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I J I J J \ I c J 1 FEDERATION LODGE, No. 244. OFFICERS FOR 1888. E. W. Beuthner M. W. John Porteous I. P, M, W, Henry Harvey Foreman. John Hardy ....... Ovtrseer. J as. E. McKobie Keiordtr. Wm. Bowclen Financier. E. L, Bond , , Jieceiner. Curt. A. Beuthner Guide. John B. Graham ...... /. M'. Thos. Highmore O. W. PAST MASTERS. Thos. Bell. W. D. McLaren, Jr. G. Lefebvre. All communications addressed to P. 0. Box 605, will receive prompt attention. THE ANCIENT ORDER — OF - UNITED WORKMEN A HlllEK STATKMBNI- ok its UBJKCTS, I'l-ANS. Puiav SKS AND PrOORESS. AS ORGANIZATION COMPOSED OP MEN OK ALL PROFESSIONS AND PURPOSES. -/tfHE Ancient Order of United Workmkn is ^f a purely benevolent and business organizition, numbering now over Two Hundred Thousand mem- bers, embracing all classes from the humble laborer to I he wealthy merchant, banker, and men of the learned professions ; men of every religion and nationality. It is now twenty years since a few earnest-hearted, thoughtful, hard toiling men, after long and patient consideration, adopted a plan by which a compara- tively liberal sum of money might be secured to the family of a deceased member. Little did they antici- pate the magnificent results of their action— glorious when you now behold the Order in the pride of its strong, vigorous success. The A. O. U. W. is one of the proudest Orders of the day. It is the pioneer society and parent of all existing institutions of similar character, it being the first one to guarantee the payment of a fixed sum, at the death of a member, to the person or persons he The foremost aims and purposes of this Order are to strive to improve the moral, intellectual, and social UNITED WORKMEN. at he condition of its members ; to encourage useful in- dustry; to promote fraternity and philanthropy; tc render mutual assistance to earh other and to guard each member's family from suffering by want, when the time comes for him, as it must come for all, to pass from this life to another. The payment of the sum of TWO THOUSAND DOLLARS is guaranteed by a carefully devised, well guarded, economical and beneficial system, to each member's family, or such person or persons as he n:ay desig- nate, payable at the death of a member. The A O. U. VV. is as safe and much cheaper than any insurance company, and is so well ard peculiarly constructed that it cannot fail, and so carefully and well managed that every member can know and thoroughly understand all about its workings. It offers every man, however humble his station in life, an opportunity to provide for those dependent upon him against the losses and accidents to which all are liable ; all things are uncertain in this world, except death. Man's best laid plans often miscarry. Families are daily bereft of support by the untimely end of the husband and father, that brings with it suffering and privation. How, then, is the poor man, or the man of moderate means, whose income is only sufficient to meet his daily wants, to provide in view of his decease for his family against the needs that his strong arm had provided in life? The answer is, that in the Ancient Order of United Workmen is found the relief that is better than any investment that can be made elsewhere. There is no man so poor that he cannot avail himself of its beneuts. The small admission fee, the light assessments, and 6 ANCIENT ORDER OF the long time between, adapt tins order to the wants of the masses. The method of mutual assurance is simplified in this Order by a system of Lodges where the members assemble at regular intervals. These Lodges are governed by regularly e'ccted officers; the financial iiffairs are under proper restraint, and a system ol admirable checks prevents the possibility of fraud or betrayal of trusts. It is essentially a modern institution, its name to the contrary notwithstanding. It is adapted to modern life and habits ; its creed is predicated upon an enlightened and liberal public sentiment ; its purposes and principles find a spon- taneous approval among prudent people, and its teachings are in keeping with the highest grade ot morality. The noblest instincts of man's nature are found to be in perfect harmony with the whole struc- ture of the Order, compelling respect and admiration from the best men in communities where its aims and objects are perfectly understood. Many of those who are conscientiously opposed to secret organizations have failed to discover anything objectionable in the rites and ceremonies of the Order, and accordingly large numbers have joined it, and given cheerful hearts and willing hands to this noble cause. 1 he -^ Order is necessarily secret in character. 1 he consti- tution and proceedings are published to the wond, and the onlv secrets are those which protect the Order from imposters, and which enables its members to re- cognize each other amidst the busy walks of lite. The fact that it is thoroughly democratic in au its parts, and humane in all its purposes, has made it so Jjniversally popular. The Order gives ^ positive to UNITED WORKMEN. 7 guarartce of Two Thonmud Dollars to the heirs and assigns of a deceased member, which sum will be paid within thirty days from date of proof oi death. No deduction' of an exorbitant attorney fee, and no tedious htigation upon some obscure provision in the policy, which is liable to cause a forfeiture of insurance. To the payment of this Beneficiary the Brotherhood arc individually and collectively bound. It officiates at the bedside ( f a sick brother and pledges itself to the mutual encouragement and assistance of a brother and his family in every earthly misfortune. While its general plan of operations is in accord- ance with business principles, in theory and practice it has a distinctive social character, and unites the members in one comm n bond of sympathy and fra- ternal allegience, permitting no interference with either politics or religion. The membership of this great organization is divi- ded into Lodge*?, of which there are in the United States and Canada over 3,000. These Lodges are working under the management of the Supreme and ..rand Lodges. There are work- ing under the Grand Lodge of Ontario nearly 300 subordinate Lodges, with a membership of over 14,000 souls. Every man of sound bodily health, under the age of fifty and over the age of twenty-one years can become a member. As long as there remains Two Thousand Dollars in the Beneficiary Fund of the Grand Lodge, no assess- ment is made upon the membership. The assessments call for but one dollar at a time, ^^A «*« o^ /^;t.tr;Ki.fo/l tV>rr»narV» thf Hiff-Tf^nt months of the year as to render the payment thereof no hard- ship'. Each member has a voice in conducting the 8 ANCIENT ORDER OF affairs of the brotherhood, and, poor or rich, all are on the same basis of equality. The medical examinations are as rigid and com- plete as those of the most cautious insurance corpora- iions, viz.: They are first made by the Local Med- ical Examiner of the Lodge, and then must be passed upon by the Grand Medical Examiner. The character and habits of each applicant must undergo a rigid ex- amination, and the candidate himself must pass a secret ballot before he can be admitted. In conclusion, we would say to those not now affiliated with this noble Order, ask yourselves this question : In case of your death, are those near and dear to you prepared to battle with the cold chanties of the world ? And to those who may think they can leave their families above want, we say : Does it not often happen that the widow and children are swindled out of their all in settling up the estate? Remember, that the $2,000 which we guarantee to a brothers family is paid over at once direct to the family. Our motto is : *' Charity, Hope and Protection." We i)ractice Charity towards the suffering, we live in Hope, and we extend the strong arms of Protection to the weak. INFORMATION FOR ENQUIRERS. When and where was this Order organized ? At Meadville, Pennsylvania, in 1868, and is now tivetift/ ye 'VS old. I \ tW( na i 4 UNITED WORKMEN. i 4 What are the objects of the Order ? The objects and aims of the Ancient Order OF United Workmen are : 1 To unite all white male persons, that are over -V twenty-one and under fifty years of age, regardless ot nationality, political preferences, or religious belief into a I^R SRNAL Brotherhood. 2 To give equal protection to each of its mem- bers • to improve their mental, moral and social condition, and to inspire them with a full appreciation of the realities and responsibilities of life. ^ To adopt such secret work and means of recog- nition as will enable them to labor together m unison and harmony. A To hold lectures, read essays, establish libraries, and encourage research in art, science and literature. t To create funds in aid of its members, during sickness, or other disability, and generally to care for the living and bury its dead. 6 To pledge its members to the payment of a stipulated sum of money to such beneficiaries, under its laws, rules and regulations as each member, while living, may designate to receive it. What is the membership of the Order ? It is the oldest association of its kind in the world, having a membership of over Two Hundred Thousand distributed throughout the Lnited States and Canada. now Who compose the membership ? to ANCIENT ORDER OF Men of every nationality and religion, and of every calling of life. What amount has been paid to beneficiaries since its organization. More than twenty million dollars. What has been the average cost to the members in Canada, per annum, to pay this vast sum of money ? Seventeen dollars and twenty-fife cents. Is Ontario a separate Beneficiary Jurisdiction? Yes, with a membership of over 15,000 When was the Grand Lodge incorporated ? = The Grand Lodge of Ontario was incorporated on the eleventh day of Ausust, 1879. was set apart as .1 separate Beneficiary Jurisdiction on the 1st of June, 1880, and has paid to beneficiaries of deceased members, up to ist January, iBSS, $930,734 47- What has been the avernac cost per $1,000 insur- ance per annum to the members ? $8.62^' per $1,000. In this estimate do you include the annual dues? Yes, three dollars per year. For what purpose are the dues used ? 1? ,,«vK«gp^t of Gnind Lod^re per capita tax, benevolence and the contingent expenses of the Lodp^e. UKITED WOBKMEN. H Whv do you include the dues in cost of insurance, when ihe Beneficiary Fund only .s used to pay death losses ? . ' Because we prefer to show what it actually costs JZZZvl year, and call all payments '^ cost of insurance." * s If your estimated cost per $.,ooo ^ns^^^f^j^ °" Beneficiary payments only, what would be the Tverageco^st lo'your members since organ.zat.on o. ihe Order ? Seven dollars and 12?. cents per $1,000. What amount is paid to Beneficiaries at the death of a member ? ' .11 The amount ^^^^ ^^'^^'Zr^ of a member is, m eacn cabc, Dollars. The assessments are One Dollar each and are le Jed o'^h^e^^hth day of the month when ...- ,rv ind must be paid on or before the 2ith day oi the' month m this manner every member knows on the*rs"ot the month how much he is required to pay during the month, and has ample t.me to m.ke the mvment before the last day of grace, and as «« Me 7^pZTon U always the same, he can always protect himself from suspension. What does it cost to become a member ? It costs ten dollars as follows :— Deposit with Application Card, $3; J. W. Degree. $3- Workman Degree, 4>4, 3"« ^^'"B" '-■ " ""^ per' momh, quarterly in advance. 12 ANCIENT ORDER OF Where can I obtain an application for membership ? Of any officer or member of the Order, or of the Medical Examiner. Who are the Medical Examiners ? Dr. W. H. Drummond, 263 St. Antoine Street. Dr. C. S. Stroud, 525 St. Lawrence Street, Is there a limit to assessmg a Brother, and if so, what is the amount ? Yes, till end of 1890 nineteen dollars is the amount for which a member of the A. O. U. W. can be assessed in this jurisdiction. How many persons joined the order during 1887 ? Thirty-four thousand two hundred and five. What is the sum total paid to beneficiaries of the A. O. U. W. during 1887? Three million four hundred and fifty-three thousand two hundred and eighty-seven dollars, or very nearly 10,000 dollars per day. *^ What has the average death-rate been in your juris- diction ? The Grand Lodge report for 1887 shows it to have been 5.83. IISITKD WORKMEN. 13 If anything more is needed to convince a man he ought to join the A. O. U. W., the following table showing what it costs to secure a policy of Insurance for $1000 in three of the old line companies, ought to determine him, if on economical grounds alone, to seek admission at once into the ranks of our Order, that is blessing humanity, and for the continued success of which the prayers of so many widows and fatherless are daily ascending to the the throne of Our Father in Heaven. 'O • M.4 0) a i • • « ion. 3 s c8 i 1 i £ 1 3 > a 9 d " <4-l IS 5z 37 * % .S16 80 $19 89 $15 60 $27 50 ( $28 17 $26 42 19 16 80 11) 89 15 60 38 28 50 29 15 27 37 20 16 80 19 89 15 60 39 29 50 30 19 28 37 21 16 80 19 89 16 02 40 30 50 31 30 29 43 22 17 20 19 89 16 46 41 31 50 32 47 30 56 23 17 70 19 89 16 91 42 32 5« 33 72 31 77 24 18 30 19 89 17 41 43 33 50 35 05 33 07 25 19 00 19 89 17 93 ; 44 :H 70 36 4« 34 44 26 19 60 20 40 18 49 , 45 35 90 37 97 35 87 27 20 30 20 93 19 06 i 46 37 00 39 58 37 38 28 21 00 21 48 19 64 i 47 38 20 4! 30 38 95 29 21 60 22 07 1 20 35 \ 48 39 40 43 13 40 61 30 22 30 22 70 20 89 ; 49 40 90 45 09 42 38 31 23 00 23 35 21 57 50 42 60 47 18 44 27 32 23 60 24 05 22 28 ' 51 44 m 49 40 46 27 33 24 30 24 78 23 02 ' 52 46 70 51 78 48 40 34 25 00 25 56 23 82 53 49 00 54 31 50 66 35 25 70 26 38 24 65 54 51 40 57 02 53 05 36 26 50 27 25 25 51 ANCIbNT ORDER Ol' BUSINESS DONE IN ONTAKIO. The fojlowing is a comparative statement of busiuess doue in this Jurisdiction ; — 1877-9. 1880 . . . 1881... 1882... 1883... 1884.. . 1885.. . 1880... 1887 . . . i • 1 o 1 tn 9} Oi cS O ^^ 1 ■1 HH ♦3 00 ^ i3! 55 107 1(59 193 210 231 252 271 289 52 ()2 24 23 15 21 19 18 2,0'0 2,500 1,3U 1 931 l,72-» 1,822 2.193 2,521 o C vl 1 150 3,200 5,700 7,431 8,9(>2 10,084 12,50(5 14 099 17,220 ■♦J « 23 37 41 63 58 79 89 2^ « c ■ IT ** $ 12,000 $13 46,000 13 74 000 82 000 126,000 116 000 158,000 178,000 14 12 16 13 14 14 Total paid for Death Claims iu Canada % 792,000 Total Membtr..hip in good standiu-, 2l8t Dec. '87 14,003 Total amount of Certitioates iu force $28,006,000 AVEKAGE Ar,E OF MEMBERS WHO HAVE DIED IK THE ENTIKE ORDER. „ ^, ,ooi 40 years. For the ^ear 18b I • ^ 1882 4^ 1883 1884 1885 ' J 880 ,40 .41 .43 43t u i- 8 doue Coat per Member. 1 )0 $13 K) 13 )0 14 )0 12 )0 10 30 13 DO 14 00, 14 _. _- 792,000 14,003 ,000,000 THE K n t ( UMTEl> WORKMEN. 15 Ck)niparative statement of bmlness done during the year ISST, as per abstract, by Superintendent of Insurance, Ottawa :— Manfr's Lifa Ass'u. . . Teiu. «St Gen. ** ... Fedenvl 1 if e Ass. Co. Nth Auier'n '* '* Confed 'ration Life. . Sun (Life Branch). . . Canaili '.ife Ass. Co. Ont. Mutual Ass Co, A. O. U. W 9.17 l',.Tl3 000 1 J7.00J ;^40.458 9«7 1.GO.).600 1 1 000 36 450 1,0.1 4.039 JKX) 11 30,' 0) 137.073 1.4(58 •J.-i U,6S9, 19, 33.318 2)4.5<)i 1,566 2.45.).500' 81 110.387 517.219 18i7 2 >03 31 oO 96 0t3t 407. 7 7U 1,931 4.17 ..789 203 450,808 1.2 7 G76 1 94 i 2.412 lOJ; .w 63 30G 2,301.661 2 &ii5 0*2,0i>Q. 89 178,000 21,955 1 2. 12 oa" 1.8 JO 100 7.84: .i37 t) ,^61.390 15 .59!».Ui2 I 10.8lt?.631i 41 .^19,513 I 10.93.3 CW) 280«60OO i- In submitting the foregoing for your perusal at this date, viz., end of July, 1888, we deem it quite appropriate to say a few words to you, reader, who may look through this pamphlet with a view of joining us, in order to pro- tect those whom you intend to benefit when death over- takes you. While you cannot personally derive any pecuniary benefit from the A. O. U. W. except you join the other branch, viz , the Relief Society, which forms a part of the protection this Order affords you, and which you cannot become a member of unless you are a Master Workman in good standing, the same as you can join the Select Knights ; let us assure you that this lodge enter- tains no application from anyone whom any of the members would shrink from coming in contact with outside the lodge room, no matter what walks of life the applicant may belong to. '^nd thus Federation Lodge continues to enjoy the reputation which it has well- earned during the past three years. - Our Order interferes with no dogma, creed, or belief, i6 ANCIENT ORDER OF and therefore, everyone belonging to it surrenders no part of his personal freedom. We invite vou to give the matter which we have laid before you a fair and close consideration ; and should your good judgment reciuire still mere information d(. not hesitate to apply to any of our otticers or members who will cheerfully attend to your wants, as our Order with its 250,000 policy holders, cannot cook up statements, reports, Ac, but has fearlessly printed and distributed all facts and figures for the past twenty years. And because the man of moderate means awakes from his lethargy, thinks for himself, joins the A. O. U. W., and becomes a partner in a powerful concern where he can save and control his own money, the eyes of the soulless Insurance Companies are, with trembling fear, directed upon our Order, the steady increase of which cannot be checked even with the millions of dollars extorted from the unsuspecting policy holders by the wily and oily tongued Corporations who are after your dollars without the slightest interest in your family when in sickness or distress. In conclusion we would say, reader, think for yourself ! You possess the same faculty or reasoning power as your fellow-men, and if you are deeply sensible of your duty to yourself as well as to your loved ones, Federation Lodge, one of the many lodges in this juris- diction will be pleased to receive your application, and if accepted your family is protected against the tender mercies of a cold world m being a burden to your relatives. Federation Lodge, No. 244, A.O.U.W. o part re laid ihould do nut '8 who r with ments, ted all ecause hargy, omes a ^ve and turance on our ihecked »m the ,ongued )ut the :ne88 or link for lasoning sensible 3d ones, is juris- 1, and if ) tender to your i.XJ.W. ^ 1