THE REVENUES OF THE CHURCH OF ENGLAND A.C.HEADLAM, M.A.,D.D. Bought with the income of the Ann S. Farnam Fund 1 THE REVENUES^lDF THE CHURCH OF ENGLAND OTHER WORKS BY The REV. A. C. HEADLAM, D.D. HISTORY, AUTHORITY, AND THEOLOGY. 6s. net. THE MIRACLES OF THE NEW TESTAMENT. 6s. net. ST. PAUL AND CHRISTIANITY. Ss. net. THE REVENUES OF THE CHURCH, OF ENGLAND BEING TWO LECTURES DELIVERED AT THE CHURCH OF ST. MARTIN'S -IN -THE -FIELDS ON OCTOBER 10 AND 17, 1917 BY THE REV. A, C. HEADLAM, D.D. FROFBSSOR OF DOGMATIC THEOLOGY, KING'S COLLEGE, LONDON LONDON JOHN MURRAY, ALBEMARLE , STREET, W. CONTENTS PAGE INTRODUCTION - - - - - 1 I. ENDOWMENTS OF PAROCHIAL CLERGY - "9 II. MANAGEMENT OF PAROCHIAL PROPERTY - 22 III. BISHOPRICS - - - - - 27 IV. DEANS AND CHAPTERS - - - "43 V. THE TRAINING OF CLERGY - - - 48 VI. SOURCES OF REVENUE - - - "53 VII. PENSIONS - - - - - 63 VIII. CONCLUSIONS - - - - - 68 APPENDIX - - - - - 75 THE REVENUES OF THE CHURCH OF ENGLAND It is the purpose of the two lectures I am to deliver in this church to make some investi gation into the financial condition of the Church. I do not think that anyone who is acquainted with the subject will doubt that it is necessary. The number of livings which do not provide a sufficient stipend for the clergy is great, as is also the disproportion of incomes. There are many parishes far too large for any effective working, and there are many others so small as not to furnish an adequate sphere. The endowments of the Church of England are considerable, but they are unequally distributed, nor, I believe, are they used at all to their full possibilities. The work of the Church is seriously crippled, and great and increasing discontent is caused among clergy and laity alike. Only recently a letter, for example, appeared in a local 2 THE REVENUES OF paper expressing concern at the autocratic and bureaucratic government of the English Church. " We still have unconstitutional Bishops, unconstitutional because they have no con stitutionally elected assemblies of clergy and laity taking their proper share in Church work. . . . Unless Church administration is decentralized, local self-government granted, and a bold attempt taken soon to consolidate our finances, not so much the voluntary assessments as such bodies as the Ecclesiastical Commission and Queen Anne's Bounty, tithes and endowments generally, there will be serious revolt. We are tired of ecclesiastical officials who do nothing and say smooth things." That letter is only taken at haphazard, and is not selected for the excellence of its style; but it represents what is being said more or less strongly among many who are concerned with the condition of the Church of England. A preliminary necessary to any such action is a survey of the whole field of finance of the Church of England. It is that that I now propose to undertake. There are, however, certain antecedent questions which I should like to consider. THE CHURCH OF ENGLAND 3 The first is, the limitations of finance. It may be objected to this inquiry that the spiritual efficiency of the Church is not really dependent upon finance. It is the Spirit that quickens. If the Church be in a proper condition spiritually, then financial support will follow. No financial efficiency will make up for any spiritual defect. That is, I think, broadly stated, perfectly true; and there is a danger in the present time of undue atten tion being given to material efficiency, and of overrating the importance of an inquiry such as the present. But all the same it must be recognized that the Church no more than any other society, religion no more than any ether aspect of human activity, is exempt from the necessity of adapting itself to the conditions of the world, and of using as instruments the necessary conditions of human life. Not only is the labourer worthy of his hire, but, undoubtedly, unless a man is adequately trained- for his calling, is freed in some way or other from anxiety as to his material needs, and is able to live in the manner suitable to his position, he will not be able to do his work properly. There is a second objection. A certain number of people are prepared, even anxious. 4 ' THE REVENUES OF for disendowment. They think that, if they are prepared to accept that, they will get a freedom which the Church does not possess, and that its spiritual efficiency would be promoted by making the support of the clergy directly dependent on the voluntary offerings of the faithful. I am quite con vinced that this is a wrong point of view. I believe that the freedom which is sought would be found to be largely illusory. The disestablished Churches of our Colonies have j certainly no greater freedom in any real ^ense than has the Church of England. Still less are they freed from the burden of finance. There may be certain advantages incidental to their position. But it is forgotten what the Church of England aims at. It is not so very difficult for any religious society to provide adequately for those who are con firmed adherents to it. But the experience of the religious bodies of America, for example, of the Nonconformists in this country, and of the Church of England in the Colonies, is undoubtedly that to provide complete and adequate ministrations for everyone in the country is not possible without endowments. What does the Church of England aim at ? Let us put aside all our little enthusiasms and THE CHURCH OF ENGLAND 5 fanaticisms, which represent something ad ventitious to its main purpose. Its aim is, so far as possible, to teach everyone in this country to live in the fear of God. It might no doubt do it better than it does, but every parish priest knows that his ministrations are as much occupied with those who are not regular adherents of the Church as with those who are, and that the influence of the Church of England extends far beyond the circle of regular church-goers. It is just this wide range of its duties and activities that makes it impossible for it to do its work properly if it be supported merely by the voluntary contributions of those who regularly attend its ministrations. My own experience as a parish priest made me feel that Noncon formity in our villages largely depends for its existence and for the care of its people on the clergy of the Church of England. It is this wide national function that some people are allowing themselves to lose sight of, which both justifies and demands endowments and represents the value of a National Church. There is a third and inconsistent objection sometimes urged to such an investigation as the present. It is that any such in quiry as this will draw too much public 6 THE REVENUES OF attention to our endowments, will lead to Parliamentary action, and will therefore run a risk of causing excessive interference with them. It is therefore better to keep quiet and let things go on as they are. I cannot conceive a more fatal or disastrous policy. Nothing could better justify the attacks sometimes made upon the Church of England than such an argument. The Church must recognize that it ought not to be entrusted with the endowments that it possesses unless it is prepared to use them in the best possible manner. It must allow no timidity in its administration; it must boldly claim the right to have help for the work that it does, and recognize the need of efficiency in this as in every other department of our national life. There have been, and there are, some inquiries going on under this head. Amongst the committees appointed in connection with the National Mission was one which had to consider the hindrances to the work of the Church which arise from the distribution of its endowments or other causes. That cer tainly seems to me an unfortunate method of approaching the subj ect. All such negative inquiries draw attention to isolated points. THE CHURCH OF ENGLAND 7 What is required is a wide and thorough survey of the whole field of Church finance, the work that it has to do, the resources that it possesses, and the best means of employing those resources. It is that that I propose to attempt in these lectures. It is impossible, of course, within the time at my disposal to do anything but examine it in a cursory way, and I do not claim any infallibility for my conclusions; but I should be glad if I were able to stir up the Church to approach the whole subject in a wider and more compre hensive manner than it has done hitherto. The principal needs of the Church of England are included under the following heads: I. The support and training of the clergy. This includes the provision of parsonage houses and a Pension Fund. 2. The building of churches, chapels, mission-rooms, and parish halls. 3. Religious education. 4. Missionary work. 5. Philanthropic work of very varied kinds. It is mainly with the first heading that we are concerned, as it is to the support of the living agents that the endowments of the 8 THE REVENUES OF Church are and should be applied. If this is properly provided, then the remainder of the work of the Church can be done, and better done, as it has been, by voluntary sub scriptions. The method that I propose to pursue is to examine the provision made for the support of the parochial clergy, of the Bishops, and of Deans and Chapters, and for the training of the clergy; to consider what reforms are required, what further needs there may be; and then to turn to the general revenues of the Church and consider what funds there are available for providing more adequate remuneration for the clergy and for extending the work of the Church. THE CHURCH OF ENGLAND I.— ENDOWMENTS OF PAROCHIAL CLERGY I BEGIN, then, with a survey of the resources and needs of the parish clergy. Let us ask, in the first place, what we desire. The parish clergyman ought to be an educated man of character and capacity. He is ex pected and should be able to occupy a certain position of influence in his parish. He should normally be a married man with children, and he should be able to bring up those children so as to be useful and educated members of the community. It is recognized how great a debt the nation has owed to the children of the parsonage, for they have been brought up, for the most part, with traditions of culture and refinement, without the dis quieting accompaniment of wealth. The parish clergyman does not require a large income, but, on the other hand, poverty will certainly hamper him in his work. He must be given an adequate sphere for his ministra- 10- THE REVENUES OF tions, or he will not be able to do his best. He must not, on the other hand, be respon sible for an excessive area or an excessive population. He is expected to be acquainted with and to minister to the whole of the population, Nonconformistst-j^-s well as Church people. The presence of Nonconformist chapels in many parts of the country does not reduce appreciably the work of the clergy. To meet these requirements the following conditions are, I think, necessary. First of all, no living ought to be less -than £300 per annum. Secondly, every living should have an adequate parsonage. Thirdly, no parish, unless its area is very large, ought to have a population of less than 500; and, except in districts where population is very much scattered, the number of people in the parish should not be under 1,000. Fourthly, except in special circumstances and in specially organized parishes, a population much over 10,000 is excessive. Now, what are the facts ? I have managed to work out some statistics for thirty-four dioceses of England; in relation to the one remaining I was unable to obtain the neces sary data. The total population of these THE CHURCH OF ENGLAND ii dioceses comes to 33,226,189, the number of livings is 12,990, and the total net income of these is £3,714,928. This means that the average net value of the livings is £285, the average population is 2,557, and the support of the clergy works out at 2S. 3d. per head of the population. I think that it is interesting and instructive to note that the total value of the endowments which support the parochial clergy averages less than half a crown a year for each person. Now we come to some rather serious figures. There are 3,275 livings with an income of less than £200 a year, and it would cost £182,518 to raise them to £200. There are 5,860 with an income less than £250, and it would take £420,016 to raise them to £250; and there are 8,029 under £300, and it would take £781,658 to raise them to £300. That is, we have fixed £300 as our minimum, and we find that to attain that we have to obtain an additional income of £781,658. That, you will recognize, is a very formidable under taking. But now we have certain other facts which will reduce the seriousness of our enterprise. There are 1,877 parishes with a population of less than 200, and we may recognize at 12 THE REVENUES OF once that by far the greater number of these, if not all, should cease to exist as separate parishes. A population of 200 cannot give employment to a clergyman. Then, further, there are altogether 4,802 parishes with populations of less than 500. In some districts where the villages are remote and the parishes large, it will be necessary that these should remain separate; but in many cases it will be quite possible to combine them with one another or to group them round some centre. I think a study of these figures will make it clear that any general attempt to improve the incomes of the clergy must begin by a somewhat drastic but well-considered scheme for amalgamation^ One or two instances in detail will show what is possible to be done. The following is a letter which appeared in the Yorkshire Post of January 30, 1917, from a well-known clergyman, the Rev. H. D. A. Major: " Is there a further way ?" he writes (of dealing with clerical poverty). " Yes, cer tainly — several. I deal with one here. Com bine many of the smaller parishes both in country and town, pool their incomes, and THE CHURCH OF ENGLAND 13 then provide an adequate income and pension for the incumbents of the new parishes. " I give an example from my locality. The figures are taken from the Ripon Diocesan Calendar of 1913, before the present inflation of tithe. The six parishes named form a compact group. Population. Value in £ Copgrove .. 68 123 Burton Leonard .. 388 264 Brearton .. 186 200 Roecliffe .. 217 96 Staveley .. 251 307 South Stainley . . 190 206 Total . . i,.300 1,196 "If these six parishes were divided into three, we should get an average income of £398 13s. 4d., and an average population of 433. It is perfectly clear, to those who know the locality, that three active, earnest, capable clergymen could manage the work, and that the endowments would provide them with adequate incomes and pensions. Such a scheme of redivision and redistribution, and as the area is enlarged the difficulties are reduced, is the only real remedy." Or take other instances known to myself. In the immediate neighbourhood of my own 14 THE REVENUES OF residence in the country are the following two parishes: Brignall, with a population of 133 and a net income of £250; Rokeby, with a population of 179 and a net income of £97. The churches of the two parishes are within half a mile of one another. It is obvious that a combination of these two parishes would give aja incOine of over £300 a year, and~ it cannot be claimed that a population of 312 is excessive. The second instance is given by the next two parishes, Wycliffe, with a ^population of 250 and an income of £309; Hutton, with a population of 196 and a gross income of £148. Here again we get a case where a combination of the two livings would give fairly adequate work for one man, and a proportionate income. It must be remembered that many of the parishes with small incomes, especially those in towns, have large populations, and it is difficult to know how large a sum will be required in addition to what is gained by amalgamation. We may begin by assuming that the 1,877 livings with a population under 200^ should cease to exist. There may indeed be a certain number of places where they are too remote and this is not possible, but they will not be numerous. We will reduce THE CHURCH OF ENGLAND 15 the number, however, to 1,500. Now, each of these would, if combined with another small living, theoretically reduce the amount we require by £300. The parish would not need increasing by the amount of its defici ency, and it would increase the value of another living by the actual amount of its income; the total of these sums must come to £300. So that the amount we require would be- reduced by £450,000. Unfortu nately, we cannot work out our problem quite so symmetrically, for in many cases the parish will be combined with one the income of which was over £300,' or it might increase another to an amount over that limit. We ..will put the amount that we gain at £300,000, and it will leave us with £475,000 still re quired. But we have 3,925 livings with a population of under 500, and probably many of these also might be amalgamated. In each case we theoretically reduce the amount that we require by £300. If there were only 1,000 of these, and the actual gain in each case was £200, we should then have reduced the amount necessary to raise all livings to £300 to about £175,000. I am inclined to think that an income of from £150,000 to £200,000 is what we should require. i6 THE REVENUES OF It must be noted, also, that in many cases we shall have raised the combined livings to £400, and I am inclined to think that by a judicious but systematic amalgamation of livings in most rural districts the greater number of their parishes might be raised to that sum, and that it would be in moorland and mountainous districts, and those thickly populated, that actual augmentation would be required. Now, I am well aware that there are diffi culties, and serious difficulties, to be faced in attempting anything of this sort. There is, first of all, the danger of arousing local feeling. I can illustrate that from the case of the two livings, Brignall and Rokeby, just mentioned. An attempt was made a short time ago to unite these. The result was violent opposition, a continued correspon dence in the local Press, and a demand from some people that they should not be deprived of the spiritual advantages which they had enjoyed for so long a time. This agitation, however, when inquired into, was not so serious as it might appear. The leader of the opposition was a man who had not attended services in church for many years, and who only appeared to value the neglected minis- THE CHURCH OF ENGLAND 17 trations when they were going to be taken from him. There is no doubt that such opposition would be met with in many places. I do not believe it would be at all a deep- seated one; and if it were recognized that what was being done in any particular parish was being done throughout the whole of the country, it would soon cease. Of course, the conditions of amalgamation will insure that suitable services are held in both churches. A second difficulty is that of patronage. It is recognized by law and custom in this country that patronage is a property as well as a duty, and it would be very unwise if the Church were to approach this question with out recognizing this fact. What the Church has to do is, not to join itself with those who are always prepared to deal unjustly with individual property, but to emphasize the fact that property means duties as well as privileges. And here, againr if a national and well- considered measure were being carried out, the difficulty would be very much less. There is, of course, a considerable amount of patronage in the hands of the Bishops and other officials and of public bodies. Here it would not be necessary for any compensation i8 THE REVENUES OF to be given. In many cases the result of a redistribution such as is proposed would be to add considerably to the value of one living in the hands of a private individual if he were deprived of the patronage of another. It would be possible in some cases, when two livings were combined, to give the patronage alternately to different persons ; and if a great measure of financial reconstruction was being undertaken in the Church of England, an appeal might be made to many patrons to give up their patronage where necessary as a ^ift to the Church. After all this was done, there would be certain cases in which legal compensation would have to be paid; but, as I hope to show later, if a national measure were undertaken there would be funds avail able for the purpose. Of course, the diffi culty might be met by attempting at the same time a measure for the reform of patronage; but I very much doubt whether that would be wise at the present time. The third difficulty is the expense. I quote a note from the quarterly paper of the ChUrch Reform League. The Archdeacon of Win chester recently stated the case of two parishes almost knocking their heads together. Everyone, incumbents and parishioners, THE CHURCH OF ENGLAND 19 desired amalgamation, which, however, he had been told, would require the sanction of Parliament, and the approach to Parliament alone would cost £400.. That again shows how necessary it is to undertake this, not in . isolated cases, but in one universal measure. The passing and administration of a public Act for the whole Church would, of course, cost far less money than to deal with each case in isolation. What, therefore, I believe to be the first measure of reform in Church finance would be an Act of Parliament appointing a Com mission, or entrusting to some existing autho rity the duty of making a careful survey of the whole country, diocese by diocese, in co-operation with the local authorities, and of devising a scheme showing what were the parishes which should be united, where readjustment of the boundary would be desirable, and, on the other hand, what parishes should be divided, with full powers of carrying it out. There are different methods of amalgama tion suitable in different circvimstances. In some cases it would be best that two adjacent parishes should be combined, one clergyman serving the two churches. A second case 20 THE REVENUES OF would be one where three parishes were com bined and part of the endowment was set apart for a curate. The parson and the curate would then administer the thr^e parishes. The great advantage of this is that, probably, most people work better if they have a colleague with whom they share their responsibility, and are not entirely isolated. Moreover, it gives a certain amount of variety to country administration. The third case would be where a number of small parishes were grouped round a larger centre, and worked by a parson with the assistance of two or three curates. It is impossible to say what would be the result of such an inquiry. The conditions of different parts of the country vary consider ably. In some dioceses, such as Durham or Wakefield, there are only, perhaps, three or four livings which should be amalgamated; in others, such particularly as some of the eastern counties, a great deal might have to be done. In some districts the parishes are large, and a large amount of division would be necessary, and for those, of course, extra funds would be required. What I wish to emphasize at this moment is that some such scheme of adapting the Church to the present distribu- THE CHURCH OF ENGLAND 21 tion of population must be an essential beginning of every scheme of financial reform. If it is not done, the attempt to raise the value of small livings is just like filling up a Slough of Despond. I will give now a few statistics as to the large parishes. There are in these thirty- four dioceses which we have been studying 687 livings with a population of over 10,000, of which 197 are over 15,000, and 56 over 20,000. We clearly want here a good many new livings. All those above 20,000, or almost all — for there are some worked with a large central church and many mission- rooms — will need division (some of them into three parishes), most of those over 15,000, and a considerable number of those over 10,000. I think that we probably want from 300 to 500 new parishes. To sum up the result of our investigations so far. In order to deal properly with the question of clerical poverty, and to fit the Church to the conditions of the present day, we shall require a sum of from £150,000 to £200,000 a year for the augmentation of small livings, and a sum sufficient to endow from 300 to 500 new parishes.* * On the statistics quoted in this section, see the Appendix. 22 THE REVENUES OF II.— MANAGEMENT OF PAROCHIAL PROPERTY It will be convenient at this point to touch upon a subject closely connected with it. There is not, I believe, at the present time adequate or efficient control over the Church property in the country. It is still treated too much as if it were the private property of the parson and the patron, and not property held for a public purpose. In some cases it is neglected and mismanaged. There are instances, which probably many of us are acquainted with, where it has been allowed to go to waste, where whole fields have been lost. Sometimes glebe land is sold unwisely. In some places it might be developed advan tageously for building land if capital were available. It seems to me that one of the financial reforms of the Church which is needed is a method of effective control and management of the Church property within the diocese. THE CHURCH OF ENGLAND 23 I would suggest that what is required is the creation of a Diocesan Council or Finance Commission with statutory powers, in which should be concentrated the business work of the diocese. I do not propose at the present moment to go into the constitution of such a council. The Bishop would, of course, be ex-officio chairman; but he would have the assistance of one or more vice-chairmen, who would be selected from the leading laity of the Church. If the Bishop were interested in business, he would occupy his position as chairman, but it ought to be possible for him to delegate such work, in which case one of the vice-chairmen would be acting chairman. In any case, the council would free the Bishop from much financial matter, and leave him more time for his spiritual work. On the other hand, as his signature would in all cases be necessary for all official deeds, he would be able to keep sufficient control over everything that was done. It would be the business of this council to organize a Diocesan Office, and it would appoint in this connection a Surveyor, to whom would be entrusted the management of the Church property in the diocese. His relation to the parochial property would be 3 24 THE REVENUES OF that he would act as agent for the parson. I do not propose or desire to interfere with the parson's freehold more than can be avoided, but he would be obliged to employ the Diocesan Officer as his agent, and the Diocesan Finance Board would control and superintend, its management. This Diocesan Agent would collect all the endowment of the parish^-that is, the whole income apart from Easter offerings, pew-rents, or voluntary gifts; he would, like any other agent, pay all necessary outgoings, rates, taxes, quit-rents, insurance, etc. He would make any pay ments which had to be made to the Pension Fund or the Diocesan Fund. He would pay the balance over to the incumbent, and it would be possible, with a little management, to insure that a fixed payment should be made each quarter. The accounts of each parish would be published every year in an annual report or in the Diocesan Calendars. I do not propose now to discuss the work of such a council in detail, but I would point out that it would supply the best method of dealing with many of the problems which surround our parochial system. I. There is first the inequality of livings. I am not personally in favour of a too drastic THE CHURCH OF ENGLAND 25 policy of equalization. I should rather deal with it by making every living pay a gradu ated tax to a central Diocesan Fund. At present many an incumbent has to pay 5 per cent, for the collection of his income, and from time to time considerable fees to the Diocesan Surveyor. I should propose that there should be a general assessment towards a Diocesan Fund of 3 per cent, for livings up to £300 a year in value, and then increasing to 10 per cent, for livings of £1,000. Those larger than that would be dealt with under special schemes. The Diocesan Fund would pay all expenses of management, and the balance would be used (with moneys from other sources) for the Church work of the diocese. 2. This council would provide the organiza tion necessary for dealing with the vexed question of dilapidations. 3. It would insure a proper and adequate inventory and terrier being kept of all Church property of whatever sort in the parishes. 4. It would hold in trust all investments belonging to the different parishes, and all trust funds so held by the Ecclesiastical Com missioners and Queen Anne's Bounty would be transferred to it. 26 THE REVENUES OF 5. It would exercise within the limits of the diocese those powers at present, held by the Ecclesiastical Commissionersand QueenAnne's Bounty for the sale and purchase of Church property, for the division and amalgamation of livings and the alteration of boundaries. Its importance would be great at the present time, as it is probable that there will be a considerably increased desire to sell glebe land and to redeem tithe. The scheme would be one, therefore, of efficient management, of public control, of decentralization, and of placing the super vision of the Church property in each diocese in the hands of the clergy and laity of the diocese directly interested in it. THE CHURCH OF ENGLAND 27 III.— BISHOPRICS The provision of bishoprics presents twa problems: first, the number that are required; secondly, the income that a Bishop should have, with, as a subordinate question, the character of episcopal residences. ~ I have no doubt that we require a con siderable number more bishoprics in the Church of England. The reasons of this are, broadly speaking, as follows: First, it is desirable, so far as possible, to follow the ancient custom of the Catholic Church, by which the ecclesiastical divisions corresponded to the secular divisions. The whole organization of the country has been built up on the county and the county borough as a unit, and in most cases it is desirable that each county should have its Bishop — there are some few exceptions — and that the larger cities or borough should each have a Bishop of its own. The second reason is that, for the efficient 28 THE REVENUES OF representation of the clergy and laity in a Synod, a diocese of excessive size is unfor tunate. It is, of course, impossible that, in the Diocese of London, for example, there could be any Synod which adequately repre sented the clergy; for the Synod should certainly contain every priest working in the diocese, and an equal number of laity. That would be quite possible at the present time in some of the smaller dioceses, and it ought to be the aim that we put before us in con sidering the organization of the Church. A third reason is that it is obvious to everyone that the amount of work at the present day thrown upon the Bishops is excessive, and has seriously diminished their spiritual efficiency. May I take one example which is well known, and which I think I may speak of publicly ? There is no one whose services to the Church have been greater than those of Dr. Robertson, until recently Bishop of Exeter. His character and capacity made him carry more weight than almost any other Bishop in the councils of the Church. He gave himself up un grudgingly to his work. He was hampered by one of the most difficult dioceses in the country. It combined a large rural area THE CHURCH OF ENGLAND 29 with the naval towns of Plymouth and Devon- port, and there he found great want of episcopal supervision and very inadequate provision for the spiritual wants of the com munity. He had to carry on the administra tion of this wide area, and at the same time organize a fund for dividing the parishes of the large towns. And the result was that long before his time his health broke down, and the Church was deprived of his services. It is obvious that Plymouth and the adjacent districts should be made an independent diocese, and the Diocese of Exeter relieved of that very heavy work. But we may speak much more gener^ly. At the present time the Bishops of most dioceses are overwhelmed with diocesan work. And that ought not to be the case. A Bishop should be a leader of the Church. In order to fulfil his functions properly, he needs much time for reading and thought. He has to help the clergy in all the difficult problems of the day. He is a public man, expected both locally and in the councils of the nation to take part in the general direction of the affairs of the country, and we desire that he should fulfil these functions. At present it is impossible for him to do all this 30 THE REVENUES OF work adequately. Probably the tendency of the times has led to an excessive development of smaller diocesan work, and there has grown up a certain fussiness in these matters. Many of the Bishops seem to try to com bine with the functions of the commander of a division the work of a private soldier. What we require is that a Bishop's diocese should be of such a size that he can give up one-third of his working time to the affairs of the diocese, a second third to the affairs of the whole Church and Nation, and the remainder to reading and study. If he were able to do that, his work would be far more effective. I cannot go into details, but I believe that a careful survey of England, apart from Wales, would show that about twenty new bishoprics should be founded. And now we come to the still more vexed question of emoluments. What ought to be the emolument of a Bishop ? And what ought to be the character and position of his residence ? There is a great movement in the Church at the present time against what has been called " the fatal opulence of Bishops," demanding that a Bishop should no longer live in a palace, but in a THE CHURCH OF ENGLAND 31 much smaller house. I believe that the whole of this movement is, broadly speaking, ill-considered and wrong. The emoluments of a Bishop are looked on from an entirely erroneous point of view, and it is not realized that a Bishop does not receive more than is necessary to enable him to do his work properly, and that for the most part he receives it in the best way. Let me take one or two general considera tions. It is said that the large endowment of Bishops is un-Apostolic — that the Apostles were poor men, and that the Bishops ought to be poor men. Now, I can quite conceive a conception of the Church in which real poverty was made the basis of its organiza tion. I do not think it would be successful, but it is a consistent position. Let every Bishop and clergyman in the Church be dependent on the good-will and the alms of the faithful; let him live in simplicity and poverty, and attempt to do his work in that way. I doubt whether that was ever the position of the clergy, except at quite an early time. Very soon they began to have incomes adequate to the work that they had to do. It is obvious, also, that a Bishop could not do his work at the present time 32 THE REVENUES OF unless he was in a position very different to that. But more than that : our reformers are not aii;ning at poverty; they are aiming at some thing which, if we compare the income with that of the Apostolic time, is un-Apostohc. It is said that a Bishop ought to have £i,ooo a year: that is enough. But £i,ooo a year is not Apostolic at all. It would only mean that a Bishop would still be, with reference to the great majority of the people, a rich man, but a rich man who had not enough to do any of the work that was imposed upon him. It is urged, again, that the emoluments of the Archbishops and Bishops are undemo cratic. Now, if democracy means that the State will try to secure that everyone has a fair chance in life, I am heartily with its aims. We hope that, with the experience the war has given us, we may be able to insure in the future that every man who will work properly will get adequate wages, and that for every boy of ability there will be a possibility of attaining any position in the State for which he is fitted. We are very democratic already. We have a Chief of the General Staff who is a man of the people; THE CHURCH OF ENGLAND 33 we have a Prime Minister who would be proud to describe himself as a man of the people; and we wish the Church to be so organized as to make it possible for us to have an Archbishop of Canterbury who could make the same boast. But it is quite another thing to say that democracy must mean equality. It never can do so if we care for the well-being of the State. It must be recognized that ability, capacity, intellectual effort, industry, will bring a min adequate and substantial rewards, otherwise there will not be the necessary incentive to work. If democracy means opportunities for all, well and good; if democracy means any fancied scheme of equality, it will destroy the well- being of the nation. So in the Church. We hope that every position, from that of Archbishop of Canter bury downwards, will be open to any person of ability, whatever his origin. We should like to see the ranks of the clergy recruited from all that is best, spiritual and intellectual, in every class of the nation. We want no class distinctions. But we want to make the position of a Bishop or an Archbishop worthy of the Church and adequate for the work which he has to do. 34 THE REVENUES OF No doubt it is true that at the present time the income of the Archbishop of Canter bury is one of the favourite texts of the Secularist lecturer. The Secularist would object just as much if he had £i,ooo a year as if he had £10,000. And does anyone seriously believe that any considerable body of people are set against the Church of England by questions of this sort ? I believe that this attack on the incomes of the higher ranks of the clergy does not come from the laity, but is mainly the — no doubt well meant, but ill-considered — criticism of some of the clergy. I noticed the other day a remark of Mr. Mansbridge at the annual meeting of the Church Reform League which seemed to me profoundly true. He said: "There is no feeling of bitterness amongst working people against riches, but there is a feeling of bitter ness against poverty; and they feel for the clergyman — though there is no class so successful at concealing poverty as the clergy — because they know that a living of £70 or £60 a year means in practice nothing a year. It fills them with just as much disgust as the condition of the underpaid labourer." That, I believe, touches the right point. It THE CHURCH OF ENGLAND 35 is not the large incomes of the Bishops, but the small incomes of the clergy, that need reform. Our would-be reformers have, in fact, touched on just the wrong point. *One of the merits of the Church of England is that it pays its Bishops properly, and the result is that it gets ample return for its money. The reform that we have to make is not the reduction of the income of the Bishops, but an increase of that of the clergy. The question, then, is this: that the income of a Bishop must be dependent, not on any of these really irrelevant matters, but that it should be such as will enable him adequately to perform his work. He must have the proper personal emolument of a man of his position. A clerk to a County Council will often get £2,000 a year, and his work requires far less real ability than that of a Bishop. A Bishop is generally an elderly man, who is called upon at an advanced age to accept an office which involves great strain. He has to travel much, and he ought to be able to do that as comfortably and as easily as possible. He has to keep up a considerable staff, and it is far better that that should be a personal staff rather than that the Church should build up too much of a bureaucracy. 36 THE REVENUES OF He is expected to be a man of hospitality — that is one of the Scriptiiral requirements of the episcopal office — and I am quite certain that by a wise hospitality extended to all classes and sections of society in his diocese a Bishop will do much good. Now, when all that is considered, I venture to think that it will not be found that the emoluments of many Bishops at the present time are in any way excessive. But now another question has arisen. An attack is made upon the episcopal residences. A Bishop ought not to reside in a palace, it is said. Now, I venture to think that here again the point of view is entirely wrong. We do not give a Bishop a palace to live in for his own personal advantage; we give it him and call it a palace as representa tive of a society. The very fact that you call his house a palace is a sign that he holds it as an official residence attached to his office, and not to his person; and I think it is a great mistake that in the newer dioceses the word " palace " has been dropped. It is historically associated with the residence of a Bishop, and it makes it clear that the residence is an official one and not a private one. If he is to fulfil his duties of hospitality, THE CHURCH OF ENGLAND 37 he must have a suitable house. In the case of several of the bishoprics, the size of the episcopal dwelling and the cost of keeping it up depend upon the fact that the residence is one which has been connected with the see for a very long time — in some cases for a jthousand years. It contains the memorials •and the work of Bishops from generation to generation. The Bishops' houses are some of the most interesting in the country, and I believe that it is just these episcopal palaces, against which most of the criticism is offered, that are the most valuable to a thinking person as an asset in the Church's life. Our spiritual and intellectual life does not depend on purely material considerations, and the few hundreds or thousands extra which are demanded by preserving, for their present uses, Lambeth, or Fulham, or Farnham, or Bishop Auckland, or Bishopthorpe, or the other great episcopal residences, are well spent. It would not be at all the same thing if they were turned into institutions. Insti tutions are hateful things. There is no personal feeling surrounding them. We do not want them as houses for retreats. A Bishop will do far more good by a sober and dignified and generous hospitality than all 38 THE REVENUES OF the retreats in the world. He will be foUow ing much more the methods of our Lord and being brought into closer contact with the ordinary life of the people. We respect, no doubt, the motive which has led the Bishop of London to put into the hands of laymen the question whether he is to continue to reside in London House and Fulham Palace. Of course, during a period of stress like that of the present war, we all desire to live as quietly- as possible, and hospitality ' on any large scale must cease. But these conditions will come to an end. Let us say quite frankly to the Bishop : " We respect your motives. But give up this fear of the amenities of life which are en trusted to you. London House and Fulham are assets of the Church of England. You can use them, and do use them, in a way which gives something of the advantages of life to a very large number of persons. Do not be frightened of your position. Do not fear ill-considered criticism. Live the criti cism down, and use your income and your houses for the good of the diocese as a whole." It may be noted with interest that, when the question was raised by the Bishop of Worcester of giving up Hartlebury Castle, THE CHURCH OF ENGLAND 39 the proposal was unanimously rejected by clergy and laity alike. Just one more point. There is a great desire expressed by many persons that Bishops should in aU cases live in their cathedral cities. That is probably most desirable in the case of those dioceses where the bishopric is concentrated in a single big city, because in that way the Bishop will be brought into close contact with a great part of his diocese. But it is not the case in those dioceses where there is a small cathedral town and a large diocese. There, except for some few administrative advantages, it is probably better that the Bishop should be away from the cathedral. He wants to be in contact with the diocese as a whole rather than with the somewhat over-ecclesiastical atmosphere of the cathedral city. It would, of course, be desirable, as part of a financial reform, that the emoluments of each archbishopric and bishopric should be considered in face of the requirements of their position, and that the question of an episcopal residence in relation to historical tradition and present-day usefulness should be care fully reconsidered as part of a general scheme. But I do not believe, if the survey were made 4 40 THE REVENUES OF in a wise manner, that it would be found that >any great saving to the Church would be gained by reducing the emoluments of Bishops; if anything, they should be increased. It has been decided that, in the case of new dioceses, a beginning may be made with an income of £2,500. That may possibly be looked upon as adequate if it is not intended that it should be a final sum. And if, as has been proposed, there should be twenty new bishoprics in the Church of England, we shall need therefor a sum of £50,000 a year for their endowment. There is just one more point to notjce in this connection. In old days Bishops, or the majority of them, had their London houses. They took their position as members of the governing class of the country, and, some times publicly, more often privately, influx enced political affairs largely. Now the ordinary Bishop confines his interests almost entirely to diocesan matters. He rushes up to London for Bishops' meetings, or for Convocation, or for an occasional meeting, and rushes down again. He neither takes nor desires to take any part in the general formation of public opinion in the capital of the country. We believe that, whatever THE CHURCH OF ENGLAND 41 criticism may have to be directed against the older scheme, this is a serious mistake. The government of this country largely takes place through the influence on public opinion of a governing class, some of whom are, and some of whom are not, in Parliament. It would be much better if it were recognized that each Bishop should spend some time — say two months — each year in London, not merely attending meetings where he sees only other Bishops, but mixing, so far as oppor tunity occurs — and everyone, almost, has^ circles in which he would be at home — with men of varied occupations and interests. He would learn much; he might influence much. It would make, too, the government of the Church much easier. Instead of everything being conducted in short periods, with a heavy pressure of work, the sittings of Con vocation and of the representative councils might extend over a longer period, and more tifflrbe given to committees. The diocesan government of the Church would be benefited by this. It is not so much by the multiplica tion of diocesan activity as by better mental equipment, a wiser policy, and better direc tion, that -the Church could do more good; and the Bishop who came back to his diocese 42 THE REVENUES OF with his mind expanded_^by contact with men of many other interests, and by having been compelled to turn his attention to the big problems of Church and State, would be a far more useful person in his owfJ district. There he is in contact, or should be, with all classes of society; he represents them in central councils, and brings back td them what he has learnt. THE CHURCH OF ENGLAND 43 IV.— DEANS AND CHAPTERS We come now to Deans and Chapters. There is a movement at present for doing away with Deans, and making the Bishops Deans of their cathedrals. The object is to get a little more money for making new bishoprics. I am bound to say that this seems to me an ill-considered policy. Our cathedrals are — and might be still more than they are — great centres of religious life. They are an heritage from the past, of greater value than many people recognize, and they demand an adequate and suitable body to serve them. Above all, there should be someone It the head who is responsible for the services and life of the cathedral, who may not have very heavy work, but is always present. That is exactly what a Bishop Cannot be. A Bishop already has far too much to do. He does very little in the way of keeping still. He is all about his diocese. He talks a great deal; he gives many people 44 THE REVENUES OF the impression that he has ceased to have time to read or to think. That he should be expected to look after the services and the care of his cathedral would be equally bad for himself and for the cathedral. Further than that, one of the great advan tages of deaneries has always been that they might be places occupied by those who, by intellectual and literary distinction, have much weight in the thought of the day. It is true that some appointments recently have made us think that the same commonplace characteristics of activity are looked upon as the proper qualification for a deanery as well as for a bishopric; but it may be hoped that in the future it may be recognized, as in the past, that deaneries may be rightly filled by men whose contribution to the work of the Church has been that of intellectual thought rather than of popular preaching. I need not say that the proposal that Bishops should appropriate deaneries as residences is an equally unfortunate one. It is not necessary, in the case of the newer dioceses, that a Dean and Chapter should be provided at once. The cathedral church will be a parish church with a Rector responsible for it, and all that is immediately necessary THE CHURCH OF ENGLAND 45 is to increase somewhat the means at his disposal for organizing its services. The building up of a cathedral establishment may be the work of time. As regards the older cathedrals the fol lowing reforms are necessary: ,^ I. There should be for Deans and Canons, as for all other clergy, a retiring age and proper pensions provided. In many of our cathedrals the greater number of members of the Chapter are so old that they are quite unfit for the work they should do, while the abler men who ought to take their places cannot be appointed until they themselves are too old for the work. 2. Pluralism should be done away with as regards Canons as much as any others of the clergy. They should all be compelled to reside. That will necessitate the provision of a suitable number of houses in those cathe drals where there is only one residence. The common residential home, in which four Canons in succession encamp for three months, is an inefficient and uncomfortable arrangement. These two reforms will do most of what is required. If right men of a suitable age are appointed to such posts, they will find their 46 THE REVENUES OF work and do it. How far special work shoulc be assigned to each Canon is a furthei question. The endowment of professorships at Oxford or Durham is, of course, a mosi suitable use of the money, and the system might be extended. On the other hand, the endowment of a professorship at Oxford by a canonry at Rochester seems to me a very doubtful policy. There should, of course, as part of any general scheme, be a careful survey of the funds of all cathedrals, and of the emoluments of officials, to see whether they are adequate for the work required. But I do not believe that here, any more than in the case of the Bishops, could any saving be wisely effected. On the other hand, there are at the present time some Chapters in which neither the Deans nor Canons enjoy their full stipends. While in the case of some cathedrals the estates are held by the Ecclesiastical Com missioners, and the incomes paid in full, in others the estates or part of the estates are in the hands of the Chapters, and some oi these are reduced very much in value. A Canon of a cathedral cannot under the conditions of the present day do his work THE CHURCH OF ENGLAND 47 his position. The resources of the Chapters must be reviewed and the deficiency supplied. I do not believe the total amount required will be large. The result of our survey is that for the older cathedrals the following are required : I. A capital sum to provide residential houses in certain cathedrals. 2. An increase of income in certain Chapters which have suffered from the depreciation in value of their estates. 3. Provision for certain offices which are at present endowed by canonries in distant cathedrals. One thing more let me say. All Deans and Chapters should be compelled to pu^sh detailed accounts. Every other public body is now expected to do so, and I do not see any reason why they should be exempt. 48 THE REVENUES OF v.— THE TRAINING OF THE CLERGY We now come to another branch of our inquiry — the training of the clergy and the best means of securing a high standard of intellectual life in the Church^. This is also one of the most important sides of our inquiry. I believe that one of the chief causes of weakness in the Church of England at the present time lies in the fact that, while the intellectual standard and education of the great body of the people in the country has become steadily higher, that of the clergy has certainly not improved, even if it has not deteriorated. This has, I believe, largely arisen through the fatal policy of preferring edification to sound learning, a policy which seems at first to bring good results, but will ultimately lead to great weakness. The provision made at present for training for Orders is as follows: I. There are the two theological Faculties of Oxford and Cambridge, both well en- THE CHURCH OF ENGLAND 49 dowed, but not used as much as they might be for training for Orders. 2. The University of Durham has a theo logical Faculty not well endowed. 3. At King's College, London, there is a theological Faculty until recently with no endowment, and now with one small and uncertain. 4. There are a large number of theological colleges, small, unendowed, often attached to one particular school of thought, with quite inadequate staffs, and unable to create either a high theological standard or an intellectual atmosphere. Contrast with this what has been accom plished in recent years in the secular educa tion of the country. You have in many of our large towns new Universities or University colleges, with large schools of arts and science, in comparison with theological colleges well endowed, exercising a strong if indirect influence on the thought of the country. There is nothing to correct or supplement this. I do not mean that the influence of arts, of science, and of economics, and all the other subjects taught, is wrong. For the most part it is right. I would go farther and say that it is religious. But it is one-sided. The mind 50 THE REVENUES OF of the nation, as of individuals, gets absorbed in one domain of thought if others are not adequately represented. We need a proper and harmonious development in intellectual life. And, because the influence of intellectual movements is subtle, do not think they do not count. They count enormously. Because research is carried on by specialists whose minds are far removed from ordinary life, and their researches expressed in language we cannot understand, do not think its effects do not spread. They spread very far. If you ask me why people do not care for Church services as they used to do, and why they criticize so much what is said about religion, it is because they are carried away by an intellectual atmosphere that they do not altogether understand, and doubt whether what is said is true. The thought of the country tends in other directions. Chris tianity is largely presented in a manner alien to present-day ideals. A great many of the clergy are inadequately trained for present ing it. Do not think that this only affects the educated. There are no people more respon sive to intellectual tendencies (which they do THE CHURCH OF ENGLAND 51 not in the least comprehend) than the great body of working men. They are no doubt inarticulate, they cannot express their objec tions accurately, but they feel the tendencies of the day. Most people cannot attend to many things at once; and the drift of the thought of the day is not directly or obviously religious. Now, we want to remedy this, not in an unhealthy but in a healthy manner. There should be adequate intellectual attention to theology and the subjects connected with it. To secure that, what is required is that there should be in each University a body of teachers of theology as of other subjects of learning. The organization of the Theological Faculty (when one is founded) will be inter denominational, as in London — that is, every denomination will be represented upon it that provides teachers. What it is necessary for the Church of England to do is to endow properly equipped theological colleges in con nection with each of the new Universities, so that there may be a body of teachers of weight and learning engaged in training the future clergy and others in all the subjects that directly concern our religion, and pre senting the traditional teaching of the Church 52 THE REVENUES OF in the language of the day. Now, to do that requires very considerable funds. A Pro fessor ought to have an income of from £600 to £1,000 a year, if he is to take his proper place in the University. We need not now go into details of organization. But I should estimate that altogether we should require about £50,000 a year for this purpose. THE CHURCH OF ENGLAND 53 VL— SOURCES OF REVENUE We have now finished our survey of the requirements of the Church of England at the present time. They are — first, a sum of £50,000 a year for the creation of the new bishoprics; secondly, a sum of £50,000 a year for the proper endowment of Theological Faculties in connection with the newer Uni versities; thirdly, some addition to the de pleted incomes of certain cathedral establish ments, and^ capital sum, not very large, for building Canon's houses; fourthly, a large sum of money for the endowment of poorer livings; and, fifthly, a large sum of money for the division of large parishes. How is this money to be provided ? At present the provision of funds for these purposes comes, first, from the revenues in the hands of the Ecclesiastical Commis sioners; secondly, to a smaller extent, from Queen Anne's Bounty; thirdly, from the voluntary contributions of the Church, which 54 THE REVENUES OF are at the present time being organized and regulated. I propose first of all to discuss the Eccle siastical Commissioners. If anyone will examine the accounts of the Ecclesiastical Commissioners fer the last few years, which show abundant evidence of careful and con scientious management, he will see that they have at their disposal a balance, after they have paid all permanent charges on their assets, of the amount of between £600,000 and £700,000 a year.* How is this used ? A sum of £400,000 has been given for several years past in grants, but it must be quite * The following are the actual balances : Year. Net Rental Dividends. Total. Expenditure. Balance. 1909-10 . . 1,432,120 435,642 1,867,762 1,259,840 607,922 I910-II .. 1,406,288 458,239 1,864,527 1,302,261 562,266 19II-I2 .. 1,438,228 487,772 1,926,000 1,316,079 610,921 1912-13 .. 1,436,568 517,838 1,954,406 1,335.509 618,997 1913-14 .. 1,504,815 549,492 2,054,307 1,358,738 695,569 I914-15 .. 1,481,441 567,381, 2,048,822 1,383,623 665,199 1915-16 .. 1,478,865 631,249 2,110,114 1,453,649 656,465 I desire to express my thanks for the great courtesy with which the Secretary of the Ecclesiastical Com missioners gave me all the information that I required. The criticisms offered are not on the management of the Commissioners, but on the pohcy, which is largely controlled by Act of Parhament. That is a question for the Church as a whole, and for the nation. THE CHURCH OF ENGLAND 55 understood what is done with this money. The amount granted is invested, and the interest on that used for the augmentation of livings, the provision of new livings, and the payment of curates. Of the remaining sum of money, amounting to somewhere about £300,000, £80,000 are set aside each year and invested, to form a reserve fund as a protection against the gradual depreciation in value of the mining royalties which form a l^rge proportion of the revenues of the Commissioners. Another large sum is in vested to meet depreciation of securities. That amount was in the past year over £500,000, so that practically a sum of £1,000,000 was invested last year. Now, I venture to think that this is some what too cautious finance. It is quite right that there should be a considerable amount invested each year, and that the income should not be divided too closely; but I believe that the amount is excessive. What is really happening is that the Commissioners are like a business firm which invests its money in first-class securities instead of investing it in the extension of the business; and what I believe ought to be done is that the sum of £400,000, instead of being re- 5 56 THE REVENUES OF invested and the income used for Church purposes, should be used at once for the necessary work of the Church. That would mean this: That the Church could do imme diately what otherwise it will take thirty or forty years to do; and surely the concerns of this generation are the first claim upon us. I do not know any place in which the Divine commands, " Sufficient unto the day is the evil thereof," " Take no excessive thought for the morrow," apply better than this. By using that £400,000 as income, and taking the other measures that I have proposed, the Church might be made fairly efficient, so far as the financial state of it is concerned, for its work at the present time. By postponing this expenditure in the way that is done at present, the Church will always be behind hand, and will never be made efficient for its needs. The arguments suggested against this are the following: First, it is stated that at one time the affairs of the Commission, owing to deprecia tion of property, got into a dangerous con dition, and there was a chance of its not being able to meet all its applications. A careful survey which I have made of the THE CHURCH OF ENGLAND 57 income of the Commission for the past fifty years will show that, if in some departments there may be a falling off, it will be generally compensated for by a rise in other directions. But more than that, there will still be what I cannot but think will be an ample margin against any ordinary losses. It is proposed that, out of the balance of £700,000, £300,000 should still be left over for reinvestment. Even if there were a considerable drop, which is not likely, in the income in any year, there would be all that margin to draw upon. Then, secondly, it is stated that this money can by Act of Parliament only be used for the benefit of livings. That is quite true. But it is obvious that any scheme for the read justment of finances in the Church will require an appeal to Parliament, and it seems to me most important that some of this money should' be used for immediate needs in other directions. Nor is there any reason, if we consider the source of this money, why this should not be done. The money of the Ecclesiastical Commissioners comes for the most part, not from parochial sources, but from episcopal and capitular estates — a very large proportion from the estates of the bishopric of Durham, and of the Dean and 58 THE REVENUES OF Chapter of St. Paul's. There is no reason, therefore, why a portion of this money should not be used for new bishoprics and other similar purposes, if it be for the well-being of the Church. What, then, I should propose is: That this sum of £400,000 a year should be used for the reconstruction of Church finance; that, of this, £50,000 should be used as soon as possible for the endowment of teaching bodies, the character of which has already been outlined; that £50,000 should be used for new bishoprics; a small capital sum will be required for the cathedral bodies and some increase of their incomes; of the remainder, considerable capital sums for the first year or so will be required for the expenses of carrying out the new rearrangement of livings. It will be necessary in any scheme to com pensate patrons; it may be very few. It will be necessary to provide a sum towards assisting in more serious dilapidations and in building rectory houses before the new scheme of finance comes in. But after that is done I should propose that approximately £150,000 a year should be used for augmenting small livings, and that £150,000 should be used for dividing large ones. THE CHURCH OF ENGLAND 59 I believe that this would mean wise finance; but I do not think this appropriation of the available sums from the Ecclesiastical Com missioners would be legitimate unless it was done as part of a general scheme for re organizing the whole finance of the Church, and in conjunction with the creation of a Sustentation Fund properly organized. The former of these two conditions has already been considered. I turn for two or three minutes to the latter. It has always been the custom in the past to make the creation of new dioceses depend entirely on the provision of voluntary sub scriptions. There are, of course, advantages in that, but there are great disadvantages. It means that no scheme of general reorganiza tion can be taken in hand. New dioceses are founded at haphazard. They depend upon the energy of a diocesan Bishop or the generosity of one or two large donors, or some such cause; while, on the other hand, an obstructive Bishop can prevent his diocese from being divided. What we want is to make the Church efficient for working at once — to adapt it, as it has not yet been adapted, to the increase of population during the last hundred years. Therefore it seems 6o THE REVENUES OF to me that it would be very much better that the diocese should be created at once, and that it should be left to make provision, so far as it feels inclined, for an episcopal residence, for the development of the new cathedral, and, in the future, perhaps, for an increased income for the Bishop. But it is obvious that the local Churchmen will receive from the corporate revenues of the Ecclesiastical Commissioners very great benefits. It is, again, a custom of the Ecclesiastical Commissioners, to provide funds for increasing a living, to meet local benefactions. If a parish raises £i,ooo to increase the value of the living, they immediately apply for a grant of £i,OQo; and the two sums are invested, and an increased income of about £60 a year is assured. This, again, is a slow and un certain process. It is not the method that can be pursued if we are going to readjust the Church's finance as a whole. But the general principle that underUes this poUcy is a wise one ; and if the large expenditure of money proposed does take place in the work of the Church, it ought to be met by the voluntary offerings of Churchpeople, but on a systematic and an organized scale. There ought, there- THE CHURCH OF ENGLAND 6i fore, to be a proper Sustentation Fund founded. The way for this has been pre-, pared by the finance schemes which have been organized now in almost every diocese. The total sum of money collected under these schemes is about £300,000 a year. Many of the purposes for which it is collected will, of course, be fulfilled to a considerable extent — for the present at any rate — by the scheme of finance proposed. But the money ought to be collected in the same systematic way. I propose that there should be a Sustentation Fund founded which should amount to about £400,000 a year. When it is remembered that the voluntary contributions in the Church of England at present are £6,000,000 a year, and that a considerable amount of this will not be required in the same way that it has been in the past for the work for which it was collected, that does not seem an excessive sum. Of this £400,000, £300,000 should go to the diocesan finance bodies, £100,000 to the central funds of the Church, managed at present by the Ecclesiastical Commissioners. That would give a further guarantee of £100,000 for the grants which the Commis sioners are making, and would enable them 62 THE REVENUES OF to invest a sum of about £400,000 a year. In the course of ten years this regular invest ment would increase their income by another £200,000. To carry out fully all that is proposed in this scheme would probably take about ten years. At the end of this ten years there would be another £200,000' a year available for the future extension and for the work of the Church. I venture to think that a scheme on lines such as I have suggested will enable us to do our work, so far as finances go, efficiently in the future. THE CHURCH OF ENGLAND 63 VII.— PENSIONS There can be no doubt that a proper Pension Scheme is a matter of supreme importance for the Church. And this for two reasons. The first is the harmful charac ter of the present method. As is well known, if a clergyman now desires to retire, he can ask for, and will probably receive, under certain circumstances, o e- third of the value of the living as a pension. A Bishop or Dean can, I believe, demand this. The result on the work of the Church is, of course, most unfortunate. Just at the moment when a new clergyman comes into his living and has very heavy expenses, he has to pay one-third of the value of the living to his predecessor. I experienced something of this myself when I first became incumbent of a living, and found myself asked to pay a half-year's stipend of £60 to my predecessor before having received any money at all from the benefice. The demand for the payment to 64 THE REVENUES OF your predecessor comes on a fixed day, and it is supposed to be paid at once. Very little income from a living comes in for the first year. In addition there are all the heavy expenses incident to a new incumbent. More over — and this applies probably most of all to bishoprics — a certain amount of the pro ceeds of the income is taken up by necessary expenses. A Bishop, for example, has to keep up his palace, to provide a chaplain and others necessary to help him to carry on the work; he is expected to give his sub scriptions; he has all the expenses. This really will take up nearly two-thirds of the income; and the one-third which is left for him to live on is taken away. A retiring Bishop, who has no expenses of any sort, has a clear income of some £1,200 a year. The man who is doing the work has all the charges, with a very much diminished income. The system seems to me to be really indefensible. But it is certainly necessary to have a Retiring Fund if the work of the Church is to be efficiently carried on. There can be no doubt that many offices which ought to be used for the benefit of the Church have for long periods ceased to confer any advan tage upon it. At Oxford, for example, we THE CHURCH OF ENGLAND 65 bave had Divinity Professors of eighty or ninety years of age, who were entirely useless. In many dioceses Canons, who caight to supplement the work of the parochial clergy in various directions, are men so old that they can barely perform even their routine duties. And the same is the case often with the parochial clergy. No doubt in many ways the clerical office can be performed fairly efficiently by men till they have reached a considerable age. But, speaking generally, there can be no doubt that the work of the Church is hampered because its more im portant positions are held by men after the period of the vigour of life is past. The old men remain hanging on, and the young men do not get their opportunity till their capacity for using it is gone. « Our aim, ihen, in having a Retiring Fund is the efficiency of the Church, and it should be accompanied with a rule of compulsory retirement for all, including Bishops and Arch bishops. I believe that the simplest method would be a universal contribution from every officer of the Church of 5 per cent, of his income, which would produce about £300,000 a year. It is, of course, important that this rule should be introduced at the same time as 66 THE REVENUES OF the financial reconstruction ; for it will mean that this permanent charge upon the livings will come at a time when a very large number of them are being increased in value. For a few years there may be a certain amount of friction, but it will not take long for this system to be accepted. Such a charge would,' I believe, contribute a Pension Fund so large that an adequate retiring pension after the age of seventy could be given to every servant of the Church. But, as there would be some difficulty and unfairness if a compulsory retiring age were introduced too drastically, I should do it very gradually. I should make it at once eighty. No one who is over eighty can make any claim or can desire to hold Church preferment. In five years' time I should make it seventy-eight, in another five seventy-six, and so on until I had reduced it to seventy. I do not think that we are concerned, as a corporate body, with the widows and orphans of the clergy or the education of the sons of the clergy. The best way of meeting such difficulties is to use all money that is available for increasing the clerical stipends, and leaving the clergy to make their own provision, like every other member of the community. The hard cases THE CHURCH OF ENGLAND 67. may be left to private charity, What is necessary is a Pension Fund which can be worked to promote the efficiency of the Church.* * The income of the clergy may be taken as follows : I. Net value of benefices . . . . 4,200,000 2. Stipends of curates . . 1,100,000 3- Bishoprics 100,000 4- Cathedral estabhshments 400,000 5- Proposed increase 400,000 £6,200,000 The interest of 5 per cent, on £6,000,000 comes to £300,000 a year. At first it would only Se necessary to provide pensions for — (i) All those clergy who were xompelled to retire at eighty. (2) Those who retire voluntarily at an earlier age. So for a time a consider able sum would accumulate. The above figures must be only approximate. I take (i) and (2) from the " Church of England Year Book " ; (4) is based on a statement contained in the " Church Reform Quarterly." 68 THE REVENUES OF VIII.— CONCLUSIONS It may be asked how a scheme such as this may be carried out. I do not think it possible, under any circumstances, that it should be done without a Parliamentary inquiry and a series of Acts of Parliament. There are some people who would suggest that we should wait until the Church attains the measure of self-government which has been suggested by the Archbishops' Com mittee. I have some doubt whether such a scheme of self-government will be granted. I very much doubt whether the majority of members of the Church of England desire it. But I am quite certain that such a compre hensive scheme for dealing with large endow ments and personal property would not in any case be possible except by a direct appeal to Parliament. Nor need we have any scruple about making such an appeal. It is not a question which concerns the spiritual func tions of the Church. It is the endowments; THE CHURCH OF ENGLAND 69 and in that, surely, the laity, and even the nation as a whole, may be. considered to have a concern. For the nation may be looked on as trustees of property held for the good of the Church. I would suggest that the Church by its representative bodies should draw up a scheme, and should then boldly go to Parlia ment and ask for a Parliamentary inquiry. We may say: " You recognize that the old rivalries and jealousies and controversies ought to pass away. What we are asking is that the Church, a national institution, should be made as efficient as possible. Nothing that we demand will inflict any injury on those who are not members of the Church. We hope that the increased effi ciency which "may thus be given may be part of a number of different causes which will lead to a wide scheihe of Christian reunion. We hope that it may be possible for Non conformists once more to share in the inherited ecclesiastical benefits of the country. We are not asking Parliament for small or partisan measures ; w^ are asking it to make adequate provision for the religious instruction of the whole body of the nation out of endowments given to the nation fpr that purpose." 70 THE REVENUES OF Let me sum up the reforms proposed. I would suggest — I. That there should be a complete survey of the dioceses of England, and a scheme for the construction of new bishoprics on the basis of conforming the dioceses as much as possible to the important civil divisions, and of reducing the excessive size of dioceses. I believe that to carry this out will require the construction of some twenty new dioceses, and suggest that the sum of £50,000 a year should be provided for this purpose from the revenues of the Ecclesiastical Commissioners. 2. One of the most urgent demands of the Church is more provision for the higher intellectual life. I believe that in connection with all the newer Universities there should be formed Church of England theological colleges adequately endowed, the teachers of which may take their place side by side with any Nonconformist teachers in forming Faculties of Theology in those Universities. For this purpose I believe we ought to set aside a sum of £50,000 a year drawn from the same source. Nothing, I believe, would do more for the well-being of the Church of England in this country than such a policy. 3. A survey should be made of the existing THE CHURCH OF ENGLAND 71 cathedral establishments, and any readjust ment and alteration which is necessary to make them more efficient for their work should be made. I do not believe that, if this is wisely done, it will mean any saving to the Church; on the other hand, I do not believe that any very large sum would have to be spent on making them more efficient. As regards the new dioceses, the building of cathedrals and the formation of Chapters may be left for the present. I have put these first because we ought at once to start on what is requisite for the proper training of the clergy, and because the provision of reasonable-sized dioceses must be the first requisite for a proper reconstruc tion of parish life. 4. I should then propose that a proper financial body with statutory powers should be created in each diocese, representative of the clergy and laity, which would supervise the management of all the diocesan funds. 5. We are now in a position for that careful survey of the parishes of the country with a view to combining those that are too small and to dividing those that are too large, and to readjusting the boundaries of the existing population. We have maintained that this 6 72 THE REVENUES OF should be done on a uniform basis throughout the country; that it should be part of one comprehensive scheme; that it should be done wisely and thoroughly. When this is accomplished we are in a position to employ a sum of about £300,000 a year to increase the value of the livings that are too small, and to provide clergy for the larger ones. 6. Coincidently with this there should be organized a proper Sustentation Fund for the Church as a whole, which may help to build up capital for future needs, and a Pension Fund, which will enable the Church to make adequate provision for the clergy when they have ceased to be able to do their work effectively. I may mention two points I have not touched upon in this proposal for financial readjustment. Except as regards the parson age house, which is part of the endowment of the living agents, I do not propose that any of the endowments of the Church should be used for Church buildings. It seems to me that that can be quite safely left to private enterprise and to the work of the Diocesan Finance Councils. There has really never been much difficulty in obtaining money for Church buildings, and it is far easier to get THE CHURCH OF ENGLAND 73 voluntary subscriptions for churches than for the endowment of the /clergy. People are far more ready to respond to a special appeal than to keep up endowments. The second is that I do not propose that much provision should be made for curates. It seems to me that that, again, we may leave to private enterprise and to diocesan organiza tion. It is most important to secure the adequate remuneration of the incumbents of parishes. It is really much better to pay the Vicar £500 a year, and to leave to him the duty of providing in the best way he can, and with the assistance of his parishioners, for curates, than to divide the money into two portions and set aside a certain amount for a curate. This scheme is not put forward in any dogmatic spirit. I have only attempted to do what, as far as I know, has not yet been attempted; to try to consider what the work of the Church of England is, and what its resources are; and to see how those resources can be best used for the financial efficiency of the Church. I am quite aware of the difficulties and limitations of the scheme. Many points may be doubtful. But what I do urge is that those who are in 74 CHURCH OF ENGLAND REVENUES authority in the Church should approach this question in a wide and comprehensive spirit; that they should try and work out a scheme for making the Church from this point of view efficient for the work it has to do; that they should show enterprise and broad-mindedness in doing it, and then determination in getting such a scheme carried. There is no doubt that there is a growing feeling that the leaders of the Church have not the courage or the will to carry out a strong and wide scheme in many directions. There is a good deal of impatience, sometimes reasonable, sometimes unreasonable. But I certainly believe that we want in the future, not only the wisdom, which sometimes seems paralyz ing, but the will and determination to carry things through. APPENDIX STATISTICS OF THE DIOCESES STATISTICS OF THE DIOCESES The following table is based on the returns given in the Diocesan Calendars; it can make no claim to minute accuracy for the foUowing reasons : I. The calculation of the net value of a benefice is a matter of the greatest uncertainty, and the returns rarely correspond. In the case of one hving, for example, I found its net income stated at £300 in one authority, £180 in another. 2. On other points the information given is not always quite certain. The number of benefices in a diocese is given differently in different sources of information. 3. In the case of two dioceses (London and Liver pool) the gross income and not the net is given. 4. In the case of Wakefield I have used the Calendar for 1916, as that for 1917 is not pubhshed. 5. The statistics of the diocese of Norwich are pre- .sented in the Diocesan Calendar in such a way as to make it impossible to use them for this table. But for the purposes of the present investigation the table is probably quite sufficiently accurate, and affords a convenient guide to the needs of the Church. I have to thank my wife and sister, Mr. H. Brown, Miss Dorothy Brown, and the Rev. E. E. Gleaves, for much valuable assistance in compihng it. 77 08 VO „. „. HI O O y P7' H rt- H- " £» o 13- ja- ^* wwonoo tr. c: . p.: c: !i e- 0) S 5^ b o s> ?1 P ?^ o 30. a- ^ M **,* Co 10 to 00-Pw O* O^OCf^>vCCl.l ooO*^ yi w p vp Oi O ¦+>. ^a- O ¦4*. O^ to Cw Oi 0\ 00 CO-P- CJi O Oi O O -*>' OJ OOiOj tO^Ol>^ 4>- Oi H ,00O\ ^ Oi \o^ \o 00<1 to p M MM b 00 M ot *vi a> to to M M C*> H vOOi OxOiO M tOvOvO OiOi OitOOMO>IOv)iH 00<-n IP J-" O M OOO OOUi "^ Ui M tji \0 00 OOLn 00 O H 4h, N lO O 0^^*i to O 0\ Oo-^ b i^ M Cn N "to OiCn O OO'^J oa Si tr* "^ S. "^ *^ ^ ^*^ CO M Oi C04i- 00 to Ln 11 to I-HO 00.^ O 00\O tOCwUi to M O CTitO MO OiWOi^^tji-^ OJ)-(t04i.t>il-i4i.^ OO OOCm OOh OivO O VO NM 00l0\O tOOi Oj to Co ON 0\ M O 00 O-^. Co O O O to Mg\tOOi4!fcCoOJCnCoCo 104>- M M MOiCn lOCri-^Co ooo to"^ ooooM to w\o Ooo^vo Oocn oj vo o^vO yD O M VI .^ 00 O^C« OOtO OCo4^vO>0 OnwcoCoCo to 00\O Ui OnCo w Ui to m O 00 to 00 p p^ to Co O 4^ Co W 4^ 00 "o^*^ VO 00 00 00-»^ .^ 4x M Cn 004*- »0 00 10 M -vj Ot 0^ to M HI VO VO CJi Oi M ^ M H Ol -vj S? 2 9? S^ !? '^P^ cw 00 O OOCo M U» 4»- M Oi 00 Ovco M :!^ i^ ^ P ^ ^> i^ rf*' t^ i^ f^ 004^ CO p\vo OOCn OO Ov^ w M vO op O 4i. OoOi h4 Cn ¦^ Oi vb i) 4^ b\Cn M 00 m "b\***^ i-l VO 00 Cv-^ (Ji OOlji -^JCo ¦^.j.Oj VO ¦^¦"J 0» Oi a»Ui Ov N to Co M to Co Co M to CM to ov oocn Oi o\ 00 to M U) OJ 4^ 0\'sj HI tOOJ M to 10 OCO Oi Ht to tOOjCO tOhitOtOIOIOtOtOtOtO toco to I0OJ4*. to to Q hA 10 Cn nne_n in «n tB f.i ry ij C\tOCnCjiC«tK Ni-o^*)NN»NNh3lOigtOlOlOtOCO|OIOCo4».tOtO S ^ ^ ^J^ *^ *i^ oocn VO vOOiCo O 10 e\MCnOiC«i VO » O .OOCO -^ \0 -sj HI OO-OOtJi O 0^"-a 4^. M -fi- -F>. ICO M * «¦ w 4>. M 10 ¦;-J Cn OOtOCo^.) H to 0000 CoOJ OOM 0\O^IOCO VO'-JCn^^tCniO lOOi M ^tO Co Ht M Co V* J^ Cn •<» b i. b vO OOvO O -vI w VO to HI a> - - - , ^ ^ j-" V^ M HI N ON » Oi ON to to ^^ ^ ^ S?^,° I:* 'fi c^ w oo4>. Cj Ci 00 M "to 4>. H M *?y* — S CrvO«Co-P>' O^vO 00 OOCO Lo -^ -Nj 4=^ HiOj 00-(!>. '-g i>n 0\C*i VO VO CO H O »Oc*»vo OnNCoCo 0C*> OO O (O tOMCOtOHIHIO^OV HI ONCn O M O U> 0\ 00 Co to HI CM^ 4>.Co O O 00 MHIHIOlt0*J4k.COCnCOMN(L>iMOCn|0MHIHIt0m •H M HI MM _ 00t04k OOOmOi O OMvO O Ovw OHico4k4^vO-(^ P* 'T3 Number of Livings. Total Value. Average Value. Average Population. Cost per Unit of Population. OO > STATISTICS OF THE DIOCESES 79 d » 0 3)W ¦2^0 0 to ¦m 60« aa . SSd Parishes with Population — *¦-« IJ8 8 ^S3 -¦3 8 ° U 5" OS" n £ £ J 69 3.954 139 9.017 200 18,014 142 60 15 4 — 127 6,064 237 14.991 328 26,580 200 48 27 12 4 20 1,032* 72 3.970* 141 9,448* 43 29 no 26 6 9 395 37 1,732 94 5.590 19 4 27 12 4 122 6,778 258 17.561 353 33.609 174 58 19 5 3 198 12,585 3°9 25,818 385 43,466 318 144 2 — 26 1.449 52 3.677 85 7,204 10 2 31 14 7 34 1.543 71 4.103 102 8,622 59 22 11 1 — 52 2,307 172 " 9.525 228 19,590 128 31 6 — — "3 3'f38 208 14,442 290 27,376 172 41 43 20 11 39 1,828 "3 5.676 166 12,982 44 3 17 6 — 144 8,346 211 17.650 270 30,026 126 44 6 3 — 99 6,791 151 13,612 200 22,873 157 41 — — 182 9,855 303 22,651 381 39,960 254 88 6 1 — 126 7,833 199 16,126 244 27,821 169 50 1 — — 170 10,215 252 21,371 299 35.221 259 105 — — — 138 9,731 253 20,270 347 37.527 142 35 27 1 I ,194 10,965 313 23,910 412 41.794 367 161 8 1 — 5 284* 14 743* 47 2,381* 2 — 32 9 2 49 1.339 120 5,910 250 14.133 27 5 73 15 — 29 1,152 68 3,915 lOI 8,290 35 12 19 9 3 217 11,863 369 26,852 468 48,674 463 217 5 2 I 187 11,475 306 25,301 374 42,189 330 154 II I I 78 3,744 157 10.319 232 20,540 94 22 30 7 2 S5 975 61 3.213 97 7,191 34 8 9 — 88 3,337 165 io,oi6 218 21,437 33 III 5 1 — 117 5,738 198 13.971 257 23,602 226 114 200 12,364 294 25,084 375 42,108 286 113 2 — — 23 875 54 2,929 83 6,718 28 11 29 9 2 23 1,095 63 3,592 120 8,279 9 2 70 26 8 149 8,201 258 19,054 359 35,760 172 50 29 7 — 83 3.942 127 3,942 157 16,538 101 34 1 — 9 567 36 1,715 96 5,242 7 I 9 I — 131 8,258 220 17,358 270 29,873 172 57 7 4 I 3.275 182,518 5,860 420,016 8,029 781,658 4,802 1.877 687 197 56 PRINTED BV BILLING AND SONS, LTD., GUILDFORD, ENGLAND. 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