88	19	response	response	NOUN
crl-24835	88	20	answer	answer	NOUN
crl-24835	88	21	to	to	ADP
crl-24835	88	22	the	the	DET
crl-24835	88	23	question	question	NOUN
crl-24835	88	24	“	"	PUNCT
crl-24835	88	25	what	what	PRON
crl-24835	88	26	prompted	prompt	VERB
crl-24835	88	27	you	you	PRON
crl-24835	88	28	to	to	PART
crl-24835	88	29	search	search	VERB
crl-24835	88	30	for	for	ADP
crl-24835	88	31	the	the	DET
crl-24835	88	32	financial	financial	ADJ
crl-24835	88	33	information	information	NOUN
crl-24835	88	34	?	?	PUNCT
crl-24835	88	35	”	"	PUNCT
crl-24835	88	36	(	(	PUNCT
crl-24835	88	37	see	see	VERB
crl-24835	88	38	question	question	NOUN
crl-24835	88	39	6	6	NUM
crl-24835	88	40	.	.	PUNCT
crl-24835	88	41	)	)	PUNCT
crl-24835	89	1	in	in	ADP
crl-24835	89	2	total	total	NOUN
crl-24835	89	3	,	,	PUNCT
crl-24835	89	4	838	838	NUM
crl-24835	89	5	of	of	ADP
crl-24835	89	6	the	the	DET
crl-24835	89	7	933	933	NUM
crl-24835	89	8	survey	survey	NOUN
crl-24835	89	9	respondents	respondent	NOUN
crl-24835	89	10	answered	answer	VERB
crl-24835	89	11	this	this	DET
crl-24835	89	12	question	question	NOUN
crl-24835	89	13	.	.	PUNCT
crl-24835	90	1	most	most	ADJ
crl-24835	90	2	were	be	AUX
crl-24835	90	3	single	single	ADJ
crl-24835	90	4	responses	response	NOUN
crl-24835	90	5	,	,	PUNCT
crl-24835	90	6	but	but	CCONJ
crl-24835	90	7	many	many	ADJ
crl-24835	90	8	respondents	respondent	NOUN
crl-24835	90	9	also	also	ADV
crl-24835	90	10	identified	identify	VERB
crl-24835	90	11	multiple	multiple	ADJ
crl-24835	90	12	prompts	prompt	NOUN
crl-24835	90	13	for	for	ADP
crl-24835	90	14	information	information	NOUN
crl-24835	90	15	.	.	PUNCT
crl-24835	91	1	there	there	PRON
crl-24835	91	2	were	be	VERB
crl-24835	91	3	many	many	ADJ
crl-24835	91	4	responses	response	NOUN
crl-24835	91	5	table	table	NOUN
crl-24835	91	6	2	2	NUM
crl-24835	91	7	types	type	NOUN
crl-24835	91	8	of	of	ADP
crl-24835	91	9	financial	financial	ADJ
crl-24835	91	10	information	information	NOUN
crl-24835	91	11	type	type	NOUN
crl-24835	91	12	of	of	ADP
crl-24835	91	13	financial	financial	ADJ
crl-24835	91	14	information	information	NOUN
crl-24835	91	15	n	n	ADP
crl-24835	91	16	percentage	percentage	NOUN
crl-24835	91	17	cost	cost	NOUN
crl-24835	91	18	of	of	ADP
crl-24835	91	19	purchase	purchase	NOUN
crl-24835	91	20	687	687	NUM
crl-24835	91	21	74	74	NUM
crl-24835	91	22	%	%	NOUN
crl-24835	91	23	salary	salary	NOUN
crl-24835	91	24	for	for	ADP
crl-24835	91	25	future	future	ADJ
crl-24835	91	26	job	job	NOUN
crl-24835	91	27	685	685	NUM
crl-24835	91	28	73	73	NUM
crl-24835	91	29	%	%	NOUN
crl-24835	91	30	financial	financial	ADJ
crl-24835	91	31	aid	aid	NOUN
crl-24835	91	32	/	/	SYM
crl-24835	91	33	student	student	NOUN
crl-24835	91	34	loans	loan	NOUN
crl-24835	91	35	681	681	NUM
crl-24835	91	36	73	73	NUM
crl-24835	91	37	%	%	NOUN
crl-24835	91	38	credit	credit	NOUN
crl-24835	91	39	cards	card	NOUN
crl-24835	91	40	566	566	NUM
crl-24835	91	41	61	61	NUM
crl-24835	91	42	%	%	NOUN
crl-24835	91	43	choosing	choose	VERB
crl-24835	91	44	a	a	DET
crl-24835	91	45	bank	bank	NOUN
crl-24835	91	46	484	484	NUM
crl-24835	91	47	52	52	NUM
crl-24835	91	48	%	%	NOUN
crl-24835	91	49	budgets	budget	NOUN
crl-24835	91	50	484	484	NUM
crl-24835	91	51	52	52	NUM
crl-24835	91	52	%	%	NOUN
crl-24835	91	53	taxes	taxis	NOUN
crl-24835	91	54	406	406	NUM
crl-24835	91	55	44	44	NUM
crl-24835	91	56	%	%	NOUN
crl-24835	91	57	credit	credit	NOUN
crl-24835	91	58	scores	score	NOUN
crl-24835	91	59	398	398	NUM
crl-24835	91	60	43	43	NUM
crl-24835	91	61	%	%	NOUN
crl-24835	91	62	investments	investment	NOUN
crl-24835	91	63	256	256	NUM
crl-24835	91	64	27	27	NUM
crl-24835	91	65	%	%	NOUN
crl-24835	91	66	auto	auto	NOUN
crl-24835	91	67	loans	loan	NOUN
crl-24835	91	68	/	/	SYM
crl-24835	91	69	auto	auto	NOUN
crl-24835	91	70	leasing	lease	VERB
crl-24835	91	71	136	136	NUM
crl-24835	91	72	15	15	NUM
crl-24835	91	73	%	%	NOUN
crl-24835	91	74	home	home	NOUN
crl-24835	91	75	mortgages	mortgage	NOUN
crl-24835	91	76	48	48	NUM
crl-24835	91	77	5	5	NUM
crl-24835	91	78	%	%	NOUN
crl-24835	91	79	274	274	NUM
crl-24835	91	80	college	college	NOUN
crl-24835	91	81	&	&	CCONJ
crl-24835	91	82	research	research	PROPN
crl-24835	91	83	libraries	library	NOUN
crl-24835	91	84	march	march	PROPN
crl-24835	91	85	2021	2021	NUM
crl-24835	91	86	that	that	PRON
crl-24835	91	87	correlated	correlate	VERB
crl-24835	91	88	closely	closely	ADV
crl-24835	91	89	with	with	ADP
crl-24835	91	90	the	the	DET
crl-24835	91	91	types	type	NOUN
crl-24835	91	92	of	of	ADP
crl-24835	91	93	financial	financial	ADJ
crl-24835	91	94	information	information	NOUN
crl-24835	91	95	students	student	NOUN
crl-24835	91	96	had	have	AUX
crl-24835	91	97	looked	look	VERB
crl-24835	91	98	for	for	ADP
crl-24835	91	99	—	—	PUNCT
crl-24835	91	100	information	information	NOUN
crl-24835	91	101	on	on	ADP
crl-24835	91	102	auto	auto	NOUN
crl-24835	91	103	loans	loan	NOUN
crl-24835	91	104	,	,	PUNCT
crl-24835	91	105	budgeting	budgeting	NOUN
crl-24835	91	106	,	,	PUNCT
crl-24835	91	107	credit	credit	NOUN
crl-24835	91	108	cards	card	NOUN
crl-24835	91	109	,	,	PUNCT
crl-24835	91	110	financial	financial	ADJ
crl-24835	91	111	aid	aid	NOUN
crl-24835	91	112	and	and	CCONJ
crl-24835	91	113	student	student	NOUN
crl-24835	91	114	loans	loan	NOUN
crl-24835	91	115	,	,	PUNCT
crl-24835	91	116	and	and	CCONJ
crl-24835	91	117	salaries	salary	NOUN
crl-24835	91	118	for	for	ADP
crl-24835	91	119	future	future	ADJ
crl-24835	91	120	jobs	job	NOUN
crl-24835	91	121	—	—	PUNCT
crl-24835	91	122	but	but	CCONJ
crl-24835	91	123	the	the	DET
crl-24835	91	124	free	free	ADJ
crl-24835	91	125	-	-	PUNCT
crl-24835	91	126	text	text	NOUN
crl-24835	91	127	responses	response	NOUN
crl-24835	91	128	also	also	ADV
crl-24835	91	129	allowed	allow	VERB
crl-24835	91	130	for	for	ADP
crl-24835	91	131	more	more	ADV
crl-24835	91	132	nuanced	nuanced	ADJ
crl-24835	91	133	themes	theme	NOUN
crl-24835	91	134	to	to	PART
crl-24835	91	135	emerge	emerge	VERB
crl-24835	91	136	.	.	PUNCT
crl-24835	92	1	the	the	DET
crl-24835	92	2	most	most	ADV
crl-24835	92	3	dominant	dominant	ADJ
crl-24835	92	4	of	of	ADP
crl-24835	92	5	these	these	DET
crl-24835	92	6	themes	theme	NOUN
crl-24835	92	7	was	be	AUX
crl-24835	92	8	need	need	ADJ
crl-24835	92	9	(	(	PUNCT
crl-24835	92	10	for	for	ADP
crl-24835	92	11	more	more	ADJ
crl-24835	92	12	money	money	NOUN
crl-24835	92	13	and/or	and/or	CCONJ
crl-24835	92	14	more	more	ADJ
crl-24835	92	15	financial	financial	ADJ
crl-24835	92	16	knowledge	knowledge	NOUN
crl-24835	92	17	to	to	PART
crl-24835	92	18	obtain	obtain	VERB
crl-24835	92	19	more	more	ADJ
crl-24835	92	20	money	money	NOUN
crl-24835	92	21	)	)	PUNCT
crl-24835	92	22	and	and	CCONJ
crl-24835	92	23	a	a	DET
crl-24835	92	24	claim	claim	NOUN
crl-24835	92	25	of	of	ADP
crl-24835	92	26	,	,	PUNCT
crl-24835	92	27	or	or	CCONJ
crl-24835	92	28	fear	fear	NOUN
crl-24835	92	29	of	of	ADP
crl-24835	92	30	,	,	PUNCT
crl-24835	92	31	“	"	PUNCT
crl-24835	92	32	being	be	AUX
crl-24835	92	33	poor	poor	ADJ
crl-24835	92	34	.	.	PUNCT
crl-24835	92	35	”	"	PUNCT
crl-24835	93	1	the	the	DET
crl-24835	93	2	word	word	NOUN
crl-24835	93	3	“	"	PUNCT
crl-24835	93	4	need	need	NOUN
crl-24835	93	5	”	"	PUNCT
crl-24835	93	6	appeared	appear	VERB
crl-24835	93	7	in	in	ADP
crl-24835	93	8	201	201	NUM
crl-24835	93	9	responses	response	NOUN
crl-24835	93	10	,	,	PUNCT
crl-24835	93	11	24	24	NUM
crl-24835	93	12	percent	percent	NOUN
crl-24835	93	13	of	of	ADP
crl-24835	93	14	all	all	DET
crl-24835	93	15	respondents	respondent	NOUN
crl-24835	93	16	for	for	ADP
crl-24835	93	17	this	this	DET
crl-24835	93	18	question	question	NOUN
crl-24835	93	19	.	.	PUNCT
crl-24835	94	1	in	in	ADP
crl-24835	94	2	coding	code	VERB
crl-24835	94	3	the	the	DET
crl-24835	94	4	text	text	NOUN
crl-24835	94	5	responses	response	NOUN
crl-24835	94	6	to	to	ADP
crl-24835	94	7	this	this	DET
crl-24835	94	8	question	question	NOUN
crl-24835	94	9	,	,	PUNCT
crl-24835	94	10	the	the	DET
crl-24835	94	11	broader	broad	ADJ
crl-24835	94	12	theme	theme	NOUN
crl-24835	94	13	of	of	ADP
crl-24835	94	14	need	need	NOUN
crl-24835	94	15	and/or	and/or	CCONJ
crl-24835	94	16	fear	fear	NOUN
crl-24835	94	17	of	of	ADP
crl-24835	94	18	the	the	DET
crl-24835	94	19	consequences	consequence	NOUN
crl-24835	94	20	of	of	ADP
crl-24835	94	21	poor	poor	ADJ
crl-24835	94	22	financial	financial	ADJ
crl-24835	94	23	management	management	NOUN
crl-24835	94	24	was	be	AUX
crl-24835	94	25	particularly	particularly	ADV
crl-24835	94	26	emphasized	emphasize	VERB
crl-24835	94	27	in	in	ADP
crl-24835	94	28	193	193	NUM
crl-24835	94	29	responses	response	NOUN
crl-24835	94	30	.	.	PUNCT
crl-24835	95	1	in	in	ADP
crl-24835	95	2	their	their	PRON
crl-24835	95	3	responses	response	NOUN
crl-24835	95	4	,	,	PUNCT
crl-24835	95	5	two	two	NUM
crl-24835	95	6	separate	separate	ADJ
crl-24835	95	7	respondents	respondent	NOUN
crl-24835	95	8	answered	answer	VERB
crl-24835	95	9	,	,	PUNCT
crl-24835	95	10	simply	simply	ADV
crl-24835	95	11	,	,	PUNCT
crl-24835	95	12	“	"	PUNCT
crl-24835	95	13	fear	fear	NOUN
crl-24835	95	14	.	.	PUNCT
crl-24835	95	15	”	"	PUNCT
crl-24835	96	1	others	other	NOUN
crl-24835	96	2	expanded	expand	VERB
crl-24835	96	3	a	a	DET
crl-24835	96	4	bit	bit	NOUN
crl-24835	96	5	to	to	PART
crl-24835	96	6	explain	explain	VERB
crl-24835	96	7	,	,	PUNCT
crl-24835	96	8	“	"	PUNCT
crl-24835	96	9	i	i	PRON
crl-24835	96	10	do	do	AUX
crl-24835	96	11	not	not	PART
crl-24835	96	12	want	want	VERB
crl-24835	96	13	to	to	PART
crl-24835	96	14	live	live	VERB
crl-24835	96	15	paycheck	paycheck	NOUN
crl-24835	96	16	to	to	ADP
crl-24835	96	17	paycheck	paycheck	NOUN
crl-24835	96	18	,	,	PUNCT
crl-24835	96	19	”	"	PUNCT
crl-24835	96	20	or	or	CCONJ
crl-24835	96	21	“	"	PUNCT
crl-24835	96	22	i	i	PRON
crl-24835	96	23	do	do	AUX
crl-24835	96	24	n’t	not	PART
crl-24835	96	25	want	want	VERB
crl-24835	96	26	to	to	PART
crl-24835	96	27	be	be	AUX
crl-24835	96	28	broke	broke	ADJ
crl-24835	96	29	and	and	CCONJ
crl-24835	96	30	homeless	homeless	ADJ
crl-24835	96	31	in	in	ADP
crl-24835	96	32	the	the	DET
crl-24835	96	33	future	future	NOUN
crl-24835	96	34	.	.	PUNCT
crl-24835	96	35	”	"	PUNCT
crl-24835	97	1	it	it	PRON
crl-24835	97	2	seems	seem	VERB
crl-24835	97	3	clear	clear	ADJ
crl-24835	97	4	that	that	SCONJ
crl-24835	97	5	there	there	PRON
crl-24835	97	6	is	be	VERB
crl-24835	97	7	a	a	DET
crl-24835	97	8	very	very	ADV
crl-24835	97	9	real	real	ADJ
crl-24835	97	10	anxiety	anxiety	NOUN
crl-24835	97	11	among	among	ADP
crl-24835	97	12	many	many	ADJ
crl-24835	97	13	of	of	ADP
crl-24835	97	14	the	the	DET
crl-24835	97	15	respondents	respondent	NOUN
crl-24835	97	16	regarding	regard	VERB
crl-24835	97	17	their	their	PRON
crl-24835	97	18	current	current	ADJ
crl-24835	97	19	and/or	and/or	CCONJ
crl-24835	97	20	future	future	ADJ
crl-24835	97	21	financial	financial	ADJ
crl-24835	97	22	standing	standing	NOUN
crl-24835	97	23	.	.	PUNCT
crl-24835	98	1	in	in	ADP
crl-24835	98	2	fact	fact	NOUN
crl-24835	98	3	,	,	PUNCT
crl-24835	98	4	the	the	DET
crl-24835	98	5	next	next	ADJ
crl-24835	98	6	most	most	ADV
crl-24835	98	7	dominant	dominant	ADJ
crl-24835	98	8	theme	theme	NOUN
crl-24835	98	9	was	be	AUX
crl-24835	98	10	a	a	DET
crl-24835	98	11	persistent	persistent	ADJ
crl-24835	98	12	focus	focus	NOUN
crl-24835	98	13	on	on	ADP
crl-24835	98	14	the	the	DET
crl-24835	98	15	future	future	NOUN
crl-24835	98	16	,	,	PUNCT
crl-24835	98	17	some	some	PRON
crl-24835	98	18	of	of	ADP
crl-24835	98	19	this	this	PRON
crl-24835	98	20	relating	relate	VERB
crl-24835	98	21	back	back	ADV
crl-24835	98	22	to	to	ADP
crl-24835	98	23	fear	fear	NOUN
crl-24835	98	24	of	of	ADP
crl-24835	98	25	future	future	ADJ
crl-24835	98	26	financial	financial	ADJ
crl-24835	98	27	difficulties	difficulty	NOUN
crl-24835	98	28	,	,	PUNCT
crl-24835	98	29	but	but	CCONJ
crl-24835	98	30	some	some	PRON
crl-24835	98	31	of	of	ADP
crl-24835	98	32	it	it	PRON
crl-24835	98	33	was	be	AUX
crl-24835	98	34	more	more	ADV
crl-24835	98	35	generally	generally	ADV
crl-24835	98	36	an	an	DET
crl-24835	98	37	acknowledgment	acknowledgment	NOUN
crl-24835	98	38	of	of	ADP
crl-24835	98	39	the	the	DET
crl-24835	98	40	financial	financial	ADJ
crl-24835	98	41	status	status	NOUN
crl-24835	98	42	changes	change	NOUN
crl-24835	98	43	and	and	CCONJ
crl-24835	98	44	responsibilities	responsibility	NOUN
crl-24835	98	45	that	that	PRON
crl-24835	98	46	come	come	VERB
crl-24835	98	47	with	with	ADP
crl-24835	98	48	adulthood	adulthood	NOUN
crl-24835	98	49	.	.	PUNCT
crl-24835	99	1	in	in	ADP
crl-24835	99	2	answering	answer	VERB
crl-24835	99	3	this	this	DET
crl-24835	99	4	question	question	NOUN
crl-24835	99	5	,	,	PUNCT
crl-24835	99	6	144	144	NUM
crl-24835	99	7	responses	response	NOUN
crl-24835	99	8	included	include	VERB
crl-24835	99	9	the	the	DET
crl-24835	99	10	word	word	NOUN
crl-24835	99	11	“	"	PUNCT
crl-24835	99	12	future	future	NOUN
crl-24835	99	13	.	.	PUNCT
crl-24835	99	14	”	"	PUNCT
crl-24835	99	15	relating	relate	VERB
crl-24835	99	16	back	back	ADV
crl-24835	99	17	to	to	ADP
crl-24835	99	18	fear	fear	NOUN
crl-24835	99	19	of	of	ADP
crl-24835	99	20	one	one	NUM
crl-24835	99	21	’s	’s	NUM
crl-24835	99	22	financial	financial	ADJ
crl-24835	99	23	future	future	NOUN
crl-24835	99	24	,	,	PUNCT
crl-24835	99	25	one	one	NUM
crl-24835	99	26	respondent	respondent	NOUN
crl-24835	99	27	explained	explain	VERB
crl-24835	99	28	that	that	SCONJ
crl-24835	99	29	what	what	PRON
crl-24835	99	30	prompted	prompt	VERB
crl-24835	99	31	them	they	PRON
crl-24835	99	32	to	to	PART
crl-24835	99	33	search	search	VERB
crl-24835	99	34	for	for	ADP
crl-24835	99	35	financial	financial	ADJ
crl-24835	99	36	information	information	NOUN
crl-24835	99	37	was	be	AUX
crl-24835	99	38	:	:	PUNCT
crl-24835	99	39	“	"	PUNCT
crl-24835	99	40	preparation	preparation	NOUN
crl-24835	99	41	for	for	ADP
crl-24835	99	42	my	my	PRON
crl-24835	99	43	well	well	NOUN
crl-24835	99	44	-	-	PUNCT
crl-24835	99	45	being	being	NOUN
crl-24835	99	46	in	in	ADP
crl-24835	99	47	the	the	DET
crl-24835	99	48	future	future	NOUN
crl-24835	99	49	,	,	PUNCT
crl-24835	99	50	by	by	ADP
crl-24835	99	51	making	make	VERB
crl-24835	99	52	sure	sure	ADJ
crl-24835	99	53	i	i	PRON
crl-24835	99	54	have	have	VERB
crl-24835	99	55	enough	enough	ADJ
crl-24835	99	56	finances	finance	NOUN
crl-24835	99	57	to	to	PART
crl-24835	99	58	start	start	VERB
crl-24835	99	59	off	off	ADP
crl-24835	99	60	my	my	PRON
crl-24835	99	61	life	life	NOUN
crl-24835	99	62	with	with	ADP
crl-24835	99	63	food	food	NOUN
crl-24835	99	64	,	,	PUNCT
crl-24835	99	65	clothing	clothing	NOUN
crl-24835	99	66	,	,	PUNCT
crl-24835	99	67	a	a	DET
crl-24835	99	68	reliable	reliable	ADJ
crl-24835	99	69	home	home	NOUN
crl-24835	99	70	,	,	PUNCT
crl-24835	99	71	and	and	CCONJ
crl-24835	99	72	a	a	DET
crl-24835	99	73	reliable	reliable	ADJ
crl-24835	99	74	source	source	NOUN
crl-24835	99	75	of	of	ADP
crl-24835	99	76	transportation	transportation	NOUN
crl-24835	99	77	.	.	PUNCT
crl-24835	99	78	”	"	PUNCT
crl-24835	100	1	another	another	PRON
crl-24835	100	2	said	say	VERB
crl-24835	100	3	,	,	PUNCT
crl-24835	100	4	“	"	PUNCT
crl-24835	100	5	i	i	PRON
crl-24835	100	6	need	need	VERB
crl-24835	100	7	to	to	PART
crl-24835	100	8	be	be	AUX
crl-24835	100	9	knowledgeable	knowledgeable	ADJ
crl-24835	100	10	about	about	ADP
crl-24835	100	11	my	my	PRON
crl-24835	100	12	future	future	NOUN
crl-24835	100	13	and	and	CCONJ
crl-24835	100	14	the	the	DET
crl-24835	100	15	expenses	expense	NOUN
crl-24835	100	16	that	that	PRON
crl-24835	100	17	will	will	AUX
crl-24835	100	18	incur	incur	VERB
crl-24835	100	19	.	.	PUNCT
crl-24835	101	1	i	i	PRON
crl-24835	101	2	do	do	AUX
crl-24835	101	3	not	not	PART
crl-24835	101	4	want	want	VERB
crl-24835	101	5	to	to	PART
crl-24835	101	6	go	go	VERB
crl-24835	101	7	into	into	ADP
crl-24835	101	8	it	it	PRON
crl-24835	101	9	blindly	blindly	ADV
crl-24835	101	10	,	,	PUNCT
crl-24835	101	11	so	so	ADV
crl-24835	101	12	i	i	PRON
crl-24835	101	13	would	would	AUX
crl-24835	101	14	like	like	VERB
crl-24835	101	15	to	to	PART
crl-24835	101	16	start	start	VERB
crl-24835	101	17	budgeting	budget	VERB
crl-24835	101	18	for	for	ADP
crl-24835	101	19	it	it	PRON
crl-24835	101	20	now	now	ADV
crl-24835	101	21	.	.	PUNCT
crl-24835	101	22	”	"	PUNCT
crl-24835	102	1	a	a	DET
crl-24835	102	2	third	third	ADJ
crl-24835	102	3	respondent	respondent	NOUN
crl-24835	102	4	related	relate	VERB
crl-24835	102	5	his	his	PRON
crl-24835	102	6	/	/	SYM
crl-24835	102	7	her	her	PRON
crl-24835	102	8	current	current	ADJ
crl-24835	102	9	financial	financial	ADJ
crl-24835	102	10	learning	learning	NOUN
crl-24835	102	11	to	to	ADP
crl-24835	102	12	early	early	ADJ
crl-24835	102	13	preparation	preparation	NOUN
crl-24835	102	14	for	for	ADP
crl-24835	102	15	future	future	ADJ
crl-24835	102	16	financial	financial	ADJ
crl-24835	102	17	stability	stability	NOUN
crl-24835	102	18	:	:	PUNCT
crl-24835	102	19	“	"	PUNCT
crl-24835	102	20	i	i	PRON
crl-24835	102	21	want	want	VERB
crl-24835	102	22	to	to	PART
crl-24835	102	23	make	make	VERB
crl-24835	102	24	sure	sure	ADJ
crl-24835	102	25	i	i	PRON
crl-24835	102	26	have	have	VERB
crl-24835	102	27	a	a	DET
crl-24835	102	28	full	full	ADJ
crl-24835	102	29	understanding	understanding	NOUN
crl-24835	102	30	of	of	ADP
crl-24835	102	31	things	thing	NOUN
crl-24835	102	32	i	i	PRON
crl-24835	102	33	may	may	AUX
crl-24835	102	34	need	need	VERB
crl-24835	102	35	in	in	ADP
crl-24835	102	36	the	the	DET
crl-24835	102	37	coming	come	VERB
crl-24835	102	38	years	year	NOUN
crl-24835	102	39	as	as	SCONJ
crl-24835	102	40	i	i	PRON
crl-24835	102	41	want	want	VERB
crl-24835	102	42	to	to	PART
crl-24835	102	43	be	be	AUX
crl-24835	102	44	prepared	prepared	ADJ
crl-24835	102	45	to	to	PART
crl-24835	102	46	have	have	VERB
crl-24835	102	47	the	the	DET
crl-24835	102	48	best	good	ADJ
crl-24835	102	49	financial	financial	ADJ
crl-24835	102	50	stability	stability	NOUN
crl-24835	102	51	possible	possible	ADJ
crl-24835	102	52	after	after	SCONJ
crl-24835	102	53	i	i	PRON
crl-24835	102	54	graduate	graduate	VERB
crl-24835	102	55	.	.	PUNCT
crl-24835	102	56	”	"	PUNCT
crl-24835	103	1	it	it	PRON
crl-24835	103	2	was	be	AUX
crl-24835	103	3	very	very	ADV
crl-24835	103	4	common	common	ADJ
crl-24835	103	5	for	for	SCONJ
crl-24835	103	6	survey	survey	NOUN
crl-24835	103	7	respondents	respondent	NOUN
crl-24835	103	8	to	to	PART
crl-24835	103	9	indicate	indicate	VERB
crl-24835	103	10	that	that	SCONJ
crl-24835	103	11	,	,	PUNCT
crl-24835	103	12	as	as	ADP
crl-24835	103	13	part	part	NOUN
crl-24835	103	14	of	of	ADP
crl-24835	103	15	their	their	PRON
crl-24835	103	16	consideration	consideration	NOUN
crl-24835	103	17	for	for	ADP
crl-24835	103	18	the	the	DET
crl-24835	103	19	future	future	NOUN
crl-24835	103	20	,	,	PUNCT
crl-24835	103	21	they	they	PRON
crl-24835	103	22	were	be	AUX
crl-24835	103	23	looking	look	VERB
crl-24835	103	24	into	into	ADP
crl-24835	103	25	salary	salary	NOUN
crl-24835	103	26	information	information	NOUN
crl-24835	103	27	,	,	PUNCT
crl-24835	103	28	either	either	CCONJ
crl-24835	103	29	to	to	PART
crl-24835	103	30	inform	inform	VERB
crl-24835	103	31	specific	specific	ADJ
crl-24835	103	32	company	company	NOUN
crl-24835	103	33	and/or	and/or	CCONJ
crl-24835	103	34	job	job	NOUN
crl-24835	103	35	location	location	NOUN
crl-24835	103	36	choices	choice	NOUN
crl-24835	103	37	,	,	PUNCT
crl-24835	103	38	or	or	CCONJ
crl-24835	103	39	even	even	ADV
crl-24835	103	40	as	as	ADP
crl-24835	103	41	a	a	DET
crl-24835	103	42	means	mean	NOUN
crl-24835	103	43	to	to	PART
crl-24835	103	44	start	start	VERB
crl-24835	103	45	contemplating	contemplate	VERB
crl-24835	103	46	various	various	ADJ
crl-24835	103	47	career	career	NOUN
crl-24835	103	48	options	option	NOUN
crl-24835	103	49	on	on	ADP
crl-24835	103	50	a	a	DET
crl-24835	103	51	whole	whole	NOUN
crl-24835	103	52	.	.	PUNCT
crl-24835	104	1	in	in	ADP
crl-24835	104	2	coded	code	VERB
crl-24835	104	3	responses	response	NOUN
crl-24835	104	4	,	,	PUNCT
crl-24835	104	5	49	49	NUM
crl-24835	104	6	stood	stand	VERB
crl-24835	104	7	out	out	ADP
crl-24835	104	8	as	as	ADP
crl-24835	104	9	highlighting	highlight	VERB
crl-24835	104	10	this	this	DET
crl-24835	104	11	subset	subset	ADJ
crl-24835	104	12	future	future	ADJ
crl-24835	104	13	concern	concern	NOUN
crl-24835	104	14	.	.	PUNCT
crl-24835	105	1	most	most	ADJ
crl-24835	105	2	of	of	ADP
crl-24835	105	3	these	these	DET
crl-24835	105	4	responses	response	NOUN
crl-24835	105	5	focused	focus	VERB
crl-24835	105	6	on	on	ADP
crl-24835	105	7	general	general	ADJ
crl-24835	105	8	thoughts	thought	NOUN
crl-24835	105	9	regarding	regard	VERB
crl-24835	105	10	a	a	DET
crl-24835	105	11	particular	particular	ADJ
crl-24835	105	12	future	future	ADJ
crl-24835	105	13	job	job	NOUN
crl-24835	105	14	(	(	PUNCT
crl-24835	105	15	considering	consider	VERB
crl-24835	105	16	job	job	NOUN
crl-24835	105	17	options	option	NOUN
crl-24835	105	18	,	,	PUNCT
crl-24835	105	19	comparing	compare	VERB
crl-24835	105	20	salary	salary	NOUN
crl-24835	105	21	offers	offer	NOUN
crl-24835	105	22	,	,	PUNCT
crl-24835	105	23	and	and	CCONJ
crl-24835	105	24	so	so	ADV
crl-24835	105	25	on	on	ADV
crl-24835	105	26	)	)	PUNCT
crl-24835	105	27	,	,	PUNCT
crl-24835	105	28	but	but	CCONJ
crl-24835	105	29	there	there	PRON
crl-24835	105	30	was	be	VERB
crl-24835	105	31	also	also	ADV
crl-24835	105	32	a	a	DET
crl-24835	105	33	set	set	NOUN
crl-24835	105	34	of	of	ADP
crl-24835	105	35	respondents	respondent	NOUN
crl-24835	105	36	who	who	PRON
crl-24835	105	37	more	more	ADV
crl-24835	105	38	clearly	clearly	ADV
crl-24835	105	39	emphasized	emphasize	VERB
crl-24835	105	40	that	that	SCONJ
crl-24835	105	41	they	they	PRON
crl-24835	105	42	were	be	AUX
crl-24835	105	43	making	make	VERB
crl-24835	105	44	decisions	decision	NOUN
crl-24835	105	45	regarding	regard	VERB
crl-24835	105	46	their	their	PRON
crl-24835	105	47	overall	overall	ADJ
crl-24835	105	48	career	career	NOUN
crl-24835	105	49	paths	path	NOUN
crl-24835	105	50	,	,	PUNCT
crl-24835	105	51	or	or	CCONJ
crl-24835	105	52	even	even	ADV
crl-24835	105	53	college	college	NOUN
crl-24835	105	54	majors	major	NOUN
crl-24835	105	55	,	,	PUNCT
crl-24835	105	56	based	base	VERB
crl-24835	105	57	on	on	ADP
crl-24835	105	58	earnings	earning	NOUN
crl-24835	105	59	potential	potential	NOUN
crl-24835	105	60	.	.	PUNCT
crl-24835	106	1	one	one	NUM
crl-24835	106	2	student	student	NOUN
crl-24835	106	3	explained	explain	VERB
crl-24835	106	4	that	that	SCONJ
crl-24835	106	5	what	what	PRON
crl-24835	106	6	prompted	prompt	VERB
crl-24835	106	7	them	they	PRON
crl-24835	106	8	to	to	PART
crl-24835	106	9	search	search	VERB
crl-24835	106	10	for	for	ADP
crl-24835	106	11	financial	financial	ADJ
crl-24835	106	12	knowledge	knowledge	NOUN
crl-24835	106	13	was	be	AUX
crl-24835	106	14	this	this	PRON
crl-24835	106	15	:	:	PUNCT
crl-24835	106	16	“	"	PUNCT
crl-24835	106	17	i	i	PRON
crl-24835	106	18	am	be	AUX
crl-24835	106	19	also	also	ADV
crl-24835	106	20	in	in	ADP
crl-24835	106	21	the	the	DET
crl-24835	106	22	job	job	NOUN
crl-24835	106	23	market	market	NOUN
crl-24835	106	24	and	and	CCONJ
crl-24835	106	25	wanted	want	VERB
crl-24835	106	26	to	to	PART
crl-24835	106	27	see	see	VERB
crl-24835	106	28	the	the	DET
crl-24835	106	29	salaries	salary	NOUN
crl-24835	106	30	of	of	ADP
crl-24835	106	31	different	different	ADJ
crl-24835	106	32	companies	company	NOUN
crl-24835	106	33	in	in	ADP
crl-24835	106	34	different	different	ADJ
crl-24835	106	35	areas	area	NOUN
crl-24835	106	36	to	to	PART
crl-24835	106	37	understand	understand	VERB
crl-24835	106	38	the	the	DET
crl-24835	106	39	value	value	NOUN
crl-24835	106	40	of	of	ADP
crl-24835	106	41	my	my	PRON
crl-24835	106	42	degree	degree	NOUN
crl-24835	106	43	and	and	CCONJ
crl-24835	106	44	skills	skill	NOUN
crl-24835	106	45	.	.	PUNCT
crl-24835	106	46	”	"	PUNCT
crl-24835	107	1	another	another	PRON
crl-24835	107	2	expanded	expand	VERB
crl-24835	107	3	that	that	SCONJ
crl-24835	107	4	they	they	PRON
crl-24835	107	5	were	be	AUX
crl-24835	107	6	“	"	PUNCT
crl-24835	107	7	trying	try	VERB
crl-24835	107	8	to	to	PART
crl-24835	107	9	compare	compare	VERB
crl-24835	107	10	the	the	DET
crl-24835	107	11	salaries	salary	NOUN
crl-24835	107	12	of	of	ADP
crl-24835	107	13	future	future	ADJ
crl-24835	107	14	professions	profession	NOUN
crl-24835	107	15	to	to	PART
crl-24835	107	16	ensure	ensure	VERB
crl-24835	107	17	i	i	PRON
crl-24835	107	18	would	would	AUX
crl-24835	107	19	be	be	AUX
crl-24835	107	20	well	well	ADV
crl-24835	107	21	off	off	ADP
crl-24835	107	22	in	in	ADP
crl-24835	107	23	the	the	DET
crl-24835	107	24	future	future	NOUN
crl-24835	107	25	.	.	PUNCT
crl-24835	107	26	”	"	PUNCT
crl-24835	108	1	one	one	NUM
crl-24835	108	2	note	note	NOUN
crl-24835	108	3	to	to	PART
crl-24835	108	4	make	make	VERB
crl-24835	108	5	about	about	ADP
crl-24835	108	6	these	these	DET
crl-24835	108	7	comments	comment	NOUN
crl-24835	108	8	is	be	AUX
crl-24835	108	9	that	that	SCONJ
crl-24835	108	10	,	,	PUNCT
crl-24835	108	11	while	while	SCONJ
crl-24835	108	12	salary	salary	NOUN
crl-24835	108	13	comparisons	comparison	NOUN
crl-24835	108	14	are	be	AUX
crl-24835	108	15	an	an	DET
crl-24835	108	16	important	important	ADJ
crl-24835	108	17	part	part	NOUN
crl-24835	108	18	of	of	ADP
crl-24835	108	19	overall	overall	ADJ
crl-24835	108	20	career	career	NOUN
crl-24835	108	21	considerations	consideration	NOUN
crl-24835	108	22	,	,	PUNCT
crl-24835	108	23	there	there	PRON
crl-24835	108	24	should	should	AUX
crl-24835	108	25	be	be	AUX
crl-24835	108	26	other	other	ADJ
crl-24835	108	27	considerations	consideration	NOUN
crl-24835	108	28	as	as	ADV
crl-24835	108	29	well	well	ADV
crl-24835	108	30	.	.	PUNCT
crl-24835	109	1	another	another	DET
crl-24835	109	2	student	student	NOUN
crl-24835	109	3	reported	report	VERB
crl-24835	109	4	,	,	PUNCT
crl-24835	109	5	“	"	PUNCT
crl-24835	109	6	i	i	PRON
crl-24835	109	7	was	be	AUX
crl-24835	109	8	looking	look	VERB
crl-24835	109	9	for	for	ADP
crl-24835	109	10	future	future	ADJ
crl-24835	109	11	job	job	NOUN
crl-24835	109	12	salaries	salary	NOUN
crl-24835	109	13	to	to	PART
crl-24835	109	14	decide	decide	VERB
crl-24835	109	15	a	a	DET
crl-24835	109	16	career	career	NOUN
crl-24835	109	17	path	path	NOUN
crl-24835	109	18	.	.	PUNCT
crl-24835	109	19	”	"	PUNCT
crl-24835	110	1	while	while	SCONJ
crl-24835	110	2	future	future	ADJ
crl-24835	110	3	job	job	NOUN
crl-24835	110	4	salaries	salary	NOUN
crl-24835	110	5	should	should	AUX
crl-24835	110	6	no	no	ADV
crl-24835	110	7	doubt	doubt	ADV
crl-24835	110	8	play	play	VERB
crl-24835	110	9	some	some	DET
crl-24835	110	10	role	role	NOUN
crl-24835	110	11	in	in	ADP
crl-24835	110	12	that	that	DET
crl-24835	110	13	decision	decision	NOUN
crl-24835	110	14	,	,	PUNCT
crl-24835	110	15	awareness	awareness	NOUN
crl-24835	110	16	should	should	AUX
crl-24835	110	17	be	be	AUX
crl-24835	110	18	brought	bring	VERB
crl-24835	110	19	to	to	ADP
crl-24835	110	20	the	the	DET
crl-24835	110	21	fact	fact	NOUN
crl-24835	110	22	that	that	SCONJ
crl-24835	110	23	it	it	PRON
crl-24835	110	24	may	may	AUX
crl-24835	110	25	be	be	AUX
crl-24835	110	26	playing	play	VERB
crl-24835	110	27	an	an	DET
crl-24835	110	28	exclusive	exclusive	ADJ
crl-24835	110	29	role	role	NOUN
crl-24835	110	30	for	for	ADP
crl-24835	110	31	some	some	DET
crl-24835	110	32	students	student	NOUN
crl-24835	110	33	.	.	PUNCT
crl-24835	111	1	the	the	DET
crl-24835	111	2	theme	theme	NOUN
crl-24835	111	3	of	of	ADP
crl-24835	111	4	credit	credit	NOUN
crl-24835	111	5	and	and	CCONJ
crl-24835	111	6	obtaining	obtaining	NOUN
crl-24835	111	7	,	,	PUNCT
crl-24835	111	8	or	or	CCONJ
crl-24835	111	9	paying	pay	VERB
crl-24835	111	10	off	off	ADP
crl-24835	111	11	,	,	PUNCT
crl-24835	111	12	loans	loan	NOUN
crl-24835	111	13	was	be	AUX
crl-24835	111	14	also	also	ADV
crl-24835	111	15	dominant	dominant	ADJ
crl-24835	111	16	.	.	PUNCT
crl-24835	112	1	unsurprisingly	unsurprisingly	ADV
crl-24835	112	2	,	,	PUNCT
crl-24835	112	3	a	a	DET
crl-24835	112	4	large	large	ADJ
crl-24835	112	5	number	number	NOUN
crl-24835	112	6	of	of	ADP
crl-24835	112	7	these	these	DET
crl-24835	112	8	wider	wide	ADJ
crl-24835	112	9	credit	credit	NOUN
crl-24835	112	10	and	and	CCONJ
crl-24835	112	11	loan	loan	NOUN
crl-24835	112	12	issues	issue	NOUN
crl-24835	112	13	were	be	AUX
crl-24835	112	14	related	relate	VERB
crl-24835	112	15	to	to	ADP
crl-24835	112	16	paying	pay	VERB
crl-24835	112	17	for	for	ADP
crl-24835	112	18	schooling	schooling	NOUN
crl-24835	112	19	.	.	PUNCT
crl-24835	113	1	it	it	PRON
crl-24835	113	2	makes	make	VERB
crl-24835	113	3	sense	sense	NOUN
crl-24835	113	4	that	that	SCONJ
crl-24835	113	5	student	student	NOUN
crl-24835	113	6	respondents	respondent	VERB
crl-24835	113	7	to	to	ADP
crl-24835	113	8	a	a	DET
crl-24835	113	9	survey	survey	NOUN
crl-24835	113	10	administered	administer	VERB
crl-24835	113	11	on	on	ADP
crl-24835	113	12	a	a	DET
crl-24835	113	13	university	university	NOUN
crl-24835	113	14	campus	campus	NOUN
crl-24835	113	15	might	might	AUX
crl-24835	113	16	they	they	PRON
crl-24835	113	17	seek	seek	VERB
crl-24835	113	18	,	,	PUNCT
crl-24835	113	19	but	but	CCONJ
crl-24835	113	20	do	do	AUX
crl-24835	113	21	they	they	PRON
crl-24835	113	22	find	find	VERB
crl-24835	113	23	?	?	PUNCT
crl-24835	114	1	275	275	NUM
crl-24835	114	2	be	be	AUX
crl-24835	114	3	preoccupied	preoccupy	VERB
crl-24835	114	4	with	with	ADP
crl-24835	114	5	costs	cost	NOUN
crl-24835	114	6	related	relate	VERB
crl-24835	114	7	to	to	ADP
crl-24835	114	8	schooling	schooling	NOUN
crl-24835	114	9	.	.	PUNCT
crl-24835	115	1	what	what	PRON
crl-24835	115	2	might	might	AUX
crl-24835	115	3	surprise	surprise	VERB
crl-24835	115	4	some	some	PRON
crl-24835	115	5	is	be	AUX
crl-24835	115	6	how	how	SCONJ
crl-24835	115	7	strong	strong	ADJ
crl-24835	115	8	this	this	DET
crl-24835	115	9	emphasis	emphasis	NOUN
crl-24835	115	10	was	be	AUX
crl-24835	115	11	.	.	PUNCT
crl-24835	116	1	of	of	ADP
crl-24835	116	2	total	total	ADJ
crl-24835	116	3	responses	response	NOUN
crl-24835	116	4	,	,	PUNCT
crl-24835	116	5	97	97	NUM
crl-24835	116	6	responses	response	NOUN
crl-24835	116	7	focused	focus	VERB
crl-24835	116	8	broadly	broadly	ADV
crl-24835	116	9	on	on	ADP
crl-24835	116	10	credit	credit	NOUN
crl-24835	116	11	or	or	CCONJ
crl-24835	116	12	loan	loan	NOUN
crl-24835	116	13	concerns	concern	NOUN
crl-24835	116	14	,	,	PUNCT
crl-24835	116	15	but	but	CCONJ
crl-24835	116	16	208	208	NUM
crl-24835	116	17	responses	response	NOUN
crl-24835	116	18	were	be	AUX
crl-24835	116	19	focused	focus	VERB
crl-24835	116	20	specifically	specifically	ADV
crl-24835	116	21	on	on	ADP
crl-24835	116	22	school	school	NOUN
crl-24835	116	23	cost	cost	NOUN
crl-24835	116	24	concerns	concern	NOUN
crl-24835	116	25	;	;	PUNCT
crl-24835	116	26	that	that	PRON
crl-24835	116	27	’s	’s	ADV
crl-24835	116	28	more	more	ADJ
crl-24835	116	29	than	than	ADP
crl-24835	116	30	two	two	NUM
crl-24835	116	31	times	time	NOUN
crl-24835	116	32	as	as	ADP
crl-24835	116	33	many	many	ADJ
crl-24835	116	34	responses	response	NOUN
crl-24835	116	35	focusing	focus	VERB
crl-24835	116	36	on	on	ADP
crl-24835	116	37	school	school	NOUN
crl-24835	116	38	costs	cost	NOUN
crl-24835	116	39	rather	rather	ADV
crl-24835	116	40	than	than	ADP
crl-24835	116	41	broader	broad	ADJ
crl-24835	116	42	credit	credit	NOUN
crl-24835	116	43	and	and	CCONJ
crl-24835	116	44	loan	loan	NOUN
crl-24835	116	45	considerations	consideration	NOUN
crl-24835	116	46	.	.	PUNCT
crl-24835	117	1	some	some	DET
crl-24835	117	2	respondents	respondent	NOUN
crl-24835	117	3	simply	simply	ADV
crl-24835	117	4	emphasized	emphasize	VERB
crl-24835	117	5	a	a	DET
crl-24835	117	6	general	general	ADJ
crl-24835	117	7	need	need	NOUN
crl-24835	117	8	to	to	PART
crl-24835	117	9	build	build	VERB
crl-24835	117	10	credit	credit	NOUN
crl-24835	117	11	:	:	PUNCT
crl-24835	117	12	“	"	PUNCT
crl-24835	117	13	i	i	PRON
crl-24835	117	14	know	know	VERB
crl-24835	117	15	building	building	NOUN
crl-24835	117	16	credit	credit	NOUN
crl-24835	117	17	is	be	AUX
crl-24835	117	18	something	something	PRON
crl-24835	117	19	i	i	PRON
crl-24835	117	20	need	need	VERB
crl-24835	117	21	to	to	PART
crl-24835	117	22	do	do	VERB
crl-24835	117	23	sooner	soon	ADV
crl-24835	117	24	rather	rather	ADV
crl-24835	117	25	than	than	ADP
crl-24835	117	26	later	later	ADV
crl-24835	117	27	.	.	PUNCT
crl-24835	117	28	”	"	PUNCT
crl-24835	118	1	but	but	CCONJ
crl-24835	118	2	in	in	ADP
crl-24835	118	3	far	far	ADV
crl-24835	118	4	greater	great	ADJ
crl-24835	118	5	numbers	number	NOUN
crl-24835	118	6	,	,	PUNCT
crl-24835	118	7	respondents	respondent	NOUN
crl-24835	118	8	emphasized	emphasize	VERB
crl-24835	118	9	that	that	SCONJ
crl-24835	118	10	the	the	DET
crl-24835	118	11	greatest	great	ADJ
crl-24835	118	12	driver	driver	NOUN
crl-24835	118	13	for	for	ADP
crl-24835	118	14	their	their	PRON
crl-24835	118	15	need	need	NOUN
crl-24835	118	16	of	of	ADP
crl-24835	118	17	credit	credit	NOUN
crl-24835	118	18	(	(	PUNCT
crl-24835	118	19	or	or	CCONJ
crl-24835	118	20	financial	financial	ADJ
crl-24835	118	21	assets	asset	NOUN
crl-24835	118	22	)	)	PUNCT
crl-24835	118	23	was	be	AUX
crl-24835	118	24	schooling	school	VERB
crl-24835	118	25	costs	cost	NOUN
crl-24835	118	26	:	:	PUNCT
crl-24835	118	27	“	"	PUNCT
crl-24835	118	28	i	i	PRON
crl-24835	118	29	need	need	VERB
crl-24835	118	30	money	money	NOUN
crl-24835	118	31	because	because	SCONJ
crl-24835	118	32	college	college	NOUN
crl-24835	118	33	is	be	AUX
crl-24835	118	34	super	super	ADV
crl-24835	118	35	expensive	expensive	ADJ
crl-24835	118	36	,	,	PUNCT
crl-24835	118	37	”	"	PUNCT
crl-24835	118	38	one	one	NUM
crl-24835	118	39	respondent	respondent	NOUN
crl-24835	118	40	explained	explain	VERB
crl-24835	118	41	.	.	PUNCT
crl-24835	119	1	another	another	DET
crl-24835	119	2	related	related	ADJ
crl-24835	119	3	schooling	schooling	NOUN
crl-24835	119	4	costs	cost	VERB
crl-24835	119	5	back	back	ADV
crl-24835	119	6	to	to	ADP
crl-24835	119	7	the	the	DET
crl-24835	119	8	theme	theme	NOUN
crl-24835	119	9	of	of	ADP
crl-24835	119	10	fear	fear	NOUN
crl-24835	119	11	:	:	PUNCT
crl-24835	119	12	“	"	PUNCT
crl-24835	119	13	i	i	PRON
crl-24835	119	14	look	look	VERB
crl-24835	119	15	at	at	ADP
crl-24835	119	16	how	how	SCONJ
crl-24835	119	17	much	much	ADJ
crl-24835	119	18	money	money	NOUN
crl-24835	119	19	i	i	PRON
crl-24835	119	20	pay	pay	VERB
crl-24835	119	21	each	each	DET
crl-24835	119	22	semester	semester	NOUN
crl-24835	119	23	and	and	CCONJ
crl-24835	119	24	i	i	PRON
crl-24835	119	25	panic	panic	VERB
crl-24835	119	26	and	and	CCONJ
crl-24835	119	27	look	look	VERB
crl-24835	119	28	for	for	ADP
crl-24835	119	29	scholarships	scholarship	NOUN
crl-24835	119	30	.	.	PUNCT
crl-24835	119	31	”	"	PUNCT
crl-24835	120	1	one	one	NUM
crl-24835	120	2	interesting	interesting	ADJ
crl-24835	120	3	observation	observation	NOUN
crl-24835	120	4	from	from	ADP
crl-24835	120	5	these	these	DET
crl-24835	120	6	text	text	NOUN
crl-24835	120	7	responses	response	NOUN
crl-24835	120	8	was	be	AUX
crl-24835	120	9	that	that	SCONJ
crl-24835	120	10	a	a	DET
crl-24835	120	11	period	period	NOUN
crl-24835	120	12	of	of	ADP
crl-24835	120	13	transition	transition	NOUN
crl-24835	120	14	often	often	ADV
crl-24835	120	15	played	play	VERB
crl-24835	120	16	a	a	DET
crl-24835	120	17	role	role	NOUN
crl-24835	120	18	in	in	ADP
crl-24835	120	19	students	student	NOUN
crl-24835	120	20	’	’	PART
crl-24835	120	21	decision	decision	NOUN
crl-24835	120	22	to	to	PART
crl-24835	120	23	explore	explore	VERB
crl-24835	120	24	financial	financial	ADJ
crl-24835	120	25	information	information	NOUN
crl-24835	120	26	.	.	PUNCT
crl-24835	121	1	a	a	DET
crl-24835	121	2	lot	lot	NOUN
crl-24835	121	3	of	of	ADP
crl-24835	121	4	students	student	NOUN
crl-24835	121	5	reported	report	VERB
crl-24835	121	6	being	be	AUX
crl-24835	121	7	in	in	ADP
crl-24835	121	8	a	a	DET
crl-24835	121	9	transition	transition	NOUN
crl-24835	121	10	period	period	NOUN
crl-24835	121	11	wherein	wherein	SCONJ
crl-24835	121	12	they	they	PRON
crl-24835	121	13	faced	face	VERB
crl-24835	121	14	a	a	DET
crl-24835	121	15	more	more	ADV
crl-24835	121	16	pressing	pressing	ADJ
crl-24835	121	17	need	need	NOUN
crl-24835	121	18	for	for	ADP
crl-24835	121	19	financial	financial	ADJ
crl-24835	121	20	information	information	NOUN
crl-24835	121	21	.	.	PUNCT
crl-24835	122	1	these	these	DET
crl-24835	122	2	students	student	NOUN
crl-24835	122	3	were	be	AUX
crl-24835	122	4	either	either	ADV
crl-24835	122	5	transitioning	transition	VERB
crl-24835	122	6	into	into	ADP
crl-24835	122	7	college	college	NOUN
crl-24835	122	8	and	and	CCONJ
crl-24835	122	9	independent	independent	ADJ
crl-24835	122	10	living	living	NOUN
crl-24835	122	11	,	,	PUNCT
crl-24835	122	12	into	into	ADP
crl-24835	122	13	graduate	graduate	ADJ
crl-24835	122	14	school	school	NOUN
crl-24835	122	15	,	,	PUNCT
crl-24835	122	16	or	or	CCONJ
crl-24835	122	17	into	into	ADP
crl-24835	122	18	a	a	DET
crl-24835	122	19	career	career	NOUN
crl-24835	122	20	.	.	PUNCT
crl-24835	123	1	there	there	PRON
crl-24835	123	2	was	be	VERB
crl-24835	123	3	also	also	ADV
crl-24835	123	4	a	a	DET
crl-24835	123	5	significant	significant	ADJ
crl-24835	123	6	minority	minority	NOUN
crl-24835	123	7	of	of	ADP
crl-24835	123	8	students	student	NOUN
crl-24835	123	9	transitioning	transition	VERB
crl-24835	123	10	geographically	geographically	ADV
crl-24835	123	11	—	—	PUNCT
crl-24835	123	12	us	us	PROPN
crl-24835	123	13	students	student	NOUN
crl-24835	123	14	considering	consider	VERB
crl-24835	123	15	study	study	NOUN
crl-24835	123	16	-	-	PUNCT
crl-24835	123	17	abroad	abroad	ADP
crl-24835	123	18	opportunities	opportunity	NOUN
crl-24835	123	19	or	or	CCONJ
crl-24835	123	20	international	international	ADJ
crl-24835	123	21	students	student	NOUN
crl-24835	123	22	studying	study	VERB
crl-24835	123	23	at	at	ADP
crl-24835	123	24	the	the	DET
crl-24835	123	25	survey	survey	NOUN
crl-24835	123	26	institution	institution	NOUN
crl-24835	123	27	.	.	PUNCT
crl-24835	124	1	overall	overall	ADJ
crl-24835	124	2	,	,	PUNCT
crl-24835	124	3	a	a	DET
crl-24835	124	4	period	period	NOUN
crl-24835	124	5	of	of	ADP
crl-24835	124	6	transition	transition	NOUN
crl-24835	124	7	was	be	AUX
crl-24835	124	8	highlighted	highlight	VERB
crl-24835	124	9	in	in	ADP
crl-24835	124	10	112	112	NUM
crl-24835	124	11	responses	response	NOUN
crl-24835	124	12	.	.	PUNCT
crl-24835	125	1	one	one	NUM
crl-24835	125	2	student	student	NOUN
crl-24835	125	3	conveyed	convey	VERB
crl-24835	125	4	that	that	SCONJ
crl-24835	125	5	what	what	PRON
crl-24835	125	6	prompted	prompt	VERB
crl-24835	125	7	them	they	PRON
crl-24835	125	8	to	to	PART
crl-24835	125	9	search	search	VERB
crl-24835	125	10	for	for	ADP
crl-24835	125	11	financial	financial	ADJ
crl-24835	125	12	information	information	NOUN
crl-24835	125	13	was	be	AUX
crl-24835	125	14	“	"	PUNCT
crl-24835	125	15	the	the	DET
crl-24835	125	16	realization	realization	NOUN
crl-24835	125	17	that	that	SCONJ
crl-24835	125	18	i	i	PRON
crl-24835	125	19	am	be	AUX
crl-24835	125	20	an	an	DET
crl-24835	125	21	adult	adult	NOUN
crl-24835	125	22	.	.	PUNCT
crl-24835	125	23	”	"	PUNCT
crl-24835	126	1	another	another	PRON
crl-24835	126	2	summarized	summarize	VERB
crl-24835	126	3	still	still	ADV
crl-24835	126	4	more	more	ADV
crl-24835	126	5	succinctly	succinctly	ADV
crl-24835	126	6	that	that	SCONJ
crl-24835	126	7	the	the	DET
crl-24835	126	8	prompt	prompt	NOUN
crl-24835	126	9	was	be	AUX
crl-24835	126	10	“	"	PUNCT
crl-24835	126	11	adulting	adulte	VERB
crl-24835	126	12	.	.	PUNCT
crl-24835	126	13	”	"	PUNCT
crl-24835	127	1	while	while	SCONJ
crl-24835	127	2	there	there	PRON
crl-24835	127	3	is	be	VERB
crl-24835	127	4	a	a	DET
crl-24835	127	5	heightened	heightened	ADJ
crl-24835	127	6	sense	sense	NOUN
crl-24835	127	7	of	of	ADP
crl-24835	127	8	anxiety	anxiety	NOUN
crl-24835	127	9	attached	attach	VERB
crl-24835	127	10	to	to	ADP
crl-24835	127	11	the	the	DET
crl-24835	127	12	transition	transition	NOUN
crl-24835	127	13	to	to	ADP
crl-24835	127	14	financial	financial	ADJ
crl-24835	127	15	independence	independence	NOUN
crl-24835	127	16	,	,	PUNCT
crl-24835	127	17	it	it	PRON
crl-24835	127	18	is	be	AUX
crl-24835	127	19	encouraging	encouraging	ADJ
crl-24835	127	20	that	that	SCONJ
crl-24835	127	21	this	this	PRON
crl-24835	127	22	is	be	AUX
crl-24835	127	23	an	an	DET
crl-24835	127	24	area	area	NOUN
crl-24835	127	25	of	of	ADP
crl-24835	127	26	need	need	NOUN
crl-24835	127	27	that	that	PRON
crl-24835	127	28	students	student	NOUN
crl-24835	127	29	are	be	AUX
crl-24835	127	30	striving	strive	VERB
crl-24835	127	31	to	to	PART
crl-24835	127	32	address	address	VERB
crl-24835	127	33	.	.	PUNCT
crl-24835	128	1	perhaps	perhaps	ADV
crl-24835	128	2	one	one	NUM
crl-24835	128	3	of	of	ADP
crl-24835	128	4	the	the	DET
crl-24835	128	5	encouraging	encouraging	ADJ
crl-24835	128	6	conclusions	conclusion	NOUN
crl-24835	128	7	that	that	PRON
crl-24835	128	8	can	can	AUX
crl-24835	128	9	be	be	AUX
crl-24835	128	10	drawn	draw	VERB
crl-24835	128	11	from	from	ADP
crl-24835	128	12	these	these	DET
crl-24835	128	13	responses	response	NOUN
crl-24835	128	14	is	be	AUX
crl-24835	128	15	a	a	DET
crl-24835	128	16	seemingly	seemingly	ADV
crl-24835	128	17	widespread	widespread	ADJ
crl-24835	128	18	understanding	understanding	NOUN
crl-24835	128	19	that	that	SCONJ
crl-24835	128	20	financial	financial	ADJ
crl-24835	128	21	literacy	literacy	NOUN
crl-24835	128	22	,	,	PUNCT
crl-24835	128	23	and	and	CCONJ
crl-24835	128	24	financial	financial	ADJ
crl-24835	128	25	responsibility	responsibility	NOUN
crl-24835	128	26	,	,	PUNCT
crl-24835	128	27	is	be	AUX
crl-24835	128	28	a	a	DET
crl-24835	128	29	requisite	requisite	ADJ
crl-24835	128	30	component	component	NOUN
crl-24835	128	31	of	of	ADP
crl-24835	128	32	adulthood	adulthood	NOUN
crl-24835	128	33	.	.	PUNCT
crl-24835	129	1	less	less	ADV
crl-24835	129	2	encouraging	encouraging	ADJ
crl-24835	129	3	is	be	AUX
crl-24835	129	4	the	the	DET
crl-24835	129	5	indication	indication	NOUN
crl-24835	129	6	in	in	ADP
crl-24835	129	7	a	a	DET
crl-24835	129	8	number	number	NOUN
crl-24835	129	9	of	of	ADP
crl-24835	129	10	free	free	ADJ
crl-24835	129	11	-	-	PUNCT
crl-24835	129	12	text	text	NOUN
crl-24835	129	13	responses	response	NOUN
crl-24835	129	14	that	that	SCONJ
crl-24835	129	15	financial	financial	ADJ
crl-24835	129	16	literacy	literacy	NOUN
crl-24835	129	17	is	be	AUX
crl-24835	129	18	an	an	DET
crl-24835	129	19	area	area	NOUN
crl-24835	129	20	that	that	SCONJ
crl-24835	129	21	many	many	ADJ
crl-24835	129	22	students	student	NOUN
crl-24835	129	23	feel	feel	VERB
crl-24835	129	24	they	they	PRON
crl-24835	129	25	need	need	VERB
crl-24835	129	26	to	to	PART
crl-24835	129	27	address	address	VERB
crl-24835	129	28	individually	individually	ADV
crl-24835	129	29	.	.	PUNCT
crl-24835	130	1	respondents	respondent	NOUN
crl-24835	130	2	mentioned	mention	VERB
crl-24835	130	3	that	that	SCONJ
crl-24835	130	4	they	they	PRON
crl-24835	130	5	had	have	AUX
crl-24835	130	6	not	not	PART
crl-24835	130	7	and/or	and/or	CCONJ
crl-24835	130	8	were	be	AUX
crl-24835	130	9	not	not	PART
crl-24835	130	10	receiving	receive	VERB
crl-24835	130	11	financial	financial	ADJ
crl-24835	130	12	literacy	literacy	NOUN
crl-24835	130	13	education	education	NOUN
crl-24835	130	14	anywhere	anywhere	ADV
crl-24835	130	15	beyond	beyond	ADP
crl-24835	130	16	individual	individual	ADJ
crl-24835	130	17	pursuit	pursuit	NOUN
crl-24835	130	18	.	.	PUNCT
crl-24835	131	1	in	in	ADP
crl-24835	131	2	fact	fact	NOUN
crl-24835	131	3	,	,	PUNCT
crl-24835	131	4	only	only	ADV
crl-24835	131	5	a	a	DET
crl-24835	131	6	third	third	NOUN
crl-24835	131	7	of	of	ADP
crl-24835	131	8	survey	survey	NOUN
crl-24835	131	9	respondents	respondent	NOUN
crl-24835	131	10	indicated	indicate	VERB
crl-24835	131	11	that	that	SCONJ
crl-24835	131	12	they	they	PRON
crl-24835	131	13	had	have	AUX
crl-24835	131	14	received	receive	VERB
crl-24835	131	15	some	some	DET
crl-24835	131	16	formal	formal	ADJ
crl-24835	131	17	financial	financial	ADJ
crl-24835	131	18	literacy	literacy	NOUN
crl-24835	131	19	training	training	NOUN
crl-24835	131	20	at	at	ADP
crl-24835	131	21	some	some	DET
crl-24835	131	22	point	point	NOUN
crl-24835	131	23	in	in	ADP
crl-24835	131	24	their	their	PRON
crl-24835	131	25	lives	life	NOUN
crl-24835	131	26	(	(	PUNCT
crl-24835	131	27	see	see	VERB
crl-24835	131	28	question	question	NOUN
crl-24835	131	29	9	9	NUM
crl-24835	131	30	)	)	PUNCT
crl-24835	131	31	.	.	PUNCT
crl-24835	132	1	one	one	NUM
crl-24835	132	2	respondent	respondent	NOUN
crl-24835	132	3	complained	complain	VERB
crl-24835	132	4	,	,	PUNCT
crl-24835	132	5	“	"	PUNCT
crl-24835	132	6	things	thing	NOUN
crl-24835	132	7	like	like	ADP
crl-24835	132	8	taxes	taxis	NOUN
crl-24835	132	9	and	and	CCONJ
crl-24835	132	10	salaries	salary	NOUN
crl-24835	132	11	are	be	AUX
crl-24835	132	12	n’t	not	PART
crl-24835	132	13	taught	teach	VERB
crl-24835	132	14	unless	unless	SCONJ
crl-24835	132	15	you	you	PRON
crl-24835	132	16	ask	ask	VERB
crl-24835	132	17	around	around	ADV
crl-24835	132	18	or	or	CCONJ
crl-24835	132	19	google	google	VERB
crl-24835	132	20	it	it	PRON
crl-24835	132	21	yourself	yourself	PRON
crl-24835	132	22	.	.	PUNCT
crl-24835	132	23	”	"	PUNCT
crl-24835	133	1	another	another	DET
crl-24835	133	2	lamented	lamented	NOUN
crl-24835	133	3	,	,	PUNCT
crl-24835	133	4	“	"	PUNCT
crl-24835	133	5	i	i	PRON
crl-24835	133	6	want	want	VERB
crl-24835	133	7	to	to	PART
crl-24835	133	8	understand	understand	VERB
crl-24835	133	9	what	what	PRON
crl-24835	133	10	’s	’s	AUX
crl-24835	133	11	going	go	VERB
crl-24835	133	12	on	on	ADP
crl-24835	133	13	with	with	ADP
crl-24835	133	14	myself	myself	PRON
crl-24835	133	15	financially	financially	ADV
crl-24835	133	16	,	,	PUNCT
crl-24835	133	17	and	and	CCONJ
crl-24835	133	18	they	they	PRON
crl-24835	133	19	do	do	AUX
crl-24835	133	20	n’t	not	PART
crl-24835	133	21	teach	teach	VERB
crl-24835	133	22	you	you	PRON
crl-24835	133	23	it	it	PRON
crl-24835	133	24	in	in	ADP
crl-24835	133	25	school	school	NOUN
crl-24835	133	26	,	,	PUNCT
crl-24835	133	27	so	so	CCONJ
crl-24835	133	28	i	i	PRON
crl-24835	133	29	had	have	VERB
crl-24835	133	30	to	to	PART
crl-24835	133	31	find	find	VERB
crl-24835	133	32	it	it	PRON
crl-24835	133	33	out	out	ADP
crl-24835	133	34	myself	myself	PRON
crl-24835	133	35	.	.	PUNCT
crl-24835	133	36	”	"	PUNCT
crl-24835	134	1	while	while	SCONJ
crl-24835	134	2	individual	individual	ADJ
crl-24835	134	3	pursuit	pursuit	NOUN
crl-24835	134	4	is	be	AUX
crl-24835	134	5	infinitely	infinitely	ADV
crl-24835	134	6	superior	superior	ADJ
crl-24835	134	7	to	to	ADP
crl-24835	134	8	sustained	sustained	ADJ
crl-24835	134	9	ignorance	ignorance	NOUN
crl-24835	134	10	,	,	PUNCT
crl-24835	134	11	there	there	PRON
crl-24835	134	12	are	be	VERB
crl-24835	134	13	undeniable	undeniable	ADJ
crl-24835	134	14	challenges	challenge	NOUN
crl-24835	134	15	to	to	ADP
crl-24835	134	16	a	a	DET
crl-24835	134	17	lack	lack	NOUN
crl-24835	134	18	of	of	ADP
crl-24835	134	19	concrete	concrete	ADJ
crl-24835	134	20	guidance	guidance	NOUN
crl-24835	134	21	.	.	PUNCT
crl-24835	135	1	one	one	NUM
crl-24835	135	2	respondent	respondent	NOUN
crl-24835	135	3	expanded	expand	VERB
crl-24835	135	4	on	on	ADP
crl-24835	135	5	their	their	PRON
crl-24835	135	6	individual	individual	ADJ
crl-24835	135	7	pursuit	pursuit	NOUN
crl-24835	135	8	of	of	ADP
crl-24835	135	9	financial	financial	ADJ
crl-24835	135	10	knowledge	knowledge	NOUN
crl-24835	135	11	:	:	PUNCT
crl-24835	135	12	“	"	PUNCT
crl-24835	135	13	i	i	PRON
crl-24835	135	14	have	have	AUX
crl-24835	135	15	n’t	not	PART
crl-24835	135	16	searched	search	VERB
crl-24835	135	17	for	for	ADP
crl-24835	135	18	concrete	concrete	ADJ
crl-24835	135	19	answers	answer	NOUN
crl-24835	135	20	,	,	PUNCT
crl-24835	135	21	just	just	ADV
crl-24835	135	22	ideas	idea	NOUN
crl-24835	135	23	because	because	SCONJ
crl-24835	135	24	i	i	PRON
crl-24835	135	25	do	do	AUX
crl-24835	135	26	n’t	not	PART
crl-24835	135	27	exactly	exactly	ADV
crl-24835	135	28	know	know	VERB
crl-24835	135	29	what	what	PRON
crl-24835	135	30	to	to	PART
crl-24835	135	31	look	look	VERB
crl-24835	135	32	for	for	ADP
crl-24835	135	33	or	or	CCONJ
crl-24835	135	34	what	what	PRON
crl-24835	135	35	i	i	PRON
crl-24835	135	36	need	need	VERB
crl-24835	135	37	.	.	PUNCT
crl-24835	136	1	if	if	SCONJ
crl-24835	136	2	i	i	PRON
crl-24835	136	3	know	know	VERB
crl-24835	136	4	i	i	PRON
crl-24835	136	5	want	want	VERB
crl-24835	136	6	to	to	PART
crl-24835	136	7	adjust	adjust	VERB
crl-24835	136	8	my	my	PRON
crl-24835	136	9	budget	budget	NOUN
crl-24835	136	10	,	,	PUNCT
crl-24835	136	11	i	i	PRON
crl-24835	136	12	will	will	AUX
crl-24835	136	13	search	search	VERB
crl-24835	136	14	the	the	DET
crl-24835	136	15	web	web	NOUN
crl-24835	136	16	for	for	ADP
crl-24835	136	17	how	how	SCONJ
crl-24835	136	18	other	other	ADJ
crl-24835	136	19	people	people	NOUN
crl-24835	136	20	do	do	AUX
crl-24835	136	21	it	it	PRON
crl-24835	136	22	,	,	PUNCT
crl-24835	136	23	hoping	hope	VERB
crl-24835	136	24	i	i	PRON
crl-24835	136	25	can	can	AUX
crl-24835	136	26	find	find	VERB
crl-24835	136	27	something	something	PRON
crl-24835	136	28	they	they	PRON
crl-24835	136	29	do	do	VERB
crl-24835	136	30	that	that	PRON
crl-24835	136	31	is	be	AUX
crl-24835	136	32	helpful	helpful	ADJ
crl-24835	136	33	.	.	PUNCT
crl-24835	136	34	”	"	PUNCT
crl-24835	137	1	only	only	ADV
crl-24835	137	2	two	two	NUM
crl-24835	137	3	respondents	respondent	NOUN
crl-24835	137	4	pointed	point	VERB
crl-24835	137	5	out	out	ADP
crl-24835	137	6	that	that	SCONJ
crl-24835	137	7	there	there	PRON
crl-24835	137	8	were	be	VERB
crl-24835	137	9	sources	source	NOUN
crl-24835	137	10	for	for	ADP
crl-24835	137	11	financial	financial	ADJ
crl-24835	137	12	literacy	literacy	NOUN
crl-24835	137	13	guidance	guidance	NOUN
crl-24835	137	14	on	on	ADP
crl-24835	137	15	their	their	PRON
crl-24835	137	16	campus	campus	NOUN
crl-24835	137	17	.	.	PUNCT
crl-24835	138	1	one	one	NUM
crl-24835	138	2	indicated	indicate	VERB
crl-24835	138	3	,	,	PUNCT
crl-24835	138	4	“	"	PUNCT
crl-24835	138	5	i	i	PRON
crl-24835	138	6	was	be	AUX
crl-24835	138	7	invited	invite	VERB
crl-24835	138	8	to	to	ADP
crl-24835	138	9	a	a	DET
crl-24835	138	10	financial	financial	ADJ
crl-24835	138	11	literacy	literacy	NOUN
crl-24835	138	12	workshop	workshop	NOUN
crl-24835	138	13	,	,	PUNCT
crl-24835	138	14	”	"	PUNCT
crl-24835	138	15	and	and	CCONJ
crl-24835	138	16	this	this	PRON
crl-24835	138	17	sparked	spark	VERB
crl-24835	138	18	their	their	PRON
crl-24835	138	19	pursuit	pursuit	NOUN
crl-24835	138	20	of	of	ADP
crl-24835	138	21	additional	additional	ADJ
crl-24835	138	22	knowledge	knowledge	NOUN
crl-24835	138	23	.	.	PUNCT
crl-24835	139	1	the	the	DET
crl-24835	139	2	other	other	ADJ
crl-24835	139	3	indicated	indicate	VERB
crl-24835	139	4	,	,	PUNCT
crl-24835	139	5	“	"	PUNCT
crl-24835	139	6	i	i	PRON
crl-24835	139	7	visited	visit	VERB
crl-24835	139	8	the	the	DET
crl-24835	139	9	money	money	NOUN
crl-24835	139	10	education	education	NOUN
crl-24835	139	11	center	center	NOUN
crl-24835	139	12	and	and	CCONJ
crl-24835	140	1	[	[	X
crl-24835	140	2	they	they	PRON
crl-24835	140	3	]	]	PUNCT
crl-24835	140	4	gave	give	VERB
crl-24835	140	5	me	i	PRON
crl-24835	140	6	more	more	ADJ
crl-24835	140	7	information	information	NOUN
crl-24835	140	8	about	about	ADP
crl-24835	140	9	what	what	PRON
crl-24835	140	10	i	i	PRON
crl-24835	140	11	should	should	AUX
crl-24835	140	12	look	look	VERB
crl-24835	140	13	at	at	ADP
crl-24835	140	14	financially	financially	ADV
crl-24835	140	15	and	and	CCONJ
crl-24835	140	16	some	some	DET
crl-24835	140	17	smart	smart	ADJ
crl-24835	140	18	decisions	decision	NOUN
crl-24835	140	19	i	i	PRON
crl-24835	140	20	can	can	AUX
crl-24835	140	21	make	make	VERB
crl-24835	140	22	.	.	PUNCT
crl-24835	140	23	”	"	PUNCT
crl-24835	141	1	perhaps	perhaps	ADV
crl-24835	141	2	on	on	ADP
crl-24835	141	3	a	a	DET
crl-24835	141	4	final	final	ADJ
crl-24835	141	5	encouraging	encouraging	NOUN
crl-24835	141	6	note	note	NOUN
crl-24835	141	7	,	,	PUNCT
crl-24835	141	8	general	general	ADJ
crl-24835	141	9	curiosity	curiosity	NOUN
crl-24835	141	10	also	also	ADV
crl-24835	141	11	played	play	VERB
crl-24835	141	12	a	a	DET
crl-24835	141	13	role	role	NOUN
crl-24835	141	14	in	in	ADP
crl-24835	141	15	respondents	respondent	NOUN
crl-24835	141	16	’	’	PART
crl-24835	141	17	prompts	prompt	NOUN
crl-24835	141	18	to	to	PART
crl-24835	141	19	look	look	VERB
crl-24835	141	20	up	up	ADP
crl-24835	141	21	financial	financial	ADJ
crl-24835	141	22	information	information	NOUN
crl-24835	141	23	.	.	PUNCT
crl-24835	142	1	seventeen	seventeen	NUM
crl-24835	142	2	responses	response	NOUN
crl-24835	142	3	included	include	VERB
crl-24835	142	4	the	the	DET
crl-24835	142	5	word	word	NOUN
crl-24835	142	6	“	"	PUNCT
crl-24835	142	7	curious	curious	ADJ
crl-24835	142	8	,	,	PUNCT
crl-24835	142	9	”	"	PUNCT
crl-24835	142	10	276	276	NUM
crl-24835	142	11	college	college	PROPN
crl-24835	142	12	&	&	CCONJ
crl-24835	142	13	research	research	PROPN
crl-24835	142	14	libraries	library	NOUN
crl-24835	142	15	march	march	PROPN
crl-24835	142	16	2021	2021	NUM
crl-24835	142	17	and	and	CCONJ
crl-24835	142	18	a	a	DET
crl-24835	142	19	total	total	NOUN
crl-24835	142	20	of	of	ADP
crl-24835	142	21	78	78	NUM
crl-24835	142	22	coded	code	VERB
crl-24835	142	23	responses	response	NOUN
crl-24835	142	24	highlighted	highlight	VERB
crl-24835	142	25	a	a	DET
crl-24835	142	26	general	general	ADJ
crl-24835	142	27	curiosity	curiosity	NOUN
crl-24835	142	28	or	or	CCONJ
crl-24835	142	29	interest	interest	NOUN
crl-24835	142	30	driving	drive	VERB
crl-24835	142	31	the	the	DET
crl-24835	142	32	decision	decision	NOUN
crl-24835	142	33	to	to	PART
crl-24835	142	34	research	research	VERB
crl-24835	142	35	a	a	DET
crl-24835	142	36	financial	financial	ADJ
crl-24835	142	37	topic	topic	NOUN
crl-24835	142	38	.	.	PUNCT
crl-24835	143	1	the	the	DET
crl-24835	143	2	possible	possible	ADJ
crl-24835	143	3	downside	downside	NOUN
crl-24835	143	4	to	to	ADP
crl-24835	143	5	this	this	DET
crl-24835	143	6	general	general	ADJ
crl-24835	143	7	curiosity	curiosity	NOUN
crl-24835	143	8	might	might	AUX
crl-24835	143	9	be	be	AUX
crl-24835	143	10	a	a	DET
crl-24835	143	11	lack	lack	NOUN
crl-24835	143	12	of	of	ADP
crl-24835	143	13	action	action	NOUN
crl-24835	143	14	associated	associate	VERB
crl-24835	143	15	with	with	ADP
crl-24835	143	16	gained	gain	VERB
crl-24835	143	17	financial	financial	ADJ
crl-24835	143	18	knowledge	knowledge	NOUN
crl-24835	143	19	.	.	PUNCT
crl-24835	144	1	one	one	NUM
crl-24835	144	2	respondent	respondent	NOUN
crl-24835	144	3	in	in	ADP
crl-24835	144	4	this	this	DET
crl-24835	144	5	category	category	NOUN
crl-24835	144	6	stated	state	VERB
crl-24835	144	7	,	,	PUNCT
crl-24835	144	8	“	"	PUNCT
crl-24835	144	9	i	i	PRON
crl-24835	144	10	was	be	AUX
crl-24835	144	11	curious	curious	ADJ
crl-24835	144	12	about	about	ADP
crl-24835	144	13	it	it	PRON
crl-24835	144	14	.	.	PUNCT
crl-24835	145	1	i	i	PRON
crl-24835	145	2	did	do	AUX
crl-24835	145	3	n’t	not	PART
crl-24835	145	4	actually	actually	ADV
crl-24835	145	5	do	do	VERB
crl-24835	145	6	anything	anything	PRON
crl-24835	145	7	with	with	ADP
crl-24835	145	8	the	the	DET
crl-24835	145	9	information	information	NOUN
crl-24835	145	10	.	.	PUNCT
crl-24835	145	11	”	"	PUNCT
crl-24835	146	1	but	but	CCONJ
crl-24835	146	2	overall	overall	ADV
crl-24835	146	3	,	,	PUNCT
crl-24835	146	4	it	it	PRON
crl-24835	146	5	’s	’	VERB
crl-24835	146	6	a	a	DET
crl-24835	146	7	positive	positive	ADJ
crl-24835	146	8	sign	sign	NOUN
crl-24835	146	9	that	that	SCONJ
crl-24835	146	10	there	there	PRON
crl-24835	146	11	are	be	VERB
crl-24835	146	12	students	student	NOUN
crl-24835	146	13	personally	personally	ADV
crl-24835	146	14	interested	interested	ADJ
crl-24835	146	15	in	in	ADP
crl-24835	146	16	such	such	DET
crl-24835	146	17	an	an	DET
crl-24835	146	18	important	important	ADJ
crl-24835	146	19	piece	piece	NOUN
crl-24835	146	20	of	of	ADP
crl-24835	146	21	literacy	literacy	NOUN
crl-24835	146	22	.	.	PUNCT
crl-24835	147	1	one	one	NUM
crl-24835	147	2	surprisingly	surprisingly	ADV
crl-24835	147	3	insightful	insightful	ADJ
crl-24835	147	4	student	student	NOUN
crl-24835	147	5	summarized	summarize	VERB
crl-24835	147	6	,	,	PUNCT
crl-24835	147	7	“	"	PUNCT
crl-24835	147	8	i	i	PRON
crl-24835	147	9	knew	know	VERB
crl-24835	147	10	how	how	SCONJ
crl-24835	147	11	i	i	PRON
crl-24835	147	12	managed	manage	VERB
crl-24835	147	13	money	money	NOUN
crl-24835	147	14	now	now	ADV
crl-24835	147	15	would	would	AUX
crl-24835	147	16	affect	affect	VERB
crl-24835	147	17	how	how	SCONJ
crl-24835	147	18	i	i	PRON
crl-24835	147	19	managed	manage	VERB
crl-24835	147	20	money	money	NOUN
crl-24835	147	21	later	later	ADV
crl-24835	147	22	and	and	CCONJ
crl-24835	147	23	how	how	SCONJ
crl-24835	147	24	much	much	ADJ
crl-24835	147	25	money	money	NOUN
crl-24835	147	26	i	i	PRON
crl-24835	147	27	had	have	VERB
crl-24835	147	28	,	,	PUNCT
crl-24835	147	29	”	"	PUNCT
crl-24835	147	30	and	and	CCONJ
crl-24835	147	31	another	another	PRON
crl-24835	147	32	summarized	summarize	VERB
crl-24835	147	33	still	still	ADV
crl-24835	147	34	more	more	ADV
crl-24835	147	35	broadly	broadly	ADV
crl-24835	147	36	,	,	PUNCT
crl-24835	147	37	“	"	PUNCT
crl-24835	147	38	as	as	ADP
crl-24835	147	39	a	a	DET
crl-24835	147	40	human	human	ADJ
crl-24835	147	41	being	being	NOUN
crl-24835	147	42	,	,	PUNCT
crl-24835	147	43	money	money	NOUN
crl-24835	147	44	is	be	AUX
crl-24835	147	45	important	important	ADJ
crl-24835	147	46	.	.	PUNCT
crl-24835	148	1	it	it	PRON
crl-24835	148	2	would	would	AUX
crl-24835	148	3	be	be	AUX
crl-24835	148	4	foolish	foolish	ADJ
crl-24835	148	5	to	to	PART
crl-24835	148	6	not	not	PART
crl-24835	148	7	try	try	VERB
crl-24835	148	8	and	and	CCONJ
crl-24835	148	9	understand	understand	VERB
crl-24835	148	10	personal	personal	ADJ
crl-24835	148	11	finances	finance	NOUN
crl-24835	148	12	.	.	PUNCT
crl-24835	148	13	”	"	PUNCT
crl-24835	149	1	3	3	X
crl-24835	149	2	.	.	PUNCT
crl-24835	149	3	what	what	PRON
crl-24835	149	4	sources	source	NOUN
crl-24835	149	5	do	do	AUX
crl-24835	149	6	students	student	NOUN
crl-24835	149	7	consult	consult	VERB
crl-24835	149	8	when	when	SCONJ
crl-24835	149	9	they	they	PRON
crl-24835	149	10	are	be	AUX
crl-24835	149	11	looking	look	VERB
crl-24835	149	12	for	for	ADP
crl-24835	149	13	financial	financial	ADJ
crl-24835	149	14	information	information	NOUN
crl-24835	149	15	?	?	PUNCT
crl-24835	150	1	to	to	PART
crl-24835	150	2	determine	determine	VERB
crl-24835	150	3	what	what	PRON
crl-24835	150	4	sources	source	NOUN
crl-24835	150	5	students	student	NOUN
crl-24835	150	6	consulted	consult	VERB
crl-24835	150	7	for	for	ADP
crl-24835	150	8	financial	financial	ADJ
crl-24835	150	9	information	information	NOUN
crl-24835	150	10	,	,	PUNCT
crl-24835	150	11	survey	survey	NOUN
crl-24835	150	12	respondents	respondent	NOUN
crl-24835	150	13	were	be	AUX
crl-24835	150	14	asked	ask	VERB
crl-24835	150	15	to	to	PART
crl-24835	150	16	think	think	VERB
crl-24835	150	17	of	of	ADP
crl-24835	150	18	a	a	DET
crl-24835	150	19	time	time	NOUN
crl-24835	150	20	they	they	PRON
crl-24835	150	21	searched	search	VERB
crl-24835	150	22	for	for	ADP
crl-24835	150	23	financial	financial	ADJ
crl-24835	150	24	information	information	NOUN
crl-24835	150	25	and	and	CCONJ
crl-24835	150	26	identify	identify	VERB
crl-24835	150	27	a	a	DET
crl-24835	150	28	source	source	NOUN
crl-24835	150	29	or	or	CCONJ
crl-24835	150	30	sources	source	NOUN
crl-24835	150	31	they	they	PRON
crl-24835	150	32	used	use	VERB
crl-24835	150	33	during	during	ADP
crl-24835	150	34	their	their	PRON
crl-24835	150	35	search	search	NOUN
crl-24835	150	36	(	(	PUNCT
crl-24835	150	37	see	see	VERB
crl-24835	150	38	question	question	NOUN
crl-24835	150	39	2	2	NUM
crl-24835	150	40	)	)	PUNCT
crl-24835	150	41	.	.	PUNCT
crl-24835	151	1	nearly	nearly	ADV
crl-24835	151	2	all	all	PRON
crl-24835	151	3	respondents	respondent	NOUN
crl-24835	151	4	indicated	indicate	VERB
crl-24835	151	5	that	that	SCONJ
crl-24835	151	6	they	they	PRON
crl-24835	151	7	used	use	VERB
crl-24835	151	8	the	the	DET
crl-24835	151	9	internet	internet	NOUN
crl-24835	151	10	for	for	ADP
crl-24835	151	11	their	their	PRON
crl-24835	151	12	search	search	NOUN
crl-24835	151	13	(	(	PUNCT
crl-24835	151	14	94	94	NUM
crl-24835	151	15	%	%	NOUN
crl-24835	151	16	,	,	PUNCT
crl-24835	151	17	n	n	CCONJ
crl-24835	151	18	=	=	X
crl-24835	151	19	879	879	NUM
crl-24835	151	20	)	)	PUNCT
crl-24835	151	21	.	.	PUNCT
crl-24835	152	1	family	family	NOUN
crl-24835	152	2	(	(	PUNCT
crl-24835	152	3	72	72	NUM
crl-24835	152	4	%	%	NOUN
crl-24835	152	5	,	,	PUNCT
crl-24835	152	6	n	n	CCONJ
crl-24835	152	7	=	=	X
crl-24835	152	8	673	673	NUM
crl-24835	152	9	)	)	PUNCT
crl-24835	152	10	and	and	CCONJ
crl-24835	152	11	friends	friend	NOUN
crl-24835	152	12	(	(	PUNCT
crl-24835	152	13	53	53	NUM
crl-24835	152	14	%	%	NOUN
crl-24835	152	15	,	,	PUNCT
crl-24835	152	16	n	n	CCONJ
crl-24835	152	17	=	=	X
crl-24835	152	18	491	491	NUM
crl-24835	152	19	)	)	PUNCT
crl-24835	152	20	were	be	AUX
crl-24835	152	21	the	the	DET
crl-24835	152	22	next	next	ADJ
crl-24835	152	23	two	two	NUM
crl-24835	152	24	selected	select	VERB
crl-24835	152	25	sources	source	NOUN
crl-24835	152	26	,	,	PUNCT
crl-24835	152	27	significantly	significantly	ADV
crl-24835	152	28	used	use	VERB
crl-24835	152	29	over	over	ADP
crl-24835	152	30	other	other	ADJ
crl-24835	152	31	sources	source	NOUN
crl-24835	152	32	of	of	ADP
crl-24835	152	33	financial	financial	ADJ
crl-24835	152	34	information	information	NOUN
crl-24835	152	35	.	.	PUNCT
crl-24835	153	1	the	the	DET
crl-24835	153	2	use	use	NOUN
crl-24835	153	3	of	of	ADP
crl-24835	153	4	family	family	NOUN
crl-24835	153	5	and	and	CCONJ
crl-24835	153	6	friends	friend	NOUN
crl-24835	153	7	as	as	ADP
crl-24835	153	8	a	a	DET
crl-24835	153	9	source	source	NOUN
crl-24835	153	10	differed	differ	VERB
crl-24835	153	11	depending	depend	VERB
crl-24835	153	12	on	on	ADP
crl-24835	153	13	the	the	DET
crl-24835	153	14	age	age	NOUN
crl-24835	153	15	of	of	ADP
crl-24835	153	16	the	the	DET
crl-24835	153	17	student	student	NOUN
crl-24835	153	18	.	.	PUNCT
crl-24835	154	1	younger	young	ADJ
crl-24835	154	2	students	student	NOUN
crl-24835	154	3	ages	age	VERB
crl-24835	154	4	18–23	18–23	NUM
crl-24835	154	5	(	(	PUNCT
crl-24835	154	6	n	n	ADP
crl-24835	154	7	=	=	X
crl-24835	154	8	737	737	NUM
crl-24835	154	9	)	)	PUNCT
crl-24835	154	10	were	be	AUX
crl-24835	154	11	more	more	ADV
crl-24835	154	12	likely	likely	ADJ
crl-24835	154	13	to	to	PART
crl-24835	154	14	consult	consult	VERB
crl-24835	154	15	family	family	NOUN
crl-24835	154	16	members	member	NOUN
crl-24835	154	17	(	(	PUNCT
crl-24835	154	18	78	78	NUM
crl-24835	154	19	%	%	NOUN
crl-24835	154	20	,	,	PUNCT
crl-24835	154	21	n	n	CCONJ
crl-24835	154	22	=	=	X
crl-24835	154	23	578	578	NUM
crl-24835	154	24	)	)	PUNCT
crl-24835	154	25	over	over	ADP
crl-24835	154	26	friends	friend	NOUN
crl-24835	154	27	(	(	PUNCT
crl-24835	154	28	52	52	NUM
crl-24835	154	29	%	%	NOUN
crl-24835	154	30	,	,	PUNCT
crl-24835	154	31	n	n	CCONJ
crl-24835	154	32	=	=	NOUN
crl-24835	154	33	383	383	NUM
crl-24835	154	34	)	)	PUNCT
crl-24835	154	35	.	.	PUNCT
crl-24835	155	1	students	student	NOUN
crl-24835	155	2	ages	age	VERB
crl-24835	155	3	24	24	NUM
crl-24835	155	4	and	and	CCONJ
crl-24835	155	5	older	old	ADJ
crl-24835	155	6	(	(	PUNCT
crl-24835	155	7	n	n	CCONJ
crl-24835	155	8	=	=	X
crl-24835	155	9	192	192	NUM
crl-24835	155	10	)	)	PUNCT
crl-24835	155	11	consulted	consult	VERB
crl-24835	155	12	family	family	NOUN
crl-24835	155	13	members	member	NOUN
crl-24835	155	14	less	less	ADV
crl-24835	155	15	often	often	ADV
crl-24835	155	16	(	(	PUNCT
crl-24835	155	17	48	48	NUM
crl-24835	155	18	%	%	NOUN
crl-24835	155	19	,	,	PUNCT
crl-24835	155	20	n	n	CCONJ
crl-24835	155	21	=	=	X
crl-24835	155	22	92	92	NUM
crl-24835	155	23	)	)	PUNCT
crl-24835	155	24	,	,	PUNCT
crl-24835	155	25	but	but	CCONJ
crl-24835	155	26	they	they	PRON
crl-24835	155	27	still	still	ADV
crl-24835	155	28	relied	rely	VERB
crl-24835	155	29	on	on	ADP
crl-24835	155	30	friends	friend	NOUN
crl-24835	155	31	as	as	ADP
crl-24835	155	32	a	a	DET
crl-24835	155	33	source	source	NOUN
crl-24835	155	34	for	for	ADP
crl-24835	155	35	financial	financial	ADJ
crl-24835	155	36	information	information	NOUN
crl-24835	155	37	(	(	PUNCT
crl-24835	155	38	55	55	NUM
crl-24835	155	39	%	%	NOUN
crl-24835	155	40	,	,	PUNCT
crl-24835	155	41	n	n	CCONJ
crl-24835	155	42	=	=	X
crl-24835	155	43	106	106	NUM
crl-24835	155	44	)	)	PUNCT
crl-24835	155	45	.	.	PUNCT
crl-24835	156	1	besides	besides	SCONJ
crl-24835	156	2	this	this	DET
crl-24835	156	3	difference	difference	NOUN
crl-24835	156	4	,	,	PUNCT
crl-24835	156	5	other	other	ADJ
crl-24835	156	6	demographic	demographic	ADJ
crl-24835	156	7	breakouts	breakout	NOUN
crl-24835	156	8	of	of	ADP
crl-24835	156	9	student	student	NOUN
crl-24835	156	10	responses	response	NOUN
crl-24835	156	11	revealed	reveal	VERB
crl-24835	156	12	little	little	ADJ
crl-24835	156	13	variation	variation	NOUN
crl-24835	156	14	in	in	ADP
crl-24835	156	15	the	the	DET
crl-24835	156	16	sources	source	NOUN
crl-24835	156	17	consulted	consult	VERB
crl-24835	156	18	.	.	PUNCT
crl-24835	157	1	interestingly	interestingly	ADV
crl-24835	157	2	,	,	PUNCT
crl-24835	157	3	older	old	ADJ
crl-24835	157	4	students	student	NOUN
crl-24835	157	5	were	be	AUX
crl-24835	157	6	no	no	ADV
crl-24835	157	7	more	more	ADV
crl-24835	157	8	likely	likely	ADJ
crl-24835	157	9	to	to	PART
crl-24835	157	10	seek	seek	VERB
crl-24835	157	11	out	out	ADP
crl-24835	157	12	a	a	DET
crl-24835	157	13	financial	financial	ADJ
crl-24835	157	14	professional	professional	ADJ
crl-24835	157	15	or	or	CCONJ
crl-24835	157	16	financial	financial	ADJ
crl-24835	157	17	center	center	NOUN
crl-24835	157	18	on	on	ADP
crl-24835	157	19	campus	campus	NOUN
crl-24835	157	20	(	(	PUNCT
crl-24835	157	21	22	22	NUM
crl-24835	157	22	%	%	NOUN
crl-24835	157	23	,	,	PUNCT
crl-24835	157	24	n	n	CCONJ
crl-24835	157	25	=	=	PROPN
crl-24835	157	26	42	42	NUM
crl-24835	157	27	)	)	PUNCT
crl-24835	157	28	than	than	ADP
crl-24835	157	29	younger	young	ADJ
crl-24835	157	30	students	student	NOUN
crl-24835	157	31	(	(	PUNCT
crl-24835	157	32	23	23	NUM
crl-24835	157	33	%	%	NOUN
crl-24835	157	34	,	,	PUNCT
crl-24835	157	35	n	n	CCONJ
crl-24835	157	36	=	=	PROPN
crl-24835	157	37	168	168	NUM
crl-24835	157	38	)	)	PUNCT
crl-24835	157	39	.	.	PUNCT
crl-24835	158	1	however	however	ADV
crl-24835	158	2	,	,	PUNCT
crl-24835	158	3	students	student	NOUN
crl-24835	158	4	who	who	PRON
crl-24835	158	5	indicated	indicate	VERB
crl-24835	158	6	that	that	SCONJ
crl-24835	158	7	they	they	PRON
crl-24835	158	8	had	have	VERB
crl-24835	158	9	formal	formal	ADJ
crl-24835	158	10	financial	financial	ADJ
crl-24835	158	11	literacy	literacy	NOUN
crl-24835	158	12	training	training	NOUN
crl-24835	158	13	(	(	PUNCT
crl-24835	158	14	32	32	NUM
crl-24835	158	15	%	%	NOUN
crl-24835	158	16	,	,	PUNCT
crl-24835	158	17	n	n	CCONJ
crl-24835	158	18	=	=	X
crl-24835	158	19	299	299	NUM
crl-24835	158	20	)	)	PUNCT
crl-24835	158	21	did	do	AUX
crl-24835	158	22	report	report	VERB
crl-24835	158	23	a	a	DET
crl-24835	158	24	higher	high	ADJ
crl-24835	158	25	usage	usage	NOUN
crl-24835	158	26	of	of	ADP
crl-24835	158	27	a	a	DET
crl-24835	158	28	financial	financial	ADJ
crl-24835	158	29	professional	professional	ADJ
crl-24835	158	30	or	or	CCONJ
crl-24835	158	31	financial	financial	ADJ
crl-24835	158	32	center	center	NOUN
crl-24835	158	33	on	on	ADP
crl-24835	158	34	campus	campus	NOUN
crl-24835	158	35	(	(	PUNCT
crl-24835	158	36	29	29	NUM
crl-24835	158	37	%	%	NOUN
crl-24835	158	38	,	,	PUNCT
crl-24835	158	39	n	n	CCONJ
crl-24835	158	40	=	=	X
crl-24835	158	41	88	88	NUM
crl-24835	158	42	)	)	PUNCT
crl-24835	158	43	.	.	PUNCT
crl-24835	159	1	this	this	DET
crl-24835	159	2	usage	usage	NOUN
crl-24835	159	3	was	be	AUX
crl-24835	159	4	higher	high	ADJ
crl-24835	159	5	than	than	ADP
crl-24835	159	6	the	the	DET
crl-24835	159	7	students	student	NOUN
crl-24835	159	8	who	who	PRON
crl-24835	159	9	had	have	VERB
crl-24835	159	10	no	no	DET
crl-24835	159	11	formal	formal	ADJ
crl-24835	159	12	financial	financial	ADJ
crl-24835	159	13	literacy	literacy	NOUN
crl-24835	159	14	training	training	NOUN
crl-24835	159	15	(	(	PUNCT
crl-24835	159	16	66	66	NUM
crl-24835	159	17	%	%	NOUN
crl-24835	159	18	,	,	PUNCT
crl-24835	159	19	n	n	CCONJ
crl-24835	159	20	=	=	X
crl-24835	159	21	610	610	NUM
crl-24835	159	22	)	)	PUNCT
crl-24835	159	23	and	and	CCONJ
crl-24835	159	24	reported	report	VERB
crl-24835	159	25	using	use	VERB
crl-24835	159	26	a	a	DET
crl-24835	159	27	financial	financial	ADJ
crl-24835	159	28	professional	professional	ADJ
crl-24835	159	29	or	or	CCONJ
crl-24835	159	30	financial	financial	ADJ
crl-24835	159	31	center	center	NOUN
crl-24835	159	32	on	on	ADP
crl-24835	159	33	campus	campus	NOUN
crl-24835	159	34	(	(	PUNCT
crl-24835	159	35	19	19	NUM
crl-24835	159	36	%	%	NOUN
crl-24835	159	37	,	,	PUNCT
crl-24835	159	38	n	n	CCONJ
crl-24835	159	39	=	=	X
crl-24835	159	40	116	116	NUM
crl-24835	159	41	)	)	PUNCT
crl-24835	159	42	.	.	PUNCT
crl-24835	160	1	no	no	DET
crl-24835	160	2	other	other	ADJ
crl-24835	160	3	population	population	NOUN
crl-24835	160	4	of	of	ADP
crl-24835	160	5	students	student	NOUN
crl-24835	160	6	(	(	PUNCT
crl-24835	160	7	gender	gender	NOUN
crl-24835	160	8	,	,	PUNCT
crl-24835	160	9	ethnicity	ethnicity	NOUN
crl-24835	160	10	,	,	PUNCT
crl-24835	160	11	age	age	NOUN
crl-24835	160	12	,	,	PUNCT
crl-24835	160	13	or	or	CCONJ
crl-24835	160	14	any	any	DET
crl-24835	160	15	other	other	ADJ
crl-24835	160	16	factor	factor	NOUN
crl-24835	160	17	)	)	PUNCT
crl-24835	160	18	reported	report	VERB
crl-24835	160	19	using	use	VERB
crl-24835	160	20	a	a	DET
crl-24835	160	21	financial	financial	ADJ
crl-24835	160	22	professional	professional	ADJ
crl-24835	160	23	or	or	CCONJ
crl-24835	160	24	financial	financial	ADJ
crl-24835	160	25	center	center	NOUN
crl-24835	160	26	on	on	ADP
crl-24835	160	27	campus	campus	NOUN
crl-24835	160	28	more	more	ADJ
crl-24835	160	29	than	than	ADP
crl-24835	160	30	others	other	NOUN
crl-24835	160	31	.	.	PUNCT
crl-24835	161	1	besides	besides	SCONJ
crl-24835	161	2	the	the	DET
crl-24835	161	3	type	type	NOUN
crl-24835	161	4	of	of	ADP
crl-24835	161	5	source	source	NOUN
crl-24835	161	6	used	use	VERB
crl-24835	161	7	,	,	PUNCT
crl-24835	161	8	the	the	DET
crl-24835	161	9	survey	survey	NOUN
crl-24835	161	10	also	also	ADV
crl-24835	161	11	asked	ask	VERB
crl-24835	161	12	what	what	PRON
crl-24835	161	13	criteria	criterion	NOUN
crl-24835	161	14	students	student	NOUN
crl-24835	161	15	found	find	VERB
crl-24835	161	16	most	most	ADV
crl-24835	161	17	important	important	ADJ
crl-24835	161	18	in	in	ADP
crl-24835	161	19	a	a	DET
crl-24835	161	20	source	source	NOUN
crl-24835	161	21	when	when	SCONJ
crl-24835	161	22	they	they	PRON
crl-24835	161	23	were	be	AUX
crl-24835	161	24	looking	look	VERB
crl-24835	161	25	for	for	ADP
crl-24835	161	26	financial	financial	ADJ
crl-24835	161	27	information	information	NOUN
crl-24835	161	28	and	and	CCONJ
crl-24835	161	29	allowed	allow	VERB
crl-24835	161	30	them	they	PRON
crl-24835	161	31	to	to	PART
crl-24835	161	32	select	select	VERB
crl-24835	161	33	all	all	DET
crl-24835	161	34	the	the	DET
crl-24835	161	35	criteria	criterion	NOUN
crl-24835	161	36	that	that	PRON
crl-24835	161	37	applied	apply	VERB
crl-24835	161	38	(	(	PUNCT
crl-24835	161	39	see	see	VERB
crl-24835	161	40	question	question	NOUN
crl-24835	161	41	7	7	NUM
crl-24835	161	42	)	)	PUNCT
crl-24835	161	43	.	.	PUNCT
crl-24835	162	1	the	the	DET
crl-24835	162	2	majority	majority	NOUN
crl-24835	162	3	of	of	ADP
crl-24835	162	4	students	student	NOUN
crl-24835	162	5	selected	select	VERB
crl-24835	162	6	trustworthiness	trustworthiness	NOUN
crl-24835	162	7	of	of	ADP
crl-24835	162	8	a	a	DET
crl-24835	162	9	source	source	NOUN
crl-24835	162	10	(	(	PUNCT
crl-24835	162	11	91	91	NUM
crl-24835	162	12	%	%	NOUN
crl-24835	162	13	,	,	PUNCT
crl-24835	162	14	n	n	CCONJ
crl-24835	162	15	=	=	NOUN
crl-24835	162	16	850	850	NUM
crl-24835	162	17	)	)	PUNCT
crl-24835	162	18	over	over	ADP
crl-24835	162	19	other	other	ADJ
crl-24835	162	20	options	option	NOUN
crl-24835	162	21	provided	provide	VERB
crl-24835	162	22	table	table	NOUN
crl-24835	162	23	3	3	NUM
crl-24835	162	24	sources	source	NOUN
crl-24835	162	25	of	of	ADP
crl-24835	162	26	financial	financial	ADJ
crl-24835	162	27	information	information	NOUN
crl-24835	162	28	source	source	NOUN
crl-24835	162	29	n	n	ADP
crl-24835	162	30	percentage	percentage	NOUN
crl-24835	162	31	internet	internet	NOUN
crl-24835	162	32	879	879	NUM
crl-24835	162	33	94	94	NUM
crl-24835	162	34	%	%	NOUN
crl-24835	162	35	family	family	NOUN
crl-24835	162	36	673	673	NUM
crl-24835	162	37	72	72	NUM
crl-24835	162	38	%	%	NOUN
crl-24835	162	39	friends	friend	NOUN
crl-24835	162	40	491	491	NUM
crl-24835	162	41	53	53	NUM
crl-24835	162	42	%	%	NOUN
crl-24835	162	43	financial	financial	ADJ
crl-24835	162	44	professional	professional	ADJ
crl-24835	162	45	or	or	CCONJ
crl-24835	162	46	financial	financial	ADJ
crl-24835	162	47	center	center	NOUN
crl-24835	162	48	on	on	ADP
crl-24835	162	49	campus	campus	NOUN
crl-24835	162	50	210	210	NUM
crl-24835	162	51	23	23	NUM
crl-24835	162	52	%	%	NOUN
crl-24835	162	53	apps	app	NOUN
crl-24835	162	54	191	191	NUM
crl-24835	162	55	21	21	NUM
crl-24835	162	56	%	%	NOUN
crl-24835	162	57	social	social	ADJ
crl-24835	162	58	media	media	NOUN
crl-24835	162	59	172	172	NUM
crl-24835	162	60	18	18	NUM
crl-24835	162	61	%	%	NOUN
crl-24835	162	62	other	other	ADJ
crl-24835	162	63	26	26	NUM
crl-24835	162	64	3	3	NUM
crl-24835	162	65	%	%	NOUN
crl-24835	162	66	table	table	NOUN
crl-24835	162	67	4	4	NUM
crl-24835	162	68	criteria	criterion	NOUN
crl-24835	162	69	most	most	ADV
crl-24835	162	70	important	important	ADJ
crl-24835	162	71	in	in	ADP
crl-24835	162	72	a	a	DET
crl-24835	162	73	source	source	NOUN
crl-24835	162	74	criteria	criterion	NOUN
crl-24835	162	75	n	n	NOUN
crl-24835	162	76	percentage	percentage	NOUN
crl-24835	162	77	trustworthiness	trustworthiness	NOUN
crl-24835	162	78	of	of	ADP
crl-24835	162	79	a	a	DET
crl-24835	162	80	source	source	NOUN
crl-24835	162	81	850	850	NUM
crl-24835	162	82	91	91	NUM
crl-24835	162	83	%	%	NOUN
crl-24835	162	84	expertise	expertise	NOUN
crl-24835	162	85	of	of	ADP
crl-24835	162	86	a	a	DET
crl-24835	162	87	source	source	NOUN
crl-24835	162	88	677	677	NUM
crl-24835	162	89	73	73	NUM
crl-24835	162	90	%	%	NOUN
crl-24835	162	91	purpose	purpose	NOUN
crl-24835	162	92	of	of	ADP
crl-24835	162	93	a	a	DET
crl-24835	162	94	source	source	NOUN
crl-24835	162	95	530	530	NUM
crl-24835	162	96	57	57	NUM
crl-24835	162	97	%	%	NOUN
crl-24835	162	98	currency	currency	NOUN
crl-24835	162	99	of	of	ADP
crl-24835	162	100	information	information	NOUN
crl-24835	162	101	456	456	NUM
crl-24835	162	102	49	49	NUM
crl-24835	162	103	%	%	NOUN
crl-24835	162	104	other	other	ADJ
crl-24835	162	105	26	26	NUM
crl-24835	162	106	3	3	NUM
crl-24835	162	107	%	%	NOUN
crl-24835	162	108	they	they	PRON
crl-24835	162	109	seek	seek	VERB
crl-24835	162	110	,	,	PUNCT
crl-24835	162	111	but	but	CCONJ
crl-24835	162	112	do	do	AUX
crl-24835	162	113	they	they	PRON
crl-24835	162	114	find	find	VERB
crl-24835	162	115	?	?	PUNCT
crl-24835	163	1	277	277	NUM
crl-24835	163	2	(	(	PUNCT
crl-24835	163	3	see	see	VERB
crl-24835	163	4	table	table	NOUN
crl-24835	163	5	4	4	NUM
crl-24835	163	6	)	)	PUNCT
crl-24835	163	7	.	.	PUNCT
crl-24835	164	1	other	other	ADJ
crl-24835	164	2	important	important	ADJ
crl-24835	164	3	criteria	criterion	NOUN
crl-24835	164	4	written	write	VERB
crl-24835	164	5	in	in	ADP
crl-24835	164	6	by	by	ADP
crl-24835	164	7	students	student	NOUN
crl-24835	164	8	included	include	VERB
crl-24835	164	9	the	the	DET
crl-24835	164	10	ease	ease	NOUN
crl-24835	164	11	of	of	ADP
crl-24835	164	12	access	access	NOUN
crl-24835	164	13	and	and	CCONJ
crl-24835	164	14	readability	readability	NOUN
crl-24835	164	15	,	,	PUNCT
crl-24835	164	16	how	how	SCONJ
crl-24835	164	17	unbiased	unbiased	ADJ
crl-24835	164	18	the	the	DET
crl-24835	164	19	source	source	NOUN
crl-24835	164	20	was	be	AUX
crl-24835	164	21	,	,	PUNCT
crl-24835	164	22	and	and	CCONJ
crl-24835	164	23	if	if	SCONJ
crl-24835	164	24	the	the	DET
crl-24835	164	25	information	information	NOUN
crl-24835	164	26	was	be	AUX
crl-24835	164	27	targeted	target	VERB
crl-24835	164	28	specifically	specifically	ADV
crl-24835	164	29	to	to	ADP
crl-24835	164	30	students	student	NOUN
crl-24835	164	31	.	.	PUNCT
crl-24835	165	1	4	4	X
crl-24835	165	2	.	.	X
crl-24835	165	3	what	what	DET
crl-24835	165	4	challenges	challenge	NOUN
crl-24835	165	5	do	do	AUX
crl-24835	165	6	students	student	NOUN
crl-24835	165	7	have	have	VERB
crl-24835	165	8	when	when	SCONJ
crl-24835	165	9	navigating	navigate	VERB
crl-24835	165	10	financial	financial	ADJ
crl-24835	165	11	information	information	NOUN
crl-24835	165	12	?	?	PUNCT
crl-24835	166	1	several	several	ADJ
crl-24835	166	2	survey	survey	NOUN
crl-24835	166	3	questions	question	NOUN
crl-24835	166	4	aimed	aim	VERB
crl-24835	166	5	to	to	PART
crl-24835	166	6	identify	identify	VERB
crl-24835	166	7	the	the	DET
crl-24835	166	8	challenges	challenge	NOUN
crl-24835	166	9	experienced	experience	VERB
crl-24835	166	10	by	by	ADP
crl-24835	166	11	students	student	NOUN
crl-24835	166	12	seeking	seek	VERB
crl-24835	166	13	financial	financial	ADJ
crl-24835	166	14	information	information	NOUN
crl-24835	166	15	,	,	PUNCT
crl-24835	166	16	including	include	VERB
crl-24835	166	17	the	the	DET
crl-24835	166	18	overall	overall	ADJ
crl-24835	166	19	level	level	NOUN
crl-24835	166	20	of	of	ADP
crl-24835	166	21	difficulty	difficulty	NOUN
crl-24835	166	22	,	,	PUNCT
crl-24835	166	23	the	the	DET
crl-24835	166	24	duration	duration	NOUN
crl-24835	166	25	of	of	ADP
crl-24835	166	26	the	the	DET
crl-24835	166	27	search	search	NOUN
crl-24835	166	28	,	,	PUNCT
crl-24835	166	29	and	and	CCONJ
crl-24835	166	30	the	the	DET
crl-24835	166	31	success	success	NOUN
crl-24835	166	32	of	of	ADP
crl-24835	166	33	that	that	DET
crl-24835	166	34	search	search	NOUN
crl-24835	166	35	.	.	PUNCT
crl-24835	167	1	these	these	DET
crl-24835	167	2	survey	survey	NOUN
crl-24835	167	3	questions	question	NOUN
crl-24835	167	4	(	(	PUNCT
crl-24835	167	5	see	see	VERB
crl-24835	167	6	questions	question	NOUN
crl-24835	167	7	3	3	NUM
crl-24835	167	8	,	,	PUNCT
crl-24835	167	9	4	4	NUM
crl-24835	167	10	,	,	PUNCT
crl-24835	167	11	and	and	CCONJ
crl-24835	167	12	5	5	NUM
crl-24835	167	13	)	)	PUNCT
crl-24835	167	14	were	be	AUX
crl-24835	167	15	cross	cros	VERB
crl-24835	167	16	-	-	VERB
crl-24835	167	17	tabulated	tabulate	VERB
crl-24835	167	18	with	with	ADP
crl-24835	167	19	demographic	demographic	ADJ
crl-24835	167	20	data	datum	NOUN
crl-24835	167	21	,	,	PUNCT
crl-24835	167	22	but	but	CCONJ
crl-24835	167	23	no	no	DET
crl-24835	167	24	significant	significant	ADJ
crl-24835	167	25	relationships	relationship	NOUN
crl-24835	167	26	emerged	emerge	VERB
crl-24835	167	27	.	.	PUNCT
crl-24835	168	1	to	to	PART
crl-24835	168	2	gauge	gauge	VERB
crl-24835	168	3	the	the	DET
crl-24835	168	4	difficulty	difficulty	NOUN
crl-24835	168	5	of	of	ADP
crl-24835	168	6	navigating	navigate	VERB
crl-24835	168	7	financial	financial	ADJ
crl-24835	168	8	information	information	NOUN
crl-24835	168	9	,	,	PUNCT
crl-24835	168	10	survey	survey	NOUN
crl-24835	168	11	respondents	respondent	NOUN
crl-24835	168	12	were	be	AUX
crl-24835	168	13	asked	ask	VERB
crl-24835	168	14	to	to	PART
crl-24835	168	15	rate	rate	VERB
crl-24835	168	16	how	how	SCONJ
crl-24835	168	17	easy	easy	ADJ
crl-24835	168	18	or	or	CCONJ
crl-24835	168	19	difficult	difficult	ADJ
crl-24835	168	20	it	it	PRON
crl-24835	168	21	was	be	AUX
crl-24835	168	22	to	to	PART
crl-24835	168	23	find	find	VERB
crl-24835	168	24	the	the	DET
crl-24835	168	25	financial	financial	ADJ
crl-24835	168	26	information	information	NOUN
crl-24835	168	27	they	they	PRON
crl-24835	168	28	sought	seek	VERB
crl-24835	168	29	(	(	PUNCT
crl-24835	168	30	see	see	VERB
crl-24835	168	31	question	question	NOUN
crl-24835	168	32	3	3	NUM
crl-24835	168	33	)	)	PUNCT
crl-24835	168	34	.	.	PUNCT
crl-24835	169	1	in	in	ADP
crl-24835	169	2	total	total	PROPN
crl-24835	169	3	,	,	PUNCT
crl-24835	169	4	932	932	NUM
crl-24835	169	5	students	student	NOUN
crl-24835	169	6	responded	respond	VERB
crl-24835	169	7	to	to	ADP
crl-24835	169	8	this	this	DET
crl-24835	169	9	question	question	NOUN
crl-24835	169	10	,	,	PUNCT
crl-24835	169	11	and	and	CCONJ
crl-24835	169	12	the	the	DET
crl-24835	169	13	results	result	NOUN
crl-24835	169	14	show	show	VERB
crl-24835	169	15	that	that	SCONJ
crl-24835	169	16	most	most	ADJ
crl-24835	169	17	students	student	NOUN
crl-24835	169	18	perceive	perceive	VERB
crl-24835	169	19	it	it	PRON
crl-24835	169	20	to	to	PART
crl-24835	169	21	be	be	AUX
crl-24835	169	22	easy	easy	ADJ
crl-24835	169	23	to	to	PART
crl-24835	169	24	find	find	VERB
crl-24835	169	25	financial	financial	ADJ
crl-24835	169	26	information	information	NOUN
crl-24835	169	27	,	,	PUNCT
crl-24835	169	28	with	with	ADP
crl-24835	169	29	44	44	NUM
crl-24835	169	30	%	%	NOUN
crl-24835	169	31	rating	rate	VERB
crl-24835	169	32	their	their	PRON
crl-24835	169	33	search	search	NOUN
crl-24835	169	34	as	as	ADP
crl-24835	169	35	“	"	PUNCT
crl-24835	169	36	easy	easy	ADJ
crl-24835	169	37	”	"	PUNCT
crl-24835	169	38	(	(	PUNCT
crl-24835	169	39	38	38	NUM
crl-24835	169	40	%	%	NOUN
crl-24835	169	41	,	,	PUNCT
crl-24835	169	42	n	n	CCONJ
crl-24835	169	43	=	=	PROPN
crl-24835	169	44	357	357	NUM
crl-24835	169	45	)	)	PUNCT
crl-24835	169	46	or	or	CCONJ
crl-24835	169	47	“	"	PUNCT
crl-24835	169	48	very	very	ADV
crl-24835	169	49	easy	easy	ADJ
crl-24835	169	50	”	"	PUNCT
crl-24835	169	51	(	(	PUNCT
crl-24835	169	52	6	6	NUM
crl-24835	169	53	%	%	NOUN
crl-24835	169	54	,	,	PUNCT
crl-24835	169	55	n	n	CCONJ
crl-24835	169	56	=	=	X
crl-24835	169	57	56	56	NUM
crl-24835	169	58	)	)	PUNCT
crl-24835	169	59	.	.	PUNCT
crl-24835	170	1	a	a	DET
crl-24835	170	2	significant	significant	ADJ
crl-24835	170	3	proportion	proportion	NOUN
crl-24835	170	4	of	of	ADP
crl-24835	170	5	students	student	NOUN
crl-24835	170	6	rated	rate	VERB
crl-24835	170	7	their	their	PRON
crl-24835	170	8	search	search	NOUN
crl-24835	170	9	as	as	ADP
crl-24835	170	10	“	"	PUNCT
crl-24835	170	11	neither	neither	CCONJ
crl-24835	170	12	easy	easy	ADJ
crl-24835	170	13	nor	nor	CCONJ
crl-24835	170	14	difficult	difficult	ADJ
crl-24835	170	15	”	"	PUNCT
crl-24835	170	16	(	(	PUNCT
crl-24835	170	17	37	37	NUM
crl-24835	170	18	%	%	NOUN
crl-24835	170	19	,	,	PUNCT
crl-24835	170	20	n	n	CCONJ
crl-24835	170	21	=	=	NOUN
crl-24835	170	22	346	346	NUM
crl-24835	170	23	)	)	PUNCT
crl-24835	170	24	and	and	CCONJ
crl-24835	170	25	a	a	DET
crl-24835	170	26	lower	low	ADJ
crl-24835	170	27	number	number	NOUN
crl-24835	170	28	found	find	VERB
crl-24835	170	29	it	it	PRON
crl-24835	170	30	“	"	PUNCT
crl-24835	170	31	difficult	difficult	ADJ
crl-24835	170	32	”	"	PUNCT
crl-24835	170	33	(	(	PUNCT
crl-24835	170	34	18	18	NUM
crl-24835	170	35	%	%	NOUN
crl-24835	170	36	,	,	PUNCT
crl-24835	170	37	n	n	CCONJ
crl-24835	170	38	=	=	PROPN
crl-24835	170	39	166	166	NUM
crl-24835	170	40	)	)	PUNCT
crl-24835	170	41	or	or	CCONJ
crl-24835	170	42	“	"	PUNCT
crl-24835	170	43	very	very	ADV
crl-24835	170	44	difficult	difficult	ADJ
crl-24835	170	45	”	"	PUNCT
crl-24835	170	46	(	(	PUNCT
crl-24835	170	47	1	1	NUM
crl-24835	170	48	%	%	NOUN
crl-24835	170	49	,	,	PUNCT
crl-24835	170	50	n	n	CCONJ
crl-24835	170	51	=	=	X
crl-24835	170	52	7	7	NUM
crl-24835	170	53	)	)	PUNCT
crl-24835	170	54	to	to	PART
crl-24835	170	55	find	find	VERB
crl-24835	170	56	what	what	PRON
crl-24835	170	57	they	they	PRON
crl-24835	170	58	needed	need	VERB
crl-24835	170	59	.	.	PUNCT
crl-24835	171	1	certain	certain	ADJ
crl-24835	171	2	topics	topic	NOUN
crl-24835	171	3	may	may	AUX
crl-24835	171	4	also	also	ADV
crl-24835	171	5	be	be	AUX
crl-24835	171	6	more	more	ADV
crl-24835	171	7	or	or	CCONJ
crl-24835	171	8	less	less	ADJ
crl-24835	171	9	time	time	NOUN
crl-24835	171	10	-	-	PUNCT
crl-24835	171	11	consuming	consume	VERB
crl-24835	171	12	to	to	PART
crl-24835	171	13	investigate	investigate	VERB
crl-24835	171	14	,	,	PUNCT
crl-24835	171	15	which	which	PRON
crl-24835	171	16	may	may	AUX
crl-24835	171	17	also	also	ADV
crl-24835	171	18	affect	affect	VERB
crl-24835	171	19	the	the	DET
crl-24835	171	20	perception	perception	NOUN
crl-24835	171	21	of	of	ADP
crl-24835	171	22	difficulty	difficulty	NOUN
crl-24835	171	23	.	.	PUNCT
crl-24835	172	1	of	of	ADP
crl-24835	172	2	the	the	DET
crl-24835	172	3	932	932	NUM
crl-24835	172	4	students	student	NOUN
crl-24835	172	5	who	who	PRON
crl-24835	172	6	answered	answer	VERB
crl-24835	172	7	the	the	DET
crl-24835	172	8	survey	survey	NOUN
crl-24835	172	9	question	question	NOUN
crl-24835	172	10	that	that	PRON
crl-24835	172	11	asked	ask	VERB
crl-24835	172	12	how	how	SCONJ
crl-24835	172	13	long	long	ADV
crl-24835	172	14	they	they	PRON
crl-24835	172	15	searched	search	VERB
crl-24835	172	16	for	for	ADP
crl-24835	172	17	the	the	DET
crl-24835	172	18	financial	financial	ADJ
crl-24835	172	19	information	information	NOUN
crl-24835	172	20	they	they	PRON
crl-24835	172	21	needed	need	VERB
crl-24835	172	22	(	(	PUNCT
crl-24835	172	23	see	see	VERB
crl-24835	172	24	question	question	NOUN
crl-24835	172	25	4	4	NUM
crl-24835	172	26	)	)	PUNCT
crl-24835	172	27	,	,	PUNCT
crl-24835	172	28	most	most	ADJ
crl-24835	172	29	students	student	NOUN
crl-24835	172	30	responded	respond	VERB
crl-24835	172	31	that	that	SCONJ
crl-24835	172	32	they	they	PRON
crl-24835	172	33	searched	search	VERB
crl-24835	172	34	for	for	ADP
crl-24835	172	35	10–30	10–30	NUM
crl-24835	172	36	minutes	minute	NOUN
crl-24835	172	37	(	(	PUNCT
crl-24835	172	38	39	39	NUM
crl-24835	172	39	%	%	NOUN
crl-24835	172	40	,	,	PUNCT
crl-24835	172	41	n	n	CCONJ
crl-24835	172	42	=	=	PROPN
crl-24835	172	43	364	364	NUM
crl-24835	172	44	)	)	PUNCT
crl-24835	172	45	.	.	PUNCT
crl-24835	173	1	the	the	DET
crl-24835	173	2	next	next	ADJ
crl-24835	173	3	most	most	ADV
crl-24835	173	4	popular	popular	ADJ
crl-24835	173	5	response	response	NOUN
crl-24835	173	6	was	be	AUX
crl-24835	173	7	30	30	NUM
crl-24835	173	8	minutes	minute	NOUN
crl-24835	173	9	to	to	ADP
crl-24835	173	10	1	1	NUM
crl-24835	173	11	hour	hour	NOUN
crl-24835	173	12	(	(	PUNCT
crl-24835	173	13	30	30	NUM
crl-24835	173	14	%	%	NOUN
crl-24835	173	15	,	,	PUNCT
crl-24835	173	16	n	n	CCONJ
crl-24835	173	17	=	=	X
crl-24835	173	18	276	276	NUM
crl-24835	173	19	)	)	PUNCT
crl-24835	173	20	,	,	PUNCT
crl-24835	173	21	followed	follow	VERB
crl-24835	173	22	by	by	ADP
crl-24835	173	23	1–3	1–3	NUM
crl-24835	173	24	hours	hour	NOUN
crl-24835	173	25	(	(	PUNCT
crl-24835	173	26	13	13	NUM
crl-24835	173	27	%	%	NOUN
crl-24835	173	28	,	,	PUNCT
crl-24835	173	29	n	n	CCONJ
crl-24835	173	30	=	=	X
crl-24835	173	31	125	125	NUM
crl-24835	173	32	)	)	PUNCT
crl-24835	173	33	and	and	CCONJ
crl-24835	173	34	less	less	ADJ
crl-24835	173	35	than	than	ADP
crl-24835	173	36	10	10	NUM
crl-24835	173	37	minutes	minute	NOUN
crl-24835	173	38	(	(	PUNCT
crl-24835	173	39	13	13	NUM
crl-24835	173	40	%	%	NOUN
crl-24835	173	41	,	,	PUNCT
crl-24835	173	42	n	n	CCONJ
crl-24835	173	43	=	=	X
crl-24835	173	44	117	117	NUM
crl-24835	173	45	)	)	PUNCT
crl-24835	173	46	.	.	PUNCT
crl-24835	174	1	only	only	ADV
crl-24835	174	2	3	3	NUM
crl-24835	174	3	%	%	NOUN
crl-24835	174	4	(	(	PUNCT
crl-24835	174	5	n	n	CCONJ
crl-24835	174	6	=	=	NOUN
crl-24835	174	7	50	50	NUM
crl-24835	174	8	)	)	PUNCT
crl-24835	174	9	spent	spend	VERB
crl-24835	174	10	more	more	ADJ
crl-24835	174	11	than	than	ADP
crl-24835	174	12	3	3	NUM
crl-24835	174	13	hours	hour	NOUN
crl-24835	174	14	researching	research	VERB
crl-24835	174	15	financial	financial	ADJ
crl-24835	174	16	information	information	NOUN
crl-24835	174	17	.	.	PUNCT
crl-24835	175	1	while	while	SCONJ
crl-24835	175	2	most	most	ADV
crl-24835	175	3	reported	report	VERB
crl-24835	175	4	spending	spend	VERB
crl-24835	175	5	a	a	DET
crl-24835	175	6	moderate	moderate	ADJ
crl-24835	175	7	amount	amount	NOUN
crl-24835	175	8	of	of	ADP
crl-24835	175	9	time	time	NOUN
crl-24835	175	10	researching	research	VERB
crl-24835	175	11	financial	financial	ADJ
crl-24835	175	12	information	information	NOUN
crl-24835	175	13	(	(	PUNCT
crl-24835	175	14	10	10	NUM
crl-24835	175	15	minutes	minute	NOUN
crl-24835	175	16	to	to	ADP
crl-24835	175	17	1	1	NUM
crl-24835	175	18	hour	hour	NOUN
crl-24835	175	19	)	)	PUNCT
crl-24835	175	20	,	,	PUNCT
crl-24835	175	21	those	those	PRON
crl-24835	175	22	who	who	PRON
crl-24835	175	23	spent	spend	VERB
crl-24835	175	24	more	more	ADJ
crl-24835	175	25	time	time	NOUN
crl-24835	175	26	researching	research	VERB
crl-24835	175	27	financing	financing	NOUN
crl-24835	175	28	information	information	NOUN
crl-24835	175	29	(	(	PUNCT
crl-24835	175	30	1	1	NUM
crl-24835	175	31	hour	hour	NOUN
crl-24835	175	32	or	or	CCONJ
crl-24835	175	33	more	more	ADJ
crl-24835	175	34	)	)	PUNCT
crl-24835	175	35	were	be	AUX
crl-24835	175	36	more	more	ADV
crl-24835	175	37	likely	likely	ADJ
crl-24835	175	38	to	to	PART
crl-24835	175	39	rate	rate	VERB
crl-24835	175	40	the	the	DET
crl-24835	175	41	experience	experience	NOUN
crl-24835	175	42	higher	higher	ADV
crl-24835	175	43	in	in	ADP
crl-24835	175	44	difficulty	difficulty	NOUN
crl-24835	175	45	(	(	PUNCT
crl-24835	175	46	see	see	VERB
crl-24835	175	47	table	table	NOUN
crl-24835	175	48	5	5	NUM
crl-24835	175	49	)	)	PUNCT
crl-24835	175	50	.	.	PUNCT
crl-24835	176	1	students	student	NOUN
crl-24835	176	2	searching	search	VERB
crl-24835	176	3	for	for	ADP
crl-24835	176	4	information	information	NOUN
crl-24835	176	5	for	for	ADP
crl-24835	176	6	a	a	DET
crl-24835	176	7	longer	long	ADJ
crl-24835	176	8	time	time	NOUN
crl-24835	176	9	may	may	AUX
crl-24835	176	10	be	be	AUX
crl-24835	176	11	investigating	investigate	VERB
crl-24835	176	12	a	a	DET
crl-24835	176	13	complex	complex	ADJ
crl-24835	176	14	or	or	CCONJ
crl-24835	176	15	unfamiliar	unfamiliar	ADJ
crl-24835	176	16	topic	topic	NOUN
crl-24835	176	17	,	,	PUNCT
crl-24835	176	18	encountering	encounter	VERB
crl-24835	176	19	obstacles	obstacle	NOUN
crl-24835	176	20	,	,	PUNCT
crl-24835	176	21	or	or	CCONJ
crl-24835	176	22	seeking	seek	VERB
crl-24835	176	23	more	more	ADV
crl-24835	176	24	comprehensive	comprehensive	ADJ
crl-24835	176	25	answers	answer	NOUN
crl-24835	176	26	to	to	ADP
crl-24835	176	27	their	their	PRON
crl-24835	176	28	financial	financial	ADJ
crl-24835	176	29	questions	question	NOUN
crl-24835	176	30	.	.	PUNCT
crl-24835	177	1	even	even	ADV
crl-24835	177	2	if	if	SCONJ
crl-24835	177	3	they	they	PRON
crl-24835	177	4	spent	spend	VERB
crl-24835	177	5	a	a	DET
crl-24835	177	6	great	great	ADJ
crl-24835	177	7	deal	deal	NOUN
crl-24835	177	8	of	of	ADP
crl-24835	177	9	time	time	NOUN
crl-24835	177	10	on	on	ADP
crl-24835	177	11	the	the	DET
crl-24835	177	12	search	search	NOUN
crl-24835	177	13	or	or	CCONJ
crl-24835	177	14	found	find	VERB
crl-24835	177	15	the	the	DET
crl-24835	177	16	exercise	exercise	NOUN
crl-24835	177	17	to	to	PART
crl-24835	177	18	be	be	AUX
crl-24835	177	19	easy	easy	ADJ
crl-24835	177	20	,	,	PUNCT
crl-24835	177	21	not	not	PART
crl-24835	177	22	all	all	DET
crl-24835	177	23	respondents	respondent	NOUN
crl-24835	177	24	were	be	AUX
crl-24835	177	25	able	able	ADJ
crl-24835	177	26	to	to	PART
crl-24835	177	27	find	find	VERB
crl-24835	177	28	the	the	DET
crl-24835	177	29	information	information	NOUN
crl-24835	177	30	they	they	PRON
crl-24835	177	31	needed	need	VERB
crl-24835	177	32	.	.	PUNCT
crl-24835	178	1	of	of	ADP
crl-24835	178	2	the	the	DET
crl-24835	178	3	932	932	NUM
crl-24835	178	4	responses	response	NOUN
crl-24835	178	5	,	,	PUNCT
crl-24835	178	6	57	57	NUM
crl-24835	178	7	%	%	NOUN
crl-24835	178	8	(	(	PUNCT
crl-24835	178	9	n	n	CCONJ
crl-24835	178	10	=	=	X
crl-24835	178	11	530	530	NUM
crl-24835	178	12	)	)	PUNCT
crl-24835	178	13	indicated	indicate	VERB
crl-24835	178	14	that	that	SCONJ
crl-24835	178	15	they	they	PRON
crl-24835	178	16	found	find	VERB
crl-24835	178	17	the	the	DET
crl-24835	178	18	information	information	NOUN
crl-24835	178	19	they	they	PRON
crl-24835	178	20	needed	need	VERB
crl-24835	178	21	,	,	PUNCT
crl-24835	178	22	40	40	NUM
crl-24835	178	23	%	%	NOUN
crl-24835	178	24	(	(	PUNCT
crl-24835	178	25	n	n	CCONJ
crl-24835	178	26	=	=	X
crl-24835	178	27	374	374	NUM
crl-24835	178	28	)	)	PUNCT
crl-24835	178	29	responded	respond	VERB
crl-24835	178	30	that	that	SCONJ
crl-24835	178	31	their	their	PRON
crl-24835	178	32	outcome	outcome	NOUN
crl-24835	178	33	somewhat	somewhat	ADV
crl-24835	178	34	met	meet	VERB
crl-24835	178	35	their	their	PRON
crl-24835	178	36	need	need	NOUN
crl-24835	178	37	,	,	PUNCT
crl-24835	178	38	and	and	CCONJ
crl-24835	178	39	3	3	NUM
crl-24835	178	40	%	%	NOUN
crl-24835	178	41	(	(	PUNCT
crl-24835	178	42	n	n	CCONJ
crl-24835	178	43	=	=	NOUN
crl-24835	178	44	28	28	NUM
crl-24835	178	45	)	)	PUNCT
crl-24835	178	46	said	say	VERB
crl-24835	178	47	that	that	SCONJ
crl-24835	178	48	they	they	PRON
crl-24835	178	49	did	do	AUX
crl-24835	178	50	not	not	PART
crl-24835	178	51	find	find	VERB
crl-24835	178	52	what	what	PRON
crl-24835	178	53	they	they	PRON
crl-24835	178	54	needed	need	VERB
crl-24835	178	55	(	(	PUNCT
crl-24835	178	56	see	see	VERB
crl-24835	178	57	question	question	NOUN
crl-24835	178	58	5	5	NUM
crl-24835	178	59	)	)	PUNCT
crl-24835	178	60	.	.	PUNCT
crl-24835	179	1	the	the	DET
crl-24835	179	2	ease	ease	NOUN
crl-24835	179	3	or	or	CCONJ
crl-24835	179	4	difficulty	difficulty	NOUN
crl-24835	179	5	of	of	ADP
crl-24835	179	6	the	the	DET
crl-24835	179	7	search	search	NOUN
crl-24835	179	8	corresponded	correspond	VERB
crl-24835	179	9	to	to	ADP
crl-24835	179	10	the	the	DET
crl-24835	179	11	success	success	NOUN
crl-24835	179	12	or	or	CCONJ
crl-24835	179	13	failure	failure	NOUN
crl-24835	179	14	of	of	ADP
crl-24835	179	15	the	the	DET
crl-24835	179	16	search	search	NOUN
crl-24835	179	17	.	.	PUNCT
crl-24835	180	1	students	student	NOUN
crl-24835	180	2	who	who	PRON
crl-24835	180	3	were	be	AUX
crl-24835	180	4	able	able	ADJ
crl-24835	180	5	to	to	PART
crl-24835	180	6	find	find	VERB
crl-24835	180	7	what	what	PRON
crl-24835	180	8	they	they	PRON
crl-24835	180	9	needed	need	VERB
crl-24835	180	10	were	be	AUX
crl-24835	180	11	more	more	ADV
crl-24835	180	12	likely	likely	ADJ
crl-24835	180	13	to	to	PART
crl-24835	180	14	rate	rate	VERB
crl-24835	180	15	their	their	PRON
crl-24835	180	16	search	search	NOUN
crl-24835	180	17	as	as	ADP
crl-24835	180	18	“	"	PUNCT
crl-24835	180	19	easy	easy	ADJ
crl-24835	180	20	”	"	PUNCT
crl-24835	180	21	or	or	CCONJ
crl-24835	180	22	“	"	PUNCT
crl-24835	180	23	very	very	ADV
crl-24835	180	24	easy	easy	ADJ
crl-24835	180	25	”	"	PUNCT
crl-24835	180	26	than	than	ADP
crl-24835	180	27	their	their	PRON
crl-24835	180	28	peers	peer	NOUN
crl-24835	180	29	who	who	PRON
crl-24835	180	30	reported	report	VERB
crl-24835	180	31	that	that	SCONJ
crl-24835	180	32	they	they	PRON
crl-24835	180	33	did	do	AUX
crl-24835	180	34	not	not	PART
crl-24835	180	35	find	find	VERB
crl-24835	180	36	what	what	PRON
crl-24835	180	37	they	they	PRON
crl-24835	180	38	needed	need	VERB
crl-24835	180	39	(	(	PUNCT
crl-24835	180	40	see	see	VERB
crl-24835	180	41	table	table	NOUN
crl-24835	180	42	6	6	NUM
crl-24835	180	43	)	)	PUNCT
crl-24835	180	44	.	.	PUNCT
crl-24835	181	1	table	table	NOUN
crl-24835	181	2	5	5	NUM
crl-24835	181	3	time	time	NOUN
crl-24835	181	4	vs.	vs.	X
crl-24835	181	5	ease	ease	NOUN
crl-24835	181	6	0–1	0–1	NUM
crl-24835	181	7	hours	hour	NOUN
crl-24835	181	8	1	1	NUM
crl-24835	181	9	+	+	NUM
crl-24835	181	10	hours	hour	NOUN
crl-24835	181	11	easy	easy	ADJ
crl-24835	181	12	or	or	CCONJ
crl-24835	181	13	very	very	ADV
crl-24835	181	14	easy	easy	ADJ
crl-24835	181	15	50	50	NUM
crl-24835	181	16	%	%	NOUN
crl-24835	181	17	19	19	NUM
crl-24835	181	18	%	%	NOUN
crl-24835	181	19	neither	neither	CCONJ
crl-24835	181	20	easy	easy	ADJ
crl-24835	181	21	nor	nor	CCONJ
crl-24835	181	22	difficult	difficult	ADJ
crl-24835	181	23	39	39	NUM
crl-24835	181	24	%	%	NOUN
crl-24835	181	25	30	30	NUM
crl-24835	181	26	%	%	NOUN
crl-24835	181	27	difficult	difficult	ADJ
crl-24835	181	28	or	or	CCONJ
crl-24835	181	29	very	very	ADV
crl-24835	181	30	difficult	difficult	ADJ
crl-24835	181	31	11	11	NUM
crl-24835	181	32	%	%	NOUN
crl-24835	181	33	50	50	NUM
crl-24835	181	34	%	%	NOUN
crl-24835	181	35	table	table	NOUN
crl-24835	181	36	6	6	NUM
crl-24835	181	37	ease	ease	NOUN
crl-24835	181	38	vs.	vs.	ADP
crl-24835	181	39	success	success	NOUN
crl-24835	181	40	of	of	ADP
crl-24835	181	41	finding	find	VERB
crl-24835	181	42	information	information	NOUN
crl-24835	181	43	did	do	AUX
crl-24835	181	44	they	they	PRON
crl-24835	181	45	find	find	VERB
crl-24835	181	46	what	what	PRON
crl-24835	181	47	they	they	PRON
crl-24835	181	48	need	need	VERB
crl-24835	181	49	?	?	PUNCT
crl-24835	182	1	yes	yes	INTJ
crl-24835	182	2	no	no	DET
crl-24835	182	3	easy	easy	ADJ
crl-24835	182	4	or	or	CCONJ
crl-24835	182	5	very	very	ADV
crl-24835	182	6	easy	easy	ADJ
crl-24835	182	7	63	63	NUM
crl-24835	182	8	%	%	NOUN
crl-24835	182	9	11	11	NUM
crl-24835	182	10	%	%	NOUN
crl-24835	182	11	neither	neither	CCONJ
crl-24835	182	12	easy	easy	ADJ
crl-24835	182	13	nor	nor	CCONJ
crl-24835	182	14	difficult	difficult	ADJ
crl-24835	182	15	29	29	NUM
crl-24835	182	16	%	%	NOUN
crl-24835	182	17	36	36	NUM
crl-24835	182	18	%	%	NOUN
crl-24835	182	19	difficult	difficult	ADJ
crl-24835	182	20	or	or	CCONJ
crl-24835	182	21	very	very	ADV
crl-24835	182	22	difficult	difficult	ADJ
crl-24835	182	23	8	8	NUM
crl-24835	182	24	%	%	NOUN
crl-24835	182	25	53	53	NUM
crl-24835	182	26	%	%	NOUN
crl-24835	182	27	278	278	NUM
crl-24835	182	28	college	college	NOUN
crl-24835	182	29	&	&	CCONJ
crl-24835	182	30	research	research	PROPN
crl-24835	182	31	libraries	library	NOUN
crl-24835	182	32	march	march	PROPN
crl-24835	182	33	2021	2021	NUM
crl-24835	182	34	students	student	NOUN
crl-24835	182	35	who	who	PRON
crl-24835	182	36	did	do	AUX
crl-24835	182	37	not	not	PART
crl-24835	182	38	find	find	VERB
crl-24835	182	39	what	what	PRON
crl-24835	182	40	they	they	PRON
crl-24835	182	41	were	be	AUX
crl-24835	182	42	searching	search	VERB
crl-24835	182	43	for	for	ADP
crl-24835	182	44	were	be	AUX
crl-24835	182	45	more	more	ADV
crl-24835	182	46	likely	likely	ADJ
crl-24835	182	47	to	to	PART
crl-24835	182	48	rate	rate	VERB
crl-24835	182	49	their	their	PRON
crl-24835	182	50	search	search	NOUN
crl-24835	182	51	as	as	ADP
crl-24835	182	52	“	"	PUNCT
crl-24835	182	53	difficult	difficult	ADJ
crl-24835	182	54	”	"	PUNCT
crl-24835	182	55	or	or	CCONJ
crl-24835	182	56	“	"	PUNCT
crl-24835	182	57	very	very	ADV
crl-24835	182	58	difficult	difficult	ADJ
crl-24835	182	59	.	.	PUNCT
crl-24835	182	60	”	"	PUNCT
crl-24835	183	1	these	these	DET
crl-24835	183	2	results	result	NOUN
crl-24835	183	3	suggest	suggest	VERB
crl-24835	183	4	that	that	SCONJ
crl-24835	183	5	the	the	DET
crl-24835	183	6	outcome	outcome	NOUN
crl-24835	183	7	of	of	ADP
crl-24835	183	8	the	the	DET
crl-24835	183	9	search	search	NOUN
crl-24835	183	10	has	have	VERB
crl-24835	183	11	a	a	DET
crl-24835	183	12	notable	notable	ADJ
crl-24835	183	13	effect	effect	NOUN
crl-24835	183	14	on	on	ADP
crl-24835	183	15	the	the	DET
crl-24835	183	16	perceived	perceive	VERB
crl-24835	183	17	difficulty	difficulty	NOUN
crl-24835	183	18	.	.	PUNCT
crl-24835	184	1	for	for	ADP
crl-24835	184	2	students	student	NOUN
crl-24835	184	3	seeking	seek	VERB
crl-24835	184	4	financial	financial	ADJ
crl-24835	184	5	information	information	NOUN
crl-24835	184	6	,	,	PUNCT
crl-24835	184	7	it	it	PRON
crl-24835	184	8	is	be	AUX
crl-24835	184	9	the	the	DET
crl-24835	184	10	destination	destination	NOUN
crl-24835	184	11	rather	rather	ADV
crl-24835	184	12	than	than	ADP
crl-24835	184	13	the	the	DET
crl-24835	184	14	journey	journey	NOUN
crl-24835	184	15	.	.	PUNCT
crl-24835	185	1	still	still	ADV
crl-24835	185	2	,	,	PUNCT
crl-24835	185	3	other	other	ADJ
crl-24835	185	4	students	student	NOUN
crl-24835	185	5	did	do	AUX
crl-24835	185	6	not	not	PART
crl-24835	185	7	arrive	arrive	VERB
crl-24835	185	8	at	at	ADP
crl-24835	185	9	a	a	DET
crl-24835	185	10	definitive	definitive	ADJ
crl-24835	185	11	conclusion	conclusion	NOUN
crl-24835	185	12	to	to	ADP
crl-24835	185	13	their	their	PRON
crl-24835	185	14	financial	financial	ADJ
crl-24835	185	15	information	information	NOUN
crl-24835	185	16	seeking	seek	VERB
crl-24835	185	17	.	.	PUNCT
crl-24835	186	1	of	of	ADP
crl-24835	186	2	the	the	DET
crl-24835	186	3	total	total	ADJ
crl-24835	186	4	number	number	NOUN
crl-24835	186	5	of	of	ADP
crl-24835	186	6	students	student	NOUN
crl-24835	186	7	,	,	PUNCT
crl-24835	186	8	40	40	NUM
crl-24835	186	9	percent	percent	NOUN
crl-24835	186	10	completed	complete	VERB
crl-24835	186	11	their	their	PRON
crl-24835	186	12	search	search	NOUN
crl-24835	186	13	with	with	ADP
crl-24835	186	14	an	an	DET
crl-24835	186	15	outcome	outcome	NOUN
crl-24835	186	16	that	that	SCONJ
crl-24835	186	17	only	only	ADV
crl-24835	186	18	somewhat	somewhat	ADV
crl-24835	186	19	met	meet	VERB
crl-24835	186	20	their	their	PRON
crl-24835	186	21	needs	need	NOUN
crl-24835	186	22	,	,	PUNCT
crl-24835	186	23	suggesting	suggest	VERB
crl-24835	186	24	that	that	SCONJ
crl-24835	186	25	they	they	PRON
crl-24835	186	26	may	may	AUX
crl-24835	186	27	have	have	AUX
crl-24835	186	28	settled	settle	VERB
crl-24835	186	29	for	for	ADP
crl-24835	186	30	“	"	PUNCT
crl-24835	186	31	good	good	ADJ
crl-24835	186	32	enough	enough	ADJ
crl-24835	186	33	”	"	PUNCT
crl-24835	186	34	information	information	NOUN
crl-24835	186	35	rather	rather	ADV
crl-24835	186	36	than	than	ADP
crl-24835	186	37	identifying	identify	VERB
crl-24835	186	38	optimal	optimal	ADJ
crl-24835	186	39	financial	financial	ADJ
crl-24835	186	40	information	information	NOUN
crl-24835	186	41	.	.	PUNCT
crl-24835	187	1	this	this	PRON
crl-24835	187	2	supports	support	VERB
crl-24835	187	3	previous	previous	ADJ
crl-24835	187	4	research	research	NOUN
crl-24835	187	5	findings	finding	NOUN
crl-24835	187	6	that	that	PRON
crl-24835	187	7	college	college	NOUN
crl-24835	187	8	students	student	NOUN
crl-24835	187	9	searching	search	VERB
crl-24835	187	10	for	for	ADP
crl-24835	187	11	information	information	NOUN
crl-24835	187	12	will	will	AUX
crl-24835	187	13	often	often	ADV
crl-24835	187	14	use	use	VERB
crl-24835	187	15	information	information	NOUN
crl-24835	187	16	out	out	ADP
crl-24835	187	17	of	of	ADP
crl-24835	187	18	convenience	convenience	NOUN
crl-24835	187	19	,	,	PUNCT
crl-24835	187	20	even	even	ADV
crl-24835	187	21	if	if	SCONJ
crl-24835	187	22	it	it	PRON
crl-24835	187	23	is	be	AUX
crl-24835	187	24	not	not	PART
crl-24835	187	25	the	the	DET
crl-24835	187	26	best	good	ADJ
crl-24835	187	27	source	source	NOUN
crl-24835	187	28	of	of	ADP
crl-24835	187	29	information	information	NOUN
crl-24835	187	30	to	to	PART
crl-24835	187	31	use	use	VERB
crl-24835	187	32	or	or	CCONJ
crl-24835	187	33	does	do	AUX
crl-24835	187	34	n’t	not	PART
crl-24835	187	35	result	result	VERB
crl-24835	187	36	in	in	ADP
crl-24835	187	37	a	a	DET
crl-24835	187	38	complete	complete	ADJ
crl-24835	187	39	answer	answer	NOUN
crl-24835	187	40	to	to	ADP
crl-24835	187	41	a	a	DET
crl-24835	187	42	question.39	question.39	NOUN
crl-24835	187	43	question	question	NOUN
crl-24835	187	44	8	8	NUM
crl-24835	187	45	addressed	address	VERB
crl-24835	187	46	challenges	challenge	NOUN
crl-24835	187	47	students	student	NOUN
crl-24835	187	48	may	may	AUX
crl-24835	187	49	face	face	VERB
crl-24835	187	50	when	when	SCONJ
crl-24835	187	51	researching	research	VERB
crl-24835	187	52	financial	financial	ADJ
crl-24835	187	53	information	information	NOUN
crl-24835	187	54	.	.	PUNCT
crl-24835	188	1	the	the	DET
crl-24835	188	2	majority	majority	NOUN
crl-24835	188	3	agreed	agree	VERB
crl-24835	188	4	that	that	SCONJ
crl-24835	188	5	a	a	DET
crl-24835	188	6	challenge	challenge	NOUN
crl-24835	188	7	when	when	SCONJ
crl-24835	188	8	searching	search	VERB
crl-24835	188	9	for	for	ADP
crl-24835	188	10	financial	financial	ADJ
crl-24835	188	11	information	information	NOUN
crl-24835	188	12	is	be	AUX
crl-24835	188	13	knowing	know	VERB
crl-24835	188	14	where	where	SCONJ
crl-24835	188	15	to	to	PART
crl-24835	188	16	look	look	VERB
crl-24835	188	17	(	(	PUNCT
crl-24835	188	18	see	see	VERB
crl-24835	188	19	table	table	NOUN
crl-24835	188	20	7	7	NUM
crl-24835	188	21	)	)	PUNCT
crl-24835	188	22	.	.	PUNCT
crl-24835	189	1	notably	notably	ADV
crl-24835	189	2	,	,	PUNCT
crl-24835	189	3	those	those	PRON
crl-24835	189	4	who	who	PRON
crl-24835	189	5	were	be	AUX
crl-24835	189	6	able	able	ADJ
crl-24835	189	7	to	to	PART
crl-24835	189	8	find	find	VERB
crl-24835	189	9	what	what	PRON
crl-24835	189	10	they	they	PRON
crl-24835	189	11	were	be	AUX
crl-24835	189	12	looking	look	VERB
crl-24835	189	13	for	for	ADP
crl-24835	189	14	and	and	CCONJ
crl-24835	189	15	those	those	PRON
crl-24835	189	16	who	who	PRON
crl-24835	189	17	were	be	AUX
crl-24835	189	18	not	not	PART
crl-24835	189	19	(	(	PUNCT
crl-24835	189	20	see	see	VERB
crl-24835	189	21	question	question	NOUN
crl-24835	189	22	5	5	NUM
crl-24835	189	23	)	)	PUNCT
crl-24835	189	24	felt	feel	VERB
crl-24835	189	25	differently	differently	ADV
crl-24835	189	26	about	about	ADP
crl-24835	189	27	this	this	DET
crl-24835	189	28	particular	particular	ADJ
crl-24835	189	29	challenge	challenge	NOUN
crl-24835	189	30	.	.	PUNCT
crl-24835	190	1	of	of	ADP
crl-24835	190	2	those	those	PRON
crl-24835	190	3	who	who	PRON
crl-24835	190	4	were	be	AUX
crl-24835	190	5	able	able	ADJ
crl-24835	190	6	to	to	PART
crl-24835	190	7	find	find	VERB
crl-24835	190	8	what	what	PRON
crl-24835	190	9	they	they	PRON
crl-24835	190	10	need	need	VERB
crl-24835	190	11	,	,	PUNCT
crl-24835	190	12	only	only	ADV
crl-24835	190	13	45	45	NUM
crl-24835	190	14	percent	percent	NOUN
crl-24835	190	15	agreed	agree	VERB
crl-24835	190	16	with	with	ADP
crl-24835	190	17	this	this	DET
crl-24835	190	18	statement	statement	NOUN
crl-24835	190	19	.	.	PUNCT
crl-24835	191	1	of	of	ADP
crl-24835	191	2	those	those	PRON
crl-24835	191	3	who	who	PRON
crl-24835	191	4	did	do	AUX
crl-24835	191	5	not	not	PART
crl-24835	191	6	find	find	VERB
crl-24835	191	7	what	what	PRON
crl-24835	191	8	they	they	PRON
crl-24835	191	9	need	need	VERB
crl-24835	191	10	,	,	PUNCT
crl-24835	191	11	57	57	NUM
crl-24835	191	12	percent	percent	NOUN
crl-24835	191	13	agreed	agree	VERB
crl-24835	191	14	with	with	ADP
crl-24835	191	15	this	this	DET
crl-24835	191	16	statement	statement	NOUN
crl-24835	191	17	.	.	PUNCT
crl-24835	192	1	of	of	ADP
crl-24835	192	2	those	those	PRON
crl-24835	192	3	who	who	PRON
crl-24835	192	4	indicated	indicate	VERB
crl-24835	192	5	that	that	SCONJ
crl-24835	192	6	they	they	PRON
crl-24835	192	7	somewhat	somewhat	ADV
crl-24835	192	8	found	find	VERB
crl-24835	192	9	what	what	PRON
crl-24835	192	10	they	they	PRON
crl-24835	192	11	needed	need	VERB
crl-24835	192	12	,	,	PUNCT
crl-24835	192	13	76	76	NUM
crl-24835	192	14	percent	percent	NOUN
crl-24835	192	15	agreed	agree	VERB
crl-24835	192	16	that	that	SCONJ
crl-24835	192	17	not	not	PART
crl-24835	192	18	knowing	know	VERB
crl-24835	192	19	where	where	SCONJ
crl-24835	192	20	to	to	PART
crl-24835	192	21	look	look	VERB
crl-24835	192	22	was	be	AUX
crl-24835	192	23	a	a	DET
crl-24835	192	24	challenge	challenge	NOUN
crl-24835	192	25	.	.	PUNCT
crl-24835	193	1	if	if	SCONJ
crl-24835	193	2	students	student	NOUN
crl-24835	193	3	did	do	AUX
crl-24835	193	4	not	not	PART
crl-24835	193	5	find	find	VERB
crl-24835	193	6	the	the	DET
crl-24835	193	7	information	information	NOUN
crl-24835	193	8	they	they	PRON
crl-24835	193	9	sought	seek	VERB
crl-24835	193	10	or	or	CCONJ
crl-24835	193	11	felt	feel	VERB
crl-24835	193	12	it	it	PRON
crl-24835	193	13	was	be	AUX
crl-24835	193	14	incomplete	incomplete	ADJ
crl-24835	193	15	,	,	PUNCT
crl-24835	193	16	they	they	PRON
crl-24835	193	17	were	be	AUX
crl-24835	193	18	more	more	ADV
crl-24835	193	19	inclined	inclined	ADJ
crl-24835	193	20	to	to	PART
crl-24835	193	21	point	point	VERB
crl-24835	193	22	to	to	ADP
crl-24835	193	23	not	not	PART
crl-24835	193	24	knowing	know	VERB
crl-24835	193	25	where	where	SCONJ
crl-24835	193	26	to	to	PART
crl-24835	193	27	look	look	VERB
crl-24835	193	28	as	as	ADP
crl-24835	193	29	a	a	DET
crl-24835	193	30	challenge	challenge	NOUN
crl-24835	193	31	.	.	PUNCT
crl-24835	194	1	the	the	DET
crl-24835	194	2	next	next	ADJ
crl-24835	194	3	challenge	challenge	NOUN
crl-24835	194	4	most	most	ADJ
crl-24835	194	5	students	student	NOUN
crl-24835	194	6	agreed	agree	VERB
crl-24835	194	7	with	with	ADP
crl-24835	194	8	was	be	AUX
crl-24835	194	9	this	this	DET
crl-24835	194	10	one	one	NOUN
crl-24835	194	11	:	:	PUNCT
crl-24835	194	12	“	"	PUNCT
crl-24835	194	13	i	i	PRON
crl-24835	194	14	would	would	AUX
crl-24835	194	15	rather	rather	ADV
crl-24835	194	16	ask	ask	VERB
crl-24835	194	17	someone	someone	PRON
crl-24835	194	18	for	for	ADP
crl-24835	194	19	help	help	NOUN
crl-24835	194	20	than	than	ADP
crl-24835	194	21	look	look	VERB
crl-24835	194	22	for	for	ADP
crl-24835	194	23	information	information	NOUN
crl-24835	194	24	on	on	ADP
crl-24835	194	25	my	my	PRON
crl-24835	194	26	own	own	ADJ
crl-24835	194	27	”	"	PUNCT
crl-24835	194	28	(	(	PUNCT
crl-24835	194	29	see	see	VERB
crl-24835	194	30	table	table	NOUN
crl-24835	194	31	7	7	NUM
crl-24835	194	32	)	)	PUNCT
crl-24835	194	33	.	.	PUNCT
crl-24835	195	1	the	the	DET
crl-24835	195	2	high	high	ADJ
crl-24835	195	3	percentage	percentage	NOUN
crl-24835	195	4	that	that	PRON
crl-24835	195	5	agrees	agree	VERB
crl-24835	195	6	with	with	ADP
crl-24835	195	7	enlisting	enlist	VERB
crl-24835	195	8	the	the	DET
crl-24835	195	9	help	help	NOUN
crl-24835	195	10	of	of	ADP
crl-24835	195	11	others	other	NOUN
crl-24835	195	12	rather	rather	ADV
crl-24835	195	13	than	than	ADP
crl-24835	195	14	searching	search	VERB
crl-24835	195	15	on	on	ADP
crl-24835	195	16	their	their	PRON
crl-24835	195	17	own	own	ADJ
crl-24835	195	18	corresponds	correspond	NOUN
crl-24835	195	19	with	with	ADP
crl-24835	195	20	the	the	DET
crl-24835	195	21	finding	finding	NOUN
crl-24835	195	22	in	in	ADP
crl-24835	195	23	survey	survey	NOUN
crl-24835	195	24	question	question	NOUN
crl-24835	195	25	2	2	NUM
crl-24835	195	26	that	that	SCONJ
crl-24835	195	27	the	the	DET
crl-24835	195	28	majority	majority	NOUN
crl-24835	195	29	of	of	ADP
crl-24835	195	30	students	student	NOUN
crl-24835	195	31	turn	turn	VERB
crl-24835	195	32	to	to	ADP
crl-24835	195	33	family	family	NOUN
crl-24835	195	34	and	and	CCONJ
crl-24835	195	35	friends	friend	NOUN
crl-24835	195	36	as	as	ADP
crl-24835	195	37	sources	source	NOUN
crl-24835	195	38	for	for	ADP
crl-24835	195	39	financial	financial	ADJ
crl-24835	195	40	information	information	NOUN
crl-24835	195	41	.	.	PUNCT
crl-24835	196	1	students	student	NOUN
crl-24835	196	2	were	be	AUX
crl-24835	196	3	also	also	ADV
crl-24835	196	4	asked	ask	VERB
crl-24835	196	5	whether	whether	SCONJ
crl-24835	196	6	or	or	CCONJ
crl-24835	196	7	not	not	PART
crl-24835	196	8	they	they	PRON
crl-24835	196	9	agreed	agree	VERB
crl-24835	196	10	that	that	SCONJ
crl-24835	196	11	“	"	PUNCT
crl-24835	196	12	i	i	PRON
crl-24835	196	13	find	find	VERB
crl-24835	196	14	information	information	NOUN
crl-24835	196	15	that	that	PRON
crl-24835	196	16	contradicts	contradict	VERB
crl-24835	196	17	itself	itself	PRON
crl-24835	196	18	.	.	PUNCT
crl-24835	196	19	”	"	PUNCT
crl-24835	197	1	while	while	SCONJ
crl-24835	197	2	the	the	DET
crl-24835	197	3	majority	majority	NOUN
crl-24835	197	4	of	of	ADP
crl-24835	197	5	students	student	NOUN
crl-24835	197	6	agreed	agree	VERB
crl-24835	197	7	with	with	ADP
crl-24835	197	8	this	this	DET
crl-24835	197	9	statement	statement	NOUN
crl-24835	197	10	,	,	PUNCT
crl-24835	197	11	nearly	nearly	ADV
crl-24835	197	12	a	a	PRON
crl-24835	197	13	quarter	quarter	NOUN
crl-24835	197	14	disagreed	disagree	VERB
crl-24835	197	15	that	that	SCONJ
crl-24835	197	16	the	the	DET
crl-24835	197	17	information	information	NOUN
crl-24835	197	18	they	they	PRON
crl-24835	197	19	were	be	AUX
crl-24835	197	20	finding	find	VERB
crl-24835	197	21	contradicted	contradict	VERB
crl-24835	197	22	itself	itself	PRON
crl-24835	197	23	.	.	PUNCT
crl-24835	198	1	in	in	ADP
crl-24835	198	2	response	response	NOUN
crl-24835	198	3	to	to	ADP
crl-24835	198	4	the	the	DET
crl-24835	198	5	statement	statement	NOUN
crl-24835	198	6	“	"	PUNCT
crl-24835	198	7	i	i	PRON
crl-24835	198	8	do	do	AUX
crl-24835	198	9	n’t	not	PART
crl-24835	198	10	trust	trust	VERB
crl-24835	198	11	the	the	DET
crl-24835	198	12	information	information	NOUN
crl-24835	198	13	i	i	PRON
crl-24835	198	14	find	find	VERB
crl-24835	198	15	,	,	PUNCT
crl-24835	198	16	”	"	PUNCT
crl-24835	198	17	students	student	NOUN
crl-24835	198	18	were	be	AUX
crl-24835	198	19	equally	equally	ADV
crl-24835	198	20	split	split	VERB
crl-24835	198	21	between	between	ADP
crl-24835	198	22	trusting	trust	VERB
crl-24835	198	23	the	the	DET
crl-24835	198	24	information	information	NOUN
crl-24835	198	25	,	,	PUNCT
crl-24835	198	26	being	be	AUX
crl-24835	198	27	neutral	neutral	ADJ
crl-24835	198	28	,	,	PUNCT
crl-24835	198	29	and	and	CCONJ
crl-24835	198	30	not	not	PART
crl-24835	198	31	trusting	trust	VERB
crl-24835	198	32	the	the	DET
crl-24835	198	33	information	information	NOUN
crl-24835	198	34	they	they	PRON
crl-24835	198	35	were	be	AUX
crl-24835	198	36	finding	find	VERB
crl-24835	198	37	.	.	PUNCT
crl-24835	199	1	the	the	DET
crl-24835	199	2	varying	vary	VERB
crl-24835	199	3	degrees	degree	NOUN
crl-24835	199	4	of	of	ADP
crl-24835	199	5	trust	trust	NOUN
crl-24835	199	6	in	in	ADP
crl-24835	199	7	information	information	NOUN
crl-24835	199	8	may	may	AUX
crl-24835	199	9	indicate	indicate	VERB
crl-24835	199	10	that	that	SCONJ
crl-24835	199	11	,	,	PUNCT
crl-24835	199	12	to	to	ADP
crl-24835	199	13	the	the	DET
crl-24835	199	14	students	student	NOUN
crl-24835	199	15	’	’	PART
crl-24835	199	16	perceptions	perception	NOUN
crl-24835	199	17	,	,	PUNCT
crl-24835	199	18	the	the	DET
crl-24835	199	19	quality	quality	NOUN
crl-24835	199	20	of	of	ADP
crl-24835	199	21	the	the	DET
crl-24835	199	22	information	information	NOUN
crl-24835	199	23	they	they	PRON
crl-24835	199	24	were	be	AUX
crl-24835	199	25	encountering	encounter	VERB
crl-24835	199	26	varied	varied	ADJ
crl-24835	199	27	.	.	PUNCT
crl-24835	200	1	this	this	PRON
crl-24835	200	2	also	also	ADV
crl-24835	200	3	supports	support	VERB
crl-24835	200	4	student	student	NOUN
crl-24835	200	5	responses	response	NOUN
crl-24835	200	6	to	to	PART
crl-24835	200	7	question	question	VERB
crl-24835	200	8	table	table	NOUN
crl-24835	200	9	7	7	NUM
crl-24835	200	10	challenges	challenge	NOUN
crl-24835	200	11	rating	rating	NOUN
crl-24835	200	12	i	i	PRON
crl-24835	200	13	do	do	AUX
crl-24835	200	14	n’t	not	PART
crl-24835	200	15	know	know	VERB
crl-24835	200	16	where	where	SCONJ
crl-24835	200	17	to	to	PART
crl-24835	200	18	look	look	VERB
crl-24835	200	19	i	i	PRON
crl-24835	200	20	would	would	AUX
crl-24835	200	21	rather	rather	ADV
crl-24835	200	22	ask	ask	VERB
crl-24835	200	23	someone	someone	PRON
crl-24835	200	24	for	for	ADP
crl-24835	200	25	help	help	NOUN
crl-24835	200	26	i	i	PRON
crl-24835	200	27	find	find	VERB
crl-24835	200	28	information	information	NOUN
crl-24835	200	29	that	that	PRON
crl-24835	200	30	contradicts	contradict	VERB
crl-24835	200	31	itself	itself	PRON
crl-24835	200	32	there	there	PRON
crl-24835	200	33	is	be	VERB
crl-24835	200	34	too	too	ADV
crl-24835	200	35	much	much	ADJ
crl-24835	200	36	information	information	NOUN
crl-24835	200	37	i	i	PRON
crl-24835	200	38	do	do	AUX
crl-24835	200	39	n’t	not	PART
crl-24835	200	40	trust	trust	VERB
crl-24835	200	41	the	the	DET
crl-24835	200	42	information	information	NOUN
crl-24835	200	43	i	i	PRON
crl-24835	200	44	find	find	VERB
crl-24835	200	45	agree	agree	VERB
crl-24835	200	46	or	or	CCONJ
crl-24835	200	47	somewhat	somewhat	ADV
crl-24835	200	48	agree	agree	VERB
crl-24835	200	49	58	58	NUM
crl-24835	200	50	%	%	NOUN
crl-24835	200	51	52	52	NUM
crl-24835	200	52	%	%	NOUN
crl-24835	200	53	52	52	NUM
crl-24835	200	54	%	%	NOUN
crl-24835	200	55	43	43	NUM
crl-24835	200	56	%	%	NOUN
crl-24835	200	57	33	33	NUM
crl-24835	200	58	%	%	NOUN
crl-24835	200	59	neither	neither	CCONJ
crl-24835	200	60	agree	agree	VERB
crl-24835	200	61	nor	nor	CCONJ
crl-24835	200	62	disagree	disagree	VERB
crl-24835	200	63	15	15	NUM
crl-24835	200	64	%	%	NOUN
crl-24835	200	65	20	20	NUM
crl-24835	200	66	%	%	NOUN
crl-24835	200	67	16	16	NUM
crl-24835	200	68	%	%	NOUN
crl-24835	200	69	22	22	NUM
crl-24835	200	70	%	%	NOUN
crl-24835	200	71	33	33	NUM
crl-24835	200	72	%	%	NOUN
crl-24835	200	73	disagree	disagree	VERB
crl-24835	200	74	or	or	CCONJ
crl-24835	200	75	somewhat	somewhat	ADV
crl-24835	200	76	disagree	disagree	VERB
crl-24835	200	77	27	27	NUM
crl-24835	200	78	%	%	NOUN
crl-24835	200	79	29	29	NUM
crl-24835	200	80	%	%	NOUN
crl-24835	200	81	23	23	NUM
crl-24835	200	82	%	%	NOUN
crl-24835	200	83	35	35	NUM
crl-24835	200	84	%	%	NOUN
crl-24835	200	85	34	34	NUM
crl-24835	200	86	%	%	NOUN
crl-24835	200	87	they	they	PRON
crl-24835	200	88	seek	seek	VERB
crl-24835	200	89	,	,	PUNCT
crl-24835	200	90	but	but	CCONJ
crl-24835	200	91	do	do	AUX
crl-24835	200	92	they	they	PRON
crl-24835	200	93	find	find	VERB
crl-24835	200	94	?	?	PUNCT
crl-24835	201	1	279	279	NUM
crl-24835	201	2	8	8	NUM
crl-24835	201	3	regarding	regard	VERB
crl-24835	201	4	finding	find	VERB
crl-24835	201	5	contradictory	contradictory	ADJ
crl-24835	201	6	information	information	NOUN
crl-24835	201	7	.	.	PUNCT
crl-24835	202	1	all	all	PRON
crl-24835	202	2	of	of	ADP
crl-24835	202	3	these	these	DET
crl-24835	202	4	responses	response	NOUN
crl-24835	202	5	relate	relate	VERB
crl-24835	202	6	to	to	ADP
crl-24835	202	7	earlier	early	ADJ
crl-24835	202	8	student	student	NOUN
crl-24835	202	9	responses	response	NOUN
crl-24835	202	10	that	that	SCONJ
crl-24835	202	11	the	the	DET
crl-24835	202	12	most	most	ADV
crl-24835	202	13	popular	popular	ADJ
crl-24835	202	14	criteria	criterion	NOUN
crl-24835	202	15	for	for	ADP
crl-24835	202	16	evaluating	evaluate	VERB
crl-24835	202	17	information	information	NOUN
crl-24835	202	18	was	be	AUX
crl-24835	202	19	the	the	DET
crl-24835	202	20	trustworthiness	trustworthiness	NOUN
crl-24835	202	21	of	of	ADP
crl-24835	202	22	the	the	DET
crl-24835	202	23	source	source	NOUN
crl-24835	202	24	.	.	PUNCT
crl-24835	203	1	a	a	DET
crl-24835	203	2	lower	low	ADJ
crl-24835	203	3	-	-	PUNCT
crl-24835	203	4	than	than	ADP
crl-24835	203	5	-	-	PUNCT
crl-24835	203	6	expected	expect	VERB
crl-24835	203	7	number	number	NOUN
crl-24835	203	8	of	of	ADP
crl-24835	203	9	students	student	NOUN
crl-24835	203	10	(	(	PUNCT
crl-24835	203	11	43	43	NUM
crl-24835	203	12	%	%	NOUN
crl-24835	203	13	,	,	PUNCT
crl-24835	203	14	n	n	CCONJ
crl-24835	203	15	=	=	PROPN
crl-24835	203	16	398	398	NUM
crl-24835	203	17	)	)	PUNCT
crl-24835	203	18	were	be	AUX
crl-24835	203	19	in	in	ADP
crl-24835	203	20	agreement	agreement	NOUN
crl-24835	203	21	that	that	SCONJ
crl-24835	203	22	“	"	PUNCT
crl-24835	203	23	there	there	PRON
crl-24835	203	24	is	be	VERB
crl-24835	203	25	too	too	ADV
crl-24835	203	26	much	much	ADJ
crl-24835	203	27	information	information	NOUN
crl-24835	203	28	.	.	PUNCT
crl-24835	203	29	”	"	PUNCT
crl-24835	204	1	in	in	ADP
crl-24835	204	2	contrast	contrast	NOUN
crl-24835	204	3	to	to	ADP
crl-24835	204	4	the	the	DET
crl-24835	204	5	concerns	concern	NOUN
crl-24835	204	6	within	within	ADP
crl-24835	204	7	the	the	DET
crl-24835	204	8	library	library	NOUN
crl-24835	204	9	profession	profession	NOUN
crl-24835	204	10	that	that	SCONJ
crl-24835	204	11	patrons	patron	NOUN
crl-24835	204	12	are	be	AUX
crl-24835	204	13	overwhelmed	overwhelmed	ADJ
crl-24835	204	14	in	in	ADP
crl-24835	204	15	a	a	DET
crl-24835	204	16	vast	vast	ADJ
crl-24835	204	17	sea	sea	NOUN
crl-24835	204	18	of	of	ADP
crl-24835	204	19	information	information	NOUN
crl-24835	204	20	,	,	PUNCT
crl-24835	204	21	these	these	DET
crl-24835	204	22	findings	finding	NOUN
crl-24835	204	23	show	show	VERB
crl-24835	204	24	that	that	SCONJ
crl-24835	204	25	this	this	DET
crl-24835	204	26	issue	issue	NOUN
crl-24835	204	27	is	be	AUX
crl-24835	204	28	of	of	ADP
crl-24835	204	29	less	less	ADJ
crl-24835	204	30	concern	concern	NOUN
crl-24835	204	31	to	to	ADP
crl-24835	204	32	students	student	NOUN
crl-24835	204	33	,	,	PUNCT
crl-24835	204	34	at	at	ADP
crl-24835	204	35	least	least	ADJ
crl-24835	204	36	in	in	ADP
crl-24835	204	37	regard	regard	NOUN
crl-24835	204	38	to	to	ADP
crl-24835	204	39	financial	financial	ADJ
crl-24835	204	40	information	information	NOUN
crl-24835	204	41	.	.	PUNCT
crl-24835	205	1	students	student	NOUN
crl-24835	205	2	are	be	AUX
crl-24835	205	3	not	not	PART
crl-24835	205	4	feeling	feel	VERB
crl-24835	205	5	overwhelmed	overwhelmed	ADJ
crl-24835	205	6	by	by	ADP
crl-24835	205	7	financial	financial	ADJ
crl-24835	205	8	information	information	NOUN
crl-24835	205	9	,	,	PUNCT
crl-24835	205	10	despite	despite	SCONJ
crl-24835	205	11	there	there	PRON
crl-24835	205	12	truly	truly	ADV
crl-24835	205	13	being	be	AUX
crl-24835	205	14	a	a	DET
crl-24835	205	15	vast	vast	ADJ
crl-24835	205	16	amount	amount	NOUN
crl-24835	205	17	of	of	ADP
crl-24835	205	18	it	it	PRON
crl-24835	205	19	available	available	ADJ
crl-24835	205	20	.	.	PUNCT
crl-24835	206	1	this	this	PRON
crl-24835	206	2	may	may	AUX
crl-24835	206	3	suggest	suggest	VERB
crl-24835	206	4	a	a	DET
crl-24835	206	5	need	need	NOUN
crl-24835	206	6	to	to	PART
crl-24835	206	7	increase	increase	VERB
crl-24835	206	8	students	student	NOUN
crl-24835	206	9	’	’	PART
crl-24835	206	10	awareness	awareness	NOUN
crl-24835	206	11	of	of	ADP
crl-24835	206	12	financial	financial	ADJ
crl-24835	206	13	support	support	NOUN
crl-24835	206	14	available	available	ADJ
crl-24835	206	15	.	.	PUNCT
crl-24835	207	1	discussion	discussion	NOUN
crl-24835	207	2	results	result	NOUN
crl-24835	207	3	of	of	ADP
crl-24835	207	4	the	the	DET
crl-24835	207	5	survey	survey	NOUN
crl-24835	207	6	gave	give	VERB
crl-24835	207	7	the	the	DET
crl-24835	207	8	authors	author	NOUN
crl-24835	207	9	further	far	ADV
crl-24835	207	10	insight	insight	VERB
crl-24835	207	11	into	into	ADP
crl-24835	207	12	the	the	DET
crl-24835	207	13	financial	financial	ADJ
crl-24835	207	14	information	information	NOUN
crl-24835	207	15	–	–	PUNCT
crl-24835	207	16	seeking	seek	VERB
crl-24835	207	17	behavior	behavior	NOUN
crl-24835	207	18	of	of	ADP
crl-24835	207	19	college	college	NOUN
crl-24835	207	20	students	student	NOUN
crl-24835	207	21	.	.	PUNCT
crl-24835	208	1	unsurprisingly	unsurprisingly	ADV
crl-24835	208	2	,	,	PUNCT
crl-24835	208	3	students	student	NOUN
crl-24835	208	4	were	be	AUX
crl-24835	208	5	most	most	ADV
crl-24835	208	6	often	often	ADV
crl-24835	208	7	searching	search	VERB
crl-24835	208	8	for	for	ADP
crl-24835	208	9	the	the	DET
crl-24835	208	10	cost	cost	NOUN
crl-24835	208	11	of	of	ADP
crl-24835	208	12	a	a	DET
crl-24835	208	13	purchase	purchase	NOUN
crl-24835	208	14	,	,	PUNCT
crl-24835	208	15	salary	salary	NOUN
crl-24835	208	16	for	for	ADP
crl-24835	208	17	a	a	DET
crl-24835	208	18	future	future	ADJ
crl-24835	208	19	job	job	NOUN
crl-24835	208	20	,	,	PUNCT
crl-24835	208	21	and	and	CCONJ
crl-24835	208	22	information	information	NOUN
crl-24835	208	23	pertaining	pertain	VERB
crl-24835	208	24	to	to	ADP
crl-24835	208	25	financial	financial	ADJ
crl-24835	208	26	aid	aid	NOUN
crl-24835	208	27	or	or	CCONJ
crl-24835	208	28	student	student	NOUN
crl-24835	208	29	loans	loan	NOUN
crl-24835	208	30	.	.	PUNCT
crl-24835	209	1	however	however	ADV
crl-24835	209	2	,	,	PUNCT
crl-24835	209	3	these	these	DET
crl-24835	209	4	financial	financial	ADJ
crl-24835	209	5	literacy	literacy	NOUN
crl-24835	209	6	needs	need	VERB
crl-24835	209	7	varied	varied	ADJ
crl-24835	209	8	slightly	slightly	ADV
crl-24835	209	9	from	from	ADP
crl-24835	209	10	those	those	DET
crl-24835	209	11	financial	financial	ADJ
crl-24835	209	12	topics	topic	NOUN
crl-24835	209	13	discussed	discuss	VERB
crl-24835	209	14	in	in	ADP
crl-24835	209	15	library	library	PROPN
crl-24835	209	16	literature	literature	NOUN
crl-24835	209	17	.	.	PUNCT
crl-24835	210	1	reiter	reiter	PROPN
crl-24835	210	2	and	and	CCONJ
crl-24835	210	3	ford	ford	PROPN
crl-24835	210	4	surveyed	survey	VERB
crl-24835	210	5	librarians	librarian	NOUN
crl-24835	210	6	on	on	ADP
crl-24835	210	7	what	what	PRON
crl-24835	210	8	topics	topic	NOUN
crl-24835	210	9	were	be	AUX
crl-24835	210	10	most	most	ADV
crl-24835	210	11	important	important	ADJ
crl-24835	210	12	to	to	ADP
crl-24835	210	13	their	their	PRON
crl-24835	210	14	students	student	NOUN
crl-24835	210	15	and	and	CCONJ
crl-24835	210	16	found	find	VERB
crl-24835	210	17	that	that	SCONJ
crl-24835	210	18	personal	personal	ADJ
crl-24835	210	19	finance	finance	NOUN
crl-24835	210	20	basics	basic	NOUN
crl-24835	210	21	,	,	PUNCT
crl-24835	210	22	student	student	NOUN
crl-24835	210	23	loans	loan	NOUN
crl-24835	210	24	,	,	PUNCT
crl-24835	210	25	and	and	CCONJ
crl-24835	210	26	budgeting	budgeting	NOUN
crl-24835	210	27	were	be	AUX
crl-24835	210	28	perceived	perceive	VERB
crl-24835	210	29	to	to	PART
crl-24835	210	30	be	be	AUX
crl-24835	210	31	the	the	DET
crl-24835	210	32	most	most	ADV
crl-24835	210	33	important	important	ADJ
crl-24835	210	34	financial	financial	ADJ
crl-24835	210	35	literacy	literacy	NOUN
crl-24835	210	36	topics	topic	NOUN
crl-24835	210	37	for	for	ADP
crl-24835	210	38	students.40	students.40	NOUN
crl-24835	210	39	while	while	SCONJ
crl-24835	210	40	there	there	PRON
crl-24835	210	41	are	be	VERB
crl-24835	210	42	overlaps	overlap	NOUN
crl-24835	210	43	,	,	PUNCT
crl-24835	210	44	the	the	DET
crl-24835	210	45	differences	difference	NOUN
crl-24835	210	46	may	may	AUX
crl-24835	210	47	be	be	AUX
crl-24835	210	48	due	due	ADJ
crl-24835	210	49	to	to	ADP
crl-24835	210	50	varying	vary	VERB
crl-24835	210	51	local	local	ADJ
crl-24835	210	52	needs	need	NOUN
crl-24835	210	53	,	,	PUNCT
crl-24835	210	54	diverse	diverse	ADJ
crl-24835	210	55	users	user	NOUN
crl-24835	210	56	,	,	PUNCT
crl-24835	210	57	or	or	CCONJ
crl-24835	210	58	differences	difference	NOUN
crl-24835	210	59	in	in	ADP
crl-24835	210	60	understanding	understand	VERB
crl-24835	210	61	users	user	NOUN
crl-24835	210	62	.	.	PUNCT
crl-24835	211	1	however	however	ADV
crl-24835	211	2	,	,	PUNCT
crl-24835	211	3	the	the	DET
crl-24835	211	4	possible	possible	ADJ
crl-24835	211	5	disconnect	disconnect	NOUN
crl-24835	211	6	between	between	ADP
crl-24835	211	7	perceived	perceive	VERB
crl-24835	211	8	student	student	NOUN
crl-24835	211	9	financial	financial	ADJ
crl-24835	211	10	information	information	NOUN
crl-24835	211	11	needs	need	NOUN
crl-24835	211	12	and	and	CCONJ
crl-24835	211	13	what	what	PRON
crl-24835	211	14	students	student	NOUN
crl-24835	211	15	are	be	AUX
crl-24835	211	16	actually	actually	ADV
crl-24835	211	17	searching	search	VERB
crl-24835	211	18	for	for	ADP
crl-24835	211	19	is	be	AUX
crl-24835	211	20	an	an	DET
crl-24835	211	21	important	important	ADJ
crl-24835	211	22	point	point	NOUN
crl-24835	211	23	to	to	PART
crl-24835	211	24	consider	consider	VERB
crl-24835	211	25	.	.	PUNCT
crl-24835	212	1	reiter	reiter	PROPN
crl-24835	212	2	and	and	CCONJ
crl-24835	212	3	ford	ford	PROPN
crl-24835	212	4	’s	’s	PART
crl-24835	212	5	survey	survey	NOUN
crl-24835	212	6	also	also	ADV
crl-24835	212	7	revealed	reveal	VERB
crl-24835	212	8	that	that	SCONJ
crl-24835	212	9	,	,	PUNCT
crl-24835	212	10	when	when	SCONJ
crl-24835	212	11	it	it	PRON
crl-24835	212	12	comes	come	VERB
crl-24835	212	13	to	to	ADP
crl-24835	212	14	financial	financial	ADJ
crl-24835	212	15	literacy	literacy	NOUN
crl-24835	212	16	,	,	PUNCT
crl-24835	212	17	librarians	librarian	NOUN
crl-24835	212	18	are	be	AUX
crl-24835	212	19	often	often	ADV
crl-24835	212	20	limited	limit	VERB
crl-24835	212	21	by	by	ADP
crl-24835	212	22	time	time	NOUN
crl-24835	212	23	and	and	CCONJ
crl-24835	212	24	resources.41	resources.41	VERB
crl-24835	212	25	knowing	know	VERB
crl-24835	212	26	this	this	PRON
crl-24835	212	27	,	,	PUNCT
crl-24835	212	28	it	it	PRON
crl-24835	212	29	might	might	AUX
crl-24835	212	30	help	help	VERB
crl-24835	212	31	librarians	librarian	NOUN
crl-24835	212	32	to	to	PART
crl-24835	212	33	be	be	AUX
crl-24835	212	34	aware	aware	ADJ
crl-24835	212	35	of	of	ADP
crl-24835	212	36	exactly	exactly	ADV
crl-24835	212	37	what	what	PRON
crl-24835	212	38	financial	financial	ADJ
crl-24835	212	39	topics	topic	NOUN
crl-24835	212	40	students	student	NOUN
crl-24835	212	41	are	be	AUX
crl-24835	212	42	looking	look	VERB
crl-24835	212	43	for	for	ADP
crl-24835	212	44	in	in	ADP
crl-24835	212	45	their	their	PRON
crl-24835	212	46	local	local	ADJ
crl-24835	212	47	context	context	NOUN
crl-24835	212	48	to	to	PART
crl-24835	212	49	develop	develop	VERB
crl-24835	212	50	targeted	targeted	ADJ
crl-24835	212	51	instruction	instruction	NOUN
crl-24835	212	52	,	,	PUNCT
crl-24835	212	53	collect	collect	VERB
crl-24835	212	54	materials	material	NOUN
crl-24835	212	55	,	,	PUNCT
crl-24835	212	56	and	and	CCONJ
crl-24835	212	57	curate	curate	NOUN
crl-24835	212	58	content	content	NOUN
crl-24835	212	59	on	on	ADP
crl-24835	212	60	the	the	DET
crl-24835	212	61	most	most	ADV
crl-24835	212	62	critical	critical	ADJ
crl-24835	212	63	topics	topic	NOUN
crl-24835	212	64	.	.	PUNCT
crl-24835	213	1	one	one	NUM
crl-24835	213	2	topic	topic	NOUN
crl-24835	213	3	that	that	PRON
crl-24835	213	4	received	receive	VERB
crl-24835	213	5	particular	particular	ADJ
crl-24835	213	6	emphasis	emphasis	NOUN
crl-24835	213	7	throughout	throughout	ADP
crl-24835	213	8	the	the	DET
crl-24835	213	9	survey	survey	NOUN
crl-24835	213	10	was	be	AUX
crl-24835	213	11	salary	salary	NOUN
crl-24835	213	12	information	information	NOUN
crl-24835	213	13	.	.	PUNCT
crl-24835	214	1	the	the	DET
crl-24835	214	2	authors	author	NOUN
crl-24835	214	3	were	be	AUX
crl-24835	214	4	surprised	surprised	ADJ
crl-24835	214	5	at	at	ADP
crl-24835	214	6	the	the	DET
crl-24835	214	7	number	number	NOUN
crl-24835	214	8	of	of	ADP
crl-24835	214	9	responses	response	NOUN
crl-24835	214	10	from	from	ADP
crl-24835	214	11	students	student	NOUN
crl-24835	214	12	that	that	PRON
crl-24835	214	13	highlighted	highlight	VERB
crl-24835	214	14	a	a	DET
crl-24835	214	15	need	need	NOUN
crl-24835	214	16	for	for	ADP
crl-24835	214	17	salary	salary	NOUN
crl-24835	214	18	information	information	NOUN
crl-24835	214	19	and	and	CCONJ
crl-24835	214	20	the	the	DET
crl-24835	214	21	number	number	NOUN
crl-24835	214	22	of	of	ADP
crl-24835	214	23	students	student	NOUN
crl-24835	214	24	who	who	PRON
crl-24835	214	25	linked	link	VERB
crl-24835	214	26	this	this	PRON
crl-24835	214	27	with	with	ADP
crl-24835	214	28	an	an	DET
crl-24835	214	29	acute	acute	ADJ
crl-24835	214	30	sense	sense	NOUN
crl-24835	214	31	of	of	ADP
crl-24835	214	32	fear	fear	NOUN
crl-24835	214	33	and	and	CCONJ
crl-24835	214	34	anxiety	anxiety	NOUN
crl-24835	214	35	about	about	ADP
crl-24835	214	36	the	the	DET
crl-24835	214	37	future	future	NOUN
crl-24835	214	38	.	.	PUNCT
crl-24835	215	1	it	it	PRON
crl-24835	215	2	may	may	AUX
crl-24835	215	3	be	be	AUX
crl-24835	215	4	worth	worth	ADJ
crl-24835	215	5	noting	note	VERB
crl-24835	215	6	that	that	SCONJ
crl-24835	215	7	most	most	ADJ
crl-24835	215	8	of	of	ADP
crl-24835	215	9	the	the	DET
crl-24835	215	10	survey	survey	NOUN
crl-24835	215	11	respondents	respondent	NOUN
crl-24835	215	12	are	be	AUX
crl-24835	215	13	classified	classify	VERB
crl-24835	215	14	as	as	ADP
crl-24835	215	15	belonging	belong	VERB
crl-24835	215	16	to	to	ADP
crl-24835	215	17	generation	generation	NOUN
crl-24835	215	18	z	z	NOUN
crl-24835	215	19	,	,	PUNCT
crl-24835	215	20	a	a	DET
crl-24835	215	21	generation	generation	NOUN
crl-24835	215	22	that	that	PRON
crl-24835	215	23	researchers	researcher	NOUN
crl-24835	215	24	theorize	theorize	VERB
crl-24835	215	25	are	be	AUX
crl-24835	215	26	more	more	ADV
crl-24835	215	27	fiscally	fiscally	ADV
crl-24835	215	28	conservative	conservative	ADJ
crl-24835	215	29	and	and	CCONJ
crl-24835	215	30	fearful	fearful	ADJ
crl-24835	215	31	about	about	ADP
crl-24835	215	32	the	the	DET
crl-24835	215	33	future	future	NOUN
crl-24835	215	34	due	due	ADP
crl-24835	215	35	to	to	ADP
crl-24835	215	36	childhood	childhood	NOUN
crl-24835	215	37	experiences	experience	NOUN
crl-24835	215	38	of	of	ADP
crl-24835	215	39	the	the	DET
crl-24835	215	40	great	great	ADJ
crl-24835	215	41	recession.42	recession.42	NOUN
crl-24835	215	42	this	this	PRON
crl-24835	215	43	could	could	AUX
crl-24835	215	44	explain	explain	VERB
crl-24835	215	45	the	the	DET
crl-24835	215	46	general	general	ADJ
crl-24835	215	47	fear	fear	NOUN
crl-24835	215	48	and	and	CCONJ
crl-24835	215	49	anxiety	anxiety	NOUN
crl-24835	215	50	that	that	PRON
crl-24835	215	51	was	be	AUX
crl-24835	215	52	highlighted	highlight	VERB
crl-24835	215	53	in	in	ADP
crl-24835	215	54	the	the	DET
crl-24835	215	55	survey	survey	NOUN
crl-24835	215	56	responses	response	NOUN
crl-24835	215	57	and	and	CCONJ
crl-24835	215	58	the	the	DET
crl-24835	215	59	emphasis	emphasis	NOUN
crl-24835	215	60	on	on	ADP
crl-24835	215	61	salary	salary	NOUN
crl-24835	215	62	information	information	NOUN
crl-24835	215	63	.	.	PUNCT
crl-24835	216	1	librarians	librarian	NOUN
crl-24835	216	2	could	could	AUX
crl-24835	216	3	use	use	VERB
crl-24835	216	4	this	this	DET
crl-24835	216	5	information	information	NOUN
crl-24835	216	6	to	to	PART
crl-24835	216	7	understand	understand	VERB
crl-24835	216	8	the	the	DET
crl-24835	216	9	lived	live	VERB
crl-24835	216	10	experiences	experience	NOUN
crl-24835	216	11	of	of	ADP
crl-24835	216	12	students	student	NOUN
crl-24835	216	13	and	and	CCONJ
crl-24835	216	14	attempt	attempt	VERB
crl-24835	216	15	to	to	PART
crl-24835	216	16	allay	allay	VERB
crl-24835	216	17	fears	fear	NOUN
crl-24835	216	18	about	about	ADP
crl-24835	216	19	career	career	NOUN
crl-24835	216	20	salaries	salary	NOUN
crl-24835	216	21	.	.	PUNCT
crl-24835	217	1	however	however	ADV
crl-24835	217	2	,	,	PUNCT
crl-24835	217	3	librarians	librarians	PROPN
crl-24835	217	4	could	could	AUX
crl-24835	217	5	also	also	ADV
crl-24835	217	6	be	be	AUX
crl-24835	217	7	prepared	prepare	VERB
crl-24835	217	8	to	to	PART
crl-24835	217	9	explore	explore	VERB
crl-24835	217	10	other	other	ADJ
crl-24835	217	11	career	career	NOUN
crl-24835	217	12	-	-	PUNCT
crl-24835	217	13	related	relate	VERB
crl-24835	217	14	information	information	NOUN
crl-24835	217	15	that	that	PRON
crl-24835	217	16	might	might	AUX
crl-24835	217	17	be	be	AUX
crl-24835	217	18	of	of	ADP
crl-24835	217	19	interest	interest	NOUN
crl-24835	217	20	to	to	ADP
crl-24835	217	21	students	student	NOUN
crl-24835	217	22	such	such	ADJ
crl-24835	217	23	as	as	ADP
crl-24835	217	24	salary	salary	NOUN
crl-24835	217	25	negotiation	negotiation	NOUN
crl-24835	217	26	strategies	strategy	NOUN
crl-24835	217	27	,	,	PUNCT
crl-24835	217	28	company	company	NOUN
crl-24835	217	29	values	value	NOUN
crl-24835	217	30	,	,	PUNCT
crl-24835	217	31	or	or	CCONJ
crl-24835	217	32	environmental	environmental	ADJ
crl-24835	217	33	,	,	PUNCT
crl-24835	217	34	social	social	ADJ
crl-24835	217	35	,	,	PUNCT
crl-24835	217	36	and	and	CCONJ
crl-24835	217	37	corporate	corporate	ADJ
crl-24835	217	38	governance	governance	NOUN
crl-24835	217	39	ratings	rating	NOUN
crl-24835	217	40	.	.	PUNCT
crl-24835	218	1	these	these	DET
crl-24835	218	2	parallel	parallel	ADJ
crl-24835	218	3	topics	topic	NOUN
crl-24835	218	4	might	might	AUX
crl-24835	218	5	catch	catch	VERB
crl-24835	218	6	the	the	DET
crl-24835	218	7	attention	attention	NOUN
crl-24835	218	8	of	of	ADP
crl-24835	218	9	students	student	NOUN
crl-24835	218	10	interested	interested	ADJ
crl-24835	218	11	in	in	ADP
crl-24835	218	12	salary	salary	NOUN
crl-24835	218	13	information	information	NOUN
crl-24835	218	14	and	and	CCONJ
crl-24835	218	15	may	may	AUX
crl-24835	218	16	be	be	AUX
crl-24835	218	17	topics	topic	NOUN
crl-24835	218	18	that	that	PRON
crl-24835	218	19	students	student	NOUN
crl-24835	218	20	have	have	AUX
crl-24835	218	21	n’t	not	PART
crl-24835	218	22	previously	previously	ADV
crl-24835	218	23	thought	think	VERB
crl-24835	218	24	about	about	ADP
crl-24835	218	25	investigating	investigate	VERB
crl-24835	218	26	.	.	PUNCT
crl-24835	219	1	an	an	DET
crl-24835	219	2	encouraging	encouraging	ADJ
crl-24835	219	3	response	response	NOUN
crl-24835	219	4	to	to	ADP
crl-24835	219	5	the	the	DET
crl-24835	219	6	survey	survey	NOUN
crl-24835	219	7	involved	involve	VERB
crl-24835	219	8	students	student	NOUN
crl-24835	219	9	’	’	PART
crl-24835	219	10	realization	realization	NOUN
crl-24835	219	11	of	of	ADP
crl-24835	219	12	the	the	DET
crl-24835	219	13	importance	importance	NOUN
crl-24835	219	14	of	of	ADP
crl-24835	219	15	financial	financial	ADJ
crl-24835	219	16	literacy	literacy	NOUN
crl-24835	219	17	.	.	PUNCT
crl-24835	220	1	many	many	ADJ
crl-24835	220	2	students	student	NOUN
crl-24835	220	3	articulated	articulate	VERB
crl-24835	220	4	they	they	PRON
crl-24835	220	5	needed	need	VERB
crl-24835	220	6	to	to	PART
crl-24835	220	7	know	know	VERB
crl-24835	220	8	more	more	ADJ
crl-24835	220	9	about	about	ADP
crl-24835	220	10	financial	financial	ADJ
crl-24835	220	11	literacy	literacy	NOUN
crl-24835	220	12	topics	topic	NOUN
crl-24835	220	13	because	because	SCONJ
crl-24835	220	14	these	these	DET
crl-24835	220	15	topics	topic	NOUN
crl-24835	220	16	would	would	AUX
crl-24835	220	17	be	be	AUX
crl-24835	220	18	important	important	ADJ
crl-24835	220	19	to	to	ADP
crl-24835	220	20	them	they	PRON
crl-24835	220	21	in	in	ADP
crl-24835	220	22	their	their	PRON
crl-24835	220	23	transition	transition	NOUN
crl-24835	220	24	to	to	ADP
crl-24835	220	25	adulthood	adulthood	NOUN
crl-24835	220	26	.	.	PUNCT
crl-24835	221	1	however	however	ADV
crl-24835	221	2	,	,	PUNCT
crl-24835	221	3	many	many	ADJ
crl-24835	221	4	students	student	NOUN
crl-24835	221	5	responded	respond	VERB
crl-24835	221	6	that	that	SCONJ
crl-24835	221	7	they	they	PRON
crl-24835	221	8	were	be	AUX
crl-24835	221	9	mostly	mostly	ADV
crl-24835	221	10	attempting	attempt	VERB
crl-24835	221	11	to	to	PART
crl-24835	221	12	learn	learn	VERB
crl-24835	221	13	about	about	ADP
crl-24835	221	14	these	these	DET
crl-24835	221	15	topics	topic	NOUN
crl-24835	221	16	on	on	ADP
crl-24835	221	17	their	their	PRON
crl-24835	221	18	own	own	ADJ
crl-24835	221	19	,	,	PUNCT
crl-24835	221	20	either	either	CCONJ
crl-24835	221	21	through	through	ADP
crl-24835	221	22	the	the	DET
crl-24835	221	23	internet	internet	NOUN
crl-24835	221	24	or	or	CCONJ
crl-24835	221	25	by	by	ADP
crl-24835	221	26	asking	ask	VERB
crl-24835	221	27	friends	friend	NOUN
crl-24835	221	28	and	and	CCONJ
crl-24835	221	29	family	family	NOUN
crl-24835	221	30	.	.	PUNCT
crl-24835	222	1	even	even	ADV
crl-24835	222	2	though	though	SCONJ
crl-24835	222	3	responses	response	NOUN
crl-24835	222	4	to	to	ADP
crl-24835	222	5	the	the	DET
crl-24835	222	6	survey	survey	NOUN
crl-24835	222	7	indicated	indicate	VERB
crl-24835	222	8	that	that	SCONJ
crl-24835	222	9	students	student	NOUN
crl-24835	222	10	perceive	perceive	VERB
crl-24835	222	11	that	that	SCONJ
crl-24835	222	12	they	they	PRON
crl-24835	222	13	are	be	AUX
crl-24835	222	14	finding	find	VERB
crl-24835	222	15	informa280	informa280	ADJ
crl-24835	222	16	college	college	PROPN
crl-24835	222	17	&	&	CCONJ
crl-24835	222	18	research	research	PROPN
crl-24835	222	19	libraries	library	NOUN
crl-24835	222	20	march	march	PROPN
crl-24835	222	21	2021	2021	NUM
crl-24835	222	22	tion	tion	NOUN
crl-24835	222	23	fairly	fairly	ADV
crl-24835	222	24	easily	easily	ADV
crl-24835	222	25	,	,	PUNCT
crl-24835	222	26	the	the	DET
crl-24835	222	27	survey	survey	NOUN
crl-24835	222	28	did	do	AUX
crl-24835	222	29	n’t	not	PART
crl-24835	222	30	ask	ask	VERB
crl-24835	222	31	about	about	ADP
crl-24835	222	32	the	the	DET
crl-24835	222	33	specific	specific	ADJ
crl-24835	222	34	sources	source	NOUN
crl-24835	222	35	they	they	PRON
crl-24835	222	36	are	be	AUX
crl-24835	222	37	using	use	VERB
crl-24835	222	38	or	or	CCONJ
crl-24835	222	39	anything	anything	PRON
crl-24835	222	40	about	about	ADP
crl-24835	222	41	how	how	SCONJ
crl-24835	222	42	they	they	PRON
crl-24835	222	43	evaluated	evaluate	VERB
crl-24835	222	44	the	the	DET
crl-24835	222	45	expertise	expertise	NOUN
crl-24835	222	46	or	or	CCONJ
crl-24835	222	47	trustworthiness	trustworthiness	NOUN
crl-24835	222	48	of	of	ADP
crl-24835	222	49	the	the	DET
crl-24835	222	50	sources	source	NOUN
crl-24835	222	51	.	.	PUNCT
crl-24835	223	1	future	future	ADJ
crl-24835	223	2	research	research	NOUN
crl-24835	223	3	could	could	AUX
crl-24835	223	4	explore	explore	VERB
crl-24835	223	5	the	the	DET
crl-24835	223	6	specific	specific	ADJ
crl-24835	223	7	resources	resource	NOUN
crl-24835	223	8	that	that	SCONJ
crl-24835	223	9	students	student	NOUN
crl-24835	223	10	are	be	AUX
crl-24835	223	11	using	use	VERB
crl-24835	223	12	and	and	CCONJ
crl-24835	223	13	the	the	DET
crl-24835	223	14	quality	quality	NOUN
crl-24835	223	15	and	and	CCONJ
crl-24835	223	16	effectiveness	effectiveness	NOUN
crl-24835	223	17	of	of	ADP
crl-24835	223	18	these	these	DET
crl-24835	223	19	sources	source	NOUN
crl-24835	223	20	.	.	PUNCT
crl-24835	224	1	as	as	SCONJ
crl-24835	224	2	expected	expect	VERB
crl-24835	224	3	,	,	PUNCT
crl-24835	224	4	students	student	NOUN
crl-24835	224	5	are	be	AUX
crl-24835	224	6	experiencing	experience	VERB
crl-24835	224	7	challenges	challenge	NOUN
crl-24835	224	8	with	with	ADP
crl-24835	224	9	finding	find	VERB
crl-24835	224	10	financial	financial	ADJ
crl-24835	224	11	information	information	NOUN
crl-24835	224	12	.	.	PUNCT
crl-24835	225	1	a	a	DET
crl-24835	225	2	large	large	ADJ
crl-24835	225	3	percentage	percentage	NOUN
crl-24835	225	4	of	of	ADP
crl-24835	225	5	students	student	NOUN
crl-24835	225	6	indicated	indicate	VERB
crl-24835	225	7	that	that	SCONJ
crl-24835	225	8	they	they	PRON
crl-24835	225	9	did	do	AUX
crl-24835	225	10	n’t	not	PART
crl-24835	225	11	know	know	VERB
crl-24835	225	12	where	where	SCONJ
crl-24835	225	13	to	to	PART
crl-24835	225	14	look	look	VERB
crl-24835	225	15	for	for	ADP
crl-24835	225	16	information	information	NOUN
crl-24835	225	17	and	and	CCONJ
crl-24835	225	18	that	that	SCONJ
crl-24835	225	19	the	the	DET
crl-24835	225	20	information	information	NOUN
crl-24835	225	21	they	they	PRON
crl-24835	225	22	found	find	VERB
crl-24835	225	23	was	be	AUX
crl-24835	225	24	contradictory	contradictory	ADJ
crl-24835	225	25	.	.	PUNCT
crl-24835	226	1	students	student	NOUN
crl-24835	226	2	also	also	ADV
crl-24835	226	3	commented	comment	VERB
crl-24835	226	4	that	that	SCONJ
crl-24835	226	5	they	they	PRON
crl-24835	226	6	highly	highly	ADV
crl-24835	226	7	valued	value	VERB
crl-24835	226	8	information	information	NOUN
crl-24835	226	9	that	that	PRON
crl-24835	226	10	was	be	AUX
crl-24835	226	11	designed	design	VERB
crl-24835	226	12	specifically	specifically	ADV
crl-24835	226	13	for	for	ADP
crl-24835	226	14	college	college	NOUN
crl-24835	226	15	students	student	NOUN
crl-24835	226	16	.	.	PUNCT
crl-24835	227	1	libraries	library	NOUN
crl-24835	227	2	can	can	AUX
crl-24835	227	3	use	use	VERB
crl-24835	227	4	this	this	DET
crl-24835	227	5	information	information	NOUN
crl-24835	227	6	to	to	PART
crl-24835	227	7	focus	focus	VERB
crl-24835	227	8	on	on	ADP
crl-24835	227	9	curating	curate	VERB
crl-24835	227	10	resources	resource	NOUN
crl-24835	227	11	that	that	PRON
crl-24835	227	12	are	be	AUX
crl-24835	227	13	student	student	NOUN
crl-24835	227	14	focused	focus	VERB
crl-24835	227	15	and	and	CCONJ
crl-24835	227	16	to	to	PART
crl-24835	227	17	plan	plan	VERB
crl-24835	227	18	instruction	instruction	NOUN
crl-24835	227	19	and	and	CCONJ
crl-24835	227	20	workshops	workshop	NOUN
crl-24835	227	21	with	with	ADP
crl-24835	227	22	this	this	DET
crl-24835	227	23	student	student	NOUN
crl-24835	227	24	-	-	PUNCT
crl-24835	227	25	centered	center	VERB
crl-24835	227	26	focus	focus	NOUN
crl-24835	227	27	in	in	ADP
crl-24835	227	28	mind	mind	NOUN
crl-24835	227	29	.	.	PUNCT
crl-24835	228	1	a	a	DET
crl-24835	228	2	surprisingly	surprisingly	ADV
crl-24835	228	3	high	high	ADJ
crl-24835	228	4	number	number	NOUN
crl-24835	228	5	of	of	ADP
crl-24835	228	6	students	student	NOUN
crl-24835	228	7	responded	respond	VERB
crl-24835	228	8	that	that	SCONJ
crl-24835	228	9	they	they	PRON
crl-24835	228	10	would	would	AUX
crl-24835	228	11	rather	rather	ADV
crl-24835	228	12	ask	ask	VERB
crl-24835	228	13	someone	someone	PRON
crl-24835	228	14	for	for	ADP
crl-24835	228	15	help	help	NOUN
crl-24835	228	16	than	than	SCONJ
crl-24835	228	17	try	try	VERB
crl-24835	228	18	to	to	PART
crl-24835	228	19	search	search	VERB
crl-24835	228	20	for	for	ADP
crl-24835	228	21	information	information	NOUN
crl-24835	228	22	on	on	ADP
crl-24835	228	23	their	their	PRON
crl-24835	228	24	own	own	ADJ
crl-24835	228	25	.	.	PUNCT
crl-24835	229	1	the	the	DET
crl-24835	229	2	results	result	NOUN
crl-24835	229	3	of	of	ADP
crl-24835	229	4	the	the	DET
crl-24835	229	5	survey	survey	NOUN
crl-24835	229	6	showed	show	VERB
crl-24835	229	7	that	that	SCONJ
crl-24835	229	8	,	,	PUNCT
crl-24835	229	9	besides	besides	SCONJ
crl-24835	229	10	the	the	DET
crl-24835	229	11	internet	internet	NOUN
crl-24835	229	12	,	,	PUNCT
crl-24835	229	13	students	student	NOUN
crl-24835	229	14	seek	seek	VERB
crl-24835	229	15	out	out	ADP
crl-24835	229	16	information	information	NOUN
crl-24835	229	17	from	from	ADP
crl-24835	229	18	people	people	NOUN
crl-24835	229	19	,	,	PUNCT
crl-24835	229	20	notably	notably	ADV
crl-24835	229	21	family	family	NOUN
crl-24835	229	22	and	and	CCONJ
crl-24835	229	23	friends	friend	NOUN
crl-24835	229	24	.	.	PUNCT
crl-24835	230	1	unlike	unlike	ADP
crl-24835	230	2	other	other	ADJ
crl-24835	230	3	types	type	NOUN
crl-24835	230	4	of	of	ADP
crl-24835	230	5	sensitive	sensitive	ADJ
crl-24835	230	6	information	information	NOUN
crl-24835	230	7	,	,	PUNCT
crl-24835	230	8	financial	financial	ADJ
crl-24835	230	9	information	information	NOUN
crl-24835	230	10	seeking	seek	VERB
crl-24835	230	11	is	be	AUX
crl-24835	230	12	generally	generally	ADV
crl-24835	230	13	a	a	DET
crl-24835	230	14	collaborative	collaborative	ADJ
crl-24835	230	15	effort	effort	NOUN
crl-24835	230	16	as	as	SCONJ
crl-24835	230	17	opposed	oppose	VERB
crl-24835	230	18	to	to	ADP
crl-24835	230	19	a	a	DET
crl-24835	230	20	solo	solo	ADJ
crl-24835	230	21	endeavor	endeavor	NOUN
crl-24835	230	22	.	.	PUNCT
crl-24835	231	1	for	for	ADP
crl-24835	231	2	libraries	library	NOUN
crl-24835	231	3	,	,	PUNCT
crl-24835	231	4	it	it	PRON
crl-24835	231	5	is	be	AUX
crl-24835	231	6	important	important	ADJ
crl-24835	231	7	to	to	PART
crl-24835	231	8	understand	understand	VERB
crl-24835	231	9	that	that	PRON
crl-24835	231	10	library	library	NOUN
crl-24835	231	11	collections	collection	NOUN
crl-24835	231	12	and	and	CCONJ
crl-24835	231	13	programs	program	NOUN
crl-24835	231	14	exist	exist	VERB
crl-24835	231	15	within	within	ADP
crl-24835	231	16	a	a	DET
crl-24835	231	17	broader	broad	ADJ
crl-24835	231	18	context	context	NOUN
crl-24835	231	19	of	of	ADP
crl-24835	231	20	resources	resource	NOUN
crl-24835	231	21	,	,	PUNCT
crl-24835	231	22	regardless	regardless	ADV
crl-24835	231	23	of	of	ADP
crl-24835	231	24	their	their	PRON
crl-24835	231	25	authority	authority	NOUN
crl-24835	231	26	.	.	PUNCT
crl-24835	232	1	conclusion	conclusion	NOUN
crl-24835	232	2	while	while	SCONJ
crl-24835	232	3	more	more	ADJ
crl-24835	232	4	research	research	NOUN
crl-24835	232	5	is	be	AUX
crl-24835	232	6	needed	need	VERB
crl-24835	232	7	to	to	PART
crl-24835	232	8	better	well	ADV
crl-24835	232	9	understand	understand	VERB
crl-24835	232	10	the	the	DET
crl-24835	232	11	financial	financial	ADJ
crl-24835	232	12	information	information	NOUN
crl-24835	232	13	–	–	PUNCT
crl-24835	232	14	seeking	seek	VERB
crl-24835	232	15	behavior	behavior	NOUN
crl-24835	232	16	of	of	ADP
crl-24835	232	17	college	college	NOUN
crl-24835	232	18	students	student	NOUN
crl-24835	232	19	,	,	PUNCT
crl-24835	232	20	this	this	DET
crl-24835	232	21	exploratory	exploratory	ADJ
crl-24835	232	22	study	study	NOUN
crl-24835	232	23	is	be	AUX
crl-24835	232	24	one	one	NUM
crl-24835	232	25	of	of	ADP
crl-24835	232	26	few	few	ADJ
crl-24835	232	27	to	to	PART
crl-24835	232	28	address	address	VERB
crl-24835	232	29	the	the	DET
crl-24835	232	30	topic	topic	NOUN
crl-24835	232	31	and	and	CCONJ
crl-24835	232	32	provides	provide	VERB
crl-24835	232	33	insights	insight	NOUN
crl-24835	232	34	for	for	ADP
crl-24835	232	35	those	those	PRON
crl-24835	232	36	interested	interested	ADJ
crl-24835	232	37	in	in	ADP
crl-24835	232	38	aligning	align	VERB
crl-24835	232	39	library	library	NOUN
crl-24835	232	40	financial	financial	ADJ
crl-24835	232	41	literacy	literacy	NOUN
crl-24835	232	42	efforts	effort	NOUN
crl-24835	232	43	and	and	CCONJ
crl-24835	232	44	library	library	NOUN
crl-24835	232	45	services	service	NOUN
crl-24835	232	46	in	in	ADP
crl-24835	232	47	general	general	ADJ
crl-24835	232	48	with	with	ADP
crl-24835	232	49	student	student	NOUN
crl-24835	232	50	perspectives	perspective	NOUN
crl-24835	232	51	.	.	PUNCT
crl-24835	233	1	results	result	NOUN
crl-24835	233	2	confirm	confirm	VERB
crl-24835	233	3	that	that	SCONJ
crl-24835	233	4	college	college	NOUN
crl-24835	233	5	students	student	NOUN
crl-24835	233	6	are	be	AUX
crl-24835	233	7	interested	interested	ADJ
crl-24835	233	8	in	in	ADP
crl-24835	233	9	their	their	PRON
crl-24835	233	10	financial	financial	ADJ
crl-24835	233	11	well	well	NOUN
crl-24835	233	12	-	-	PUNCT
crl-24835	233	13	being	being	NOUN
crl-24835	233	14	and	and	CCONJ
crl-24835	233	15	in	in	ADP
crl-24835	233	16	finding	find	VERB
crl-24835	233	17	trustworthy	trustworthy	ADJ
crl-24835	233	18	information	information	NOUN
crl-24835	233	19	to	to	PART
crl-24835	233	20	guide	guide	VERB
crl-24835	233	21	the	the	DET
crl-24835	233	22	financial	financial	ADJ
crl-24835	233	23	decisions	decision	NOUN
crl-24835	233	24	that	that	PRON
crl-24835	233	25	impact	impact	VERB
crl-24835	233	26	their	their	PRON
crl-24835	233	27	present	present	ADJ
crl-24835	233	28	and	and	CCONJ
crl-24835	233	29	future	future	NOUN
crl-24835	233	30	.	.	PUNCT
crl-24835	234	1	while	while	SCONJ
crl-24835	234	2	they	they	PRON
crl-24835	234	3	reported	report	VERB
crl-24835	234	4	being	be	AUX
crl-24835	234	5	able	able	ADJ
crl-24835	234	6	to	to	PART
crl-24835	234	7	find	find	VERB
crl-24835	234	8	financial	financial	ADJ
crl-24835	234	9	information	information	NOUN
crl-24835	234	10	with	with	ADP
crl-24835	234	11	relative	relative	ADJ
crl-24835	234	12	ease	ease	NOUN
crl-24835	234	13	,	,	PUNCT
crl-24835	234	14	not	not	PART
crl-24835	234	15	all	all	PRON
crl-24835	234	16	were	be	AUX
crl-24835	234	17	successful	successful	ADJ
crl-24835	234	18	;	;	PUNCT
crl-24835	234	19	and	and	CCONJ
crl-24835	234	20	the	the	DET
crl-24835	234	21	study	study	NOUN
crl-24835	234	22	reveals	reveal	VERB
crl-24835	234	23	how	how	SCONJ
crl-24835	234	24	both	both	CCONJ
crl-24835	234	25	anxiety	anxiety	NOUN
crl-24835	234	26	and	and	CCONJ
crl-24835	234	27	striving	strive	VERB
crl-24835	234	28	for	for	ADP
crl-24835	234	29	a	a	DET
crl-24835	234	30	stronger	strong	ADJ
crl-24835	234	31	financial	financial	ADJ
crl-24835	234	32	future	future	NOUN
crl-24835	234	33	drove	drive	VERB
crl-24835	234	34	them	they	PRON
crl-24835	234	35	to	to	PART
crl-24835	234	36	seek	seek	VERB
crl-24835	234	37	out	out	ADP
crl-24835	234	38	financial	financial	ADJ
crl-24835	234	39	information	information	NOUN
crl-24835	234	40	.	.	PUNCT
crl-24835	235	1	unsurprisingly	unsurprisingly	ADV
crl-24835	235	2	,	,	PUNCT
crl-24835	235	3	given	give	VERB
crl-24835	235	4	previous	previous	ADJ
crl-24835	235	5	research	research	NOUN
crl-24835	235	6	,	,	PUNCT
crl-24835	235	7	as	as	ADV
crl-24835	235	8	well	well	ADV
crl-24835	235	9	as	as	ADP
crl-24835	235	10	their	their	PRON
crl-24835	235	11	sensitivity	sensitivity	NOUN
crl-24835	235	12	to	to	ADP
crl-24835	235	13	the	the	DET
crl-24835	235	14	subject	subject	NOUN
crl-24835	235	15	,	,	PUNCT
crl-24835	235	16	college	college	NOUN
crl-24835	235	17	students	student	NOUN
crl-24835	235	18	consult	consult	VERB
crl-24835	235	19	familiar	familiar	ADJ
crl-24835	235	20	sources	source	NOUN
crl-24835	235	21	for	for	ADP
crl-24835	235	22	financial	financial	ADJ
crl-24835	235	23	information	information	NOUN
crl-24835	235	24	,	,	PUNCT
crl-24835	235	25	namely	namely	ADV
crl-24835	235	26	the	the	DET
crl-24835	235	27	internet	internet	NOUN
crl-24835	235	28	,	,	PUNCT
crl-24835	235	29	family	family	NOUN
crl-24835	235	30	,	,	PUNCT
crl-24835	235	31	and	and	CCONJ
crl-24835	235	32	friends	friend	NOUN
crl-24835	235	33	.	.	PUNCT
crl-24835	236	1	while	while	SCONJ
crl-24835	236	2	libraries	library	NOUN
crl-24835	236	3	or	or	CCONJ
crl-24835	236	4	librarians	librarian	NOUN
crl-24835	236	5	were	be	AUX
crl-24835	236	6	not	not	PART
crl-24835	236	7	identified	identify	VERB
crl-24835	236	8	as	as	ADP
crl-24835	236	9	part	part	NOUN
crl-24835	236	10	of	of	ADP
crl-24835	236	11	the	the	DET
crl-24835	236	12	personal	personal	ADJ
crl-24835	236	13	network	network	NOUN
crl-24835	236	14	that	that	SCONJ
crl-24835	236	15	students	student	NOUN
crl-24835	236	16	turn	turn	VERB
crl-24835	236	17	to	to	ADP
crl-24835	236	18	for	for	ADP
crl-24835	236	19	financial	financial	ADJ
crl-24835	236	20	information	information	NOUN
crl-24835	236	21	,	,	PUNCT
crl-24835	236	22	libraries	library	NOUN
crl-24835	236	23	do	do	AUX
crl-24835	236	24	have	have	VERB
crl-24835	236	25	a	a	DET
crl-24835	236	26	reputation	reputation	NOUN
crl-24835	236	27	as	as	ADP
crl-24835	236	28	trusted	trust	VERB
crl-24835	236	29	information	information	NOUN
crl-24835	236	30	providers	provider	NOUN
crl-24835	236	31	,	,	PUNCT
crl-24835	236	32	and	and	CCONJ
crl-24835	236	33	trustworthiness	trustworthiness	NOUN
crl-24835	236	34	ranks	rank	VERB
crl-24835	236	35	highly	highly	ADV
crl-24835	236	36	in	in	ADP
crl-24835	236	37	students	student	NOUN
crl-24835	236	38	’	’	PART
crl-24835	236	39	criteria	criterion	NOUN
crl-24835	236	40	for	for	ADP
crl-24835	236	41	evaluating	evaluate	VERB
crl-24835	236	42	a	a	DET
crl-24835	236	43	financial	financial	ADJ
crl-24835	236	44	information	information	NOUN
crl-24835	236	45	source	source	NOUN
crl-24835	236	46	.	.	PUNCT
crl-24835	237	1	librarians	librarian	NOUN
crl-24835	237	2	can	can	AUX
crl-24835	237	3	explore	explore	VERB
crl-24835	237	4	building	build	VERB
crl-24835	237	5	on	on	ADP
crl-24835	237	6	their	their	PRON
crl-24835	237	7	trusted	trust	VERB
crl-24835	237	8	role	role	NOUN
crl-24835	237	9	in	in	ADP
crl-24835	237	10	students	student	NOUN
crl-24835	237	11	’	’	PART
crl-24835	237	12	academic	academic	ADJ
crl-24835	237	13	lives	life	NOUN
crl-24835	237	14	to	to	PART
crl-24835	237	15	include	include	VERB
crl-24835	237	16	support	support	NOUN
crl-24835	237	17	for	for	ADP
crl-24835	237	18	everyday	everyday	ADJ
crl-24835	237	19	life	life	NOUN
crl-24835	237	20	information	information	NOUN
crl-24835	237	21	seeking	seek	VERB
crl-24835	237	22	.	.	PUNCT
crl-24835	238	1	as	as	SCONJ
crl-24835	238	2	the	the	DET
crl-24835	238	3	study	study	NOUN
crl-24835	238	4	found	find	VERB
crl-24835	238	5	,	,	PUNCT
crl-24835	238	6	students	student	NOUN
crl-24835	238	7	lack	lack	VERB
crl-24835	238	8	awareness	awareness	NOUN
crl-24835	238	9	of	of	ADP
crl-24835	238	10	the	the	DET
crl-24835	238	11	numerous	numerous	ADJ
crl-24835	238	12	options	option	NOUN
crl-24835	238	13	available	available	ADJ
crl-24835	238	14	for	for	ADP
crl-24835	238	15	financial	financial	ADJ
crl-24835	238	16	education	education	NOUN
crl-24835	238	17	and	and	CCONJ
crl-24835	238	18	may	may	AUX
crl-24835	238	19	not	not	PART
crl-24835	238	20	recognize	recognize	VERB
crl-24835	238	21	the	the	DET
crl-24835	238	22	library	library	NOUN
crl-24835	238	23	as	as	ADP
crl-24835	238	24	a	a	DET
crl-24835	238	25	potential	potential	ADJ
crl-24835	238	26	node	node	NOUN
crl-24835	238	27	in	in	ADP
crl-24835	238	28	their	their	PRON
crl-24835	238	29	financial	financial	ADJ
crl-24835	238	30	information	information	NOUN
crl-24835	238	31	network	network	NOUN
crl-24835	238	32	.	.	PUNCT
crl-24835	239	1	with	with	ADP
crl-24835	239	2	the	the	DET
crl-24835	239	3	greater	great	ADJ
crl-24835	239	4	understanding	understanding	NOUN
crl-24835	239	5	of	of	ADP
crl-24835	239	6	financial	financial	ADJ
crl-24835	239	7	information	information	NOUN
crl-24835	239	8	–	–	PUNCT
crl-24835	239	9	seeking	seek	VERB
crl-24835	239	10	behavior	behavior	NOUN
crl-24835	239	11	provided	provide	VERB
crl-24835	239	12	by	by	ADP
crl-24835	239	13	this	this	DET
crl-24835	239	14	study	study	NOUN
crl-24835	239	15	,	,	PUNCT
crl-24835	239	16	libraries	library	NOUN
crl-24835	239	17	can	can	AUX
crl-24835	239	18	better	well	ADV
crl-24835	239	19	anticipate	anticipate	VERB
crl-24835	239	20	and	and	CCONJ
crl-24835	239	21	empathize	empathize	VERB
crl-24835	239	22	with	with	ADP
crl-24835	239	23	the	the	DET
crl-24835	239	24	financial	financial	ADJ
crl-24835	239	25	questions	question	NOUN
crl-24835	239	26	and	and	CCONJ
crl-24835	239	27	fearful	fearful	ADJ
crl-24835	239	28	feelings	feeling	NOUN
crl-24835	239	29	students	student	NOUN
crl-24835	239	30	may	may	AUX
crl-24835	239	31	have	have	VERB
crl-24835	239	32	,	,	PUNCT
crl-24835	239	33	know	know	VERB
crl-24835	239	34	what	what	DET
crl-24835	239	35	sources	source	NOUN
crl-24835	239	36	they	they	PRON
crl-24835	239	37	are	be	AUX
crl-24835	239	38	likely	likely	ADJ
crl-24835	239	39	to	to	PART
crl-24835	239	40	have	have	AUX
crl-24835	239	41	consulted	consult	VERB
crl-24835	239	42	,	,	PUNCT
crl-24835	239	43	and	and	CCONJ
crl-24835	239	44	ultimately	ultimately	ADV
crl-24835	239	45	develop	develop	VERB
crl-24835	239	46	programs	program	NOUN
crl-24835	239	47	,	,	PUNCT
crl-24835	239	48	collections	collection	NOUN
crl-24835	239	49	,	,	PUNCT
crl-24835	239	50	and	and	CCONJ
crl-24835	239	51	services	service	NOUN
crl-24835	239	52	that	that	PRON
crl-24835	239	53	align	align	VERB
crl-24835	239	54	with	with	ADP
crl-24835	239	55	the	the	DET
crl-24835	239	56	knowledge	knowledge	NOUN
crl-24835	239	57	and	and	CCONJ
crl-24835	239	58	information	information	NOUN
crl-24835	239	59	that	that	PRON
crl-24835	239	60	college	college	NOUN
crl-24835	239	61	students	student	NOUN
crl-24835	239	62	most	most	ADJ
crl-24835	239	63	value	value	NOUN
crl-24835	239	64	and	and	CCONJ
crl-24835	239	65	need	need	VERB
crl-24835	239	66	for	for	ADP
crl-24835	239	67	their	their	PRON
crl-24835	239	68	financial	financial	ADJ
crl-24835	239	69	lives	life	NOUN
crl-24835	239	70	now	now	ADV
crl-24835	239	71	and	and	CCONJ
crl-24835	239	72	in	in	ADP
crl-24835	239	73	the	the	DET
crl-24835	239	74	future	future	NOUN
crl-24835	239	75	.	.	PUNCT
crl-24835	240	1	they	they	PRON
crl-24835	240	2	seek	seek	VERB
crl-24835	240	3	,	,	PUNCT
crl-24835	240	4	but	but	CCONJ
crl-24835	240	5	do	do	AUX
crl-24835	240	6	they	they	PRON
crl-24835	240	7	find	find	VERB
crl-24835	240	8	?	?	PUNCT
crl-24835	241	1	281	281	NUM
crl-24835	241	2	appendix	appendix	VERB
crl-24835	241	3	a	a	DET
crl-24835	241	4	q1	q1	PROPN
crl-24835	241	5	what	what	PRON
crl-24835	241	6	types	type	NOUN
crl-24835	241	7	of	of	ADP
crl-24835	241	8	financial	financial	ADJ
crl-24835	241	9	information	information	NOUN
crl-24835	241	10	have	have	AUX
crl-24835	241	11	you	you	PRON
crl-24835	241	12	looked	look	VERB
crl-24835	241	13	for	for	ADP
crl-24835	241	14	?	?	PUNCT
crl-24835	242	1	check	check	VERB
crl-24835	242	2	all	all	DET
crl-24835	242	3	that	that	PRON
crl-24835	242	4	apply	apply	VERB
crl-24835	242	5	.	.	PUNCT
crl-24835	243	1	i	i	PRON
crl-24835	243	2	have	have	AUX
crl-24835	243	3	looked	look	VERB
crl-24835	243	4	for	for	ADP
crl-24835	243	5	this	this	DET
crl-24835	243	6	information	information	NOUN
crl-24835	243	7	…	…	PUNCT
crl-24835	243	8	in	in	ADP
crl-24835	243	9	the	the	DET
crl-24835	243	10	last	last	ADJ
crl-24835	243	11	12	12	NUM
crl-24835	243	12	months	month	NOUN
crl-24835	243	13	(	(	PUNCT
crl-24835	243	14	1	1	X
crl-24835	243	15	)	)	PUNCT
crl-24835	243	16	auto	auto	NOUN
crl-24835	243	17	loans	loan	NOUN
crl-24835	243	18	/	/	SYM
crl-24835	243	19	auto	auto	NOUN
crl-24835	243	20	leasing	leasing	NOUN
crl-24835	243	21	(	(	PUNCT
crl-24835	243	22	1	1	NUM
crl-24835	243	23	)	)	PUNCT
crl-24835	244	1	q	q	NOUN
crl-24835	244	2	budgets	budget	NOUN
crl-24835	244	3	(	(	PUNCT
crl-24835	244	4	2	2	X
crl-24835	244	5	)	)	PUNCT
crl-24835	244	6	q	q	NOUN
crl-24835	244	7	choosing	choose	VERB
crl-24835	244	8	a	a	DET
crl-24835	244	9	bank	bank	NOUN
crl-24835	244	10	(	(	PUNCT
crl-24835	244	11	savings	saving	NOUN
crl-24835	244	12	/	/	SYM
crl-24835	244	13	checking	checking	NOUN
crl-24835	244	14	accounts	account	NOUN
crl-24835	244	15	)	)	PUNCT
crl-24835	244	16	(	(	PUNCT
crl-24835	244	17	3	3	X
crl-24835	244	18	)	)	PUNCT
crl-24835	244	19	q	q	NOUN
crl-24835	244	20	cost	cost	NOUN
crl-24835	244	21	of	of	ADP
crl-24835	244	22	a	a	DET
crl-24835	244	23	purchase	purchase	NOUN
crl-24835	244	24	(	(	PUNCT
crl-24835	244	25	4	4	NUM
crl-24835	244	26	)	)	PUNCT
crl-24835	244	27	q	q	NOUN
crl-24835	244	28	credit	credit	NOUN
crl-24835	244	29	cards	card	NOUN
crl-24835	244	30	(	(	PUNCT
crl-24835	244	31	5	5	NUM
crl-24835	244	32	)	)	PUNCT
crl-24835	244	33	q	q	NOUN
crl-24835	244	34	credit	credit	NOUN
crl-24835	244	35	scores	score	NOUN
crl-24835	244	36	(	(	PUNCT
crl-24835	244	37	6	6	NUM
crl-24835	244	38	)	)	PUNCT
crl-24835	244	39	q	q	ADJ
crl-24835	244	40	financial	financial	ADJ
crl-24835	244	41	aid	aid	NOUN
crl-24835	244	42	/	/	SYM
crl-24835	244	43	student	student	NOUN
crl-24835	244	44	loans	loan	NOUN
crl-24835	244	45	(	(	PUNCT
crl-24835	244	46	7	7	NUM
crl-24835	244	47	)	)	PUNCT
crl-24835	244	48	q	q	NOUN
crl-24835	244	49	home	home	NOUN
crl-24835	244	50	mortgages	mortgage	NOUN
crl-24835	244	51	(	(	PUNCT
crl-24835	244	52	8)	8)	NUM
crl-24835	244	53	q	q	NOUN
crl-24835	244	54	investments	investment	NOUN
crl-24835	244	55	(	(	PUNCT
crl-24835	244	56	stocks	stock	NOUN
crl-24835	244	57	,	,	PUNCT
crl-24835	244	58	bonds	bond	NOUN
crl-24835	244	59	,	,	PUNCT
crl-24835	244	60	mutual	mutual	ADJ
crl-24835	244	61	funds	fund	NOUN
crl-24835	244	62	,	,	PUNCT
crl-24835	244	63	etc	etc	X
crl-24835	244	64	.	.	PUNCT
crl-24835	244	65	)	)	PUNCT
crl-24835	244	66	(	(	PUNCT
crl-24835	244	67	9	9	NUM
crl-24835	244	68	)	)	PUNCT
crl-24835	244	69	q	q	NOUN
crl-24835	244	70	salary	salary	NOUN
crl-24835	244	71	for	for	ADP
crl-24835	244	72	future	future	ADJ
crl-24835	244	73	job	job	NOUN
crl-24835	244	74	(	(	PUNCT
crl-24835	244	75	10	10	NUM
crl-24835	244	76	)	)	PUNCT
crl-24835	244	77	q	q	NOUN
crl-24835	244	78	taxes	taxis	NOUN
crl-24835	244	79	(	(	PUNCT
crl-24835	244	80	11	11	NUM
crl-24835	244	81	)	)	PUNCT
crl-24835	244	82	q	q	NOUN
crl-24835	244	83	other	other	ADJ
crl-24835	244	84	(	(	PUNCT
crl-24835	244	85	12	12	NUM
crl-24835	244	86	)	)	PUNCT
crl-24835	244	87	q	q	NOUN
crl-24835	244	88	q2	q2	PROPN
crl-24835	244	89	thinking	thinking	NOUN
crl-24835	244	90	of	of	ADP
crl-24835	244	91	a	a	DET
crl-24835	244	92	time	time	NOUN
crl-24835	244	93	you	you	PRON
crl-24835	244	94	searched	search	VERB
crl-24835	244	95	for	for	ADP
crl-24835	244	96	financial	financial	ADJ
crl-24835	244	97	information	information	NOUN
crl-24835	244	98	,	,	PUNCT
crl-24835	244	99	which	which	PRON
crl-24835	244	100	source(s	source(s	NOUN
crl-24835	244	101	)	)	PUNCT
crl-24835	244	102	did	do	AUX
crl-24835	244	103	you	you	PRON
crl-24835	244	104	use	use	VERB
crl-24835	244	105	?	?	PUNCT
crl-24835	245	1	□	□	PUNCT
crl-24835	245	2	family	family	NOUN
crl-24835	245	3	—	—	PUNCT
crl-24835	245	4	word	word	NOUN
crl-24835	245	5	of	of	ADP
crl-24835	245	6	mouth	mouth	NOUN
crl-24835	245	7	(	(	PUNCT
crl-24835	245	8	1	1	NUM
crl-24835	245	9	)	)	PUNCT
crl-24835	245	10	□	□	PUNCT
crl-24835	245	11	friend	friend	NOUN
crl-24835	245	12	—	—	PUNCT
crl-24835	245	13	word	word	NOUN
crl-24835	245	14	of	of	ADP
crl-24835	245	15	mouth	mouth	NOUN
crl-24835	245	16	(	(	PUNCT
crl-24835	245	17	2	2	NUM
crl-24835	245	18	)	)	PUNCT
crl-24835	245	19	□	□	PUNCT
crl-24835	245	20	browsing	browse	VERB
crl-24835	245	21	the	the	DET
crl-24835	245	22	internet	internet	NOUN
crl-24835	245	23	(	(	PUNCT
crl-24835	245	24	google	google	PROPN
crl-24835	245	25	,	,	PUNCT
crl-24835	245	26	wikipedia	wikipedia	PROPN
crl-24835	245	27	,	,	PUNCT
crl-24835	245	28	blogs	blog	NOUN
crl-24835	245	29	,	,	PUNCT
crl-24835	245	30	etc	etc	X
crl-24835	245	31	.	.	PUNCT
crl-24835	245	32	)	)	PUNCT
crl-24835	245	33	(	(	PUNCT
crl-24835	245	34	3	3	X
crl-24835	245	35	)	)	PUNCT
crl-24835	245	36	□	□	PUNCT
crl-24835	245	37	social	social	ADJ
crl-24835	245	38	media	medium	NOUN
crl-24835	245	39	(	(	PUNCT
crl-24835	245	40	4	4	NUM
crl-24835	245	41	)	)	PUNCT
crl-24835	245	42	□	□	PUNCT
crl-24835	245	43	financial	financial	ADJ
crl-24835	245	44	professional	professional	ADJ
crl-24835	245	45	or	or	CCONJ
crl-24835	245	46	financial	financial	ADJ
crl-24835	245	47	center	center	NOUN
crl-24835	245	48	on	on	ADP
crl-24835	245	49	campus	campus	NOUN
crl-24835	245	50	(	(	PUNCT
crl-24835	245	51	5	5	NUM
crl-24835	245	52	)	)	PUNCT
crl-24835	245	53	□	□	PUNCT
crl-24835	245	54	apps	app	NOUN
crl-24835	245	55	(	(	PUNCT
crl-24835	245	56	mint	mint	PROPN
crl-24835	245	57	,	,	PUNCT
crl-24835	245	58	ynab	ynab	ADJ
crl-24835	245	59	,	,	PUNCT
crl-24835	245	60	stash	stash	NOUN
crl-24835	245	61	,	,	PUNCT
crl-24835	245	62	etc	etc	X
crl-24835	245	63	.	.	PUNCT
crl-24835	245	64	)	)	PUNCT
crl-24835	245	65	(	(	PUNCT
crl-24835	245	66	7	7	NUM
crl-24835	245	67	)	)	PUNCT
crl-24835	245	68	□	□	PUNCT
crl-24835	245	69	other	other	ADJ
crl-24835	245	70	(	(	PUNCT
crl-24835	245	71	6	6	NUM
crl-24835	245	72	)	)	PUNCT
crl-24835	245	73	_	_	PUNCT
crl-24835	245	74	_	_	PUNCT
crl-24835	245	75	_	_	PUNCT
crl-24835	245	76	_	_	PUNCT
crl-24835	245	77	_	_	PUNCT
crl-24835	245	78	_	_	PUNCT
crl-24835	245	79	_	_	PUNCT
crl-24835	245	80	_	_	PUNCT
crl-24835	245	81	_	_	PUNCT
crl-24835	245	82	_	_	PUNCT
crl-24835	245	83	_	_	PUNCT
crl-24835	245	84	_	_	PUNCT
crl-24835	245	85	_	_	PUNCT
crl-24835	245	86	_	_	PUNCT
crl-24835	245	87	_	_	PUNCT
crl-24835	245	88	_	_	PUNCT
crl-24835	245	89	_	_	PUNCT
crl-24835	245	90	_	_	PUNCT
crl-24835	245	91	_	_	PUNCT
crl-24835	245	92	_	_	PUNCT
crl-24835	245	93	_	_	PUNCT
crl-24835	245	94	_	_	PUNCT
crl-24835	245	95	_	_	PUNCT
crl-24835	245	96	_	_	PUNCT
crl-24835	245	97	_	_	PUNCT
crl-24835	245	98	_	_	PUNCT
crl-24835	245	99	_	_	PUNCT
crl-24835	245	100	_	_	PUNCT
crl-24835	245	101	_	_	PUNCT
crl-24835	245	102	_	_	PUNCT
crl-24835	245	103	_	_	PUNCT
crl-24835	245	104	_	_	PUNCT
crl-24835	245	105	_	_	PUNCT
crl-24835	245	106	_	_	PUNCT
crl-24835	245	107	_	_	PUNCT
crl-24835	245	108	_	_	PUNCT
crl-24835	245	109	_	_	PUNCT
crl-24835	245	110	_	_	PUNCT
crl-24835	245	111	_	_	PUNCT
crl-24835	245	112	_	_	PUNCT
crl-24835	245	113	_	_	PUNCT
crl-24835	245	114	_	_	PUNCT
crl-24835	245	115	_	_	PUNCT
crl-24835	245	116	_	_	PUNCT
crl-24835	245	117	_	_	PUNCT
crl-24835	245	118	_	_	PUNCT
crl-24835	245	119	_	_	PUNCT
crl-24835	245	120	_	_	PUNCT
crl-24835	246	1	q3	q3	PROPN
crl-24835	246	2	how	how	SCONJ
crl-24835	246	3	easy	easy	ADJ
crl-24835	246	4	or	or	CCONJ
crl-24835	246	5	difficult	difficult	ADJ
crl-24835	246	6	was	be	AUX
crl-24835	246	7	it	it	PRON
crl-24835	246	8	to	to	PART
crl-24835	246	9	find	find	VERB
crl-24835	246	10	the	the	DET
crl-24835	246	11	financial	financial	ADJ
crl-24835	246	12	information	information	NOUN
crl-24835	246	13	you	you	PRON
crl-24835	246	14	were	be	AUX
crl-24835	246	15	looking	look	VERB
crl-24835	246	16	for	for	ADP
crl-24835	246	17	?	?	PUNCT
crl-24835	247	1	□	□	PUNCT
crl-24835	247	2	very	very	ADV
crl-24835	247	3	easy	easy	ADJ
crl-24835	247	4	(	(	PUNCT
crl-24835	247	5	0	0	NUM
crl-24835	247	6	)	)	PUNCT
crl-24835	247	7	□	□	PUNCT
crl-24835	247	8	easy	easy	ADJ
crl-24835	247	9	(	(	PUNCT
crl-24835	247	10	1	1	NUM
crl-24835	247	11	)	)	PUNCT
crl-24835	247	12	□	□	PUNCT
crl-24835	247	13	neither	neither	CCONJ
crl-24835	247	14	easy	easy	ADJ
crl-24835	247	15	or	or	CCONJ
crl-24835	247	16	difficult	difficult	ADJ
crl-24835	247	17	(	(	PUNCT
crl-24835	247	18	2	2	NUM
crl-24835	247	19	)	)	PUNCT
crl-24835	247	20	□	□	PUNCT
crl-24835	247	21	difficult	difficult	ADJ
crl-24835	247	22	(	(	PUNCT
crl-24835	247	23	3	3	NUM
crl-24835	247	24	)	)	PUNCT
crl-24835	247	25	□	□	PUNCT
crl-24835	247	26	very	very	ADV
crl-24835	247	27	difficult	difficult	ADJ
crl-24835	247	28	(	(	PUNCT
crl-24835	247	29	11	11	NUM
crl-24835	247	30	)	)	PUNCT
crl-24835	247	31	q4	q4	PROPN
crl-24835	247	32	how	how	SCONJ
crl-24835	247	33	long	long	ADV
crl-24835	247	34	did	do	AUX
crl-24835	247	35	it	it	PRON
crl-24835	247	36	take	take	VERB
crl-24835	247	37	you	you	PRON
crl-24835	247	38	to	to	PART
crl-24835	247	39	find	find	VERB
crl-24835	247	40	the	the	DET
crl-24835	247	41	information	information	NOUN
crl-24835	247	42	you	you	PRON
crl-24835	247	43	needed	need	VERB
crl-24835	247	44	?	?	PUNCT
crl-24835	248	1	□	□	PUNCT
crl-24835	248	2	less	less	ADJ
crl-24835	248	3	than	than	ADP
crl-24835	248	4	10	10	NUM
crl-24835	248	5	minutes	minute	NOUN
crl-24835	248	6	(	(	PUNCT
crl-24835	248	7	1	1	NUM
crl-24835	248	8	)	)	PUNCT
crl-24835	248	9	□	□	PUNCT
crl-24835	248	10	10	10	NUM
crl-24835	248	11	-	-	SYM
crl-24835	248	12	30	30	NUM
crl-24835	248	13	minutes	minute	NOUN
crl-24835	248	14	(	(	PUNCT
crl-24835	248	15	2	2	NUM
crl-24835	248	16	)	)	PUNCT
crl-24835	248	17	□	□	PUNCT
crl-24835	248	18	30	30	NUM
crl-24835	248	19	minutes–1	minutes–1	PROPN
crl-24835	248	20	hour	hour	NOUN
crl-24835	248	21	(	(	PUNCT
crl-24835	248	22	3	3	NUM
crl-24835	248	23	)	)	PUNCT
crl-24835	248	24	□	□	PUNCT
crl-24835	248	25	1	1	NUM
crl-24835	248	26	-	-	SYM
crl-24835	248	27	3	3	NUM
crl-24835	248	28	hours	hour	NOUN
crl-24835	248	29	(	(	PUNCT
crl-24835	248	30	4	4	NUM
crl-24835	248	31	)	)	PUNCT
crl-24835	248	32	□	□	SYM
crl-24835	248	33	3	3	NUM
crl-24835	248	34	+	+	NUM
crl-24835	248	35	hours	hour	NOUN
crl-24835	248	36	(	(	PUNCT
crl-24835	248	37	5	5	NUM
crl-24835	248	38	)	)	PUNCT
crl-24835	248	39	q5	q5	PROPN
crl-24835	248	40	were	be	AUX
crl-24835	248	41	you	you	PRON
crl-24835	248	42	able	able	ADJ
crl-24835	248	43	to	to	PART
crl-24835	248	44	find	find	VERB
crl-24835	248	45	the	the	DET
crl-24835	248	46	information	information	NOUN
crl-24835	248	47	you	you	PRON
crl-24835	248	48	needed	need	VERB
crl-24835	248	49	?	?	PUNCT
crl-24835	249	1	□	□	PUNCT
crl-24835	249	2	yes	yes	INTJ
crl-24835	249	3	(	(	PUNCT
crl-24835	249	4	1	1	NUM
crl-24835	249	5	)	)	PUNCT
crl-24835	249	6	282	282	NUM
crl-24835	249	7	college	college	PROPN
crl-24835	249	8	&	&	CCONJ
crl-24835	249	9	research	research	PROPN
crl-24835	249	10	libraries	library	NOUN
crl-24835	249	11	march	march	PROPN
crl-24835	249	12	2021	2021	NUM
crl-24835	249	13	□	□	PUNCT
crl-24835	249	14	no	no	PRON
crl-24835	249	15	(	(	PUNCT
crl-24835	249	16	2	2	NUM
crl-24835	249	17	)	)	PUNCT
crl-24835	249	18	□	□	PUNCT
crl-24835	249	19	somewhat	somewhat	ADV
crl-24835	249	20	(	(	PUNCT
crl-24835	249	21	3	3	NUM
crl-24835	249	22	)	)	PUNCT
crl-24835	249	23	_	_	PUNCT
crl-24835	249	24	_	_	PUNCT
crl-24835	249	25	_	_	PUNCT
crl-24835	249	26	_	_	PUNCT
crl-24835	249	27	_	_	PUNCT
crl-24835	249	28	_	_	PUNCT
crl-24835	249	29	_	_	PUNCT
crl-24835	249	30	_	_	PUNCT
crl-24835	249	31	_	_	PUNCT
crl-24835	249	32	_	_	PUNCT
crl-24835	249	33	_	_	PUNCT
crl-24835	249	34	_	_	PUNCT
crl-24835	249	35	_	_	PUNCT
crl-24835	249	36	_	_	PUNCT
crl-24835	249	37	_	_	PUNCT
crl-24835	249	38	_	_	PUNCT
crl-24835	249	39	_	_	PUNCT
crl-24835	249	40	_	_	PUNCT
crl-24835	249	41	_	_	PUNCT
crl-24835	249	42	_	_	PUNCT
crl-24835	249	43	_	_	PUNCT
crl-24835	249	44	_	_	PUNCT
crl-24835	249	45	_	_	PUNCT
crl-24835	249	46	_	_	PUNCT
crl-24835	249	47	_	_	PUNCT
crl-24835	249	48	_	_	PUNCT
crl-24835	249	49	_	_	PUNCT
crl-24835	249	50	_	_	PUNCT
crl-24835	249	51	_	_	PUNCT
crl-24835	249	52	_	_	PUNCT
crl-24835	249	53	_	_	PUNCT
crl-24835	249	54	_	_	PUNCT
crl-24835	249	55	_	_	PUNCT
crl-24835	249	56	_	_	PUNCT
crl-24835	249	57	_	_	PUNCT
crl-24835	249	58	_	_	PUNCT
crl-24835	249	59	_	_	PUNCT
crl-24835	249	60	_	_	PUNCT
crl-24835	249	61	_	_	PUNCT
crl-24835	249	62	_	_	PUNCT
crl-24835	249	63	_	_	PUNCT
crl-24835	249	64	_	_	PUNCT
crl-24835	249	65	_	_	PUNCT
crl-24835	249	66	_	_	PUNCT
crl-24835	249	67	_	_	PUNCT
crl-24835	249	68	_	_	PUNCT
crl-24835	249	69	_	_	PUNCT
crl-24835	250	1	_	_	PUNCT
crl-24835	251	1	q6	q6	ADP
crl-24835	251	2	what	what	PRON
crl-24835	251	3	prompted	prompt	VERB
crl-24835	251	4	you	you	PRON
crl-24835	251	5	to	to	PART
crl-24835	251	6	search	search	VERB
crl-24835	251	7	for	for	ADP
crl-24835	251	8	the	the	DET
crl-24835	251	9	financial	financial	ADJ
crl-24835	251	10	information	information	NOUN
crl-24835	251	11	?	?	PUNCT
crl-24835	252	1	_	_	PUNCT
crl-24835	252	2	_	_	PUNCT
crl-24835	252	3	_	_	PUNCT
crl-24835	252	4	_	_	PUNCT
crl-24835	252	5	_	_	PUNCT
crl-24835	252	6	_	_	PUNCT
crl-24835	252	7	_	_	PUNCT
crl-24835	252	8	_	_	PUNCT
crl-24835	252	9	_	_	PUNCT
crl-24835	252	10	_	_	PUNCT
crl-24835	252	11	_	_	PUNCT
crl-24835	252	12	_	_	PUNCT
crl-24835	252	13	_	_	PUNCT
crl-24835	252	14	_	_	PUNCT
crl-24835	252	15	_	_	PUNCT
crl-24835	252	16	_	_	PUNCT
crl-24835	252	17	_	_	PUNCT
crl-24835	252	18	_	_	PUNCT
crl-24835	252	19	_	_	PUNCT
crl-24835	252	20	_	_	PUNCT
crl-24835	252	21	_	_	PUNCT
crl-24835	252	22	_	_	PUNCT
crl-24835	252	23	_	_	PUNCT
crl-24835	252	24	_	_	PUNCT
crl-24835	252	25	_	_	PUNCT
crl-24835	252	26	_	_	PUNCT
crl-24835	252	27	_	_	PUNCT
crl-24835	252	28	_	_	PUNCT
crl-24835	252	29	_	_	PUNCT
crl-24835	252	30	_	_	PUNCT
crl-24835	252	31	_	_	PUNCT
crl-24835	252	32	_	_	PUNCT
crl-24835	252	33	_	_	PUNCT
crl-24835	252	34	_	_	PUNCT
crl-24835	252	35	_	_	PUNCT
crl-24835	252	36	_	_	PUNCT
crl-24835	252	37	_	_	PUNCT
crl-24835	252	38	_	_	PUNCT
crl-24835	252	39	_	_	PUNCT
crl-24835	252	40	_	_	PUNCT
crl-24835	252	41	_	_	PUNCT
crl-24835	252	42	_	_	PUNCT
crl-24835	252	43	_	_	PUNCT
crl-24835	252	44	_	_	PUNCT
crl-24835	252	45	_	_	PUNCT
crl-24835	252	46	_	_	PUNCT
crl-24835	252	47	_	_	PUNCT
crl-24835	252	48	_	_	PUNCT
crl-24835	252	49	_	_	PUNCT
crl-24835	252	50	_	_	PUNCT
crl-24835	252	51	_	_	PUNCT
crl-24835	252	52	_	_	PUNCT
crl-24835	252	53	_	_	PUNCT
crl-24835	252	54	_	_	PUNCT
crl-24835	252	55	_	_	PUNCT
crl-24835	252	56	_	_	PUNCT
crl-24835	252	57	_	_	PUNCT
crl-24835	252	58	_	_	PUNCT
crl-24835	252	59	_	_	PUNCT
crl-24835	252	60	_	_	PUNCT
crl-24835	252	61	_	_	PUNCT
crl-24835	252	62	_	_	PUNCT
crl-24835	252	63	_	_	PUNCT
crl-24835	252	64	_	_	PUNCT
crl-24835	253	1	_	_	PUNCT
crl-24835	253	2	_	_	PUNCT
crl-24835	254	1	_	_	PUNCT
crl-24835	255	1	_	_	PUNCT
crl-24835	256	1	_	_	PUNCT
crl-24835	257	1	_	_	PUNCT
crl-24835	258	1	_	_	PUNCT
crl-24835	259	1	_	_	PUNCT
crl-24835	260	1	_	_	PUNCT
crl-24835	261	1	_	_	PUNCT
crl-24835	262	1	_	_	PUNCT
crl-24835	263	1	_	_	PUNCT
crl-24835	264	1	_	_	PUNCT
crl-24835	265	1	_	_	PUNCT
crl-24835	266	1	_	_	PUNCT
crl-24835	267	1	_	_	PUNCT
crl-24835	268	1	_	_	PUNCT
crl-24835	269	1	_	_	PUNCT
crl-24835	270	1	_	_	PUNCT
crl-24835	271	1	_	_	PUNCT
crl-24835	272	1	_	_	PUNCT
crl-24835	273	1	_	_	PUNCT
crl-24835	274	1	_	_	PUNCT
crl-24835	275	1	_	_	PUNCT
crl-24835	276	1	_	_	PUNCT
crl-24835	277	1	_	_	PUNCT
crl-24835	278	1	_	_	PUNCT
crl-24835	279	1	_	_	PUNCT
crl-24835	280	1	_	_	PUNCT
crl-24835	281	1	_	_	PUNCT
crl-24835	282	1	_	_	PUNCT
crl-24835	283	1	_	_	PUNCT
crl-24835	284	1	_	_	PUNCT
crl-24835	285	1	_	_	PUNCT
crl-24835	286	1	_	_	PUNCT
crl-24835	287	1	_	_	PUNCT
crl-24835	288	1	_	_	PUNCT
crl-24835	289	1	_	_	PUNCT
crl-24835	290	1	_	_	PUNCT
crl-24835	291	1	_	_	PUNCT
crl-24835	292	1	_	_	PUNCT
crl-24835	293	1	_	_	PUNCT
crl-24835	294	1	_	_	PUNCT
crl-24835	295	1	_	_	PUNCT
crl-24835	296	1	_	_	PUNCT
crl-24835	297	1	_	_	PUNCT
crl-24835	298	1	_	_	PUNCT
crl-24835	299	1	_	_	PUNCT
crl-24835	300	1	_	_	PUNCT
crl-24835	301	1	_	_	PUNCT
crl-24835	302	1	_	_	PUNCT
crl-24835	303	1	_	_	PUNCT
crl-24835	304	1	_	_	PUNCT
crl-24835	305	1	_	_	PUNCT
crl-24835	306	1	_	_	PUNCT
crl-24835	307	1	_	_	PUNCT
crl-24835	308	1	_	_	PUNCT
crl-24835	309	1	_	_	PUNCT
crl-24835	310	1	_	_	PUNCT
crl-24835	311	1	_	_	PUNCT
crl-24835	312	1	_	_	PUNCT
crl-24835	313	1	_	_	PUNCT
crl-24835	314	1	_	_	PUNCT
crl-24835	315	1	_	_	PUNCT
crl-24835	316	1	_	_	PUNCT
crl-24835	316	2	_	_	PUNCT
crl-24835	317	1	_	_	PUNCT
crl-24835	318	1	_	_	PUNCT
crl-24835	319	1	_	_	PUNCT
crl-24835	320	1	_	_	PUNCT
crl-24835	321	1	_	_	PUNCT
crl-24835	322	1	_	_	PUNCT
crl-24835	323	1	_	_	PUNCT
crl-24835	324	1	_	_	PUNCT
crl-24835	325	1	_	_	PUNCT
crl-24835	326	1	_	_	PUNCT
crl-24835	327	1	_	_	PUNCT
crl-24835	328	1	_	_	PUNCT
crl-24835	329	1	_	_	PUNCT
crl-24835	330	1	_	_	PUNCT
crl-24835	331	1	_	_	PUNCT
crl-24835	332	1	_	_	PUNCT
crl-24835	333	1	_	_	PUNCT
crl-24835	334	1	_	_	PUNCT
crl-24835	335	1	_	_	PUNCT
crl-24835	336	1	_	_	PUNCT
crl-24835	337	1	_	_	PUNCT
crl-24835	338	1	_	_	PUNCT
crl-24835	339	1	_	_	PUNCT
crl-24835	340	1	_	_	PUNCT
crl-24835	341	1	_	_	PUNCT
crl-24835	342	1	_	_	PUNCT
crl-24835	343	1	_	_	PUNCT
crl-24835	344	1	_	_	PUNCT
crl-24835	345	1	_	_	PUNCT
crl-24835	346	1	_	_	PUNCT
crl-24835	347	1	_	_	PUNCT
crl-24835	348	1	_	_	PUNCT
crl-24835	349	1	_	_	PUNCT
crl-24835	350	1	_	_	PUNCT
crl-24835	351	1	_	_	PUNCT
crl-24835	352	1	_	_	PUNCT
crl-24835	353	1	_	_	PUNCT
crl-24835	354	1	_	_	PUNCT
crl-24835	355	1	_	_	PUNCT
crl-24835	356	1	_	_	PUNCT
crl-24835	357	1	_	_	PUNCT
crl-24835	358	1	_	_	PUNCT
crl-24835	359	1	_	_	PUNCT
crl-24835	360	1	_	_	PUNCT
crl-24835	361	1	_	_	PUNCT
crl-24835	362	1	_	_	PUNCT
crl-24835	363	1	_	_	PUNCT
crl-24835	364	1	_	_	PUNCT
crl-24835	365	1	_	_	PUNCT
crl-24835	366	1	_	_	PUNCT
crl-24835	367	1	_	_	PUNCT
crl-24835	368	1	_	_	PUNCT
crl-24835	369	1	_	_	PUNCT
crl-24835	370	1	_	_	PUNCT
crl-24835	371	1	_	_	PUNCT
crl-24835	372	1	_	_	PUNCT
crl-24835	373	1	_	_	PUNCT
crl-24835	374	1	_	_	PUNCT
crl-24835	375	1	_	_	PUNCT
crl-24835	376	1	_	_	PUNCT
crl-24835	377	1	_	_	PUNCT
crl-24835	378	1	_	_	PUNCT
crl-24835	379	1	q7	q7	PROPN
crl-24835	379	2	when	when	SCONJ
crl-24835	379	3	looking	look	VERB
crl-24835	379	4	for	for	ADP
crl-24835	379	5	financial	financial	ADJ
crl-24835	379	6	information	information	NOUN
crl-24835	379	7	,	,	PUNCT
crl-24835	379	8	what	what	DET
crl-24835	379	9	criteria	criterion	NOUN
crl-24835	379	10	is	be	AUX
crl-24835	379	11	important	important	ADJ
crl-24835	379	12	to	to	ADP
crl-24835	379	13	you	you	PRON
crl-24835	379	14	?	?	PUNCT
crl-24835	380	1	□	□	PUNCT
crl-24835	380	2	currency	currency	NOUN
crl-24835	380	3	of	of	ADP
crl-24835	380	4	information	information	NOUN
crl-24835	380	5	(	(	PUNCT
crl-24835	380	6	1	1	NUM
crl-24835	380	7	)	)	PUNCT
crl-24835	380	8	□	□	PUNCT
crl-24835	380	9	trustworthiness	trustworthiness	NOUN
crl-24835	380	10	of	of	ADP
crl-24835	380	11	a	a	DET
crl-24835	380	12	source	source	NOUN
crl-24835	380	13	(	(	PUNCT
crl-24835	380	14	2	2	NUM
crl-24835	380	15	)	)	PUNCT
crl-24835	380	16	□	□	PUNCT
crl-24835	380	17	expertise	expertise	NOUN
crl-24835	380	18	of	of	ADP
crl-24835	380	19	a	a	DET
crl-24835	380	20	source	source	NOUN
crl-24835	380	21	(	(	PUNCT
crl-24835	380	22	3	3	NUM
crl-24835	380	23	)	)	PUNCT
crl-24835	380	24	□	□	PUNCT
crl-24835	380	25	purpose	purpose	NOUN
crl-24835	380	26	of	of	ADP
crl-24835	380	27	a	a	DET
crl-24835	380	28	source	source	NOUN
crl-24835	380	29	(	(	PUNCT
crl-24835	380	30	education	education	NOUN
crl-24835	380	31	,	,	PUNCT
crl-24835	380	32	selling	sell	VERB
crl-24835	380	33	something	something	PRON
crl-24835	380	34	,	,	PUNCT
crl-24835	380	35	etc	etc	X
crl-24835	380	36	.	.	PUNCT
crl-24835	380	37	)	)	PUNCT
crl-24835	380	38	(	(	PUNCT
crl-24835	380	39	5	5	X
crl-24835	380	40	)	)	PUNCT
crl-24835	380	41	□	□	PUNCT
crl-24835	380	42	other	other	ADJ
crl-24835	380	43	criteria	criterion	NOUN
crl-24835	380	44	(	(	PUNCT
crl-24835	380	45	please	please	INTJ
crl-24835	380	46	describe	describe	VERB
crl-24835	380	47	)	)	PUNCT
crl-24835	380	48	(	(	PUNCT
crl-24835	380	49	6	6	NUM
crl-24835	380	50	)	)	PUNCT
crl-24835	380	51	_	_	PUNCT
crl-24835	380	52	_	_	PUNCT
crl-24835	380	53	_	_	PUNCT
crl-24835	380	54	_	_	PUNCT
crl-24835	380	55	_	_	PUNCT
crl-24835	380	56	_	_	PUNCT
crl-24835	380	57	_	_	PUNCT
crl-24835	380	58	_	_	PUNCT
crl-24835	380	59	_	_	PUNCT
crl-24835	380	60	_	_	PUNCT
crl-24835	380	61	_	_	PUNCT
crl-24835	380	62	_	_	PUNCT
crl-24835	380	63	_	_	PUNCT
crl-24835	380	64	_	_	PUNCT
crl-24835	380	65	_	_	PUNCT
crl-24835	380	66	_	_	PUNCT
crl-24835	380	67	_	_	PUNCT
crl-24835	380	68	_	_	PUNCT
crl-24835	380	69	_	_	PUNCT
crl-24835	380	70	_	_	PUNCT
crl-24835	380	71	_	_	PUNCT
crl-24835	380	72	_	_	PUNCT
crl-24835	380	73	_	_	PUNCT
crl-24835	380	74	_	_	PUNCT
crl-24835	380	75	_	_	PUNCT
crl-24835	380	76	_	_	PUNCT
crl-24835	380	77	_	_	PUNCT
crl-24835	380	78	_	_	PUNCT
crl-24835	380	79	_	_	PUNCT
crl-24835	380	80	_	_	PUNCT
crl-24835	380	81	_	_	PUNCT
crl-24835	380	82	_	_	PUNCT
crl-24835	380	83	_	_	PUNCT
crl-24835	380	84	_	_	PUNCT
crl-24835	380	85	_	_	PUNCT
crl-24835	380	86	_	_	PUNCT
crl-24835	380	87	_	_	PUNCT
crl-24835	380	88	_	_	PUNCT
crl-24835	381	1	q8	q8	PROPN
crl-24835	381	2	how	how	SCONJ
crl-24835	381	3	strongly	strongly	ADV
crl-24835	381	4	do	do	AUX
crl-24835	381	5	you	you	PRON
crl-24835	381	6	agree	agree	VERB
crl-24835	381	7	or	or	CCONJ
crl-24835	381	8	disagree	disagree	VERB
crl-24835	381	9	with	with	ADP
crl-24835	381	10	the	the	DET
crl-24835	381	11	following	follow	VERB
crl-24835	381	12	statements	statement	NOUN
crl-24835	381	13	about	about	ADP
crl-24835	381	14	searching	search	VERB
crl-24835	381	15	for	for	ADP
crl-24835	381	16	financial	financial	ADJ
crl-24835	381	17	information	information	NOUN
crl-24835	381	18	?	?	PUNCT
crl-24835	382	1	disagree	disagree	VERB
crl-24835	382	2	(	(	PUNCT
crl-24835	382	3	1	1	NUM
crl-24835	382	4	)	)	PUNCT
crl-24835	382	5	somewhat	somewhat	ADV
crl-24835	382	6	disagree	disagree	VERB
crl-24835	382	7	(	(	PUNCT
crl-24835	382	8	2	2	NUM
crl-24835	382	9	)	)	PUNCT
crl-24835	382	10	neither	neither	CCONJ
crl-24835	382	11	agree	agree	VERB
crl-24835	382	12	or	or	CCONJ
crl-24835	382	13	disagree	disagree	VERB
crl-24835	382	14	(	(	PUNCT
crl-24835	382	15	3	3	NUM
crl-24835	382	16	)	)	PUNCT
crl-24835	382	17	somewhat	somewhat	ADV
crl-24835	382	18	agree	agree	VERB
crl-24835	382	19	(	(	PUNCT
crl-24835	382	20	4	4	NUM
crl-24835	382	21	)	)	PUNCT
crl-24835	382	22	agree	agree	VERB
crl-24835	382	23	(	(	PUNCT
crl-24835	382	24	5	5	NUM
crl-24835	382	25	)	)	PUNCT
crl-24835	382	26	there	there	PRON
crl-24835	382	27	is	be	VERB
crl-24835	382	28	too	too	ADV
crl-24835	382	29	much	much	ADJ
crl-24835	382	30	information	information	NOUN
crl-24835	382	31	(	(	PUNCT
crl-24835	382	32	1	1	X
crl-24835	382	33	)	)	PUNCT
crl-24835	382	34	i	i	PRON
crl-24835	382	35	do	do	AUX
crl-24835	382	36	n’t	not	PART
crl-24835	382	37	know	know	VERB
crl-24835	382	38	where	where	SCONJ
crl-24835	382	39	to	to	PART
crl-24835	382	40	look	look	VERB
crl-24835	382	41	(	(	PUNCT
crl-24835	382	42	2	2	X
crl-24835	382	43	)	)	PUNCT
crl-24835	382	44	i	i	PRON
crl-24835	382	45	find	find	VERB
crl-24835	382	46	information	information	NOUN
crl-24835	382	47	that	that	PRON
crl-24835	382	48	contradicts	contradict	VERB
crl-24835	382	49	itself	itself	PRON
crl-24835	382	50	(	(	PUNCT
crl-24835	382	51	3	3	X
crl-24835	382	52	)	)	PUNCT
crl-24835	382	53	i	i	PRON
crl-24835	382	54	do	do	AUX
crl-24835	382	55	n’t	not	PART
crl-24835	382	56	trust	trust	VERB
crl-24835	382	57	the	the	DET
crl-24835	382	58	information	information	NOUN
crl-24835	382	59	i	i	PRON
crl-24835	382	60	find	find	VERB
crl-24835	382	61	(	(	PUNCT
crl-24835	382	62	4	4	X
crl-24835	382	63	)	)	PUNCT
crl-24835	382	64	i	i	PRON
crl-24835	382	65	would	would	AUX
crl-24835	382	66	rather	rather	ADV
crl-24835	382	67	ask	ask	VERB
crl-24835	382	68	someone	someone	PRON
crl-24835	382	69	for	for	ADP
crl-24835	382	70	help	help	NOUN
crl-24835	382	71	than	than	ADP
crl-24835	382	72	look	look	VERB
crl-24835	382	73	for	for	ADP
crl-24835	382	74	information	information	NOUN
crl-24835	382	75	on	on	ADP
crl-24835	382	76	my	my	PRON
crl-24835	382	77	own	own	ADJ
crl-24835	382	78	(	(	PUNCT
crl-24835	382	79	5	5	NUM
crl-24835	382	80	)	)	PUNCT
crl-24835	382	81	q9	q9	PROPN
crl-24835	382	82	financial	financial	ADJ
crl-24835	382	83	literacy	literacy	NOUN
crl-24835	382	84	is	be	AUX
crl-24835	382	85	a	a	DET
crl-24835	382	86	broad	broad	ADJ
crl-24835	382	87	term	term	NOUN
crl-24835	382	88	that	that	PRON
crl-24835	382	89	includes	include	VERB
crl-24835	382	90	knowledge	knowledge	NOUN
crl-24835	382	91	about	about	ADP
crl-24835	382	92	personal	personal	ADJ
crl-24835	382	93	finance	finance	NOUN
crl-24835	382	94	,	,	PUNCT
crl-24835	382	95	budgets	budget	NOUN
crl-24835	382	96	,	,	PUNCT
crl-24835	382	97	savings	saving	NOUN
crl-24835	382	98	,	,	PUNCT
crl-24835	382	99	spending	spending	NOUN
crl-24835	382	100	,	,	PUNCT
crl-24835	382	101	etc	etc	X
crl-24835	382	102	.	.	X
crl-24835	382	103	have	have	AUX
crl-24835	382	104	you	you	PRON
crl-24835	382	105	had	have	VERB
crl-24835	382	106	any	any	DET
crl-24835	382	107	formal	formal	ADJ
crl-24835	382	108	financial	financial	ADJ
crl-24835	382	109	literacy	literacy	NOUN
crl-24835	382	110	instruction	instruction	NOUN
crl-24835	382	111	of	of	ADP
crl-24835	382	112	this	this	DET
crl-24835	382	113	nature	nature	NOUN
crl-24835	382	114	?	?	PUNCT
crl-24835	383	1	□	□	PUNCT
crl-24835	383	2	yes	yes	INTJ
crl-24835	383	3	(	(	PUNCT
crl-24835	383	4	1	1	NUM
crl-24835	383	5	)	)	PUNCT
crl-24835	383	6	□	□	PUNCT
crl-24835	383	7	no	no	PRON
crl-24835	383	8	(	(	PUNCT
crl-24835	383	9	2	2	NUM
crl-24835	383	10	)	)	PUNCT
crl-24835	383	11	□	□	PUNCT
crl-24835	383	12	other	other	ADJ
crl-24835	383	13	(	(	PUNCT
crl-24835	383	14	3	3	NUM
crl-24835	383	15	)	)	PUNCT
crl-24835	383	16	_	_	PUNCT
crl-24835	383	17	_	_	PUNCT
crl-24835	383	18	_	_	PUNCT
crl-24835	383	19	_	_	PUNCT
crl-24835	383	20	_	_	PUNCT
crl-24835	383	21	_	_	PUNCT
crl-24835	383	22	_	_	PUNCT
crl-24835	383	23	_	_	PUNCT
crl-24835	383	24	_	_	PUNCT
crl-24835	383	25	_	_	PUNCT
crl-24835	383	26	_	_	PUNCT
crl-24835	383	27	_	_	PUNCT
crl-24835	383	28	_	_	PUNCT
crl-24835	383	29	_	_	PUNCT
crl-24835	383	30	_	_	PUNCT
crl-24835	383	31	_	_	PUNCT
crl-24835	383	32	_	_	PUNCT
crl-24835	383	33	_	_	PUNCT
crl-24835	383	34	_	_	PUNCT
crl-24835	383	35	_	_	PUNCT
crl-24835	383	36	_	_	PUNCT
crl-24835	383	37	_	_	PUNCT
crl-24835	383	38	_	_	PUNCT
crl-24835	383	39	_	_	PUNCT
crl-24835	383	40	_	_	PUNCT
crl-24835	383	41	_	_	PUNCT
crl-24835	383	42	_	_	PUNCT
crl-24835	383	43	_	_	PUNCT
crl-24835	383	44	_	_	PUNCT
crl-24835	383	45	_	_	PUNCT
crl-24835	383	46	_	_	PUNCT
crl-24835	383	47	_	_	PUNCT
crl-24835	383	48	_	_	PUNCT
crl-24835	383	49	_	_	PUNCT
crl-24835	383	50	_	_	PUNCT
crl-24835	383	51	_	_	PUNCT
crl-24835	383	52	_	_	PUNCT
crl-24835	383	53	_	_	PUNCT
crl-24835	383	54	_	_	PUNCT
crl-24835	383	55	_	_	PUNCT
crl-24835	383	56	_	_	PUNCT
crl-24835	383	57	_	_	PUNCT
crl-24835	383	58	_	_	PUNCT
crl-24835	383	59	_	_	PUNCT
crl-24835	383	60	_	_	PUNCT
crl-24835	383	61	_	_	PUNCT
crl-24835	383	62	_	_	PUNCT
crl-24835	383	63	_	_	PUNCT
crl-24835	383	64	q10	q10	NOUN
crl-24835	383	65	what	what	PRON
crl-24835	383	66	is	be	AUX
crl-24835	383	67	your	your	PRON
crl-24835	383	68	age	age	NOUN
crl-24835	383	69	?	?	PUNCT
crl-24835	384	1	□	□	PUNCT
crl-24835	384	2	18	18	NUM
crl-24835	384	3	-	-	SYM
crl-24835	384	4	20	20	NUM
crl-24835	384	5	(	(	PUNCT
crl-24835	384	6	1	1	NUM
crl-24835	384	7	)	)	PUNCT
crl-24835	384	8	□	□	PUNCT
crl-24835	384	9	21	21	NUM
crl-24835	384	10	-	-	SYM
crl-24835	384	11	23	23	NUM
crl-24835	384	12	(	(	PUNCT
crl-24835	384	13	2	2	NUM
crl-24835	384	14	)	)	PUNCT
crl-24835	384	15	□	□	PUNCT
crl-24835	384	16	24	24	NUM
crl-24835	384	17	-	-	SYM
crl-24835	384	18	26	26	NUM
crl-24835	384	19	(	(	PUNCT
crl-24835	384	20	3	3	NUM
crl-24835	384	21	)	)	PUNCT
crl-24835	384	22	□	□	PUNCT
crl-24835	384	23	27	27	NUM
crl-24835	384	24	-	-	SYM
crl-24835	384	25	29	29	NUM
crl-24835	384	26	(	(	PUNCT
crl-24835	384	27	4	4	NUM
crl-24835	384	28	)	)	PUNCT
crl-24835	384	29	□	□	SYM
crl-24835	384	30	30	30	NUM
crl-24835	384	31	or	or	CCONJ
crl-24835	384	32	older	old	ADJ
crl-24835	384	33	(	(	PUNCT
crl-24835	384	34	5	5	NUM
crl-24835	384	35	)	)	PUNCT
crl-24835	384	36	they	they	PRON
crl-24835	384	37	seek	seek	VERB
crl-24835	384	38	,	,	PUNCT
crl-24835	384	39	but	but	CCONJ
crl-24835	384	40	do	do	AUX
crl-24835	384	41	they	they	PRON
crl-24835	384	42	find	find	VERB
crl-24835	384	43	?	?	PUNCT
crl-24835	385	1	283	283	NUM
crl-24835	385	2	q11	q11	NOUN
crl-24835	385	3	what	what	PRON
crl-24835	385	4	is	be	AUX
crl-24835	385	5	your	your	PRON
crl-24835	385	6	class	class	NOUN
crl-24835	385	7	standing	stand	VERB
crl-24835	385	8	?	?	PUNCT
crl-24835	386	1	□	□	PUNCT
crl-24835	386	2	freshman	freshman	NOUN
crl-24835	386	3	(	(	PUNCT
crl-24835	386	4	1	1	NUM
crl-24835	386	5	)	)	PUNCT
crl-24835	386	6	□	□	PUNCT
crl-24835	386	7	sophomore	sophomore	NOUN
crl-24835	386	8	(	(	PUNCT
crl-24835	386	9	2	2	NUM
crl-24835	386	10	)	)	PUNCT
crl-24835	386	11	□	□	PUNCT
crl-24835	386	12	junior	junior	NOUN
crl-24835	386	13	(	(	PUNCT
crl-24835	386	14	3	3	NUM
crl-24835	386	15	)	)	PUNCT
crl-24835	386	16	□	□	PUNCT
crl-24835	386	17	senior	senior	ADJ
crl-24835	386	18	(	(	PUNCT
crl-24835	386	19	4	4	NUM
crl-24835	386	20	)	)	PUNCT
crl-24835	386	21	□	□	PUNCT
crl-24835	386	22	graduate	graduate	NOUN
crl-24835	386	23	(	(	PUNCT
crl-24835	386	24	5	5	NUM
crl-24835	386	25	)	)	PUNCT
crl-24835	386	26	□	□	PUNCT
crl-24835	386	27	other	other	ADJ
crl-24835	386	28	(	(	PUNCT
crl-24835	386	29	6	6	NUM
crl-24835	386	30	)	)	PUNCT
crl-24835	386	31	_	_	PUNCT
crl-24835	386	32	_	_	PUNCT
crl-24835	386	33	_	_	PUNCT
crl-24835	386	34	_	_	PUNCT
crl-24835	386	35	_	_	PUNCT
crl-24835	386	36	_	_	PUNCT
crl-24835	386	37	_	_	PUNCT
crl-24835	386	38	_	_	PUNCT
crl-24835	386	39	_	_	PUNCT
crl-24835	386	40	_	_	PUNCT
crl-24835	386	41	_	_	PUNCT
crl-24835	386	42	_	_	PUNCT
crl-24835	386	43	_	_	PUNCT
crl-24835	386	44	_	_	PUNCT
crl-24835	386	45	_	_	PUNCT
crl-24835	386	46	_	_	PUNCT
crl-24835	386	47	_	_	PUNCT
crl-24835	386	48	_	_	PUNCT
crl-24835	386	49	_	_	PUNCT
crl-24835	386	50	_	_	PUNCT
crl-24835	386	51	_	_	PUNCT
crl-24835	386	52	_	_	PUNCT
crl-24835	386	53	_	_	PUNCT
crl-24835	386	54	_	_	PUNCT
crl-24835	386	55	_	_	PUNCT
crl-24835	386	56	_	_	PUNCT
crl-24835	386	57	_	_	PUNCT
crl-24835	386	58	_	_	PUNCT
crl-24835	386	59	_	_	PUNCT
crl-24835	386	60	_	_	PUNCT
crl-24835	386	61	_	_	PUNCT
crl-24835	386	62	_	_	PUNCT
crl-24835	386	63	_	_	PUNCT
crl-24835	386	64	_	_	PUNCT
crl-24835	386	65	_	_	PUNCT
crl-24835	386	66	_	_	PUNCT
crl-24835	386	67	_	_	PUNCT
crl-24835	386	68	_	_	PUNCT
crl-24835	386	69	_	_	PUNCT
crl-24835	386	70	_	_	PUNCT
crl-24835	386	71	_	_	PUNCT
crl-24835	386	72	_	_	PUNCT
crl-24835	386	73	_	_	PUNCT
crl-24835	386	74	_	_	PUNCT
crl-24835	386	75	_	_	PUNCT
crl-24835	386	76	_	_	PUNCT
crl-24835	386	77	_	_	PUNCT
crl-24835	386	78	_	_	PUNCT
crl-24835	386	79	q12	q12	NOUN
crl-24835	386	80	what	what	PRON
crl-24835	386	81	gender	gender	NOUN
crl-24835	386	82	identity	identity	NOUN
crl-24835	386	83	do	do	AUX
crl-24835	386	84	you	you	PRON
crl-24835	386	85	most	most	ADV
crl-24835	386	86	identify	identify	VERB
crl-24835	386	87	with	with	ADP
crl-24835	386	88	?	?	PUNCT
crl-24835	387	1	□	□	PUNCT
crl-24835	387	2	female	female	ADJ
crl-24835	387	3	(	(	PUNCT
crl-24835	387	4	1	1	NUM
crl-24835	387	5	)	)	PUNCT
crl-24835	387	6	□	□	PUNCT
crl-24835	387	7	male	male	NOUN
crl-24835	387	8	(	(	PUNCT
crl-24835	387	9	2	2	NUM
crl-24835	387	10	)	)	PUNCT
crl-24835	387	11	□	□	PUNCT
crl-24835	387	12	prefer	prefer	VERB
crl-24835	387	13	not	not	PART
crl-24835	387	14	to	to	PART
crl-24835	387	15	say	say	VERB
crl-24835	387	16	(	(	PUNCT
crl-24835	387	17	3	3	NUM
crl-24835	387	18	)	)	PUNCT
crl-24835	387	19	□	□	PUNCT
crl-24835	387	20	prefer	prefer	VERB
crl-24835	387	21	to	to	PART
crl-24835	387	22	self	self	NOUN
crl-24835	387	23	-	-	PUNCT
crl-24835	387	24	describe	describe	NOUN
crl-24835	387	25	(	(	PUNCT
crl-24835	387	26	4	4	NUM
crl-24835	387	27	)	)	PUNCT
crl-24835	387	28	_	_	PUNCT
crl-24835	387	29	_	_	PUNCT
crl-24835	387	30	_	_	PUNCT
crl-24835	387	31	_	_	PUNCT
crl-24835	387	32	_	_	PUNCT
crl-24835	387	33	_	_	PUNCT
crl-24835	387	34	_	_	PUNCT
crl-24835	387	35	_	_	PUNCT
crl-24835	387	36	_	_	PUNCT
crl-24835	387	37	_	_	PUNCT
crl-24835	387	38	_	_	PUNCT
crl-24835	387	39	_	_	PUNCT
crl-24835	387	40	_	_	PUNCT
crl-24835	387	41	_	_	PUNCT
crl-24835	387	42	_	_	PUNCT
crl-24835	387	43	_	_	PUNCT
crl-24835	387	44	_	_	PUNCT
crl-24835	387	45	_	_	PUNCT
crl-24835	387	46	_	_	PUNCT
crl-24835	387	47	_	_	PUNCT
crl-24835	387	48	_	_	PUNCT
crl-24835	387	49	_	_	PUNCT
crl-24835	387	50	_	_	PUNCT
crl-24835	387	51	_	_	PUNCT
crl-24835	387	52	_	_	PUNCT
crl-24835	387	53	_	_	PUNCT
crl-24835	387	54	_	_	PUNCT
crl-24835	387	55	_	_	PUNCT
crl-24835	387	56	_	_	PUNCT
crl-24835	387	57	_	_	PUNCT
crl-24835	387	58	_	_	PUNCT
crl-24835	387	59	_	_	PUNCT
crl-24835	387	60	_	_	PUNCT
crl-24835	387	61	_	_	PUNCT
crl-24835	387	62	_	_	PUNCT
crl-24835	387	63	_	_	PUNCT
crl-24835	387	64	_	_	PUNCT
crl-24835	387	65	_	_	PUNCT
crl-24835	387	66	_	_	PUNCT
crl-24835	387	67	_	_	PUNCT
crl-24835	387	68	_	_	PUNCT
crl-24835	387	69	_	_	PUNCT
crl-24835	387	70	_	_	PUNCT
crl-24835	387	71	_	_	PUNCT
crl-24835	387	72	_	_	PUNCT
crl-24835	387	73	_	_	PUNCT
crl-24835	387	74	_	_	PUNCT
crl-24835	387	75	_	_	PUNCT
crl-24835	387	76	q13	q13	NOUN
crl-24835	387	77	how	how	SCONJ
crl-24835	387	78	do	do	AUX
crl-24835	387	79	you	you	PRON
crl-24835	387	80	describe	describe	VERB
crl-24835	387	81	your	your	PRON
crl-24835	387	82	ethnicity	ethnicity	NOUN
crl-24835	387	83	?	?	PUNCT
crl-24835	388	1	□	□	PUNCT
crl-24835	388	2	white	white	ADJ
crl-24835	388	3	(	(	PUNCT
crl-24835	388	4	1	1	NUM
crl-24835	388	5	)	)	PUNCT
crl-24835	388	6	□	□	PUNCT
crl-24835	388	7	hispanic	hispanic	ADJ
crl-24835	388	8	or	or	CCONJ
crl-24835	388	9	latino	latino	ADJ
crl-24835	388	10	(	(	PUNCT
crl-24835	388	11	2	2	NUM
crl-24835	388	12	)	)	PUNCT
crl-24835	388	13	□	□	PUNCT
crl-24835	388	14	black	black	ADJ
crl-24835	388	15	or	or	CCONJ
crl-24835	388	16	african	african	ADJ
crl-24835	388	17	american	american	PROPN
crl-24835	388	18	(	(	PUNCT
crl-24835	388	19	3	3	NUM
crl-24835	388	20	)	)	PUNCT
crl-24835	388	21	□	□	PUNCT
crl-24835	388	22	native	native	ADJ
crl-24835	388	23	american	american	ADJ
crl-24835	388	24	or	or	CCONJ
crl-24835	388	25	american	american	PROPN
crl-24835	388	26	indian	indian	PROPN
crl-24835	388	27	(	(	PUNCT
crl-24835	388	28	4	4	NUM
crl-24835	388	29	)	)	PUNCT
crl-24835	388	30	□	□	PUNCT
crl-24835	388	31	asian	asian	PROPN
crl-24835	388	32	/	/	SYM
crl-24835	388	33	pacific	pacific	PROPN
crl-24835	388	34	islander	islander	NOUN
crl-24835	388	35	(	(	PUNCT
crl-24835	388	36	5	5	NUM
crl-24835	388	37	)	)	PUNCT
crl-24835	388	38	□	□	PUNCT
crl-24835	388	39	other	other	ADJ
crl-24835	388	40	(	(	PUNCT
crl-24835	388	41	6	6	NUM
crl-24835	388	42	)	)	PUNCT
crl-24835	388	43	_	_	PUNCT
crl-24835	388	44	_	_	PUNCT
crl-24835	388	45	_	_	PUNCT
crl-24835	388	46	_	_	PUNCT
crl-24835	388	47	_	_	PUNCT
crl-24835	388	48	_	_	PUNCT
crl-24835	388	49	_	_	PUNCT
crl-24835	388	50	_	_	PUNCT
crl-24835	388	51	_	_	PUNCT
crl-24835	388	52	_	_	PUNCT
crl-24835	388	53	_	_	PUNCT
crl-24835	388	54	_	_	PUNCT
crl-24835	388	55	_	_	PUNCT
crl-24835	388	56	_	_	PUNCT
crl-24835	388	57	_	_	PUNCT
crl-24835	388	58	_	_	PUNCT
crl-24835	388	59	_	_	PUNCT
crl-24835	388	60	_	_	PUNCT
crl-24835	388	61	_	_	PUNCT
crl-24835	388	62	_	_	PUNCT
crl-24835	388	63	_	_	PUNCT
crl-24835	388	64	_	_	PUNCT
crl-24835	388	65	_	_	PUNCT
crl-24835	388	66	_	_	PUNCT
crl-24835	388	67	_	_	PUNCT
crl-24835	388	68	_	_	PUNCT
crl-24835	388	69	_	_	PUNCT
crl-24835	388	70	_	_	PUNCT
crl-24835	388	71	_	_	PUNCT
crl-24835	388	72	_	_	PUNCT
crl-24835	388	73	_	_	PUNCT
crl-24835	388	74	_	_	PUNCT
crl-24835	388	75	_	_	PUNCT
crl-24835	388	76	_	_	PUNCT
crl-24835	388	77	_	_	PUNCT
crl-24835	388	78	_	_	PUNCT
crl-24835	388	79	_	_	PUNCT
crl-24835	388	80	_	_	PUNCT
crl-24835	388	81	_	_	PUNCT
crl-24835	388	82	_	_	PUNCT
crl-24835	388	83	_	_	PUNCT
crl-24835	388	84	_	_	PUNCT
crl-24835	388	85	_	_	PUNCT
crl-24835	388	86	_	_	PUNCT
crl-24835	388	87	_	_	PUNCT
crl-24835	388	88	_	_	PUNCT
crl-24835	388	89	_	_	PUNCT
crl-24835	388	90	_	_	PUNCT
crl-24835	388	91	□	□	PUNCT
crl-24835	388	92	prefer	prefer	VERB
crl-24835	388	93	not	not	PART
crl-24835	388	94	to	to	PART
crl-24835	388	95	answer	answer	VERB
crl-24835	388	96	(	(	PUNCT
crl-24835	388	97	7	7	NUM
crl-24835	388	98	)	)	PUNCT
crl-24835	388	99	q14	q14	NOUN
crl-24835	388	100	are	be	AUX
crl-24835	388	101	you	you	PRON
crl-24835	388	102	a	a	DET
crl-24835	388	103	first	first	ADJ
crl-24835	388	104	generation	generation	NOUN
crl-24835	388	105	student	student	NOUN
crl-24835	388	106	?	?	PUNCT
crl-24835	389	1	□	□	PUNCT
crl-24835	389	2	yes	yes	INTJ
crl-24835	389	3	(	(	PUNCT
crl-24835	389	4	1	1	NUM
crl-24835	389	5	)	)	PUNCT
crl-24835	389	6	□	□	PUNCT
crl-24835	389	7	no	no	PRON
crl-24835	389	8	(	(	PUNCT
crl-24835	389	9	2	2	NUM
crl-24835	389	10	)	)	PUNCT
crl-24835	389	11	notes	note	NOUN
crl-24835	389	12	1	1	NUM
crl-24835	389	13	.	.	PROPN
crl-24835	389	14	kit	kit	PROPN
crl-24835	389	15	keller	keller	PROPN
crl-24835	389	16	et	et	PROPN
crl-24835	390	1	al	al	PROPN
crl-24835	390	2	.	.	PROPN
crl-24835	390	3	,	,	PUNCT
crl-24835	390	4	“	"	PUNCT
crl-24835	390	5	meeting	meet	VERB
crl-24835	390	6	the	the	DET
crl-24835	390	7	need	need	NOUN
crl-24835	390	8	for	for	ADP
crl-24835	390	9	library	library	NOUN
crl-24835	390	10	-	-	PUNCT
crl-24835	390	11	based	base	VERB
crl-24835	390	12	financial	financial	ADJ
crl-24835	390	13	literacy	literacy	NOUN
crl-24835	390	14	education	education	NOUN
crl-24835	390	15	,	,	PUNCT
crl-24835	390	16	”	"	PUNCT
crl-24835	390	17	reference	reference	NOUN
crl-24835	390	18	&	&	CCONJ
crl-24835	390	19	user	user	NOUN
crl-24835	390	20	services	service	NOUN
crl-24835	390	21	quarterly	quarterly	ADJ
crl-24835	390	22	54	54	NUM
crl-24835	390	23	,	,	PUNCT
crl-24835	390	24	no	no	NOUN
crl-24835	390	25	.	.	NOUN
crl-24835	390	26	3	3	NUM
crl-24835	390	27	(	(	PUNCT
crl-24835	390	28	2015	2015	NUM
crl-24835	390	29	):	):	PUNCT
crl-24835	390	30	47–51	47–51	NUM
crl-24835	390	31	.	.	PUNCT
crl-24835	390	32	2	2	X
crl-24835	390	33	.	.	X
crl-24835	390	34	keller	keller	PROPN
crl-24835	390	35	et	et	PROPN
crl-24835	391	1	al	al	PROPN
crl-24835	391	2	.	.	PROPN
crl-24835	391	3	,	,	PUNCT
crl-24835	391	4	“	"	PUNCT
crl-24835	391	5	meeting	meet	VERB
crl-24835	391	6	the	the	DET
crl-24835	391	7	need	need	NOUN
crl-24835	391	8	for	for	ADP
crl-24835	391	9	library	library	NOUN
crl-24835	391	10	-	-	PUNCT
crl-24835	391	11	based	base	VERB
crl-24835	391	12	financial	financial	ADJ
crl-24835	391	13	literacy	literacy	NOUN
crl-24835	391	14	education	education	NOUN
crl-24835	391	15	.	.	PUNCT
crl-24835	391	16	”	"	PUNCT
crl-24835	392	1	3	3	X
crl-24835	392	2	.	.	PROPN
crl-24835	392	3	catherine	catherine	PROPN
crl-24835	392	4	arnott	arnott	PROPN
crl-24835	392	5	smith	smith	PROPN
crl-24835	392	6	and	and	CCONJ
crl-24835	392	7	kristin	kristin	PROPN
crl-24835	392	8	eschenfelder	eschenfelder	PROPN
crl-24835	392	9	,	,	PUNCT
crl-24835	392	10	“	"	PUNCT
crl-24835	392	11	public	public	ADJ
crl-24835	392	12	libraries	library	NOUN
crl-24835	392	13	in	in	ADP
crl-24835	392	14	an	an	DET
crl-24835	392	15	age	age	NOUN
crl-24835	392	16	of	of	ADP
crl-24835	392	17	financial	financial	ADJ
crl-24835	392	18	complexity	complexity	NOUN
crl-24835	392	19	:	:	PUNCT
crl-24835	392	20	toward	toward	ADP
crl-24835	392	21	enhancing	enhance	VERB
crl-24835	392	22	community	community	NOUN
crl-24835	392	23	financial	financial	ADJ
crl-24835	392	24	literacy	literacy	NOUN
crl-24835	392	25	,	,	PUNCT
crl-24835	392	26	”	"	PUNCT
crl-24835	392	27	library	library	NOUN
crl-24835	392	28	quarterly	quarterly	PROPN
crl-24835	392	29	83	83	NUM
crl-24835	392	30	,	,	PUNCT
crl-24835	392	31	no	no	NOUN
crl-24835	392	32	.	.	NOUN
crl-24835	392	33	4	4	NUM
crl-24835	392	34	(	(	PUNCT
crl-24835	392	35	october	october	PROPN
crl-24835	392	36	2013	2013	NUM
crl-24835	392	37	):	):	PUNCT
crl-24835	392	38	299–320	299–320	NUM
crl-24835	392	39	.	.	PUNCT
crl-24835	393	1	4	4	X
crl-24835	393	2	.	.	X
crl-24835	393	3	trevor	trevor	PROPN
crl-24835	393	4	a.	a.	PROPN
crl-24835	393	5	dawes	dawes	PROPN
crl-24835	393	6	,	,	PUNCT
crl-24835	393	7	“	"	PUNCT
crl-24835	393	8	libraries	library	NOUN
crl-24835	393	9	,	,	PUNCT
crl-24835	393	10	acrl	acrl	ADJ
crl-24835	393	11	and	and	CCONJ
crl-24835	393	12	financial	financial	ADJ
crl-24835	393	13	literacy	literacy	NOUN
crl-24835	393	14	:	:	PUNCT
crl-24835	393	15	helping	help	VERB
crl-24835	393	16	students	student	NOUN
crl-24835	393	17	make	make	VERB
crl-24835	393	18	sound	sound	NOUN
crl-24835	393	19	decisions	decision	NOUN
crl-24835	393	20	,	,	PUNCT
crl-24835	393	21	”	"	PUNCT
crl-24835	393	22	college	college	PROPN
crl-24835	393	23	&	&	CCONJ
crl-24835	393	24	research	research	PROPN
crl-24835	393	25	libraries	librarie	VERB
crl-24835	393	26	news	news	NOUN
crl-24835	393	27	74	74	NUM
crl-24835	393	28	,	,	PUNCT
crl-24835	393	29	no	no	NOUN
crl-24835	393	30	.	.	NOUN
crl-24835	393	31	9	9	NUM
crl-24835	393	32	(	(	PUNCT
crl-24835	393	33	october	october	PROPN
crl-24835	393	34	2013	2013	NUM
crl-24835	393	35	):	):	PUNCT
crl-24835	393	36	466–67	466–67	NOUN
crl-24835	393	37	;	;	PUNCT
crl-24835	393	38	heather	heather	ADJ
crl-24835	393	39	jagman	jagman	NOUN
crl-24835	393	40	et	et	PROPN
crl-24835	394	1	al	al	PROPN
crl-24835	394	2	.	.	PROPN
crl-24835	394	3	,	,	PUNCT
crl-24835	394	4	“	"	PUNCT
crl-24835	394	5	financial	financial	ADJ
crl-24835	394	6	literacy	literacy	NOUN
crl-24835	394	7	across	across	ADP
crl-24835	394	8	the	the	DET
crl-24835	394	9	curriculum	curriculum	NOUN
crl-24835	394	10	(	(	PUNCT
crl-24835	394	11	and	and	CCONJ
crl-24835	394	12	beyond	beyond	ADP
crl-24835	394	13	)	)	PUNCT
crl-24835	394	14	,	,	PUNCT
crl-24835	394	15	”	"	PUNCT
crl-24835	394	16	college	college	PROPN
crl-24835	394	17	&	&	CCONJ
crl-24835	394	18	research	research	PROPN
crl-24835	394	19	libraries	librarie	VERB
crl-24835	394	20	news	news	NOUN
crl-24835	394	21	75	75	NUM
crl-24835	394	22	,	,	PUNCT
crl-24835	394	23	no	no	NOUN
crl-24835	394	24	.	.	NOUN
crl-24835	394	25	5	5	NUM
crl-24835	394	26	(	(	PUNCT
crl-24835	394	27	may	may	AUX
crl-24835	394	28	2014	2014	NUM
crl-24835	394	29	):	):	PUNCT
crl-24835	394	30	254–57	254–57	NUM
crl-24835	394	31	;	;	PUNCT
crl-24835	394	32	john	john	PROPN
crl-24835	394	33	roggenkamp	roggenkamp	PROPN
crl-24835	394	34	,	,	PUNCT
crl-24835	394	35	“	"	PUNCT
crl-24835	394	36	financial	financial	ADJ
crl-24835	394	37	literacy	literacy	NOUN
crl-24835	394	38	and	and	CCONJ
crl-24835	394	39	community	community	NOUN
crl-24835	394	40	colleges	college	NOUN
crl-24835	394	41	,	,	PUNCT
crl-24835	394	42	”	"	PUNCT
crl-24835	394	43	college	college	PROPN
crl-24835	394	44	&	&	CCONJ
crl-24835	394	45	research	research	PROPN
crl-24835	394	46	libraries	librarie	VERB
crl-24835	394	47	news	news	NOUN
crl-24835	394	48	75	75	NUM
crl-24835	394	49	,	,	PUNCT
crl-24835	394	50	no	no	NOUN
crl-24835	394	51	.	.	NOUN
crl-24835	394	52	3	3	NUM
crl-24835	394	53	(	(	PUNCT
crl-24835	394	54	march	march	PROPN
crl-24835	394	55	2014	2014	NUM
crl-24835	394	56	):	):	PUNCT
crl-24835	394	57	142–43	142–43	NUM
crl-24835	394	58	;	;	PUNCT
crl-24835	394	59	esther	esther	PROPN
crl-24835	394	60	l.	l.	PROPN
crl-24835	394	61	gil	gil	PROPN
crl-24835	394	62	,	,	PUNCT
crl-24835	394	63	“	"	PUNCT
crl-24835	394	64	leading	lead	VERB
crl-24835	394	65	the	the	DET
crl-24835	394	66	way	way	NOUN
crl-24835	394	67	for	for	ADP
crl-24835	394	68	financial	financial	ADJ
crl-24835	394	69	literacy	literacy	NOUN
crl-24835	394	70	education	education	NOUN
crl-24835	394	71	:	:	PUNCT
crl-24835	394	72	a	a	DET
crl-24835	394	73	case	case	NOUN
crl-24835	394	74	study	study	NOUN
crl-24835	394	75	on	on	ADP
crl-24835	394	76	collaboration	collaboration	NOUN
crl-24835	394	77	,	,	PUNCT
crl-24835	394	78	”	"	PUNCT
crl-24835	394	79	journal	journal	NOUN
crl-24835	394	80	of	of	ADP
crl-24835	394	81	business	business	PROPN
crl-24835	394	82	&	&	CCONJ
crl-24835	394	83	finance	finance	PROPN
crl-24835	394	84	librarianship	librarianship	NOUN
crl-24835	394	85	20	20	NUM
crl-24835	394	86	,	,	PUNCT
crl-24835	394	87	no	no	NOUN
crl-24835	394	88	.	.	NOUN
crl-24835	394	89	1/2	1/2	NUM
crl-24835	394	90	(	(	PUNCT
crl-24835	394	91	april	april	PROPN
crl-24835	394	92	3	3	NUM
crl-24835	394	93	,	,	PUNCT
crl-24835	394	94	2015	2015	NUM
crl-24835	394	95	):	):	PUNCT
crl-24835	394	96	27–53	27–53	NUM
crl-24835	394	97	,	,	PUNCT
crl-24835	394	98	https://doi.org/10.1080/08963568.2015.978710	https://doi.org/10.1080/08963568.2015.978710	PROPN
crl-24835	394	99	;	;	PUNCT
crl-24835	394	100	lauren	lauren	PROPN
crl-24835	394	101	reiter	reiter	PROPN
crl-24835	394	102	,	,	PUNCT
crl-24835	394	103	“	"	PUNCT
crl-24835	394	104	financial	financial	ADJ
crl-24835	394	105	literacy	literacy	NOUN
crl-24835	394	106	and	and	CCONJ
crl-24835	394	107	the	the	DET
crl-24835	394	108	academic	academic	ADJ
crl-24835	394	109	library	library	NOUN
crl-24835	394	110	:	:	PUNCT
crl-24835	394	111	exploring	explore	VERB
crl-24835	394	112	the	the	DET
crl-24835	394	113	peer	peer	NOUN
crl-24835	394	114	-	-	PUNCT
crl-24835	394	115	to	to	ADP
crl-24835	394	116	-	-	PUNCT
crl-24835	394	117	peer	peer	NOUN
crl-24835	394	118	approach	approach	NOUN
crl-24835	394	119	,	,	PUNCT
crl-24835	394	120	”	"	PUNCT
crl-24835	394	121	journal	journal	NOUN
crl-24835	394	122	of	of	ADP
crl-24835	394	123	business	business	PROPN
crl-24835	394	124	&	&	CCONJ
crl-24835	394	125	finance	finance	PROPN
crl-24835	394	126	librarianship	librarianship	NOUN
crl-24835	394	127	20	20	NUM
crl-24835	394	128	,	,	PUNCT
crl-24835	394	129	no	no	NOUN
crl-24835	394	130	.	.	NOUN
crl-24835	394	131	1/2	1/2	NUM
crl-24835	394	132	(	(	PUNCT
crl-24835	394	133	april	april	PROPN
crl-24835	394	134	3	3	NUM
crl-24835	394	135	,	,	PUNCT
crl-24835	394	136	2015	2015	NUM
crl-24835	394	137	):	):	PUNCT
crl-24835	394	138	54–65	54–65	NUM
crl-24835	394	139	,	,	PUNCT
crl-24835	394	140	https://doi.org/10.1080/08963568.2015.977732	https://doi.org/10.1080/08963568.2015.977732	PROPN
crl-24835	394	141	;	;	PUNCT
crl-24835	394	142	wendy	wendy	PROPN
crl-24835	394	143	c.	c.	PROPN
crl-24835	394	144	doucette	doucette	PROPN
crl-24835	394	145	,	,	PUNCT
crl-24835	394	146	“	"	PUNCT
crl-24835	394	147	why	why	SCONJ
crl-24835	394	148	our	our	PRON
crl-24835	394	149	financial	financial	ADJ
crl-24835	394	150	literacy	literacy	NOUN
crl-24835	394	151	programming	programming	NOUN
crl-24835	394	152	died	die	VERB
crl-24835	394	153	(	(	PUNCT
crl-24835	394	154	and	and	CCONJ
crl-24835	394	155	how	how	SCONJ
crl-24835	394	156	yours	yours	PRON
crl-24835	394	157	can	can	AUX
crl-24835	394	158	succeed	succeed	VERB
crl-24835	394	159	)	)	PUNCT
crl-24835	394	160	,	,	PUNCT
crl-24835	394	161	”	"	PUNCT
crl-24835	394	162	tennessee	tennessee	PROPN
crl-24835	394	163	libraries	librarie	VERB
crl-24835	394	164	67	67	NUM
crl-24835	394	165	,	,	PUNCT
crl-24835	394	166	no	no	NOUN
crl-24835	394	167	.	.	NOUN
crl-24835	394	168	4	4	NUM
crl-24835	394	169	(	(	PUNCT
crl-24835	394	170	2017	2017	NUM
crl-24835	394	171	)	)	PUNCT
crl-24835	394	172	;	;	PUNCT
crl-24835	394	173	tammy	tammy	PROPN
crl-24835	394	174	woodward	woodward	PROPN
crl-24835	394	175	and	and	CCONJ
crl-24835	394	176	sarah	sarah	ADJ
crl-24835	394	177	timm	timm	NOUN
crl-24835	394	178	,	,	PUNCT
crl-24835	394	179	“	"	PUNCT
crl-24835	394	180	creating	create	VERB
crl-24835	394	181	money	money	NOUN
crl-24835	394	182	smart	smart	ADJ
crl-24835	394	183	students	student	NOUN
crl-24835	394	184	:	:	PUNCT
crl-24835	394	185	using	use	VERB
crl-24835	394	186	money	money	NOUN
crl-24835	394	187	smart	smart	ADJ
crl-24835	394	188	week	week	NOUN
crl-24835	394	189	®	®	NOUN
crl-24835	394	190	as	as	ADP
crl-24835	394	191	a	a	DET
crl-24835	394	192	platform	platform	NOUN
crl-24835	394	193	for	for	ADP
crl-24835	394	194	outreach	outreach	NOUN
crl-24835	394	195	in	in	ADP
crl-24835	394	196	an	an	DET
crl-24835	394	197	academic	academic	ADJ
crl-24835	394	198	library	library	NOUN
crl-24835	394	199	,	,	PUNCT
crl-24835	394	200	”	"	PUNCT
crl-24835	394	201	texas	texas	PROPN
crl-24835	394	202	library	library	PROPN
crl-24835	394	203	journal	journal	PROPN
crl-24835	394	204	91	91	NUM
crl-24835	394	205	,	,	PUNCT
crl-24835	394	206	no	no	NOUN
crl-24835	394	207	.	.	NOUN
crl-24835	394	208	4	4	NUM
crl-24835	394	209	(	(	PUNCT
crl-24835	394	210	2015	2015	NUM
crl-24835	394	211	):	):	PUNCT
crl-24835	394	212	9–10	9–10	NUM
crl-24835	394	213	;	;	PUNCT
crl-24835	394	214	emily	emily	ADJ
crl-24835	394	215	mross	mross	NOUN
crl-24835	394	216	and	and	CCONJ
crl-24835	394	217	lauren	lauren	PROPN
crl-24835	394	218	reiter	reiter	PROPN
crl-24835	394	219	,	,	PUNCT
crl-24835	394	220	“	"	PUNCT
crl-24835	394	221	partners	partner	NOUN
crl-24835	394	222	in	in	ADP
crl-24835	394	223	financial	financial	ADJ
crl-24835	394	224	literacy	literacy	NOUN
crl-24835	394	225	:	:	PUNCT
crl-24835	394	226	outreach	outreach	VERB
crl-24835	394	227	to	to	PART
crl-24835	394	228	student	student	NOUN
crl-24835	394	229	entrepreneurs	entrepreneur	NOUN
crl-24835	394	230	,	,	PUNCT
crl-24835	394	231	”	"	PUNCT
crl-24835	394	232	college	college	PROPN
crl-24835	394	233	&	&	CCONJ
crl-24835	394	234	research	research	PROPN
crl-24835	394	235	libraries	librarie	VERB
crl-24835	394	236	news	news	NOUN
crl-24835	394	237	80	80	NUM
crl-24835	394	238	,	,	PUNCT
crl-24835	394	239	no	no	INTJ
crl-24835	394	240	.	.	NOUN
crl-24835	394	241	10	10	NUM
crl-24835	394	242	(	(	PUNCT
crl-24835	394	243	november	november	PROPN
crl-24835	394	244	2019	2019	NUM
crl-24835	394	245	):	):	PUNCT
crl-24835	394	246	575	575	NUM
crl-24835	394	247	;	;	PUNCT
crl-24835	394	248	emily	emily	ADJ
crl-24835	394	249	mross	mross	NOUN
crl-24835	394	250	,	,	PUNCT
crl-24835	394	251	“	"	PUNCT
crl-24835	394	252	laughing	laugh	VERB
crl-24835	394	253	all	all	DET
crl-24835	394	254	the	the	DET
crl-24835	394	255	way	way	NOUN
crl-24835	394	256	to	to	ADP
crl-24835	394	257	the	the	DET
crl-24835	394	258	bank	bank	NOUN
crl-24835	394	259	using	use	VERB
crl-24835	394	260	television	television	NOUN
crl-24835	394	261	clips	clip	NOUN
crl-24835	394	262	to	to	PART
crl-24835	394	263	promote	promote	VERB
crl-24835	394	264	financial	financial	ADJ
crl-24835	394	265	literacy	literacy	NOUN
crl-24835	394	266	,	,	PUNCT
crl-24835	394	267	”	"	PUNCT
crl-24835	394	268	ticker	ticker	NOUN
crl-24835	394	269	:	:	PUNCT
crl-24835	394	270	the	the	DET
crl-24835	394	271	academic	academic	ADJ
crl-24835	394	272	business	business	NOUN
crl-24835	394	273	library	library	NOUN
crl-24835	394	274	review	review	NOUN
crl-24835	394	275	4	4	NUM
crl-24835	394	276	,	,	PUNCT
crl-24835	394	277	no	no	NOUN
crl-24835	394	278	.	.	NOUN
crl-24835	394	279	1	1	NUM
crl-24835	394	280	(	(	PUNCT
crl-24835	394	281	2019	2019	NUM
crl-24835	394	282	)	)	PUNCT
crl-24835	394	283	;	;	PUNCT
crl-24835	394	284	alyson	alyson	NOUN
crl-24835	394	285	vaaler	vaaler	NOUN
crl-24835	394	286	and	and	CCONJ
crl-24835	394	287	jennifer	jennifer	PROPN
crl-24835	394	288	wilhelm	wilhelm	PROPN
crl-24835	394	289	,	,	PUNCT
crl-24835	394	290	“	"	PUNCT
crl-24835	394	291	teaching	teach	VERB
crl-24835	394	292	financial	financial	ADJ
crl-24835	394	293	literacy	literacy	NOUN
crl-24835	394	294	through	through	ADP
crl-24835	394	295	the	the	DET
crl-24835	394	296	use	use	NOUN
crl-24835	394	297	of	of	ADP
crl-24835	394	298	market	market	NOUN
crl-24835	394	299	research	research	NOUN
crl-24835	394	300	and	and	CCONJ
crl-24835	394	301	advertising	advertising	NOUN
crl-24835	394	302	instruchttps://doi.org/10.1080/08963568.2015.978710	instruchttps://doi.org/10.1080/08963568.2015.978710	NOUN
crl-24835	394	303	https://doi.org/10.1080/08963568.2015.977732	https://doi.org/10.1080/08963568.2015.977732	PROPN
crl-24835	394	304	284	284	NUM
crl-24835	394	305	college	college	PROPN
crl-24835	394	306	&	&	CCONJ
crl-24835	394	307	research	research	PROPN
crl-24835	394	308	libraries	library	NOUN
crl-24835	394	309	march	march	PROPN
crl-24835	394	310	2021	2021	NUM
crl-24835	394	311	tion	tion	NOUN
crl-24835	394	312	:	:	PUNCT
crl-24835	394	313	a	a	DET
crl-24835	394	314	non	non	ADV
crl-24835	394	315	traditional	traditional	ADJ
crl-24835	394	316	approach	approach	NOUN
crl-24835	394	317	,	,	PUNCT
crl-24835	394	318	”	"	PUNCT
crl-24835	394	319	reference	reference	NOUN
crl-24835	394	320	services	service	NOUN
crl-24835	394	321	review	review	VERB
crl-24835	394	322	48	48	NUM
crl-24835	394	323	,	,	PUNCT
crl-24835	394	324	no	no	NOUN
crl-24835	394	325	.	.	NOUN
crl-24835	394	326	2	2	NUM
crl-24835	394	327	(	(	PUNCT
crl-24835	394	328	2020	2020	NUM
crl-24835	394	329	):	):	PUNCT
crl-24835	394	330	258–70	258–70	PROPN
crl-24835	394	331	.	.	PUNCT
crl-24835	395	1	5	5	X
crl-24835	395	2	.	.	X
crl-24835	395	3	lauren	lauren	PROPN
crl-24835	395	4	reiter	reiter	PROPN
crl-24835	395	5	and	and	CCONJ
crl-24835	395	6	bronson	bronson	PROPN
crl-24835	395	7	ford	ford	PROPN
crl-24835	395	8	,	,	PUNCT
crl-24835	395	9	“	"	PUNCT
crl-24835	395	10	library	library	NOUN
crl-24835	395	11	support	support	NOUN
crl-24835	395	12	for	for	ADP
crl-24835	395	13	student	student	NOUN
crl-24835	395	14	financial	financial	ADJ
crl-24835	395	15	literacy	literacy	NOUN
crl-24835	395	16	:	:	PUNCT
crl-24835	395	17	a	a	DET
crl-24835	395	18	survey	survey	NOUN
crl-24835	395	19	of	of	ADP
crl-24835	395	20	librarians	librarian	NOUN
crl-24835	395	21	at	at	ADP
crl-24835	395	22	large	large	ADJ
crl-24835	395	23	academic	academic	ADJ
crl-24835	395	24	institutions	institution	NOUN
crl-24835	395	25	,	,	PUNCT
crl-24835	395	26	”	"	PUNCT
crl-24835	395	27	college	college	PROPN
crl-24835	395	28	&	&	CCONJ
crl-24835	395	29	research	research	PROPN
crl-24835	395	30	libraries	librarie	VERB
crl-24835	395	31	80	80	NUM
crl-24835	395	32	,	,	PUNCT
crl-24835	395	33	no	no	NOUN
crl-24835	395	34	.	.	NOUN
crl-24835	395	35	5	5	NUM
crl-24835	395	36	(	(	PUNCT
crl-24835	395	37	july	july	PROPN
crl-24835	395	38	2019	2019	NUM
crl-24835	395	39	):	):	PUNCT
crl-24835	395	40	618–37	618–37	PROPN
crl-24835	395	41	.	.	PROPN
crl-24835	396	1	6	6	NUM
crl-24835	396	2	.	.	PROPN
crl-24835	396	3	ashley	ashley	PROPN
crl-24835	396	4	e.	e.	PROPN
crl-24835	396	5	faulkner	faulkner	PROPN
crl-24835	396	6	,	,	PUNCT
crl-24835	396	7	“	"	PUNCT
crl-24835	396	8	financial	financial	ADJ
crl-24835	396	9	literacy	literacy	NOUN
crl-24835	396	10	education	education	NOUN
crl-24835	396	11	in	in	ADP
crl-24835	396	12	the	the	DET
crl-24835	396	13	united	united	PROPN
crl-24835	396	14	states	states	PROPN
crl-24835	396	15	:	:	PUNCT
crl-24835	396	16	exploring	explore	VERB
crl-24835	396	17	popular	popular	ADJ
crl-24835	396	18	personal	personal	ADJ
crl-24835	396	19	finance	finance	NOUN
crl-24835	396	20	literature	literature	NOUN
crl-24835	396	21	,	,	PUNCT
crl-24835	396	22	”	"	PUNCT
crl-24835	396	23	journal	journal	NOUN
crl-24835	396	24	of	of	ADP
crl-24835	396	25	librarianship	librarianship	NOUN
crl-24835	396	26	and	and	CCONJ
crl-24835	396	27	information	information	NOUN
crl-24835	396	28	science	science	NOUN
crl-24835	396	29	49	49	NUM
crl-24835	396	30	,	,	PUNCT
crl-24835	396	31	no	no	INTJ
crl-24835	396	32	.	.	NOUN
crl-24835	396	33	3	3	NUM
crl-24835	396	34	(	(	PUNCT
crl-24835	396	35	november	november	PROPN
crl-24835	396	36	20	20	NUM
crl-24835	396	37	,	,	PUNCT
crl-24835	396	38	2015	2015	NUM
crl-24835	396	39	):	):	PUNCT
crl-24835	396	40	287–98	287–98	NOUN
crl-24835	396	41	,	,	PUNCT
crl-24835	396	42	https://	https://	NOUN
crl-24835	396	43	doi.org/10.1177/0961000615616106	doi.org/10.1177/0961000615616106	NOUN
crl-24835	396	44	.	.	PUNCT
crl-24835	397	1	7	7	X
crl-24835	397	2	.	.	PROPN
crl-24835	397	3	ashley	ashley	PROPN
crl-24835	397	4	e.	e.	PROPN
crl-24835	397	5	faulkner	faulkner	PROPN
crl-24835	397	6	,	,	PUNCT
crl-24835	397	7	“	"	PUNCT
crl-24835	397	8	financial	financial	ADJ
crl-24835	397	9	literacy	literacy	NOUN
crl-24835	397	10	education	education	NOUN
crl-24835	397	11	in	in	ADP
crl-24835	397	12	the	the	DET
crl-24835	397	13	united	united	PROPN
crl-24835	397	14	states	states	PROPN
crl-24835	397	15	:	:	PUNCT
crl-24835	397	16	library	library	NOUN
crl-24835	397	17	programming	programming	NOUN
crl-24835	397	18	versus	versus	ADP
crl-24835	397	19	popular	popular	ADJ
crl-24835	397	20	personal	personal	ADJ
crl-24835	397	21	finance	finance	NOUN
crl-24835	397	22	literature	literature	NOUN
crl-24835	397	23	,	,	PUNCT
crl-24835	397	24	”	"	PUNCT
crl-24835	397	25	reference	reference	NOUN
crl-24835	397	26	&	&	CCONJ
crl-24835	397	27	user	user	NOUN
crl-24835	397	28	services	service	NOUN
crl-24835	397	29	quarterly	quarterly	ADJ
crl-24835	397	30	56	56	NUM
crl-24835	397	31	,	,	PUNCT
crl-24835	397	32	no	no	NOUN
crl-24835	397	33	.	.	NOUN
crl-24835	397	34	2	2	NUM
crl-24835	397	35	(	(	PUNCT
crl-24835	397	36	2016	2016	NUM
crl-24835	397	37	):	):	PUNCT
crl-24835	397	38	116–25	116–25	NUM
crl-24835	397	39	.	.	PUNCT
crl-24835	398	1	8	8	X
crl-24835	398	2	.	.	PROPN
crl-24835	398	3	smith	smith	PROPN
crl-24835	398	4	and	and	CCONJ
crl-24835	398	5	eschenfelder	eschenfelder	X
crl-24835	398	6	,	,	PUNCT
crl-24835	398	7	“	"	PUNCT
crl-24835	398	8	public	public	ADJ
crl-24835	398	9	libraries	library	NOUN
crl-24835	398	10	in	in	ADP
crl-24835	398	11	an	an	DET
crl-24835	398	12	age	age	NOUN
crl-24835	398	13	of	of	ADP
crl-24835	398	14	financial	financial	ADJ
crl-24835	398	15	complexity	complexity	NOUN
crl-24835	398	16	”	"	PUNCT
crl-24835	398	17	;	;	PUNCT
crl-24835	398	18	keller	keller	VERB
crl-24835	398	19	et	et	NOUN
crl-24835	398	20	al	al	PROPN
crl-24835	398	21	.	.	PROPN
crl-24835	398	22	,	,	PUNCT
crl-24835	398	23	“	"	PUNCT
crl-24835	398	24	meeting	meet	VERB
crl-24835	398	25	the	the	DET
crl-24835	398	26	need	need	NOUN
crl-24835	398	27	for	for	ADP
crl-24835	398	28	library	library	NOUN
crl-24835	398	29	-	-	PUNCT
crl-24835	398	30	based	base	VERB
crl-24835	398	31	financial	financial	ADJ
crl-24835	398	32	literacy	literacy	NOUN
crl-24835	398	33	education	education	NOUN
crl-24835	398	34	”	"	PUNCT
crl-24835	398	35	;	;	PUNCT
crl-24835	398	36	reiter	reiter	PROPN
crl-24835	398	37	and	and	CCONJ
crl-24835	398	38	ford	ford	NOUN
crl-24835	398	39	,	,	PUNCT
crl-24835	398	40	“	"	PUNCT
crl-24835	398	41	library	library	NOUN
crl-24835	398	42	support	support	NOUN
crl-24835	398	43	for	for	ADP
crl-24835	398	44	student	student	NOUN
crl-24835	398	45	financial	financial	ADJ
crl-24835	398	46	literacy	literacy	NOUN
crl-24835	398	47	.	.	PUNCT
crl-24835	398	48	”	"	PUNCT
crl-24835	399	1	9	9	NUM
crl-24835	399	2	.	.	PROPN
crl-24835	399	3	smith	smith	PROPN
crl-24835	399	4	and	and	CCONJ
crl-24835	399	5	eschenfelder	eschenfelder	X
crl-24835	399	6	,	,	PUNCT
crl-24835	399	7	“	"	PUNCT
crl-24835	399	8	public	public	ADJ
crl-24835	399	9	libraries	library	NOUN
crl-24835	399	10	in	in	ADP
crl-24835	399	11	an	an	DET
crl-24835	399	12	age	age	NOUN
crl-24835	399	13	of	of	ADP
crl-24835	399	14	financial	financial	ADJ
crl-24835	399	15	complexity	complexity	NOUN
crl-24835	399	16	”	"	PUNCT
crl-24835	399	17	;	;	PUNCT
crl-24835	399	18	faulkner	faulkner	PROPN
crl-24835	399	19	,	,	PUNCT
crl-24835	399	20	“	"	PUNCT
crl-24835	399	21	financial	financial	ADJ
crl-24835	399	22	literacy	literacy	NOUN
crl-24835	399	23	education	education	NOUN
crl-24835	399	24	in	in	ADP
crl-24835	399	25	the	the	DET
crl-24835	399	26	united	united	PROPN
crl-24835	399	27	states	states	PROPN
crl-24835	399	28	”	"	PUNCT
crl-24835	399	29	;	;	PUNCT
crl-24835	399	30	reiter	reiter	PROPN
crl-24835	399	31	and	and	CCONJ
crl-24835	399	32	ford	ford	NOUN
crl-24835	399	33	,	,	PUNCT
crl-24835	399	34	“	"	PUNCT
crl-24835	399	35	library	library	NOUN
crl-24835	399	36	support	support	NOUN
crl-24835	399	37	for	for	ADP
crl-24835	399	38	student	student	NOUN
crl-24835	399	39	financial	financial	ADJ
crl-24835	399	40	literacy	literacy	NOUN
crl-24835	399	41	.	.	PUNCT
crl-24835	399	42	”	"	PUNCT
crl-24835	400	1	10	10	NUM
crl-24835	400	2	.	.	PUNCT
crl-24835	400	3	lynn	lynn	PROPN
crl-24835	400	4	sillipigni	sillipigni	PROPN
crl-24835	400	5	connaway	connaway	PROPN
crl-24835	400	6	,	,	PUNCT
crl-24835	400	7	timothy	timothy	PROPN
crl-24835	400	8	j.	j.	PROPN
crl-24835	400	9	dickey	dickey	PROPN
crl-24835	400	10	,	,	PUNCT
crl-24835	400	11	and	and	CCONJ
crl-24835	400	12	marie	marie	PROPN
crl-24835	400	13	l.	l.	PROPN
crl-24835	400	14	radford	radford	PROPN
crl-24835	400	15	,	,	PUNCT
crl-24835	400	16	“	"	PUNCT
crl-24835	400	17	if	if	SCONJ
crl-24835	400	18	it	it	PRON
crl-24835	400	19	is	be	AUX
crl-24835	400	20	too	too	ADV
crl-24835	400	21	inconvenient	inconvenient	ADJ
crl-24835	400	22	i	i	PRON
crl-24835	400	23	’m	’m	AUX
crl-24835	400	24	not	not	PART
crl-24835	400	25	going	go	VERB
crl-24835	400	26	after	after	ADP
crl-24835	400	27	it	it	PRON
crl-24835	400	28	:	:	PUNCT
crl-24835	400	29	convenience	convenience	NOUN
crl-24835	400	30	as	as	ADP
crl-24835	400	31	a	a	DET
crl-24835	400	32	critical	critical	ADJ
crl-24835	400	33	factor	factor	NOUN
crl-24835	400	34	in	in	ADP
crl-24835	400	35	information	information	NOUN
crl-24835	400	36	-	-	PUNCT
crl-24835	400	37	seeking	seek	VERB
crl-24835	400	38	behaviors	behavior	NOUN
crl-24835	400	39	,	,	PUNCT
crl-24835	400	40	”	"	PUNCT
crl-24835	400	41	library	library	PROPN
crl-24835	400	42	&	&	CCONJ
crl-24835	400	43	information	information	PROPN
crl-24835	400	44	science	science	PROPN
crl-24835	400	45	research	research	NOUN
crl-24835	400	46	33	33	NUM
crl-24835	400	47	,	,	PUNCT
crl-24835	400	48	no	no	NOUN
crl-24835	400	49	.	.	NOUN
crl-24835	400	50	3	3	NUM
crl-24835	400	51	(	(	PUNCT
crl-24835	400	52	jul	jul	PROPN
crl-24835	400	53	.	.	PROPN
crl-24835	400	54	2011	2011	NUM
crl-24835	400	55	):	):	PUNCT
crl-24835	400	56	179–90	179–90	NUM
crl-24835	400	57	,	,	PUNCT
crl-24835	400	58	https://doi.org/10.1016/j.lisr.2010.12.002	https://doi.org/10.1016/j.lisr.2010.12.002	NUM
crl-24835	400	59	.	.	PUNCT
crl-24835	401	1	11	11	NUM
crl-24835	401	2	.	.	PROPN
crl-24835	401	3	sloan	sloan	PROPN
crl-24835	401	4	komissarov	komissarov	PROPN
crl-24835	401	5	and	and	CCONJ
crl-24835	401	6	james	james	PROPN
crl-24835	401	7	murray	murray	PROPN
crl-24835	401	8	,	,	PUNCT
crl-24835	401	9	“	"	PUNCT
crl-24835	401	10	factors	factor	NOUN
crl-24835	401	11	that	that	PRON
crl-24835	401	12	influence	influence	VERB
crl-24835	401	13	undergraduate	undergraduate	ADJ
crl-24835	401	14	information	information	NOUN
crl-24835	401	15	-	-	PUNCT
crl-24835	401	16	seeking	seek	VERB
crl-24835	401	17	behavior	behavior	NOUN
crl-24835	401	18	and	and	CCONJ
crl-24835	401	19	opportunities	opportunity	NOUN
crl-24835	401	20	for	for	ADP
crl-24835	401	21	student	student	NOUN
crl-24835	401	22	success	success	NOUN
crl-24835	401	23	,	,	PUNCT
crl-24835	401	24	”	"	PUNCT
crl-24835	401	25	journal	journal	NOUN
crl-24835	401	26	of	of	ADP
crl-24835	401	27	academic	academic	ADJ
crl-24835	401	28	librarianship	librarianship	NOUN
crl-24835	401	29	42	42	NUM
crl-24835	401	30	,	,	PUNCT
crl-24835	401	31	no	no	INTJ
crl-24835	401	32	.	.	NOUN
crl-24835	401	33	4	4	NUM
crl-24835	401	34	(	(	PUNCT
crl-24835	401	35	jul	jul	PROPN
crl-24835	401	36	.	.	PROPN
crl-24835	401	37	2016	2016	NUM
crl-24835	401	38	):	):	PUNCT
crl-24835	401	39	423–29	423–29	NUM
crl-24835	401	40	,	,	PUNCT
crl-24835	401	41	https://doi	https://doi	PROPN
crl-24835	401	42	.	.	PUNCT
crl-24835	402	1	org/10.1016	org/10.1016	PROPN
crl-24835	402	2	/	/	SYM
crl-24835	402	3	j.acalib.2016.04.007	j.acalib.2016.04.007	PROPN
crl-24835	402	4	.	.	PROPN
crl-24835	402	5	12	12	NUM
crl-24835	402	6	.	.	PUNCT
crl-24835	403	1	barbara	barbara	PROPN
crl-24835	403	2	blummer	blummer	PROPN
crl-24835	403	3	,	,	PUNCT
crl-24835	403	4	sara	sara	ADJ
crl-24835	403	5	lohnes	lohne	NOUN
crl-24835	403	6	watulak	watulak	NOUN
crl-24835	403	7	,	,	PUNCT
crl-24835	403	8	and	and	CCONJ
crl-24835	403	9	jeffrey	jeffrey	PROPN
crl-24835	403	10	kenton	kenton	PROPN
crl-24835	403	11	,	,	PUNCT
crl-24835	403	12	“	"	PUNCT
crl-24835	403	13	the	the	DET
crl-24835	403	14	research	research	NOUN
crl-24835	403	15	experience	experience	NOUN
crl-24835	403	16	for	for	ADP
crl-24835	403	17	education	education	NOUN
crl-24835	403	18	graduate	graduate	NOUN
crl-24835	403	19	students	student	NOUN
crl-24835	403	20	:	:	PUNCT
crl-24835	403	21	a	a	DET
crl-24835	403	22	phenomenographic	phenomenographic	ADJ
crl-24835	403	23	study	study	NOUN
crl-24835	403	24	,	,	PUNCT
crl-24835	403	25	”	"	PUNCT
crl-24835	403	26	internet	internet	NOUN
crl-24835	403	27	reference	reference	NOUN
crl-24835	403	28	services	service	NOUN
crl-24835	403	29	quarterly	quarterly	ADJ
crl-24835	403	30	17	17	NUM
crl-24835	403	31	,	,	PUNCT
crl-24835	403	32	no	no	NOUN
crl-24835	403	33	.	.	NOUN
crl-24835	403	34	3/4	3/4	NUM
crl-24835	403	35	(	(	PUNCT
crl-24835	403	36	jul.–dec	jul.–dec	PROPN
crl-24835	403	37	.	.	PROPN
crl-24835	403	38	2012	2012	NUM
crl-24835	403	39	):	):	PUNCT
crl-24835	403	40	117–46	117–46	NUM
crl-24835	403	41	,	,	PUNCT
crl-24835	403	42	https://doi.org/10.1080/10875301.2012.747462	https://doi.org/10.1080/10875301.2012.747462	PROPN
crl-24835	403	43	;	;	PUNCT
crl-24835	403	44	julie	julie	PROPN
crl-24835	403	45	carpenter	carpenter	PROPN
crl-24835	403	46	et	et	PROPN
crl-24835	403	47	al	al	PROPN
crl-24835	403	48	.	.	PROPN
crl-24835	403	49	,	,	PUNCT
crl-24835	403	50	researchers	researcher	NOUN
crl-24835	403	51	of	of	ADP
crl-24835	403	52	tomorrow	tomorrow	NOUN
crl-24835	403	53	:	:	PUNCT
crl-24835	403	54	the	the	DET
crl-24835	403	55	research	research	NOUN
crl-24835	403	56	behavior	behavior	NOUN
crl-24835	403	57	of	of	ADP
crl-24835	403	58	generation	generation	NOUN
crl-24835	403	59	y	y	PROPN
crl-24835	403	60	doctoral	doctoral	ADJ
crl-24835	403	61	students	student	NOUN
crl-24835	403	62	(	(	PUNCT
crl-24835	403	63	london	london	PROPN
crl-24835	403	64	,	,	PUNCT
crl-24835	403	65	uk	uk	PROPN
crl-24835	403	66	:	:	PUNCT
crl-24835	403	67	british	british	PROPN
crl-24835	403	68	library	library	PROPN
crl-24835	403	69	and	and	CCONJ
crl-24835	403	70	jisc	jisc	PROPN
crl-24835	403	71	,	,	PUNCT
crl-24835	403	72	2007	2007	NUM
crl-24835	403	73	)	)	PUNCT
crl-24835	403	74	,	,	PUNCT
crl-24835	403	75	https://www.jisc.ac.uk/reports/researchers-of-tomorrow	https://www.jisc.ac.uk/reports/researchers-of-tomorrow	NOUN
crl-24835	403	76	;	;	PUNCT
crl-24835	403	77	andrea	andrea	PROPN
crl-24835	403	78	b.	b.	PROPN
crl-24835	403	79	twissbrooks	twissbrooks	PROPN
crl-24835	403	80	et	et	PROPN
crl-24835	403	81	al	al	PROPN
crl-24835	403	82	.	.	PROPN
crl-24835	403	83	,	,	PUNCT
crl-24835	403	84	“	"	PUNCT
crl-24835	403	85	a	a	DET
crl-24835	403	86	day	day	NOUN
crl-24835	403	87	in	in	ADP
crl-24835	403	88	the	the	DET
crl-24835	403	89	life	life	NOUN
crl-24835	403	90	of	of	ADP
crl-24835	403	91	third	third	ADJ
crl-24835	403	92	-	-	PUNCT
crl-24835	403	93	year	year	NOUN
crl-24835	403	94	medical	medical	ADJ
crl-24835	403	95	students	student	NOUN
crl-24835	403	96	:	:	PUNCT
crl-24835	403	97	using	use	VERB
crl-24835	403	98	an	an	DET
crl-24835	403	99	ethnographic	ethnographic	ADJ
crl-24835	403	100	method	method	NOUN
crl-24835	403	101	to	to	ADP
crl-24835	403	102	understanding	understand	VERB
crl-24835	403	103	information	information	NOUN
crl-24835	403	104	seeking	seeking	NOUN
crl-24835	403	105	and	and	CCONJ
crl-24835	403	106	use	use	VERB
crl-24835	403	107	,	,	PUNCT
crl-24835	403	108	”	"	PUNCT
crl-24835	403	109	journal	journal	PROPN
crl-24835	403	110	of	of	ADP
crl-24835	403	111	medical	medical	PROPN
crl-24835	403	112	library	library	PROPN
crl-24835	403	113	association	association	PROPN
crl-24835	403	114	105	105	NUM
crl-24835	403	115	,	,	PUNCT
crl-24835	403	116	no	no	NOUN
crl-24835	403	117	.	.	NOUN
crl-24835	403	118	1	1	NUM
crl-24835	403	119	(	(	PUNCT
crl-24835	403	120	jan	jan	PROPN
crl-24835	403	121	.	.	PROPN
crl-24835	403	122	2017	2017	NUM
crl-24835	403	123	):	):	PUNCT
crl-24835	403	124	12–19	12–19	NUM
crl-24835	403	125	,	,	PUNCT
crl-24835	403	126	https://doi	https://doi	PROPN
crl-24835	403	127	.	.	PUNCT
crl-24835	404	1	org/10.5195	org/10.5195	ADP
crl-24835	404	2	/	/	SYM
crl-24835	404	3	jmla.2017.95	jmla.2017.95	NOUN
crl-24835	404	4	.	.	PUNCT
crl-24835	405	1	13	13	NUM
crl-24835	405	2	.	.	PUNCT
crl-24835	406	1	reijo	reijo	PROPN
crl-24835	406	2	savolainen	savolainen	NOUN
crl-24835	406	3	,	,	PUNCT
crl-24835	406	4	“	"	PUNCT
crl-24835	406	5	everyday	everyday	ADJ
crl-24835	406	6	life	life	NOUN
crl-24835	406	7	information	information	NOUN
crl-24835	406	8	seeking	seek	VERB
crl-24835	406	9	:	:	PUNCT
crl-24835	406	10	approaching	approach	VERB
crl-24835	406	11	information	information	NOUN
crl-24835	406	12	seeking	seek	VERB
crl-24835	406	13	in	in	ADP
crl-24835	406	14	the	the	DET
crl-24835	406	15	context	context	NOUN
crl-24835	406	16	of	of	ADP
crl-24835	406	17	way	way	NOUN
crl-24835	406	18	of	of	ADP
crl-24835	406	19	life	life	NOUN
crl-24835	406	20	,	,	PUNCT
crl-24835	406	21	”	"	PUNCT
crl-24835	406	22	library	library	PROPN
crl-24835	406	23	&	&	CCONJ
crl-24835	406	24	information	information	PROPN
crl-24835	406	25	science	science	PROPN
crl-24835	406	26	research	research	NOUN
crl-24835	406	27	17	17	NUM
crl-24835	406	28	,	,	PUNCT
crl-24835	406	29	no	no	NOUN
crl-24835	406	30	.	.	NOUN
crl-24835	406	31	3	3	NUM
crl-24835	406	32	(	(	PUNCT
crl-24835	406	33	1995	1995	NUM
crl-24835	406	34	):	):	PUNCT
crl-24835	406	35	259–94	259–94	NOUN
crl-24835	406	36	,	,	PUNCT
crl-24835	406	37	https://doi.org/10.1016/07408188(95)90048-9	https://doi.org/10.1016/07408188(95)90048-9	NOUN
crl-24835	406	38	;	;	PUNCT
crl-24835	406	39	elizabeth	elizabeth	PROPN
crl-24835	406	40	yakel	yakel	NOUN
crl-24835	406	41	,	,	PUNCT
crl-24835	406	42	“	"	PUNCT
crl-24835	406	43	seeking	seek	VERB
crl-24835	406	44	information	information	NOUN
crl-24835	406	45	,	,	PUNCT
crl-24835	406	46	seeking	seek	VERB
crl-24835	406	47	connections	connection	NOUN
crl-24835	406	48	,	,	PUNCT
crl-24835	406	49	seeking	seek	VERB
crl-24835	406	50	meaning	meaning	NOUN
crl-24835	406	51	:	:	PUNCT
crl-24835	406	52	genealogists	genealogist	NOUN
crl-24835	406	53	and	and	CCONJ
crl-24835	406	54	family	family	NOUN
crl-24835	406	55	historians	historian	NOUN
crl-24835	406	56	,	,	PUNCT
crl-24835	406	57	”	"	PUNCT
crl-24835	406	58	information	information	NOUN
crl-24835	406	59	research	research	NOUN
crl-24835	406	60	10	10	NUM
crl-24835	406	61	,	,	PUNCT
crl-24835	406	62	no	no	NOUN
crl-24835	406	63	.	.	NOUN
crl-24835	406	64	1	1	NUM
crl-24835	406	65	(	(	PUNCT
crl-24835	406	66	oct	oct	PROPN
crl-24835	406	67	.	.	PROPN
crl-24835	406	68	2004	2004	NUM
crl-24835	406	69	)	)	PUNCT
crl-24835	406	70	,	,	PUNCT
crl-24835	406	71	http://informationr.net/ir/10-1/paper205.html	http://informationr.net/ir/10-1/paper205.html	PROPN
crl-24835	406	72	.	.	PUNCT
crl-24835	406	73	14	14	NUM
crl-24835	406	74	.	.	PUNCT
crl-24835	407	1	ann	ann	NOUN
crl-24835	407	2	starasts	starast	NOUN
crl-24835	407	3	,	,	PUNCT
crl-24835	407	4	“	"	PUNCT
crl-24835	407	5	unearthing	unearth	VERB
crl-24835	407	6	farmer	farmer	NOUN
crl-24835	407	7	’s	’s	PART
crl-24835	407	8	information	information	NOUN
crl-24835	407	9	seeking	seek	VERB
crl-24835	407	10	contexts	context	NOUN
crl-24835	407	11	and	and	CCONJ
crl-24835	407	12	challenges	challenge	NOUN
crl-24835	407	13	in	in	ADP
crl-24835	407	14	digital	digital	ADJ
crl-24835	407	15	,	,	PUNCT
crl-24835	407	16	local	local	ADJ
crl-24835	407	17	and	and	CCONJ
crl-24835	407	18	industry	industry	NOUN
crl-24835	407	19	environments	environment	NOUN
crl-24835	407	20	,	,	PUNCT
crl-24835	407	21	”	"	PUNCT
crl-24835	407	22	library	library	PROPN
crl-24835	407	23	&	&	CCONJ
crl-24835	407	24	information	information	PROPN
crl-24835	407	25	science	science	PROPN
crl-24835	407	26	research	research	NOUN
crl-24835	407	27	37	37	NUM
crl-24835	407	28	,	,	PUNCT
crl-24835	407	29	no	no	NOUN
crl-24835	407	30	.	.	NOUN
crl-24835	407	31	2	2	NUM
crl-24835	407	32	(	(	PUNCT
crl-24835	407	33	apr	apr	NOUN
crl-24835	407	34	.	.	PROPN
crl-24835	407	35	2015	2015	NUM
crl-24835	407	36	):	):	PUNCT
crl-24835	407	37	156–63	156–63	NUM
crl-24835	407	38	,	,	PUNCT
crl-24835	407	39	https://doi.org/10.1016/j	https://doi.org/10.1016/j	PROPN
crl-24835	407	40	.	.	PUNCT
crl-24835	407	41	lisr.2015.02.004	lisr.2015.02.004	SPACE
crl-24835	407	42	;	;	PUNCT
crl-24835	407	43	carol	carol	NOUN
crl-24835	407	44	tenopir	tenopir	NOUN
crl-24835	407	45	and	and	CCONJ
crl-24835	407	46	donald	donald	PROPN
crl-24835	407	47	w.	w.	PROPN
crl-24835	407	48	king	king	PROPN
crl-24835	407	49	,	,	PUNCT
crl-24835	407	50	communication	communication	NOUN
crl-24835	407	51	patterns	pattern	NOUN
crl-24835	407	52	of	of	ADP
crl-24835	407	53	engineers	engineer	NOUN
crl-24835	407	54	(	(	PUNCT
crl-24835	407	55	piscataway	piscataway	PROPN
crl-24835	407	56	,	,	PUNCT
crl-24835	407	57	nj	nj	PROPN
crl-24835	407	58	:	:	PUNCT
crl-24835	407	59	ieee	ieee	PROPN
crl-24835	407	60	press	press	PROPN
crl-24835	407	61	,	,	PUNCT
crl-24835	407	62	2004	2004	NUM
crl-24835	407	63	)	)	PUNCT
crl-24835	407	64	;	;	PUNCT
crl-24835	407	65	anne	anne	PROPN
crl-24835	407	66	m.	m.	PROPN
crl-24835	407	67	turner	turner	PROPN
crl-24835	407	68	et	et	PROPN
crl-24835	408	1	al	al	PROPN
crl-24835	408	2	.	.	PROPN
crl-24835	408	3	,	,	PUNCT
crl-24835	408	4	“	"	PUNCT
crl-24835	408	5	from	from	ADP
crl-24835	408	6	the	the	DET
crl-24835	408	7	ground	ground	NOUN
crl-24835	408	8	up	up	ADP
crl-24835	408	9	:	:	PUNCT
crl-24835	408	10	information	information	NOUN
crl-24835	408	11	needs	need	NOUN
crl-24835	408	12	of	of	ADP
crl-24835	408	13	nurses	nurse	NOUN
crl-24835	408	14	in	in	ADP
crl-24835	408	15	a	a	DET
crl-24835	408	16	rural	rural	ADJ
crl-24835	408	17	public	public	ADJ
crl-24835	408	18	health	health	NOUN
crl-24835	408	19	department	department	NOUN
crl-24835	408	20	in	in	ADP
crl-24835	408	21	oregon	oregon	PROPN
crl-24835	408	22	,	,	PUNCT
crl-24835	408	23	”	"	PUNCT
crl-24835	408	24	journal	journal	NOUN
crl-24835	408	25	of	of	ADP
crl-24835	408	26	the	the	DET
crl-24835	408	27	medical	medical	PROPN
crl-24835	408	28	library	library	PROPN
crl-24835	408	29	association	association	NOUN
crl-24835	408	30	96	96	NUM
crl-24835	408	31	,	,	PUNCT
crl-24835	408	32	no	no	NOUN
crl-24835	408	33	.	.	NOUN
crl-24835	408	34	4	4	NUM
crl-24835	408	35	(	(	PUNCT
crl-24835	408	36	oct	oct	PROPN
crl-24835	408	37	.	.	PROPN
crl-24835	408	38	2008	2008	NUM
crl-24835	408	39	):	):	PUNCT
crl-24835	408	40	335–42	335–42	PROPN
crl-24835	408	41	,	,	PUNCT
crl-24835	408	42	https://doi	https://doi	PROPN
crl-24835	408	43	.	.	PUNCT
crl-24835	409	1	org/10.3163/1536	org/10.3163/1536	NUM
crl-24835	409	2	-	-	PUNCT
crl-24835	409	3	5050.96.4.008	5050.96.4.008	NOUN
crl-24835	409	4	;	;	PUNCT
crl-24835	409	5	christopher	christopher	PROPN
crl-24835	409	6	p.	p.	PROPN
crl-24835	409	7	lueg	lueg	PROPN
crl-24835	409	8	,	,	PUNCT
crl-24835	409	9	“	"	PUNCT
crl-24835	409	10	beyond	beyond	ADP
crl-24835	409	11	faqs	faqs	NOUN
crl-24835	409	12	:	:	PUNCT
crl-24835	409	13	from	from	ADP
crl-24835	409	14	information	information	NOUN
crl-24835	409	15	sharing	sharing	NOUN
crl-24835	409	16	to	to	PART
crl-24835	409	17	knowledge	knowledge	VERB
crl-24835	409	18	generation	generation	NOUN
crl-24835	409	19	in	in	ADP
crl-24835	409	20	online	online	ADJ
crl-24835	409	21	travel	travel	NOUN
crl-24835	409	22	communities	community	NOUN
crl-24835	409	23	,	,	PUNCT
crl-24835	409	24	”	"	PUNCT
crl-24835	409	25	in	in	ADP
crl-24835	409	26	proceedings	proceeding	NOUN
crl-24835	409	27	of	of	ADP
crl-24835	409	28	the	the	DET
crl-24835	409	29	international	international	ADJ
crl-24835	409	30	conference	conference	NOUN
crl-24835	409	31	for	for	ADP
crl-24835	409	32	the	the	DET
crl-24835	409	33	celebration	celebration	NOUN
crl-24835	409	34	of	of	ADP
crl-24835	409	35	the	the	DET
crl-24835	409	36	20th	20th	ADJ
crl-24835	409	37	anniversary	anniversary	NOUN
crl-24835	409	38	of	of	ADP
crl-24835	409	39	information	information	NOUN
crl-24835	409	40	studies	study	NOUN
crl-24835	409	41	,	,	PUNCT
crl-24835	409	42	eds	ed	NOUN
crl-24835	409	43	.	.	PUNCT
crl-24835	410	1	maija	maija	NOUN
crl-24835	410	2	-	-	PUNCT
crl-24835	410	3	leena	leena	NOUN
crl-24835	410	4	huotari	huotari	PROPN
crl-24835	410	5	and	and	CCONJ
crl-24835	410	6	elisabeth	elisabeth	PROPN
crl-24835	410	7	davenport	davenport	PROPN
crl-24835	410	8	(	(	PUNCT
crl-24835	410	9	oulu	oulu	PROPN
crl-24835	410	10	,	,	PUNCT
crl-24835	410	11	finland	finland	PROPN
crl-24835	410	12	:	:	PUNCT
crl-24835	410	13	oulu	oulu	PROPN
crl-24835	410	14	university	university	PROPN
crl-24835	410	15	press	press	NOUN
crl-24835	410	16	,	,	PUNCT
crl-24835	410	17	2008	2008	NUM
crl-24835	410	18	)	)	PUNCT
crl-24835	410	19	,	,	PUNCT
crl-24835	410	20	105–20	105–20	PROPN
crl-24835	410	21	;	;	PUNCT
crl-24835	410	22	jameson	jameson	PROPN
crl-24835	410	23	otto	otto	PROPN
crl-24835	410	24	,	,	PUNCT
crl-24835	410	25	sara	sara	PROPN
crl-24835	410	26	metz	metz	PROPN
crl-24835	410	27	,	,	PUNCT
crl-24835	410	28	and	and	CCONJ
crl-24835	410	29	nathan	nathan	PROPN
crl-24835	410	30	ensmenger	ensmenger	PROPN
crl-24835	410	31	,	,	PUNCT
crl-24835	410	32	“	"	PUNCT
crl-24835	410	33	sports	sport	NOUN
crl-24835	410	34	fans	fan	NOUN
crl-24835	410	35	and	and	CCONJ
crl-24835	410	36	their	their	PRON
crl-24835	410	37	information	information	NOUN
crl-24835	410	38	gathering	gathering	NOUN
crl-24835	410	39	habits	habit	NOUN
crl-24835	410	40	:	:	PUNCT
crl-24835	410	41	how	how	SCONJ
crl-24835	410	42	media	medium	NOUN
crl-24835	410	43	technologies	technology	NOUN
crl-24835	410	44	have	have	AUX
crl-24835	410	45	brought	bring	VERB
crl-24835	410	46	fans	fan	NOUN
crl-24835	410	47	closer	close	ADV
crl-24835	410	48	to	to	ADP
crl-24835	410	49	their	their	PRON
crl-24835	410	50	teams	team	NOUN
crl-24835	410	51	over	over	ADP
crl-24835	410	52	time	time	NOUN
crl-24835	410	53	,	,	PUNCT
crl-24835	410	54	”	"	PUNCT
crl-24835	410	55	in	in	ADP
crl-24835	410	56	everyday	everyday	ADJ
crl-24835	410	57	information	information	NOUN
crl-24835	410	58	:	:	PUNCT
crl-24835	410	59	the	the	DET
crl-24835	410	60	evolution	evolution	NOUN
crl-24835	410	61	of	of	ADP
crl-24835	410	62	information	information	NOUN
crl-24835	410	63	seeking	seek	VERB
crl-24835	410	64	in	in	ADP
crl-24835	410	65	america	america	PROPN
crl-24835	410	66	,	,	PUNCT
crl-24835	410	67	eds	eds	PROPN
crl-24835	410	68	.	.	PUNCT
crl-24835	411	1	william	william	PROPN
crl-24835	411	2	aspray	aspray	PROPN
crl-24835	411	3	and	and	CCONJ
crl-24835	411	4	barbara	barbara	PROPN
crl-24835	411	5	m.	m.	PROPN
crl-24835	411	6	hayes	hayes	PROPN
crl-24835	411	7	(	(	PUNCT
crl-24835	411	8	cambridge	cambridge	PROPN
crl-24835	411	9	,	,	PUNCT
crl-24835	411	10	ma	ma	PROPN
crl-24835	411	11	:	:	PUNCT
crl-24835	411	12	mit	mit	VERB
crl-24835	411	13	press	press	NOUN
crl-24835	411	14	,	,	PUNCT
crl-24835	411	15	2011	2011	NUM
crl-24835	411	16	)	)	PUNCT
crl-24835	411	17	,	,	PUNCT
crl-24835	411	18	185–216	185–216	NUM
crl-24835	411	19	.	.	PUNCT
crl-24835	412	1	15	15	NUM
crl-24835	412	2	.	.	PUNCT
crl-24835	413	1	kathrin	kathrin	PROPN
crl-24835	413	2	johansen	johansen	PROPN
crl-24835	413	3	,	,	PUNCT
crl-24835	413	4	“	"	PUNCT
crl-24835	413	5	information	information	NOUN
crl-24835	413	6	search	search	NOUN
crl-24835	413	7	in	in	ADP
crl-24835	413	8	pension	pension	NOUN
crl-24835	413	9	plan	plan	NOUN
crl-24835	413	10	decisions	decision	NOUN
crl-24835	413	11	,	,	PUNCT
crl-24835	413	12	”	"	PUNCT
crl-24835	413	13	applied	apply	VERB
crl-24835	413	14	economics	economic	NOUN
crl-24835	413	15	letters	letter	NOUN
crl-24835	413	16	20	20	NUM
crl-24835	413	17	,	,	PUNCT
crl-24835	413	18	no	no	NOUN
crl-24835	413	19	.	.	NOUN
crl-24835	413	20	18	18	NUM
crl-24835	413	21	(	(	PUNCT
crl-24835	413	22	dec	dec	PROPN
crl-24835	413	23	.	.	PROPN
crl-24835	413	24	2013	2013	NUM
crl-24835	413	25	):	):	PUNCT
crl-24835	413	26	1648–50	1648–50	NUM
crl-24835	413	27	,	,	PUNCT
crl-24835	413	28	https://doi.org/10.1080/13504851.2013.831163	https://doi.org/10.1080/13504851.2013.831163	PROPN
crl-24835	413	29	.	.	PUNCT
crl-24835	414	1	16	16	NUM
crl-24835	414	2	.	.	PUNCT
crl-24835	414	3	chungwen	chungwen	PROPN
crl-24835	414	4	hsu	hsu	PROPN
crl-24835	414	5	,	,	PUNCT
crl-24835	414	6	“	"	PUNCT
crl-24835	414	7	information	information	NOUN
crl-24835	414	8	sources	source	NOUN
crl-24835	414	9	and	and	CCONJ
crl-24835	414	10	retirement	retirement	NOUN
crl-24835	414	11	savings	saving	NOUN
crl-24835	414	12	of	of	ADP
crl-24835	414	13	working	work	VERB
crl-24835	414	14	women	woman	NOUN
crl-24835	414	15	,	,	PUNCT
crl-24835	414	16	”	"	PUNCT
crl-24835	414	17	journal	journal	NOUN
crl-24835	414	18	of	of	ADP
crl-24835	414	19	financial	financial	ADJ
crl-24835	414	20	counseling	counseling	NOUN
crl-24835	414	21	and	and	CCONJ
crl-24835	414	22	planning	plan	VERB
crl-24835	414	23	27	27	NUM
crl-24835	414	24	,	,	PUNCT
crl-24835	414	25	no	no	NOUN
crl-24835	414	26	.	.	NOUN
crl-24835	414	27	2	2	NUM
crl-24835	414	28	(	(	PUNCT
crl-24835	414	29	dec	dec	PROPN
crl-24835	414	30	.	.	PROPN
crl-24835	414	31	2016	2016	NUM
crl-24835	414	32	):	):	PUNCT
crl-24835	414	33	252–64	252–64	NUM
crl-24835	414	34	,	,	PUNCT
crl-24835	414	35	http://dx.doi.org/10.1891/1052-3073.27.2.252	http://dx.doi.org/10.1891/1052-3073.27.2.252	PROPN
crl-24835	414	36	.	.	PUNCT
crl-24835	415	1	17	17	NUM
crl-24835	415	2	.	.	PUNCT
crl-24835	416	1	lisa	lisa	PROPN
crl-24835	416	2	g.	g.	PROPN
crl-24835	416	3	o’connor	o’connor	PROPN
crl-24835	416	4	,	,	PUNCT
crl-24835	416	5	“	"	PUNCT
crl-24835	416	6	investors	investor	NOUN
crl-24835	416	7	’	’	PART
crl-24835	416	8	information	information	NOUN
crl-24835	416	9	sharing	sharing	NOUN
crl-24835	416	10	and	and	CCONJ
crl-24835	416	11	use	use	NOUN
crl-24835	416	12	in	in	ADP
crl-24835	416	13	virtual	virtual	ADJ
crl-24835	416	14	communities	community	NOUN
crl-24835	416	15	,	,	PUNCT
crl-24835	416	16	”	"	PUNCT
crl-24835	416	17	journal	journal	NOUN
crl-24835	416	18	of	of	ADP
crl-24835	416	19	the	the	DET
crl-24835	416	20	american	american	ADJ
crl-24835	416	21	society	society	NOUN
crl-24835	416	22	for	for	ADP
crl-24835	416	23	information	information	NOUN
crl-24835	416	24	science	science	NOUN
crl-24835	416	25	&	&	CCONJ
crl-24835	416	26	technology	technology	NOUN
crl-24835	416	27	64	64	NUM
crl-24835	416	28	,	,	PUNCT
crl-24835	416	29	no	no	NOUN
crl-24835	416	30	.	.	NOUN
crl-24835	416	31	1	1	NUM
crl-24835	416	32	(	(	PUNCT
crl-24835	416	33	dec	dec	PROPN
crl-24835	416	34	.	.	PROPN
crl-24835	416	35	2012	2012	NUM
crl-24835	416	36	):	):	PUNCT
crl-24835	416	37	36–47	36–47	NUM
crl-24835	416	38	,	,	PUNCT
crl-24835	416	39	https://doi.org/10.1002/asi.22791	https://doi.org/10.1002/asi.22791	PROPN
crl-24835	416	40	.	.	PROPN
crl-24835	417	1	18	18	NUM
crl-24835	417	2	.	.	X
crl-24835	417	3	lu	lu	PROPN
crl-24835	417	4	fan	fan	PROPN
crl-24835	417	5	and	and	CCONJ
crl-24835	417	6	swarn	swarn	VERB
crl-24835	417	7	chatterjee	chatterjee	NOUN
crl-24835	417	8	,	,	PUNCT
crl-24835	417	9	“	"	PUNCT
crl-24835	417	10	borrowing	borrow	VERB
crl-24835	417	11	decisions	decision	NOUN
crl-24835	417	12	of	of	ADP
crl-24835	417	13	households	household	NOUN
crl-24835	417	14	:	:	PUNCT
crl-24835	417	15	an	an	DET
crl-24835	417	16	examination	examination	NOUN
crl-24835	417	17	of	of	ADP
crl-24835	417	18	the	the	DET
crl-24835	417	19	information	information	NOUN
crl-24835	417	20	search	search	NOUN
crl-24835	417	21	process	process	NOUN
crl-24835	417	22	,	,	PUNCT
crl-24835	417	23	”	"	PUNCT
crl-24835	417	24	journal	journal	NOUN
crl-24835	417	25	of	of	ADP
crl-24835	417	26	financial	financial	ADJ
crl-24835	417	27	counseling	counseling	NOUN
crl-24835	417	28	and	and	CCONJ
crl-24835	417	29	planning	plan	VERB
crl-24835	417	30	28	28	NUM
crl-24835	417	31	,	,	PUNCT
crl-24835	417	32	no	no	INTJ
crl-24835	417	33	.	.	NOUN
crl-24835	417	34	1	1	NUM
crl-24835	417	35	(	(	PUNCT
crl-24835	417	36	june	june	PROPN
crl-24835	417	37	2017	2017	NUM
crl-24835	417	38	):	):	PUNCT
crl-24835	417	39	95–106	95–106	NUM
crl-24835	417	40	,	,	PUNCT
crl-24835	417	41	https://doi.org/10.1891/10523073.28.1.95	https://doi.org/10.1891/10523073.28.1.95	PROPN
crl-24835	417	42	.	.	PROPN
crl-24835	417	43	19	19	NUM
crl-24835	417	44	.	.	PUNCT
crl-24835	418	1	reijo	reijo	PROPN
crl-24835	418	2	savolainen	savolainen	NOUN
crl-24835	418	3	,	,	PUNCT
crl-24835	418	4	“	"	PUNCT
crl-24835	418	5	source	source	NOUN
crl-24835	418	6	preference	preference	NOUN
crl-24835	418	7	criteria	criterion	NOUN
crl-24835	418	8	in	in	ADP
crl-24835	418	9	the	the	DET
crl-24835	418	10	context	context	NOUN
crl-24835	418	11	of	of	ADP
crl-24835	418	12	everyday	everyday	ADJ
crl-24835	418	13	projects	project	NOUN
crl-24835	418	14	:	:	PUNCT
crl-24835	418	15	relevance	relevance	NOUN
crl-24835	418	16	judgements	judgement	NOUN
crl-24835	418	17	made	make	VERB
crl-24835	418	18	by	by	ADP
crl-24835	418	19	prospective	prospective	ADJ
crl-24835	418	20	home	home	NOUN
crl-24835	418	21	buyers	buyer	NOUN
crl-24835	418	22	,	,	PUNCT
crl-24835	418	23	”	"	PUNCT
crl-24835	418	24	journal	journal	NOUN
crl-24835	418	25	of	of	ADP
crl-24835	418	26	documentation	documentation	NOUN
crl-24835	418	27	66	66	NUM
crl-24835	418	28	,	,	PUNCT
crl-24835	418	29	no.1	no.1	PROPN
crl-24835	418	30	(	(	PUNCT
crl-24835	418	31	jan	jan	PROPN
crl-24835	418	32	.	.	PROPN
crl-24835	418	33	2010	2010	NUM
crl-24835	418	34	):	):	PUNCT
crl-24835	418	35	70–92	70–92	NUM
crl-24835	418	36	,	,	PUNCT
crl-24835	418	37	https://doi	https://doi	PROPN
crl-24835	418	38	.	.	PUNCT
crl-24835	419	1	org/10.1108/00220411011016371	org/10.1108/00220411011016371	NOUN
crl-24835	419	2	.	.	PROPN
crl-24835	419	3	20	20	NUM
crl-24835	419	4	.	.	PUNCT
crl-24835	420	1	lan	lan	PROPN
crl-24835	420	2	xia	xia	PROPN
crl-24835	420	3	,	,	PUNCT
crl-24835	420	4	“	"	PUNCT
crl-24835	420	5	an	an	DET
crl-24835	420	6	examination	examination	NOUN
crl-24835	420	7	of	of	ADP
crl-24835	420	8	consumer	consumer	NOUN
crl-24835	420	9	browsing	browse	VERB
crl-24835	420	10	behaviors	behavior	NOUN
crl-24835	420	11	,	,	PUNCT
crl-24835	420	12	”	"	PUNCT
crl-24835	420	13	qualitative	qualitative	ADJ
crl-24835	420	14	market	market	NOUN
crl-24835	420	15	research	research	NOUN
crl-24835	420	16	13	13	NUM
crl-24835	420	17	,	,	PUNCT
crl-24835	420	18	no	no	NOUN
crl-24835	420	19	.	.	NOUN
crl-24835	420	20	2	2	NUM
crl-24835	420	21	(	(	PUNCT
crl-24835	420	22	apr	apr	NOUN
crl-24835	420	23	.	.	PROPN
crl-24835	420	24	2010	2010	NUM
crl-24835	420	25	):	):	PUNCT
crl-24835	420	26	154–73	154–73	PROPN
crl-24835	420	27	,	,	PUNCT
crl-24835	420	28	https://doi.org/10.1108/13522751011032593	https://doi.org/10.1108/13522751011032593	NOUN
crl-24835	420	29	.	.	PUNCT
crl-24835	421	1	https://doi.org/10.1177/0961000615616106	https://doi.org/10.1177/0961000615616106	PROPN
crl-24835	421	2	https://doi.org/10.1177/0961000615616106	https://doi.org/10.1177/0961000615616106	PROPN
crl-24835	421	3	https://doi.org/10.1016/j.lisr.2010.12.002	https://doi.org/10.1016/j.lisr.2010.12.002	PROPN
crl-24835	421	4	https://doi.org/10.1016/j.acalib.2016.04.007	https://doi.org/10.1016/j.acalib.2016.04.007	NUM
crl-24835	421	5	https://doi.org/10.1016/j.acalib.2016.04.007	https://doi.org/10.1016/j.acalib.2016.04.007	NUM
crl-24835	421	6	https://doi.org/10.1080/10875301.2012.747462	https://doi.org/10.1080/10875301.2012.747462	PROPN
crl-24835	421	7	https://www.jisc.ac.uk/reports/researchers-of-tomorrow	https://www.jisc.ac.uk/reports/researchers-of-tomorrow	NOUN
crl-24835	421	8	https://dx.doi.org/10.5195%2fjmla.2017.95	https://dx.doi.org/10.5195%2fjmla.2017.95	NOUN
crl-24835	421	9	https://doi.org/10.1016/0740-8188(95)90048-9	https://doi.org/10.1016/0740-8188(95)90048-9	PROPN
crl-24835	421	10	https://doi.org/10.1016/0740-8188(95)90048-9	https://doi.org/10.1016/0740-8188(95)90048-9	PROPN
crl-24835	421	11	http://informationr.net/ir/10-1/paper205.html	http://informationr.net/ir/10-1/paper205.html	X
crl-24835	421	12	https://doi.org/10.1016/j.lisr.2015.02.004	https://doi.org/10.1016/j.lisr.2015.02.004	X
crl-24835	421	13	https://doi.org/10.1016/j.lisr.2015.02.004	https://doi.org/10.1016/j.lisr.2015.02.004	X
crl-24835	421	14	https://doi.org/10.3163/1536-5050.96.4.008	https://doi.org/10.3163/1536-5050.96.4.008	NOUN
crl-24835	421	15	https://doi.org/10.3163/1536-5050.96.4.008	https://doi.org/10.3163/1536-5050.96.4.008	NOUN
crl-24835	422	1	https://doi.org/10.1080/13504851.2013.831163	https://doi.org/10.1080/13504851.2013.831163	NOUN
crl-24835	422	2	http://dx.doi.org/10.1891/1052-3073.27.2.252	http://dx.doi.org/10.1891/1052-3073.27.2.252	PROPN
crl-24835	422	3	https://doi.org/10.1002/asi.22791	https://doi.org/10.1002/asi.22791	PROPN
crl-24835	422	4	https://doi.org/10.1891/1052-3073.28.1.95	https://doi.org/10.1891/1052-3073.28.1.95	PROPN
crl-24835	422	5	https://doi.org/10.1891/1052-3073.28.1.95	https://doi.org/10.1891/1052-3073.28.1.95	PROPN
crl-24835	422	6	https://doi.org/10.1108/00220411011016371	https://doi.org/10.1108/00220411011016371	PROPN
crl-24835	422	7	https://doi.org/10.1108/00220411011016371	https://doi.org/10.1108/00220411011016371	PROPN
crl-24835	422	8	https://doi.org/10.1108/13522751011032593	https://doi.org/10.1108/13522751011032593	NOUN
crl-24835	423	1	they	they	PRON
crl-24835	423	2	seek	seek	VERB
crl-24835	423	3	,	,	PUNCT
crl-24835	423	4	but	but	CCONJ
crl-24835	423	5	do	do	AUX
crl-24835	423	6	they	they	PRON
crl-24835	423	7	find	find	VERB
crl-24835	423	8	?	?	PUNCT
crl-24835	424	1	285	285	NUM
crl-24835	424	2	21	21	NUM
crl-24835	424	3	.	.	PUNCT
crl-24835	425	1	haiyang	haiyang	PROPN
crl-24835	425	2	chen	chen	PROPN
crl-24835	425	3	and	and	CCONJ
crl-24835	425	4	ronald	ronald	PROPN
crl-24835	425	5	p.	p.	PROPN
crl-24835	425	6	volpe	volpe	PROPN
crl-24835	425	7	,	,	PUNCT
crl-24835	425	8	“	"	PUNCT
crl-24835	425	9	an	an	DET
crl-24835	425	10	analysis	analysis	NOUN
crl-24835	425	11	of	of	ADP
crl-24835	425	12	personal	personal	ADJ
crl-24835	425	13	financial	financial	ADJ
crl-24835	425	14	literacy	literacy	NOUN
crl-24835	425	15	among	among	ADP
crl-24835	425	16	college	college	NOUN
crl-24835	425	17	students	student	NOUN
crl-24835	425	18	,	,	PUNCT
crl-24835	425	19	”	"	PUNCT
crl-24835	425	20	financial	financial	ADJ
crl-24835	425	21	services	service	NOUN
crl-24835	425	22	review	review	NOUN
crl-24835	425	23	7	7	NUM
crl-24835	425	24	,	,	PUNCT
crl-24835	425	25	no	no	NOUN
crl-24835	425	26	.	.	NOUN
crl-24835	425	27	2	2	NUM
crl-24835	425	28	(	(	PUNCT
crl-24835	425	29	1998	1998	NUM
crl-24835	425	30	):	):	PUNCT
crl-24835	425	31	107–28	107–28	NUM
crl-24835	425	32	;	;	PUNCT
crl-24835	425	33	michael	michael	PROPN
crl-24835	425	34	e.	e.	PROPN
crl-24835	425	35	hanna	hanna	PROPN
crl-24835	425	36	,	,	PUNCT
crl-24835	425	37	robert	robert	PROPN
crl-24835	425	38	r.	r.	PROPN
crl-24835	425	39	hill	hill	PROPN
crl-24835	425	40	,	,	PUNCT
crl-24835	425	41	and	and	CCONJ
crl-24835	425	42	grady	grady	PROPN
crl-24835	425	43	perdue	perdue	NOUN
crl-24835	425	44	,	,	PUNCT
crl-24835	425	45	“	"	PUNCT
crl-24835	425	46	school	school	NOUN
crl-24835	425	47	of	of	ADP
crl-24835	425	48	study	study	NOUN
crl-24835	425	49	and	and	CCONJ
crl-24835	425	50	financial	financial	ADJ
crl-24835	425	51	literacy	literacy	NOUN
crl-24835	425	52	,	,	PUNCT
crl-24835	425	53	”	"	PUNCT
crl-24835	425	54	journal	journal	PROPN
crl-24835	425	55	of	of	ADP
crl-24835	425	56	economics	economic	NOUN
crl-24835	425	57	and	and	CCONJ
crl-24835	425	58	economic	economic	ADJ
crl-24835	425	59	education	education	NOUN
crl-24835	425	60	research	research	NOUN
crl-24835	425	61	11	11	NUM
crl-24835	425	62	,	,	PUNCT
crl-24835	425	63	no	no	NOUN
crl-24835	425	64	.	.	NOUN
crl-24835	425	65	3	3	NUM
crl-24835	425	66	(	(	PUNCT
crl-24835	425	67	september	september	PROPN
crl-24835	425	68	2010	2010	NUM
crl-24835	425	69	)	)	PUNCT
crl-24835	425	70	;	;	PUNCT
crl-24835	425	71	lewis	lewis	PROPN
crl-24835	425	72	mandell	mandell	PROPN
crl-24835	425	73	and	and	CCONJ
crl-24835	425	74	linda	linda	PROPN
crl-24835	425	75	schmid	schmid	PROPN
crl-24835	425	76	klein	klein	PROPN
crl-24835	425	77	,	,	PUNCT
crl-24835	425	78	“	"	PUNCT
crl-24835	425	79	the	the	DET
crl-24835	425	80	impact	impact	NOUN
crl-24835	425	81	of	of	ADP
crl-24835	425	82	financial	financial	ADJ
crl-24835	425	83	literacy	literacy	NOUN
crl-24835	425	84	education	education	NOUN
crl-24835	425	85	on	on	ADP
crl-24835	425	86	subsequent	subsequent	ADJ
crl-24835	425	87	financial	financial	ADJ
crl-24835	425	88	behavior	behavior	NOUN
crl-24835	425	89	,	,	PUNCT
crl-24835	425	90	”	"	PUNCT
crl-24835	425	91	journal	journal	NOUN
crl-24835	425	92	of	of	ADP
crl-24835	425	93	financial	financial	ADJ
crl-24835	425	94	counseling	counseling	NOUN
crl-24835	425	95	and	and	CCONJ
crl-24835	425	96	planning	plan	VERB
crl-24835	425	97	20	20	NUM
crl-24835	425	98	,	,	PUNCT
crl-24835	425	99	no	no	NOUN
crl-24835	425	100	.	.	NOUN
crl-24835	425	101	1	1	NUM
crl-24835	425	102	(	(	PUNCT
crl-24835	425	103	2009	2009	NUM
crl-24835	425	104	):	):	PUNCT
crl-24835	425	105	15–24	15–24	NUM
crl-24835	425	106	.	.	PUNCT
crl-24835	425	107	22	22	NUM
crl-24835	425	108	.	.	PUNCT
crl-24835	426	1	annamaria	annamaria	PROPN
crl-24835	426	2	lusardi	lusardi	PROPN
crl-24835	426	3	and	and	CCONJ
crl-24835	426	4	dorothy	dorothy	ADJ
crl-24835	426	5	wallace	wallace	NOUN
crl-24835	426	6	,	,	PUNCT
crl-24835	426	7	“	"	PUNCT
crl-24835	426	8	financial	financial	ADJ
crl-24835	426	9	literacy	literacy	NOUN
crl-24835	426	10	and	and	CCONJ
crl-24835	426	11	quantitative	quantitative	ADJ
crl-24835	426	12	reasoning	reasoning	NOUN
crl-24835	426	13	in	in	ADP
crl-24835	426	14	the	the	DET
crl-24835	426	15	high	high	ADJ
crl-24835	426	16	school	school	NOUN
crl-24835	426	17	and	and	CCONJ
crl-24835	426	18	college	college	NOUN
crl-24835	426	19	classroom	classroom	NOUN
crl-24835	426	20	,	,	PUNCT
crl-24835	426	21	”	"	PUNCT
crl-24835	426	22	numeracy	numeracy	NOUN
crl-24835	426	23	6	6	NUM
crl-24835	426	24	,	,	PUNCT
crl-24835	426	25	no	no	NOUN
crl-24835	426	26	.	.	NOUN
crl-24835	426	27	2	2	NUM
crl-24835	426	28	(	(	PUNCT
crl-24835	426	29	2013	2013	NUM
crl-24835	426	30	):	):	PUNCT
crl-24835	426	31	1–5	1–5	NUM
crl-24835	426	32	,	,	PUNCT
crl-24835	426	33	http://dx.doi.org/10.5038/1936-4660.6.2.1	http://dx.doi.org/10.5038/1936-4660.6.2.1	NUM
crl-24835	426	34	.	.	PUNCT
crl-24835	427	1	23	23	NUM
crl-24835	427	2	.	.	PUNCT
crl-24835	428	1	andrew	andrew	PROPN
crl-24835	428	2	c.	c.	PROPN
crl-24835	428	3	worthington	worthington	PROPN
crl-24835	428	4	,	,	PUNCT
crl-24835	428	5	“	"	PUNCT
crl-24835	428	6	predicting	predict	VERB
crl-24835	428	7	financial	financial	ADJ
crl-24835	428	8	literacy	literacy	NOUN
crl-24835	428	9	in	in	ADP
crl-24835	428	10	australia	australia	PROPN
crl-24835	428	11	,	,	PUNCT
crl-24835	428	12	”	"	PUNCT
crl-24835	428	13	financial	financial	ADJ
crl-24835	428	14	services	service	NOUN
crl-24835	428	15	review	review	NOUN
crl-24835	428	16	15	15	NUM
crl-24835	428	17	,	,	PUNCT
crl-24835	428	18	no	no	NOUN
crl-24835	428	19	.	.	NOUN
crl-24835	428	20	1	1	NUM
crl-24835	428	21	(	(	PUNCT
crl-24835	428	22	spring	spring	NOUN
crl-24835	428	23	2006	2006	NUM
crl-24835	428	24	):	):	PUNCT
crl-24835	428	25	59–79	59–79	X
crl-24835	428	26	;	;	PUNCT
crl-24835	428	27	paul	paul	PROPN
crl-24835	428	28	gerrans	gerrans	PROPN
crl-24835	428	29	,	,	PUNCT
crl-24835	428	30	richard	richard	PROPN
crl-24835	428	31	heaney	heaney	PROPN
crl-24835	428	32	,	,	PUNCT
crl-24835	428	33	and	and	CCONJ
crl-24835	428	34	tom	tom	PROPN
crl-24835	428	35	smith	smith	PROPN
crl-24835	428	36	,	,	PUNCT
crl-24835	428	37	“	"	PUNCT
crl-24835	428	38	the	the	DET
crl-24835	428	39	impact	impact	NOUN
crl-24835	428	40	of	of	ADP
crl-24835	428	41	undergraduate	undergraduate	ADJ
crl-24835	428	42	personal	personal	ADJ
crl-24835	428	43	finance	finance	NOUN
crl-24835	428	44	education	education	NOUN
crl-24835	428	45	on	on	ADP
crl-24835	428	46	individual	individual	ADJ
crl-24835	428	47	financial	financial	ADJ
crl-24835	428	48	literacy	literacy	NOUN
crl-24835	428	49	,	,	PUNCT
crl-24835	428	50	attitudes	attitude	NOUN
crl-24835	428	51	and	and	CCONJ
crl-24835	428	52	intentions	intention	NOUN
crl-24835	428	53	,	,	PUNCT
crl-24835	428	54	”	"	PUNCT
crl-24835	428	55	accounting	accounting	NOUN
crl-24835	428	56	&	&	CCONJ
crl-24835	428	57	finance	finance	NOUN
crl-24835	428	58	59	59	NUM
crl-24835	428	59	,	,	PUNCT
crl-24835	428	60	no	no	NOUN
crl-24835	428	61	.	.	NOUN
crl-24835	428	62	1	1	NUM
crl-24835	428	63	(	(	PUNCT
crl-24835	428	64	2019	2019	NUM
crl-24835	428	65	):	):	PUNCT
crl-24835	428	66	177–217	177–217	NUM
crl-24835	428	67	,	,	PUNCT
crl-24835	428	68	https://doi.org/10.1111/acfi.12247	https://doi.org/10.1111/acfi.12247	SPACE
crl-24835	428	69	;	;	PUNCT
crl-24835	428	70	abdullah	abdullah	PROPN
crl-24835	428	71	al	al	PROPN
crl-24835	428	72	-	-	PUNCT
crl-24835	428	73	bahrani	bahrani	PROPN
crl-24835	428	74	,	,	PUNCT
crl-24835	428	75	jamie	jamie	ADJ
crl-24835	428	76	weathers	weather	NOUN
crl-24835	428	77	,	,	PUNCT
crl-24835	428	78	and	and	CCONJ
crl-24835	428	79	darshak	darshak	NOUN
crl-24835	428	80	patel	patel	NOUN
crl-24835	428	81	,	,	PUNCT
crl-24835	428	82	“	"	PUNCT
crl-24835	428	83	racial	racial	ADJ
crl-24835	428	84	differences	difference	NOUN
crl-24835	428	85	in	in	ADP
crl-24835	428	86	the	the	DET
crl-24835	428	87	returns	return	NOUN
crl-24835	428	88	to	to	ADP
crl-24835	428	89	financial	financial	ADJ
crl-24835	428	90	literacy	literacy	NOUN
crl-24835	428	91	education	education	NOUN
crl-24835	428	92	,	,	PUNCT
crl-24835	428	93	”	"	PUNCT
crl-24835	428	94	journal	journal	NOUN
crl-24835	428	95	of	of	ADP
crl-24835	428	96	consumer	consumer	NOUN
crl-24835	428	97	affairs	affair	NOUN
crl-24835	428	98	53	53	NUM
crl-24835	428	99	,	,	PUNCT
crl-24835	428	100	no	no	INTJ
crl-24835	428	101	.	.	NOUN
crl-24835	428	102	2	2	NUM
crl-24835	428	103	(	(	PUNCT
crl-24835	428	104	summer	summer	NOUN
crl-24835	428	105	2019	2019	NUM
crl-24835	428	106	):	):	PUNCT
crl-24835	428	107	572–99	572–99	NUM
crl-24835	428	108	,	,	PUNCT
crl-24835	428	109	https://doi.org/10.1111/joca.12205	https://doi.org/10.1111/joca.12205	SPACE
crl-24835	428	110	.	.	PUNCT
crl-24835	429	1	24	24	NUM
crl-24835	429	2	.	.	PUNCT
crl-24835	429	3	chen	chen	PROPN
crl-24835	429	4	and	and	CCONJ
crl-24835	429	5	volpe	volpe	PROPN
crl-24835	429	6	,	,	PUNCT
crl-24835	429	7	“	"	PUNCT
crl-24835	429	8	an	an	DET
crl-24835	429	9	analysis	analysis	NOUN
crl-24835	429	10	of	of	ADP
crl-24835	429	11	personal	personal	ADJ
crl-24835	429	12	financial	financial	ADJ
crl-24835	429	13	literacy	literacy	NOUN
crl-24835	429	14	among	among	ADP
crl-24835	429	15	college	college	NOUN
crl-24835	429	16	students	student	NOUN
crl-24835	429	17	”	"	PUNCT
crl-24835	429	18	;	;	PUNCT
crl-24835	429	19	pamela	pamela	PROPN
crl-24835	429	20	m.	m.	PROPN
crl-24835	429	21	laborde	laborde	PROPN
crl-24835	429	22	,	,	PUNCT
crl-24835	429	23	sandra	sandra	PROPN
crl-24835	429	24	mottner	mottner	NOUN
crl-24835	429	25	,	,	PUNCT
crl-24835	429	26	and	and	CCONJ
crl-24835	429	27	pamela	pamela	PROPN
crl-24835	429	28	whalley	whalley	PROPN
crl-24835	429	29	,	,	PUNCT
crl-24835	429	30	“	"	PUNCT
crl-24835	429	31	personal	personal	ADJ
crl-24835	429	32	financial	financial	ADJ
crl-24835	429	33	literacy	literacy	NOUN
crl-24835	429	34	:	:	PUNCT
crl-24835	429	35	perceptions	perception	NOUN
crl-24835	429	36	of	of	ADP
crl-24835	429	37	knowledge	knowledge	NOUN
crl-24835	429	38	,	,	PUNCT
crl-24835	429	39	actual	actual	ADJ
crl-24835	429	40	knowledge	knowledge	NOUN
crl-24835	429	41	and	and	CCONJ
crl-24835	429	42	behavior	behavior	NOUN
crl-24835	429	43	of	of	ADP
crl-24835	429	44	college	college	NOUN
crl-24835	429	45	students	student	NOUN
crl-24835	429	46	,	,	PUNCT
crl-24835	429	47	”	"	PUNCT
crl-24835	429	48	journal	journal	NOUN
crl-24835	429	49	of	of	ADP
crl-24835	429	50	financial	financial	ADJ
crl-24835	429	51	education	education	NOUN
crl-24835	429	52	39	39	NUM
crl-24835	429	53	,	,	PUNCT
crl-24835	429	54	no	no	NOUN
crl-24835	429	55	.	.	NOUN
crl-24835	429	56	3/4	3/4	NUM
crl-24835	429	57	(	(	PUNCT
crl-24835	429	58	fall	fall	NOUN
crl-24835	429	59	/	/	SYM
crl-24835	429	60	winter	winter	NOUN
crl-24835	429	61	2013	2013	NUM
crl-24835	429	62	):	):	PUNCT
crl-24835	429	63	1–30	1–30	PROPN
crl-24835	429	64	;	;	PUNCT
crl-24835	429	65	al	al	PROPN
crl-24835	429	66	-	-	PUNCT
crl-24835	429	67	bahrani	bahrani	PROPN
crl-24835	429	68	,	,	PUNCT
crl-24835	429	69	weathers	weather	NOUN
crl-24835	429	70	,	,	PUNCT
crl-24835	429	71	and	and	CCONJ
crl-24835	429	72	patel	patel	NOUN
crl-24835	429	73	,	,	PUNCT
crl-24835	429	74	“	"	PUNCT
crl-24835	429	75	racial	racial	ADJ
crl-24835	429	76	differences	difference	NOUN
crl-24835	429	77	in	in	ADP
crl-24835	429	78	the	the	DET
crl-24835	429	79	returns	return	NOUN
crl-24835	429	80	to	to	ADP
crl-24835	429	81	financial	financial	ADJ
crl-24835	429	82	literacy	literacy	NOUN
crl-24835	429	83	education	education	NOUN
crl-24835	429	84	”	"	PUNCT
crl-24835	429	85	;	;	PUNCT
crl-24835	429	86	angela	angela	PROPN
crl-24835	429	87	j.	j.	PROPN
crl-24835	429	88	murphy	murphy	PROPN
crl-24835	429	89	,	,	PUNCT
crl-24835	429	90	“	"	PUNCT
crl-24835	429	91	money	money	NOUN
crl-24835	429	92	,	,	PUNCT
crl-24835	429	93	money	money	NOUN
crl-24835	429	94	,	,	PUNCT
crl-24835	429	95	money	money	NOUN
crl-24835	429	96	:	:	PUNCT
crl-24835	429	97	an	an	DET
crl-24835	429	98	exploratory	exploratory	ADJ
crl-24835	429	99	study	study	NOUN
crl-24835	429	100	on	on	ADP
crl-24835	429	101	the	the	DET
crl-24835	429	102	financial	financial	ADJ
crl-24835	429	103	literacy	literacy	NOUN
crl-24835	429	104	of	of	ADP
crl-24835	429	105	black	black	ADJ
crl-24835	429	106	college	college	NOUN
crl-24835	429	107	students	student	NOUN
crl-24835	429	108	,	,	PUNCT
crl-24835	429	109	”	"	PUNCT
crl-24835	429	110	college	college	NOUN
crl-24835	429	111	student	student	NOUN
crl-24835	429	112	journal	journal	NOUN
crl-24835	429	113	39	39	NUM
crl-24835	429	114	,	,	PUNCT
crl-24835	429	115	no	no	INTJ
crl-24835	429	116	.	.	NOUN
crl-24835	429	117	3	3	NUM
crl-24835	429	118	(	(	PUNCT
crl-24835	429	119	2005	2005	NUM
crl-24835	429	120	):	):	PUNCT
crl-24835	429	121	478–88	478–88	PROPN
crl-24835	429	122	.	.	PUNCT
crl-24835	429	123	25	25	NUM
crl-24835	429	124	.	.	PUNCT
crl-24835	430	1	chen	chen	PROPN
crl-24835	430	2	and	and	CCONJ
crl-24835	430	3	volpe	volpe	X
crl-24835	430	4	,	,	PUNCT
crl-24835	430	5	“	"	PUNCT
crl-24835	430	6	an	an	DET
crl-24835	430	7	analysis	analysis	NOUN
crl-24835	430	8	of	of	ADP
crl-24835	430	9	personal	personal	ADJ
crl-24835	430	10	financial	financial	ADJ
crl-24835	430	11	literacy	literacy	NOUN
crl-24835	430	12	among	among	ADP
crl-24835	430	13	college	college	NOUN
crl-24835	430	14	students	student	NOUN
crl-24835	430	15	”	"	PUNCT
crl-24835	430	16	;	;	PUNCT
crl-24835	430	17	murphy	murphy	NOUN
crl-24835	430	18	,	,	PUNCT
crl-24835	430	19	“	"	PUNCT
crl-24835	430	20	money	money	NOUN
crl-24835	430	21	,	,	PUNCT
crl-24835	430	22	money	money	NOUN
crl-24835	430	23	,	,	PUNCT
crl-24835	430	24	money	money	NOUN
crl-24835	430	25	”	"	PUNCT
crl-24835	430	26	;	;	PUNCT
crl-24835	430	27	hanna	hanna	PROPN
crl-24835	430	28	,	,	PUNCT
crl-24835	430	29	hill	hill	PROPN
crl-24835	430	30	,	,	PUNCT
crl-24835	430	31	and	and	CCONJ
crl-24835	430	32	perdue	perdue	ADJ
crl-24835	430	33	,	,	PUNCT
crl-24835	430	34	“	"	PUNCT
crl-24835	430	35	school	school	NOUN
crl-24835	430	36	of	of	ADP
crl-24835	430	37	study	study	NOUN
crl-24835	430	38	and	and	CCONJ
crl-24835	430	39	financial	financial	ADJ
crl-24835	430	40	literacy	literacy	NOUN
crl-24835	430	41	.	.	PUNCT
crl-24835	430	42	”	"	PUNCT
crl-24835	431	1	26	26	NUM
crl-24835	431	2	.	.	PUNCT
crl-24835	432	1	chen	chen	PROPN
crl-24835	432	2	and	and	CCONJ
crl-24835	432	3	volpe	volpe	X
crl-24835	432	4	,	,	PUNCT
crl-24835	432	5	“	"	PUNCT
crl-24835	432	6	an	an	DET
crl-24835	432	7	analysis	analysis	NOUN
crl-24835	432	8	of	of	ADP
crl-24835	432	9	personal	personal	ADJ
crl-24835	432	10	financial	financial	ADJ
crl-24835	432	11	literacy	literacy	NOUN
crl-24835	432	12	among	among	ADP
crl-24835	432	13	college	college	NOUN
crl-24835	432	14	students	student	NOUN
crl-24835	432	15	.	.	PUNCT
crl-24835	432	16	”	"	PUNCT
crl-24835	433	1	27	27	NUM
crl-24835	433	2	.	.	PUNCT
crl-24835	434	1	murphy	murphy	NOUN
crl-24835	434	2	,	,	PUNCT
crl-24835	434	3	“	"	PUNCT
crl-24835	434	4	money	money	NOUN
crl-24835	434	5	,	,	PUNCT
crl-24835	434	6	money	money	NOUN
crl-24835	434	7	,	,	PUNCT
crl-24835	434	8	money	money	NOUN
crl-24835	434	9	”	"	PUNCT
crl-24835	434	10	;	;	PUNCT
crl-24835	434	11	jing	je	VERB
crl-24835	434	12	jian	jian	PROPN
crl-24835	434	13	xiao	xiao	PROPN
crl-24835	434	14	et	et	PROPN
crl-24835	435	1	al	al	PROPN
crl-24835	435	2	.	.	PROPN
crl-24835	435	3	,	,	PUNCT
crl-24835	435	4	“	"	PUNCT
crl-24835	435	5	earlier	early	ADJ
crl-24835	435	6	financial	financial	ADJ
crl-24835	435	7	literacy	literacy	NOUN
crl-24835	435	8	and	and	CCONJ
crl-24835	435	9	later	later	ADV
crl-24835	435	10	financial	financial	ADJ
crl-24835	435	11	behaviour	behaviour	NOUN
crl-24835	435	12	of	of	ADP
crl-24835	435	13	college	college	NOUN
crl-24835	435	14	students	student	NOUN
crl-24835	435	15	,	,	PUNCT
crl-24835	435	16	”	"	PUNCT
crl-24835	435	17	international	international	ADJ
crl-24835	435	18	journal	journal	NOUN
crl-24835	435	19	of	of	ADP
crl-24835	435	20	consumer	consumer	NOUN
crl-24835	435	21	studies	study	NOUN
crl-24835	435	22	38	38	NUM
crl-24835	435	23	,	,	PUNCT
crl-24835	435	24	no	no	NOUN
crl-24835	435	25	.	.	NOUN
crl-24835	435	26	6	6	NUM
crl-24835	435	27	(	(	PUNCT
crl-24835	435	28	2014	2014	NUM
crl-24835	435	29	):	):	PUNCT
crl-24835	435	30	593–601	593–601	NUM
crl-24835	435	31	,	,	PUNCT
crl-24835	435	32	https://doi	https://doi	PROPN
crl-24835	435	33	.	.	PUNCT
crl-24835	436	1	org/10.1111	org/10.1111	PROPN
crl-24835	436	2	/	/	SYM
crl-24835	436	3	ijcs.12122	ijcs.12122	NUM
crl-24835	436	4	;	;	PUNCT
crl-24835	436	5	gerrans	gerran	NOUN
crl-24835	436	6	,	,	PUNCT
crl-24835	436	7	heaney	heaney	NOUN
crl-24835	436	8	,	,	PUNCT
crl-24835	436	9	and	and	CCONJ
crl-24835	436	10	smith	smith	PROPN
crl-24835	436	11	,	,	PUNCT
crl-24835	436	12	“	"	PUNCT
crl-24835	436	13	the	the	DET
crl-24835	436	14	impact	impact	NOUN
crl-24835	436	15	of	of	ADP
crl-24835	436	16	undergraduate	undergraduate	ADJ
crl-24835	436	17	personal	personal	ADJ
crl-24835	436	18	finance	finance	NOUN
crl-24835	436	19	education	education	NOUN
crl-24835	436	20	on	on	ADP
crl-24835	436	21	individual	individual	ADJ
crl-24835	436	22	financial	financial	ADJ
crl-24835	436	23	literacy	literacy	NOUN
crl-24835	436	24	,	,	PUNCT
crl-24835	436	25	attitudes	attitude	NOUN
crl-24835	436	26	and	and	CCONJ
crl-24835	436	27	intentions	intention	NOUN
crl-24835	436	28	.	.	PUNCT
crl-24835	436	29	”	"	PUNCT
crl-24835	437	1	28	28	X
crl-24835	437	2	.	.	PUNCT
crl-24835	437	3	murphy	murphy	NOUN
crl-24835	437	4	,	,	PUNCT
crl-24835	437	5	“	"	PUNCT
crl-24835	437	6	money	money	NOUN
crl-24835	437	7	,	,	PUNCT
crl-24835	437	8	money	money	NOUN
crl-24835	437	9	,	,	PUNCT
crl-24835	437	10	money	money	NOUN
crl-24835	437	11	”	"	PUNCT
crl-24835	437	12	;	;	PUNCT
crl-24835	437	13	hanna	hanna	PROPN
crl-24835	437	14	,	,	PUNCT
crl-24835	437	15	hill	hill	PROPN
crl-24835	437	16	,	,	PUNCT
crl-24835	437	17	and	and	CCONJ
crl-24835	437	18	perdue	perdue	ADJ
crl-24835	437	19	,	,	PUNCT
crl-24835	437	20	“	"	PUNCT
crl-24835	437	21	school	school	NOUN
crl-24835	437	22	of	of	ADP
crl-24835	437	23	study	study	NOUN
crl-24835	437	24	and	and	CCONJ
crl-24835	437	25	financial	financial	ADJ
crl-24835	437	26	literacy	literacy	NOUN
crl-24835	437	27	.	.	PUNCT
crl-24835	437	28	”	"	PUNCT
crl-24835	438	1	29	29	NUM
crl-24835	438	2	.	.	PUNCT
crl-24835	438	3	laborde	laborde	PROPN
crl-24835	438	4	,	,	PUNCT
crl-24835	438	5	mottner	mottner	NOUN
crl-24835	438	6	,	,	PUNCT
crl-24835	438	7	and	and	CCONJ
crl-24835	438	8	whalley	whalley	ADJ
crl-24835	438	9	,	,	PUNCT
crl-24835	438	10	“	"	PUNCT
crl-24835	438	11	personal	personal	ADJ
crl-24835	438	12	financial	financial	ADJ
crl-24835	438	13	literacy	literacy	NOUN
crl-24835	438	14	.	.	PUNCT
crl-24835	438	15	”	"	PUNCT
crl-24835	439	1	30	30	NUM
crl-24835	439	2	.	.	PUNCT
crl-24835	439	3	alison	alison	PROPN
crl-24835	439	4	j.	j.	PROPN
crl-24835	439	5	head	head	PROPN
crl-24835	439	6	and	and	CCONJ
crl-24835	439	7	michael	michael	PROPN
crl-24835	439	8	b.	b.	PROPN
crl-24835	439	9	eisenberg	eisenberg	PROPN
crl-24835	439	10	,	,	PUNCT
crl-24835	439	11	“	"	PUNCT
crl-24835	439	12	how	how	SCONJ
crl-24835	439	13	college	college	NOUN
crl-24835	439	14	students	student	NOUN
crl-24835	439	15	use	use	VERB
crl-24835	439	16	the	the	DET
crl-24835	439	17	web	web	NOUN
crl-24835	439	18	to	to	PART
crl-24835	439	19	conduct	conduct	VERB
crl-24835	439	20	everyday	everyday	ADJ
crl-24835	439	21	life	life	NOUN
crl-24835	439	22	research	research	NOUN
crl-24835	439	23	,	,	PUNCT
crl-24835	439	24	”	"	PUNCT
crl-24835	439	25	first	first	ADJ
crl-24835	439	26	monday	monday	PROPN
crl-24835	439	27	16	16	NUM
crl-24835	439	28	,	,	PUNCT
crl-24835	439	29	no	no	NOUN
crl-24835	439	30	.	.	NOUN
crl-24835	439	31	4	4	NUM
crl-24835	439	32	(	(	PUNCT
crl-24835	439	33	2011	2011	NUM
crl-24835	439	34	)	)	PUNCT
crl-24835	439	35	,	,	PUNCT
crl-24835	439	36	https://firstmonday.org/ojs/index.php/fm/article/download/3484/2857	https://firstmonday.org/ojs/index.php/fm/article/download/3484/2857	PROPN
crl-24835	439	37	.	.	PUNCT
crl-24835	440	1	31	31	NUM
crl-24835	440	2	.	.	PUNCT
crl-24835	441	1	emily	emily	PROPN
crl-24835	441	2	j.	j.	PROPN
crl-24835	441	3	huang	huang	PROPN
crl-24835	441	4	,	,	PUNCT
crl-24835	441	5	reka	reka	PROPN
crl-24835	441	6	a.	a.	PROPN
crl-24835	441	7	lassu	lassu	PROPN
crl-24835	441	8	,	,	PUNCT
crl-24835	441	9	and	and	CCONJ
crl-24835	441	10	kenny	kenny	PROPN
crl-24835	441	11	k.	k.	PROPN
crl-24835	441	12	chan	chan	PROPN
crl-24835	441	13	,	,	PUNCT
crl-24835	441	14	“	"	PUNCT
crl-24835	441	15	user	user	NOUN
crl-24835	441	16	-	-	PUNCT
crl-24835	441	17	source	source	NOUN
crl-24835	441	18	fit	fit	ADJ
crl-24835	441	19	and	and	CCONJ
crl-24835	441	20	financial	financial	ADJ
crl-24835	441	21	information	information	NOUN
crl-24835	441	22	source	source	NOUN
crl-24835	441	23	selection	selection	NOUN
crl-24835	441	24	of	of	ADP
crl-24835	441	25	millennials	millennial	NOUN
crl-24835	441	26	,	,	PUNCT
crl-24835	441	27	”	"	PUNCT
crl-24835	441	28	journal	journal	NOUN
crl-24835	441	29	of	of	ADP
crl-24835	441	30	financial	financial	ADJ
crl-24835	441	31	counseling	counseling	NOUN
crl-24835	441	32	and	and	CCONJ
crl-24835	441	33	planning	plan	VERB
crl-24835	441	34	29	29	NUM
crl-24835	441	35	,	,	PUNCT
crl-24835	441	36	no	no	NOUN
crl-24835	441	37	.	.	NOUN
crl-24835	441	38	2	2	NUM
crl-24835	441	39	(	(	PUNCT
crl-24835	441	40	2018	2018	NUM
crl-24835	441	41	):	):	PUNCT
crl-24835	441	42	272–89	272–89	NUM
crl-24835	441	43	,	,	PUNCT
crl-24835	441	44	https://doi	https://doi	PROPN
crl-24835	441	45	.	.	PUNCT
crl-24835	442	1	org/10.1891/1052	org/10.1891/1052	NUM
crl-24835	442	2	-	-	PUNCT
crl-24835	442	3	3073.29.2.272	3073.29.2.272	NUM
crl-24835	442	4	.	.	PUNCT
crl-24835	443	1	32	32	NUM
crl-24835	443	2	.	.	PUNCT
crl-24835	444	1	the	the	DET
crl-24835	444	2	ohio	ohio	PROPN
crl-24835	444	3	state	state	PROPN
crl-24835	444	4	university	university	PROPN
crl-24835	444	5	office	office	NOUN
crl-24835	444	6	of	of	ADP
crl-24835	444	7	student	student	NOUN
crl-24835	444	8	life	life	NOUN
crl-24835	444	9	,	,	PUNCT
crl-24835	444	10	“	"	PUNCT
crl-24835	444	11	study	study	VERB
crl-24835	444	12	on	on	ADP
crl-24835	444	13	collegiate	collegiate	ADJ
crl-24835	444	14	financial	financial	ADJ
crl-24835	444	15	wellness	wellness	NOUN
crl-24835	444	16	:	:	PUNCT
crl-24835	444	17	2017	2017	NUM
crl-24835	444	18	key	key	ADJ
crl-24835	444	19	findings	finding	NOUN
crl-24835	444	20	report	report	NOUN
crl-24835	444	21	”	"	PUNCT
crl-24835	444	22	(	(	PUNCT
crl-24835	444	23	2017	2017	NUM
crl-24835	444	24	)	)	PUNCT
crl-24835	444	25	,	,	PUNCT
crl-24835	444	26	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-keyfindings-report.pdf	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-keyfindings-report.pdf	NOUN
crl-24835	444	27	.	.	PROPN
crl-24835	445	1	33	33	NUM
crl-24835	445	2	.	.	PUNCT
crl-24835	446	1	lauren	lauren	PROPN
crl-24835	446	2	e.	e.	PROPN
crl-24835	446	3	willis	willis	PROPN
crl-24835	446	4	,	,	PUNCT
crl-24835	446	5	“	"	PUNCT
crl-24835	446	6	against	against	ADP
crl-24835	446	7	financial	financial	ADJ
crl-24835	446	8	-	-	PUNCT
crl-24835	446	9	literacy	literacy	NOUN
crl-24835	446	10	education	education	NOUN
crl-24835	446	11	,	,	PUNCT
crl-24835	446	12	”	"	PUNCT
crl-24835	446	13	iowa	iowa	PROPN
crl-24835	446	14	law	law	PROPN
crl-24835	446	15	review	review	NOUN
crl-24835	446	16	94	94	NUM
crl-24835	446	17	,	,	PUNCT
crl-24835	446	18	no	no	NOUN
crl-24835	446	19	.	.	NOUN
crl-24835	446	20	1	1	NUM
crl-24835	446	21	(	(	PUNCT
crl-24835	446	22	2008	2008	NUM
crl-24835	446	23	):	):	PUNCT
crl-24835	446	24	197–285	197–285	NUM
crl-24835	446	25	.	.	PUNCT
crl-24835	447	1	34	34	NUM
crl-24835	447	2	.	.	PUNCT
crl-24835	448	1	mandell	mandell	PROPN
crl-24835	448	2	and	and	CCONJ
crl-24835	448	3	klein	klein	PROPN
crl-24835	448	4	,	,	PUNCT
crl-24835	448	5	“	"	PUNCT
crl-24835	448	6	the	the	DET
crl-24835	448	7	impact	impact	NOUN
crl-24835	448	8	of	of	ADP
crl-24835	448	9	financial	financial	ADJ
crl-24835	448	10	literacy	literacy	NOUN
crl-24835	448	11	education	education	NOUN
crl-24835	448	12	on	on	ADP
crl-24835	448	13	subsequent	subsequent	ADJ
crl-24835	448	14	financial	financial	ADJ
crl-24835	448	15	behavior	behavior	NOUN
crl-24835	448	16	.	.	PUNCT
crl-24835	448	17	”	"	PUNCT
crl-24835	449	1	35	35	NUM
crl-24835	449	2	.	.	PUNCT
crl-24835	450	1	gerrans	gerran	NOUN
crl-24835	450	2	,	,	PUNCT
crl-24835	450	3	heaney	heaney	NOUN
crl-24835	450	4	,	,	PUNCT
crl-24835	450	5	and	and	CCONJ
crl-24835	450	6	smith	smith	PROPN
crl-24835	450	7	,	,	PUNCT
crl-24835	450	8	“	"	PUNCT
crl-24835	450	9	the	the	DET
crl-24835	450	10	impact	impact	NOUN
crl-24835	450	11	of	of	ADP
crl-24835	450	12	undergraduate	undergraduate	ADJ
crl-24835	450	13	personal	personal	ADJ
crl-24835	450	14	finance	finance	NOUN
crl-24835	450	15	education	education	NOUN
crl-24835	450	16	on	on	ADP
crl-24835	450	17	individual	individual	ADJ
crl-24835	450	18	financial	financial	ADJ
crl-24835	450	19	literacy	literacy	NOUN
crl-24835	450	20	,	,	PUNCT
crl-24835	450	21	attitudes	attitude	NOUN
crl-24835	450	22	and	and	CCONJ
crl-24835	450	23	intentions	intention	NOUN
crl-24835	450	24	”	"	PUNCT
crl-24835	450	25	;	;	PUNCT
crl-24835	450	26	jamie	jamie	ADJ
crl-24835	450	27	wagner	wagner	NOUN
crl-24835	450	28	and	and	CCONJ
crl-24835	450	29	william	william	PROPN
crl-24835	450	30	b.	b.	PROPN
crl-24835	450	31	walstad	walstad	PROPN
crl-24835	450	32	,	,	PUNCT
crl-24835	450	33	“	"	PUNCT
crl-24835	450	34	the	the	DET
crl-24835	450	35	effects	effect	NOUN
crl-24835	450	36	of	of	ADP
crl-24835	450	37	financial	financial	ADJ
crl-24835	450	38	education	education	NOUN
crl-24835	450	39	on	on	ADP
crl-24835	450	40	short	short	ADJ
crl-24835	450	41	-	-	PUNCT
crl-24835	450	42	term	term	NOUN
crl-24835	450	43	and	and	CCONJ
crl-24835	450	44	long	long	ADJ
crl-24835	450	45	-	-	PUNCT
crl-24835	450	46	term	term	NOUN
crl-24835	450	47	financial	financial	ADJ
crl-24835	450	48	behaviors	behavior	NOUN
crl-24835	450	49	,	,	PUNCT
crl-24835	450	50	”	"	PUNCT
crl-24835	450	51	journal	journal	NOUN
crl-24835	450	52	of	of	ADP
crl-24835	450	53	consumer	consumer	NOUN
crl-24835	450	54	affairs	affair	NOUN
crl-24835	450	55	53	53	NUM
crl-24835	450	56	,	,	PUNCT
crl-24835	450	57	no	no	INTJ
crl-24835	450	58	.	.	NOUN
crl-24835	450	59	1	1	NUM
crl-24835	450	60	(	(	PUNCT
crl-24835	450	61	2019	2019	NUM
crl-24835	450	62	):	):	PUNCT
crl-24835	450	63	234–59	234–59	NUM
crl-24835	450	64	,	,	PUNCT
crl-24835	450	65	https://doi.org/10.1111/joca.12210	https://doi.org/10.1111/joca.12210	SPACE
crl-24835	450	66	.	.	PUNCT
crl-24835	451	1	36	36	NUM
crl-24835	451	2	.	.	PUNCT
crl-24835	451	3	daniel	daniel	PROPN
crl-24835	451	4	fernandes	fernandes	PROPN
crl-24835	451	5	,	,	PUNCT
crl-24835	451	6	john	john	PROPN
crl-24835	451	7	g.	g.	PROPN
crl-24835	451	8	lynch	lynch	PROPN
crl-24835	451	9	,	,	PUNCT
crl-24835	451	10	and	and	CCONJ
crl-24835	451	11	richard	richard	PROPN
crl-24835	451	12	g.	g.	PROPN
crl-24835	451	13	netemeyer	netemeyer	PROPN
crl-24835	451	14	,	,	PUNCT
crl-24835	451	15	“	"	PUNCT
crl-24835	451	16	financial	financial	ADJ
crl-24835	451	17	literacy	literacy	NOUN
crl-24835	451	18	,	,	PUNCT
crl-24835	451	19	financial	financial	ADJ
crl-24835	451	20	education	education	NOUN
crl-24835	451	21	,	,	PUNCT
crl-24835	451	22	and	and	CCONJ
crl-24835	451	23	downstream	downstream	ADJ
crl-24835	451	24	financial	financial	ADJ
crl-24835	451	25	behaviors	behavior	NOUN
crl-24835	451	26	,	,	PUNCT
crl-24835	451	27	”	"	PUNCT
crl-24835	451	28	management	management	NOUN
crl-24835	451	29	science	science	NOUN
crl-24835	451	30	60	60	NUM
crl-24835	451	31	,	,	PUNCT
crl-24835	451	32	no	no	NOUN
crl-24835	451	33	.	.	NOUN
crl-24835	451	34	8	8	NUM
crl-24835	451	35	(	(	PUNCT
crl-24835	451	36	2014	2014	NUM
crl-24835	451	37	):	):	PUNCT
crl-24835	451	38	1861–2109	1861–2109	NUM
crl-24835	451	39	,	,	PUNCT
crl-24835	451	40	https://doi.org/10.1287/	https://doi.org/10.1287/	PROPN
crl-24835	451	41	mnsc.2013.1849	mnsc.2013.1849	PROPN
crl-24835	451	42	.	.	PUNCT
crl-24835	452	1	37	37	NUM
crl-24835	452	2	.	.	PUNCT
crl-24835	453	1	margaret	margaret	PROPN
crl-24835	453	2	miller	miller	PROPN
crl-24835	453	3	et	et	PROPN
crl-24835	454	1	al	al	PROPN
crl-24835	454	2	.	.	PROPN
crl-24835	454	3	,	,	PUNCT
crl-24835	454	4	“	"	PUNCT
crl-24835	454	5	can	can	AUX
crl-24835	454	6	you	you	PRON
crl-24835	454	7	help	help	VERB
crl-24835	454	8	someone	someone	PRON
crl-24835	454	9	become	become	VERB
crl-24835	454	10	financially	financially	ADV
crl-24835	454	11	capable	capable	ADJ
crl-24835	454	12	?	?	PUNCT
crl-24835	455	1	a	a	DET
crl-24835	455	2	meta	meta	NOUN
crl-24835	455	3	-	-	PUNCT
crl-24835	455	4	analysis	analysis	NOUN
crl-24835	455	5	of	of	ADP
crl-24835	455	6	the	the	DET
crl-24835	455	7	literature	literature	NOUN
crl-24835	455	8	,	,	PUNCT
crl-24835	455	9	”	"	PUNCT
crl-24835	455	10	policy	policy	NOUN
crl-24835	455	11	research	research	NOUN
crl-24835	455	12	working	work	VERB
crl-24835	455	13	paper	paper	NOUN
crl-24835	455	14	6745	6745	NUM
crl-24835	455	15	:	:	PUNCT
crl-24835	455	16	background	background	NOUN
crl-24835	455	17	paper	paper	NOUN
crl-24835	455	18	to	to	ADP
crl-24835	455	19	the	the	DET
crl-24835	455	20	2014	2014	NUM
crl-24835	455	21	global	global	ADJ
crl-24835	455	22	financial	financial	ADJ
crl-24835	455	23	development	development	NOUN
crl-24835	455	24	report	report	NOUN
crl-24835	455	25	(	(	PUNCT
crl-24835	455	26	january	january	PROPN
crl-24835	455	27	2014	2014	NUM
crl-24835	455	28	):	):	PUNCT
crl-24835	455	29	3	3	NUM
crl-24835	455	30	,	,	PUNCT
crl-24835	455	31	http://documents.worldbank.org/curated/en/297931468327387954/pdf/wps6745.pdf	http://documents.worldbank.org/curated/en/297931468327387954/pdf/wps6745.pdf	NOUN
crl-24835	455	32	.	.	PUNCT
crl-24835	456	1	38	38	NUM
crl-24835	456	2	.	.	PUNCT
crl-24835	457	1	“	"	PUNCT
crl-24835	457	2	student	student	NOUN
crl-24835	457	3	demographics	demographic	NOUN
crl-24835	457	4	,	,	PUNCT
crl-24835	457	5	”	"	PUNCT
crl-24835	457	6	texas	texas	PROPN
crl-24835	457	7	a&m	a&m	PROPN
crl-24835	457	8	university	university	PROPN
crl-24835	457	9	accountability	accountability	NOUN
crl-24835	457	10	,	,	PUNCT
crl-24835	457	11	fall	fall	NOUN
crl-24835	457	12	2019	2019	NUM
crl-24835	457	13	,	,	PUNCT
crl-24835	457	14	https://accountability.tamu	https://accountability.tamu	VERB
crl-24835	457	15	.	.	PUNCT
crl-24835	458	1	edu	edu	PROPN
crl-24835	458	2	/	/	SYM
crl-24835	458	3	all	all	DET
crl-24835	458	4	-	-	PUNCT
crl-24835	458	5	metrics	metric	NOUN
crl-24835	458	6	/	/	SYM
crl-24835	458	7	mixed	mix	VERB
crl-24835	458	8	-	-	PUNCT
crl-24835	458	9	metrics	metric	NOUN
crl-24835	458	10	/	/	SYM
crl-24835	458	11	student	student	NOUN
crl-24835	458	12	-	-	PUNCT
crl-24835	458	13	demographics	demographic	NOUN
crl-24835	458	14	.	.	PUNCT
crl-24835	459	1	39	39	NUM
crl-24835	459	2	.	.	PUNCT
crl-24835	460	1	connaway	connaway	PROPN
crl-24835	460	2	,	,	PUNCT
crl-24835	460	3	dickey	dickey	PROPN
crl-24835	460	4	,	,	PUNCT
crl-24835	460	5	and	and	CCONJ
crl-24835	460	6	radford	radford	NOUN
crl-24835	460	7	,	,	PUNCT
crl-24835	460	8	“	"	PUNCT
crl-24835	460	9	if	if	SCONJ
crl-24835	460	10	it	it	PRON
crl-24835	460	11	is	be	AUX
crl-24835	460	12	too	too	ADV
crl-24835	460	13	inconvenient	inconvenient	ADJ
crl-24835	460	14	i	i	PRON
crl-24835	460	15	’m	’m	AUX
crl-24835	460	16	not	not	PART
crl-24835	460	17	going	go	VERB
crl-24835	460	18	after	after	ADP
crl-24835	460	19	it	it	PRON
crl-24835	460	20	”	"	PUNCT
crl-24835	460	21	;	;	PUNCT
crl-24835	460	22	komissarov	komissarov	PROPN
crl-24835	460	23	and	and	CCONJ
crl-24835	460	24	murray	murray	PROPN
crl-24835	460	25	,	,	PUNCT
crl-24835	460	26	“	"	PUNCT
crl-24835	460	27	factors	factor	NOUN
crl-24835	460	28	that	that	PRON
crl-24835	460	29	influence	influence	VERB
crl-24835	460	30	undergraduate	undergraduate	ADJ
crl-24835	460	31	information	information	NOUN
crl-24835	460	32	-	-	PUNCT
crl-24835	460	33	seeking	seek	VERB
crl-24835	460	34	behavior	behavior	NOUN
crl-24835	460	35	and	and	CCONJ
crl-24835	460	36	opportunities	opportunity	NOUN
crl-24835	460	37	for	for	ADP
crl-24835	460	38	student	student	NOUN
crl-24835	460	39	success	success	NOUN
crl-24835	460	40	.	.	PUNCT
crl-24835	460	41	”	"	PUNCT
crl-24835	461	1	40	40	NUM
crl-24835	461	2	.	.	PUNCT
crl-24835	461	3	reiter	reiter	PROPN
crl-24835	461	4	and	and	CCONJ
crl-24835	461	5	ford	ford	PROPN
crl-24835	461	6	,	,	PUNCT
crl-24835	461	7	“	"	PUNCT
crl-24835	461	8	library	library	NOUN
crl-24835	461	9	support	support	NOUN
crl-24835	461	10	for	for	ADP
crl-24835	461	11	student	student	NOUN
crl-24835	461	12	financial	financial	ADJ
crl-24835	461	13	literacy	literacy	NOUN
crl-24835	461	14	.	.	PUNCT
crl-24835	461	15	”	"	PUNCT
crl-24835	462	1	41	41	NUM
crl-24835	462	2	.	.	PUNCT
crl-24835	462	3	reiter	reiter	PROPN
crl-24835	462	4	and	and	CCONJ
crl-24835	462	5	ford	ford	PROPN
crl-24835	462	6	,	,	PUNCT
crl-24835	462	7	“	"	PUNCT
crl-24835	462	8	library	library	NOUN
crl-24835	462	9	support	support	NOUN
crl-24835	462	10	for	for	ADP
crl-24835	462	11	student	student	NOUN
crl-24835	462	12	financial	financial	ADJ
crl-24835	462	13	literacy	literacy	NOUN
crl-24835	462	14	.	.	PUNCT
crl-24835	462	15	”	"	PUNCT
crl-24835	463	1	42	42	NUM
crl-24835	463	2	.	.	PUNCT
crl-24835	464	1	tyler	tyler	NOUN
crl-24835	464	2	mondres	mondre	NOUN
crl-24835	464	3	,	,	PUNCT
crl-24835	464	4	“	"	PUNCT
crl-24835	464	5	how	how	SCONJ
crl-24835	464	6	generation	generation	NOUN
crl-24835	464	7	z	z	NOUN
crl-24835	464	8	is	be	AUX
crl-24835	464	9	changing	change	VERB
crl-24835	464	10	financial	financial	ADJ
crl-24835	464	11	services	service	NOUN
crl-24835	464	12	:	:	PUNCT
crl-24835	464	13	move	move	VERB
crl-24835	464	14	over	over	ADV
crl-24835	464	15	,	,	PUNCT
crl-24835	464	16	millennials	millennial	NOUN
crl-24835	464	17	.	.	PUNCT
crl-24835	465	1	the	the	DET
crl-24835	465	2	next	next	ADJ
crl-24835	465	3	rising	rise	VERB
crl-24835	465	4	generation	generation	NOUN
crl-24835	465	5	is	be	AUX
crl-24835	465	6	here	here	ADV
crl-24835	465	7	,	,	PUNCT
crl-24835	465	8	”	"	PUNCT
crl-24835	465	9	aba	aba	PROPN
crl-24835	465	10	banking	banking	PROPN
crl-24835	465	11	journal	journal	PROPN
crl-24835	465	12	111	111	NUM
crl-24835	465	13	,	,	PUNCT
crl-24835	465	14	no	no	NOUN
crl-24835	465	15	.	.	NOUN
crl-24835	465	16	1	1	NUM
crl-24835	465	17	(	(	PUNCT
crl-24835	465	18	jan	jan	PROPN
crl-24835	465	19	/	/	SYM
crl-24835	465	20	feb	feb	PROPN
crl-24835	465	21	2019	2019	NUM
crl-24835	465	22	):	):	PUNCT
crl-24835	465	23	24–28	24–28	NUM
crl-24835	465	24	;	;	PUNCT
crl-24835	465	25	nikolaos	nikolaos	PROPN
crl-24835	465	26	d.	d.	PROPN
crl-24835	465	27	philippas	philippas	PROPN
crl-24835	465	28	and	and	CCONJ
crl-24835	465	29	christos	christos	PROPN
crl-24835	465	30	avdoulas	avdoulas	PROPN
crl-24835	465	31	,	,	PUNCT
crl-24835	465	32	“	"	PUNCT
crl-24835	465	33	financial	financial	ADJ
crl-24835	465	34	literacy	literacy	NOUN
crl-24835	465	35	and	and	CCONJ
crl-24835	465	36	financial	financial	ADJ
crl-24835	465	37	well	well	ADV
crl-24835	465	38	-	-	PUNCT
crl-24835	465	39	being	being	NOUN
crl-24835	465	40	among	among	ADP
crl-24835	465	41	generation	generation	NOUN
crl-24835	465	42	-	-	PUNCT
crl-24835	465	43	z	z	NOUN
crl-24835	465	44	university	university	NOUN
crl-24835	465	45	students	student	NOUN
crl-24835	465	46	:	:	PUNCT
crl-24835	465	47	evidence	evidence	NOUN
crl-24835	465	48	from	from	ADP
crl-24835	465	49	greece	greece	PROPN
crl-24835	465	50	,	,	PUNCT
crl-24835	465	51	”	"	PUNCT
crl-24835	465	52	european	european	PROPN
crl-24835	465	53	journal	journal	PROPN
crl-24835	465	54	of	of	ADP
crl-24835	465	55	finance	finance	NOUN
crl-24835	465	56	26	26	NUM
crl-24835	465	57	,	,	PUNCT
crl-24835	465	58	no	no	INTJ
crl-24835	465	59	.	.	NOUN
crl-24835	465	60	4/5	4/5	NUM
crl-24835	465	61	(	(	PUNCT
crl-24835	465	62	2020	2020	NUM
crl-24835	465	63	):	):	PUNCT
crl-24835	465	64	360–81	360–81	PROPN
crl-24835	465	65	.	.	PUNCT
crl-24835	466	1	http://dx.doi.org/10.5038/1936-4660.6.2.1	http://dx.doi.org/10.5038/1936-4660.6.2.1	NUM
crl-24835	466	2	https://doi.org/10.1111/acfi.12247	https://doi.org/10.1111/acfi.12247	SPACE
crl-24835	466	3	https://doi.org/10.1111/joca.12205	https://doi.org/10.1111/joca.12205	X
crl-24835	466	4	https://doi.org/10.1111/ijcs.12122	https://doi.org/10.1111/ijcs.12122	X
crl-24835	466	5	https://doi.org/10.1111/ijcs.12122	https://doi.org/10.1111/ijcs.12122	X
crl-24835	467	1	https://firstmonday.org/ojs/index.php/fm/article/download/3484/2857	https://firstmonday.org/ojs/index.php/fm/article/download/3484/2857	PROPN
crl-24835	468	1	https://doi.org/10.1891/1052-3073.29.2.272	https://doi.org/10.1891/1052-3073.29.2.272	PROPN
crl-24835	468	2	https://doi.org/10.1891/1052-3073.29.2.272	https://doi.org/10.1891/1052-3073.29.2.272	PROPN
crl-24835	468	3	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	NOUN
crl-24835	468	4	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	https://cssl.osu.edu/posts/632320bc-704d-4eef-8bcb-87c83019f2e9/documents/2017-scfw-key-findings-report.pdf	PROPN
crl-24835	468	5	https://doi.org/10.1111/joca.12210	https://doi.org/10.1111/joca.12210	SPACE
crl-24835	468	6	https://doi.org/10.1287/mnsc.2013.1849	https://doi.org/10.1287/mnsc.2013.1849	PROPN
crl-24835	468	7	https://doi.org/10.1287/mnsc.2013.1849	https://doi.org/10.1287/mnsc.2013.1849	PROPN
crl-24835	468	8	http://documents.worldbank.org/curated/en/297931468327387954/pdf/wps6745.pdf	http://documents.worldbank.org/curated/en/297931468327387954/pdf/wps6745.pdf	VERB
crl-24835	468	9	https://accountability.tamu.edu/all-metrics/mixed-metrics/student-demographics	https://accountability.tamu.edu/all-metrics/mixed-metrics/student-demographic	NOUN
crl-24835	468	10	https://accountability.tamu.edu/all-metrics/mixed-metrics/student-demographics	https://accountability.tamu.edu/all-metrics/mixed-metrics/student-demographic	NOUN